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The card edit / Hong Kong

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Sorted by the highest estimated saving excluding merchant-specific offers, from left to right. Range upper bounds include merchant-specific offers; stated requirements apply. Show all reveals every category in the current group.

01 / COMPARE
02 — RESULTS
0101/BocBoc Cheers Card SignatureBoc Cheers Card Signature18.2%HK$182.00
Boc Cheers Card Signature
01Boc

Boc Cheers Card Signature

Conditions applyQatar Airways

HK$182.0018.2%
Travel
HK$32.003.2%
PointsMinimum spending: HK$5,000.00Cap: HK$600.00 · per month
CapHK$32.00 / HK$600.00

Related merchants

Qatar Airways
Calculation
Total savingHK$182.00
  • Qatar Airways eligible Hong Kong outbound tickets: 15% off base fare: HK$150.00
  • BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1: HK$32.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. eligible travel transactions per Signature account
  • Application, registration or activation required. See conditions.
  • Merchants: qatar-airways
  • Eligible merchants: qatar-airways
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Purchase through the designated Qatar Airways website with the designated promo code and pay with BOC Cheers Visa Signature. The 15% discount applies to regular base fare only, not taxes, fuel surcharges or other charges; it is not shown on the final receipt, so select a discounted fare.
  • Only Hong Kong departures to the destinations listed in PDF pp. 10-11, and only Business Comfort (I,D), Business Classic (R,I), Economy Convenience (S,V,L,M,K) or Economy Classic (O,T,Q,N) fares qualify.
  • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027.
  • Limited first-come quotas apply. The offer may combine with standard child or infant discounts, but not other promotions, VIP discounts or special rates. Fare rules at booking govern other change, cancellation and no-show terms.
  • Other Qatar Airways terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.
  • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible-travel cap of 150,000 points equals HK$600 cash-rebate equivalent (150,000 ÷ 250); the overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
  • Limit: 600 HKD · Per Month
  • Limit applies to: eligible travel transactions per Signature account
  • Eligibility: Phase Spend Min: 5000
  • Eligible categories: 旅遊
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
  • Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.

Qatar Airways eligible Hong Kong outbound tickets: 15% off base fare

  • Eligibility: Audience: all
  • Eligible spending: Applies to: qatar airways · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Purchase through the designated Qatar Airways website with the designated promo code and pay with BOC Cheers Visa Signature. The 15% discount applies to regular base fare only, not taxes, fuel surcharges or other charges; it is not shown on the final receipt, so select a discounted fare.
  • Only Hong Kong departures to the destinations listed in PDF pp. 10-11, and only Business Comfort (I,D), Business Classic (R,I), Economy Convenience (S,V,L,M,K) or Economy Classic (O,T,Q,N) fares qualify.
  • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027.
  • Limited first-come quotas apply. The offer may combine with standard child or infant discounts, but not other promotions, VIP discounts or special rates. Fare rules at booking govern other change, cancellation and no-show terms.
  • Other Qatar Airways terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.
  • sales and travel periods: 2026-09-01 – 2027-08-31

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
  • Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • Signature points promotion period: 2026-07-01 – 2026-12-31
Other offers
Local dining
BOC Cheers Visa Signature local dining: 8 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$240.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source-stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash-rebate equivalent (60,000 ÷ 250); the overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points. • Limit: 240 HKD · Per Month • Limit applies to: local dining and pets transactions combined per Signature account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 本地餐飲 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply. • Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending. • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine. • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards. • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions. • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending.
  • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • Signature points promotion period: 2026-07-01 – 2026-12-31
Food delivery
BOC Cheers Visa Signature dining delivery: 8 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00
——

Category or merchant does not match. • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The PDF's 60,000-point monthly cap for local dining and pet transactions equals HK$240 cash-rebate equivalent (60,000 ÷ 250), and its overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). The HTML lists delivery-platform spending under Dining, but the retained PDF does not clarify whether delivery-platform transactions fall under these caps; the cap for this specific offer remains not stated. No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. • Eligibility: Phase Spend Min: 5000 • Eligible categories: 外賣平台 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Upon accumulated monthly spending of HK$5,000, Dining, Travel, and Pet spending are eligible for the stated card-tier rate. • The comparison table lists 8X Gift Points for Visa Signature; the page describes the general rate as up to 10X. • Delivery Platform is listed under Dining eligible spending. Foreign-currency dining spending is deemed travel spending. • The page does not state full delivery-platform eligibility rules or a delivery-platform point cap.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 外賣平台 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The PDF's 60,000 point monthly cap for local dining and pet transactions equals HK$240 cash rebate equivalent (60,000 ÷ 250), and its overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). The HTML lists delivery platform spending under Dining, but the retained PDF does not clarify whether delivery platform transactions fall under these caps; the cap for this specific offer remains not stated. No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Upon accumulated monthly spending of HK$5,000, Dining, Travel, and Pet spending are eligible for the stated card-tier rate.
  • The comparison table lists 8X Gift Points for Visa Signature; the page describes the general rate as up to 10X.
  • Delivery Platform is listed under Dining eligible spending. Foreign-currency dining spending is deemed travel spending.
  • The page does not state full delivery-platform eligibility rules or a delivery-platform point cap.
  • Promotion period stated as until 31 December 2026: Now – 2026-12-31
Pet supplies
BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$240.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source-stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash-rebate equivalent (60,000 ÷ 250); the overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points. • Limit: 240 HKD · Per Month • Limit applies to: local dining and pets transactions combined per Signature account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 寵物用品 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply. • Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine. • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards. • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions. • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • Signature points promotion period: 2026-07-01 – 2026-12-31
Travel
BOC Cheers Visa Signature: 2 complimentary airport lounge accesses
TravelMinimum spending: HK$15,000.00
——

This benefit does not apply to a purchase. • Eligibility: Phase Spend Min: 15000 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • After HK$15,000 in eligible transactions in the quarter, the main cardholder receives 2 complimentary accesses. Q4 access is valid from issuance through 30 June 2027. The Q3 earning period ended before this run date and is not included. • Eligible spend includes local or overseas retail and cash advances. Exclusions include e-wallets, cash-before-card, other-card or loan bills, autopay, Octopus add-value, instalments, fees, utilities, designated online payment systems, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined categories. • Access may be shared with supplementary cardholders or guests; each person counts as one use. Designated lounges include INTERVALS Sky Bar and Restaurant but exclude Plaza Premium First; INTERVALS visits are limited to 90 minutes. One complimentary entry per person per lounge each day. Extra visits or use without meeting the spend or access allowance cost HK$250 per person per visit. • Access requires the eligible card and a same-day or following-day departure boarding pass. Online reservations are not available. Access is subject to availability and venue rules. The external lounge list and unspecified venue charges were not read. • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • After HK$15,000 in eligible transactions in the quarter, the main cardholder receives 2 complimentary accesses. Q4 access is valid from issuance through 30 June 2027. The Q3 earning period ended before this run date and is not included.
  • Eligible spend includes local or overseas retail and cash advances. Exclusions include e-wallets, cash-before-card, other-card or loan bills, autopay, Octopus add-value, instalments, fees, utilities, designated online payment systems, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined categories.
  • Access may be shared with supplementary cardholders or guests; each person counts as one use. Designated lounges include INTERVALS Sky Bar and Restaurant but exclude Plaza Premium First; INTERVALS visits are limited to 90 minutes. One complimentary entry per person per lounge each day. Extra visits or use without meeting the spend or access allowance cost HK$250 per person per visit.
  • Access requires the eligible card and a same-day or following-day departure boarding pass. Online reservations are not available. Access is subject to availability and venue rules. The external lounge list and unspecified venue charges were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.
  • 2026 Q4 eligible spending period: 2026-10-01 – 2026-12-31
Local dining
AIRSIDE Cafe à la carte dining: 10% off
DiscountMinimum spending: HK$500.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: airside-cafe • Eligible merchants: airside-cafe • Pay with BOC Cheers Visa Signature and spend at least HK$500 on the à la carte menu. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant. • The discount cannot be cancelled, altered, transferred or exchanged after issue; no refund after the transaction; not combinable with other offers or discounts. • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: airside cafe · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Period: not stated · Type: not stated
  • Pay with BOC Cheers Visa Signature and spend at least HK$500 on the à la carte menu. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant.
  • The discount cannot be cancelled, altered, transferred or exchanged after issue; no refund after the transaction; not combinable with other offers or discounts.
  • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.
  • promotion period stated as from now through 31 December 2026: Now – 2026-12-31
Local dining
WATERMARK: one complimentary house red wine bottle valued at HK$390
GiftMinimum spending: HK$1,200.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 1200 • Merchants: watermark • Eligible merchants: watermark • Spend at least HK$1,200 at WATERMARK and pay with BOC Cheers Visa Signature. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability. • The complimentary item is one bottle of house red wine, stated value HK$390. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant. • The offer cannot be cancelled, altered, transferred, exchanged or refunded after the transaction, and cannot be combined with other offers or discounts. • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watermark · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Spend at least HK$1,200 at WATERMARK and pay with BOC Cheers Visa Signature. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability.
  • The complimentary item is one bottle of house red wine, stated value HK$390.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant.
  • The offer cannot be cancelled, altered, transferred, exchanged or refunded after the transaction, and cannot be combined with other offers or discounts.
  • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.
  • promotion period stated as from now through 31 December 2026: Now – 2026-12-31
Pet supplies
PRIVATE i PETS purchase: 20% off one pet service or product
Discount
——

Category or merchant does not match. • Merchants: private-i-pets • Eligible merchants: private-i-pets • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Pay with BOC Cheers Visa Signature at PRIVATE i PETS outlets for any single pet service or pet product. Preorder items and fixed-price products are excluded. The discount cannot be combined with other discounts, membership offers or promotions. • Not valid 15-31 December 2026 or 23 January-5 February 2027. Quota is limited, first-come-first-served and subject to product or service availability. • Other PRIVATE i PETS terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: private i pets · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Pay with BOC Cheers Visa Signature at PRIVATE i PETS outlets for any single pet service or pet product. Preorder items and fixed-price products are excluded. The discount cannot be combined with other discounts, membership offers or promotions.
  • Not valid 15-31 December 2026 or 23 January-5 February 2027. Quota is limited, first-come-first-served and subject to product or service availability.
  • Other PRIVATE i PETS terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.
  • promotion period: 2026-07-01 – 2027-06-30
Insurance
OneDegree Pet CEO Plan first-year premium: 25% off
Conditions applyDiscount
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Successfully purchase the OneDegree Pet CEO Plan underwritten by OneDegree Hong Kong Limited through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The discount applies to the first-year premium; the quoted discounted premium is rounded to a whole number and checkout shows the payable amount. • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval; the plan is not a bank or card-company product.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Successfully purchase the OneDegree Pet CEO Plan underwritten by OneDegree Hong Kong Limited through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The discount applies to the first-year premium; the quoted discounted premium is rounded to a whole number and checkout shows the payable amount.
  • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund.
  • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval; the plan is not a bank or card-company product.
  • promotion period: 2026-07-01 – 2027-06-30
Health and wellness
OneDegree Pet CEO Plan: one pet routine consultation voucher
Conditions applyGift
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Successfully purchase the OneDegree Pet CEO Plan through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The PDF describes one free pet routine consultation voucher or pet health check coupon and states that it has no cash value. • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Successfully purchase the OneDegree Pet CEO Plan through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The PDF describes one free pet routine consultation voucher or pet health check coupon and states that it has no cash value.
  • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund.
  • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval.
  • promotion period: 2026-07-01 – 2027-06-30
Pet supplies
Private pet pool party prize(優惠值未列明)
Conditions applyPrize
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Visa Signature card; required annual income of $150,000. • The customer with the highest accumulated spending can win a private pet pool party. Registration and transactions are required; the page does not state the detailed spend rules. • Trade Promotion Competition Licence No. 61828-30.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Visa Signature card; required annual income of $150,000.
  • The customer with the highest accumulated spending can win a private pet pool party. Registration and transactions are required; the page does not state the detailed spend rules.
  • Trade Promotion Competition Licence No. 61828-30.
  • Pet promotion period: 2026-09-01 – 2026-10-31
Pet supplies
Pet massage workshop lucky-draw prize(優惠值未列明)
Conditions applyPrize
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品, 購物 • Visa Signature card; required annual income of $150,000. • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry and prize terms are not stated. • This is one of two alternative prizes. Trade Promotion Competition Licence No. 61828-30.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 / 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Visa Signature card; required annual income of $150,000.
  • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry and prize terms are not stated.
  • This is one of two alternative prizes. Trade Promotion Competition Licence No. 61828-30.
  • Pet promotion period: 2026-09-01 – 2026-10-31
Pet supplies
PRIVATE i PETS HK$300 cash voucher lucky-draw prize
Conditions applyPrize
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品, 購物 • Visa Signature card; required annual income of $150,000. • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry terms are not stated. • This voucher is an alternative prize to the pet massage workshop. Trade Promotion Competition Licence No. 61828-30.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 / 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Visa Signature card; required annual income of $150,000.
  • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry terms are not stated.
  • This voucher is an alternative prize to the pet massage workshop. Trade Promotion Competition Licence No. 61828-30.
  • Pet promotion period: 2026-09-01 – 2026-10-31
Other
BOC Cheers Visa Signature Welcome Offer: 150,000 Gift Points
Conditions applyPointsMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Cash-equivalent calculation: 150,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$600 cash-rebate equivalent; HK$600 ÷ HK$10,000 minimum eligible spend × 100 = 6%. No rounding is needed. The HTML states the 250-point cash-rebate conversion. This is a cash-rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The welcome reward requires HK$10,000 eligible spend and transactions to post within 7 days; the other eligibility and reward restrictions remain in constraints. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The applicant's BOC Cheers Visa Signature application must be approved during the promotion period. Activate the card and spend at least HK$10,000 in eligible transactions during the first month and the following two calendar months after issuance; eligible transactions must post within 7 days. Main and supplementary spending combines. • The offer excludes existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, people who cancelled or held an excluded card in the 12 months before applying, and BOCHK staff. Listed supplementary, business, commercial, Intown Virtual, US Dollar, Macau-issued and Private Label cards are excluded. If multiple eligible cards are approved, only one gift is awarded. • Eligible transactions include retail and Apple Pay, Google Pay or Samsung Pay spending. Exclusions include e-wallets, cash or cash-before-card, bills or autopay, instalments, fees or finance, utilities, online payment systems to designated merchants, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined exclusions. • Points are credited to the main card account within four calendar months after the issuance month once requirements are met. The account must remain normal, valid and in good credit standing. Gift Points are noncash, nonrefundable and nontransferable; duplicate redemption, refunded qualifying spend or card cancellation within 12 months can trigger recovery (25,000 points = HK$100). The Gift Point Gift Rewards Programme also applies; its external terms were not read. • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 150,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$600 cash rebate equivalent; HK$600 ÷ HK$10,000 minimum eligible spend × 100 = 6%. No rounding is needed. The HTML states the 250 point cash rebate conversion. This is a cash rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The welcome reward requires HK$10,000 eligible spend and transactions to post within 7 days; the other eligibility and reward restrictions remain in constraints.
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The applicant's BOC Cheers Visa Signature application must be approved during the promotion period. Activate the card and spend at least HK$10,000 in eligible transactions during the first month and the following two calendar months after issuance; eligible transactions must post within 7 days. Main and supplementary spending combines.
  • The offer excludes existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, people who cancelled or held an excluded card in the 12 months before applying, and BOCHK staff. Listed supplementary, business, commercial, Intown Virtual, US Dollar, Macau-issued and Private Label cards are excluded. If multiple eligible cards are approved, only one gift is awarded.
  • Eligible transactions include retail and Apple Pay, Google Pay or Samsung Pay spending. Exclusions include e-wallets, cash or cash-before-card, bills or autopay, instalments, fees or finance, utilities, online payment systems to designated merchants, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined exclusions.
  • Points are credited to the main card account within four calendar months after the issuance month once requirements are met. The account must remain normal, valid and in good credit standing. Gift Points are noncash, nonrefundable and nontransferable; duplicate redemption, refunded qualifying spend or card cancellation within 12 months can trigger recovery (25,000 points = HK$100). The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application approval period stated through 31 December 2026: Now – 2026-12-31
Other
BOC Cheers Visa Signature Extra Welcome Offer: 75,000 Gift Points
Conditions applyPointsMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Cash-equivalent calculation: 75,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$300 cash-rebate equivalent; HK$300 ÷ HK$10,000 basic Welcome Offer minimum eligible spend × 100 = 3% at that minimum spend. No rounding is needed. The HTML states the 250-point cash-rebate conversion. The Extra Welcome Offer does not state an additional spend threshold. This is a cash-rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The base Welcome Offer spend and posting conditions, plus the Extra Welcome Offer account condition, remain in constraints. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Apply for BOC Cheers Visa Signature during the promotion period and have it issued by 28 February 2027. Fulfil the BOC Cheers Card Welcome Offer spending requirement and hold a BOCHK Private Wealth or Wealth Management account during the promotion period. • Eligible transactions must post within 7 days; supplementary-card transactions combine with the main card. Points are credited to the main account within five calendar months after the issuance month once all requirements are met. The account must remain normal, valid and in good credit standing. • Refunded or cancelled qualifying spend, duplicate redemption or main-card cancellation within 12 months can trigger recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable. The Gift Point Gift Rewards Programme also applies; its external terms were not read. • The Welcome Offer's eligible-transaction and new-applicant exclusions also apply. BOC Cheers Visa Signature must be issued in Hong Kong; retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 75,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$300 cash rebate equivalent; HK$300 ÷ HK$10,000 basic Welcome Offer minimum eligible spend × 100 = 3% at that minimum spend. No rounding is needed. The HTML states the 250 point cash rebate conversion. The Extra Welcome Offer does not state an additional spend threshold. This is a cash rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The base Welcome Offer spend and posting conditions, plus the Extra Welcome Offer account condition, remain in constraints.
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Apply for BOC Cheers Visa Signature during the promotion period and have it issued by 28 February 2027. Fulfil the BOC Cheers Card Welcome Offer spending requirement and hold a BOCHK Private Wealth or Wealth Management account during the promotion period.
  • Eligible transactions must post within 7 days; supplementary-card transactions combine with the main card. Points are credited to the main account within five calendar months after the issuance month once all requirements are met. The account must remain normal, valid and in good credit standing.
  • Refunded or cancelled qualifying spend, duplicate redemption or main-card cancellation within 12 months can trigger recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • The Welcome Offer's eligible-transaction and new-applicant exclusions also apply. BOC Cheers Visa Signature must be issued in Hong Kong; retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application period stated through 31 December 2026: Now – 2026-12-31
Other
BOC Cheers Visa Signature supplementary card offer: 25,000 Gift Points per card
Conditions applyPointsCap: 100,000 points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 points · Promotion Total • Limit applies to: base and extra supplementary offers combined per main cardholder account • Application, registration or activation required. See conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. Each eligible supplementary card earns 25,000 points. • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion. • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read. • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: base and extra supplementary offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: points
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. Each eligible supplementary card earns 25,000 points.
  • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion.
  • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application period stated through 31 December 2026: Now – 2026-12-31
Other
BOC Cheers Visa Signature supplementary card Extra Offer: 25,000 Gift Points per card
Conditions applyPointsCap: 100,000 points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 points · Promotion Total • Limit applies to: base and extra supplementary offers combined per main cardholder account • Application, registration or activation required. See conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. The main cardholder must also hold a Private Wealth or Wealth Management account during the promotion period to earn an additional 25,000 points per supplementary card. • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion. • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read. • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: base and extra supplementary offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: points
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. The main cardholder must also hold a Private Wealth or Wealth Management account during the promotion period to earn an additional 25,000 points per supplementary card.
  • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion.
  • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application period stated through 31 December 2026: Now – 2026-12-31
Other
BOC Cheers Visa Signature annual fee waiver of HK$2,000
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The first year's annual fee is waived for the main card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The first year's annual fee is waived for the main card.
Other
BOC Cheers Visa Signature annual fee waiver of HK$2,000
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The page states that the annual fee is waived for main cardholders holding a BOC Private Banking, Private Wealth, or Wealth Management account; duration and detailed account conditions are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The page states that the annual fee is waived for main cardholders holding a BOC Private Banking, Private Wealth, or Wealth Management account; duration and detailed account conditions are not stated.
Other
BOC Cheers Visa Signature supplementary card annual fee waiver: HK$1,000
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • The HTML states a perpetual annual fee waiver for supplementary cards; the KFS lists an HK$1,000 annual fee for a Visa Signature supplementary card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • The HTML states a perpetual annual fee waiver for supplementary cards; the KFS lists an HK$1,000 annual fee for a Visa Signature supplementary card.
Travel
Miles redemption handling fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • The comparison table states that the miles redemption handling fee is waived; it does not state the fee amount or detailed redemption conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • The comparison table states that the miles redemption handling fee is waived; it does not state the fee amount or detailed redemption conditions.
Other
Visa Personal Concierge Service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The service includes trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking. • Visa provides the service, subject to related terms and conditions; full service details are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The service includes trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking.
  • Visa provides the service, subject to related terms and conditions; full service details are not stated.
0202/BocBoc Cheers Card InfiniteBoc Cheers Card Infinite15%HK$150.00
Boc Cheers Card Infinite
02Boc

Boc Cheers Card Infinite

Conditions applyQatar Airways

HK$150.0015%
Airlines
Qatar Airways: 15% off eligible air tickets
HK$150.0015%
Conditions applyDiscount

Related merchants

Qatar Airways
Calculation
Total savingHK$150.00
  • Qatar Airways: 15% off eligible air tickets: HK$150.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit applies to: Qatar Airways: 15% off eligible air tickets
  • Application, registration or activation required. See conditions.
  • Merchants: qatar-airways
  • Eligible merchants: qatar-airways
  • Book flights on the Qatar Airways website.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • Only flights from Hong Kong to listed destinations and the listed fare classes qualify. Discount applies to regular base fare only; taxes, fuel surcharges and other charges are excluded.
  • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. Quotas and booking-class availability are limited; cannot combine with other promotions, VIP discounts or special rates.
  • Purchase through the designated Qatar Airways website, use the promo code, and pay with an eligible card. Sales and travel dates are 1 September 2026-31 August 2027.
  • Qatar Airways fare rules and additional terms are referenced but are not included in the retained PDFs.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

Qatar Airways: 15% off eligible air tickets

  • Eligibility: Audience: all
  • Eligible spending: Applies to: qatar airways · Type: merchant
  • Benefit limit: Applies to: Qatar Airways: 15% off eligible air tickets · Period: not stated · Type: not stated
  • Application or registration is required.
  • Book flights on the Qatar Airways website.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • Only flights from Hong Kong to listed destinations and the listed fare classes qualify. Discount applies to regular base fare only; taxes, fuel surcharges and other charges are excluded.
  • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. Quotas and booking-class availability are limited; cannot combine with other promotions, VIP discounts or special rates.
  • Purchase through the designated Qatar Airways website, use the promo code, and pay with an eligible card. Sales and travel dates are 1 September 2026-31 August 2027.
  • Qatar Airways fare rules and additional terms are referenced but are not included in the retained PDFs.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-09-01 – 2027-08-31
Other offers
Fine dining
Nadaman (Kowloon Shangri-La) designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Nadaman (Kowloon Shangri-La) designated set menu: buy one, get one free • Merchants: nadaman • Eligible merchants: nadaman • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Wateshoku Iro-dori Set Lunch HK$395; Omakase Kaiseki Set Dinner HK$1,838. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 2 days ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: nadaman · Type: merchant
  • Benefit limit: Applies to: Nadaman (Kowloon Shangri La) designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Wateshoku Iro-dori Set Lunch HK$395; Omakase Kaiseki Set Dinner HK$1,838. Applicable Lunch and dinner Monday-Sunday.
  • Reserve through the designated contact at least 2 days ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Shang Palace designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Shang Palace designated set menu: buy one, get one free • Merchants: shang-palace • Eligible merchants: shang-palace • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Set Dinner HK$1,328. Applicable Dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shang palace · Type: merchant
  • Benefit limit: Applies to: Shang Palace designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Set Dinner HK$1,328. Applicable Dinner Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Ami designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Ami designated set menu: buy one, get one free • Merchants: ami • Eligible merchants: ami • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Tasting Dinner HK$1,288 or HK$1,588. Applicable Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ami · Type: merchant
  • Benefit limit: Applies to: Ami designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Selected Tasting Dinner HK$1,288 or HK$1,588. Applicable Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Arbor designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Arbor designated set menu: buy one, get one free • Merchants: arbor • Eligible merchants: arbor • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,988. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arbor · Type: merchant
  • Benefit limit: Applies to: Arbor designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,988. Applicable Lunch and dinner Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
ÉPURE designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: ÉPURE designated set menu: buy one, get one free • Merchants: epure • Eligible merchants: epure • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,388 or HK$1,688. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: epure · Type: merchant
  • Benefit limit: Applies to: ÉPURE designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,388 or HK$1,688. Applicable Lunch and dinner Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Beefbar designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Beefbar designated set menu: buy one, get one free • Merchants: beefbar • Eligible merchants: beefbar • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Lunch Menu HK$650; Designated Dinner Menu HK$1,380. Applicable Lunch Monday-Friday; dinner Monday-Saturday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include festive days and other special-event dates.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: beefbar · Type: merchant
  • Benefit limit: Applies to: Beefbar designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Lunch Menu HK$650; Designated Dinner Menu HK$1,380. Applicable Lunch Monday-Friday; dinner Monday-Saturday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include festive days and other special-event dates.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Chiu Tang designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Chiu Tang designated set menu: buy one, get one free • Merchants: chiu-tang • Eligible merchants: chiu-tang • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Menu HK$1,280. Applicable Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 22 December 2026 and other special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chiu tang · Type: merchant
  • Benefit limit: Applies to: Chiu Tang designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Menu HK$1,280. Applicable Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include 22 December 2026 and other special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
SOMM designated set menu: buy one, get one free
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: SOMM designated set menu: buy one, get one free • Merchants: somm • Eligible merchants: somm • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398; SOMMkind of Royale Brunch Menu HK$1,318. Applicable Dinner Monday-Sunday; brunch Saturday, Sunday and public holidays. • Reserve through the designated contact at least 2 days ahead; supply is limited. • Blackout dates include 9-10 May 2026, 20-21 June 2026 and other festive days or special-event dates.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: somm · Type: merchant
  • Benefit limit: Applies to: SOMM designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398; SOMMkind of Royale Brunch Menu HK$1,318. Applicable Dinner Monday-Sunday; brunch Saturday, Sunday and public holidays.
  • Reserve through the designated contact at least 2 days ahead; supply is limited.
  • Blackout dates include 9-10 May 2026, 20-21 June 2026 and other festive days or special-event dates.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Embla designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Embla designated set menu: buy one, get one free • Merchants: embla • Eligible merchants: embla • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Lunch Menu HK$688; Designated Dinner Menu HK$1,288. Applicable Lunch Wednesday-Saturday; dinner Tuesday-Saturday. • Advance reservation required; give dietary restrictions at least 48 hours ahead; credit-card guarantee and 48-hour cancellation policy apply. • Not valid on festive days or other special-event dates when special menus are served.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: embla · Type: merchant
  • Benefit limit: Applies to: Embla designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Lunch Menu HK$688; Designated Dinner Menu HK$1,288. Applicable Lunch Wednesday-Saturday; dinner Tuesday-Saturday.
  • Advance reservation required; give dietary restrictions at least 48 hours ahead; credit-card guarantee and 48-hour cancellation policy apply.
  • Not valid on festive days or other special-event dates when special menus are served.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Cafés, bakeries and desserts
AIRSIDE Cafe 10% off a la carte menu
DiscountMinimum spending: HK$500.00
——

