CitiCiti The Club Credit Card
Conditions apply1010CslNetvigatorNow Tv
Related merchants
Calculation
- Citi The Club Credit Card earns up to 3% Clubpoints rebate on monthly auto-bill payments: HK$3.00
Terms & conditions
Calculation assumptions
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- Limit applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto-bill payments
- Eligible merchants: 1010, csl, netvigator, now-tv
- This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%.
- The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.
Citi The Club Credit Card earns up to 3% Clubpoints rebate on monthly auto-bill payments
- Eligibility: Audience: all
- Eligible spending: Applies to: 1010 / csl / netvigator / now tv · Type: merchant
- Benefit limit: Applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto bill payments · Period: not stated · Type: not stated
- This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%.
- The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.
- Auto-bill payment of csl, 1O1O, Now TV, or NETVIGATOR: 2022-04-01 – 2026-12-31
Other offers
OtherCiti The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spendPoints——
The source lists an exclusion affecting 賬單及公用事業; eligibility for this purchase is not established. • Cash-equivalent calculation: 1 Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The conversion ratio may change; Clubpoints are not cash and cannot be converted into cash. • Limit: unlimited. • Limit applies to: Basic Clubpoints rebate on eligible transactions • Applies to all eligible spending, subject to the conditions. • Earn 1 Clubpoint for every HK$20 of eligible local or overseas posted retail spending. The principal cardholder's valid The Club account must be linked to the card. Exclusions include cash advances, fees and charges, loan and instalment withdrawals, Inland Revenue Department payments, casino transactions, ordinary online bill payments, insurance, charity and non-profit transactions, FPS transactions, and unposted, cancelled, refunded, falsified, unauthorized, or abusive transactions. • Clubpoints are credited to the principal cardholder's The Club account. The current 5-to-1 redemption ratio applies to selected HKT and Club Shopping e-Cash Vouchers and may change.
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Applies to: Basic Clubpoints rebate on eligible transactions · Period: not stated · Type: unlimited
- Percentage note: Cash equivalent calculation: 1 Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The conversion ratio may change; Clubpoints are not cash and cannot be converted into cash.
- Earn 1 Clubpoint for every HK$20 of eligible local or overseas posted retail spending. The principal cardholder's valid The Club account must be linked to the card. Exclusions include cash advances, fees and charges, loan and instalment withdrawals, Inland Revenue Department payments, casino transactions, ordinary online bill payments, insurance, charity and non-profit transactions, FPS transactions, and unposted, cancelled, refunded, falsified, unauthorized, or abusive transactions.
- Clubpoints are credited to the principal cardholder's The Club account. The current 5-to-1 redemption ratio applies to selected HKT and Club Shopping e-Cash Vouchers and may change.
- Basic Clubpoint Program: 2022-03-07 – 2026-12-31
OtherDesignated merchants earn 3 bonus Clubpoints per HK$20 with Citi The Club Credit CardPointsCap: HK$300.00 · per statement period——
Category or merchant does not match. • Cash-equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash. • Limit: 300 HKD · Per Statement Period • Limit applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf • Eligible merchants: bestarfilm-cinemas, broadway-circuit, cafe-togather-by-log-on, cinema-city, circle-k, city-super, city-super-neighbourhood, hair-corner, hyatt-regency-hong-kong-sha-tin, hyatt-regency-hong-kong-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, klook, lei-garden, lobby-by-hair-corner-apm, lobby-by-hair-corner-the-wai, log-on, mcdonalds, mcl-cinemas, pinkoi, quality-healthcare-medical-services, royce, saloon-kowloon-tong, saloon-roarguns-pacific-place, smart-charge, so-sweet-kids-salon-tsim-sha-tsui, starbucks, vita-green • The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component. • A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise. • The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.
- Eligibility: Audience: all
- Eligible spending: Applies to: bestarfilm cinemas / broadway circuit / cafe togather by log on / cinema city / circle k / city super / city super neighbourhood / hair corner / hyatt regency hong kong sha tin / hyatt regency hong kong tsim sha tsui / jpaw hair salon tsim sha tsui / klook / lei garden / lobby by hair corner apm / lobby by hair corner the wai / log on / mcdonalds / mcl cinemas / pinkoi / quality healthcare medical services / royce / saloon kowloon tong / saloon roarguns pacific place / smart charge / so sweet kids salon tsim sha tsui / starbucks / vita green · Type: merchant
- Benefit limit: Amount: 300 · Applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
- Percentage note: Cash equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash.
