Spend well.
Get more back.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed welcome cash rebate; the source gives no eligible-spend percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • The principal card application must be successful on or before 2026-12-31. • The principal cardholder must spend HK$5,800 or more on eligible retail purchases and/or cash advance with the principal card within the first 3 months from card issuance. • Tax payments, online bill payments, balance transfers, instalments, administration fees, finance charges, annual fees, autopay transactions, Octopus AAVS reload transactions and casino transactions do not count. • Only customers without the Bank's credit cards or co-branded cards at application are eligible; cancelling one within the previous 6 months also prevents the gift. The account must remain valid and in normal status. • Each customer may receive the welcome gift only once and cannot change the selected gift. Gifts are first-come-first-served while stocks last, and a substitute may be offered. • If qualifying transactions are cancelled or reversed, or the eligible card is cancelled within 14 months after account opening, the Bank may debit a handling fee to recover the gift cost. The cash rebate is credited within 4 to 6 weeks after the requirement is met.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed welcome cash rebate; the source gives no eligible spend percentage denominator.
• Application or registration is required.
• The principal card application must be successful on or before 2026-12-31.
• The principal cardholder must spend HK$5,800 or more on eligible retail purchases and/or cash advance with the principal card within the first 3 months from card issuance.
• Tax payments, online bill payments, balance transfers, instalments, administration fees, finance charges, annual fees, autopay transactions, Octopus AAVS reload transactions and casino transactions do not count.
• Only customers without the Bank's credit cards or co-branded cards at application are eligible; cancelling one within the previous 6 months also prevents the gift. The account must remain valid and in normal status.
• Each customer may receive the welcome gift only once and cannot change the selected gift. Gifts are first-come-first-served while stocks last, and a substitute may be offered.
• If qualifying transactions are cancelled or reversed, or the eligible card is cancelled within 14 months after account opening, the Bank may debit a handling fee to recover the gift cost. The cash rebate is credited within 4 to 6 weeks after the requirement is met.
• Fubon Visa Platinum Card principal-card welcome offer: Now – 2026-12-31

Category or merchant does not match. • Customer: New customer • The source states a tiered fixed cash rebate and points amount, but no single eligible-spend percentage denominator. • Limit: 460 HKD · Promotion Total • Limit applies to: Overseas-transaction cash rebate under the Fubon Credit Card Upgrade Reward Program per welcome offer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Eligible categories: 海外簽賬 • The Fubon Credit Card Upgrade Reward Program reward is for overseas transactions settled in the local currency of the country where the transaction is made, not in Hong Kong dollars. • The page states HK$1 spending equals 20 points for New Taiwan Dollar spending with this Fubon Visa Platinum Card. • The page example shows HK$4,000 of New Taiwan Dollar spending in month 1 earning 80,000 points and HK$320, and HK$1,800 in month 2 earning 36,000 points and HK$140, for up to 116,000 points and HK$460. • The page ties the total points to the HK$5,800 welcome-gift spending meeting the stated criteria and the separate Upgrade Reward Program terms. The complete linked program terms are not present in the source folder, so no additional condition is assumed. • The source states 25,000 points can redeem HK$100 cash rebate and 5,000 points can redeem cash rebate; the page example is preserved as the source amount without deriving a percentage.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Amount: 460 · Applies to: Overseas transaction cash rebate under the Fubon Credit Card Upgrade Reward Program per welcome offer · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states a tiered fixed cash rebate and points amount, but no single eligible spend percentage denominator.
• Application or registration is required.
• The Fubon Credit Card Upgrade Reward Program reward is for overseas transactions settled in the local currency of the country where the transaction is made, not in Hong Kong dollars.
• The page states HK$1 spending equals 20 points for New Taiwan Dollar spending with this Fubon Visa Platinum Card.
• The page example shows HK$4,000 of New Taiwan Dollar spending in month 1 earning 80,000 points and HK$320, and HK$1,800 in month 2 earning 36,000 points and HK$140, for up to 116,000 points and HK$460.
• The page ties the total points to the HK$5,800 welcome-gift spending meeting the stated criteria and the separate Upgrade Reward Program terms. The complete linked program terms are not present in the source folder, so no additional condition is assumed.
• The source states 25,000 points can redeem HK$100 cash rebate and 5,000 points can redeem cash rebate; the page example is preserved as the source amount without deriving a percentage.
• Fubon Credit Card Upgrade Reward Program overseas-transaction welcome reward: Now – 2026-12-31

Category or merchant does not match. • Source-stated 8% equivalent cash rebate; the table also states 20X bonus points and HK$0.75 = 1 mile. • Eligible categories: 海外簽賬 • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars. • The 20X total comprises 5X points from the Fubon Credit Card Rewards Program and 15X points from the Fubon Credit Card Extra Program. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$0.75 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 8% equivalent cash rebate; the table also states 20X bonus points and HK$0.75 = 1 mile.
• All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
• The 20X total comprises 5X points from the Fubon Credit Card Rewards Program and 15X points from the Fubon Credit Card Extra Program.
• The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$0.75 = 1 mile.
• The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
• Fubon Credit Card Bonus Point Program: Now – 2026-12-31

Category or merchant does not match. • Source-stated 4% equivalent cash rebate; the table also states 10X bonus points and HK$1.5 = 1 mile. • Eligible categories: 海外簽賬 • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars. • The 10X total comprises 5X points from the Fubon Credit Card Rewards Program and 5X points from the Fubon Credit Card Extra Points Program. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$1.5 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 4% equivalent cash rebate; the table also states 10X bonus points and HK$1.5 = 1 mile.
• All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
• The 10X total comprises 5X points from the Fubon Credit Card Rewards Program and 5X points from the Fubon Credit Card Extra Points Program.
• The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$1.5 = 1 mile.
• The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
• Fubon Credit Card Bonus Point Program: Now – 2026-12-31

Category or merchant does not match. • Source-stated 2% equivalent cash rebate; the table also states 5X bonus points and HK$3 = 1 mile. • Eligible categories: 海外簽賬 • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$3 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 2% equivalent cash rebate; the table also states 5X bonus points and HK$3 = 1 mile.
• All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
• The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$3 = 1 mile.
• The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
• Fubon Credit Card Bonus Point Program: Now – 2026-12-31

The offer is not available on the snapshot weekday or date. • Source-stated 0.8% equivalent cash rebate; the table also states 2X bonus points and HK$7.5 = 1 mile. • Minimum spend: Period: per_transaction; Spend: 300 • Applies to all eligible spending, subject to the conditions. • The reward applies to local spending of HK$300 or above on Saturday or Sunday. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$7.5 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Minimum requirement: Period: per transaction · Spend: HK$300.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated 0.8% equivalent cash rebate; the table also states 2X bonus points and HK$7.5 = 1 mile.
• The reward applies to local spending of HK$300 or above on Saturday or Sunday.
• The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$7.5 = 1 mile.
• The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
• Fubon Credit Card Bonus Point Program: Now – 2026-12-31

Category or merchant does not match. • Customer: New customer • Fixed points per transaction; the source gives no cash-equivalent spending denominator. • Eligible categories: 八達通 • The source states that cardholders receive 100 bonus points for each AAVS transaction regardless of the top-up amount. • Octopus AAVS reload transactions are excluded from the separate welcome-gift spending requirement. • The page links to further AAVS details; the linked page is not used as evidence.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 八達通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed points per transaction; the source gives no cash equivalent spending denominator.
• The source states that cardholders receive 100 bonus points for each AAVS transaction regardless of the top-up amount.
• Octopus AAVS reload transactions are excluded from the separate welcome-gift spending requirement.
• The page links to further AAVS details; the linked page is not used as evidence.
• Fubon Credit Card Bonus Point Program: Now – 2026-12-31

Category or merchant does not match. • Source-stated maximum premium discount of 20%. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: fubon-credit-card • Eligible categories: 保險 • The discount applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card. • The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope. • The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.

• Eligibility: Audience: all
• Eligible spending: Applies to: 保險 · Type: category
• Requirements: Pay with: fubon credit card
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated maximum premium discount of 20%.
• Application or registration is required.
• The discount applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card.
• The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope.
• The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.
• Single or Annual Travel Insurance Plan promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • The source states a 7X point reward but no cash-equivalent percentage for the insurance premium. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: fubon-credit-card • Eligible categories: 保險 • The reward applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card. • The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope. • The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.

• Eligibility: Audience: all
• Eligible spending: Applies to: 保險 · Type: category
• Requirements: Pay with: fubon credit card
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 7X point reward but no cash equivalent percentage for the insurance premium.
• Application or registration is required.
• The reward applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card.
• The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope.
• The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.
• Single or Annual Travel Insurance Plan promotion: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • A fee waiver has no spending percentage. • The card page lists a first 3-year annual fee waiver. • Fubon Bank will charge an annual fee in the following calendar year if its records show that the cardholder failed to pay the minimum payment by the due date twice or more within twelve consecutive months immediately on the account-opening anniversary. • The source does not separately state whether the waiver applies to the supplementary-card fee.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fee waiver has no spending percentage.
• The card page lists a first 3-year annual fee waiver.
• Fubon Bank will charge an annual fee in the following calendar year if its records show that the cardholder failed to pay the minimum payment by the due date twice or more within twelve consecutive months immediately on the account-opening anniversary.
• The source does not separately state whether the waiver applies to the supplementary-card fee.

This benefit does not apply to a purchase. • Customer: New customer • The source lists a card service feature with no spending percentage or cash-equivalent value. • The card page lists Octopus Add-Value Service as an other privilege or feature and links to further details. • The separate AAVS reward is 100 bonus points per transaction, while AAVS reloads are excluded from the welcome-gift spending requirement.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source lists a card service feature with no spending percentage or cash equivalent value.
• The card page lists Octopus Add-Value Service as an other privilege or feature and links to further details.
• The separate AAVS reward is 100 bonus points per transaction, while AAVS reloads are excluded from the welcome-gift spending requirement.

This benefit does not apply to a purchase. • The source lists a payment feature with no spending percentage or cash-equivalent value. • The card can be tapped on a contactless card reader accepting Visa payWave or Mastercard to settle a transaction. • The page links to further contactless-payment details; the linked page is not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source lists a payment feature with no spending percentage or cash equivalent value.
• The card can be tapped on a contactless card reader accepting Visa payWave or Mastercard to settle a transaction.
• The page links to further contactless-payment details; the linked page is not used as evidence.

This benefit does not apply to a purchase. • The source states a time period, not a spending percentage. • The interest-free period is available only when the cardholder pays the Current Balance in full by the Payment Due Date. • No interest-free period applies when the cardholder pays less than the Current Balance by the Payment Due Date.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a time period, not a spending percentage.
• The interest-free period is available only when the cardholder pays the Current Balance in full by the Payment Due Date.
• No interest-free period applies when the cardholder pays less than the Current Balance by the Payment Due Date.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD200 / HKD4,000 × 100 = 5%. This uses the HKD200 CashBack saving and HKD4,000 minimum eligible spend. Rounded to 5%. The effective rate decreases above HKD4,000 spend. • Limit applies to: Welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Principal sim Credit Card application during the promotion; no current or card in the prior 12 months, and no non-card loan or credit service/account in the prior 12 months. • Choose this reward during application; otherwise CashBack is the default. Accumulate HKD4,000 in eligible retail purchases within 90 days after card issue. Only one welcome reward; account must remain valid and in good standing. • Eligible purchases exclude fees, bill payments, utilities, tax, donations, insurance, cash or e-money transfers, wallet reloads, instalments, and other listed exclusions. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$4,000.00
• Benefit limit: Applies to: Welcome reward · Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD200 / HKD4,000 × 100 = 5%. This uses the HKD200 CashBack saving and HKD4,000 minimum eligible spend. Rounded to 5%. The effective rate decreases above HKD4,000 spend.
• Application or registration is required.
• Principal sim Credit Card application during the promotion; no current or card in the prior 12 months, and no non-card loan or credit service/account in the prior 12 months.
• Choose this reward during application; otherwise CashBack is the default. Accumulate HKD4,000 in eligible retail purchases within 90 days after card issue. Only one welcome reward; account must remain valid and in good standing.
• Eligible purchases exclude fees, bill payments, utilities, tax, donations, insurance, cash or e-money transfers, wallet reloads, instalments, and other listed exclusions.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer. • Choose this reward during application. Only one welcome reward; account must remain valid and in good standing. • Gift-card use is subject to supplier terms sent with the redemption notice. • During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$4,000.00
• Benefit limit: Applies to: Welcome reward · Period: not stated · Type: not stated
• Application or registration is required.
• Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer.
• Choose this reward during application. Only one welcome reward; account must remain valid and in good standing.
• Gift-card use is subject to supplier terms sent with the redemption notice.
• During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer. • Choose this reward during application. Only one welcome reward; account must remain valid and in good standing. • Gift-card use is subject to supplier terms sent with the redemption notice. • During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$4,000.00
• Benefit limit: Applies to: Welcome reward · Period: not stated · Type: not stated
• Application or registration is required.
• Same principal-card, new-customer, and HKD4,000 eligible-spend conditions as the Welcome Offer.
• Choose this reward during application. Only one welcome reward; account must remain valid and in good standing.
• Gift-card use is subject to supplier terms sent with the redemption notice.
• During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 100000 HKD · Per Transaction • Limit applies to: Approved Cash Instalment Amount; also limited to 95% of approved credit limit • Application, registration or activation required. See conditions. • Same eligibility as the Welcome Offer; select this option during application. No spending requirement. • Six-month tenor; monthly handling fee waived. Minimum amount HKD500; maximum is the lower of HKD100,000 or 95% of approved credit limit. Receiving-bank charges may apply. • During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 100000 · Applies to: Approved Cash Instalment Amount; also limited to 95% of approved credit limit · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Application or registration is required.
• Same eligibility as the Welcome Offer; select this option during application. No spending requirement.
• Six-month tenor; monthly handling fee waived. Minimum amount HKD500; maximum is the lower of HKD100,000 or 95% of approved credit limit. Receiving-bank charges may apply.
• During the overlapping CashBack Promotion Period, if the cardholder is eligible for benefits under another Card Issuer promotion, the issuer may provide benefits under only one promotion.
• Welcome Offer: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Student; Document: Copy of a valid student identity card, verified by the Card Issuer. • Limit applies to: Annual card fee waiver • Application, registration or activation required. See conditions. • Applicant must attend a full-time programme at a listed accredited Hong Kong institution. A student card may be provided after application if it was not supplied during application. • Card account must remain valid and in good standing. The issuer may choose to provide only one promotion when the cardholder qualifies for multiple promotions.