Category or merchant does not match. • Limit applies to: AIRSIDE Cafe 10% off a la carte menu • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: airside-cafe • Eligible merchants: airside-cafe • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Minimum spend HK$500. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: airside cafe · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Applies to: AIRSIDE Cafe 10% off a la carte menu · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Minimum spend HK$500. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-10-01 – 2026-12-31
Dining
WATERMARK complimentary house red wine bottle valued at HK$390
GiftMinimum spending: HK$1,200.00
——

Category or merchant does not match. • Limit applies to: WATERMARK complimentary house red wine bottle valued at HK$390 • Minimum spend: Period: per_transaction; Spend: 1200 • Merchants: watermark • Eligible merchants: watermark • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • One complimentary bottle with spending of HK$1,200. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watermark · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,200.00
  • Benefit limit: Applies to: WATERMARK complimentary house red wine bottle valued at HK$390 · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • One complimentary bottle with spending of HK$1,200. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-10-01 – 2026-12-31
Local dining
BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$400.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000-point monthly shared local-dining and pet cap equals HK$400. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 400 HKD · Per Month • Limit applies to: Eligible local dining and pet transactions combined for the card account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 本地餐飲 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points. • Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants. • Foreign-currency dining spending is deemed to be travel spending. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
  • Foreign-currency dining spending is deemed to be travel spending.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Pet supplies
BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$400.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000-point monthly shared local-dining and pet cap equals HK$400. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 400 HKD · Per Month • Limit applies to: Eligible local dining and pet transactions combined for the card account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 寵物用品 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Overseas spending
BOC Cheers Visa Infinite overseas spending: 10 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$1,000.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 250,000-point monthly travel cap equals HK$1,000. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 1000 HKD · Per Month • Limit applies to: Eligible foreign-currency retail transactions • Eligibility: Phase Spend Min: 5000 • Eligible categories: 海外簽賬 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Eligible travel transactions are retail transactions made and settled in foreign currency; foreign-currency transactions settled in HKD are excluded. First HK$25,000 of travel spend reaches the monthly cap of 250,000 points; the three categories share an overall monthly maximum of 300,000 points. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible retail transactions made and settled in foreign currency after at least HK$5,000 in eligible retail spending in each calendar month. Transactions settled in HKD do not qualify. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 1000 · Applies to: Eligible foreign currency retail transactions · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 250,000 point monthly travel cap equals HK$1,000. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Eligible travel transactions are retail transactions made and settled in foreign currency; foreign-currency transactions settled in HKD are excluded. First HK$25,000 of travel spend reaches the monthly cap of 250,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible retail transactions made and settled in foreign currency after at least HK$5,000 in eligible retail spending in each calendar month. Transactions settled in HKD do not qualify. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Hotels
Hotels.com: 25% off hotel bookings
Discount
——

Category or merchant does not match. • Limit applies to: Hotels.com: 25% off hotel bookings • Merchants: hotels-com • Eligible merchants: hotels-com • Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded. • Booking must be for four consecutive nights or more at the same hotel. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted. • Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs. • Offers are subject to relevant terms and conditions. • Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms. • The Visa Infinite table lists this offer; Visa Signature is marked not applicable. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hotels com · Type: merchant
  • Benefit limit: Applies to: Hotels.com: 25% off hotel bookings · Period: not stated · Type: not stated
  • Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded.
  • Booking must be for four consecutive nights or more at the same hotel.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted.
  • Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs.
  • Offers are subject to relevant terms and conditions.
  • Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms.
  • The Visa Infinite table lists this offer; Visa Signature is marked not applicable.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-08-07 – 2027-08-05
Travel
Two complimentary Plaza Premium lounge visits
TravelMinimum spending: HK$15,000.00
——

This benefit does not apply to a purchase. • Limit applies to: Two complimentary Plaza Premium lounge visits • Eligibility: Phase Spend Min: 15000 • Merchants: plaza-premium-lounges, intervals-sky-bar-and-restaurant • Access can be shared with accompanying guests. • After HK$15,000 eligible card-account spend in each quarter, the main cardholder receives 2 complimentary visits. Q3/Q4 2026 access is valid until 30 June 2027. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • Only designated Plaza Premium lounges are covered; the list is referenced in a linked page. • The designated lounge list is linked but is not included in the retained PDFs. • Two complimentary accesses are available upon accumulated spending of HK$15,000 per quarter. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Visits can be shared with supplementary cardholders or guests; all users count. Access is limited to once per lounge per day. INTERVALS is limited to 90 minutes; Plaza Premium First is excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Applies to: Two complimentary Plaza Premium lounge visits · Period: not stated · Type: not stated
  • Access can be shared with accompanying guests.
  • After HK$15,000 eligible card-account spend in each quarter, the main cardholder receives 2 complimentary visits. Q3/Q4 2026 access is valid until 30 June 2027.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • Only designated Plaza Premium lounges are covered; the list is referenced in a linked page.
  • The designated lounge list is linked but is not included in the retained PDFs.
  • Two complimentary accesses are available upon accumulated spending of HK$15,000 per quarter.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Visits can be shared with supplementary cardholders or guests; all users count. Access is limited to once per lounge per day. INTERVALS is limited to 90 minutes; Plaza Premium First is excluded.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Pet supplies
PRIVATE i PETS: 20% off pet products and services
Discount
——

Category or merchant does not match. • Limit applies to: PRIVATE i PETS: 20% off pet products and services • Merchants: private-i-pets • Eligible merchants: private-i-pets • Blackout dates: 15-31 December 2026 and 23 January-5 February 2027. Quota is limited, first come first served, and subject to availability. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • PRIVATE i PETS terms are referenced but are not included in the retained PDFs. • Pay with an eligible card for a single pet service or pet product; pre-order items and fixed-price products are excluded. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: private i pets · Type: merchant
  • Benefit limit: Applies to: PRIVATE i PETS: 20% off pet products and services · Period: not stated · Type: not stated
  • Blackout dates: 15-31 December 2026 and 23 January-5 February 2027. Quota is limited, first come first served, and subject to availability.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • PRIVATE i PETS terms are referenced but are not included in the retained PDFs.
  • Pay with an eligible card for a single pet service or pet product; pre-order items and fixed-price products are excluded.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30
Pet supplies
OneDegree Pet CEO Plan 25% off the first-year premium
Conditions applyDiscount
——

Category or merchant does not match. • Limit applies to: OneDegree Pet CEO Plan 25% off the first-year premium • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. Discounted premium is rounded to the nearest whole number; checkout shows the actual premium. • Offers are subject to relevant terms and conditions. • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs. • Purchase the Pet CEO Plan through the designated website, use promo code BOCCHEERS, and pay with an eligible card. • The discount applies to the first year's premium for OneDegree Pet CEO Plan. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Applies to: OneDegree Pet CEO Plan 25% off the first year premium · Period: not stated · Type: not stated
  • Application or registration is required.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. Discounted premium is rounded to the nearest whole number; checkout shows the actual premium.
  • Offers are subject to relevant terms and conditions.
  • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs.
  • Purchase the Pet CEO Plan through the designated website, use promo code BOCCHEERS, and pay with an eligible card.
  • The discount applies to the first year's premium for OneDegree Pet CEO Plan.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30
Pet supplies
OneDegree Pet CEO Plan free pet routine consultation voucher
Conditions applyGift
——

Category or merchant does not match. • Limit applies to: OneDegree Pet CEO Plan free pet routine consultation voucher • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • One free voucher/coupon with successful Pet CEO Plan purchase through the designated website, using promo code BOCCHEERS and an eligible card. • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs. • The page states that the plan includes an extra pet health check coupon. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Applies to: OneDegree Pet CEO Plan free pet routine consultation voucher · Period: not stated · Type: not stated
  • Application or registration is required.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • One free voucher/coupon with successful Pet CEO Plan purchase through the designated website, using promo code BOCCHEERS and an eligible card.
  • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs.
  • The page states that the plan includes an extra pet health check coupon.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30
Other
BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points
Conditions applyPointsMinimum spending: HK$12,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Applies to all eligible spending, subject to the conditions. • Accumulate spending of HK$12,000 or above. • Application must be approved during the period. Activate the card and spend at least HK$12,000 in eligible transactions during the first month and following 2 calendar months after issuance; supplementary transactions combine with main-card spending. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Existing main-card holders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Only eligible transactions posted within 7 days count; listed exclusions apply. • Offers are subject to relevant terms and conditions. • Points are credited within 4 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs. • The Seoul return economy ticket redemption uses the Asia Miles rate as of 1 May 2026; the latest Asia Miles information prevails. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • Unless otherwise specified, the promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$12,000.00
  • Benefit limit: Applies to: BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points · Period: not stated · Type: not stated
  • Application or registration is required.
  • Accumulate spending of HK$12,000 or above.
  • Application must be approved during the period. Activate the card and spend at least HK$12,000 in eligible transactions during the first month and following 2 calendar months after issuance; supplementary transactions combine with main-card spending.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Existing main-card holders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Only eligible transactions posted within 7 days count; listed exclusions apply.
  • Offers are subject to relevant terms and conditions.
  • Points are credited within 4 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs.
  • The Seoul return economy ticket redemption uses the Asia Miles rate as of 1 May 2026; the latest Asia Miles information prevails.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • Unless otherwise specified, the promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Other
BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points
Conditions applyPointsMinimum spending: HK$12,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Applies to all eligible spending, subject to the conditions. • Applicable to a new credit card customer holding a BOC Private Wealth or Wealth Management account. • Apply for the Infinite card and obtain approval during the promotion period; card must be issued by 28 February 2027. Fulfil the Infinite Welcome Offer spend requirement and hold a BOCHK Private Wealth or Wealth Management Account within the period. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Eligible transactions must post within 7 days. • Offers are subject to relevant terms and conditions. • Points are credited within 5 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • Unless otherwise specified, the promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$12,000.00
  • Benefit limit: Applies to: BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applicable to a new credit card customer holding a BOC Private Wealth or Wealth Management account.
  • Apply for the Infinite card and obtain approval during the promotion period; card must be issued by 28 February 2027. Fulfil the Infinite Welcome Offer spend requirement and hold a BOCHK Private Wealth or Wealth Management Account within the period.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Eligible transactions must post within 7 days.
  • Offers are subject to relevant terms and conditions.
  • Points are credited within 5 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • Unless otherwise specified, the promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Other
BOC Cheers Infinite supplementary card offer: 25,000 Gift Points
Conditions applyPointsCap: 100,000 Gift Points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 Gift Points · Promotion Total • Limit applies to: Base and extra supplementary-card offers combined per main-cardholder account • Application, registration or activation required. See conditions. • Apply for an Infinite supplementary card during the period, obtain approval, and make at least one transaction within 1 month after issuance. Points are credited to the main cardholder by 31 March 2027. • Apply for each supplementary card. • At least one transaction is required within one month after card issuance. • Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account during the promotion period. Gift Point programme terms are referenced but not included. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • The page states up to 100,000 Gift Points for supplementary-card rewards. • The promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: Base and extra supplementary card offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: Gift Points
  • Application or registration is required.
  • Apply for an Infinite supplementary card during the period, obtain approval, and make at least one transaction within 1 month after issuance. Points are credited to the main cardholder by 31 March 2027.
  • Apply for each supplementary card.
  • At least one transaction is required within one month after card issuance.
  • Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account during the promotion period. Gift Point programme terms are referenced but not included.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • The page states up to 100,000 Gift Points for supplementary-card rewards.
  • The promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite supplementary card: 2026-10-01 – 2026-12-31
Other
Extra BOC Cheers Infinite supplementary card offer: 25,000 Gift Points
Conditions applyPointsCap: 100,000 Gift Points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 Gift Points · Promotion Total • Limit applies to: Base and extra supplementary-card offers combined per main-cardholder account • Application, registration or activation required. See conditions. • At least one transaction is required within one month after card issuance. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Main cardholders must hold a BOC Private Wealth or Wealth Management account. • Meet the base supplementary-card requirements and hold a BOCHK Private Wealth or Wealth Management Account during the promotion period. • Offers are subject to relevant terms and conditions. • Points are credited to the main cardholder by 31 March 2027. Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account. Gift Point programme terms are referenced but not included. • The page states up to 100,000 Gift Points for supplementary-card rewards. • The promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: Base and extra supplementary card offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: Gift Points
  • Application or registration is required.
  • At least one transaction is required within one month after card issuance.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Main cardholders must hold a BOC Private Wealth or Wealth Management account.
  • Meet the base supplementary-card requirements and hold a BOCHK Private Wealth or Wealth Management Account during the promotion period.
  • Offers are subject to relevant terms and conditions.
  • Points are credited to the main cardholder by 31 March 2027. Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account. Gift Point programme terms are referenced but not included.
  • The page states up to 100,000 Gift Points for supplementary-card rewards.
  • The promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite supplementary card: 2026-10-01 – 2026-12-31
Travel
BOC Cheers Visa Infinite personal accident insurance(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite personal accident insurance(優惠值未列明) • Claim procedure, coverage scope, policy terms, and exclusions are referenced in a linked page. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Exact coverage, claims procedure, policy terms and exclusions are in insurer policy provisions not included in the retained PDFs. • Offers are subject to relevant terms and conditions. • Pay for transportation, accommodation and/or travel packages with the Infinite card; covered payments include deposits, travel expenses, flight charges and transport receipts. • Text states personal-accident protection including medical expenses and trip cancellation; medical and repatriation emergency services may be requested. Cardholder and spouse must be age 76 or below; legally dependent children must be unmarried and age 23 or below. • The Visa Infinite table states that flight tickets or accommodation must be paid with Cheers Card. • The source also requires relevant travel protection coverage. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Visa Signature is marked not applicable.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite personal accident insurance(優惠值未列明) · Period: not stated · Type: not stated
  • Claim procedure, coverage scope, policy terms, and exclusions are referenced in a linked page.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Exact coverage, claims procedure, policy terms and exclusions are in insurer policy provisions not included in the retained PDFs.
  • Offers are subject to relevant terms and conditions.
  • Pay for transportation, accommodation and/or travel packages with the Infinite card; covered payments include deposits, travel expenses, flight charges and transport receipts.
  • Text states personal-accident protection including medical expenses and trip cancellation; medical and repatriation emergency services may be requested. Cardholder and spouse must be age 76 or below; legally dependent children must be unmarried and age 23 or below.
  • The Visa Infinite table states that flight tickets or accommodation must be paid with Cheers Card.
  • The source also requires relevant travel protection coverage.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Visa Signature is marked not applicable.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2027-03-31
Pet supplies
Private pet pool party prize
Conditions applyPrize
——

Category or merchant does not match. • Limit applies to: private pet pool party prize • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Registration is required. • The customer with the highest accumulated spending can win. • The page says registering and completing transactions gives a chance to win. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Applies to: private pet pool party prize · Period: not stated · Type: not stated
  • Application or registration is required.
  • Registration is required.
  • The customer with the highest accumulated spending can win.
  • The page says registering and completing transactions gives a chance to win.
  • Trade Promotion Competition Licence No. 61828-30.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
  • Pet experiences promotion: 2026-09-01 – 2026-10-31
Pet supplies
Pet massage workshop prize(優惠值未列明)
Conditions applyPrize
——

Category or merchant does not match. • Limit applies to: pet lucky draw • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Customers with pet spending and/or retail spending can enter. • Registration is required. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Applies to: pet lucky draw · Period: not stated · Type: not stated
  • Application or registration is required.
  • Customers with pet spending and/or retail spending can enter.
  • Registration is required.
  • Trade Promotion Competition Licence No. 61828-30.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
  • Pet experiences promotion: 2026-09-01 – 2026-10-31
Pet supplies
Pet lucky draw: PRIVATE i PETS HK$300 cash voucher
Conditions applyPrize
——

Category or merchant does not match. • Limit applies to: pet lucky draw • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Customers with pet spending and/or retail spending can enter. • Registration is required. • The voucher is for PRIVATE i PETS. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Applies to: pet lucky draw · Period: not stated · Type: not stated
  • Application or registration is required.
  • Customers with pet spending and/or retail spending can enter.
  • Registration is required.
  • The voucher is for PRIVATE i PETS.
  • Trade Promotion Competition Licence No. 61828-30.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
  • Pet experiences promotion: 2026-09-01 – 2026-10-31
Travel
Visa Infinite airport limousine service offer(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Source did not include full programme terms in the supplied files. • Limit applies to: airport limousine service • The page names airport limousine service and directs users to Visa Infinite Card terms and conditions for full details. • The full offer terms are not stated in the retained HTML. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: airport limousine service · Period: not stated · Type: not stated
  • Percentage note: Source did not include full programme terms in the supplied files.
  • The page names airport limousine service and directs users to Visa Infinite Card terms and conditions for full details.
  • The full offer terms are not stated in the retained HTML.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Other
BOC Cheers Visa Infinite main card: HK$3,800 annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite main-card annual fee • The first-year annual fee for the main card is waived. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite main card annual fee · Period: not stated · Type: not stated
  • The first-year annual fee for the main card is waived.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Other
BOC Cheers Visa Infinite supplementary card: HK$1,900 annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite supplementary-card annual fee • The page states a perpetual annual fee waiver for supplementary cards. • Offers are subject to relevant terms and conditions. • The Key Facts Statement lists the Infinite supplementary-card annual fee as HK$1,900.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite supplementary card annual fee · Period: not stated · Type: not stated
  • The page states a perpetual annual fee waiver for supplementary cards.
  • Offers are subject to relevant terms and conditions.
  • The Key Facts Statement lists the Infinite supplementary-card annual fee as HK$1,900.
Other
BOC Cheers Visa Infinite main card: HK$3,800 annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite main-card annual fee • The annual fee is waived for main cardholders who hold a BOC Private Banking, Private Wealth, or Wealth Management account. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite main card annual fee · Period: not stated · Type: not stated
  • The annual fee is waived for main cardholders who hold a BOC Private Banking, Private Wealth, or Wealth Management account.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Travel
BOC Cheers Visa Infinite miles redemption handling fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: miles redemption handling fee • The page states that the miles redemption handling fee is waived. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: miles redemption handling fee · Period: not stated · Type: not stated
  • The page states that the miles redemption handling fee is waived.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Other
Visa Personal Concierge Service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Visa Personal Concierge Service • The service can assist with trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking. • The service is provided by Visa and is subject to Visa terms and conditions; details are referenced on a linked site. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Visa Personal Concierge Service · Period: not stated · Type: not stated
  • The service can assist with trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking.
  • The service is provided by Visa and is subject to Visa terms and conditions; details are referenced on a linked site.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
0303/DahDah Sing Ana World MastercardDah Sing Ana World Mastercard15%HK$150.00
Dah Sing Ana World Mastercard
03Dah

Dah Sing Ana World Mastercard

Conditions applyAna

HK$150.0015%
Airlines
HK$150.0015%
Conditions applyDiscountresident

Related merchants

Ana
Calculation
Total savingHK$150.00
  • ANA round-trip air tickets: 15% discount: HK$150.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Limit applies to: eligible ANA air tickets
  • Application, registration or activation required. See conditions.
  • Merchants: ana
  • Eligible merchants: ana
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Use the card and enter the designated promotion code when booking on the designated ANA website. The discount applies to designated flights, booking classes, and departure dates. An eligible cardholder can buy up to 6 tickets in one booking and must be one of the passengers.
  • The services and products on the page are not targeted at customers in the EU.
  • Available to principal and supplementary Dah Sing ANA World Mastercard cardholders who book during the booking period, enter promotion code DSBANA26 before searching for flights or completing booking, and pay with the eligible card.
  • Eligible itineraries are round trips from Hong Kong to Tokyo, or round-trip/open-jaw itineraries from Hong Kong to a domestic Japan city via Tokyo. The international flights must meet the stated flight, booking class, and departure-date rules.
  • Eligible flights: Hong Kong–Tokyo Narita NH812/NH811; Hong Kong–Tokyo Haneda NH860/NH859/NH814/NH813. Business booking classes D and Z; Economy classes U, Q, V, W, and S. Applicable departure dates are 2026-10-01 through 2027-03-31.
  • The cardholder may buy up to 6 tickets per booking and must be a passenger. The offer covers adults, children, and infants occupying a seat; it excludes infants without a seat.
  • Limited availability; not valid with other discounts. Taxes, surcharges, cancellation/change fees or penalties, administrative fees, and other miscellaneous charges are excluded. The offer is non-transferable.
  • Rebooking must be completed during the booking period with an applicable departure date. A later rebooking removes the discount and the cardholder pays the regular-to-discounted fare difference; ANA may also charge a change fee and fare difference under its fare rules.

ANA round-trip air tickets: 15% discount

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: ana · Type: merchant
  • Benefit limit: Applies to: eligible ANA air tickets · Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Use the card and enter the designated promotion code when booking on the designated ANA website. The discount applies to designated flights, booking classes, and departure dates. An eligible cardholder can buy up to 6 tickets in one booking and must be one of the passengers.
  • The services and products on the page are not targeted at customers in the EU.
  • Available to principal and supplementary Dah Sing ANA World Mastercard cardholders who book during the booking period, enter promotion code DSBANA26 before searching for flights or completing booking, and pay with the eligible card.
  • Eligible itineraries are round trips from Hong Kong to Tokyo, or round-trip/open-jaw itineraries from Hong Kong to a domestic Japan city via Tokyo. The international flights must meet the stated flight, booking class, and departure-date rules.
  • Eligible flights: Hong Kong–Tokyo Narita NH812/NH811; Hong Kong–Tokyo Haneda NH860/NH859/NH814/NH813. Business booking classes D and Z; Economy classes U, Q, V, W, and S. Applicable departure dates are 2026-10-01 through 2027-03-31.
  • The cardholder may buy up to 6 tickets per booking and must be a passenger. The offer covers adults, children, and infants occupying a seat; it excludes infants without a seat.
  • Limited availability; not valid with other discounts. Taxes, surcharges, cancellation/change fees or penalties, administrative fees, and other miscellaneous charges are excluded. The offer is non-transferable.
  • Rebooking must be completed during the booking period with an applicable departure date. A later rebooking removes the discount and the cardholder pays the regular-to-discounted fare difference; ANA may also charge a change fee and fare difference under its fare rules.
  • booking period: 2026-10-01 – 2026-12-31
Other offers
Other
ANA World Mastercard eligible spending: 1 mile per HKD 8
Pointsresident
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Audience: Resident • Limit: unlimited. • Limit applies to: Miles earned from local and overseas spending • Applies to all eligible spending, subject to the conditions. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The card automatically converts all local and overseas spending at HKD 8 = 1 mile. The HTML states there is no limit for earning miles. • The HTML states that a round-trip ticket to Tokyo, Osaka, Nagoya, Sapporo, and other destinations can require as few as 17,000 miles, and a business-class ticket to Japan can require as few as 35,000 miles. • The services and products on the page are not targeted at customers in the EU. • The source rate is 1 mile for each HKD8 of Eligible Transactions. • Eligible Transactions include retail purchases and exclude the listed cash advances, autopay, Octopus and mobile wallet top-ups, bill payments, tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. • Principal and supplementary card spending is combined for retail spending; miles are rounded down to the last integer and credited to the principal cardholder's AMC account after the statement period. • Cancelled or refunded transactions may cause miles to be deducted. The card and AMC account must be valid and in good standing when miles are credited. • The terms say that use of miles is subject to AMC terms.