- The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component.
- A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise.
- The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.
- BESTARFILM Cinemas: 2026-01-01 – 2026-12-31
- Broadway Circuit: 2022-08-22 – 2027-12-31
- cafe ToGather by LOG-ON: 2023-04-01 – 2027-03-31
- Cinema City: 2022-08-22 – 2027-12-31
- Circle K: 2022-04-01 – 2027-03-31
- city'super: 2022-04-01 – 2027-03-31
- city'super neighbourhood: 2024-06-21 – 2027-03-31
- Hair Corner: 2023-03-01 – 2027-03-31
- Hyatt Regency Hong Kong, Sha Tin: 2022-04-01 – 2027-03-31
- Hyatt Regency Hong Kong, Tsim Sha Tsui: 2022-04-01 – 2027-03-31
- JPAW HAIR SALON (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
- Klook: 2022-04-01 – 2027-03-31
- Lei Garden: 2023-01-01 – 2026-12-31
- Lobby by Hair Corner (APM): 2023-03-01 – 2027-03-31
- Lobby by Hair Corner (The Wai): 2024-04-01 – 2027-03-31
- LOG-ON: 2022-04-01 – 2027-03-31
- McDonald's: 2022-04-01 – 2027-03-31
- MCL Cinemas: 2022-11-01 – 2026-12-31
- Pinkoi: 2023-04-01 – 2027-03-31
- Quality HealthCare Medical Services: 2022-05-09 – 2027-12-31
- ROYCE': 2023-04-01 – 2027-03-31
- Saloon (Kowloon Tong): 2023-03-01 – 2027-03-31
- Saloon Roarguns (Pacific Place): 2023-03-01 – 2027-03-31
- Smart Charge: 2023-03-01 – 2027-03-31
- So Sweet Kids Salon (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
- Starbucks: 2024-02-01 – 2026-12-31
- Vita Green: 2022-04-01 – 2027-03-31
Online shoppingClub Shopping purchases earn 1 extra Clubpoint per HK$20 with Citi The Club Credit CardPointsCap: HK$100.00 · per statement period——
Category or merchant does not match. • Cash-equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash. • Limit: 100 HKD · Per Statement Period • Limit applies to: Extra 1% Clubpoints rebate on Club Shopping spending • Eligible merchants: club-shopping • This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle. • The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.
- Eligibility: Audience: all
- Eligible spending: Applies to: club shopping · Type: merchant
- Benefit limit: Amount: 100 · Applies to: Extra 1% Clubpoints rebate on Club Shopping spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
- Percentage note: Cash equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash.
- This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle.
- The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.
- Extra Citi Clubpoint rebate on Club Shopping: 2022-04-01 – 2026-12-31
Online shoppingClub Shopping earns 2 Clubpoints per HK$10 through The Club Membership ProgramPoints——
Category or merchant does not match. • Cash-equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash. • Limit applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program • Eligible merchants: club-shopping • The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.
- Eligibility: Audience: all
- Eligible spending: Applies to: club shopping · Type: merchant
- Benefit limit: Applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program · Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash.
- The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.
- Club Shopping regular shop-to-earn Clubpoints: 2022-04-01 – 2026-12-31
OtherCiti The Club Credit Card charges no annual fee（優惠值未列明）Other——
This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） • The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） · Period: not stated · Type: not stated
- The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.
- Annual membership fee shown in the Citi Credit Card Fees Schedule: 2025-12-01 – Not stated
Online shoppingSelected Club Shopping products receive 5% offConditions applyDiscount——
Category or merchant does not match. • Limit applies to: Selected Club Shopping products receive 5% off • Application, registration or activation required. See conditions. • Eligible merchants: club-shopping • The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.
- Eligibility: Audience: all
- Eligible spending: Applies to: club shopping · Type: merchant
- Benefit limit: Applies to: Selected Club Shopping products receive 5% off · Period: not stated · Type: not stated
- Application or registration is required.
- The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.
Pharmacies and supplementsVita Green designated products receive 4% offDiscount——
Category or merchant does not match. • Limit applies to: Vita Green designated products receive 4% off • Eligible merchants: vita-green • The offer applies to designated products in Vita Green stores. The merchant's terms apply; the source asks cardholders to confirm details with the merchant.