• Eligibility: Audience: student · Document: Copy of a valid student identity card, verified by the Card Issuer.
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Annual card fee waiver · Period: not stated · Type: not stated
• Application or registration is required.
• Applicant must attend a full-time programme at a listed accredited Hong Kong institution. A student card may be provided after application if it was not supplied during application.
• Card account must remain valid and in good standing. The issuer may choose to provide only one promotion when the cardholder qualifies for multiple promotions.
• Student promotion, until further notice: 2026-01-01 – Not stated

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Eligible categories: 本地交通 • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• Eligibility: Audience: all
• Eligible spending: Applies to: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: merchant
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Eligible categories: 賬單及公用事業 • Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• Eligibility: Audience: all
• Eligible spending: Applies to: 賬單及公用事業 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: All promotion CashBack per eligible card account • Eligibility: Phase Spend Min: 1000 • Eligible categories: 其他 • Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card. • Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply. • If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
• Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
• If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Interest-free period • Applies to retail purchases when the statement balance is paid in full by the due date; does not apply to cash advances.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Interest free period · Period: not stated · Type: not stated
• Applies to retail purchases when the statement balance is paid in full by the due date; does not apply to cash advances.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: One-off application fee • Application, registration or activation required. See conditions. • For eligible cardholders using the Balance Transfer Instalment Plan; apply through the sim Credit Card app.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: One off application fee · Period: not stated · Type: not stated
• Application or registration is required.
• For eligible cardholders using the Balance Transfer Instalment Plan; apply through the sim Credit Card app.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Instalment plan • Application, registration or activation required. See conditions. • Apply in the app for a single posted Pay Bills/Taxes payment of HKD500 or more to another financial institution; payment date must be the application date. • Personalized monthly fee and term are shown in the application. Account must be in good standing.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Instalment plan · Period: not stated · Type: not stated
• Application or registration is required.
• Apply in the app for a single posted Pay Bills/Taxes payment of HKD500 or more to another financial institution; payment date must be the application date.
• Personalized monthly fee and term are shown in the application. Account must be in good standing.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Instalment plan • Application, registration or activation required. See conditions. • Available to sim Credit Card holders with cash-withdrawal function. Minimum HKD500 in HKD500 increments; aggregate amount cannot exceed 95% of credit limit. • Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Instalment plan · Period: not stated · Type: not stated
• Application or registration is required.
• Available to sim Credit Card holders with cash-withdrawal function. Minimum HKD500 in HKD500 increments; aggregate amount cannot exceed 95% of credit limit.
• Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Instalment plan • Application, registration or activation required. See conditions. • Apply in the app for one eligible posted retail purchase of HKD500 or more; separate purchases cannot be combined. Account must be in good standing. • Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Instalment plan · Period: not stated · Type: not stated
• Application or registration is required.
• Apply in the app for one eligible posted retail purchase of HKD500 or more; separate purchases cannot be combined. Account must be in good standing.
• Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD 700 / HKD 8,000 × 100 = 8.75% (rounded to 2 decimal places); this threshold-equivalent rate decreases when eligible spend exceeds HKD 8,000. • Limit applies to: HKD 700 CashBack reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Choose CashBack during card application; the choice cannot be changed. • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period. • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Excludes cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions. • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Applies to: HKD 700 CashBack reward · Period: not stated · Type: not stated
• Percentage note: HKD 700 / HKD 8,000 × 100 = 8.75% (rounded to 2 decimal places); this threshold equivalent rate decreases when eligible spend exceeds HKD 8,000.
• Application or registration is required.
• Choose CashBack during card application; the choice cannot be changed.
• Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period.
• Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Excludes cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions.
• This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.
• Welcome Offer: 2026-10-01 – 2026-10-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: HKD 700 Apple Store gift card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Choose the gift card during card application; the choice cannot be changed. • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period. • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Exclusions include cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions. • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Applies to: HKD 700 Apple Store gift card · Period: not stated · Type: not stated
• Application or registration is required.
• Choose the gift card during card application; the choice cannot be changed.
• Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period.
• Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Exclusions include cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions.
• This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.
• Welcome Offer: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 100000 HKD · Promotion Total • Limit applies to: Cash Instalment Amount; also limited to 95% of approved credit limit, whichever is lower • Application, registration or activation required. See conditions. • This is one of three welcome reward choices; only one applies. Apply for the plan and select it as the welcome offer. • The minimum cash instalment is HKD 500, in HKD 100 increments. The plan has a six-month repayment period and waives monthly handling fees when each monthly repayment is paid in full on its payment date. • The account must be activated or receipt of the physical card acknowledged within 60 days. The issuer may set the approved amount. Cash Instalment Amounts do not earn cashback or other rewards. The account must stay in good standing. • If repayment is late or incomplete, finance charges and other applicable fees may apply. On plan cancellation or early settlement, outstanding instalments, any applicable one-off application fee and monthly handling fees, and an HKD 300 early-settlement handling fee may be due.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 100000 · Applies to: Cash Instalment Amount; also limited to 95% of approved credit limit, whichever is lower · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three welcome reward choices; only one applies. Apply for the plan and select it as the welcome offer.
• The minimum cash instalment is HKD 500, in HKD 100 increments. The plan has a six-month repayment period and waives monthly handling fees when each monthly repayment is paid in full on its payment date.
• The account must be activated or receipt of the physical card acknowledged within 60 days. The issuer may set the approved amount. Cash Instalment Amounts do not earn cashback or other rewards. The account must stay in good standing.
• If repayment is late or incomplete, finance charges and other applicable fees may apply. On plan cancellation or early settlement, outstanding instalments, any applicable one-off application fee and monthly handling fees, and an HKD 300 early-settlement handling fee may be due.
• Cash Instalment Plan welcome offer: 2026-10-01 – 2026-10-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Eligible categories: 海外簽賬 • The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions. • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions.
• The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. • Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.

• Eligibility: Audience: all
• Eligible spending: Applies to: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: merchant
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
• Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Eligible categories: 賬單及公用事業 • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. • Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.

• Eligibility: Audience: all
• Eligible spending: Applies to: 賬單及公用事業 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
• Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligible categories: 其他 • Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate.
• The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
• Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
• CashBack Promotion: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Student; Document: Valid student identity card, verified by the Card Issuer. • Limit applies to: Annual fee waiver • Application, registration or activation required. See conditions. • The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms. • Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing. • The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.

• Eligibility: Audience: student · Document: Valid student identity card, verified by the Card Issuer.
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Annual fee waiver · Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms.
• Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing.
• The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.
• Promotion valid until further notice: 2026-01-01 – Not stated

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Retail purchase interest-free period • The interest-free period is up to 53 days and does not apply to cash advance transactions. • No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Retail purchase interest free period · Period: not stated · Type: not stated
• The interest-free period is up to 53 days and does not apply to cash advance transactions.
• No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.

Open source offer ↗

Category or merchant does not match. • The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component. • Limit: 200 HKD · Per Statement Period • Limit applies to: shared additional reward across online, Japan, and local dining spending • Eligible categories: 海外簽賬 • The displayed total Japan reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period. • Japan spending must be made in Japan in JPY and supported by the original sales slip or formal transaction record; the amount is converted to HKD.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
• The displayed total Japan reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period.
• Japan spending must be made in Japan in JPY and supported by the original sales slip or formal transaction record; the amount is converted to HKD.
• promotion: 2026-09-01 – 2027-02-28

Category or merchant does not match. • The 1% source total includes the 0.4% basic component; this offer stores the separately stated 0.6% additional component. • Limit: 200 HKD · Per Statement Period • Limit applies to: shared additional reward across online, Japan, and local dining spending • Eligible categories: 本地餐飲 • The displayed total local-dining reward is 1% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period. • Eligible local dining is HKD spending at Hong Kong Chinese restaurants, restaurants, fast-food shops, or hotel dining, determined by Mastercard merchant number.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
• Percentage note: The 1% source total includes the 0.4% basic component; this offer stores the separately stated 0.6% additional component.
• The displayed total local-dining reward is 1% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period.
• Eligible local dining is HKD spending at Hong Kong Chinese restaurants, restaurants, fast-food shops, or hotel dining, determined by Mastercard merchant number.
• promotion: 2026-09-01 – 2027-02-28

Category or merchant does not match. • Customer: New customer • Limit: 500 HKD · Promotion Total • Limit applies to: Apple Pay and Google Pay welcome reward • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; google-pay; Phase Spend Min: 8000 • Eligible categories: 手機支付 • New customers only. The welcome SMS starts a 60-calendar-day spending period. Accumulated card spending or a successfully arranged AEON merchant interest-free instalment plan must reach HK$8,000 or more. • Only eligible Apple Pay and Google Pay spending earns this 10% reward. Octopus reloads and e-wallet top-ups are excluded. WAKU COIN is credited in equivalent HKD value and must be redeemed through the AEON HK app.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 手機支付 · Type: category
• Requirements: Pay with: apple pay / google pay · Period spend ≥: HK$8,000.00
• Benefit limit: Amount: 500 · Applies to: Apple Pay and Google Pay welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New customers only. The welcome SMS starts a 60-calendar-day spending period. Accumulated card spending or a successfully arranged AEON merchant interest-free instalment plan must reach HK$8,000 or more.
• Only eligible Apple Pay and Google Pay spending earns this 10% reward. Octopus reloads and e-wallet top-ups are excluded. WAKU COIN is credited in equivalent HKD value and must be redeemed through the AEON HK app.
• promotion: 2026-09-03 – 2027-02-28

Merchant eligibility cannot be established from the incomplete source list. • Customer: New customer • Limit: 100 HKD · Promotion Total • Limit applies to: one designated welcome category • Application, registration or activation required. See conditions. • Eligible categories: 其他 • New customers can earn HK$100 for setting a monthly auto-transfer with a designated merchant and completing at least one auto-transfer during the 60-day spending period. • The source does not provide a complete designated-merchant list. The total of the two specified categories is capped at HK$200.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 100 · Applies to: one designated welcome category · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The complete list of eligible merchants is not available.
• New customers can earn HK$100 for setting a monthly auto-transfer with a designated merchant and completing at least one auto-transfer during the 60-day spending period.
• The source does not provide a complete designated-merchant list. The total of the two specified categories is capped at HK$200.
• promotion: 2026-09-03 – 2027-02-28

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 100 HKD · Promotion Total • Limit applies to: App Store or Google Play welcome category • Application, registration or activation required. See conditions. • Merchants: app-store, google-play • Eligible merchants: app-store, google-play • New customers can earn HK$100 for any card spending in App Store or Google Play during the 60-day spending period. The two specified categories together are capped at HK$200.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: app store / google play · Type: merchant
• Benefit limit: Amount: 100 · Applies to: App Store or Google Play welcome category · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New customers can earn HK$100 for any card spending in App Store or Google Play during the 60-day spending period. The two specified categories together are capped at HK$200.
• promotion: 2026-09-03 – 2027-02-28

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: application-channel welcome reward • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • New customers who apply through the AEON HK mobile app or AEON website, receive approval, and complete one eligible card transaction during the 60-day spending period can earn HK$200. • The current welcome promotion runs from 2026-09-03 through 2027-02-28; the welcome SMS issue date controls the applicable 60-day spending period.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: application channel welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New customers who apply through the AEON HK mobile app or AEON website, receive approval, and complete one eligible card transaction during the 60-day spending period can earn HK$200.
• The current welcome promotion runs from 2026-09-03 through 2027-02-28; the welcome SMS issue date controls the applicable 60-day spending period.
• promotion: 2026-09-03 – 2027-02-28