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Miles earned from local and overseas spending · Period: lifetime · Type: unlimited · Unit: mile
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The card automatically converts all local and overseas spending at HKD 8 = 1 mile. The HTML states there is no limit for earning miles.
  • The HTML states that a round-trip ticket to Tokyo, Osaka, Nagoya, Sapporo, and other destinations can require as few as 17,000 miles, and a business-class ticket to Japan can require as few as 35,000 miles.
  • The services and products on the page are not targeted at customers in the EU.
  • The source rate is 1 mile for each HKD8 of Eligible Transactions.
  • Eligible Transactions include retail purchases and exclude the listed cash advances, autopay, Octopus and mobile wallet top-ups, bill payments, tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
  • Principal and supplementary card spending is combined for retail spending; miles are rounded down to the last integer and credited to the principal cardholder's AMC account after the statement period.
  • Cancelled or refunded transactions may cause miles to be deducted. The card and AMC account must be valid and in good standing when miles are credited.
  • The terms say that use of miles is subject to AMC terms.
E-wallet top-ups
Dah Sing ANA World Mastercard: 1 mile per HKD12 on Octopus and mobile wallet top-ups
Pointsresident
——

Category or merchant does not match. • Audience: Resident • Limit applies to: miles on specified top-ups • Eligible categories: 電子錢包增值 • The source rate is 1 mile for each HKD12 spent on Octopus Automatic Add Value Service, mobile wallet top-ups (including Octopus) made via mobile payment, or adding a new Octopus through mobile payment. • Cancelled or refunded transactions may cause miles to be deducted. Miles are rounded down and credited to the principal cardholder's AMC account; the card and AMC account must be valid and in good standing when miles are credited. • Card-wide eligibility on the HTML page states that applicants must be Hong Kong residents aged 18 or above with annual income of HKD150,000.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 電子錢包增值 · Type: category
  • Benefit limit: Applies to: miles on specified top ups · Period: not stated · Type: not stated
  • The source rate is 1 mile for each HKD12 spent on Octopus Automatic Add Value Service, mobile wallet top-ups (including Octopus) made via mobile payment, or adding a new Octopus through mobile payment.
  • Cancelled or refunded transactions may cause miles to be deducted. Miles are rounded down and credited to the principal cardholder's AMC account; the card and AMC account must be valid and in good standing when miles are credited.
  • Card-wide eligibility on the HTML page states that applicants must be Hong Kong residents aged 18 or above with annual income of HKD150,000.
Other
ANA World Mastercard local spending: 7,000 welcome miles
Conditions applyPointsresidentMinimum spending: HK$8,000.00
——

Category or merchant does not match. • Audience: Resident; Customer: New customer • Limit applies to: local spending reward miles • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Eligible categories: 其他 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Successfully apply for the card during the Promotion Period. Accumulate HKD 8,000 in Eligible Local Spending within the first 2 months from card issuance. • The services and products on the page are not targeted at customers in the EU. • Eligible only for a new principal card applicant who did not hold any principal or supplementary Dah Sing credit card of any type in the 12 months before applying. • The cardholder must accumulate HKD8,000 of Eligible Spending in the first 2 months after card issuance to earn this first tier. • Supplementary card spending counts. Eligible Spending includes the transactions stated in clause 16 and excludes its listed ineligible transactions. • The first HKD8,000 tier awards 7,000 extra miles. The stated 17,000-mile total at HKD20,000 includes basic miles and must not be counted as another reward. • Each principal applicant may apply for one Eligible Card and may receive each Welcome Offer once during the Promotion Period. The first approved Dah Sing card controls if the customer applies for other Dah Sing cards. • If the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer, a HKD1,200 handling fee may apply.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Applies to: 其他 · Type: category
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Applies to: local spending reward miles · Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Successfully apply for the card during the Promotion Period. Accumulate HKD 8,000 in Eligible Local Spending within the first 2 months from card issuance.
  • The services and products on the page are not targeted at customers in the EU.
  • Eligible only for a new principal card applicant who did not hold any principal or supplementary Dah Sing credit card of any type in the 12 months before applying.
  • The cardholder must accumulate HKD8,000 of Eligible Spending in the first 2 months after card issuance to earn this first tier.
  • Supplementary card spending counts. Eligible Spending includes the transactions stated in clause 16 and excludes its listed ineligible transactions.
  • The first HKD8,000 tier awards 7,000 extra miles. The stated 17,000-mile total at HKD20,000 includes basic miles and must not be counted as another reward.
  • Each principal applicant may apply for one Eligible Card and may receive each Welcome Offer once during the Promotion Period. The first approved Dah Sing card controls if the customer applies for other Dah Sing cards.
  • If the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer, a HKD1,200 handling fee may apply.
  • Welcome Offers promotion period: 2026-07-01 – 2027-06-30
Other
ANA World Mastercard local spending: 7,500 extra welcome miles
Conditions applyPointsresidentMinimum spending: HK$20,000.00
——

Category or merchant does not match. • Audience: Resident; Customer: New customer • Limit applies to: local spending reward miles • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 20000 • Eligible categories: 其他 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Successfully apply for the card during the Promotion Period. Accumulate HKD 20,000 total Eligible Local Spending within the first 2 months from card issuance. The table describes this tier as the subsequent HKD 12,000 after the first HKD 8,000 tier. • The table states 14,500 extra miles in total from both tiers and 17,000 miles including the Basic Mileage Reward. Do not count that combined total as another reward. • The services and products on the page are not targeted at customers in the EU. • Eligible only for a new principal card applicant who did not hold any principal or supplementary Dah Sing credit card of any type in the 12 months before applying. • The cardholder must accumulate HKD20,000 of Eligible Spending in the first 2 months after card issuance. This tier awards 7,500 extra miles for the subsequent HKD12,000 after the first HKD8,000 tier. • Supplementary card spending counts. Eligible Spending includes the transactions stated in clause 16 and excludes its listed ineligible transactions. • The stated 14,500 extra miles and 17,000 total miles at HKD20,000 describe the combined tiers and basic miles; they are not an additional reward. • Each principal applicant may apply for one Eligible Card and may receive each Welcome Offer once during the Promotion Period. The first approved Dah Sing card controls if the customer applies for other Dah Sing cards. • If the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer, a HKD1,200 handling fee may apply.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Applies to: 其他 · Type: category
  • Requirements: Period spend ≥: HK$20,000.00
  • Benefit limit: Applies to: local spending reward miles · Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Successfully apply for the card during the Promotion Period. Accumulate HKD 20,000 total Eligible Local Spending within the first 2 months from card issuance. The table describes this tier as the subsequent HKD 12,000 after the first HKD 8,000 tier.
  • The table states 14,500 extra miles in total from both tiers and 17,000 miles including the Basic Mileage Reward. Do not count that combined total as another reward.
  • The services and products on the page are not targeted at customers in the EU.
  • Eligible only for a new principal card applicant who did not hold any principal or supplementary Dah Sing credit card of any type in the 12 months before applying.
  • The cardholder must accumulate HKD20,000 of Eligible Spending in the first 2 months after card issuance. This tier awards 7,500 extra miles for the subsequent HKD12,000 after the first HKD8,000 tier.
  • Supplementary card spending counts. Eligible Spending includes the transactions stated in clause 16 and excludes its listed ineligible transactions.
  • The stated 14,500 extra miles and 17,000 total miles at HKD20,000 describe the combined tiers and basic miles; they are not an additional reward.
  • Each principal applicant may apply for one Eligible Card and may receive each Welcome Offer once during the Promotion Period. The first approved Dah Sing card controls if the customer applies for other Dah Sing cards.
  • If the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer, a HKD1,200 handling fee may apply.
  • Welcome Offers promotion period: 2026-07-01 – 2027-06-30
Overseas spending
ANA World Mastercard overseas spending: 1 mile per HKD 2
Conditions applyPointsresidentCap: 2,500 mile · per month
——

Category or merchant does not match. • Audience: Resident; Customer: New customer • Limit: 2500 mile · Per Month • Limit applies to: combined Basic Miles and Extra Overseas Spending Miles • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The rate applies within the first 6 months from card issuance during the Promotion Period. It applies only to the first HKD 5,000 of Eligible Overseas Spending each month. • The services and products on the page are not targeted at customers in the EU. • Eligible only for a new principal card applicant who did not hold any principal or supplementary Dah Sing credit card of any type in the 12 months before applying. • The rate applies within the first 6 months after card issuance and to the first HKD5,000 of Eligible Overseas Spending in each month. • The source states 1 mile per HKD2, inclusive of Basic Miles and Extra Overseas Spending Miles; the combined award is capped at 2,500 miles per month. Do not add the baseline miles again. • Eligible Overseas Spending is purchase spending outside Hong Kong and excludes the listed wallet transfers/top-ups, bill payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Supplementary card spending counts. • The first approved Dah Sing card controls if the customer applies for other Dah Sing cards. A HKD1,200 handling fee may apply if the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 2500 · Applies to: combined Basic Miles and Extra Overseas Spending Miles · Period: per month · Type: limited · Unit: mile
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The rate applies within the first 6 months from card issuance during the Promotion Period. It applies only to the first HKD 5,000 of Eligible Overseas Spending each month.
  • The services and products on the page are not targeted at customers in the EU.
  • Eligible only for a new principal card applicant who did not hold any principal or supplementary Dah Sing credit card of any type in the 12 months before applying.
  • The rate applies within the first 6 months after card issuance and to the first HKD5,000 of Eligible Overseas Spending in each month.
  • The source states 1 mile per HKD2, inclusive of Basic Miles and Extra Overseas Spending Miles; the combined award is capped at 2,500 miles per month. Do not add the baseline miles again.
  • Eligible Overseas Spending is purchase spending outside Hong Kong and excludes the listed wallet transfers/top-ups, bill payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Supplementary card spending counts.
  • The first approved Dah Sing card controls if the customer applies for other Dah Sing cards. A HKD1,200 handling fee may apply if the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer.
  • Welcome Offers promotion period: 2026-07-01 – 2027-06-30
Other
ANA World Mastercard: 5,000 miles for opening a Dah Sing i-Account
Conditions applyPointsresident
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • Limit applies to: banking account reward miles • Application, registration or activation required. See conditions. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Successfully apply for the card during the Promotion Period. Open a YOU i-Account, VIP i-Account, or Hello Kitty VIP i-Account at the time of card application or within 3 months from card issuance. • The services and products on the page are not targeted at customers in the EU. • The card must be applied for through an online channel. The applicant must open a sole or joint YOU i-Account, VIP i-Account, or Hello Kitty VIP i-Account as Primary Account Holder at the same time or within 3 months after card issuance. • A cardholder who held one of those accounts as Primary Account Holder before applying for the card is ineligible. • Primary Account Holder means the Applicant on the New Account(s) / Service(s) Application Form. • The account and card must be valid and in good standing when miles are credited. Fulfilment deadline depends on the card issuance quarter, as listed in clause 24. • Each eligible principal applicant may receive this Welcome Offer once during the Promotion Period. The first approved Dah Sing card controls if the customer applies for other Dah Sing cards. • A HKD1,200 handling fee may apply if the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: banking account reward miles · Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Successfully apply for the card during the Promotion Period. Open a YOU i-Account, VIP i-Account, or Hello Kitty VIP i-Account at the time of card application or within 3 months from card issuance.
  • The services and products on the page are not targeted at customers in the EU.
  • The card must be applied for through an online channel. The applicant must open a sole or joint YOU i-Account, VIP i-Account, or Hello Kitty VIP i-Account as Primary Account Holder at the same time or within 3 months after card issuance.
  • A cardholder who held one of those accounts as Primary Account Holder before applying for the card is ineligible.
  • Primary Account Holder means the Applicant on the New Account(s) / Service(s) Application Form.
  • The account and card must be valid and in good standing when miles are credited. Fulfilment deadline depends on the card issuance quarter, as listed in clause 24.
  • Each eligible principal applicant may receive this Welcome Offer once during the Promotion Period. The first approved Dah Sing card controls if the customer applies for other Dah Sing cards.
  • A HKD1,200 handling fee may apply if the cardholder cancels the card within 13 months after issuance after receiving a Welcome Offer.
  • Welcome Offers promotion period: 2026-07-01 – 2027-06-30
Airlines
ANA-operated flights: 25% extra miles
Pointsresident
——

This benefit does not apply to a purchase. • Audience: Resident • The HTML states an extra 25% mileage when the principal cardholder uses flights operated by ANA. • Merchants: ana • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The product feature limits this benefit to principal cardholders using flights operated by ANA. • The Latest Offers section also states extra 25% miles for successful purchase(s) of ANA air tickets. The HTML does not state the calculation base or whether this is a separate reward; do not count both representations as two rewards. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML states an extra 25% mileage when the principal cardholder uses flights operated by ANA.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The product feature limits this benefit to principal cardholders using flights operated by ANA.
  • The Latest Offers section also states extra 25% miles for successful purchase(s) of ANA air tickets. The HTML does not state the calculation base or whether this is a separate reward; do not count both representations as two rewards.
  • The services and products on the page are not targeted at customers in the EU.
Other
YOU i-Account opening: HKD 300 cash rebate
Conditions applyCashbackresidentCap: HK$300.00 · promotion total
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: 300 HKD · Promotion Total • Limit applies to: one cash rebate per eligible cardholder • Application, registration or activation required. See conditions. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • A principal card applicant must apply through the designated online application form or Dah Sing Bank Mobile App during the Promotion Period and open a YOU i-Account from the card application date to 3 months after new card issuance. • The offer does not apply to applications submitted through the online form or app by branch staff or credit card promoters. The cardholder must achieve Savings Deposit Growth of at least HKD 30,000 in 3 consecutive months, starting in the calendar month after account opening. • The customer must apply for a principal card through the designated online application form or Dah Sing Mobile Banking App during the promotion period; applications submitted through branch staff or credit card promoters are excluded. • The customer must either qualify as a new-to-deposit YOU Banking customer (no Bank account as Primary Account Holder in the 12 months before 1 July 2026) or be an existing deposit customer who opens or upgrades to a YOU i-Account as Primary Account Holder from card application through 3 months after card issuance. • The customer must achieve Savings Deposit Growth of at least HKD30,000 (or equivalent) for 3 consecutive months, starting in the calendar month after the YOU i-Account opens. The offer defines the balance, account, and benchmark calculations in clauses 4–7. • The offer can be received once, through the first approved eligible card. The card and YOU Banking Account must be valid and in good standing when the rebate is credited. • The rebate is credited by the date for the card issuance period in clause 9, is used to pay new transactions, and cannot be exchanged. Fraud, abuse, reversal, or cancellation can cause the rebate to be debited. • If the cardholder terminates the card and/or closes the YOU Banking Account within 18 months after card issuance, a HKD300 handling fee applies.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 300 · Applies to: one cash rebate per eligible cardholder · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • A principal card applicant must apply through the designated online application form or Dah Sing Bank Mobile App during the Promotion Period and open a YOU i-Account from the card application date to 3 months after new card issuance.
  • The offer does not apply to applications submitted through the online form or app by branch staff or credit card promoters. The cardholder must achieve Savings Deposit Growth of at least HKD 30,000 in 3 consecutive months, starting in the calendar month after account opening.
  • The customer must apply for a principal card through the designated online application form or Dah Sing Mobile Banking App during the promotion period; applications submitted through branch staff or credit card promoters are excluded.
  • The customer must either qualify as a new-to-deposit YOU Banking customer (no Bank account as Primary Account Holder in the 12 months before 1 July 2026) or be an existing deposit customer who opens or upgrades to a YOU i-Account as Primary Account Holder from card application through 3 months after card issuance.
  • The customer must achieve Savings Deposit Growth of at least HKD30,000 (or equivalent) for 3 consecutive months, starting in the calendar month after the YOU i-Account opens. The offer defines the balance, account, and benchmark calculations in clauses 4–7.
  • The offer can be received once, through the first approved eligible card. The card and YOU Banking Account must be valid and in good standing when the rebate is credited.
  • The rebate is credited by the date for the card issuance period in clause 9, is used to pay new transactions, and cannot be exchanged. Fraud, abuse, reversal, or cancellation can cause the rebate to be debited.
  • If the cardholder terminates the card and/or closes the YOU Banking Account within 18 months after card issuance, a HKD300 handling fee applies.
  • Cash Rebate Offer promotion period: 2026-07-01 – 2026-12-31
Insurance
JourneySure premiums: 10% cash rebate
Conditions applyCashbackresident
——

Category or merchant does not match. • Audience: Resident • The HTML says the rebate is calculated on the final discounted payment to Dah Sing Insurance. • Limit applies to: JourneySure cash rebate • Application, registration or activation required. See conditions. • Merchants: dah-sing-insurance • Eligible merchants: dah-sing-insurance • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Enroll online for Dah Sing Insurance JourneySure Travel Insurance Plan using the card during the Promotion Period. • The services and products on the page are not targeted at customers in the EU. • Available for JourneySure Single Trip and Annual Plan. The cardholder must successfully enroll through Dah Sing Insurance's website and fully pay the premium with the eligible card during the promotion period. • The 10% rebate is calculated on the original premium after deducting applicable Insurance Authority levies, DSI Club member discounts, and premium discounts. • The source examples give HKD60 rebate on HKD600 with no discount and HKD48 on HKD600 after a HKD120 premium discount. • The rebate is credited within 3 months after successful enrollment, is rounded up to the nearest integer, and is applied to new transactions; it cannot be exchanged or transferred. • Cancelled, reversed, unposted, refunded, or unauthorised transactions are ineligible; received rebates may be debited if the insurance purchase is cancelled or reversed. • The card must be valid and in good standing during the promotion and when the rebate is credited. The offer does not apply to renewed policies and cannot be used with other Dah Sing Credit Card offers or Dah Sing Insurance staff discount. • Policy coverage, enrollment eligibility, premium details, and exclusions are governed by separate insurance documents that are not in the retained sources.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: dah sing insurance · Type: merchant
  • Benefit limit: Applies to: JourneySure cash rebate · Period: not stated · Type: not stated
  • Percentage note: The HTML says the rebate is calculated on the final discounted payment to Dah Sing Insurance.
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Enroll online for Dah Sing Insurance JourneySure Travel Insurance Plan using the card during the Promotion Period.
  • The services and products on the page are not targeted at customers in the EU.
  • Available for JourneySure Single Trip and Annual Plan. The cardholder must successfully enroll through Dah Sing Insurance's website and fully pay the premium with the eligible card during the promotion period.
  • The 10% rebate is calculated on the original premium after deducting applicable Insurance Authority levies, DSI Club member discounts, and premium discounts.
  • The source examples give HKD60 rebate on HKD600 with no discount and HKD48 on HKD600 after a HKD120 premium discount.
  • The rebate is credited within 3 months after successful enrollment, is rounded up to the nearest integer, and is applied to new transactions; it cannot be exchanged or transferred.
  • Cancelled, reversed, unposted, refunded, or unauthorised transactions are ineligible; received rebates may be debited if the insurance purchase is cancelled or reversed.
  • The card must be valid and in good standing during the promotion and when the rebate is credited. The offer does not apply to renewed policies and cannot be used with other Dah Sing Credit Card offers or Dah Sing Insurance staff discount.
  • Policy coverage, enrollment eligibility, premium details, and exclusions are governed by separate insurance documents that are not in the retained sources.
  • Travel Insurance Offer promotion period: 2026-01-01 – 2026-12-31
Insurance
JourneySure Single Trip insurance: 250 extra miles per HKD 600 premium
Conditions applyPointsresident
——

Category or merchant does not match. • Audience: Resident • Limit applies to: JourneySure Single Trip extra miles • Application, registration or activation required. See conditions. • Merchants: dah-sing-insurance • Eligible merchants: dah-sing-insurance • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Enroll online for Dah Sing Insurance JourneySure Travel Insurance Plan using the card during the Promotion Period. • The services and products on the page are not targeted at customers in the EU. • Available to principal and supplementary Dah Sing ANA World Mastercard cardholders who successfully enroll for JourneySure Single Trip online during the promotion period and fully pay the premium with the eligible card. • The stated example for every HKD600 premium transaction gives 250 Extra Miles, 100 Basic Miles, and 350 total miles. This offer value is the 250 Extra Miles only. • The reward is calculated on the final discounted premium. Miles are calculated to the last integer; fractions are not accumulated. • The card and AMC account must be valid and in good standing during the promotion period and when miles are credited. Miles from principal and supplementary cards go to the principal cardholder's AMC account. • The offer does not apply to renewed policies and cannot be used with other Dah Sing Credit Card offers or Dah Sing Insurance staff discount. • The HTML states that 3.5X miles includes Basic Miles and extra 2.5X miles. • The retained policy terms do not include the separate insurance policy wording. • Policy coverage, enrollment eligibility, premium details, and exclusions are governed by separate insurance documents that are not in the retained sources.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: dah sing insurance · Type: merchant
  • Benefit limit: Applies to: JourneySure Single Trip extra miles · Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Enroll online for Dah Sing Insurance JourneySure Travel Insurance Plan using the card during the Promotion Period.
  • The services and products on the page are not targeted at customers in the EU.
  • Available to principal and supplementary Dah Sing ANA World Mastercard cardholders who successfully enroll for JourneySure Single Trip online during the promotion period and fully pay the premium with the eligible card.
  • The stated example for every HKD600 premium transaction gives 250 Extra Miles, 100 Basic Miles, and 350 total miles. This offer value is the 250 Extra Miles only.
  • The reward is calculated on the final discounted premium. Miles are calculated to the last integer; fractions are not accumulated.
  • The card and AMC account must be valid and in good standing during the promotion period and when miles are credited. Miles from principal and supplementary cards go to the principal cardholder's AMC account.
  • The offer does not apply to renewed policies and cannot be used with other Dah Sing Credit Card offers or Dah Sing Insurance staff discount.
  • The HTML states that 3.5X miles includes Basic Miles and extra 2.5X miles.
  • The retained policy terms do not include the separate insurance policy wording.
  • Policy coverage, enrollment eligibility, premium details, and exclusions are governed by separate insurance documents that are not in the retained sources.
  • Travel Insurance Offer promotion period: 2026-01-01 – 2026-12-31
Insurance
JourneySure premium discount(優惠值未列明)
Conditions applyDiscountresident
——

Category or merchant does not match. • Audience: Resident • Application, registration or activation required. See conditions. • Merchants: dah-sing-insurance • Eligible merchants: dah-sing-insurance • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML says the premium discount offer is available in addition to the stated JourneySure offers. The page does not state the discount amount or full conditions. The linked page and terms were not read. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: dah sing insurance · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML says the premium discount offer is available in addition to the stated JourneySure offers. The page does not state the discount amount or full conditions. The linked page and terms were not read.
  • The services and products on the page are not targeted at customers in the EU.
  • Promotion Period: Now – 2026-12-31
Airlines
ANA Business Class check-in at selected airports(優惠值未列明)
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Merchants: ana • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Present the card at the ANA Business Class check-in counter. This service is valid only when using flights operated by ANA. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Present the card at the ANA Business Class check-in counter. This service is valid only when using flights operated by ANA.
  • The services and products on the page are not targeted at customers in the EU.
Shopping
ANA in-flight shopping: 10% off selected items
Discountresident
——

Category or merchant does not match. • Audience: Resident • The discount may not be available for some items. • Merchants: ana • Eligible merchants: ana • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Pay with the card. The discount applies to selected items and may not be available for some items. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: ana · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The discount may not be available for some items.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Pay with the card. The discount applies to selected items and may not be available for some items.
  • The services and products on the page are not targeted at customers in the EU.
Shopping
ANA airport duty-free shopping: 10% off selected items
Discountresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The HTML says selected items only. • Eligible categories: 零售購物 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The offer covers selected items at named ANA group duty-free shops at Narita Airport, Haneda Airport International Terminal, and Kansai International Airport. The HTML does not provide a complete merchant list. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 零售購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML says selected items only.
  • The complete list of eligible merchants is not available.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The offer covers selected items at named ANA group duty-free shops at Narita Airport, Haneda Airport International Terminal, and Kansai International Airport. The HTML does not provide a complete merchant list.
  • The services and products on the page are not targeted at customers in the EU.
Shopping
ANA FESTA Japan: 1 mile per JPY 100 spent
Pointsresident
——

Category or merchant does not match. • Audience: Resident • Merchants: ana-festa • Eligible merchants: ana-festa • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML states 1 mile for every JPY 100 spent at ANA FESTA in Japan. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: ana festa · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML states 1 mile for every JPY 100 spent at ANA FESTA in Japan.
  • The services and products on the page are not targeted at customers in the EU.
Shopping
ANA FESTA Japan: 5% off selected items
DiscountresidentMinimum spending: HK$10.00
——

Category or merchant does not match. • Audience: Resident • The HTML says selected items only. • Minimum spend: Period: per_transaction; Spend: 10 • Merchants: ana-festa • Eligible merchants: ana-festa • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • A minimum purchase of JPY 1,000 applies at ANA FESTA in Japan. The discount applies to selected items and may not be available for some items. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: ana festa · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$10.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML says selected items only.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • A minimum purchase of JPY 1,000 applies at ANA FESTA in Japan. The discount applies to selected items and may not be available for some items.
  • The services and products on the page are not targeted at customers in the EU.
Hotels
ANA and IHG ANA hotels: 5% off Best Flexible Rates
Discountresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • Eligible categories: 旅遊 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The discount applies to Best Flexible Rates at ANA Hotels and IHG ANA Co-branded Hotels. Hotels make the final decision. Reconfirm with the hotel when booking. • Make a direct reservation at the hotel or through the ANA Hotel Reservation Center. Travel-agency reservations do not qualify. The offer cannot be combined with other discounts or offers. Refer to ANA for the list of eligible hotels. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The discount applies to Best Flexible Rates at ANA Hotels and IHG ANA Co-branded Hotels. Hotels make the final decision. Reconfirm with the hotel when booking.
  • Make a direct reservation at the hotel or through the ANA Hotel Reservation Center. Travel-agency reservations do not qualify. The offer cannot be combined with other discounts or offers. Refer to ANA for the list of eligible hotels.
  • The services and products on the page are not targeted at customers in the EU.
Hotels
ANA hotels in Japan: complimentary breakfast(優惠值未列明)
Travelresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • Eligible categories: 旅遊 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Hotels make the final decision. Reconfirm with the hotel when booking. Make a direct reservation or book through the ANA Hotel Reservation Center; travel-agency reservations do not qualify. The offer cannot be combined with other discounts or offers. • The services and products on the page are not targeted at customers in the EU. • The complimentary benefits are available at ANA Hotels and IHG ANA Co-branded Hotels in Japan. Present the card at check-in and refer to ANA for the list of eligible hotels.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Hotels make the final decision. Reconfirm with the hotel when booking. Make a direct reservation or book through the ANA Hotel Reservation Center; travel-agency reservations do not qualify. The offer cannot be combined with other discounts or offers.
  • The services and products on the page are not targeted at customers in the EU.
  • The complimentary benefits are available at ANA Hotels and IHG ANA Co-branded Hotels in Japan. Present the card at check-in and refer to ANA for the list of eligible hotels.
Hotels
ANA hotels in Japan: one complimentary welcome drink per stay(優惠值未列明)
Travelresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • Eligible categories: 旅遊 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Hotels make the final decision. Reconfirm with the hotel when booking. Make a direct reservation or book through the ANA Hotel Reservation Center; travel-agency reservations do not qualify. The offer cannot be combined with other discounts or offers. • The services and products on the page are not targeted at customers in the EU. • The welcome drink is available only at ANA Hotels and IHG ANA Co-branded Hotels in Japan, with one drink per stay. Present the card at check-in and refer to ANA for the list of eligible hotels.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Hotels make the final decision. Reconfirm with the hotel when booking. Make a direct reservation or book through the ANA Hotel Reservation Center; travel-agency reservations do not qualify. The offer cannot be combined with other discounts or offers.
  • The services and products on the page are not targeted at customers in the EU.
  • The welcome drink is available only at ANA Hotels and IHG ANA Co-branded Hotels in Japan, with one drink per stay. Present the card at check-in and refer to ANA for the list of eligible hotels.
Airlines
ANA Premium Members: 5% mileage bonus
Pointsresident
——

This benefit does not apply to a purchase. • Audience: Resident • The HTML calls this a 5% mileage bonus for ANA Premium Members. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • This benefit is for ANA Premium Members. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML calls this a 5% mileage bonus for ANA Premium Members.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • This benefit is for ANA Premium Members.
  • The services and products on the page are not targeted at customers in the EU.
Airlines
ANA Bronze Service with 30,000 ANA Premium Points(優惠值未列明)
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • Principal cardholders who accumulate at least 30,000 ANA Premium Points can receive ANA Bronze Service. The point balance resets each year on 1 January. • The usual requirement for at least 15,000 Premium Points earned on ANA Group flights is waived. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • Principal cardholders who accumulate at least 30,000 ANA Premium Points can receive ANA Bronze Service. The point balance resets each year on 1 January.
  • The usual requirement for at least 15,000 Premium Points earned on ANA Group flights is waived.
  • The services and products on the page are not targeted at customers in the EU.
Airlines
ANA Family Account Service for family miles(優惠值未列明)
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • ANA's Family Account Service lets families combine earned miles and redeem ANA and partner flight awards and ANA international upgrade awards. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • ANA's Family Account Service lets families combine earned miles and redeem ANA and partner flight awards and ANA international upgrade awards.
  • The services and products on the page are not targeted at customers in the EU.
Airlines
ANA World Mastercard exclusive ANA ticket discount(優惠值未列明)
Discountresident
——