- Eligibility: Audience: all
- Eligible spending: Applies to: vita green · Type: merchant
- Benefit limit: Applies to: Vita Green designated products receive 4% off · Period: not stated · Type: not stated
- The offer applies to designated products in Vita Green stores. The merchant's terms apply; the source asks cardholders to confirm details with the merchant.
- Vita Green promotion: Now – 2027-03-31
CinemasBESTARFILM designated combo receives 10% instant discountConditions applyDiscount——
Category or merchant does not match. • Limit applies to: BESTARFILM designated combo receives 10% instant discount • Application, registration or activation required. See conditions. • Eligible merchants: bestarfilm-cinemas • Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.
- Eligibility: Audience: all
- Eligible spending: Applies to: bestarfilm cinemas · Type: merchant
- Benefit limit: Applies to: BESTARFILM designated combo receives 10% instant discount · Period: not stated · Type: not stated
- Application or registration is required.
- Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.
- 10% Instant Discount on the Designated Combo: 2026-01-01 – 2026-12-31
Beauty and personal careSelected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% offDiscount——
Category or merchant does not match. • Customer: New customer • Limit applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off • Eligible merchants: craft-by-hair-corner-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, lobby-by-hair-corner-the-wai, saloon • For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: craft by hair corner tsim sha tsui / jpaw hair salon tsim sha tsui / lobby by hair corner the wai / saloon · Type: merchant
- Benefit limit: Applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off · Period: not stated · Type: not stated
- For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.
- Hair SPA promotion at the named salons: Now – 2027-03-31
Beauty and personal careSelected hair salons award a free Japan Hair Care products setGift——
Category or merchant does not match. • Customer: New customer • Limit applies to: Selected hair salons award a free Japan Hair Care products set • Eligible merchants: hair-corner-tsim-sha-tsui, lobby-by-hair-corner-apm, saloon-roarguns-pacific-place, so-sweet-kids-salon-tsim-sha-tsui • First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: hair corner tsim sha tsui / lobby by hair corner apm / saloon roarguns pacific place / so sweet kids salon tsim sha tsui · Type: merchant
- Benefit limit: Applies to: Selected hair salons award a free Japan Hair Care products set · Period: not stated · Type: not stated
- First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.
- Free Japan Hair Care products set promotion: Now – 2027-03-31
Fine diningHyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% offDiscount——
Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui cafe · Type: merchant
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off · Period: not stated · Type: not stated
- Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.
- Tsim Sha Tsui Cafe buffet offer: Now – 2027-03-31
Cafés, bakeries and dessertsHyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% offDiscount——
Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui cafe · Type: merchant
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off · Period: not stated · Type: not stated
- The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.
- Tsim Sha Tsui Cafe cake offer: Now – 2027-03-31
Fine diningHyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinksDiscount——
The offer is not available on the snapshot weekday or date. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-chinese-restaurant • Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui chinese restaurant · Type: merchant
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks · Period: not stated · Type: not stated
- Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.
- Tsim Sha Tsui Chinese Restaurant offer: Now – 2027-03-31
Fine diningHyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% offDiscount——
The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-cafe • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong sha tin cafe · Type: merchant
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off · Period: not stated · Type: not stated
- Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
- Sha Tin Cafe offer: Now – 2027-03-31
Fine diningHyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% offDiscount——
The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-sha-tin-18 • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong sha tin sha tin 18 · Type: merchant
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off · Period: not stated · Type: not stated
- Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
- Sha Tin 18 offer: Now – 2027-03-31
Fine diningHyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% offDiscount——
The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-tin-tin-bar • Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong sha tin tin tin bar · Type: merchant
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off · Period: not stated · Type: not stated
- Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.
- Tin Tin Bar offer: Now – 2027-03-31
Beauty and personal careHyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% offDiscountMinimum spending: HK$900.00——
Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off • Minimum spend: Period: per_transaction; Spend: 900 • Eligible merchants: hyatt-regency-hong-kong-sha-tin-melo-spa • Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.
- Eligibility: Audience: all
- Eligible spending: Applies to: hyatt regency hong kong sha tin melo spa · Type: merchant
- Minimum requirement: Period: per transaction · Spend: HK$900.00
- Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off · Period: not stated · Type: not stated
- Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.
- Melo Spa single-treatment offer: Now – 2027-03-31
Online shoppingPinkoi app or website spending earns 1,000 P CoinsConditions applyPointsMinimum spending: HK$580.00Cap: 1,000 point · per day——
Category or merchant does not match. • Limit: 1000 point · Per Day • Limit applies to: P Coins rebate per cardholder • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 580 • Eligible merchants: pinkoi • Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card. • Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.