This benefit does not apply to a purchase. • Customer: New customer • Limited-time welcome benefit. The source page names the free six-month Chubb overseas accident protection plan but does not include the linked policy details.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Limited-time welcome benefit. The source page names the free six-month Chubb overseas accident protection plan but does not include the linked policy details.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: Ocean Park special-promotion online welcome reward • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Special promotion for new customers who applied through the AEON HK app during 2026-07-15 to 2026-08-31, were approved by 2026-09-08, and entered code OPWAKU26. Complete one eligible local retail, online, overseas retail, or AEON merchant interest-free instalment transaction during the 60-day SMS-based spending period. • This special promotion replaces the original welcome promotion for customers who entered the code. Eligible transactions exclude cash advances, transfers, e-wallet top-ups, P2P transfers, crypto, financial products, fees, interest, advertising, invalid, cancelled, refunded, or fraudulent transactions.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 200 · Applies to: Ocean Park special promotion online welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• Special promotion for new customers who applied through the AEON HK app during 2026-07-15 to 2026-08-31, were approved by 2026-09-08, and entered code OPWAKU26. Complete one eligible local retail, online, overseas retail, or AEON merchant interest-free instalment transaction during the 60-day SMS-based spending period.
• This special promotion replaces the original welcome promotion for customers who entered the code. Eligible transactions exclude cash advances, transfers, e-wallet top-ups, P2P transfers, crypto, financial products, fees, interest, advertising, invalid, cancelled, refunded, or fraudulent transactions.
• special promotion spending period: 2026-07-15 – 2026-10-31

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • After approval and confirmation in the AEON HK app, the virtual card can be used before the physical card arrives. The cardholder must complete the in-app confirmation.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• After approval and confirmation in the AEON HK app, the virtual card can be used before the physical card arrives. The cardholder must complete the in-app confirmation.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Apple Pay and Google Pay are available for eligible AEON cards. The source states that wallet payments receive the same offers and reward points as physical-card payments; setup and identity verification are required.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Apple Pay and Google Pay are available for eligible AEON cards. The source states that wallet payments receive the same offers and reward points as physical-card payments; setup and identity verification are required.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • An AAVS application is required. A non-refundable HK$20 handling fee applies when transferring the AAVS from another financial institution or reactivating it after suspension or cancellation.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• An AAVS application is required. A non-refundable HK$20 handling fee applies when transferring the AAVS from another financial institution or reactivating it after suspension or cancellation.

Category or merchant does not match. • Customer: New customer • Limit: 1000 HKD · Promotion Total • Limit applies to: Cash rebate on eligible foreign currency spending • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Eligible spending is posted retail or online spending settled in a currency other than Hong Kong dollars. • The rebate applies in the first 3 months from card issuance. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 1000 · Applies to: Cash rebate on eligible foreign currency spending · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• Eligible spending is posted retail or online spending settled in a currency other than Hong Kong dollars.
• The rebate applies in the first 3 months from card issuance.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
• Welcome offer promotion period: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$600 ÷ HK$6,000 × 100 = 10%. This is the rate at the minimum qualifying spend; the effective rate decreases above HK$6,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Accumulate at least HK$6,000 in eligible retail transactions in the first 2 months from card issuance. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$600 ÷ HK$6,000 × 100 = 10%. This is the rate at the minimum qualifying spend; the effective rate decreases above HK$6,000.
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• Accumulate at least HK$6,000 in eligible retail transactions in the first 2 months from card issuance.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
• Welcome offer promotion period: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned by the virtual card welcome offer • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Virtual Motion Credit Card only. Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000. • Motion$ can be converted to 10,000 miles. The bank may change reward types and Motion$ redemption requirements without prior notice. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions. • The linked Motion$ terms are not included in the retained source. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 10000 · Applies to: Motion$ earned by the virtual card welcome offer · Period: promotion total · Type: limited · Unit: point
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• Virtual Motion Credit Card only. Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000.
• Motion$ can be converted to 10,000 miles. The bank may change reward types and Motion$ redemption requirements without prior notice.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions.
• The linked Motion$ terms are not included in the retained source.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
• Welcome offer promotion period: Now – 2026-12-31

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • The page states a first-year annual fee waiver but does not state the fee amount. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• The page states a first-year annual fee waiver but does not state the fee amount.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

Category or merchant does not match. • Customer: New customer • Limit: 1000 HKD · Promotion Total • Limit applies to: Cash rebate during the first 3 months from card issuance • Eligible categories: 海外簽賬 • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Eligible foreign-currency spending means posted retail and online transactions settled in a currency other than HKD. • The spending period is the first 3 months from card issuance. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 1000 · Applies to: Cash rebate during the first 3 months from card issuance · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
• Eligible foreign-currency spending means posted retail and online transactions settled in a currency other than HKD.
• The spending period is the first 3 months from card issuance.
• This is one of the listed welcome offer choices.
• The page links to separate welcome offer terms; their conditions are not present in this HTML.
• Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 / HK$6,000 × 100 = 10%. This is the threshold-equivalent rate at the minimum qualifying spend; the effective rate decreases above HK$6,000. • Limit applies to: No separate cap is stated. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Requires accumulated eligible retail transactions of at least HK$6,000 in the first 2 months from card issuance. • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Applies to: No separate cap is stated. · Period: not stated · Type: not stated
• Percentage note: HK$600 / HK$6,000 × 100 = 10%. This is the threshold equivalent rate at the minimum qualifying spend; the effective rate decreases above HK$6,000.
• For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
• Requires accumulated eligible retail transactions of at least HK$6,000 in the first 2 months from card issuance.
• Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders.
• This is one of the listed welcome offer choices.
• The page links to separate welcome offer terms; their conditions are not present in this HTML.
• Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned in the first 2 months from card issuance • Applies to all eligible spending, subject to the conditions. • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000. • The source states that M$10,000 is convertible to 10,000 miles. The Bank may change reward types and Motion$ redemption requirements without notice; customers can check inMotion for current rewards and requirements. • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 10000 · Applies to: Motion$ earned in the first 2 months from card issuance · Period: promotion total · Type: limited · Unit: point
• For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
• Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000.
• The source states that M$10,000 is convertible to 10,000 miles. The Bank may change reward types and Motion$ redemption requirements without notice; customers can check inMotion for current rewards and requirements.
• Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders.
• This is one of the listed welcome offer choices.
• The page links to separate welcome offer terms; their conditions are not present in this HTML.
• Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: No waiver amount or limit is stated. • The page states a perpetual annual fee waiver. It does not state the waived amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: No waiver amount or limit is stated. · Period: not stated · Type: not stated
• The page states a perpetual annual fee waiver. It does not state the waived amount.

Open source offer ↗

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligible categories: 海外簽賬 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • O • v • e • r • s • e • a • s • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • m • a • y • • b • e • • p • h • y • s • i • c • a • l • • o • r • • o • n • l • i • n • e • • a • n • d • • m • u • s • t • • s • e • t • t • l • e • • i • n • • f • o • r • e • i • g • n • • c • u • r • r • e • n • c • y • . • • F • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • s • p • e • n • d • i • n • g • • s • e • t • t • l • e • d • • i • n • • H • K • D • • i • s • • e • x • c • l • u • d • e • d • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Overseas retail spending may be physical or online and must settle in foreign currency. Foreign-currency spending settled in HKD is excluded. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligibility: Payment Methods: physical-card; apple-pay; google-pay; samsung-pay; Phase Spend Min: 1500 • Eligible categories: 其他 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 9 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 1 • 0 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 1 • 0 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • E • l • i • g • i • b • l • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • m • e • r • c • h • a • n • t • s • . • • E • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • w • i • t • h • • a • • p • h • y • s • i • c • a • l • • c • a • r • d • • o • r • • A • p • p • l • e • • P • a • y • , • • G • o • o • g • l • e • • P • a • y • • o • r • • S • a • m • s • u • n • g • • P • a • y • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • c • u • r • r • e • n • t • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • p • r • e • s • e • n • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • p • a • g • e • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • e • x • c • l • u • d • e • d • , • • a • n • d • • t • h • e • • C • o • m • p • a • n • y • • c • a • n • • c • h • a • n • g • e • • t • h • e • • l • i • s • t • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • S • p • e • n • d • i • n • g • ; • • i • f • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Pay with: physical card / apple pay / google pay / samsung pay · Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• The source-stated extra rebate is 9.6%; the advertised 10% total includes the shared 0.4% Gift Point reward. Do not count 10% as an extra rebate. Eligible Chill Merchant transactions are at selected local and online merchants. Each calendar month, the cardholder must accumulate at least HK$1,500 of eligible spending with a physical card or Apple Pay, Google Pay or Samsung Pay at local or overseas physical merchants. The current merchant list is not present in the retained page. E-wallet transactions at designated merchants are excluded, and the Company can change the list. The monthly HKD150 extra-rebate cap is shared with Overseas and Online Spending; if both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • t • h • e • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • l • i • s • t • e • d • • c • a • r • d • s • • d • u • r • i • n • g • • t • h • e • • p • r • i • o • r • • 1 • 2 • • m • o • n • t • h • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • t • h • e • • s • o • u • r • c • e • • t • e • r • m • s • ' • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • s • t • i • n • g • • r • u • l • e • s • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000.
• Application or registration is required.
• The card application must be approved during the promotion period and the cardholder must activate the card. The cardholder must accumulate HK$5,000 of eligible transactions within the first month and the following two calendar months after card issuance. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the listed cards during the prior 12 months are excluded. Eligible transactions are subject to the source terms' exclusions and posting rules.
• Card application approval date; the source states the offer runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The handling-fee rebate amount and rate are not stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • A • p • p • l • i • e • s • • t • o • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • • i • s • s • u • e • d • • i • n • • H • o • n • g • • K • o • n • g • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • i • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • • d • u • r • i • n • g • • t • h • e • • s • t • a • t • e • d • • c • a • r • d • - • i • s • s • u • a • n • c • e • • w • i • n • d • o • w • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 0 • 0 • 0 • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • s • t • a • t • e • m • e • n • t • • a • n • d • • m • a • y • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • s • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • s • ; • • t • h • e • • s • o • u • r • c • e • • l • i • s • t • s • • e • x • c • l • u • s • i • o • n • s • . • • T • h • e • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • f • i • r • s • t • • c • h • a • r • g • e • d • • a • n • d • • t • h • e • n • • c • r • e • d • i • t • e • d • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • A • n • y • • a • p • p • l • i • c • a • b • l • e • • m • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • • d • e • p • e • n • d • s • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • s • c • r • e • e • n • • s • t • a • t • e • s • • t • h • e • • a • m • o • u • n • t • • a • n • d • • A • P • R • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The handling fee rebate amount and rate are not stated.
• Application or registration is required.
• Applies to BOC Chill Cards issued in Hong Kong. The cardholder must log in to internet or mobile banking and successfully apply for a 3-month Statement Installment during the stated card-issuance window. Eligible spending is accumulated spending of at least HK$1,000 posted in the current statement and may include retail spending, balance transfers, online bill payments and JET payments; the source lists exclusions. The handling fee is first charged and then credited as cash rebate within three months. Any applicable monthly handling fee or upfront administration fee depends on the installment amount, repayment period and account status. The application screen states the amount and APR.

Open source offer ↗

This benefit does not apply to a purchase. • The source states a HK$0 ticket price but does not state a comparison price. • Limit: 2 item · Promotion Total • Limit applies to: Event tickets per eligible credit card account. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • R • e • d • e • e • m • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • H • K • • T • i • c • k • e • t • i • n • g • • p • a • g • e • • f • r • o • m • • 7 • • O • c • t • o • b • e • r • • t • o • • 3 • 1 • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • ; • • t • i • c • k • e • t • s • • a • r • e • • l • i • m • i • t • e • d • • a • n • d • • f • i • r • s • t • • c • o • m • e • , • • f • i • r • s • t • • s • e • r • v • e • d • . • • A • • n • e • w • • H • K • • T • i • c • k • e • t • i • n • g • • a • c • c • o • u • n • t • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • t • i • c • k • e • t • • p • r • i • c • e • • i • s • • H • K • $ • 0 • , • • b • u • t • • t • h • e • • T • i • c • k • e • t • i • n • g • • P • l • a • t • f • o • r • m • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • p • a • y • a • b • l • e • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • f • o • r • • e • a • c • h • • e • v • e • n • t • • t • i • c • k • e • t • • w • i • t • h • i • n • • t • w • o • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • e • v • e • n • t • • d • a • t • e • ; • • t • w • o • • t • i • c • k • e • t • s • • r • e • q • u • i • r • e • • H • K • $ • 3 • , • 0 • 0 • 0 • . • • I • f • • t • h • e • • s • p • e • n • d • • c • o • n • d • i • t • i • o • n • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • C • o • m • p • a • n • y • • m • a • y • • d • e • d • u • c • t • • H • K • $ • 3 • 5 • 0 • • p • e • r • • t • i • c • k • e • t • . • • C • h • i • l • d • r • e • n • • u • n • d • e • r • • 1 • 2 • • m • u • s • t • • b • e • • a • c • c • o • m • p • a • n • i • e • d • • b • y • • a • n • • a • d • u • l • t • ; • • a • l • l • • a • t • t • e • n • d • e • e • s • • m • u • s • t • • s • i • g • n • • t • h • e • • a • c • t • i • v • i • t • y • • l • i • a • b • i • l • i • t • y • • w • a • i • v • e • r • , • • a • n • d • • a • • p • a • r • e • n • t • • o • r • • g • u • a • r • d • i • a • n • • m • u • s • t • • c • o • m • p • l • e • t • e • • i • t • • f • o • r • • a • t • t • e • n • d • e • e • s • • u • n • d • e • r • • 1 • 8 • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 2 · Applies to: Event tickets per eligible credit card account. · Period: promotion total · Type: limited · Unit: item
• Percentage note: The source states a HK$0 ticket price but does not state a comparison price.
• Application or registration is required.
• Redeem through the designated HK Ticketing page from 7 October to 31 October 2026; tickets are limited and first come, first served. A new HK Ticketing account is required. The ticket price is HK$0, but the Ticketing Platform handling fee is payable. The cardholder must make at least HK$1,500 of retail transactions for each event ticket within two months after the event date; two tickets require HK$3,000. If the spend condition is not met, the Company may deduct HK$350 per ticket. Children under 12 must be accompanied by an adult; all attendees must sign the activity liability waiver, and a parent or guardian must complete it for attendees under 18.
• Ticket redemption period, inclusive.: 2026-10-07 – 2026-10-31