This benefit does not apply to a purchase. • Audience: Resident • Merchants: ana • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML gives no discount amount, ticket scope, or conditions for this privilege. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML gives no discount amount, ticket scope, or conditions for this privilege.
  • The services and products on the page are not targeted at customers in the EU.
Travel
Mastercard Travel Pass lounge visits: USD 32 per person per visit
Conditions applyTravelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML describes access to over 1,300 airport lounges worldwide at USD 32 per person per visit. Download the Mastercard Travel Pass app and register with the card; show the digital DragonPass membership card to enter. • DragonPass provides the service and its terms apply. Offers may change over time. The linked website was not read. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML describes access to over 1,300 airport lounges worldwide at USD 32 per person per visit. Download the Mastercard Travel Pass app and register with the card; show the digital DragonPass membership card to enter.
  • DragonPass provides the service and its terms apply. Offers may change over time. The linked website was not read.
  • The services and products on the page are not targeted at customers in the EU.
Travel
Mastercard Travel Pass travel information(優惠值未列明)
Conditions applyTravelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The service provides travel information based on the destination. The HTML does not state a monetary value. • DragonPass provides the service and its terms apply. Offers may change over time. Download and register in the Mastercard Travel Pass app to use offers and services. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The service provides travel information based on the destination. The HTML does not state a monetary value.
  • DragonPass provides the service and its terms apply. Offers may change over time. Download and register in the Mastercard Travel Pass app to use offers and services.
  • The services and products on the page are not targeted at customers in the EU.
Dining
Mastercard Travel Pass restaurant dining discounts or set meals(優惠值未列明)
Conditions applyDiscountresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML states dining discounts or set meals at participating restaurants but gives no value or full restaurant list. • DragonPass provides the service and its terms apply. Offers may change over time. Download and register in the Mastercard Travel Pass app to use offers and services. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML states dining discounts or set meals at participating restaurants but gives no value or full restaurant list.
  • DragonPass provides the service and its terms apply. Offers may change over time. Download and register in the Mastercard Travel Pass app to use offers and services.
  • The services and products on the page are not targeted at customers in the EU.
Travel
Mastercard Travel Pass airport limousine service(優惠值未列明)
Conditions applyTravelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML says airport limousine service is available in over 70 countries and more than 280 cities. It does not state price or other conditions. • DragonPass provides the service and its terms apply. Offers may change over time. Download and register in the Mastercard Travel Pass app to use offers and services. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML says airport limousine service is available in over 70 countries and more than 280 cities. It does not state price or other conditions.
  • DragonPass provides the service and its terms apply. Offers may change over time. Download and register in the Mastercard Travel Pass app to use offers and services.
  • The services and products on the page are not targeted at customers in the EU.
Other
ANA World Mastercard first-year annual fee waiver(優惠值未列明)
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • The HTML identifies a first-year annual fee waiver. It does not state the fee amount. • The services and products on the page are not targeted at customers in the EU.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • The HTML identifies a first-year annual fee waiver. It does not state the fee amount.
  • The services and products on the page are not targeted at customers in the EU.
Other
ANA World Mastercard principal card: HKD 2,000 annual fee waiver
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit applies to: one following-year annual membership fee • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • In addition to the first-year annual fee waiver, accumulated retail spending of at least HKD 50,000 in the past 12 months from the month the annual fee is due waives the annual fee for principal and supplementary cards. • The HTML does not state the fee amount or further spending conditions. The services and products on the page are not targeted at customers in the EU. • If Eligible Retail Spending exceeds HKD50,000 in the 12 months before the month when the fee is due, the following year's annual fee is waived. • The waiver applies to both principal and supplementary cards. Supplementary card eligible retail spending counts. • Eligible Retail Spending includes retail purchases and excludes the transactions listed in clause 32. • After any first-year annual fee waiver, the cardholder must pay the annual fee each year unless this spending-based waiver applies. • The HKD2,000 principal-card amount is the World Mastercard annual membership fee stated in the KFS. • The HTML summary says accumulated retail spending of at least HKD50,000; the formal terms say spending must exceed HKD50,000. The applicable cutoff is unresolved.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: one following year annual membership fee · Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • In addition to the first-year annual fee waiver, accumulated retail spending of at least HKD 50,000 in the past 12 months from the month the annual fee is due waives the annual fee for principal and supplementary cards.
  • The HTML does not state the fee amount or further spending conditions. The services and products on the page are not targeted at customers in the EU.
  • If Eligible Retail Spending exceeds HKD50,000 in the 12 months before the month when the fee is due, the following year's annual fee is waived.
  • The waiver applies to both principal and supplementary cards. Supplementary card eligible retail spending counts.
  • Eligible Retail Spending includes retail purchases and excludes the transactions listed in clause 32.
  • After any first-year annual fee waiver, the cardholder must pay the annual fee each year unless this spending-based waiver applies.
  • The HKD2,000 principal-card amount is the World Mastercard annual membership fee stated in the KFS.
  • The HTML summary says accumulated retail spending of at least HKD50,000; the formal terms say spending must exceed HKD50,000. The applicable cutoff is unresolved.
Other
ANA World Mastercard supplementary card: HKD 1,000 annual fee waiver
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit applies to: one following-year supplementary annual membership fee • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000. • In addition to the first-year annual fee waiver, accumulated retail spending of at least HKD 50,000 in the past 12 months from the month the annual fee is due waives the annual fee for principal and supplementary cards. • The HTML does not state the fee amount or further spending conditions. The services and products on the page are not targeted at customers in the EU. • If Eligible Retail Spending exceeds HKD50,000 in the 12 months before the month when the fee is due, the following year's annual fee is waived. • The waiver applies to both principal and supplementary cards. Supplementary card eligible retail spending counts. • Eligible Retail Spending includes retail purchases and excludes the transactions listed in clause 32. • After any first-year annual fee waiver, the cardholder must pay the annual fee each year unless this spending-based waiver applies. • The HKD1,000 supplementary-card amount is the World Mastercard supplementary annual membership fee stated in the KFS. • The HTML summary says accumulated retail spending of at least HKD50,000; the formal terms say spending must exceed HKD50,000. The applicable cutoff is unresolved.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: one following year supplementary annual membership fee · Period: not stated · Type: not stated
  • Card-wide eligibility: Hong Kong resident, age 18 or above, annual income HKD 150,000.
  • In addition to the first-year annual fee waiver, accumulated retail spending of at least HKD 50,000 in the past 12 months from the month the annual fee is due waives the annual fee for principal and supplementary cards.
  • The HTML does not state the fee amount or further spending conditions. The services and products on the page are not targeted at customers in the EU.
  • If Eligible Retail Spending exceeds HKD50,000 in the 12 months before the month when the fee is due, the following year's annual fee is waived.
  • The waiver applies to both principal and supplementary cards. Supplementary card eligible retail spending counts.
  • Eligible Retail Spending includes retail purchases and excludes the transactions listed in clause 32.
  • After any first-year annual fee waiver, the cardholder must pay the annual fee each year unless this spending-based waiver applies.
  • The HKD1,000 supplementary-card amount is the World Mastercard supplementary annual membership fee stated in the KFS.
  • The HTML summary says accumulated retail spending of at least HKD50,000; the formal terms say spending must exceed HKD50,000. The applicable cutoff is unresolved.
0404/BocBoc Hong Kong Airlines Visa CardBoc Hong Kong Airlines Visa Card10%HK$100.00
Boc Hong Kong Airlines Visa Card
04Boc

Boc Hong Kong Airlines Visa Card

Conditions applyHong Kong Airlines

HK$100.0010%
Airlines
Hong Kong Airlines:10%
HK$100.0010%
Discount

Related merchants

Hong Kong Airlines
Calculation
Total savingHK$100.00
  • Hong Kong Airlines:10%: HK$100.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 10% discount on designated inflight duty-free purchases.
  • Merchants: hong-kong-airlines
  • Eligible merchants: hong-kong-airlines
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • The purchase must be a designated inflight duty-free purchase on a flight operated by Hong Kong Airlines.
  • The cardholder must be travelling and must present the BOC Hong Kong Airlines Visa Card and boarding pass at purchase.
  • The discount is non-transferable, cannot be combined with another inflight promotion, voucher or discount, and is subject to product availability and acceptance by Hsiun Tien Aviation Company Limited.

Hong Kong Airlines:10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount on designated inflight duty free purchases.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • The purchase must be a designated inflight duty-free purchase on a flight operated by Hong Kong Airlines.
  • The cardholder must be travelling and must present the BOC Hong Kong Airlines Visa Card and boarding pass at purchase.
  • The discount is non-transferable, cannot be combined with another inflight promotion, voucher or discount, and is subject to product availability and acceptance by Hsiun Tien Aviation Company Limited.
  • Promotion Period: Now – 2026-12-31
Other offers
Overseas spending
海外簽賬:HK$3 = 1 FWC Point
Points
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a spend-to-FWC-Point conversion, but it gives no source-supported cash-equivalent conversion ratio. • Eligible categories: 海外簽賬 • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to BOC Hong Kong Airlines Visa Signature Card and the stated overseas and online transactions. • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee. • Eligible transactions include overseas and online transactions or local retail transactions, as applicable. • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded. • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers. • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company. • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions. • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points. • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited. • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to FWC Point conversion, but it gives no source supported cash equivalent conversion ratio.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to BOC Hong Kong Airlines Visa Signature Card and the stated overseas and online transactions.
  • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee.
  • Eligible transactions include overseas and online transactions or local retail transactions, as applicable.
  • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded.
  • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers.
  • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company.
  • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions.
  • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points.
  • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited.
  • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.
  • Promotion Period: Now – 2026-12-31
Other
其他:HK$5 = 1 FWC Point
Points
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a spend-to-FWC-Point conversion, but it gives no source-supported cash-equivalent conversion ratio. • Eligible categories: 其他 • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to BOC Hong Kong Airlines Visa Signature Card and the stated local retail transactions. • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee. • Eligible transactions include overseas and online transactions or local retail transactions, as applicable. • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded. • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers. • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company. • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions. • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points. • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited. • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to FWC Point conversion, but it gives no source supported cash equivalent conversion ratio.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to BOC Hong Kong Airlines Visa Signature Card and the stated local retail transactions.
  • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee.
  • Eligible transactions include overseas and online transactions or local retail transactions, as applicable.
  • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded.
  • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers.
  • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company.
  • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions.
  • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points.
  • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited.
  • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.
  • Promotion Period: Now – 2026-12-31
Overseas spending
海外簽賬:HK$4 = 1 FWC Point
Points
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a spend-to-FWC-Point conversion, but it gives no source-supported cash-equivalent conversion ratio. • Eligible categories: 海外簽賬 • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to BOC Hong Kong Airlines Visa Platinum Card and the stated overseas and online transactions. • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee. • Eligible transactions include overseas and online transactions or local retail transactions, as applicable. • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded. • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers. • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company. • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions. • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points. • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited. • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to FWC Point conversion, but it gives no source supported cash equivalent conversion ratio.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to BOC Hong Kong Airlines Visa Platinum Card and the stated overseas and online transactions.
  • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee.
  • Eligible transactions include overseas and online transactions or local retail transactions, as applicable.
  • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded.
  • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers.
  • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company.
  • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions.
  • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points.
  • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited.
  • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.
  • Promotion Period: Now – 2026-12-31
Other
其他:HK$6 = 1 FWC Point
Points
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • The source states a spend-to-FWC-Point conversion, but it gives no source-supported cash-equivalent conversion ratio. • Eligible categories: 其他 • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to BOC Hong Kong Airlines Visa Platinum Card and the stated local retail transactions. • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee. • Eligible transactions include overseas and online transactions or local retail transactions, as applicable. • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded. • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers. • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company. • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions. • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points. • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited. • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to FWC Point conversion, but it gives no source supported cash equivalent conversion ratio.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to BOC Hong Kong Airlines Visa Platinum Card and the stated local retail transactions.
  • Eligible transactions are converted automatically to Fortune Wings Club Points with no handling fee.
  • Eligible transactions include overseas and online transactions or local retail transactions, as applicable.
  • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded.
  • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers.
  • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company.
  • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions.
  • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points.
  • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited.
  • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.
  • Promotion Period: Now – 2026-12-31
Other
費用豁免:No handling fee for automatic conversion of eligible transactions to FWC Points
Fee Waiver
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • No spending percentage is stated. • Applies to all eligible spending, subject to the conditions. • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Eligible transactions are calculated and converted automatically to FWC Points each month, with no handling fee. • Eligible transactions include overseas and online transactions or local retail transactions, as applicable. • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded. • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers. • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company. • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions. • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points. • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited. • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Eligible transactions are calculated and converted automatically to FWC Points each month, with no handling fee.
  • Eligible transactions include overseas and online transactions or local retail transactions, as applicable.
  • Eligible overseas retail transactions must be made and settled in foreign currency; foreign-currency transactions posted in Hong Kong dollars are excluded.
  • Eligible online transactions exclude contactless or mobile-payment transactions, online bill payments, online bill-payment instalments, payments by credit card through internet banking or an online payment system to designated merchants, purchases or reloads of stored-value cards or e-wallets, and person-to-person transfers.
  • Eligible local retail transactions include retail transactions and applicable mobile payments, but exclude e-wallet transactions, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions, and other categories defined by the Company.
  • For the first HK$10,000 of spending per statement cycle, the source grants FWC Points for the stated online bill payment, JET Payment, Octopus Automatic Add Value, supermarket, convenience-store, grocery-store, miscellaneous-food-store and government-department transactions.
  • Visa or the Company defines eligible merchant categories and may change them. Cancelled, refunded, reversed or otherwise ineligible transactions do not earn FWC Points.
  • FWC Points are calculated per transaction, rounded to the nearest dollar where appropriate, converted automatically each month and shown on the monthly statement. Any surplus amount that cannot convert to one FWC Point is forfeited.
  • FWC Points earned by main and additional cardholders cannot be pooled with Gift Points from other BOC Credit Cards and can only be converted to FWC Points.
  • Promotion Period: Now – 2026-12-31
Airlines
50%
Discount
——

The discount applies to a non-cash redemption, not the purchase amount. • The source states a 50% reduction in FWC-Point flight redemption on selected destinations and travel periods. • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • The offer is irregular and applies only to selected destinations and travel periods for Hong Kong Airlines award tickets. • The redemption uses Fortune Wings Club Points and is subject to the relevant Hong Kong Airlines offer terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 50% reduction in FWC Point flight redemption on selected destinations and travel periods.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • The offer is irregular and applies only to selected destinations and travel periods for Hong Kong Airlines award tickets.
  • The redemption uses Fortune Wings Club Points and is subject to the relevant Hong Kong Airlines offer terms.
  • Promotion Period: Now – 2026-12-31
Airlines
Hong Kong Airlines:Designated check-in counter and business-class boarding line for the cardholder and up to one companion
Travel
——

No comparable purchase saving is specified for this benefit type. • No spending percentage is stated. • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • The cardholder must travel on a flight marketed and operated by Hong Kong Airlines departing from Hong Kong. • The cardholder must present the boarding pass and BOC Hong Kong Airlines Visa Card at the designated counter or boarding line. • The same boarding line as business-class passengers is available with a maximum of one companion, and the companion must travel on the same flight.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • The cardholder must travel on a flight marketed and operated by Hong Kong Airlines departing from Hong Kong.
  • The cardholder must present the boarding pass and BOC Hong Kong Airlines Visa Card at the designated counter or boarding line.
  • The same boarding line as business-class passengers is available with a maximum of one companion, and the companion must travel on the same flight.
  • Promotion Period: Now – 2026-12-31
Airlines
Hong Kong Airlines:Extra 1,500 FWC Points
PointsMinimum spending: HK$1,000.00Cap: 6 transactions · promotion total
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a fixed FWC-Point reward and gives no eligible-spend denominator for a percentage. • Limit: 6 transactions · Promotion Total • Limit applies to: This campaign; maximum once per month and up to six qualifying transactions during the Promotion Period • Minimum spend: Period: per_transaction; Spend: 1000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app. • The qualifying transaction must have a minimum spend of HK$1,000 in one transaction. • The campaign can be used at most once per month and up to six times during the Promotion Period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Benefit limit: Amount: 6 · Applies to: This campaign; maximum once per month and up to six qualifying transactions during the Promotion Period · Period: promotion total · Type: limited · Unit: transactions
  • Percentage note: The source states a fixed FWC Point reward and gives no eligible spend denominator for a percentage.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app.
  • The qualifying transaction must have a minimum spend of HK$1,000 in one transaction.
  • The campaign can be used at most once per month and up to six times during the Promotion Period.
  • Promotion Period: Now – 2026-12-31
Airlines
Hong Kong Airlines:Extra 300 FWC Points for HK$3,000-HK$4,999 single transaction
PointsMinimum spending: HK$3,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a fixed FWC-Point tier and gives no eligible-spend denominator for a percentage. • Minimum spend: Period: per_transaction; Spend: 3000 • Eligibility: Transaction Spend Below: 5000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to the BOC Hong Kong Airlines Visa Signature Card. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction. • The stated tier is HK$3,000-HK$4,999 single transaction and earns an extra 300 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source. • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction. • The source does not state the numeric amounts for all later tiers in the product terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$3,000.00
  • Requirements: Transaction Spend Below Cents: HK$5,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed FWC Point tier and gives no eligible spend denominator for a percentage.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to the BOC Hong Kong Airlines Visa Signature Card.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction.
  • The stated tier is HK$3,000-HK$4,999 single transaction and earns an extra 300 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source.
  • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction.
  • The source does not state the numeric amounts for all later tiers in the product terms.
  • Promotion Period: Now – 2026-12-31
Airlines
Hong Kong Airlines:Extra 500 FWC Points for HK$5,000-HK$9,999 single transaction
PointsMinimum spending: HK$5,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a fixed FWC-Point tier and gives no eligible-spend denominator for a percentage. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligibility: Transaction Spend Below: 10000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to the BOC Hong Kong Airlines Visa Signature Card. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction. • The stated tier is HK$5,000-HK$9,999 single transaction and earns an extra 500 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source. • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction. • The source does not state the numeric amounts for all later tiers in the product terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$5,000.00
  • Requirements: Transaction Spend Below Cents: HK$10,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed FWC Point tier and gives no eligible spend denominator for a percentage.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to the BOC Hong Kong Airlines Visa Signature Card.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction.
  • The stated tier is HK$5,000-HK$9,999 single transaction and earns an extra 500 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source.
  • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction.
  • The source does not state the numeric amounts for all later tiers in the product terms.
  • Promotion Period: Now – 2026-12-31
Airlines
Hong Kong Airlines:Extra 1,000 FWC Points for HK$10,000-HK$14,999 single transaction
PointsMinimum spending: HK$10,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a fixed FWC-Point tier and gives no eligible-spend denominator for a percentage. • Minimum spend: Period: per_transaction; Spend: 10000 • Eligibility: Transaction Spend Below: 15000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to the BOC Hong Kong Airlines Visa Signature Card. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction. • The stated tier is HK$10,000-HK$14,999 single transaction and earns an extra 1,000 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source. • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction. • The source does not state the numeric amounts for all later tiers in the product terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$10,000.00
  • Requirements: Transaction Spend Below Cents: HK$15,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed FWC Point tier and gives no eligible spend denominator for a percentage.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to the BOC Hong Kong Airlines Visa Signature Card.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction.
  • The stated tier is HK$10,000-HK$14,999 single transaction and earns an extra 1,000 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source.
  • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction.
  • The source does not state the numeric amounts for all later tiers in the product terms.
  • Promotion Period: Now – 2026-12-31
Airlines
Hong Kong Airlines:Extra 1,500 FWC Points for HK$15,000-HK$19,999 single transaction
PointsMinimum spending: HK$15,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a fixed FWC-Point tier and gives no eligible-spend denominator for a percentage. • Minimum spend: Period: per_transaction; Spend: 15000 • Eligibility: Transaction Spend Below: 20000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card. • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date. • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons. • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms. • Applies to the BOC Hong Kong Airlines Visa Signature Card. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction. • The stated tier is HK$15,000-HK$19,999 single transaction and earns an extra 1,500 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source. • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign. • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction. • The source does not state the numeric amounts for all later tiers in the product terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$15,000.00
  • Requirements: Transaction Spend Below Cents: HK$20,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed FWC Point tier and gives no eligible spend denominator for a percentage.
  • Applies to BOC Hong Kong Airlines Visa Card cardholders who settle the full payment with the eligible card.
  • The Promotion Period ends on 2026-12-31 and eligibility is determined by the transaction date.
  • Offers are not transferable and cannot be exchanged for cash, other products or discounts, or used with other promotional offers, discounts, coupons or cash coupons.
  • The respective merchants supply the offers and services; the Company and the merchants may change, suspend or terminate the relevant offers or amend their terms.
  • Applies to the BOC Hong Kong Airlines Visa Signature Card.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app in one transaction.
  • The stated tier is HK$15,000-HK$19,999 single transaction and earns an extra 1,500 FWC Points. The HTML continues with 'and so on' after the HK$15,000-HK$19,999 tier; later amounts are not stated in the source.
  • The source product terms state a minimum spend of HK$3,000 in one transaction for this Signature-card campaign.
  • The cardholder must purchase an air ticket through the Hong Kong Airlines website or mobile app with a minimum spend of HK$3,000 in one transaction.
  • The source does not state the numeric amounts for all later tiers in the product terms.
  • Promotion Period: Now – 2026-12-31
Other
積分獎賞:13,000 FWC Points welcome offer
Conditions applyPointsMinimum spending: HK$13,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states a fixed welcome reward and gives no eligible-spend denominator for a percentage. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 13000 • Applies to all eligible spending, subject to the conditions. • The applicant must have the application approved during the Promotion Period, which ends on 2026-12-31. • Main-card and additional or supplementary-card spending is combined for the welcome-offer calculation. • Eligible transactions include retail transactions and applicable mobile payments. The source excludes e-wallets, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions and other categories defined by the Company. • Existing main cardholders, excluded card types, Bank of China (Hong Kong) Limited staff, and applicants who cancelled or held the stated cards within the 12 months before application are not entitled to the main-card welcome offer. • FWC Points are credited to the main-cardholder account within 16 to 18 weeks after all requirements are fulfilled, and the card account must remain normal, valid and in good credit condition. • After the welcome offer is confirmed it cannot be changed or exchanged. If no preference or more than one preference is selected, the Company decides. • The Company may debit the card or FWC account for duplicate awards, refunded or cancelled qualifying transactions, or cancellation of the main card within 12 months of issuance. • If two or more eligible BOC cards are approved during the Promotion Period, the cardholder receives one gift only. • The offer is not transferable, refundable or convertible into cash or another reward, and the Company may change, suspend or terminate it. • The applicant must select the 13,000 FWC Points welcome offer. • The selected offer requires accumulated eligible spending of at least HK$13,000 within the first two months of card issuance. • The accumulated spending must include at least three mobile-payment transactions.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$13,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed welcome reward and gives no eligible spend denominator for a percentage.
  • Application or registration is required.
  • The applicant must have the application approved during the Promotion Period, which ends on 2026-12-31.
  • Main-card and additional or supplementary-card spending is combined for the welcome-offer calculation.
  • Eligible transactions include retail transactions and applicable mobile payments. The source excludes e-wallets, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions and other categories defined by the Company.
  • Existing main cardholders, excluded card types, Bank of China (Hong Kong) Limited staff, and applicants who cancelled or held the stated cards within the 12 months before application are not entitled to the main-card welcome offer.
  • FWC Points are credited to the main-cardholder account within 16 to 18 weeks after all requirements are fulfilled, and the card account must remain normal, valid and in good credit condition.
  • After the welcome offer is confirmed it cannot be changed or exchanged. If no preference or more than one preference is selected, the Company decides.
  • The Company may debit the card or FWC account for duplicate awards, refunded or cancelled qualifying transactions, or cancellation of the main card within 12 months of issuance.
  • If two or more eligible BOC cards are approved during the Promotion Period, the cardholder receives one gift only.
  • The offer is not transferable, refundable or convertible into cash or another reward, and the Company may change, suspend or terminate it.
  • The applicant must select the 13,000 FWC Points welcome offer.
  • The selected offer requires accumulated eligible spending of at least HK$13,000 within the first two months of card issuance.
  • The accumulated spending must include at least three mobile-payment transactions.
  • Welcome-offer promotion period (application approval): Now – 2026-12-31
Other
積分獎賞:8,000 FWC Points welcome offer
Conditions applyPointsMinimum spending: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states a fixed welcome reward and gives no eligible-spend denominator for a percentage. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must have the application approved during the Promotion Period, which ends on 2026-12-31. • Main-card and additional or supplementary-card spending is combined for the welcome-offer calculation. • Eligible transactions include retail transactions and applicable mobile payments. The source excludes e-wallets, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions and other categories defined by the Company. • Existing main cardholders, excluded card types, Bank of China (Hong Kong) Limited staff, and applicants who cancelled or held the stated cards within the 12 months before application are not entitled to the main-card welcome offer. • FWC Points are credited to the main-cardholder account within 16 to 18 weeks after all requirements are fulfilled, and the card account must remain normal, valid and in good credit condition. • After the welcome offer is confirmed it cannot be changed or exchanged. If no preference or more than one preference is selected, the Company decides. • The Company may debit the card or FWC account for duplicate awards, refunded or cancelled qualifying transactions, or cancellation of the main card within 12 months of issuance. • If two or more eligible BOC cards are approved during the Promotion Period, the cardholder receives one gift only. • The offer is not transferable, refundable or convertible into cash or another reward, and the Company may change, suspend or terminate it. • The applicant must select the 8,000 FWC Points welcome offer. • The selected offer requires accumulated eligible spending of at least HK$8,000 within the first two months of card issuance. • The accumulated spending must include at least three mobile-payment transactions.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed welcome reward and gives no eligible spend denominator for a percentage.
  • Application or registration is required.
  • The applicant must have the application approved during the Promotion Period, which ends on 2026-12-31.
  • Main-card and additional or supplementary-card spending is combined for the welcome-offer calculation.
  • Eligible transactions include retail transactions and applicable mobile payments. The source excludes e-wallets, Instant Rewards, Cash Before Card, balance transfers, autopay, Octopus Add Value or Automatic Add Value, instalments, annual fees, finance and arrangement fees, public-utility and other bill payments, designated online-payment systems, stored-value or e-wallet reloads, person-to-person transfers, gift delivery charges, financial or non-financial institution transactions, gambling, charity donations, transactions without sales slips, unauthorised transactions and other categories defined by the Company.
  • Existing main cardholders, excluded card types, Bank of China (Hong Kong) Limited staff, and applicants who cancelled or held the stated cards within the 12 months before application are not entitled to the main-card welcome offer.
  • FWC Points are credited to the main-cardholder account within 16 to 18 weeks after all requirements are fulfilled, and the card account must remain normal, valid and in good credit condition.
  • After the welcome offer is confirmed it cannot be changed or exchanged. If no preference or more than one preference is selected, the Company decides.
  • The Company may debit the card or FWC account for duplicate awards, refunded or cancelled qualifying transactions, or cancellation of the main card within 12 months of issuance.
  • If two or more eligible BOC cards are approved during the Promotion Period, the cardholder receives one gift only.
  • The offer is not transferable, refundable or convertible into cash or another reward, and the Company may change, suspend or terminate it.
  • The applicant must select the 8,000 FWC Points welcome offer.
  • The selected offer requires accumulated eligible spending of at least HK$8,000 within the first two months of card issuance.
  • The accumulated spending must include at least three mobile-payment transactions.
  • Welcome-offer promotion period (application approval): Now – 2026-12-31
Other
費用豁免:First-year annual fee waiver for the main card
Fee Waiver
——

This benefit does not apply to a purchase. • No spending percentage is stated. • The HTML states a first-year annual fee waiver for the main card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • The HTML states a first-year annual fee waiver for the main card.
Other
費用豁免:Perpetual annual fee waiver for additional cards
Fee Waiver
——

