Sorted by the highest estimated saving excluding merchant-specific offers, from left to right. Range upper bounds include merchant-specific offers; stated requirements apply. Show all reveals every category in the current group.
DBS Eminent Card 2026 rebate programme: 1% on other retail spending: HK$1.00
Terms & conditions
Calculation assumptions
Assumes effective registration, an eligible wallet reload, and unused monthly wallet and other-retail allowances. 假設登記已生效、增值交易合資格及每月額度尚未使用。
Eligible in-wallet balance reloads to AlipayHK or WeChat Pay HK only; bank/FPS fund transfers and merchant payments are different transactions. 只適用於合資格錢包餘額增值;銀行/轉數快轉賬及商戶付款另計。
Register this programme in DBS Card+. For registration during 2026, spending qualifies from the next calendar day. 須於 DBS Card+ 登記;2026 年內登記者由翌日起計合資格交易。
1% includes the 0.4% basic reward. The first HK$5,000 of combined electronic-wallet spending per calendar month qualifies, within the HK$20,000 other-retail spending allowance. 1% 已包括基本回贈;每月共用首 HK$5,000 電子錢包簽賬額度,並受其他零售簽賬額度限制。
The card must remain valid and in good standing. Cash credit requires the DBS$ Cash Rebate Scheme. 信用卡須有效及狀況良好;現金回贈須選用 DBS$ 現金回贈計劃。
Only researched top-up rewards are listed. Gross rewards exclude wallet and issuer fees. 只列出已核對條款的增值獎賞;未扣除錢包及發卡行費用。
DBS Eminent Card 2026 rebate programme: 1% on other retail spending
Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 50 · Applies to: Cash rebate on the first HK$5,000 of combined electronic wallet spending per calendar month; other retail allowance also applies. · Currency: HKD · Period: per month · Type: limited · Unit: currency
Application or registration is required.
Eligible in-wallet balance reloads to AlipayHK or WeChat Pay HK only; bank/FPS fund transfers and merchant payments are different transactions. 只適用於合資格錢包餘額增值;銀行/轉數快轉賬及商戶付款另計。
Register this programme in DBS Card+. For registration during 2026, spending qualifies from the next calendar day. 須於 DBS Card+ 登記;2026 年內登記者由翌日起計合資格交易。
1% includes the 0.4% basic reward. The first HK$5,000 of combined electronic-wallet spending per calendar month qualifies, within the HK$20,000 other-retail spending allowance. 1% 已包括基本回贈;每月共用首 HK$5,000 電子錢包簽賬額度,並受其他零售簽賬額度限制。
The card must remain valid and in good standing. Cash credit requires the DBS$ Cash Rebate Scheme. 信用卡須有效及狀況良好;現金回贈須選用 DBS$ 現金回贈計劃。
Only researched top-up rewards are listed. Gross rewards exclude wallet and issuer fees. 只列出已核對條款的增值獎賞;未扣除錢包及發卡行費用。
This page compares credit card rewards for AlipayHK using a HK$100 purchase. Discount Map uses AI-assisted collection and analysis to organise offer information, then applies calculation rules to estimate savings. Review cashback, discounts, eligible merchants and source terms before choosing how to pay.
Which credit card saves the most money?
The answer depends on the merchant, spending category, payment method, minimum purchase, registration and remaining reward cap. Default results favour relevance. Use savings sorting to compare calculated amounts. Category ranges distinguish estimates excluding merchant-specific offers from estimates including them; the upper figure requires the stated merchant conditions.
How are discounts and card rewards compared?
An immediate discount can reduce the card payment. Cashback may arrive later. Only supported combinations should be treated as compatible. Different credit cards are separate choices, so their rewards cannot be added together. Points and miles need a supported cash conversion before comparison with cash savings.
What should I check before using a result?
Open the source and confirm dates, eligible cards, transaction channels, quotas and caps. The calculation date identifies the snapshot, not personal eligibility. Coverage can be incomplete and terms can change. The highest supported estimate applies only to the compared purchase scenario. Choose the amount that matches your planned transaction, and compare the detailed conditions instead of relying on an advertised rate alone.