Open source offer ↗

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligibility: Payment Methods: apple-pay; google-pay; samsung-pay • Eligible categories: 手機支付 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • L • o • c • a • l • • c • o • n • t • a • c • t • l • e • s • s • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • • a • r • e • • i • n • c • l • u • d • e • d • • b • y • • t • h • e • • a • p • p • l • i • e • d • • c • l • a • r • i • f • i • c • a • t • i • o • n • . • • T • h • e • • e • l • i • g • i • b • l • e • • m • o • b • i • l • e • • p • a • y • m • e • n • t • • i • d • e • n • t • i • f • i • e • r • s • • a • r • e • • A • p • p • l • e • • P • a • y • , • • G • o • o • g • l • e • • P • a • y • • a • n • d • • S • a • m • s • u • n • g • • P • a • y • . • • T • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 手機支付 · Type: category
• Requirements: Pay with: apple pay / google pay / samsung pay
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Local contactless mobile payments are included by the applied clarification. The eligible mobile payment identifiers are Apple Pay, Google Pay and Samsung Pay. The advertised 5% total includes the shared 0.4% Gift Point reward. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

Alternative offer in the same group; only the best group offer is counted. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligibility: Payment Methods: contactless-payment • Applies to all eligible spending, subject to the conditions. • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods. • The page refers to separate points terms. Those terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Pay with: contactless payment
• Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
• The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
• Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
• The page refers to separate points terms. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
• The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 外賣平台 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
• The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
• The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• Application or registration is required.
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

Open source offer ↗

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• Application or registration is required.
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Welcome gift • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • "New Credit Card Customers" are principal applicants who had not held any BEA Credit Card in the six months before the application submission and approval date, excluding the BEA Corporate Card, co-branded or affinity cards, supplementary cards, and selected customers. • Within three months of card issue, new customers must activate the card and reach HK$5,000 or above in Eligible Spending within Spending Period. • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Applies to: Welcome gift · Period: not stated · Type: not stated
• Application or registration is required.
• "New Credit Card Customers" are principal applicants who had not held any BEA Credit Card in the six months before the application submission and approval date, excluding the BEA Corporate Card, co-branded or affinity cards, supplementary cards, and selected customers.
• Within three months of card issue, new customers must activate the card and reach HK$5,000 or above in Eligible Spending within Spending Period.
• BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Welcome gift • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • "Existing Credit Card Customers" are principal applicants who held a principal BEA Credit Card, excluding the BEA GOAL Credit Card, in the six months before the application submission and approval date. • Within two months of card issue, existing customers must activate the card and reach HK$2,000 or above in Eligible Spending within Spending Period. • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Welcome gift · Period: not stated · Type: not stated
• Application or registration is required.
• "Existing Credit Card Customers" are principal applicants who held a principal BEA Credit Card, excluding the BEA GOAL Credit Card, in the six months before the application submission and approval date.
• Within two months of card issue, existing customers must activate the card and reach HK$2,000 or above in Eligible Spending within Spending Period.
• BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: First-year annual fee waiver • All customers are entitled to an annual fee waiver for the first year.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: First year annual fee waiver · Period: not stated · Type: not stated
• All customers are entitled to an annual fee waiver for the first year.

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Payment Methods: apple-pay; google-pay; Phase Spend Min: 2000 • Eligible categories: 手機支付 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Mobile Payment Extra Reward is for spending through Apple Pay or Google Pay only. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 手機支付 · Type: category
• Requirements: Pay with: apple pay / google pay · Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Mobile Payment Extra Reward is for spending through Apple Pay or Google Pay only.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 娛樂 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Eligible spending includes tickets to designated local theme parks through official channels and spending within those parks, designated local karaoke merchants, designated local cinemas, and designated local ticket agents. • Group-buy platforms and other agents are not eligible for Entertainment spending outside the listed merchants. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Eligible spending includes tickets to designated local theme parks through official channels and spending within those parks, designated local karaoke merchants, designated local cinemas, and designated local ticket agents.
• Group-buy platforms and other agents are not eligible for Entertainment spending outside the listed merchants.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 旅遊 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Travel spending includes designated travel agents, hotels and airlines. • Part A §12 excludes transactions at travel agencies from Extra Reward, while the GOAL-specific Travel category includes designated travel agents. This conflict remains unresolved. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Travel spending includes designated travel agents, hotels and airlines.
• Part A §12 excludes transactions at travel agencies from Extra Reward, while the GOAL-specific Travel category includes designated travel agents. This conflict remains unresolved.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 本地交通 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Local Transport spending includes designated local bus companies, taxi apps except Uber, and fuel stations. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Local Transport spending includes designated local bus companies, taxi apps except Uber, and fuel stations.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Alternative offer in the same group; only the best group offer is counted. • Cash-equivalent calculation: 15 Gift Points per HK$1 ÷ 250 Gift Points per HK$1 Cash Rebate = 6%; the source page also states up to 6% Cash Rebate. The original limited cap is 150,000 Gift Points per calendar month, which converts as 150,000 ÷ 250 = HK$600. The tier applies to the first HK$10,000 of eligible online transactions at selected online merchants per calendar month. Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts. • Limit: 600 HKD · Per Month • Limit applies to: Selected-online-merchant Gift Points cap per card account per calendar month • Merchants: amazon, buy-and-ship, farfetch, tongcheng-travel, hopegoo, mytheresa, net-a-porter, the-outnet, selfridges • Eligible merchants: amazon, buy-and-ship, farfetch, tongcheng-travel, hopegoo, mytheresa, net-a-porter, the-outnet, selfridges • The Online Spending Offer runs from 2 March to 31 December 2026. The terms state an HK$2,000 accumulated eligible-transaction requirement, with the spending requirement waived until 31 December 2026. • The ordinary online tier earns 10X Gift Points per HK$1, made up of 1 basic Gift Point and 9 extra online-transaction Gift Points. It applies to the first HK$10,000 of eligible online transactions per calendar month and has a maximum of 100,000 Gift Points per month. • The source page also states up to 6% Cash Rebate for the first HK$10,000 of online spend per month. This is a combined marketing maximum, not an additional reward; the detailed terms resolve the ordinary online tier at 4% and the selected-online-merchant tier at 6%. • Eligible online transactions are retail transactions made online. The terms exclude e-wallets, Instant Rewards, cash advances, Cash Before Card, bill payments, autopay, Octopus Add Value, instalments, annual and financial fees, public-utility or other bill payments, designated online payment systems including PayPal or Alipay, stored-value or e-wallet reloads, P2P transfers, gift delivery charges, financial or non-financial institution transactions, casino and gambling transactions, donations, transactions without sales slips, unauthorised transactions and other categories defined by the Company. • Main-card and supplementary-card spending is combined for the same card account. Only eligible transactions posted within 7 days from the transaction date count. Gift Points are credited to the main card account in the third calendar month after the transaction month and are rounded where appropriate. • Transaction amounts are based on Hong Kong Dollars after conversion as posted in the card statement. The Company may define or change eligible transactions, designated spending categories and the merchant list; transactions outside those categories do not count. • Fraudulent, cancelled, refunded or otherwise invalid transactions can cancel or reverse the reward. Gift Points cannot be converted into cash or exchanged for other gifts and the stated 25,000 Gift Points to HK$100 ratio applies to reversals. • The selected-online-merchant tier earns 15X Gift Points per HK$1, made up of 1 basic Gift Point, 9 extra online-transaction Gift Points and 5 extra selected-online-merchant Gift Points. It applies to the first HK$10,000 of eligible online transactions at selected online merchants per calendar month and has a maximum of 150,000 Gift Points per month. • The current selected-merchant list is Amazon, Buy & Ship, FARFETCH, Tongcheng Travel limited to particular products, HopeGoo, Mytheresa, Net-A-Porter, The Outnet and Selfridges. The list can be updated.

• Eligibility: Audience: all
• Eligible spending: Applies to: amazon / buy and ship / farfetch / tongcheng travel / hopegoo / mytheresa / net a porter / the outnet / selfridges · Type: merchant
• Benefit limit: Amount: 600 · Applies to: Selected online merchant Gift Points cap per card account per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 15 Gift Points per HK$1 ÷ 250 Gift Points per HK$1 Cash Rebate = 6%; the source page also states up to 6% Cash Rebate. The original limited cap is 150,000 Gift Points per calendar month, which converts as 150,000 ÷ 250 = HK$600. The tier applies to the first HK$10,000 of eligible online transactions at selected online merchants per calendar month. Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• The Online Spending Offer runs from 2 March to 31 December 2026. The terms state an HK$2,000 accumulated eligible-transaction requirement, with the spending requirement waived until 31 December 2026.
• The ordinary online tier earns 10X Gift Points per HK$1, made up of 1 basic Gift Point and 9 extra online-transaction Gift Points. It applies to the first HK$10,000 of eligible online transactions per calendar month and has a maximum of 100,000 Gift Points per month.
• The source page also states up to 6% Cash Rebate for the first HK$10,000 of online spend per month. This is a combined marketing maximum, not an additional reward; the detailed terms resolve the ordinary online tier at 4% and the selected-online-merchant tier at 6%.
• Eligible online transactions are retail transactions made online. The terms exclude e-wallets, Instant Rewards, cash advances, Cash Before Card, bill payments, autopay, Octopus Add Value, instalments, annual and financial fees, public-utility or other bill payments, designated online payment systems including PayPal or Alipay, stored-value or e-wallet reloads, P2P transfers, gift delivery charges, financial or non-financial institution transactions, casino and gambling transactions, donations, transactions without sales slips, unauthorised transactions and other categories defined by the Company.
• Main-card and supplementary-card spending is combined for the same card account. Only eligible transactions posted within 7 days from the transaction date count. Gift Points are credited to the main card account in the third calendar month after the transaction month and are rounded where appropriate.
• Transaction amounts are based on Hong Kong Dollars after conversion as posted in the card statement. The Company may define or change eligible transactions, designated spending categories and the merchant list; transactions outside those categories do not count.
• Fraudulent, cancelled, refunded or otherwise invalid transactions can cancel or reverse the reward. Gift Points cannot be converted into cash or exchanged for other gifts and the stated 25,000 Gift Points to HK$100 ratio applies to reversals.
• The selected-online-merchant tier earns 15X Gift Points per HK$1, made up of 1 basic Gift Point, 9 extra online-transaction Gift Points and 5 extra selected-online-merchant Gift Points. It applies to the first HK$10,000 of eligible online transactions at selected online merchants per calendar month and has a maximum of 150,000 Gift Points per month.
• The current selected-merchant list is Amazon, Buy & Ship, FARFETCH, Tongcheng Travel limited to particular products, HopeGoo, Mytheresa, Net-A-Porter, The Outnet and Selfridges. The list can be updated.
• Online Spending Offer Promotion Period: 2026-03-02 – 2026-12-31