This benefit does not apply to a purchase. • No spending percentage is stated. • The HTML states a perpetual annual fee waiver for additional cards.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • The HTML states a perpetual annual fee waiver for additional cards.
Other
卡片優惠:Built-in Visa payWave contactless payment function for transactions of HK$1,000 or below
Lifestyle
——

This benefit does not apply to a purchase. • No spending percentage is stated. • The card has a built-in contactless payment function for use at merchants worldwide that have a Visa payWave reader. • A contactless transaction of HK$1,000 or below can be settled without signature verification.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • The card has a built-in contactless payment function for use at merchants worldwide that have a Visa payWave reader.
  • A contactless transaction of HK$1,000 or below can be settled without signature verification.
0505/BocBoc Cea Dual Currency Credit CardBoc Cea Dual Currency Credit Card · Generic credit card image5%HK$50.00
Boc Cea Dual Currency Credit Card · Generic credit card image
05Boc

Boc Cea Dual Currency Credit Card

Conditions applyChina Eastern Airlines Hong Kong Website

HK$50.005%
Airlines
China Eastern Airlines Hong Kong Website:5% off
HK$50.005%
Conditions applyDiscount

Related merchants

China Eastern Airlines Hong Kong Website
Calculation
Total savingHK$50.00
  • China Eastern Airlines Hong Kong Website:5% off: HK$50.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 5% discount.
  • Application, registration or activation required. See conditions.
  • Merchants: china-eastern-airlines-hong-kong-website
  • Eligible merchants: china-eastern-airlines-hong-kong-website
  • Apply an exclusive promotion code.
  • The offer is for a designated flight departing from Hong Kong or Macau.
  • The booking must use a certain booking class.
  • The booking is made through China Eastern Airlines' Hong Kong website at hk.ceair.com.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

China Eastern Airlines Hong Kong Website:5% off

  • Eligibility: Audience: all
  • Eligible spending: Applies to: china eastern airlines hong kong website · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 5% discount.
  • Application or registration is required.
  • Apply an exclusive promotion code.
  • The offer is for a designated flight departing from Hong Kong or Macau.
  • The booking must use a certain booking class.
  • The booking is made through China Eastern Airlines' Hong Kong website at hk.ceair.com.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Other offers
Airlines
航空公司:1 “Eastern Miles” point per HK$8/RMB¥8 spending (8 Gift Points = 1 point)
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states points accrual and conversion, not a spending percentage. • Applies to all eligible spending, subject to the conditions. • Every HK$1/RMB¥1 spending with the Card earns 1 Gift Point. • Every 8 Gift Points convert to 1 “Eastern Miles” point. • The points are automatically credited to the “Eastern Miles” membership account every month. • The linked Eastern Miles membership terms are not used as card-benefit evidence. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states points accrual and conversion, not a spending percentage.
  • Every HK$1/RMB¥1 spending with the Card earns 1 Gift Point.
  • Every 8 Gift Points convert to 1 “Eastern Miles” point.
  • The points are automatically credited to the “Eastern Miles” membership account every month.
  • The linked Eastern Miles membership terms are not used as card-benefit evidence.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Airlines
China Eastern Airlines:Special promotions on flights to selected destinations
Travel
——

No comparable purchase saving is specified for this benefit type. • The source gives no fixed rate, dates, or cap for these occasional promotions. • Merchants: china-eastern-airlines • Eligible merchants: china-eastern-airlines • China Eastern Airlines will provide special promotions on flights to selected destinations from time to time. • The destination, rate, dates, and other rules are not stated on the page. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: china eastern airlines · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source gives no fixed rate, dates, or cap for these occasional promotions.
  • China Eastern Airlines will provide special promotions on flights to selected destinations from time to time.
  • The destination, rate, dates, and other rules are not stated on the page.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Other
積分獎賞:3,000 “Eastern Miles” points
Points
——

This benefit does not apply to a purchase. • Customer: New customer • The source states a fixed welcome reward and no spending denominator. • The welcome offer is for the Main Card. • The page presents 3,000 or 8,000 “Eastern Miles” points as alternative welcome offers; select one. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed welcome reward and no spending denominator.
  • The welcome offer is for the Main Card.
  • The page presents 3,000 or 8,000 “Eastern Miles” points as alternative welcome offers; select one.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Other
積分獎賞:8,000 “Eastern Miles” points
Points
——

This benefit does not apply to a purchase. • Customer: New customer • The source states a fixed welcome reward and no spending denominator. • The welcome offer is for the Main Card. • The page presents 3,000 or 8,000 “Eastern Miles” points as alternative welcome offers; select one. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed welcome reward and no spending denominator.
  • The welcome offer is for the Main Card.
  • The page presents 3,000 or 8,000 “Eastern Miles” points as alternative welcome offers; select one.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Local transport
本地交通:UnionPay contactless payment for Greater Bay Area public transport systems
Travel
——

This benefit does not apply to a purchase. • No spending percentage is stated. • The page describes a contactless payment function for public transport systems in the Greater Bay Area. • The page provides an external UnionPay link for payment-method details; linked content is not used as evidence. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • The page describes a contactless payment function for public transport systems in the Greater Bay Area.
  • The page provides an external UnionPay link for payment-method details; linked content is not used as evidence.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Mobile payments
手機支付:BoC Pay QR Code payment and merchant offers at more than 12,000 popular merchants(優惠值未列明)
Conditions applyOther
——

This benefit does not apply to a purchase. • No spending percentage is stated. • Application, registration or activation required. See conditions. • Download the BoC Pay app and bind it with the BOC Dual Currency Credit Card. • The binding enables QR Code payments and merchant offers at more than 12,000 popular merchants, including convenience stores, supermarkets, and restaurants in Hong Kong and the mainland. • The page's Download and Details link is not used as evidence. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • Application or registration is required.
  • Download the BoC Pay app and bind it with the BOC Dual Currency Credit Card.
  • The binding enables QR Code payments and merchant offers at more than 12,000 popular merchants, including convenience stores, supermarkets, and restaurants in Hong Kong and the mainland.
  • The page's Download and Details link is not used as evidence.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Other
卡片優惠:One card with HKD and RMB credit card accounts
Other
——

This benefit does not apply to a purchase. • No spending percentage is stated. • The card consists of Hong Kong Dollar and Renminbi credit card accounts. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • The card consists of Hong Kong Dollar and Renminbi credit card accounts.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
Other
卡片優惠:UnionPay QuickPass contactless payment for HKD/RMB¥1,000 or below transactions
Other
——

This benefit does not apply to a purchase. • No spending percentage is stated. • The feature is available worldwide where UnionPay QuickPass is accepted. • The HKD/RMB¥1,000 amount is a transaction convenience threshold, not a promotion cap. • The page's UnionPay details link is not used as evidence. • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated.
  • The feature is available worldwide where UnionPay QuickPass is accepted.
  • The HKD/RMB¥1,000 amount is a transaction convenience threshold, not a promotion cap.
  • The page's UnionPay details link is not used as evidence.
  • Terms and Conditions apply to the above offers and services and are subject to change without prior notice.
0606/HangHang Seng Travel Visa Signature CardHang Seng Travel Visa Signature Card1.5%HK$15.00
Hang Seng Travel Visa Signature Card
06Hang

Hang Seng Travel Visa Signature Card

Conditions applyTrip Com

HK$15.001.5%
Airlines
1.5% off flight booking on Trip.com
HK$15.001.5%
Conditions applyDiscount

Related merchants

Trip Com
Calculation
Total savingHK$15.00
  • 1.5% off flight booking on Trip.com: HK$15.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated discount rate for the flight-booking coupon.
  • Application, registration or activation required. See conditions.
  • Merchants: trip.com
  • Eligible merchants: trip.com
  • The customer must log in as a Trip.com member and enter coupon code TRIPFLIGHTOFF on the payment page or add it to the member account during the Promotion Period.
  • The coupon applies to flight bookings on the Trip.com mobile app, PC website, and mobile website. It does not apply to flight plus hotel, attraction ticket plus hotel, or other bundle products.
  • The coupon can be used once per order, is first-come-first-served subject to availability, cannot be transferred or combined, and cannot be used with other discounts or promotions unless specified. Payment must be settled with the Eligible Credit Card.

1.5% off flight booking on Trip.com

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated discount rate for the flight booking coupon.
  • Application or registration is required.
  • The customer must log in as a Trip.com member and enter coupon code TRIPFLIGHTOFF on the payment page or add it to the member account during the Promotion Period.
  • The coupon applies to flight bookings on the Trip.com mobile app, PC website, and mobile website. It does not apply to flight plus hotel, attraction ticket plus hotel, or other bundle products.
  • The coupon can be used once per order, is first-come-first-served subject to availability, cannot be transferred or combined, and cannot be used with other discounts or promotions unless specified. Payment must be settled with the Eligible Credit Card.
  • Trip.com offer is stated as valid from now to 31 December 2026: Now – 2026-12-31
Other offers
Overseas spending
海外簽賬:Up to 7% +FUN Dollars (including basic 0.4%)
Conditions applyPointsMinimum spending: HK$6,000.00Cap: 500 other · per month
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • Source-stated maximum rate; the reward includes the basic 0.4% +FUN Dollars component. • Limit: 500 other · Per Month • Limit applies to: Combined extra +FUN Dollars reward per Eligible Credit Card account • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Eligible categories: 海外簽賬 • Eligible foreign-currency spending at physical stores in Japan, South Korea, Thailand, Chinese mainland, Macau and Taiwan qualifies; Visa International country coding decides eligibility and HKD transactions are excluded. • A cardholder must successfully register once during the Promotion Period via Hang Seng Credit Card Website or Personal Banking Mobile App. Reward transactions start on the day of successful registration; repeated registration does not create another entitlement. • The registration page allows at most one preferred spending category; this offer is an alternative to the other two programme category offers. • Eligible transactions in a calendar month must post to the relevant account within 15 days. The reward is rounded down to the nearest dollar, credited within 2 calendar months, and the account must remain valid and in good standing. • The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. If principal and supplementary cards share a credit limit, spending is combined and the reward is credited only to the principal account. • Eligible Retail Spending excludes online bill payments, tax and insurance payments, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, cash advances, casino-chip purchases, autopays, recurring payments, fees and charges, and cancelled, returned or fraudulent transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined extra +FUN Dollars reward per Eligible Credit Card account · Period: per month · Type: limited · Unit: other
  • Percentage note: Source stated maximum rate; the reward includes the basic 0.4% +FUN Dollars component.
  • Application or registration is required.
  • Eligible foreign-currency spending at physical stores in Japan, South Korea, Thailand, Chinese mainland, Macau and Taiwan qualifies; Visa International country coding decides eligibility and HKD transactions are excluded.
  • A cardholder must successfully register once during the Promotion Period via Hang Seng Credit Card Website or Personal Banking Mobile App. Reward transactions start on the day of successful registration; repeated registration does not create another entitlement.
  • The registration page allows at most one preferred spending category; this offer is an alternative to the other two programme category offers.
  • Eligible transactions in a calendar month must post to the relevant account within 15 days. The reward is rounded down to the nearest dollar, credited within 2 calendar months, and the account must remain valid and in good standing.
  • The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. If principal and supplementary cards share a credit limit, spending is combined and the reward is credited only to the principal account.
  • Eligible Retail Spending excludes online bill payments, tax and insurance payments, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, cash advances, casino-chip purchases, autopays, recurring payments, fees and charges, and cancelled, returned or fraudulent transactions.
  • Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme: 2026-01-01 – 2026-12-31
Overseas spending
海外簽賬:Up to 5% +FUN Dollars (including basic 0.4%)
Conditions applyPointsMinimum spending: HK$6,000.00Cap: 500 other · per month
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • Source-stated maximum rate; the reward includes the basic 0.4% +FUN Dollars component. • Limit: 500 other · Per Month • Limit applies to: Combined extra +FUN Dollars reward per Eligible Credit Card account • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Eligible categories: 海外簽賬 • Eligible foreign-currency spending at physical stores in countries or regions other than Hong Kong, Japan, South Korea, Thailand, Chinese mainland, Macau and Taiwan qualifies; Visa International country coding decides eligibility and HKD transactions are excluded. • A cardholder must successfully register once during the Promotion Period via Hang Seng Credit Card Website or Personal Banking Mobile App. Reward transactions start on the day of successful registration; repeated registration does not create another entitlement. • The registration page allows at most one preferred spending category; this offer is an alternative to the other two programme category offers. • Eligible transactions in a calendar month must post to the relevant account within 15 days. The reward is rounded down to the nearest dollar, credited within 2 calendar months, and the account must remain valid and in good standing. • The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. If principal and supplementary cards share a credit limit, spending is combined and the reward is credited only to the principal account. • Eligible Retail Spending excludes online bill payments, tax and insurance payments, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, cash advances, casino-chip purchases, autopays, recurring payments, fees and charges, and cancelled, returned or fraudulent transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined extra +FUN Dollars reward per Eligible Credit Card account · Period: per month · Type: limited · Unit: other
  • Percentage note: Source stated maximum rate; the reward includes the basic 0.4% +FUN Dollars component.
  • Application or registration is required.
  • Eligible foreign-currency spending at physical stores in countries or regions other than Hong Kong, Japan, South Korea, Thailand, Chinese mainland, Macau and Taiwan qualifies; Visa International country coding decides eligibility and HKD transactions are excluded.
  • A cardholder must successfully register once during the Promotion Period via Hang Seng Credit Card Website or Personal Banking Mobile App. Reward transactions start on the day of successful registration; repeated registration does not create another entitlement.
  • The registration page allows at most one preferred spending category; this offer is an alternative to the other two programme category offers.
  • Eligible transactions in a calendar month must post to the relevant account within 15 days. The reward is rounded down to the nearest dollar, credited within 2 calendar months, and the account must remain valid and in good standing.
  • The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. If principal and supplementary cards share a credit limit, spending is combined and the reward is credited only to the principal account.
  • Eligible Retail Spending excludes online bill payments, tax and insurance payments, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, cash advances, casino-chip purchases, autopays, recurring payments, fees and charges, and cancelled, returned or fraudulent transactions.
  • Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme: 2026-01-01 – 2026-12-31
Local dining
本地餐飲:Up to 5% +FUN Dollars (including basic 0.4%)
Conditions applyPointsMinimum spending: HK$6,000.00Cap: 500 other · per month
——

Whole-dollar rebate rounding requires the statement total or an explicit per-transaction basis. • Source-stated maximum rate; the reward includes the basic 0.4% +FUN Dollars component. • Limit: 500 other · Per Month • Limit applies to: Combined extra +FUN Dollars reward per Eligible Credit Card account • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Eligible categories: 本地餐飲 • Eligible local dining spending qualifies. Online retail, banquet services, private parties, functions or private-room events, dining outlets in hotels, department stores, associations and clubhouses, invalid merchant codes, and unauthorized transactions are excluded. • A cardholder must successfully register once during the Promotion Period via Hang Seng Credit Card Website or Personal Banking Mobile App. Reward transactions start on the day of successful registration; repeated registration does not create another entitlement. • The registration page allows at most one preferred spending category; this offer is an alternative to the other two programme category offers. • Eligible transactions in a calendar month must post to the relevant account within 15 days. The reward is rounded down to the nearest dollar, credited within 2 calendar months, and the account must remain valid and in good standing. • The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. If principal and supplementary cards share a credit limit, spending is combined and the reward is credited only to the principal account. • Eligible Retail Spending excludes online bill payments, tax and insurance payments, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, cash advances, casino-chip purchases, autopays, recurring payments, fees and charges, and cancelled, returned or fraudulent transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined extra +FUN Dollars reward per Eligible Credit Card account · Period: per month · Type: limited · Unit: other
  • Percentage note: Source stated maximum rate; the reward includes the basic 0.4% +FUN Dollars component.
  • Application or registration is required.
  • Eligible local dining spending qualifies. Online retail, banquet services, private parties, functions or private-room events, dining outlets in hotels, department stores, associations and clubhouses, invalid merchant codes, and unauthorized transactions are excluded.
  • A cardholder must successfully register once during the Promotion Period via Hang Seng Credit Card Website or Personal Banking Mobile App. Reward transactions start on the day of successful registration; repeated registration does not create another entitlement.
  • The registration page allows at most one preferred spending category; this offer is an alternative to the other two programme category offers.
  • Eligible transactions in a calendar month must post to the relevant account within 15 days. The reward is rounded down to the nearest dollar, credited within 2 calendar months, and the account must remain valid and in good standing.
  • The total extra reward is capped at $500 +FUN Dollars per calendar month per Eligible Credit Card account. If principal and supplementary cards share a credit limit, spending is combined and the reward is credited only to the principal account.
  • Eligible Retail Spending excludes online bill payments, tax and insurance payments, Alipay and WeChat Pay, phone or fax orders, cash coupons, instalments, balance transfers, Octopus Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, cash advances, casino-chip purchases, autopays, recurring payments, fees and charges, and cancelled, returned or fraudulent transactions.
  • Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme: 2026-01-01 – 2026-12-31
Other
禮品優惠:$700 +FUN Dollars welcome gift
Conditions applyPointsMinimum spending: HK$5,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • This is the Up to $700 +FUN Dollars Welcome Offer. The customer must accumulate HKD5,000 of net eligible retail spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 3 months after the requirement is met. • The eligible customer must be a New Credit Card Customer: the applicant must not currently hold and must not have held the principal card of any personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application. • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. Existing customers who held the same card type during the prior 12 months are not eligible. • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received. • Eligible retail spending excludes discount-funded amounts, unposted interest-free instalments, cash advances and related fees, annual or service fees, finance and late charges, tax payments, online bill payments, cash or spending instalment plans, tax instalment plans, balance transfers, Octopus Automatic Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, casino chips, and unposted, unauthorized, cancelled, refunded or fraudulent transactions. • The welcome offer is not transferable and cannot be exchanged for cash or other products.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • This is the Up to $700 +FUN Dollars Welcome Offer. The customer must accumulate HKD5,000 of net eligible retail spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 3 months after the requirement is met.
  • The eligible customer must be a New Credit Card Customer: the applicant must not currently hold and must not have held the principal card of any personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application.
  • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. Existing customers who held the same card type during the prior 12 months are not eligible.
  • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received.
  • Eligible retail spending excludes discount-funded amounts, unposted interest-free instalments, cash advances and related fees, annual or service fees, finance and late charges, tax payments, online bill payments, cash or spending instalment plans, tax instalment plans, balance transfers, Octopus Automatic Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, casino chips, and unposted, unauthorized, cancelled, refunded or fraudulent transactions.
  • The welcome offer is not transferable and cannot be exchanged for cash or other products.
  • Up to $700 +FUN Dollars Welcome Offer: 2026-01-01 – 2026-12-31
Other
禮品優惠:$300 +FUN Dollars welcome gift
Conditions applyPointsMinimum spending: HK$5,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • This is the Existing Credit Card Customer tier of the Up to $700 +FUN Dollars Welcome Offer. The customer must accumulate HKD5,000 of net eligible retail spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 3 months after the requirement is met. • The eligible customer must be an Existing Credit Card Customer who currently holds or held the principal card of a personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application. A customer who held the same card type during that period is not eligible. • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received. • Eligible retail spending excludes discount-funded amounts, unposted interest-free instalments, cash advances and related fees, annual or service fees, finance and late charges, tax payments, online bill payments, cash or spending instalment plans, tax instalment plans, balance transfers, Octopus Automatic Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, casino chips, and unposted, unauthorized, cancelled, refunded or fraudulent transactions. • The welcome offer is not transferable and cannot be exchanged for cash or other products.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • This is the Existing Credit Card Customer tier of the Up to $700 +FUN Dollars Welcome Offer. The customer must accumulate HKD5,000 of net eligible retail spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 3 months after the requirement is met.
  • The eligible customer must be an Existing Credit Card Customer who currently holds or held the principal card of a personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application. A customer who held the same card type during that period is not eligible.
  • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027.
  • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received.
  • Eligible retail spending excludes discount-funded amounts, unposted interest-free instalments, cash advances and related fees, annual or service fees, finance and late charges, tax payments, online bill payments, cash or spending instalment plans, tax instalment plans, balance transfers, Octopus Automatic Add Value, stored-value or e-wallet reloads, financial or non-financial institution products, casino chips, and unposted, unauthorized, cancelled, refunded or fraudulent transactions.
  • The welcome offer is not transferable and cannot be exchanged for cash or other products.
  • Up to $700 +FUN Dollars Welcome Offer: 2026-01-01 – 2026-12-31
Dining
餐飲:$1,200 +FUN Dollars dining welcome gift
Conditions applyPointsMinimum spending: HK$8,000.00
——

Category or merchant does not match. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Eligible categories: 餐飲 • This is the Up to $1,200 Dining Welcome Offer. The customer must accumulate HKD8,000 of eligible dining spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 5 months after the requirement is met. • The eligible customer must be a New Credit Card Customer: the applicant must not currently hold and must not have held the principal card of any personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application. • Eligible dining spending is based on dining merchant codes. Online retail, banquet services, private parties, functions or private-room events, dining outlets in hotels, department stores, associations and clubhouses, Alipay, PayMe, WeChat Pay, invalid dining merchant codes and unauthorized transactions are excluded; the general eligible-retail exclusions also apply. • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. The offer is not applicable to applications submitted through the Hang Seng Credit Card Customer Services Hotline. • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received. • The welcome offer is not transferable and cannot be exchanged for cash or other products.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • This is the Up to $1,200 Dining Welcome Offer. The customer must accumulate HKD8,000 of eligible dining spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 5 months after the requirement is met.
  • The eligible customer must be a New Credit Card Customer: the applicant must not currently hold and must not have held the principal card of any personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application.
  • Eligible dining spending is based on dining merchant codes. Online retail, banquet services, private parties, functions or private-room events, dining outlets in hotels, department stores, associations and clubhouses, Alipay, PayMe, WeChat Pay, invalid dining merchant codes and unauthorized transactions are excluded; the general eligible-retail exclusions also apply.
  • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. The offer is not applicable to applications submitted through the Hang Seng Credit Card Customer Services Hotline.
  • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received.
  • The welcome offer is not transferable and cannot be exchanged for cash or other products.
  • Up to $1,200 Dining Welcome Offer: 2026-08-17 – 2026-12-31
Dining
餐飲:$500 +FUN Dollars dining welcome gift
Conditions applyPointsMinimum spending: HK$8,000.00
——

Category or merchant does not match. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Eligible categories: 餐飲 • This is the Existing Credit Card Customer tier of the Up to $1,200 Dining Welcome Offer. The customer must accumulate HKD8,000 of eligible dining spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 5 months after the requirement is met. • The eligible customer must be an Existing Credit Card Customer who currently holds or held the principal card of a personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application. A customer who held the same card type during that period is not eligible. • Eligible dining spending is based on dining merchant codes. Online retail, banquet services, private parties, functions or private-room events, dining outlets in hotels, department stores, associations and clubhouses, Alipay, PayMe, WeChat Pay, invalid dining merchant codes and unauthorized transactions are excluded; the general eligible-retail exclusions also apply. • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. The offer is not applicable to applications submitted through the Hang Seng Credit Card Customer Services Hotline. • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received. • The welcome offer is not transferable and cannot be exchanged for cash or other products.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • This is the Existing Credit Card Customer tier of the Up to $1,200 Dining Welcome Offer. The customer must accumulate HKD8,000 of eligible dining spending within 60 days from the date of new card issuance; the reward is credited to the Principal Card account within 5 months after the requirement is met.
  • The eligible customer must be an Existing Credit Card Customer who currently holds or held the principal card of a personal, affinity or co-branded Hang Seng card, excluding Spending Card and private label card, during the 12 months before application. A customer who held the same card type during that period is not eligible.
  • Eligible dining spending is based on dining merchant codes. Online retail, banquet services, private parties, functions or private-room events, dining outlets in hotels, department stores, associations and clubhouses, Alipay, PayMe, WeChat Pay, invalid dining merchant codes and unauthorized transactions are excluded; the general eligible-retail exclusions also apply.
  • The application must be submitted during the Promotion Period, be successfully approved, and the card must be issued on or before 31 January 2027. The offer is not applicable to applications submitted through the Hang Seng Credit Card Customer Services Hotline.
  • Only one welcome promotion is available per Principal Card customer. The customer must choose either the Up to $700 Welcome Offer or the Up to $1,200 Dining Welcome Offer. The account must remain valid and in good standing; cancellation within 13 months can trigger a handling fee equal to the reward received.
  • The welcome offer is not transferable and cannot be exchanged for cash or other products.
  • Up to $1,200 Dining Welcome Offer: 2026-08-17 – 2026-12-31
Hotels
Expedia:Up to 8%
Conditions applyDiscount
——

Category or merchant does not match. • Source-stated maximum discount; selected hotel bookings and coupon-code conditions apply. • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • The offer applies to selected hotel bookings on Expedia and requires coupon code VISAYRO. • The customer must settle the payment with the Hang Seng Travel+ Visa Signature Card. Terms and conditions apply; the source does not provide a complete selected-hotel list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum discount; selected hotel bookings and coupon code conditions apply.
  • Application or registration is required.
  • The offer applies to selected hotel bookings on Expedia and requires coupon code VISAYRO.
  • The customer must settle the payment with the Hang Seng Travel+ Visa Signature Card. Terms and conditions apply; the source does not provide a complete selected-hotel list.
  • Source states from now to 31 December 2026: Now – 2026-12-31
Hotels
Up to 8% off selected hotel bookings on Hotels.com
Conditions applyDiscount
——

Category or merchant does not match. • Source-stated maximum discount; selected hotel bookings and coupon-code conditions apply. • Application, registration or activation required. See conditions. • Merchants: hotels.com • Eligible merchants: hotels.com • The offer applies to selected hotel bookings on Hotels.com and requires coupon code VISA8. • The customer must settle the payment with the Hang Seng Travel+ Visa Signature Card. Terms and conditions apply; the source does not provide a complete selected-hotel list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hotels.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum discount; selected hotel bookings and coupon code conditions apply.
  • Application or registration is required.
  • The offer applies to selected hotel bookings on Hotels.com and requires coupon code VISA8.
  • The customer must settle the payment with the Hang Seng Travel+ Visa Signature Card. Terms and conditions apply; the source does not provide a complete selected-hotel list.
  • Source states from now to 31 December 2026: Now – 2026-12-31
Hotels
5% off prepaid hotel room booking on Trip.com
Conditions applyDiscount
——

Category or merchant does not match. • Source-stated discount rate for the prepaid hotel-room coupon. • Application, registration or activation required. See conditions. • Merchants: trip.com • Eligible merchants: trip.com • The customer must log in as a Trip.com member and enter coupon code TRIPHOTEL5OFF on the payment page or add it to the member account during the Promotion Period. • The coupon applies to prepaid hotel rooms on the Trip.com mobile app, PC website, and mobile website. It does not apply to flight plus hotel, attraction ticket plus hotel, or other bundle products. • The coupon can be used once per order, is first-come-first-served subject to availability, cannot be transferred or combined, and cannot be used with other discounts or promotions unless specified. Payment must be settled with the Eligible Credit Card.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated discount rate for the prepaid hotel room coupon.
  • Application or registration is required.
  • The customer must log in as a Trip.com member and enter coupon code TRIPHOTEL5OFF on the payment page or add it to the member account during the Promotion Period.
  • The coupon applies to prepaid hotel rooms on the Trip.com mobile app, PC website, and mobile website. It does not apply to flight plus hotel, attraction ticket plus hotel, or other bundle products.
  • The coupon can be used once per order, is first-come-first-served subject to availability, cannot be transferred or combined, and cannot be used with other discounts or promotions unless specified. Payment must be settled with the Eligible Credit Card.
  • Trip.com offer is stated as valid from now to 31 December 2026: Now – 2026-12-31
Cafés, bakeries and desserts
Starbucks:HKD10
Discountphysical cardCap: 2 transactions · per month
——

