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Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$10,000.00
• Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
• 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

旅遊簽賬額外現金回贈 3.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
• The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

餐飲：Extra 9X Gift Points per HK$1 Dining Transaction (10X total including 1X basic Gift Point)

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Amount: 450 · Applies to: Cash equivalent of the maximum 112,500 extra Gift Points per Eligible Credit Card account each calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 9 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 3.6% equivalent; original cap 112,500 extra Gift Points × HK$100 / 25,000 Gift Points = HK$450 per calendar month. The stated 10X total includes the 1X basic Gift Point; points are rounded where appropriate and credited to the main card in the month after the transaction month. Gift Points cannot be converted into cash or exchanged for other gifts and are not refundable or transferable.
• BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
• The source grants extra 9X Gift Points on top of the basic 1X Gift Point for every HK$1 Dining Transaction, for 10X total Gift Points. The countable promotion component is the extra 9X.
• Dining transactions are transactions at restaurants, dining merchants or organisations identified by the Company or Visa merchant codes. Banquets, private parties or functions, private-room events, and dining outlets in food courts, supermarkets, department stores, social associations, sports associations or clubhouses are excluded.
• Payment through Alipay or WeChat Pay is excluded. The Company may define or change the eligible spending categories by reference to Visa without prior notice; transactions outside the eligible category do not count.
• Main and additional card eligible dining transactions are combined for the account calculation. Only transactions posted within seven days of the transaction date count; points are rounded where appropriate and credited to the main card in the month after the transaction month.
• The maximum is 112,500 extra Gift Points for each Eligible Credit Card account per calendar month. The cap is converted to HK$450 using 25,000 Gift Points = HK$100.
• The account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; termination, agreement breach or default forfeits entitlement.
• The Company may verify records, and its records prevail over sales slips. Dishonest or fraudulent acts can cancel eligibility and reverse points. Cancelled transactions after award can be debited at 25,000 Gift Points = HK$100.
• Gift Points cannot be converted into cash or exchanged for other gifts, and are not refundable or transferable. The linked Gift Point Gift Rewards Programme terms also apply but are not used as evidence.
• Customers must retain original transaction sales slips. The Promotion Period ends on 31 December 2026; the exact start date is not stated.
• Promotion period; exact start date is not stated: Now – 2026-12-31

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

餐飲：Extra 9X Gift Points per HK$1 Dining Transaction (10X total including 1X basic Gift Point)

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Amount: 450 · Applies to: Cash equivalent of the maximum 112,500 extra Gift Points per Eligible Credit Card account each calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 9 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 3.6% equivalent; original cap 112,500 extra Gift Points × HK$100 / 25,000 Gift Points = HK$450 per calendar month. The stated 10X total includes the 1X basic Gift Point; points are rounded where appropriate and credited to the main card in the month after the transaction month. Gift Points cannot be converted into cash or exchanged for other gifts and are not refundable or transferable.
• BOC Private Card is by invitation only; contact the dedicated Relationship Manager.
• The source grants extra 9X Gift Points on top of the basic 1X Gift Point for every HK$1 Dining Transaction, for 10X total Gift Points. The countable promotion component is the extra 9X.
• Dining transactions are transactions at restaurants, dining merchants or organisations identified by the Company or Visa merchant codes. Banquets, private parties or functions, private-room events, and dining outlets in food courts, supermarkets, department stores, social associations, sports associations or clubhouses are excluded.
• Payment through Alipay or WeChat Pay is excluded. The Company may define or change the eligible spending categories by reference to Visa without prior notice; transactions outside the eligible category do not count.
• Main and additional card eligible dining transactions are combined for the account calculation. Only transactions posted within seven days of the transaction date count; points are rounded where appropriate and credited to the main card in the month after the transaction month.
• The maximum is 112,500 extra Gift Points for each Eligible Credit Card account per calendar month. The cap is converted to HK$450 using 25,000 Gift Points = HK$100.
• The account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; termination, agreement breach or default forfeits entitlement.
• The Company may verify records, and its records prevail over sales slips. Dishonest or fraudulent acts can cancel eligibility and reverse points. Cancelled transactions after award can be debited at 25,000 Gift Points = HK$100.
• Gift Points cannot be converted into cash or exchanged for other gifts, and are not refundable or transferable. The linked Gift Point Gift Rewards Programme terms also apply but are not used as evidence.
• Customers must retain original transaction sales slips. The Promotion Period ends on 31 December 2026; the exact start date is not stated.
• Promotion period; exact start date is not stated: Now – 2026-12-31

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

線上娛樂額外現金回贈 3.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
• The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature local dining: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

本地餐飲：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies local dining spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature local dining: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

本地餐飲：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies local dining spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

Osim等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: osim / oto / slowood · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

南北行等商戶：Extra 5X RewardCash for 藥房／保健品

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 藥房／保健品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

南北行等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

At Home等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / jhc / keychain pay · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

At Home等商戶：Extra 5X RewardCash for 家居／家具

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 家居／家具 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

At Home等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

sim Credit Card other eligible retail transactions: 0.4% CashBack

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

sim Credit Card other eligible retail transactions: 0.4% CashBack

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

sim Credit Card other eligible retail transactions: 0.4% CashBack

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

太古城中心冰上皇宮：Extra 5X RewardCash for 主題樂園及景點

• Eligibility: Audience: all
• Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 主題樂園及景點 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

線上娛樂額外現金回贈 3.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
• The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

太古城中心冰上皇宮：Extra 5X RewardCash for 主題樂園及景點

• Eligibility: Audience: all
• Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 主題樂園及景點 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

線上娛樂額外現金回贈 3.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
• The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

太古城中心冰上皇宮：Extra 5X RewardCash for 主題樂園及景點

• Eligibility: Audience: all
• Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 主題樂園及景點 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

線上娛樂額外現金回贈 3.6%

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
• Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
• The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

sim Credit Card other eligible retail transactions: 0.4% CashBack

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature local dining: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

本地餐飲：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies local dining spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• Application or registration is required.
• The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
• The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
• Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
• The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
• Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
• The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

酒店：2% rebate

• Eligibility: Audience: student
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies hotel spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Hotels.com: 25% off hotel bookings

• Eligibility: Audience: all
• Eligible spending: Applies to: hotels com · Type: merchant
• Benefit limit: Applies to: Hotels.com: 25% off hotel bookings · Period: not stated · Type: not stated
• Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded.
• Booking must be for four consecutive nights or more at the same hotel.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted.
• Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs.
• Offers are subject to relevant terms and conditions.
• Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms.
• The Visa Infinite table lists this offer; Visa Signature is marked not applicable.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-08-07 – 2027-08-05

Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$10,000.00
• Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
• 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 5% on designated spending

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: category
• Benefit limit: Amount: 400 · Applies to: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
• The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
• Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
• The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register for the programme in DBS Card+ during the Programme Period.
• The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
• The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
• The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Sephora等商戶：8% RewardCash rebate (includes the basic reward)

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

@cosme Store等商戶：extra 5X RewardCash

• Eligibility: Audience: all
• Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

Cosme Store等商戶：Extra 5X RewardCash for 美容／個人護理

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31