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • Customer: New customer • Limit: 800 HKD · Promotion Total • Limit applies to: Each card account, with main and supplementary cards combined, during the Spending Period • Application, registration or activation required. See conditions. • Eligible categories: 手機支付 • The promotion period runs from now until 31 December 2026. Only an applicant whose BOC Bliss Card application is approved within the promotion period is eligible. • The cardholder must activate the card and fulfil the spending requirement during the first month and following 2 calendar months of card issuance. • Eligible spending is retail transactions conducted via mobile payment, including Apple Pay, Huawei Pay, Google Pay, Samsung Pay and QR Code Payment in UnionPay App, if applicable. • Each card account combines main-card and additional or supplementary-card spending. The maximum rebate is HK$800 for the Spending Period. • Only eligible transactions posted to the eligible card account within 7 days from the transaction date count. HKD and RMB spending are combined, and each RMB1 is calculated as HK$1. • The offer is not available to existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, excluded card types, Bank of China (Hong Kong) staff, or customers who cancelled or held those cards in the 12 months before application. • Ineligible transactions include cash advances, Cash Before Card, instalments, annual or financial fees, balance transfers, online bill payments, designated online payment systems including PayPal or Alipay, tax, mail, telephone or fax orders, casino transactions, Octopus Add Value, financial or non-financial institution transactions, cryptocurrency, wire transfer, stored-value cards, e-wallet reloads, Alipay, WeChat Pay, PayMe, BoC Pay+, P2P transfers, gift delivery charges, investment transactions, transactions without sales slips and unauthorised transactions. • The account must remain normal, valid and in good credit condition. Cancelled or refunded qualifying transactions can cause the rebate to be reversed or debited. • If two or more eligible BOC cards are approved in the promotion period, the applicant receives one gift only. The offer cannot be changed, exchanged for cash or exchanged for another gift. • The cash rebate is rounded to the nearest dollar and credited to the main account within the following 4 calendar months after the card-issuance month. It cannot be transferred or used for cash advance or prior outstanding balances.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 手機支付 · Type: category
• Benefit limit: Amount: 800 · Applies to: Each card account, with main and supplementary cards combined, during the Spending Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The promotion period runs from now until 31 December 2026. Only an applicant whose BOC Bliss Card application is approved within the promotion period is eligible.
• The cardholder must activate the card and fulfil the spending requirement during the first month and following 2 calendar months of card issuance.
• Eligible spending is retail transactions conducted via mobile payment, including Apple Pay, Huawei Pay, Google Pay, Samsung Pay and QR Code Payment in UnionPay App, if applicable.
• Each card account combines main-card and additional or supplementary-card spending. The maximum rebate is HK$800 for the Spending Period.
• Only eligible transactions posted to the eligible card account within 7 days from the transaction date count. HKD and RMB spending are combined, and each RMB1 is calculated as HK$1.
• The offer is not available to existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, excluded card types, Bank of China (Hong Kong) staff, or customers who cancelled or held those cards in the 12 months before application.
• Ineligible transactions include cash advances, Cash Before Card, instalments, annual or financial fees, balance transfers, online bill payments, designated online payment systems including PayPal or Alipay, tax, mail, telephone or fax orders, casino transactions, Octopus Add Value, financial or non-financial institution transactions, cryptocurrency, wire transfer, stored-value cards, e-wallet reloads, Alipay, WeChat Pay, PayMe, BoC Pay+, P2P transfers, gift delivery charges, investment transactions, transactions without sales slips and unauthorised transactions.
• The account must remain normal, valid and in good credit condition. Cancelled or refunded qualifying transactions can cause the rebate to be reversed or debited.
• If two or more eligible BOC cards are approved in the promotion period, the applicant receives one gift only. The offer cannot be changed, exchanged for cash or exchanged for another gift.
• The cash rebate is rounded to the nearest dollar and credited to the main account within the following 4 calendar months after the card-issuance month. It cannot be transferred or used for cash advance or prior outstanding balances.
• Welcome Offer Promotion Period: Now – 2026-12-31

Category or merchant does not match. • Limit: 600 HKD · Per Transaction • Limit applies to: Each eligible flight booking order • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1800 • Merchants: wing-on-travel • Eligible merchants: wing-on-travel • The promotion period is 1 March 2026 to 28 February 2027, inclusive. The applicable travel period is 1 March 2026 to 31 May 2027. • A 15% discount applies to a single net spend of at least HK$1,800 for one-way or round-trip direct flight tickets departing from destinations in China, including Taiwan and Hong Kong, booked through the Wing On Travel website or mobile app. • The flight must depart from or return to Hong Kong. The HK$1,800 threshold applies to air-ticket fare only and excludes taxes, airport construction fees, fuel surcharges, insurance premiums and original product discounts. Multi-city and open-jaw tickets are excluded. • The maximum instant discount is HK$600 per order. • The cardholder must be a Wing On Travel member, log in before booking, enter the designated flight promo code before payment and settle directly with the eligible BOC Bliss Card. • Third-party payment platforms and e-wallets, including Apple Pay, Google Pay, Samsung Pay, Alipay HK, WeChat Pay, BoC Pay+ and PayPal, are excluded. • A limited monthly quota applies on a first-come, first-served basis. Each member account can redeem and use the promo code once per calendar month. The promo code cannot be combined with other promotions or discounts except Wing On Travel Member Points. • The flight and hotel offers cannot be used simultaneously under the same booking. A used code is not reissued after cancellation or modification, and the Company and Wing On Travel may amend or terminate the offer.

• Eligibility: Audience: all
• Eligible spending: Applies to: wing on travel · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$1,800.00
• Benefit limit: Amount: 600 · Applies to: Each eligible flight booking order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Application or registration is required.
• The promotion period is 1 March 2026 to 28 February 2027, inclusive. The applicable travel period is 1 March 2026 to 31 May 2027.
• A 15% discount applies to a single net spend of at least HK$1,800 for one-way or round-trip direct flight tickets departing from destinations in China, including Taiwan and Hong Kong, booked through the Wing On Travel website or mobile app.
• The flight must depart from or return to Hong Kong. The HK$1,800 threshold applies to air-ticket fare only and excludes taxes, airport construction fees, fuel surcharges, insurance premiums and original product discounts. Multi-city and open-jaw tickets are excluded.
• The maximum instant discount is HK$600 per order.
• The cardholder must be a Wing On Travel member, log in before booking, enter the designated flight promo code before payment and settle directly with the eligible BOC Bliss Card.
• Third-party payment platforms and e-wallets, including Apple Pay, Google Pay, Samsung Pay, Alipay HK, WeChat Pay, BoC Pay+ and PayPal, are excluded.
• A limited monthly quota applies on a first-come, first-served basis. Each member account can redeem and use the promo code once per calendar month. The promo code cannot be combined with other promotions or discounts except Wing On Travel Member Points.
• The flight and hotel offers cannot be used simultaneously under the same booking. A used code is not reissued after cancellation or modification, and the Company and Wing On Travel may amend or terminate the offer.
• Flight and Hotel Booking Promotion Period: 2026-03-01 – 2027-02-28
• Applicable travel period: 2026-03-01 – 2027-05-31

Category or merchant does not match. • Limit: 600 HKD · Per Transaction • Limit applies to: Each eligible hotel booking order • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1800 • Merchants: wing-on-travel • Eligible merchants: wing-on-travel • The promotion period is 1 March 2026 to 28 February 2027, inclusive. The applicable travel period is 1 March 2026 to 31 May 2027. • A 15% discount applies to a prepaid hotel booking in China, Macau, Hong Kong or Taiwan with spending of at least HK$1,800 including tax, booked through the Wing On Travel website or mobile app. • The maximum instant discount is HK$600 per order. The HK$1,800 minimum is calculated separately for hotel bookings. • The cardholder must be a Wing On Travel member, log in before booking, enter the designated hotel promo code before payment and settle directly with the eligible BOC Bliss Card. • Third-party payment platforms and e-wallets, including Apple Pay, Google Pay, Samsung Pay, Alipay HK, WeChat Pay, BoC Pay+ and PayPal, are excluded. • A limited monthly quota applies on a first-come, first-served basis. Each member account can redeem and use the promo code once per calendar month. The promo code cannot be combined with other promotions or discounts except Wing On Travel Member Points. • The flight and hotel offers cannot be used simultaneously under the same booking. A used code is not reissued after cancellation or modification, and the Company and Wing On Travel may amend or terminate the offer.

• Eligibility: Audience: all
• Eligible spending: Applies to: wing on travel · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$1,800.00
• Benefit limit: Amount: 600 · Applies to: Each eligible hotel booking order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Application or registration is required.
• The promotion period is 1 March 2026 to 28 February 2027, inclusive. The applicable travel period is 1 March 2026 to 31 May 2027.
• A 15% discount applies to a prepaid hotel booking in China, Macau, Hong Kong or Taiwan with spending of at least HK$1,800 including tax, booked through the Wing On Travel website or mobile app.
• The maximum instant discount is HK$600 per order. The HK$1,800 minimum is calculated separately for hotel bookings.
• The cardholder must be a Wing On Travel member, log in before booking, enter the designated hotel promo code before payment and settle directly with the eligible BOC Bliss Card.
• Third-party payment platforms and e-wallets, including Apple Pay, Google Pay, Samsung Pay, Alipay HK, WeChat Pay, BoC Pay+ and PayPal, are excluded.
• A limited monthly quota applies on a first-come, first-served basis. Each member account can redeem and use the promo code once per calendar month. The promo code cannot be combined with other promotions or discounts except Wing On Travel Member Points.
• The flight and hotel offers cannot be used simultaneously under the same booking. A used code is not reissued after cancellation or modification, and the Company and Wing On Travel may amend or terminate the offer.
• Flight and Hotel Booking Promotion Period: 2026-03-01 – 2027-02-28
• Applicable travel period: 2026-03-01 – 2027-05-31

This benefit does not apply to a purchase. • No spending percentage is stated. • Visa Personal Concierge Service is available by phone or web page worldwide for lifestyle needs. • The stated services include trip planning, flight and hotel reservations, restaurant reservations, car rental and performance-ticket booking. • The service is provided by Visa and is subject to related Visa terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No spending percentage is stated.
• Visa Personal Concierge Service is available by phone or web page worldwide for lifestyle needs.
• The stated services include trip planning, flight and hotel reservations, restaurant reservations, car rental and performance-ticket booking.
• The service is provided by Visa and is subject to related Visa terms and conditions.

This benefit does not apply to a purchase. • No spending percentage is stated. • Application, registration or activation required. See conditions. • The card page offers supplementary-card applications for loved ones so cardholders can spend together and earn rewards quicker.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No spending percentage is stated.
• Application or registration is required.
• The card page offers supplementary-card applications for loved ones so cardholders can spend together and earn rewards quicker.

This benefit does not apply to a purchase. • No spending percentage is stated. • Application, registration or activation required. See conditions. • The card page describes a Payment Service and Autopay feature that lets the cardholder set up regular bill-payment instructions so bills are paid on time.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No spending percentage is stated.
• Application or registration is required.
• The card page describes a Payment Service and Autopay feature that lets the cardholder set up regular bill-payment instructions so bills are paid on time.

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate; see constraints for the tier and cap. • Applies to all eligible spending, subject to the conditions. • The base rate is HK$1 RewardCash for each HK$250 of qualifying spend. • The 8% and 4% rates include this 0.4% basic rate; they are not additive. • Only posted qualifying transactions count; cancelled, refunded, reversed, or otherwise invalid transactions do not qualify. • E-wallet transactions and stored-value or e-wallet top-ups do not qualify for the extra rate. • Online bill payments, insurance premiums, securities, rent or property-management payments, advertising, Octopus top-ups, and Octopus automatic add-value do not qualify for the online extra rate. • For the first HK$1,250 of designated-merchant spend per calendar month, use the 8% tier; later same-type spend uses this base rate. • For the first HK$10,000 of online shopping spend per calendar month, use the 4% tier; later online spend uses this base rate. • If a transaction qualifies for more than one extra category, the designated-merchant category takes precedence.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated rate; see constraints for the tier and cap.
• The base rate is HK$1 RewardCash for each HK$250 of qualifying spend.
• The 8% and 4% rates include this 0.4% basic rate; they are not additive.
• Only posted qualifying transactions count; cancelled, refunded, reversed, or otherwise invalid transactions do not qualify.
• E-wallet transactions and stored-value or e-wallet top-ups do not qualify for the extra rate.
• Online bill payments, insurance premiums, securities, rent or property-management payments, advertising, Octopus top-ups, and Octopus automatic add-value do not qualify for the online extra rate.
• For the first HK$1,250 of designated-merchant spend per calendar month, use the 8% tier; later same-type spend uses this base rate.
• For the first HK$10,000 of online shopping spend per calendar month, use the 4% tier; later online spend uses this base rate.
• If a transaction qualifies for more than one extra category, the designated-merchant category takes precedence.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit: 300 HKD · Promotion Total • Limit applies to: Welcome RewardCash for a new HSBC Red card customer • Eligibility: Phase Spend Min: 5800 • New card customer with an eligible HSBC Red principal card only. • Accumulate the stated eligible posted spend within the first 60 calendar days after card issuance. • The spend threshold for this offer is HK$5,800. • The card and account must remain valid and in good standing. • A customer who cancelled any HSBC personal principal card in the previous 12 months and a supplementary-card applicant are excluded. • Install and register the HSBC Reward+ app to receive RewardCash. • Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Amount: 300 · Applies to: Welcome RewardCash for a new HSBC Red card customer · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• New card customer with an eligible HSBC Red principal card only.
• Accumulate the stated eligible posted spend within the first 60 calendar days after card issuance.
• The spend threshold for this offer is HK$5,800.
• The card and account must remain valid and in good standing.
• A customer who cancelled any HSBC personal principal card in the previous 12 months and a supplementary-card applicant are excluded.
• Install and register the HSBC Reward+ app to receive RewardCash.
• Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.
• HSBC Red welcome promotion: 2026-03-01 – 2027-02-28