Category or merchant does not match. • Limit: 2 transactions · Per Month • Limit applies to: Each Eligible Cardholder can redeem one Combo Set once per day and up to twice per calendar month • Eligibility: Payment Methods: physical-card • Merchants: starbucks • Eligible merchants: starbucks • The Combo Set is one selected Grande-sized handcrafted beverage and one designated food item for HKD10 at Starbucks stores of Coffee Concepts (Hong Kong) Limited in the restricted area of Hong Kong International Airport. Packaged food, bottled drinks and canned drinks are excluded, and the designated food item cannot be upgraded. • The cardholder must present a boarding pass showing same-day or following-day travel, state the intention to redeem before checkout, and pay with the physical Eligible Credit Card. Payment by eWallet, including Apple Pay, Google Pay, Samsung Pay, Alipay HK, WeChat Pay HK, PayPal or PayMe, is not eligible. • The offer is available once per day and up to twice per calendar month per cardholder. It is also subject to a quota of 5,000 redemptions per calendar month on a first-come-first-served basis. Together with the Intervals offer, the cardholder can enjoy the two offers a maximum of two times in total per calendar month. • The offer is for in-store purchase only and excludes Mobile Order & Pay, Starbucks Delivers, Starbucks eGift, Mobile Order to Table, phone orders, and third-party delivery services including Foodpanda and KeeTa. • The offer cannot be combined with other promotions, staff discounts, vouchers, coupons, Bring Your Own Tumbler or Borrow A Cup discounts, member discounts, or Starbucks Rewards redemption. Customisation and extra charges are payable by the cardholder. A reversed or cancelled transaction can result in a debit of the original retail price.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 2 · Applies to: Each Eligible Cardholder can redeem one Combo Set once per day and up to twice per calendar month · Period: per month · Type: limited · Unit: transactions
  • The Combo Set is one selected Grande-sized handcrafted beverage and one designated food item for HKD10 at Starbucks stores of Coffee Concepts (Hong Kong) Limited in the restricted area of Hong Kong International Airport. Packaged food, bottled drinks and canned drinks are excluded, and the designated food item cannot be upgraded.
  • The cardholder must present a boarding pass showing same-day or following-day travel, state the intention to redeem before checkout, and pay with the physical Eligible Credit Card. Payment by eWallet, including Apple Pay, Google Pay, Samsung Pay, Alipay HK, WeChat Pay HK, PayPal or PayMe, is not eligible.
  • The offer is available once per day and up to twice per calendar month per cardholder. It is also subject to a quota of 5,000 redemptions per calendar month on a first-come-first-served basis. Together with the Intervals offer, the cardholder can enjoy the two offers a maximum of two times in total per calendar month.
  • The offer is for in-store purchase only and excludes Mobile Order & Pay, Starbucks Delivers, Starbucks eGift, Mobile Order to Table, phone orders, and third-party delivery services including Foodpanda and KeeTa.
  • The offer cannot be combined with other promotions, staff discounts, vouchers, coupons, Bring Your Own Tumbler or Borrow A Cup discounts, member discounts, or Starbucks Rewards redemption. Customisation and extra charges are payable by the cardholder. A reversed or cancelled transaction can result in a debit of the original retail price.
  • Starbucks Redemption Offer Promotion Period: 2026-07-01 – 2026-12-31
Travel
Intervals sky bar and restaurant:HKD10
Discountphysical cardCap: 2 transactions · per month
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: 2 transactions · Per Month • Limit applies to: Each Eligible Cardholder can redeem the Intervals offer once per day and up to twice per calendar month • Eligibility: Payment Methods: physical-card • Merchants: intervals sky bar and restaurant • Eligible merchants: intervals sky bar and restaurant • The offer is for one set meal or one tailor-made drink from the designated menu at Intervals Sky Bar and Restaurant, Departures Level (L9), Sky Bridge, Hong Kong International Airport restricted area, for HKD10. • The cardholder must state the intention to redeem before checkout, present a boarding pass showing same-day or following-day travel, and pay with the physical Eligible Credit Card. Payment by eWallet is not eligible. • The offer is available once per day and up to twice per calendar month per cardholder and is subject to a quota of 400 redemptions per calendar month on a first-come-first-served basis. Together with the Starbucks offer, the cardholder can enjoy the two offers a maximum of two times in total per calendar month. • The offer is for in-store purchase only, cannot be combined with other promotions, discounts, set offers, staff discounts, vouchers, coupons or member discounts, and excludes customisation and extra charges. A reversed or cancelled transaction can result in a debit of the original retail price.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: intervals sky bar and restaurant · Type: merchant
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 2 · Applies to: Each Eligible Cardholder can redeem the Intervals offer once per day and up to twice per calendar month · Period: per month · Type: limited · Unit: transactions
  • The offer is for one set meal or one tailor-made drink from the designated menu at Intervals Sky Bar and Restaurant, Departures Level (L9), Sky Bridge, Hong Kong International Airport restricted area, for HKD10.
  • The cardholder must state the intention to redeem before checkout, present a boarding pass showing same-day or following-day travel, and pay with the physical Eligible Credit Card. Payment by eWallet is not eligible.
  • The offer is available once per day and up to twice per calendar month per cardholder and is subject to a quota of 400 redemptions per calendar month on a first-come-first-served basis. Together with the Starbucks offer, the cardholder can enjoy the two offers a maximum of two times in total per calendar month.
  • The offer is for in-store purchase only, cannot be combined with other promotions, discounts, set offers, staff discounts, vouchers, coupons or member discounts, and excludes customisation and extra charges. A reversed or cancelled transaction can result in a debit of the original retail price.
  • Intervals Sky Bar and Restaurant Promotion Period: 2026-07-01 – 2026-12-31
Other
分期優惠:Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The Key Facts Statement states an interest-free period of up to 56 days. • No interest is charged when the balance is paid in full by the due date each month. Otherwise, interest is charged under the retail-purchase terms in the Key Facts Statement.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The Key Facts Statement states an interest-free period of up to 56 days.
  • No interest is charged when the balance is paid in full by the due date each month. Otherwise, interest is charged under the retail-purchase terms in the Key Facts Statement.
0707/CitiCiti Premiermiles CardCiti Premiermiles Card20%HK$200.00
Citi Premiermiles Card
07Citi

Citi Premiermiles Card

Conditions apply

HK$200.0020%
Travel
HK$200.0020%
Conditions applyPointsCap: HK$99,999.00 · per statement period
CapHK$200.00 / HK$99,999.00
Calculation
Total savingHK$200.00
  • Citi PremierMiles Travel with Points gives 20% off point conversion: HK$200.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Statement-credit redemption amount in each statement cycle
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 99999 HKD · Per Statement Period
  • Limit applies to: Statement-credit redemption amount in each statement cycle
  • Application, registration or activation required. See conditions.
  • Eligible categories: 旅遊
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Citi PremierMiles Travel with Points gives 20% off point conversion

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Amount: 99999 · Applies to: Statement credit redemption amount in each statement cycle · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Application or registration is required.
  • The HTML advertises a limited-time 20% discount on point conversion for Citi PremierMiles Cardholders. The service is for principal cardholders and requires enrolment in Citi Mobile App. It applies only to selected travel transactions at selected merchants or MCC categories: airlines (MCC 3000-3350 and 4511), lodging (3501-3999, 7011, 7012, 7033), and travel agencies or tour operators (4722). Only transactions in the current billing period and unbilled purchases up to 60 days old qualify. Cardholders may redeem for up to five selected transactions, limited by net transaction amount and available points; the app sets minimum points and conversion rate. Maximum redemption amount is HK$99,999 per statement cycle. Account must be in good standing when used and when credit posts. Points credits cannot pay fees, charges, or minimum payments and cannot be withdrawn or exchanged for cash. The HTML says no airline, date, or seat restriction; the PDF still limits eligible transactions by selected MCCs. No service fee applies. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel with Points Mobile Redemption Service: 2026-02-11 – 2027-02-10
Other offers
Overseas spending
Citi PremierMiles overseas and online foreign-currency spending earns 1 mile per HK$3
PointsMinimum spending: HK$20,000.00
——

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligibility: Phase Spend Min: 20000 • Eligible categories: 海外簽賬 • H • K • $ • 2 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • t • o • t • a • l • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • ( • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • ) • • i • n • • o • n • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • T • h • e • • t • i • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • o • v • e • r • s • e • a • s • • a • n • d • • o • n • l • i • n • e • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • , • • d • e • f • i • n • e • d • • a • s • • t • r • a • n • s • a • c • t • i • o • n • s • • s • e • t • t • l • e • d • • i • n • • c • u • r • r • e • n • c • i • e • s • • o • t • h • e • r • • t • h • a • n • • H • K • D • , • • C • N • Y • , • • o • r • • M • O • P • . • • T • h • e • • r • a • t • e • • i • s • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 3 • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$20,000.00
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • HK$20,000 or more total Eligible Transactions (local and overseas) in one statement cycle. The tier applies to eligible overseas and online foreign-currency transactions, defined as transactions settled in currencies other than HKD, CNY, or MOP. The rate is 12 Points (1 mile) per HK$3. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
Overseas spending
Citi PremierMiles overseas and online foreign-currency spending earns 1 mile per HK$4
Points
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Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligibility: Phase Spend Below: 20000 • Eligible categories: 海外簽賬 • L • e • s • s • • t • h • a • n • • H • K • $ • 2 • 0 • , • 0 • 0 • 0 • • t • o • t • a • l • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • ( • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • ) • • i • n • • o • n • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • T • h • e • • t • i • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • o • v • e • r • s • e • a • s • • a • n • d • • o • n • l • i • n • e • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • , • • d • e • f • i • n • e • d • • a • s • • t • r • a • n • s • a • c • t • i • o • n • s • • s • e • t • t • l • e • d • • i • n • • c • u • r • r • e • n • c • i • e • s • • o • t • h • e • r • • t • h • a • n • • H • K • D • , • • C • N • Y • , • • o • r • • M • O • P • . • • T • h • e • • r • a • t • e • • i • s • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 4 • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend <: HK$20,000.00
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Less than HK$20,000 total Eligible Transactions (local and overseas) in one statement cycle. The tier applies to eligible overseas and online foreign-currency transactions, defined as transactions settled in currencies other than HKD, CNY, or MOP. The rate is 12 Points (1 mile) per HK$4. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
Other
Citi PremierMiles local spending earns 1 mile per HK$8
Points
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No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: No cap stated in the retained source. • Applies to all eligible spending, subject to the conditions. • T • h • e • • p • a • g • e • • a • n • d • • t • e • r • m • s • • s • t • a • t • e • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 8 • • l • o • c • a • l • • t • r • a • n • s • a • c • t • i • o • n • • p • o • s • t • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page and terms state 12 Points (1 mile) per HK$8 local transaction posted. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
Other
Citi PremierMiles card reward of 240,000 Citi ThankYou Rewards points
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • l • a • b • e • l • s • • t • h • i • s • • a • • W • e • l • c • o • m • e • • O • f • f • e • r • • a • n • d • • s • t • a • t • e • s • • t • h • a • t • • 2 • 4 • 0 • , • 0 • 0 • 0 • • P • o • i • n • t • s • • e • q • u • a • l • • 2 • 0 • , • 0 • 0 • 0 • • M • i • l • e • s • . • • I • t • • d • i • r • e • c • t • s • • a • p • p • l • i • c • a • n • t • s • • t • o • • s • e • p • a • r • a • t • e • • w • e • l • c • o • m • e • - • o • f • f • e • r • • t • e • r • m • s • , • • w • h • i • c • h • • a • r • e • • n • o • t • • r • e • t • a • i • n • e • d • • i • n • • t • h • i • s • • s • o • u • r • c • e • • p • a • c • k • a • g • e • ; • • o • t • h • e • r • • d • a • t • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • • r • u • l • e • s • , • • e • n • r • o • l • m • e • n • t • • s • t • e • p • s • , • • a • n • d • • d • e • l • i • v • e • r • y • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page labels this a Welcome Offer and states that 240,000 Points equal 20,000 Miles. It directs applicants to separate welcome-offer terms, which are not retained in this source package; other dates, eligibility rules, enrolment steps, and delivery conditions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
Cafés, bakeries and desserts
Citi PremierMiles reward of a Peninsula Hong Kong cake e-voucher worth HK$538
Conditions applyGift
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • A • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • u • s • e • • a • • d • e • s • i • g • n • a • t • e • d • • l • i • n • k • • o • r • • l • i • s • t • e • d • • p • l • a • t • f • o • r • m • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 2 • 0 • 2 • 6 • - • 1 • 1 • - • 1 • 3 • . • • N • e • w • • C • u • s • t • o • m • e • r • s • • h • a • v • e • • n • o • • c • u • r • r • e • n • t • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • a • n • d • • h • a • v • e • • n • o • t • • h • e • l • d • • o • r • • c • a • n • c • e • l • l • e • d • • o • n • e • • d • u • r • i • n • g • • t • h • e • • p • r • e • v • i • o • u • s • • 1 • 2 • • m • o • n • t • h • s • . • • F • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • s • • i • n • • d • e • g • r • e • e • • o • r • • d • i • p • l • o • m • a • • p • r • o • g • r • a • m • m • e • s • • a • t • • H • o • n • g • • K • o • n • g • • t • e • r • t • i • a • r • y • • i • n • s • t • i • t • u • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • r • e • w • a • r • d • • r • e • q • u • i • r • e • s • • e • n • a • b • l • i • n • g • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • p • u • s • h • • n • o • t • i • f • i • c • a • t • i • o • n • s • • a • n • d • • c • o • m • p • l • e • t • i • n • g • • f • i • v • e • • e • l • i • g • i • b • l • e • • d • i • g • i • t • a • l • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • I • t • • i • s • • l • i • m • i • t • e • d • • t • o • • t • h • e • • f • i • r • s • t • • 1 • , • 0 • 0 • 0 • • s • u • c • c • e • s • s • f • u • l • • E • l • i • g • i • b • l • e • • C • a • r • d • h • o • l • d • e • r • s • , • • i • s • • f • i • r • s • t • • c • o • m • e • • f • i • r • s • t • • s • e • r • v • e • d • • w • h • i • l • e • • s • t • o • c • k • s • • l • a • s • t • , • • a • n • d • • m • a • y • • b • e • • r • e • p • l • a • c • e • d • • a • t • • C • i • t • i • ' • s • • d • i • s • c • r • e • t • i • o • n • • w • i • t • h • • a • n • • H • K • $ • 5 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • c • a • n • • r • e • c • e • i • v • e • • o • n • e • • r • e • w • a • r • d • . • • T • h • e • • v • o • u • c • h • e • r • • m • u • s • t • • b • e • • r • e • d • e • e • m • e • d • • b • y • • a • • d • e • a • d • l • i • n • e • • t • h • a • t • • i • s • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • P • D • F • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • l • o • a • n • s • • a • n • d • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • R • D • • o • r • • o • n • l • i • n • e • • b • i • l • l • • a • n • d • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • a • n • d • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • C • i • t • i • • P • a • y • A • l • l • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • , • • d • y • n • a • m • i • c • • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • f • e • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • , • • u • n • p • o • s • t • e • d • , • • u • n • a • u • t • h • o • r • i • z • e • d • , • • f • r • a • u • d • u • l • e • n • t • , • • o • r • • a • b • u • s • i • v • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • a • r • d • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • w • a • r • d • • i • s • • n • o • t • • r • e • t • u • r • n • a • b • l • e • • o • r • • e • x • c • h • a • n • g • e • a • b • l • e • ; • • c • a • n • c • e • l • l • a • t • i • o • n • • w • i • t • h • i • n • • o • n • e • • y • e • a • r • • a • f • t • e • r • • a • c • c • e • p • t • a • n • c • e • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • c • h • a • r • g • e • • e • q • u • a • l • • t • o • • t • h • e • • r • e • w • a • r • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • A principal Citi PremierMiles Card application must use a designated link or listed platform during the promotion period and must be approved by 2026-11-13. New Customers have no current principal Citi Credit Card and have not held or cancelled one during the previous 12 months. Full-time students in degree or diploma programmes at Hong Kong tertiary institutions are excluded. The reward requires enabling Citi Mobile App push notifications and completing five eligible digital-wallet transactions within one month after card issuance. It is limited to the first 1,000 successful Eligible Cardholders, is first come first served while stocks last, and may be replaced at Citi's discretion with an HK$500 cash rebate. Each cardholder can receive one reward. The voucher must be redeemed by a deadline that is not stated in the retained PDF. Eligible transactions exclude FPS, Octopus add-value, cash advances, loans and installment-program loan amounts, IRD or online bill and utility payments, insurance, charity and non-profit payments, Citi PayAll, mutual funds, fees, dynamic currency conversion fees, casino transactions, and cancelled, refunded, unposted, unauthorized, fraudulent, or abusive transactions. Card account must remain valid and in good standing. The reward is not returnable or exchangeable; cancellation within one year after acceptance may result in a charge equal to the reward. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • New Customer Limited-Time Offer for the Peninsula Hong Kong Cake E-Voucher: 2026-09-14 – 2026-10-31
Other
Citi PremierMiles promotion grants an HK$500 cash rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • i • s • • i • s • • t • h • e • • a • l • t • e • r • n • a • t • i • v • e • • r • e • w • a • r • d • • C • i • t • i • • m • a • y • • g • r • a • n • t • • i • n • s • t • e • a • d • • o • f • • t • h • e • • P • e • n • i • n • s • u • l • a • • H • o • n • g • • K • o • n • g • • C • a • k • e • • E • - • V • o • u • c • h • e • r • • w • h • e • n • • t • h • e • • o • f • f • e • r • • i • s • • f • i • r • s • t • • c • o • m • e • • f • i • r • s • t • • s • e • r • v • e • d • • a • n • d • • w • h • i • l • e • • s • t • o • c • k • s • • l • a • s • t • . • • I • t • • u • s • e • s • • t • h • e • • s • a • m • e • • n • e • w • - • c • u • s • t • o • m • e • r • , • • c • a • r • d • - • a • p • p • l • i • c • a • t • i • o • n • , • • a • p • p • r • o • v • a • l • , • • p • u • s • h • - • n • o • t • i • f • i • c • a • t • i • o • n • , • • f • i • v • e • • d • i • g • i • t • a • l • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • e • l • i • g • i • b • l • e • - • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • , • • a • n • d • • o • n • e • - • r • e • w • a • r • d • - • p • e • r • - • c • a • r • d • h • o • l • d • e • r • • c • o • n • d • i • t • i • o • n • s • • a • s • • t • h • e • • c • a • k • e • • o • f • f • e • r • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • This is the alternative reward Citi may grant instead of the Peninsula Hong Kong Cake E-Voucher when the offer is first come first served and while stocks last. It uses the same new-customer, card-application, approval, push-notification, five digital-wallet transactions, eligible-transaction exclusions, account-status, and one-reward-per-cardholder conditions as the cake offer. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Alternative reward in the New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31
Travel
Citi PremierMiles travel insurance provides up to HK$450,000 travel accident protection
TravelCap: HK$450,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 450000 HKD • Limit applies to: Travel Accident Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 450000 · Applies to: Travel Accident Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31
Travel
Citi PremierMiles travel insurance provides up to HK$150,000 emergency medical protection
TravelCap: HK$150,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 150000 HKD • Limit applies to: Emergency Medical Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 150000 · Applies to: Emergency Medical Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31
Travel
Citi PremierMiles travel insurance provides up to HK$5,000 journey cancellation protection
TravelCap: HK$5,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 5000 HKD • Limit applies to: Journey Cancellation Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 5000 · Applies to: Journey Cancellation Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31
Travel
Citi PremierMiles travel insurance provides up to HK$6,000 baggage loss protection
TravelCap: HK$6,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 6000 HKD • Limit applies to: Baggage Loss Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6000 · Applies to: Baggage Loss Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31
Travel
Citi PremierMiles travel insurance provides up to HK$2,000 travel delay protection
TravelCap: HK$2,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 2000 HKD • Limit applies to: Travel Delay Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: Travel Delay Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31
Travel
Citi PremierMiles offers up to 12 complimentary Plaza Premium lounge visits
TravelCap: 12 items · per year
——

This benefit does not apply to a purchase. • Limit: 12 items · Per Year • Limit applies to: complimentary lounge visits per cardholder in each calendar year • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • e • a • c • h • • r • e • c • e • i • v • e • • u • p • • t • o • • 1 • 2 • • v • i • s • i • t • s • • t • o • • s • e • l • e • c • t • e • d • • P • l • a • z • a • • P • r • e • m • i • u • m • • L • o • u • n • g • e • s • • i • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • y • e • a • r • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • s • p • e • n • d • i • n • g • • p • e • r • • l • o • u • n • g • e • • a • c • c • e • s • s • • w • i • t • h • i • n • • 3 • 0 • • d • a • y • s • • a • f • t • e • r • • t • h • e • • v • i • s • i • t • ; • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • • c • o • u • n • t • s • • t • o • g • e • t • h • e • r • . • • I • f • • t • h • e • • r • e • q • u • i • r • e • m • e • n • t • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • i • s • • c • h • a • r • g • e • d • • H • K • $ • 2 • 5 • 0 • • f • o • r • • t • h • a • t • • a • c • c • e • s • s • . • • E • a • c • h • • a • c • c • e • s • s • • a • b • o • v • e • • t • h • e • • 1 • 2 • - • v • i • s • i • t • • a • l • l • o • w • a • n • c • e • • a • l • s • o • • c • o • s • t • s • • H • K • $ • 2 • 5 • 0 • , • • a • n • d • • e • a • c • h • • a • c • c • o • m • p • a • n • y • i • n • g • • g • u • e • s • t • • c • o • s • t • s • • H • K • $ • 2 • 5 • 0 • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • l • o • a • n • s • • a • n • d • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • I • R • D • • p • a • y • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • o • n • l • i • n • e • • b • i • l • l • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • F • P • S • , • • a • n • d • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • , • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 12 · Applies to: complimentary lounge visits per cardholder in each calendar year · Period: per year · Type: limited · Unit: items
  • Principal and supplementary cardholders can each receive up to 12 visits to selected Plaza Premium Lounges in each calendar year. Each cardholder must make HK$5,000 of eligible local or overseas spending per lounge access within 30 days after the visit; principal and supplementary spending counts together. If the requirement is not met, the cardholder is charged HK$250 for that access. Each access above the 12-visit allowance also costs HK$250, and each accompanying guest costs HK$250. Exclusions include cash advances, loans and installment-program loan amounts, fees and charges, IRD payments, casino transactions, online bills, insurance, charity or non-profit payments, FPS, and cancelled, refunded, or unposted transactions. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
Travel bookings
Citi Credit Card business-class flight bookings offer up to HK$300 off
Discount
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Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligible categories: 旅遊預訂 • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • a • n • • o • f • f • e • r • • o • f • • u • p • • t • o • • H • K • $ • 3 • 0 • 0 • • o • f • f • • b • u • s • i • n • e • s • s • - • c • l • a • s • s • • f • l • i • g • h • t • • t • i • c • k • e • t • s • • w • h • e • n • • u • s • i • n • g • • a • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • a • n • d • • g • i • v • e • s • • a • n • • e • n • d • • d • a • t • e • • o • f • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • , • • s • o • • t • h • e • • m • e • r • c • h • a • n • t • , • • q • u • a • l • i • f • y • i • n • g • • s • p • e • n • d • , • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • m • e • t • h • o • d • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊預訂 · Type: category
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page states an offer of up to HK$300 off business-class flight tickets when using a Citi Credit Card and gives an end date of 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained, so the merchant, qualifying spend, and redemption method are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Business-class flight-ticket bookings: Now – 2026-12-31
Travel bookings
Trip.com flight bookings offer up to HK$200 off
Discount
——

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Merchants: trip-com • Eligible merchants: trip-com • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • u • p • • t • o • • H • K • $ • 2 • 0 • 0 • • o • f • f • • f • l • i • g • h • t • • b • o • o • k • i • n • g • s • • a • t • • T • r • i • p • . • c • o • m • • w • i • t • h • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • s • • t • h • r • o • u • g • h • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • ; • • m • i • n • i • m • u • m • • s • p • e • n • d • , • • c • o • d • e • s • , • • a • n • d • • b • o • o • k • i • n • g • • r • e • s • t • r • i • c • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip com · Type: merchant
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page states up to HK$200 off flight bookings at Trip.com with Citi Credit Cards through 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained; minimum spend, codes, and booking restrictions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Trip.com flight bookings: Now – 2026-12-31
Hotels
Trip.com hotel bookings offer 8% off
Discount
——

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Merchants: trip-com • Eligible merchants: trip-com • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • 8 • % • • o • f • f • • h • o • t • e • l • • b • o • o • k • i • n • g • s • • a • t • • T • r • i • p • . • c • o • m • • w • i • t • h • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • s • • t • h • r • o • u • g • h • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • ; • • m • i • n • i • m • u • m • • s • p • e • n • d • , • • c • o • d • e • s • , • • a • n • d • • b • o • o • k • i • n • g • • r • e • s • t • r • i • c • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip com · Type: merchant
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page states 8% off hotel bookings at Trip.com with Citi Credit Cards through 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained; minimum spend, codes, and booking restrictions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Trip.com hotel bookings: Now – 2026-12-31
Other
Citi PremierMiles referrals can earn a HK$3,300 cash rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • a • d • d • r • e • s • s • e • s • • e • x • i • s • t • i • n • g • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • m • e • m • b • e • r • s • • a • n • d • • s • t • a • t • e • s • • t • h • a • t • • a • • r • e • f • e • r • r • e • r • • w • h • o • • s • u • c • c • e • s • s • f • u • l • l • y • • r • e • f • e • r • s • • t • h • r • e • e • • f • r • i • e • n • d • s • • c • a • n • • e • a • r • n • • a • n • • H • K • $ • 3 • , • 3 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • F • u • l • l • • r • e • f • e • r • r • a • l • • e • l • i • g • i • b • i • l • i • t • y • , • • d • e • a • d • l • i • n • e • s • , • • a • n • d • • p • a • y • m • e • n • t • • t • e • r • m • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page addresses existing Citi Credit Cardmembers and states that a referrer who successfully refers three friends can earn an HK$3,300 cash rebate. Full referral eligibility, deadlines, and payment terms are available only through a linked page that is not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
0808/CitiCiti Octopus Credit CardCiti Octopus Credit Card5.5%HK$55.00
Citi Octopus Credit Card
08Citi

Citi Octopus Credit Card

Conditions apply

HK$55.005.5%
Travel
HK$50.005%
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
CapHK$50.00 / HK$500.00
Calculation
Total savingHK$55.00
  • Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares: HK$50.00
  • Citi Octopus Card: HK$1 Octopus Cash for every HK$200 of card spending: HK$5.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b)
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 500 HKD · Per Month
  • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b)
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 10000
  • Eligible categories: 旅遊
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  • HK$1 Octopus Cash ÷ HK$200 eligible card spending × 100 = 0.5%. Octopus Cash is rounded down to the nearest cent; eligible spending exclusions and Octopus Cash redemption conditions apply.
  • Limit applies to: Octopus Cash Program reward
  • Applies to all eligible spending, subject to the conditions.

Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Citi Octopus Card: HK$1 Octopus Cash for every HK$200 of card spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Octopus Cash Program reward · Period: not stated · Type: not stated
  • Percentage note: HK$1 Octopus Cash ÷ HK$200 eligible card spending × 100 = 0.5%. Octopus Cash is rounded down to the nearest cent; eligible spending exclusions and Octopus Cash redemption conditions apply.
  • Only Principal Cardholders are eligible. The Card earns HK$1 of Octopus Cash for each HK$200 of aggregate credit-card spending items, rounded down to the nearest cent; Automatic Add Value transactions are included. Exclusions include cash advances, fees and charges, Balance Transfer withdrawals, Cash Conversion and Quick Cash proceeds, Inland Revenue Department payments, casino transactions, online bill payments, insurance, charity/non-profit transactions, Faster Payment System transactions, and unposted/cancelled/refunded transactions. Octopus Cash is credited to the account and is not transferable. A statement balance can offset only a later statement's AAVS transaction when the redemption is at least HK$5, does not exceed that AAVS value, and the account meets the Company's conditions. The balance is forfeited if the account closes or is not in good standing, the card expires or ceases to be effective, or an agreement is breached; unredeemed amounts are forfeited after three years (or a period later prescribed), in credit order. The Company may terminate or change the program or its benefits. Cancelled or refunded transactions reverse the earned Octopus Cash. The Company makes the final decision; the English terms prevail if versions differ.
Other offers
Octopus
Citi Octopus on iPhone or Apple Watch: HK$200 Octopus top-up value
Conditions applyGiftCap: 5,000 cardholders · promotion total
——

Category or merchant does not match. • Limit: 5000 cardholders · Promotion Total • Limit applies to: First 5,000 customers who add the card for the first time and fulfill designated requirements • Application, registration or activation required. See conditions. • Eligible categories: 八達通 • A • d • d • • C • i • t • i • • O • c • t • o • p • u • s • • t • o • • i • P • h • o • n • e • • o • r • • A • p • p • l • e • • W • a • t • c • h • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • , • • r • e • g • i • s • t • e • r • • f • o • r • • t • h • e • • P • r • o • m • o • t • i • o • n • • t • h • r • o • u • g • h • • t • h • e • • d • i • s • p • l • a • y • e • d • • O • c • t • o • p • u • s • • r • e • g • i • s • t • r • a • t • i • o • n • • p • a • g • e • , • • a • n • d • • c • o • n • d • u • c • t • • a • t • • l • e • a • s • t • • o • n • e • • A • u • t • o • m • a • t • i • c • • A • d • d • • V • a • l • u • e • • S • e • r • v • i • c • e • • t • r • a • n • s • a • c • t • i • o • n • • i • n • • e • a • c • h • • 3 • 0 • - • d • a • y • • p • e • r • i • o • d • • o • f • • t • h • e • • f • i • r • s • t • • 9 • 0 • • d • a • y • s • • f • r • o • m • • t • h • e • • c • a • r • d • - • p • r • o • v • i • s • i • o • n • • d • a • t • e • . • • T • h • e • • o • f • f • e • r • • i • s • • l • i • m • i • t • e • d • • t • o • • t • h • e • • f • i • r • s • t • • 5 • , • 0 • 0 • 0 • • c • u • s • t • o • m • e • r • s • • w • h • o • • a • d • d • • t • h • e • • c • a • r • d • • f • o • r • • t • h • e • • f • i • r • s • t • • t • i • m • e • • a • n • d • • m • e • e • t • • t • h • e • • r • e • q • u • i • r • e • m • e • n • t • s • . • • T • h • e • • C • i • t • i • • O • c • t • o • p • u • s • • m • u • s • t • • b • e • • a • d • d • e • d • • t • o • • t • h • e • • O • c • t • o • p • u • s • • A • p • p • • b • e • f • o • r • e • • a • c • t • i • v • a • t • i • n • g • • M • o • b • i • l • e • • O • c • t • o • p • u • s • ; • • a • d • d • i • n • g • • t • h • e • • C • i • t • i • • O • c • t • o • p • u • s • • o • n • • i • P • h • o • n • e • • a • u • t • o • - • a • c • t • i • v • a • t • e • s • • A • A • V • S • . • • O • c • t • o • p • u • s • • C • a • r • d • s • • L • i • m • i • t • e • d • • p • r • o • v • i • d • e • s • • t • h • i • s • • o • f • f • e • r • • d • i • r • e • c • t • l • y • . • • I • t • • i • s • • s • u • b • j • e • c • t • • t • o • • O • C • L • • t • e • r • m • s • ; • • C • i • t • i • b • a • n • k • • d • i • s • c • l • a • i • m • s • • r • e • s • p • o • n • s • i • b • i • l • i • t • y • • f • o • r • • a • c • c • u • r • a • c • y • , • • q • u • a • l • i • t • y • , • • o • r • • l • o • s • s • / • d • a • m • a • g • e • , • • a • n • d • • O • C • L • • h • a • s • • t • h • e • • f • i • n • a • l • • d • e • c • i • s • i • o • n • • i • n • • d • i • s • p • u • t • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 八達通 · Type: category
  • Benefit limit: Amount: 5000 · Applies to: First 5,000 customers who add the card for the first time and fulfill designated requirements · Period: promotion total · Type: limited · Unit: cardholders
  • Application or registration is required.
  • Add Citi Octopus to iPhone or Apple Watch during the Promotion Period, register for the Promotion through the displayed Octopus registration page, and conduct at least one Automatic Add Value Service transaction in each 30-day period of the first 90 days from the card-provision date. The offer is limited to the first 5,000 customers who add the card for the first time and meet the requirements. The Citi Octopus must be added to the Octopus App before activating Mobile Octopus; adding the Citi Octopus on iPhone auto-activates AAVS. Octopus Cards Limited provides this offer directly. It is subject to OCL terms; Citibank disclaims responsibility for accuracy, quality, or loss/damage, and OCL has the final decision in disputes.
  • Promotion period to add Citi Octopus to iPhone or Apple Watch and register: 2026-06-01 – 2026-11-30
Other
Citi Octopus Platinum Card welcome: HK$1,800 cash rebate
Conditions applyCashback
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This benefit does not apply to a purchase. • Customer: New customer; Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section. • Limit applies to: Welcome cash rebate • Application, registration or activation required. See conditions. • N • e • w • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • C • u • s • t • o • m • e • r • s • • o • n • l • y • . • • T • h • e • • p • a • g • e • • d • e • f • i • n • e • s • • a • • N • e • w • • C • u • s • t • o • m • e • r • • a • s • • a • n • • a • p • p • l • i • c • a • n • t • • w • h • o • • d • o • e • s • • n • o • t • • c • u • r • r • e • n • t • l • y • • h • o • l • d • , • • a • n • d • • i • n • • t • h • e • • p • a • s • t • • 1 • 2 • • m • o • n • t • h • s • • h • a • s • • n • o • t • • b • e • e • n • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • r • o • v • e • d • • f • o • r • • o • r • • c • a • n • c • e • l • l • e • d • , • • a • n • y • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • , • • C • i • t • i • • C • o • b • r • a • n • d • • C • a • r • d • , • • C • i • t • i • • P • r • i • v • a • t • e • • L • a • b • e • l • • C • a • r • d • • i • s • s • u • e • d • • b • y • • C • i • t • i • b • a • n • k • • ( • H • o • n • g • • K • o • n • g • ) • • L • i • m • i • t • e • d • , • • o • r • • D • i • n • e • r • s • • C • l • u • b • • C • a • r • d • • i • s • s • u • e • d • • b • y • • D • i • n • e • r • s • • C • l • u • b • • I • n • t • e • r • n • a • t • i • o • n • a • l • • ( • H • K • ) • • L • i • m • i • t • e • d • . • • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • s • e • c • t • i • o • n • • s • t • a • t • e • s • • a • • m • i • n • i • m • u • m • • a • n • n • u • a • l • • i • n • c • o • m • e • • o • f • • H • K • $ • 1 • 2 • 0 • , • 0 • 0 • 0 • • ( • w • a • i • v • e • d • • f • o • r • • s • t • u • d • e • n • t • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • ) • , • • a • g • e • • 1 • 8 • • o • r • • o • l • d • e • r • , • • a • n • d • • H • K • I • D • • h • o • l • d • e • r • . • • R • e • q • u • i • r • e • d • • d • o • c • u • m • e • n • t • s • • a • r • e • • a • • c • o • l • o • r • e • d • • H • o • n • g • • K • o • n • g • • P • e • r • m • a • n • e • n • t • • R • e • s • i • d • e • n • t • • I • d • e • n • t • i • t • y • • C • a • r • d • • c • o • p • y • • w • i • t • h • • s • i • g • n • a • t • u • r • e • ; • • l • a • t • e • s • t • • r • e • s • i • d • e • n • t • i • a • l • • a • d • d • r • e • s • s • • p • r • o • o • f • • ( • f • o • r • • e • x • a • m • p • l • e • , • • e • l • e • c • t • r • i • c • i • t • y • • b • i • l • l • • o • r • • b • a • n • k • • s • t • a • t • e • m • e • n • t • , • • w • i • t • h • • t • h • e • • f • i • r • s • t • • p • a • g • e • • s • h • o • w • i • n • g • • n • a • m • e • • a • n • d • • a • c • c • o • u • n • t • • n • u • m • b • e • r • ) • ; • • a • n • d • • p • r • o • o • f • • o • f • • i • n • c • o • m • e • • o • r • • a • s • s • e • t • s • • ( • l • a • t • e • s • t • • o • n • e • - • m • o • n • t • h • • p • a • y • r • o • l • l • • s • l • i • p • , • • l • a • t • e • s • t • • t • h • r • e • e • - • m • o • n • t • h • • p • a • y • r • o • l • l • • a • c • c • o • u • n • t • • s • t • a • t • e • m • e • n • t • / • p • a • s • s • b • o • o • k • , • • o • r • • o • t • h • e • r • • a • s • s • e • t • • p • r • o • o • f • • s • u • c • h • • a • s • • a • • c • u • r • r • e • n • t • • f • u • l • l • - • m • o • n • t • h • • f • i • x • e • d • - • d • e • p • o • s • i • t • • a • d • v • i • c • e • , • • w • i • t • h • • t • h • e • • f • i • r • s • t • • p • a • g • e • • s • h • o • w • i • n • g • • n • a • m • e • • a • n • d • • a • c • c • o • u • n • t • • n • u • m • b • e • r • ) • . • • T • h • e • • p • a • g • e • • d • i • s • p • l • a • y • s • • t • h • i • s • • w • e • l • c • o • m • e • • o • f • f • e • r • • f • o • r • • o • n • l • i • n • e • • a • p • p • l • i • c • a • t • i • o • n • s • • f • o • r • • a • • C • i • t • i • • O • c • t • o • p • u • s • • P • l • a • t • i • n • u • m • • C • a • r • d • . • • I • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • a • • v • a • l • i • d • i • t • y • • p • e • r • i • o • d • • o • r • • t • h • e • • d • e • t • a • i • l • e • d • • c • o • n • d • i • t • i • o • n • s • • i • n • • t • h • e • • l • i • n • k • e • d • • W • e • l • c • o • m • e • • O • f • f • e • r • • T • e • r • m • s • • a • n • d • • C • o • n • d • i • t • i • o • n • s • . • • T • h • e • • p • a • g • e • • s • a • y • s • • t • h • e • • B • a • n • k • • m • a • y • • i • s • s • u • e • • a • • C • i • t • i • • O • c • t • o • p • u • s • • G • o • l • d • • C • a • r • d • • i • f • • t • h • e • • a • p • p • l • i • c • a • n • t • • d • o • e • s • • n • o • t • • m • e • e • t • • t • h • e • • a • n • n • u • a • l • - • i • n • c • o • m • e • • r • e • q • u • i • r • e • m • e • n • t • ; • • i • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • w • h • e • t • h • e • r • • t • h • e • • P • l • a • t • i • n • u • m • • w • e • l • c • o • m • e • • o • f • f • e • r • • t • h • e • n • • a • p • p • l • i • e • s • .

  • Eligibility: Audience: all · Customer status: new · Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Welcome cash rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • New Citi Credit Card Customers only. The page defines a New Customer as an applicant who does not currently hold, and in the past 12 months has not been successfully approved for or cancelled, any principal Citi Credit Card, Citi Cobrand Card, Citi Private Label Card issued by Citibank (Hong Kong) Limited, or Diners Club Card issued by Diners Club International (HK) Limited. The card application section states a minimum annual income of HK$120,000 (waived for student card application), age 18 or older, and HKID holder. Required documents are a colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof (for example, electricity bill or bank statement, with the first page showing name and account number); and proof of income or assets (latest one-month payroll slip, latest three-month payroll account statement/passbook, or other asset proof such as a current full-month fixed-deposit advice, with the first page showing name and account number). The page displays this welcome offer for online applications for a Citi Octopus Platinum Card. It does not state a validity period or the detailed conditions in the linked Welcome Offer Terms and Conditions. The page says the Bank may issue a Citi Octopus Gold Card if the applicant does not meet the annual-income requirement; it does not state whether the Platinum welcome offer then applies.
Cafés, bakeries and desserts
Citi Octopus Platinum Card welcome: one Peninsula Hong Kong Cake E-Voucher, stated value HK$538
Conditions applyGiftapple pay / samsung pay / google payCap: 1,000 cardholders · promotion total
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New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section. • Limit: 1000 cardholders · Promotion Total • Limit applies to: successful Eligible Cardholders • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • Apply for a principal Citi Octopus Platinum Card during the Promotion Period through an eligible designated channel and receive Citibank approval on or before 2026-11-13. • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application. • Full-time students in a degree or diploma program at a Hong Kong tertiary institution are excluded. • Within one month after card issuance, enable Citi Mobile App push notifications and complete five eligible transactions with the card through Apple Pay, Samsung Pay, or Google Pay. • Eligible transactions include posted transactions and monthly installments of billed Merchant Installment Plans on the principal card. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions. • The reward is limited to the first 1,000 successful Eligible Cardholders, is available first-come-first-served while stocks last, and each Eligible Cardholder may receive it once. • Citi may grant an alternative HK$500 cash rebate instead of the voucher. • The voucher is issued to My Vouchers in the Citi Mobile App within three calendar months after the month in which the conditions are met. It must be redeemed by a deadline that is not stated in the retained PDF. • The card account must remain valid and in good standing during the Promotion Period and when the reward is issued. Citi may debit the reward value for fraud, abuse, reversal, or cancellation of a qualifying transaction, and may charge an equivalent cost if the card is cancelled within one year after reward acceptance. • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons. • The HTML landing page states that the voucher is worth HK$538. • The card application section states a minimum annual income of HK$120,000 (waived for student card applications), age 18 or older, and Hong Kong ID holder. • The landing page says the Bank may issue a Citi Octopus Gold Card when the income requirement is not met; it does not state whether this Platinum-card promotion then applies.

  • Eligibility: Audience: all · Customer status: new · Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section.
  • Eligible spending: Type: all
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Amount: 1000 · Applies to: successful Eligible Cardholders · Period: promotion total · Type: limited · Unit: cardholders
  • Application or registration is required.
  • Apply for a principal Citi Octopus Platinum Card during the Promotion Period through an eligible designated channel and receive Citibank approval on or before 2026-11-13.
  • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application.
  • Full-time students in a degree or diploma program at a Hong Kong tertiary institution are excluded.
  • Within one month after card issuance, enable Citi Mobile App push notifications and complete five eligible transactions with the card through Apple Pay, Samsung Pay, or Google Pay.
  • Eligible transactions include posted transactions and monthly installments of billed Merchant Installment Plans on the principal card. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions.
  • The reward is limited to the first 1,000 successful Eligible Cardholders, is available first-come-first-served while stocks last, and each Eligible Cardholder may receive it once.
  • Citi may grant an alternative HK$500 cash rebate instead of the voucher.
  • The voucher is issued to My Vouchers in the Citi Mobile App within three calendar months after the month in which the conditions are met. It must be redeemed by a deadline that is not stated in the retained PDF.
  • The card account must remain valid and in good standing during the Promotion Period and when the reward is issued. Citi may debit the reward value for fraud, abuse, reversal, or cancellation of a qualifying transaction, and may charge an equivalent cost if the card is cancelled within one year after reward acceptance.
  • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons.
  • The HTML landing page states that the voucher is worth HK$538.
  • The card application section states a minimum annual income of HK$120,000 (waived for student card applications), age 18 or older, and Hong Kong ID holder.
  • The landing page says the Bank may issue a Citi Octopus Gold Card when the income requirement is not met; it does not state whether this Platinum-card promotion then applies.
  • Promotion Period: 2026-09-14 – 2026-10-31
Local transport
Citi Octopus Card: 15% rebate on designated public transport fares
Conditions applyCashbackMinimum spending: HK$4,000.00Cap: HK$300.00 · per month
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Category or merchant does not match. • Limit: 300 HKD · Per Month • Limit applies to: Fare Rebate per Designated Credit Card account under option (a) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Eligible categories: 本地交通, 的士/網約車/租車 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • o • p • t • i • o • n • • ( • a • ) • : • • f • o • r • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • f • t • e • r • • r • e • g • i • s • t • r • a • t • i • o • n • , • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • r • e • a • c • h • • H • K • $ • 4 • , • 0 • 0 • 0 • . • • I • t • • e • a • r • n • s • • 1 • 5 • % • • O • c • t • o • p • u • s • • C • a • s • h • • R • e • b • a • t • e • • o • n • • q • u • a • l • i • f • y • i • n • g • • F • a • r • e • • P • a • y • m • e • n • t • s • , • • w • i • t • h • • a • • H • K • $ • 3 • 0 • 0 • • m • o • n • t • h • l • y • • F • a • r • e • • R • e • b • a • t • e • • c • a • p • • p • e • r • • D • e • s • i • g • n • a • t • e • d • • C • r • e • d • i • t • • C • a • r • d • • a • c • c • o • u • n • t • . • • T • h • e • • c • a • p • • i • n • c • l • u • d • e • s • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • , • • a • n • d • • l • i • n • k • e • d • • D • e • s • i • g • n • a • t • e • d • • O • c • t • o • p • u • s • . • • T • h • e • • 1 • 5 • % • • a • p • p • l • i • e • s • • o • n • l • y • • t • o • • p • a • y • m • e • n • t • s • • m • a • d • e • • o • n • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • s • e • r • v • i • c • e • s • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • D • e • s • i • g • n • a • t • e • d • • P • u • b • l • i • c • • T • r • a • n • s • p • o • r • t • • S • e • r • v • i • c • e • s • • i • n • c • l • u • d • e • • M • T • R • • A • i • r • p • o • r • t • • E • x • p • r • e • s • s • , • • D • i • s • n • e • y • l • a • n • d • • R • e • s • o • r • t • • L • i • n • e • , • • E • a • s • t • • R • a • i • l • • L • i • n • e • , • • I • s • l • a • n • d • • L • i • n • e • , • • K • w • u • n • • T • o • n • g • • L • i • n • e • , • • S • o • u • t • h • • I • s • l • a • n • d • • L • i • n • e • , • • T • s • e • u • n • g • • K • w • a • n • • O • • L • i • n • e • , • • T • s • u • e • n • • W • a • n • • L • i • n • e • , • • T • u • n • g • • C • h • u • n • g • • L • i • n • e • , • • L • i • g • h • t • • R • a • i • l • , • • T • u • e • n • • M • a • • L • i • n • e • • a • n • d • • L • i • g • h • t • • R • a • i • l • • S • h • u • t • t • l • e • • B • u • s • • S • e • r • v • i • c • e • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • C • i • t • y • b • u • s • , • • K • o • w • l • o • o • n • • M • o • t • o • r • • B • u • s • • a • n • d • • L • o • n • g • • W • i • n • • B • u • s • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • S • u • n • • F • e • r • r • y • , • • S • t • a • r • • F • e • r • r • y • • a • n • d • • H • o • n • g • • K • o • n • g • • & • • K • o • w • l • o • o • n • • F • e • r • r • y • • ( • i • n • c • l • u • d • i • n • g • • I • s • l • a • n • d • • F • e • r • r • y • • a • n • d • • W • i • n • n • e • r • t • e • x • • F • e • r • r • y • ) • ; • • a • l • l • • r • e • d • • a • n • d • • g • r • e • e • n • • m • i • n • i • b • u • s • • r • o • u • t • e • s • ; • • a • l • l • • e • l • e • c • t • r • i • c • - • t • r • a • m • • r • o • u • t • e • s • ; • • a • n • d • • a • l • l • • l • i • c • e • n • s • e • d • • t • a • x • i • • s • e • r • v • i • c • e • s • . • • F • a • r • e • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • S • u • n • • F • e • r • r • y • • b • u • s • • t • i • c • k • e • t • s • • s • o • l • d • • a • t • • C • e • n • t • r • a • l • • P • i • e • r • • t • i • c • k • e • t • • o • f • f • i • c • e • s • • o • r • • 7 • - • E • l • e • v • e • n • , • • S • u • n • • F • e • r • r • y • • m • o • n • t • h • l • y • • t • i • c • k • e • t • s • • a • n • d • • f • r • e • i • g • h • t • • f • a • r • e • s • , • • M • T • R • • C • u • s • t • o • m • e • r • • S • e • r • v • i • c • e • • C • e • n • t • r • e • • p • r • o • d • u • c • t • s • , • • M • T • R • • s • u • r • c • h • a • r • g • e • s • , • • I • n • t • e • r • c • i • t • y • • T • h • r • o • u • g • h • • T • r • a • i • n • • t • i • c • k • e • t • s • , • • a • n • d • • M • T • R • • r • e • b • a • t • e • / • d • i • s • c • o • u • n • t • • a • m • o • u • n • t • s • . • • T • a • x • i • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • p • a • y • m • e • n • t • s • , • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 2 • 4 • • o • r • • l • e • s • s • • o • r • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • , • • a • n • d • • t • h • e • • t • h • i • r • d • • a • n • d • • l • a • t • e • r • • s • a • m • e • - • d • a • y • • p • a • y • m • e • n • t • s • • b • e • t • w • e • e • n • • t • h • e • • s • a • m • e • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 / 的士/網約車/租車 · Type: category
  • Requirements: Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 300 · Applies to: Fare Rebate per Designated Credit Card account under option (a) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is option (a): for each calendar month after registration, monthly Eligible Transactions must reach HK$4,000. It earns 15% Octopus Cash Rebate on qualifying Fare Payments, with a HK$300 monthly Fare Rebate cap per Designated Credit Card account. The cap includes the principal card, supplementary cards, and linked Designated Octopus. The 15% applies only to payments made on the designated services via approved Octopus Equipment. Designated Public Transport Services include MTR Airport Express, Disneyland Resort Line, East Rail Line, Island Line, Kwun Tong Line, South Island Line, Tseung Kwan O Line, Tsuen Wan Line, Tung Chung Line, Light Rail, Tuen Ma Line and Light Rail Shuttle Bus Service; all routes of Citybus, Kowloon Motor Bus and Long Win Bus; all routes of Sun Ferry, Star Ferry and Hong Kong & Kowloon Ferry (including Island Ferry and Winnertex Ferry); all red and green minibus routes; all electric-tram routes; and all licensed taxi services. Fare exclusions include Sun Ferry bus tickets sold at Central Pier ticket offices or 7-Eleven, Sun Ferry monthly tickets and freight fares, MTR Customer Service Centre products, MTR surcharges, Intercity Through Train tickets, and MTR rebate/discount amounts. Taxi exclusions include person-to-person payments, single transactions of HK$24 or less or HK$500 or more, and the third and later same-day payments between the same Octopus Equipment.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30
Local transport
Citi Octopus Card: 15% rebate on designated public transport fares
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
——