- Eligibility: Audience: all
- Eligible spending: Applies to: pinkoi · Type: merchant
- Minimum requirement: Period: per transaction · Spend: HK$580.00
- Benefit limit: Amount: 1000 · Applies to: P Coins rebate per cardholder · Period: per day · Type: limited · Unit: point
- Application or registration is required.
- Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card.
- Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.
- Citi Credit Card – P Coins Rebate Offer: 2026-04-17 – 2027-03-31
Medical servicesQuality HealthCare Medical Services designated clinic services receive 4% offDiscount——
Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: Quality HealthCare Medical Services designated clinic services receive 4% off • Eligible merchants: quality-healthcare-medical-services • Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.
- Eligibility: Audience: all
- Eligible spending: Applies to: quality healthcare medical services · Type: merchant
- Benefit limit: Applies to: Quality HealthCare Medical Services designated clinic services receive 4% off · Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.
- Quality HealthCare Medical Services discount: Now – 2027-12-31
Fuel and EV chargingSmart Charge Standard Subscription Plan waives two months of service feesConditions applyFee WaiverCap: HK$3,000.00 · promotion total——
Category or merchant does not match. • Limit: 3000 HKD · Promotion Total • Limit applies to: Standard Subscription Plan waiver value, up to HK$3,000 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
- Eligibility: Audience: all
- Eligible spending: Applies to: smart charge · Type: merchant
- Benefit limit: Amount: 3000 · Applies to: Standard Subscription Plan waiver value, up to HK$3,000 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- Application or registration is required.
- Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
- The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
- Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31
Fuel and EV chargingSmart Charge Lite Subscription Plan waives two months of service feesConditions applyFee WaiverCap: HK$2,346.00 · promotion total——
Category or merchant does not match. • Limit: 2346 HKD · Promotion Total • Limit applies to: Lite Subscription Plan waiver value, up to HK$2,346 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
- Eligibility: Audience: all
- Eligible spending: Applies to: smart charge · Type: merchant
- Benefit limit: Amount: 2346 · Applies to: Lite Subscription Plan waiver value, up to HK$2,346 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- Application or registration is required.
- Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
- The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
- Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31
Fuel and EV chargingSmart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one monthConditions applyFee Waiver——
Category or merchant does not match. • Limit applies to: Smart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
- Eligibility: Audience: all
- Eligible spending: Applies to: smart charge · Type: merchant
- Benefit limit: Applies to: Smart Charge 36 month Rental Wallbox Plan waives HK$280 service fee for one month · Period: not stated · Type: not stated
- Application or registration is required.
- Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
- Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31
Fuel and EV chargingSmart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one monthConditions applyFee Waiver——
Category or merchant does not match. • Limit applies to: Smart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
- Eligibility: Audience: all
- Eligible spending: Applies to: smart charge · Type: merchant
- Benefit limit: Applies to: Smart Charge 60 month Rental Wallbox Plan waives HK$230 service fee for one month · Period: not stated · Type: not stated
- Application or registration is required.
- Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
- Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31
OtherCiti Banking Benefits offer up to HK$70,000 cash rebateConditions applyCashbackCap: HK$70,000.00 · promotion total——
This benefit does not apply to a purchase. • Customer: New customer • Limit: 70000 HKD · Promotion Total • Limit applies to: Citi Banking Benefits cash rebate headline • Application, registration or activation required. See conditions. • The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 70000 · Applies to: Citi Banking Benefits cash rebate headline · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- Application or registration is required.
- The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.
- Citigold and Citigold Private Client Welcome Offer period linked from the card page: 2026-10-01 – 2026-10-31
OtherCitigold Private Client time deposits receive up to 1% p.a. top-up rebateConditions applyCashbackCap: HK$15,124.00 · promotion total——
This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 15124 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold Private Client time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
- Eligibility: Audience: all · Customer status: new · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 15124 · Applies to: Maximum cash rebate for eligible Citigold Private Client time deposits · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- Application or registration is required.
- The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124.
- Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
- Citigold Private Client account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31
OtherCitigold time deposits receive up to 1% p.a. top-up rebateConditions applyCashbackCap: HK$3,781.00 · promotion total——
This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 3781 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
- Eligibility: Audience: all · Customer status: new · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 3781 · Applies to: Maximum cash rebate for eligible Citigold time deposits · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- Application or registration is required.
- The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781.
- Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
- Citigold account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31
OtherCiti The Club Credit Card awards 10,000 ClubpointsConditions applyPoints——
This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Citi The Club Credit Card awards 10,000 Clubpoints • Application, registration or activation required. See conditions. • The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Citi The Club Credit Card awards 10,000 Clubpoints · Period: not stated · Type: not stated
- Application or registration is required.
- The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.
OtherThe Club Platinum Membership（優惠值未列明）Conditions applyLifestyle——
This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: The Club Platinum Membership（優惠值未列明） • Application, registration or activation required. See conditions. • The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: The Club Platinum Membership（優惠值未列明） · Period: not stated · Type: not stated
- Application or registration is required.
- The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.
OtherThe Peninsula Hong Kong cake e-voucher worth HK$538Conditions applyGiftapple pay / samsung pay / google pay——
New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: The Peninsula Hong Kong cake e-voucher worth HK$538 • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance. • The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: all
- Requirements: Pay with: apple pay / samsung pay / google pay
- Benefit limit: Applies to: The Peninsula Hong Kong cake e voucher worth HK$538 · Period: not stated · Type: not stated
- Application or registration is required.
- Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance.
- The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.
- Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31
OtherCiti The Club Credit Card reward: HK$500 cash rebateConditions applyCashbackapple pay / samsung pay / google pay——
New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Citi The Club Credit Card reward: HK$500 cash rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: all
- Requirements: Pay with: apple pay / samsung pay / google pay
- Benefit limit: Applies to: Citi The Club Credit Card reward: HK$500 cash rebate · Period: not stated · Type: not stated
- Application or registration is required.
- This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.
- Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31
OtherCiti Credit Card referrals earn HK$3,300 cash rebateCashback——
This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Citi Credit Card referrals earn HK$3,300 cash rebate • The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.
- Eligibility: Audience: all · Customer status: existing
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Citi Credit Card referrals earn HK$3,300 cash rebate · Period: not stated · Type: not stated
- The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.
TravelCiti The Club Credit Card annual travel insurance cover（優惠值未列明）Travel——
Category or merchant does not match. • Limit applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） • Eligible categories: 旅遊 • The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card. • The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent. • Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.
- Eligibility: Audience: all
- Eligible spending: Applies to: 旅遊 · Type: category
- Benefit limit: Applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） · Period: not stated · Type: not stated
- The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card.
- The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent.
- Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.
- Annual TravelCare Insurance Policy: 2026-04-25 – 2027-04-24
ElectronicsClub Shopping Smart Protection covers up to 70% of accidental damageLifestyleCap: HK$20,000.00 · promotion total——
Category or merchant does not match. • Limit: 20000 HKD · Promotion Total • Limit applies to: Maximum aggregate claim amount per insured electronic product during its 12-month protection period, or the invoice price if lower • Eligible merchants: club-shopping • The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older. • Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.
- Eligibility: Audience: all
- Eligible spending: Applies to: club shopping · Type: merchant
- Benefit limit: Amount: 20000 · Applies to: Maximum aggregate claim amount per insured electronic product during its 12 month protection period, or the invoice price if lower · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older.
- Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.
- Complimentary Smart Protection promotion: 2025-04-25 – 2027-04-24
Travel bookingsClub Travel bookings award one complimentary csl/1O1O/Club Sim roaming day passConditions applyTravelMinimum spending: HK$1,000.00Cap: 10 day pass · per transaction——
Category or merchant does not match. • Customer: Existing customer; Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID. • Limit: 10 day pass · Per Transaction • Limit applies to: Roaming day passes awarded per Booking • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligible merchants: club-travel • Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints. • The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting. • For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.
- Eligibility: Audience: all · Customer status: existing · Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID.
- Eligible spending: Applies to: club travel · Type: merchant
- Minimum requirement: Period: per transaction · Spend: HK$1,000.00
- Benefit limit: Amount: 10 · Applies to: Roaming day passes awarded per Booking · Period: per transaction · Type: limited · Unit: day pass
- Application or registration is required.
- Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints.
- The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting.
- For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.
- Complimentary Data Roaming Day Pass promotion: 2026-04-25 – 2027-04-24
Loans and installmentsCiti The Club Credit Card retail purchases receive up to 58 days interest-freeFinancing——
This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest-free • The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest free · Period: not stated · Type: not stated
- The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.
- Interest-free period shown in the Citi Credit Card Fees Schedule: 2025-12-01 – Not stated