This benefit does not apply to a purchase. • Customer: New customer • Limit: 350 HKD · Promotion Total • Limit applies to: Extra RewardCash under promo code HSBCRED • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • New HSBC credit-card customer only. • Apply for HSBC Red through the HSBC website, Personal Internet Banking, or HSBC HK App and enter promo code HSBCRED. • Accumulate at least HK$12,000 in eligible posted spend within the first 60 calendar days after card issuance. • The card must remain valid and in good standing; customers who cancelled any HSBC personal principal card in the previous 12 months and supplementary-card applicants are excluded. • RewardCash is credited within four months after the conditions are completed. • If qualifying transactions are cancelled or the card is cancelled within 13 months, HSBC may claw back the reward. • The basic welcome reward and this top-up may total up to HK$650; this is not a separate combined-total offer. • Install and register the HSBC Reward+ app to receive RewardCash. • Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$12,000.00
• Benefit limit: Amount: 350 · Applies to: Extra RewardCash under promo code HSBCRED · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New HSBC credit-card customer only.
• Apply for HSBC Red through the HSBC website, Personal Internet Banking, or HSBC HK App and enter promo code HSBCRED.
• Accumulate at least HK$12,000 in eligible posted spend within the first 60 calendar days after card issuance.
• The card must remain valid and in good standing; customers who cancelled any HSBC personal principal card in the previous 12 months and supplementary-card applicants are excluded.
• RewardCash is credited within four months after the conditions are completed.
• If qualifying transactions are cancelled or the card is cancelled within 13 months, HSBC may claw back the reward.
• The basic welcome reward and this top-up may total up to HK$650; this is not a separate combined-total offer.
• Install and register the HSBC Reward+ app to receive RewardCash.
• Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.
• HSBC Red limited-time welcome top-up: 2026-08-24 – 2026-11-30

This benefit does not apply to a purchase. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: Extra RewardCash for a qualifying cash-instalment plan • Application, registration or activation required. See conditions. • New customer with a qualifying HSBC Red principal card only. • Activate the eligible card within the first 60 calendar days after card issuance. • Successfully apply for a qualifying cash-instalment plan with an approved withdrawal amount of at least HK$20,000 and a term of at least 12 months. • One reward per customer; the card and account must remain valid and in good standing. • The reward is credited within six months after the cash-instalment deposit or transfer. • Early repayment or cancellation before credit voids the reward; after credit, HSBC may charge it back. • Install and register the HSBC Reward+ app to receive RewardCash.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 200 · Applies to: Extra RewardCash for a qualifying cash instalment plan · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New customer with a qualifying HSBC Red principal card only.
• Activate the eligible card within the first 60 calendar days after card issuance.
• Successfully apply for a qualifying cash-instalment plan with an approved withdrawal amount of at least HK$20,000 and a term of at least 12 months.
• One reward per customer; the card and account must remain valid and in good standing.
• The reward is credited within six months after the cash-instalment deposit or transfer.
• Early repayment or cancellation before credit voids the reward; after credit, HSBC may charge it back.
• Install and register the HSBC Reward+ app to receive RewardCash.
• HSBC Red cash-instalment welcome promotion: 2026-03-01 – 2027-02-28

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: sushiro-hong-kong, tam-jai-sam-gor-mixian, tam-jai-yunnan-mixian, bakehouse • Eligible merchants: sushiro-hong-kong, tam-jai-sam-gor-mixian, tam-jai-yunnan-mixian, bakehouse • Only these named designated merchants qualify: Hong Kong Sushiro, Tam Jai Sam Gor Mixian, Tam Jai Yunnan Mixian, Bakehouse. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

• Eligibility: Audience: all
• Eligible spending: Applies to: sushiro hong kong / tam jai sam gor mixian / tam jai yunnan mixian / bakehouse · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Hong Kong Sushiro, Tam Jai Sam Gor Mixian, Tam Jai Yunnan Mixian, Bakehouse.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: decathlon-hong-kong • Eligible merchants: decathlon-hong-kong • Only these named designated merchants qualify: Decathlon Hong Kong. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

• Eligibility: Audience: all
• Eligible spending: Applies to: decathlon hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Decathlon Hong Kong.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: namco, taito-station • Eligible merchants: namco, taito-station • Only these named designated merchants qualify: NAMCO, TAITO STATION. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

• Eligibility: Audience: all
• Eligible spending: Applies to: namco / taito station · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: NAMCO, TAITO STATION.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: sephora, cosme-store, cosme-hong-kong • Eligible merchants: sephora, cosme-store, cosme-hong-kong • Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

• Eligibility: Audience: all
• Eligible spending: Applies to: sephora / cosme store / cosme hong kong · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: 3coins • Eligible merchants: 3coins • Only these named designated merchants qualify: 3COINS. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

• Eligibility: Audience: all
• Eligible spending: Applies to: 3coins · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: 3COINS.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: familymart-japan • Eligible merchants: familymart-japan • Only these named designated merchants qualify: FamilyMart in Japan. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

• Eligibility: Audience: all
• Eligible spending: Applies to: familymart japan · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: FamilyMart in Japan.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: suica, mobile-tmoney • Eligible merchants: suica, mobile-tmoney • Only these named designated merchants qualify: Suica, Mobile Tmoney. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed. • Suica top-ups qualify only through Apple Pay; Mobile Suica, other payment services, and station ticket machines are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: suica / mobile tmoney · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: Suica, Mobile Tmoney.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• Suica top-ups qualify only through Apple Pay; Mobile Suica, other payment services, and station ticket machines are excluded.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: olive-young • Eligible merchants: olive-young • Only these named designated merchants qualify: OLIVE YOUNG in South Korea. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed. • The 2026-07-15 update removed WOWPASS and added OLIVE YOUNG to the overseas designated-merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: olive young · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Total RewardCash from all designated merchants per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated rate; see constraints for the tier and cap.
• Only these named designated merchants qualify: OLIVE YOUNG in South Korea.
• The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
• The HK$100 monthly cap is shared across all designated-merchant categories.
• Department-store counters and outlets are excluded unless expressly listed.
• The 2026-07-15 update removed WOWPASS and added OLIVE YOUNG to the overseas designated-merchant list.
• HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Limit: 1 items · Per Transaction • Limit applies to: Free drink per flight • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: hk-express • Eligible merchants: hk-express • Use the physical HSBC Red principal card to buy eligible onboard food of at least HK$30 on an HK Express flight. • Tell the cabin crew before ordering. • One free drink per flight; the drink value must be HK$25 or less. • Mobile, online, Apple Pay, Google Pay, and Samsung Pay payments do not qualify. • The offer is limited and subject to availability.

• Eligibility: Audience: all
• Eligible spending: Applies to: hk express · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$30.00
• Benefit limit: Amount: 1 · Applies to: Free drink per flight · Period: per transaction · Type: limited · Unit: items
• Use the physical HSBC Red principal card to buy eligible onboard food of at least HK$30 on an HK Express flight.
• Tell the cabin crew before ordering.
• One free drink per flight; the drink value must be HK$25 or less.
• Mobile, online, Apple Pay, Google Pay, and Samsung Pay payments do not qualify.
• The offer is limited and subject to availability.
• HK Express onboard food offer: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Limit: 30 HKD · Per Month • Limit applies to: Extra RewardCash from McDonald's Reward+ stamps • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: mcdonalds • Eligible merchants: mcdonalds • Register once in the HSBC Reward+ app on or before the qualifying-spend date. • Each single net HK$30 or more spend with an HSBC Red principal card at a Hong Kong McDonald's restaurant or the McDonald's App earns one stamp. • Four stamps earn HK$15 RewardCash; the maximum is 8 stamps and HK$30 RewardCash per month. • The full promotion maximum is 96 stamps and HK$360; only one stamp can be earned per day. • Stamps from different months cannot be combined and must be redeemed by the 20th day after the relevant month ends. • Supplementary-only cards, e-wallet transactions, unposted transactions, cancellations, refunds, discounts, vouchers, and gift-card or stored-value use are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: mcdonalds · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$30.00
• Benefit limit: Amount: 30 · Applies to: Extra RewardCash from McDonald's Reward+ stamps · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Register once in the HSBC Reward+ app on or before the qualifying-spend date.
• Each single net HK$30 or more spend with an HSBC Red principal card at a Hong Kong McDonald's restaurant or the McDonald's App earns one stamp.
• Four stamps earn HK$15 RewardCash; the maximum is 8 stamps and HK$30 RewardCash per month.
• The full promotion maximum is 96 stamps and HK$360; only one stamp can be earned per day.
• Stamps from different months cannot be combined and must be redeemed by the 20th day after the relevant month ends.
• Supplementary-only cards, e-wallet transactions, unposted transactions, cancellations, refunds, discounts, vouchers, and gift-card or stored-value use are excluded.
• McDonald's Reward+ promotion: 2026-01-02 – 2026-12-31

This benefit does not apply to a purchase. • Applies to eligible All-You-Can-Split transactions. • The one-time service fee is reduced to as low as HK$99 during the stated limited period. • The source page does not state a fixed fee for every transaction; apply the current All-You-Can-Split terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Applies to eligible All-You-Can-Split transactions.
• The one-time service fee is reduced to as low as HK$99 during the stated limited period.
• The source page does not state a fixed fee for every transaction; apply the current All-You-Can-Split terms.
• All-You-Can-Split one-time service-fee promotion: Now – 2026-12-02

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • After approval of an e-application, activate the virtual credit card and add it to a supported mobile wallet.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• After approval of an e-application, activate the virtual credit card and add it to a supported mobile wallet.

Category or merchant does not match. • Merchants: live-nation • Eligible merchants: live-nation • Access is subject to the relevant Live Nation event and presale terms. • Presale availability, ticket limits, and event eligibility are controlled by Live Nation.

• Eligibility: Audience: all
• Eligible spending: Applies to: live nation · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Access is subject to the relevant Live Nation event and presale terms.
• Presale availability, ticket limits, and event eligibility are controlled by Live Nation.

New-customer offers are excluded from this purchase comparison. • Audience: Student; Customer: New customer • Threshold-equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Spend HK$2,000 or more with the new card within 2 months from card issuance. • Activate the related BEA Credit Card successfully through BEA Mobile. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.

• Eligibility: Audience: student · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000.
• Application or registration is required.
• Spend HK$2,000 or more with the new card within 2 months from card issuance.
• Activate the related BEA Credit Card successfully through BEA Mobile.
• Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: first-login rebate • Log in to BEA Mobile for the first time within 2 months from the card issue date. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: first login rebate · Period: not stated · Type: not stated
• Log in to BEA Mobile for the first time within 2 months from the card issue date.
• Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: annual fee waiver • The source describes the annual fee waiver as perpetual.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
• The source describes the annual fee waiver as perpetual.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at local bakeries. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 咖啡店／烘焙／甜品 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments at local bakeries.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 快餐 • Applies to mobile payments at fast food restaurants. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 快餐 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments at fast food restaurants.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at cafes. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 咖啡店／烘焙／甜品 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments at cafes.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 本地交通 • Applies to mobile payments for local transport. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments for local transport.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: department-store Bonus Points • Eligible categories: 百貨公司 • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Applies to: department store Bonus Points · Period: not stated · Type: not stated
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
• Department-store transactions qualify for extra Bonus Points.: 2021-04-24 – Not stated

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: offer benefit

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: offer benefit · Period: not stated · Type: not stated

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: dining discounts • Eligible categories: 餐飲 • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.

• Eligibility: Audience: student
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Applies to: dining discounts · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: shopping discounts • Eligible categories: 購物 • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Applies to: shopping discounts · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Participating shops, discount values, and detailed terms are not stated in the allowed HTML.

Category or merchant does not match. • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Payment Methods: mobile-payment; Phase Spend Min: 2000 • Eligible categories: 手機支付 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with online-shopping Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.

• Eligibility: Audience: all
• Eligible spending: Applies to: 手機支付 · Type: category
• Requirements: Pay with: mobile payment · Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 300 · Applies to: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
• The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date.
• The HK$300 monthly cap is shared with online-shopping Extra Reward.
• Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
• Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
• Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
• i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit applies to: not stated • No interest is charged when the full balance is paid by the due date each month. • The length of the interest-free period depends on when the purchase is made in the statement cycle.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• No interest is charged when the full balance is paid by the due date each month.
• The length of the interest-free period depends on when the purchase is made in the statement cycle.

Merchant eligibility cannot be established from the incomplete source list. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers • Eligibility: Phase Spend Min: 1000 • Eligible categories: 其他 • T • h • e • • p • r • o • m • o • t • i • o • n • • r • u • n • s • • u • n • t • i • l • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • , • • b • a • s • e • d • • o • n • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • I • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • w • i • t • h • • p • h • y • s • i • c • a • l • • c • a • r • d • s • • o • r • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • e • x • t • r • a • • 7 • . • 6 • % • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • s • . • • T • h • e • • a • d • v • e • r • t • i • s • e • d • • 8 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • e • p • a • r • a • t • e • • 1 • • G • i • f • t • • P • o • i • n • t • • p • e • r • • H • K • $ • 1 • • r • e • w • a • r • d • • ( • e • q • u • i • v • a • l • e • n • t • • t • o • • 0 • . • 4 • % • • c • a • s • h • • r • e • b • a • t • e • ) • ; • • d • o • • n • o • t • • c • o • u • n • t • • 8 • % • • a • s • • a • n • o • t • h • e • r • • o • f • f • e • r • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • . • • T • h • e • • c • o • m • p • l • e • t • e • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • f • i • l • e • s • . • • T • h • e • • c • o • m • b • i • n • e • d • • e • x • t • r • a • • c • a • s • h • b • a • c • k • • c • a • p • • i • s • • H • K • $ • 1 • 5 • 0 • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • ; • • w • h • e • r • e • • b • o • t • h • • t • h • i • s • • o • f • f • e • r • • a • n • d • • t • h • e • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • o • f • f • e • r • • a • p • p • l • y • , • • t • h • e • • h • i • g • h • e • r • • r • e • b • a • t • e • • r • a • t • i • o • • i • s • • u • s • e • d • . • • G • e • n • e • r • a • l • • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • p • o • s • t • i • n • g • , • • n • e • t • - • s • p • e • n • d • , • • a • n • d • • a • c • c • o • u • n • t • - • g • o • o • d • - • s • t • a • n • d • i • n • g • • t • e • r • m • s • • a • l • s • o • • a • p • p • l • y • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• The promotion runs until 31 December 2026, based on transaction date. In each calendar month, the cardholder must accumulate eligible spending of HK$1,000 or above with physical cards or mobile payments at local or overseas physical merchants. The extra 7.6% applies to eligible transactions at selected local and online Chill Merchants. The advertised 8% total includes the separate 1 Gift Point per HK$1 reward (equivalent to 0.4% cash rebate); do not count 8% as another offer. E-wallet transactions at designated merchants are not eligible. The Company determines eligible transactions and merchant codes. The complete merchant list is not in the retained files. The combined extra cashback cap is HK$150 per calendar month; where both this offer and the Overseas and Online offer apply, the higher rebate ratio is used. General transaction exclusions, posting, net-spend, and account-good-standing terms also apply.
• Eligible transaction date: Now – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Promotion Total • Limit applies to: Each Eligible Credit Card account during the Promotion Period • Merchants: The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, Vocation Training Council • Eligible merchants: the-chinese-university-of-hong-kong, uow-college-hong-kong, city-university-of-hong-kong, the-university-of-hong-kong, the-hang-seng-university-of-hong-kong, the-education-university-of-hong-kong, hong-kong-shue-yan-university, hong-kong-baptist-university, the-hong-kong-academy-for-performing-arts, hong-kong-chu-hai-college, the-hong-kong-polytechnic-university, the-hong-kong-university-of-science-and-technology, hong-kong-metropolitan-university, centre-for-advanced-and-professional-studies-saint-francis-university, lingnan-university, vocation-training-council • T • h • e • • o • f • f • e • r • • a • p • p • l • i • e • s • • t • o • • t • u • i • t • i • o • n • - • f • e • e • • p • a • y • m • e • n • t • s • • t • o • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • u • n • d • e • r • • b • i • l • l • • p • a • y • m • e • n • t • • t • h • r • o • u • g • h • • B • O • C • H • K • • M • o • b • i • l • e • • A • p • p • , • • P • e • r • s • o • n • a • l • • M • o • b • i • l • e • • B • a • n • k • i • n • g • , • • o • r • • I • n • t • e • r • n • e • t • • B • a • n • k • i • n • g • . • • T • h • e • • s • o • u • r • c • e • • n • a • m • e • s • • T • h • e • • C • h • i • n • e • s • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • U • O • W • • C • o • l • l • e • g • e • • H • o • n • g • • K • o • n • g • , • • C • i • t • y • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • H • a • n • g • • S • e • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • E • d • u • c • a • t • i • o • n • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • H • o • n • g • • K • o • n • g • • S • h • u • e • • Y • a • n • • U • n • i • v • e • r • s • i • t • y • , • • H • o • n • g • • K • o • n • g • • B • a • p • t • i • s • t • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • A • c • a • d • e • m • y • • f • o • r • • P • e • r • f • o • r • m • i • n • g • • A • r • t • s • , • • H • o • n • g • • K • o • n • g • • C • h • u • • H • a • i • • C • o • l • l • e • g • e • , • • T • h • e • • H • o • n • g • • K • o • n • g • • P • o • l • y • t • e • c • h • n • i • c • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • S • c • i • e • n • c • e • • & • • T • e • c • h • n • o • l • o • g • y • , • • H • o • n • g • • K • o • n • g • • M • e • t • r • o • p • o • l • i • t • a • n • • U • n • i • v • e • r • s • i • t • y • , • • C • e • n • t • r • e • • f • o • r • • A • d • v • a • n • c • e • d • • a • n • d • • P • r • o • f • e • s • s • i • o • n • a • l • • S • t • u • d • i • e • s • • ( • S • a • i • n • t • • F • r • a • n • c • i • s • • U • n • i • v • e • r • s • i • t • y • ) • , • • L • i • n • g • n • a • n • • U • n • i • v • e • r • s • i • t • y • , • • a • n • d • • V • o • c • a • t • i • o • n • • T • r • a • i • n • i • n • g • • C • o • u • n • c • i • l • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • b • y • • 1 • 4 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • ; • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 1 • • M • a • r • c • h • • 2 • 0 • 2 • 7 • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • s • • a • r • e • • c • o • m • b • i • n • e • d • . • • F • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • o • r • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • u • p • • t • o • • 4 • % • ; • • i • t • • g • i • v • e • s • • n • o • • r • a • t • e • • t • i • e • r • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: the chinese university of hong kong / uow college hong kong / city university of hong kong / the university of hong kong / the hang seng university of hong kong / the education university of hong kong / hong kong shue yan university / hong kong baptist university / the hong kong academy for performing arts / hong kong chu hai college / the hong kong polytechnic university / the hong kong university of science and technology / hong kong metropolitan university / centre for advanced and professional studies saint francis university / lingnan university / vocation training council · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each Eligible Credit Card account during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• The offer applies to tuition-fee payments to the designated merchants under bill payment through BOCHK Mobile App, Personal Mobile Banking, or Internet Banking. The source names The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, and Vocation Training Council. Eligible transactions must post by 14 January 2027; the rebate is credited by 31 March 2027. Supplementary-card transactions and the cardholder's eligible accounts are combined. Fraudulent, unauthorised, unposted, cancelled, or refunded transactions are excluded. The source states up to 4%; it gives no rate tiers.
• Eligible tuition-fee transaction date: 2026-07-21 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • w • e • l • c • o • m • e • • o • f • f • e • r • • i • s • • o • n • l • y • • f • o • r • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • s • • a • p • p • r • o • v • e • d • • i • n • • H • o • n • g • • K • o • n • g • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 3 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • a • n • d • , • • w • h • e • r • e • • a • p • p • l • i • c • a • b • l • e • , • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • e • x • c • l • u • d • e • d • • c • a • r • d • s • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • A • d • d • i • t • i • o • n • a • l • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • , • • b • u • s • i • n • e • s • s • , • • c • o • m • m • e • r • c • i • a • l • , • • v • i • r • t • u • a • l • , • • U • S • • d • o • l • l • a • r • , • • M • a • c • a • u • - • i • s • s • u • e • d • , • • a • n • d • • p • r • i • v • a • t • e • - • l • a • b • e • l • • c • a • r • d • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • t • h • e • • f • o • u • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • c • a • r • d • - • i • s • s • u • a • n • c • e • • m • o • n • t • h • . • • I • f • • m • u • l • t • i • p • l • e • • c • a • r • d • s • • a • r • e • • a • p • p • r • o • v • e • d • , • • o • n • l • y • • o • n • e • • w • e • l • c • o • m • e • • g • i • f • t • • i • s • • p • r • o • v • i • d • e • d • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Percentage note: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
• Application or registration is required.
• The welcome offer is only for BOC Chill Platinum Mastercard applications approved in Hong Kong during the Promotion Period. The cardholder must activate the card and accumulate eligible transactions of HK$3,000 or more within the first month and following two calendar months of card issuance. Eligible transactions include retail spending and, where applicable, mobile payments; transactions must post within 7 days. Supplementary-card spending is combined. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the excluded cards in the 12 months before application are not eligible. Additional, supplementary, business, commercial, virtual, US dollar, Macau-issued, and private-label cards are excluded. The account must remain normal, valid, and in good standing. The rebate is credited within the four calendar months after the card-issuance month. If multiple cards are approved, only one welcome gift is provided.
• Eligible card application approval date: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • i • s • • i • s • • a • n • • e • x • t • r • a • • w • e • l • c • o • m • e • • r • e • b • a • t • e • • o • n • • t • o • p • • o • f • • t • h • e • • s • e • p • a • r • a • t • e • • H • K • $ • 3 • 0 • 0 • • P • l • a • t • i • n • u • m • • w • e • l • c • o • m • e • • o • f • f • e • r • ; • • d • o • • n • o • t • • m • e • r • g • e • • t • h • e • • t • w • o • • a • m • o • u • n • t • s • • o • r • • s • t • o • r • e • • H • K • $ • 6 • 0 • 0 • • a • s • • a • n • • a • d • d • i • t • i • o • n • a • l • • o • f • f • e • r • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • m • a • d • e • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • p • r • o • m • o • t • i • o • n • • l • i • n • k • , • • o • r • • b • y • • a • • f • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • • o • f • • a • • l • o • c • a • l • • u • n • i • v • e • r • s • i • t • y • • a • t • • a • • B • a • n • k • • o • f • • C • h • i • n • a • • ( • H • o • n • g • • K • o • n • g • ) • • b • r • a • n • c • h • . • • T • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • t • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • m • e • e • t • • t • h • e • • H • K • $ • 3 • , • 0 • 0 • 0 • • s • p • e • n • d • i • n • g • • r • e • q • u • i • r • e • m • e • n • t • • f • o • r • • t • h • e • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • W • e • l • c • o • m • e • • O • f • f • e • r • . • • R • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 0 • • J • u • n • e • • 2 • 0 • 2 • 7 • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • c • a • n • n • o • t • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • • o • r • • t • r • a • n • s • f • e • r • r • e • d • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Percentage note: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
• Application or registration is required.
• This is an extra welcome rebate on top of the separate HK$300 Platinum welcome offer; do not merge the two amounts or store HK$600 as an additional offer. The application must be made through the designated promotion link, or by a full-time student of a local university at a Bank of China (Hong Kong) branch. The applicant must not have cancelled or held a BOC Credit Card in the 12 months before application. The card application must be approved during the Promotion Period and the applicant must meet the HK$3,000 spending requirement for the BOC Chill Platinum Mastercard Welcome Offer. Rebate is credited by 30 June 2027. The account must remain normal, valid, and in good standing. The rebate cannot be converted to cash or transferred.
• Eligible card application approval date: 2026-07-21 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • t • • l • e • a • s • t • • 1 • 8 • , • • o • p • e • n • • a • • n • e • w • • s • i • n • g • l • e • • B • O • C • H • K • • s • a • v • i • n • g • s • • o • r • • c • u • r • r • e • n • t • • a • c • c • o • u • n • t • , • • a • n • d • • a • p • p • l • y • • f • o • r • • t • h • e • • e • l • i • g • i • b • l • e • • c • a • r • d • • w • i • t • h • i • n • • o • n • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • o • f • • a • c • c • o • u • n • t • • o • p • e • n • i • n • g • . • • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • • n • e • w • • m • a • i • n • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 3 • 1 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • i • t • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • g • e • n • e • r • a • l • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • s • u • b • j • e • c • t • • t • o • • t • h • e • • l • i • s • t • e • d • • e • x • c • l • u • s • i • o • n • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • r • e • c • e • i • v • e • • t • h • i • s • • o • f • f • e • r • • o • n • c • e • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • I • f • • t • h • e • • c • u • s • t • o • m • e • r • • h • o • l • d • s • • m • o • r • e • • t • h • a • n • • o • n • e • • e • l • i • g • i • b • l • e • • c • a • r • d • , • • t • h • e • • r • e • w • a • r • d • • g • o • e • s • • t • o • • t • h • e • • h • i • g • h • e • s • t • - • t • i • e • r • • e • l • i • g • i • b • l • e • • c • a • r • d • ; • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • i • s • • b • e • l • o • w • • B • O • C • • C • h • i • l • l • • W • o • r • l • d • • M • a • s • t • e • r • c • a • r • d • • i • n • • t • h • e • • l • i • s • t • e • d • • t • i • e • r • • o • r • d • e • r • . • • T • h • e • • o • f • f • e • r • • g • i • v • e • s • • H • K • $ • 1 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • • t • o • • e • l • i • g • i • b • l • e • • c • a • r • d • s • • o • t • h • e • r • • t • h • a • n • • B • O • C • • C • h • e • e • r • s • • C • a • r • d • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$500.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Percentage note: HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed.
• Application or registration is required.
• The customer must be at least 18, open a new single BOCHK savings or current account, and apply for the eligible card within one calendar month of account opening. The customer must be a new main BOC Credit Card cardholder and must not have cancelled or held a BOC Credit Card in the 12 months before application. The card must be approved by 31 January 2027. The cardholder must activate it and accumulate eligible spending of HK$500 or more within one month after card issuance. Eligible spending is general retail spending subject to the listed exclusions; transactions must post within 7 days. Each cardholder may receive this offer once. The account must remain normal, valid, and in good standing. If the customer holds more than one eligible card, the reward goes to the highest-tier eligible card; BOC Chill Platinum Mastercard is below BOC Chill World Mastercard in the listed tier order. The offer gives HK$100 cash rebate to eligible cards other than BOC Cheers Card.
• BOCHK account-opening period: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • T • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • s • t • a • r • t • s • • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • h • r • e • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • f • i • r • s • t • • t • h • r • e • e • • m • o • n • t • h • s • ; • • t • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • c • o • n • t • r • o • l • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • I • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • f • r • o • m • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • , • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • m • o • n • t • h • l • y • • s • t • a • t • e • m • e • n • t • • a • n • d • • n • o • t • • y • e • t • • d • u • e • . • • T • h • e • • m • i • n • i • m • u • m • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • • i • s • • H • K • $ • 1 • , • 0 • 0 • 0 • . • • M • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • s • • a • n • d • / • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • s • • d • e • p • e • n • d • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • , • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • ; • • t • h • e • • a • m • o • u • n • t • • i • s • • s • h • o • w • n • • d • u • r • i • n • g • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • f • e • e • • i • s • • d • e • d • u • c • t • e • d • • f • i • r • s • t • • a • n • d • • c • r • e • d • i • t • e • d • • b • a • c • k • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • O • t • h • e • r • • l • i • s • t • e • d • • e • x • c • l • u • d • e • d • • i • n • s • t • a • l • l • m • e • n • t • • c • a • t • e • g • o • r • i • e • s • • a • n • d • • a • c • c • o • u • n • t • • r • e • s • t • r • i • c • t • i • o • n • s • • a • p • p • l • y • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Application or registration is required.
• The formal terms state that the promotion period starts in the first month and following three calendar months of card issuance. The page summary says the first three months; the formal terms control. The cardholder must log in to Internet or mobile banking and successfully apply for a 3-month Statement Installment. Eligible spending is accumulated spending of HK$1,000 or more from retail spending, balance transfer, online bill payment, and JET payment transactions posted in the current monthly statement and not yet due. The minimum installment amount is HK$1,000. Monthly handling fees and/or upfront administration fees depend on the installment amount, repayment period, and account status; the amount is shown during application. The fee is deducted first and credited back as cash rebate within three months. Other listed excluded installment categories and account restrictions apply.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • t • h • a • t • • a • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • c • a • n • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • a • • 3 • 6 • - • m • o • n • t • h • • i • n • s • t • a • l • l • m • e • n • t • . • • D • e • t • a • i • l • e • d • • f • e • e • s • , • • A • P • R • , • • f • u • l • l • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • o • t • h • e • r • • p • l • a • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • N • o • • f • e • e • • o • r • • r • a • t • e • • i • s • • i • n • f • e • r • r • e • d • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$1,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Application or registration is required.
• The product page states that a single transaction of HK$1,000 or above can be converted to a 36-month installment. Detailed fees, APR, full eligibility, and other plan conditions are not in the retained source files. No fee or rate is inferred.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • a • • p • e • r • p • e • t • u • a • l • • a • n • n • u • a • l • - • f • e • e • • w • a • i • v • e • r • • f • o • r • • m • a • i • n • • a • n • d • • a • d • d • i • t • i • o • n • a • l • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • . • • I • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • t • h • e • • w • a • i • v • e • d • • a • m • o • u • n • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• The product page states a perpetual annual-fee waiver for main and additional BOC Chill Cards. It does not state the waived amounts.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • a • n • • i • n • t • e • r • e • s • t • - • f • r • e • e • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • o • f • • u • p • • t • o • • 5 • 6 • • d • a • y • s • . • • T • h • e • • K • e • y • • F • a • c • t • s • • S • t • a • t • e • m • e • n • t • • s • a • y • s • • n • o • • i • n • t • e • r • e • s • t • • i • s • • c • h • a • r • g • e • d • • w • h • e • n • • t • h • e • • b • a • l • a • n • c • e • • i • s • • p • a • i • d • • i • n • • f • u • l • l • • b • y • • t • h • e • • d • u • e • • d • a • t • e • • e • a • c • h • • m • o • n • t • h • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• The product page lists an interest-free repayment period of up to 56 days. The Key Facts Statement says no interest is charged when the balance is paid in full by the due date each month.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • C • h • i • l • l • • D • a • t • e • • E • x • p • e • r • i • e • n • c • e • • E • v • e • n • t • s • • a • n • d • • d • e • s • c • r • i • b • e • s • • a • • r • a • n • g • e • • o • f • • e • x • p • e • r • i • e • n • c • e • • e • v • e • n • t • s • . • • E • v • e • n • t • • d • a • t • e • s • , • • a • c • c • e • s • s • • r • u • l • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • v • a • l • u • e • • a • r • e • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • L • i • n • k • e • d • • d • e • t • a • i • l • s • • w • e • r • e • • n • o • t • • u • s • e • d • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• The product page lists Chill Date Experience Events and describes a range of experience events. Event dates, access rules, eligibility, and value are not stated in the retained source files. Linked details were not used.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • s • a • y • s • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • a • p • p • l • y • • f • o • r • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • f • o • r • • f • a • m • i • l • y • • o • r • • o • t • h • e • r • • l • o • v • e • d • • o • n • e • s • • a • n • d • • c • a • n • • c • o • m • b • i • n • e • • s • p • e • n • d • i • n • g • • t • o • • e • a • r • n • • r • e • w • a • r • d • s • • s • o • o • n • e • r • . • • T • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • d • o • e • s • • n • o • t • • s • t • a • t • e • • a • n • • a • p • p • l • i • c • a • t • i • o • n • • f • e • e • • o • r • • d • e • t • a • i • l • e • d • • e • l • i • g • i • b • i • l • i • t • y • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Application or registration is required.
• The page says cardholders can apply for supplementary cards for family or other loved ones and can combine spending to earn rewards sooner. The retained source does not state an application fee or detailed eligibility terms.

Open source offer ↗

Alternative offer in the same group; only the best group offer is counted. • Applies to all eligible spending, subject to the conditions. • The Cash Rebate Program applies to principal and supplementary cardholders of the Citi Clear Card issued by Citibank (Hong Kong) Limited. • Eligible Card accounts must be valid, in good standing, and comply with Citibank conditions. • Supplementary-cardholder rebates are attributed to the principal cardholder; principal and supplementary transactions under the same Eligible Card account count collectively. • The rebate is credited on the following statement after the eligible transactions are posted. The terms state rounding to the nearest cent, and the crediting clause states rounding up to the nearest cent; the source wording is retained. • Ineligible transactions include Faster Payment System services, cash advances, Balance Transfer or Cash Conversion amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. • A reversed or cancelled qualifying transaction can cause the equivalent rebate to be debited. Reversal is applied in the statement cycle when the reversal posts; accelerated or bonus rebate is awarded only when new purchases in the respective spend category exceed reversed transactions. • Remaining rebate is forfeited when the Eligible Card account is closed or suspended. • Unless otherwise specified, the rebate is not transferable and cannot be converted to cash or other offers. • Citibank may terminate or amend the Cash Rebate Program at any time without prior notice. • The 0.4% Basic Cash Rebate applies to transactions charged in any currency to the Eligible Card account.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• The Cash Rebate Program applies to principal and supplementary cardholders of the Citi Clear Card issued by Citibank (Hong Kong) Limited.
• Eligible Card accounts must be valid, in good standing, and comply with Citibank conditions.
• Supplementary-cardholder rebates are attributed to the principal cardholder; principal and supplementary transactions under the same Eligible Card account count collectively.
• The rebate is credited on the following statement after the eligible transactions are posted. The terms state rounding to the nearest cent, and the crediting clause states rounding up to the nearest cent; the source wording is retained.
• Ineligible transactions include Faster Payment System services, cash advances, Balance Transfer or Cash Conversion amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities bills through internet banking or an online payment system, insurance, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions.
• A reversed or cancelled qualifying transaction can cause the equivalent rebate to be debited. Reversal is applied in the statement cycle when the reversal posts; accelerated or bonus rebate is awarded only when new purchases in the respective spend category exceed reversed transactions.
• Remaining rebate is forfeited when the Eligible Card account is closed or suspended.
• Unless otherwise specified, the rebate is not transferable and cannot be converted to cash or other offers.
• Citibank may terminate or amend the Cash Rebate Program at any time without prior notice.
• The 0.4% Basic Cash Rebate applies to transactions charged in any currency to the Eligible Card account.
• Citi Clear Card Cash Rebate Program: 2013-09-27 – Not stated

This benefit does not apply to a purchase. • The card page lists PayLite Installment Program as a top card feature that turns any big purchases into small payments.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page lists PayLite Installment Program as a top card feature that turns any big purchases into small payments.

This benefit does not apply to a purchase. • The card page lists FlexiBill Installment Program as a top card feature that turns statements into small payments.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page lists FlexiBill Installment Program as a top card feature that turns statements into small payments.

This benefit does not apply to a purchase. • The card page lists Quick Cash Installment Program as a top card feature providing instant cash.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page lists Quick Cash Installment Program as a top card feature providing instant cash.

This benefit does not apply to a purchase. • The page states deals and discounts locally and in other countries. It gives no named merchant list, rate, cap, or date; linked pages are not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page states deals and discounts locally and in other countries. It gives no named merchant list, rate, cap, or date; linked pages are not used as evidence.

This benefit does not apply to a purchase. • Pay the statement balance in full by the due date each month to avoid a finance charge.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Pay the statement balance in full by the due date each month to avoid a finance charge.
• Citi Credit Card Key Facts Statement and Fees Schedule: 2025-12-01 – Not stated

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed HK$200 rebate; no percentage is stated.
• Application or registration is required.
• Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
• An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
• Each eligible customer can receive this offer once only.
• Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
• The account must remain valid during the promotion and when the rebate is credited.
• If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
• The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
• The offer cannot be combined with other promotional offers unless the relevant terms allow it.
• Welcome cash rebate offer: 2026-04-01 – 2027-01-13

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Pay with: contactless · Period spend ≥: HK$500.00
• Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
• Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
• Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
• Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
• Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
• Supplementary-card spending is counted in a separate account.
• Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
• MOP-to-HKD conversion method is not stated.
• Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
• Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
• A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
• Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
• The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
• Without the eligible transaction, HK$78 is charged per visit.
• Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
• Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
• Access is to LoungeKey Services lounges outside Japan and Hawaii.
• Principal and supplementary cardholder visits have separate allowances.
• Linked Chinese terms were unavailable; additional access conditions are unknown.
• LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

• Eligibility: Audience: all
• Eligible spending: Applies to: toyota rent a car · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Discount applies to the basic rental fee and excludes tax.
• Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
• Campaign details are linked but not retained.

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 藥房／保健品 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Applies at major drugstores in Japan.
• The source does not provide a complete drugstore list.

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
• Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
• A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
• Detailed information is linked in Chinese and was not retained.

This benefit does not apply to a purchase. •

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• All customers are entitled to an annual fee waiver for the first year.
• The offer page does not state the waived amount.

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• No interest is charged if the statement balance is paid in full by the due date.
• The interest-free period depends on the purchase date within the statement cycle.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 3 · Applies to: Supplementary Cards · Period: not stated · Type: limited · Unit: cards
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
• Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
• Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The chargeable annual fee for each Principal Card issued is HK$6,800.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The chargeable annual fee for each Supplementary Card issued is HK$3,000.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 12-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 24-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 36-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• Visa Concierge provides 24/7 support.
• Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
• Visa Concierge app and phone access are subject to Visa service terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated airport lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 10 · Applies to: Companion visits to designated airport lounges · Period: promotion total · Type: limited · Unit: visits
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• A companion may use designated airport lounges up to 10 times free during the promotion period.
• Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 20 · Applies to: Companion visits to designated high speed rail lounges · Period: promotion total · Type: limited · Unit: visits
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: essence ceramic card
• Benefit limit: Amount: 2 · Applies to: One way airport limousine transfer services · Period: promotion total · Type: limited · Unit: services
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• The offer is for ICBC Essence Ceramic Cardholders only.
• The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
• The customer must book the service and pay with the Essence Ceramic Card.
• The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
• Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
• King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
• Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
• 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• Visa partner offers cover more than 900 global luxury hotels and resorts.
• The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
• Availability, booking channel, participating properties, and Visa partner terms apply.

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated maximum; eligible Visa partner terms apply.
• The complete list of eligible merchants is not available.
• The source states a maximum discount of up to 48% for limousine services.
• Eligible Visa partner services, booking conditions, availability, and partner terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hertz · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Hertz and states car-rental offers including one-day complimentary rental.
• Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Amount: 25000 · Applies to: Travel medical and related expenses per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The medical and related expense limit is US$25,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Amount: 1000000 · Applies to: Travel personal accident insurance per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The personal accident limit is US$1,000,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 珠寶／鐘錶 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 時裝 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The page lists online shopping insurance as a card benefit.
• Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source lists SUPREME membership for Chinese Arts & Crafts.
• Membership eligibility, privileges, and provider terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: memorigin · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
• Provider availability and terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: tai pan row · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Tai Pan Row and lists prestigious suit-tailoring offers.
• Provider availability and terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• Personalized value-added services are available by invitation only.
• Customers should contact their designated relationship manager for details.

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
• One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
• The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
• Make one retail purchase or cash advance with the card within the first two months after card issuance.
• Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
• The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
• successful principal card application: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
• Percentage note: The source states unlimited lounge access but no percentage rate.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
• The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
• Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
• designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Application or registration is required.
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
• The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
• Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
• Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
• The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
• Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
• The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
• promotion: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
• Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

• Eligibility: Audience: resident
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.