Category or merchant does not match. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 本地交通, 的士/網約車/租車 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • : • • f • o • r • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • f • t • e • r • • r • e • g • i • s • t • r • a • t • i • o • n • , • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • r • e • a • c • h • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • . • • O • p • t • i • o • n • • ( • b • ) • • e • a • r • n • s • • 1 • 5 • % • • o • n • • q • u • a • l • i • f • y • i • n • g • • F • a • r • e • • P • a • y • m • e • n • t • s • • p • l • u • s • • 5 • % • • o • n • • t • h • e • • s • e • p • a • r • a • t • e • l • y • • l • i • s • t • e • d • • t • u • n • n • e • l • - • t • o • l • l • , • • p • a • r • k • i • n • g • , • • e • l • e • c • t • r • i • c • - • v • e • h • i • c • l • e • - • c • h • a • r • g • i • n • g • , • • a • n • d • • c • r • o • s • s • - • b • o • r • d • e • r • • c • o • a • c • h • / • f • e • r • r • y • • c • a • t • e • g • o • r • i • e • s • , • • s • u • b • j • e • c • t • • t • o • • o • n • e • • c • o • m • b • i • n • e • d • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • p • e • r • • D • e • s • i • g • n • a • t • e • d • • C • r • e • d • i • t • • C • a • r • d • • a • c • c • o • u • n • t • . • • T • h • e • • c • a • p • • i • n • c • l • u • d • e • s • • p • r • i • n • c • i • p • a • l • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • , • • a • n • d • • l • i • n • k • e • d • • D • e • s • i • g • n • a • t • e • d • • O • c • t • o • p • u • s • • r • e • b • a • t • e • s • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • t • h • e • • 4 • , • 0 • 0 • 0 • • a • n • d • • 1 • 0 • , • 0 • 0 • 0 • • m • o • n • t • h • l • y • • r • o • u • t • e • s • • a • s • • a • l • t • e • r • n • a • t • i • v • e • s • ; • • t • h • i • s • • c • a • n • d • i • d • a • t • e • • r • e • p • r • e • s • e • n • t • s • • t • h • e • • 1 • 0 • , • 0 • 0 • 0 • • r • o • u • t • e • . • • D • e • s • i • g • n • a • t • e • d • • P • u • b • l • i • c • • T • r • a • n • s • p • o • r • t • • S • e • r • v • i • c • e • s • • i • n • c • l • u • d • e • • M • T • R • • A • i • r • p • o • r • t • • E • x • p • r • e • s • s • , • • D • i • s • n • e • y • l • a • n • d • • R • e • s • o • r • t • • L • i • n • e • , • • E • a • s • t • • R • a • i • l • • L • i • n • e • , • • I • s • l • a • n • d • • L • i • n • e • , • • K • w • u • n • • T • o • n • g • • L • i • n • e • , • • S • o • u • t • h • • I • s • l • a • n • d • • L • i • n • e • , • • T • s • e • u • n • g • • K • w • a • n • • O • • L • i • n • e • , • • T • s • u • e • n • • W • a • n • • L • i • n • e • , • • T • u • n • g • • C • h • u • n • g • • L • i • n • e • , • • L • i • g • h • t • • R • a • i • l • , • • T • u • e • n • • M • a • • L • i • n • e • • a • n • d • • L • i • g • h • t • • R • a • i • l • • S • h • u • t • t • l • e • • B • u • s • • S • e • r • v • i • c • e • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • C • i • t • y • b • u • s • , • • K • o • w • l • o • o • n • • M • o • t • o • r • • B • u • s • • a • n • d • • L • o • n • g • • W • i • n • • B • u • s • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • S • u • n • • F • e • r • r • y • , • • S • t • a • r • • F • e • r • r • y • • a • n • d • • H • o • n • g • • K • o • n • g • • & • • K • o • w • l • o • o • n • • F • e • r • r • y • • ( • i • n • c • l • u • d • i • n • g • • I • s • l • a • n • d • • F • e • r • r • y • • a • n • d • • W • i • n • n • e • r • t • e • x • • F • e • r • r • y • ) • ; • • a • l • l • • r • e • d • • a • n • d • • g • r • e • e • n • • m • i • n • i • b • u • s • • r • o • u • t • e • s • ; • • a • l • l • • e • l • e • c • t • r • i • c • - • t • r • a • m • • r • o • u • t • e • s • ; • • a • n • d • • a • l • l • • l • i • c • e • n • s • e • d • • t • a • x • i • • s • e • r • v • i • c • e • s • . • • F • a • r • e • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • S • u • n • • F • e • r • r • y • • b • u • s • • t • i • c • k • e • t • s • • s • o • l • d • • a • t • • C • e • n • t • r • a • l • • P • i • e • r • • t • i • c • k • e • t • • o • f • f • i • c • e • s • • o • r • • 7 • - • E • l • e • v • e • n • , • • S • u • n • • F • e • r • r • y • • m • o • n • t • h • l • y • • t • i • c • k • e • t • s • • a • n • d • • f • r • e • i • g • h • t • • f • a • r • e • s • , • • M • T • R • • C • u • s • t • o • m • e • r • • S • e • r • v • i • c • e • • C • e • n • t • r • e • • p • r • o • d • u • c • t • s • , • • M • T • R • • s • u • r • c • h • a • r • g • e • s • , • • I • n • t • e • r • c • i • t • y • • T • h • r • o • u • g • h • • T • r • a • i • n • • t • i • c • k • e • t • s • , • • a • n • d • • M • T • R • • r • e • b • a • t • e • / • d • i • s • c • o • u • n • t • • a • m • o • u • n • t • s • . • • T • a • x • i • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • p • a • y • m • e • n • t • s • , • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 2 • 4 • • o • r • • l • e • s • s • • o • r • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • , • • a • n • d • • t • h • e • • t • h • i • r • d • • a • n • d • • l • a • t • e • r • • s • a • m • e • - • d • a • y • • p • a • y • m • e • n • t • s • • b • e • t • w • e • e • n • • t • h • e • • s • a • m • e • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 / 的士/網約車/租車 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is the 15% Fare Rebate component of option (b): for each calendar month after registration, monthly Eligible Transactions must reach HK$10,000. Option (b) earns 15% on qualifying Fare Payments plus 5% on the separately listed tunnel-toll, parking, electric-vehicle-charging, and cross-border coach/ferry categories, subject to one combined HK$500 monthly cap per Designated Credit Card account. The cap includes principal, supplementary, and linked Designated Octopus rebates. The source states the 4,000 and 10,000 monthly routes as alternatives; this candidate represents the 10,000 route. Designated Public Transport Services include MTR Airport Express, Disneyland Resort Line, East Rail Line, Island Line, Kwun Tong Line, South Island Line, Tseung Kwan O Line, Tsuen Wan Line, Tung Chung Line, Light Rail, Tuen Ma Line and Light Rail Shuttle Bus Service; all routes of Citybus, Kowloon Motor Bus and Long Win Bus; all routes of Sun Ferry, Star Ferry and Hong Kong & Kowloon Ferry (including Island Ferry and Winnertex Ferry); all red and green minibus routes; all electric-tram routes; and all licensed taxi services. Fare exclusions include Sun Ferry bus tickets sold at Central Pier ticket offices or 7-Eleven, Sun Ferry monthly tickets and freight fares, MTR Customer Service Centre products, MTR surcharges, Intercity Through Train tickets, and MTR rebate/discount amounts. Taxi exclusions include person-to-person payments, single transactions of HK$24 or less or HK$500 or more, and the third and later same-day payments between the same Octopus Equipment.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30
Local transport
Citi Octopus Card: 5% rebate on HKeToll tunnel-toll top-ups
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
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Category or merchant does not match. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 本地交通 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • a • • 5 • % • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • , • • w • h • i • c • h • • r • e • q • u • i • r • e • s • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • . • • Q • u • a • l • i • f • y • i • n • g • • p • a • y • m • e • n • t • s • • a • r • e • • t • o • p • - • u • p • • a • m • o • u • n • t • s • • t • o • • t • h • e • • H • K • e • T • o • l • l • • a • c • c • o • u • n • t • • f • o • r • • t • u • n • n • e • l • • t • o • l • l • s • , • • m • a • d • e • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • T • h • e • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • a • n • d • • t • h • e • • o • t • h • e • r • • 5 • % • • c • a • t • e • g • o • r • i • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Qualifying payments are top-up amounts to the HKeToll account for tunnel tolls, made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30
Parking
Citi Octopus Card: 5% rebate on parking fees
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
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Merchant eligibility cannot be established from the incomplete source list. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 停車場/泊車 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • a • • 5 • % • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • , • • w • h • i • c • h • • r • e • q • u • i • r • e • s • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • . • • Q • u • a • l • i • f • y • i • n • g • • p • a • y • m • e • n • t • s • • a • r • e • • m • a • d • e • • a • t • • d • e • s • i • g • n • a • t • e • d • • H • o • n • g • • K • o • n • g • • p • a • r • k • i • n • g • • s • e • r • v • i • c • e • s • , • • d • e • f • i • n • e • d • • a • s • • c • a • r • • p • a • r • k • s • • a • n • d • • p • a • r • k • i • n • g • • m • e • t • e • r • s • , • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • T • h • e • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • a • n • d • • t • h • e • • o • t • h • e • r • • 5 • % • • c • a • t • e • g • o • r • i • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 停車場/泊車 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Qualifying payments are made at designated Hong Kong parking services, defined as car parks and parking meters, via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30
Fuel and EV charging
Citi Octopus Card: 5% rebate on electric-vehicle charging
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
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Merchant eligibility cannot be established from the incomplete source list. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 汽油/電動車充電 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • a • • 5 • % • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • , • • w • h • i • c • h • • r • e • q • u • i • r • e • s • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • . • • Q • u • a • l • i • f • y • i • n • g • • p • a • y • m • e • n • t • s • • a • r • e • • m • a • d • e • • a • t • • d • e • s • i • g • n • a • t • e • d • • H • o • n • g • • K • o • n • g • • e • l • e • c • t • r • i • c • - • v • e • h • i • c • l • e • • c • h • a • r • g • i • n • g • • s • e • r • v • i • c • e • s • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • T • h • e • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • a • n • d • • t • h • e • • o • t • h • e • r • • 5 • % • • c • a • t • e • g • o • r • i • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 汽油/電動車充電 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Qualifying payments are made at designated Hong Kong electric-vehicle charging services via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30
Octopus
Citi Octopus Card on iPhone or Apple Watch as an extra stored-value card(優惠值未列明)
Conditions applyLifestyle
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This benefit does not apply to a purchase. • Limit applies to: virtual Citi Octopus Card availability • Application, registration or activation required. See conditions. • Only the principal Citi Octopus Credit Cardholder can add the virtual Citi Octopus Card. • The cardholder can add it through the Octopus App two days after AAVS is activated on the physical card. • The virtual card is pre-activated with AAVS and uses the same auto-reload amount as the physical card. • The stored value in the virtual card is separate from the value in the physical card. • The virtual card is a stored-value card, not a credit card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: virtual Citi Octopus Card availability · Period: not stated · Type: not stated
  • Application or registration is required.
  • Only the principal Citi Octopus Credit Cardholder can add the virtual Citi Octopus Card.
  • The cardholder can add it through the Octopus App two days after AAVS is activated on the physical card.
  • The virtual card is pre-activated with AAVS and uses the same auto-reload amount as the physical card.
  • The stored value in the virtual card is separate from the value in the physical card.
  • The virtual card is a stored-value card, not a credit card.
Other
Selected Citi Plus customers: HK$1,600 Citi Octopus Platinum Card cash rebate
Conditions applyCashbackMinimum spending: HK$5,000.00Cap: 1 reward · promotion total
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New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$1,600 ÷ HK$5,000 minimum eligible spend × 100 = 32%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$5,000. • Limit: 1 reward · Promotion Total • Limit applies to: per Eligible Cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 25000; Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01. • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance. • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application. • Accumulate HK$5,000 to HK$24,999 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month. • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions. • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent. • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance. • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded. • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons. • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend <: HK$25,000.00 · Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 1 · Applies to: per Eligible Cardholder · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: HK$1,600 ÷ HK$5,000 minimum eligible spend × 100 = 32%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$5,000.
  • Application or registration is required.
  • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01.
  • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance.
  • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application.
  • Accumulate HK$5,000 to HK$24,999 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month.
  • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions.
  • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent.
  • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance.
  • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded.
  • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons.
  • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.
  • Promotion Period: 2026-07-01 – 2027-02-01
Other
Selected Citi Plus customers: HK$2,500 Citi Octopus Platinum Card cash rebate
Conditions applyCashbackMinimum spending: HK$25,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$2,500 ÷ HK$25,000 minimum eligible spend × 100 = 10%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$25,000. • Limit: 1 reward · Promotion Total • Limit applies to: per Eligible Cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 25000 • Applies to all eligible spending, subject to the conditions. • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01. • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance. • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application. • Accumulate at least HK$25,000 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month. • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions. • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent. • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance. • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded. • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons. • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$25,000.00
  • Benefit limit: Amount: 1 · Applies to: per Eligible Cardholder · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: HK$2,500 ÷ HK$25,000 minimum eligible spend × 100 = 10%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$25,000.
  • Application or registration is required.
  • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01.
  • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance.
  • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application.
  • Accumulate at least HK$25,000 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month.
  • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions.
  • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent.
  • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance.
  • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded.
  • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons.
  • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.
  • Promotion Period: 2026-07-01 – 2027-02-01
0909/WewaWewa UnionPay Diamond CardWewa UnionPay Diamond Card4%HK$40.00
Wewa UnionPay Diamond Card
09Wewa

Wewa UnionPay Diamond Card

Conditions apply

HK$40.004%
Travel
HK$36.003.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
CapHK$36.00 / HK$200.00
Other
HK$4.000.4%
Cashback
Calculation
Total savingHK$40.00
  • 旅遊簽賬額外現金回贈 3.6%: HK$36.00
  • WeWa 基本現金回贈 0.4%: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 旅遊
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  • The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro-rata calculation below HKD 250, rounded to the nearest cent.
  • Limit: unlimited.
  • Limit applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit.
  • Applies to all eligible spending, subject to the conditions.

旅遊簽賬額外現金回贈 3.6%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

WeWa 基本現金回贈 0.4%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
  • Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
  • The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.
Other offers
Overseas spending
海外簽賬額外現金回贈 3.6%
CashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • i • s • • t • h • e • • d • e • f • a • u • l • t • • c • a • t • e • g • o • r • y • ; • • n • o • • s • e • l • e • c • t • i • o • n • • o • r • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Mobile payments
手機支付額外現金回贈 3.6%
Conditions applyCashbackapple pay / unionpay quickpass omycard / unionpay qr payment omycardMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
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Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; unionpay-quickpass-omycard; unionpay-qr-payment-omycard; Phase Spend Min: 1500 • Eligible categories: 手機支付 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • F • o • r • • t • h • i • s • • U • n • i • o • n • P • a • y • • c • a • r • d • , • • e • l • i • g • i • b • l • e • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • A • p • p • l • e • • P • a • y • , • • U • n • i • o • n • P • a • y • • Q • u • i • c • k • P • a • s • s • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • , • • o • r • • U • n • i • o • n • P • a • y • • Q • R • • p • a • y • m • e • n • t • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • . • • G • o • o • g • l • e • • P • a • y • • a • p • p • l • i • e • s • • t • o • • W • e • W • a • • V • i • s • a • • C • r • e • d • i • t • • C • a • r • d • s • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: apple pay / unionpay quickpass omycard / unionpay qr payment omycard · Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. For this UnionPay card, eligible Mobile Payment transactions use Apple Pay, UnionPay QuickPass in the OmyCard Mobile App, or UnionPay QR payment in the OmyCard Mobile App. Google Pay applies to WeWa Visa Credit Cards only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Entertainment
線上娛樂額外現金回贈 3.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • m • e • r • c • h • a • n • t • s • • a • r • e • • A • p • p • l • e • • A • p • p • • S • t • o • r • e • • ( • o • n • l • y • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • • m • e • r • c • h • a • n • t • • n • a • m • e • • A • P • P • L • E • . • C • O • M • / • B • I • L • L • ) • , • • D • i • s • n • e • y • • P • L • U • S • , • • G • o • o • g • l • e • • P • l • a • y • • S • t • o • r • e • , • • J • O • O • X • , • • K • K • B • O • X • , • • M • Y • T • V • • S • U • P • E • R • , • • N • E • T • F • L • I • X • , • • N • i • n • t • e • n • d • o • , • • P • a • t • r • e • o • n • , • • P • l • a • y • S • t • a • t • i • o • n • , • • S • p • o • t • i • f • y • , • • S • T • E • A • M • , • • X • b • o • x • , • • a • n • d • • Y • o • u • T • u • b • e • , • • a • s • • d • e • t • e • r • m • i • n • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
1010/WewaWewa Visa Signature CardWewa Visa Signature Card4%HK$40.00
Wewa Visa Signature Card
10Wewa

Wewa Visa Signature Card

Conditions apply

HK$40.004%
Travel
HK$36.003.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
CapHK$36.00 / HK$200.00
Calculation
Total savingHK$40.00
  • Travel Spending: 3.6% Extra Cash Rebate: HK$36.00
  • WeWa Cash Rebate Program: 0.4% basic cash rebate: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 旅遊
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • Limit: unlimited.
  • Limit applies to: Generic Cash Rebate awarded each month
  • Applies to all eligible spending, subject to the conditions.
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈,相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

Travel Spending: 3.6% Extra Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

WeWa Cash Rebate Program: 0.4% basic cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Generic Cash Rebate awarded each month · Period: per month · Type: unlimited
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈,相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.
Other offers
Overseas spending
Overseas Spending: 3.6% Extra Cash Rebate
CashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Mobile payments
Mobile Payment: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 手機支付 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Entertainment
Online Entertainment: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Loans and installments
WeWa信用卡3個月免息簽賬分期
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 3個月免息簽賬分期 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須使用OmyCard手機App申請。
  • 頁面沒有列明合資格簽賬及其他分期條款。
Loans and installments
WeWa信用卡月結單分期計劃(優惠值未列明)
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請,並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 月結單分期計劃 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 頁面指可透過OmyCard手機App申請,並稱一鍵即批。
  • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。
1111/BEABEA JCB Platinum CardBEA JCB Platinum Card · Generic credit card image10.4%HK$104.00
BEA JCB Platinum Card · Generic credit card image
11BEA

BEA JCB Platinum Card

Conditions apply

HK$104.0010.4%
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)
HK$100.0010%
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
CapHK$100.00 / HK$100.00
Other
BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250
HK$4.000.4%
Cashback
Calculation
Total savingHK$104.00
  • BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1): HK$100.00
  • BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash rebate for each eligible card account in a calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Cash rebate for each eligible card account in a calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: contactless; Phase Spend Min: 500
  • Applies to all eligible spending, subject to the conditions.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Cash-equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.

BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 1 local and Macau contactless spending: 2026-10-15 – 2026-12-31

BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.
Other offers
Other
BEA JCB Platinum welcome cash rebate: HK$200
Conditions applyCashbackMinimum spending: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$200 rebate; no percentage is stated.
  • Application or registration is required.
  • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
  • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
  • Each eligible customer can receive this offer once only.
  • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
  • The account must remain valid during the promotion and when the rebate is credited.
  • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
  • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
  • The offer cannot be combined with other promotional offers unless the relevant terms allow it.
  • Welcome cash rebate offer: 2026-04-01 – 2027-01-13
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 2)
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
——

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31
Travel
Japan and Hawaii airport lounge fee waiver: HK$78 per visit
Fee WaiverCap: 6 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
  • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
  • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
  • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
  • Without the eligible transaction, HK$78 is charged per visit.
  • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
  • Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31
Travel
LoungeKey overseas lounges: 2 complimentary visits
TravelCap: 2 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
  • Access is to LoungeKey Services lounges outside Japan and Hawaii.
  • Principal and supplementary cardholder visits have separate allowances.
  • Linked Chinese terms were unavailable; additional access conditions are unknown.
  • LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31
Taxis, rides and car rental
TOYOTA Rent a Car basic rental fee: 5% off
Discount
——

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: toyota rent a car · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Discount applies to the basic rental fee and excludes tax.
  • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
  • Campaign details are linked but not retained.
Pharmacies and supplements
Japan major drugstores: up to 7% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房/保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 藥房/保健品 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Applies at major drugstores in Japan.
  • The source does not provide a complete drugstore list.
Cafés, bakeries and desserts
Starbucks at Hong Kong International Airport: HK$50 discount
DiscountMinimum spending: HK$100.00
——

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
  • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
  • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
  • Detailed information is linked in Chinese and was not retained.
Concerts and tickets
Concert priority booking service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
Other
BEA JCB Platinum first-year annual fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • All customers are entitled to an annual fee waiver for the first year.
  • The offer page does not state the waived amount.
Loans and installments
BEA JCB Platinum interest-free period: up to 56 days
Financing
——

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • No interest is charged if the statement balance is paid in full by the due date.
  • The interest-free period depends on the purchase date within the statement cycle.
1212/CCBCCB Asia Eye Credit CardCCB Asia Eye Credit Card3%HK$30.00
CCB Asia Eye Credit Card
12CCB

CCB Asia Eye Credit Card

Conditions apply

HK$30.003%
Other
HK$30.003%
Pointscontactless paymentCap: HK$208.00 · per month
CapHK$30.00 / HK$208.00
Calculation
Total savingHK$30.00
  • eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points: HK$30.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • Limit: 208 HKD · Per Month
  • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Eligibility: Payment Methods: contactless-payment
  • Applies to all eligible spending, subject to the conditions.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.

eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless payment
  • Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31
Other offers
Other
CCB (Asia) eye+ Visa Signature Annual Fee Waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.
Local dining
eye+ Visa Signature Local Dining Cash Rebate(優惠值未列明)
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
  • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.
Food delivery
eye+ Visa Signature Delivery Platform Cash Rebate(優惠值未列明)
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 外賣平台 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
  • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.
Local transport
eye+ Visa Signature Local Transport Cash Rebate(優惠值未列明)
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
  • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.
Online shopping
eye+ Visa Signature Eligible Online Retail Spending 7.5X Bonus Points
PointsCap: HK$208.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31
Online shopping
eye+ Visa Signature Eligible Online Retail Spending 2% Cash Rebate
CashbackCap: HK$160.00 · per month
——

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 160 · Applies to: Cash rebate per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
  • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
  • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31
Other
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
Conditions applyCashbackMinimum spending: HK$60,000.00Cap: HK$800.00 · promotion total
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • Application or registration is required.
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31
Other
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
Conditions applyCashbackMinimum spending: HK$60,000.00Cap: HK$800.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • Application or registration is required.
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31
Loans and installments
eye+ Visa Signature Chill Spending Installment HK$800 Cash Rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Application or registration is required.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.
Other
eye+ Visa Signature Welcome HK$600 Cash Rebate
CashbackMinimum spending: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.
1313/ICBCICBC Essence Credit Card Visa InfiniteICBC Essence Credit Card Visa Infinite2%HK$20.00
ICBC Essence Credit Card Visa Infinite
13ICBC

ICBC Essence Credit Card Visa Infinite

Conditions apply

HK$20.002%
Other
現金回贈:2% cash rebate
HK$20.002%
Cashback
Calculation
Total savingHK$20.00
  • 現金回贈:2% cash rebate: HK$20.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.

現金回贈:2% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
Other offers
Other
卡片優惠:Up to 3 supplementary cards under the same credit limit
Conditions applyLifestyleCap: 3 cards · not stated
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3 · Applies to: Supplementary Cards · Period: not stated · Type: limited · Unit: cards
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
  • Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
  • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.
Other
費用豁免:Waiver of HK$6,800 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The chargeable annual fee for each Principal Card issued is HK$6,800.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.
Other
費用豁免:Waiver of HK$3,000 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The chargeable annual fee for each Supplementary Card issued is HK$3,000.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.
Other
分期優惠:0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 12-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
分期優惠:0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 24-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
分期優惠:0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 36-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
卡片禮遇:Visa Concierge 24/7 support, services, and exclusive privileges
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • Visa Concierge provides 24/7 support.
  • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
  • Visa Concierge app and phone access are subject to Visa service terms.
Travel
旅遊:designated airport lounge services for the cardholder
Conditions applyTravel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated airport lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊:designated high-speed rail lounge services for the cardholder
Conditions applyTravel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊:Up to 10 free designated airport lounge visits
Conditions applyTravelCap: 10 visits · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 10 · Applies to: Companion visits to designated airport lounges · Period: promotion total · Type: limited · Unit: visits
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • A companion may use designated airport lounges up to 10 times free during the promotion period.
  • Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊:Up to 20 free designated high-speed rail lounge visits
Conditions applyTravelCap: 20 visits · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 20 · Applies to: Companion visits to designated high speed rail lounges · Period: promotion total · Type: limited · Unit: visits
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Taxis, rides and car rental
King S Limousine:Two complimentary one-way Hong Kong International Airport limousine transfer services
Conditions applyTravelessence ceramic cardCap: 2 services · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: essence ceramic card
  • Benefit limit: Amount: 2 · Applies to: One way airport limousine transfer services · Period: promotion total · Type: limited · Unit: services
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • The offer is for ICBC Essence Ceramic Cardholders only.
  • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
  • The customer must book the service and pay with the Essence Ceramic Card.
  • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
  • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
  • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
  • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
  • 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31
Hotels
酒店:Discounts and VIP privileges at 900+ global luxury hotels and resorts with best-rate guarantee
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • Visa partner offers cover more than 900 global luxury hotels and resorts.
  • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
  • Availability, booking channel, participating properties, and Visa partner terms apply.
Taxis, rides and car rental
的士/網約車/租車:Up to 48% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士/網約車/租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 的士/網約車/租車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum; eligible Visa partner terms apply.
  • The complete list of eligible merchants is not available.
  • The source states a maximum discount of up to 48% for limousine services.
  • Eligible Visa partner services, booking conditions, availability, and partner terms apply.
Taxis, rides and car rental
Hertz car-rental offers including one-day complimentary rental
Travel
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hertz · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Hertz and states car-rental offers including one-day complimentary rental.
  • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.
Insurance
保險:Travel accidental medical insurance up to US$25,000 per insured person
Traveldesignated cardCap: 25,000 currency · per transaction
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Amount: 25000 · Applies to: Travel medical and related expenses per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The medical and related expense limit is US$25,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Insurance
保險:Travel personal accident insurance up to US$1,000,000 per insured person
Traveldesignated cardCap: 1,000,000 currency · per transaction
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Amount: 1000000 · Applies to: Travel personal accident insurance per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The personal accident limit is US$1,000,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Insurance
保險:Worldwide emergency assistance services with costs fully covered
Traveldesignated card
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Fine dining
高級餐廳:Dining privileges at global top restaurants and hotel chains
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Shopping
購物:Premium shopping privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Fine dining
高級餐廳:Premium dining privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Online shopping
網上購物:Special discounts
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Department stores
百貨公司:Special discounts
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 百貨公司 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Jewellery and watches
珠寶/鐘錶:Special discounts at jewelers
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶/鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 珠寶/鐘錶 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Beauty and personal care
美容/個人護理:Special discounts at cosmetics stores
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容/個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 美容/個人護理 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Fashion
時裝:Special discounts at apparel stores
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 時裝 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Online shopping
網上購物:Online shopping insurance
Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The page lists online shopping insurance as a card benefit.
  • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.
Shopping
購物:SUPREME membership for Chinese Arts & Crafts
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source lists SUPREME membership for Chinese Arts & Crafts.
  • Membership eligibility, privileges, and provider terms apply.
Jewellery and watches
Shopping privileges and 1-on-1 personal service with Memorigin brand representatives
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: memorigin · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
  • Provider availability and terms apply.
Fashion
Prestigious offers in sartorial suit tailoring at Tai Pan Row(優惠值未列明)
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: tai pan row · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Tai Pan Row and lists prestigious suit-tailoring offers.
  • Provider availability and terms apply.
Other
卡片禮遇:Invitation-only private banking value-added services
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • Personalized value-added services are available by invitation only.
  • Customers should contact their designated relationship manager for details.
1414/ICBCICBC Wise Gold Credit Card World MastercardICBC Wise Gold Credit Card World Mastercard2%HK$20.00
ICBC Wise Gold Credit Card World Mastercard
14ICBC

ICBC Wise Gold Credit Card World Mastercard

Conditions apply

HK$20.002%
Calculation
Total savingHK$20.00
  • ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: HK$20.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.
Other offers
Other
Wise Gold Account Opening Reward: HK$25,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Other
Wise Gold Account Opening Reward: HK$16,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Other
Wise Gold Account Opening Reward: HK$12,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Other
Wise Gold Account Opening Bonus: HK$100 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
  • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
  • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31
Other
Wise Gold Account Upgrade Reward: HK$4,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31
Other
Wise Gold Account Upgrade Reward: HK$2,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31
Other
ICBC Wise Gold World Mastercard Welcome Offer: HK$300 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
  • Make one retail purchase or cash advance with the card within the first two months after card issuance.
  • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
  • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
  • successful principal card application: 2026-10-01 – 2026-12-31
Travel
ICBC Wise Gold World Mastercard: Unlimited DragonPass Lounge Services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
  • Percentage note: The source states unlimited lounge access but no percentage rate.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
  • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
  • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
  • designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31
1515/ICBCICBC Wise Gold Dual Currency Credit Card UnionPay DiamondICBC Wise Gold Dual Currency Credit Card UnionPay Diamond2%HK$20.00
ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond
15ICBC

ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$20.002%
Other
現金回贈:2% cash rebate
HK$20.002%
Cashbackresident
Calculation
Total savingHK$20.00
  • 現金回贈:2% cash rebate: HK$20.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈:2% cash rebate

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Travel
旅遊:designated airport and high speed rail lounge services
Conditions applyTravelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
  • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
  • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
  • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
  • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
  • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
  • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
  • promotion: 2026-04-01 – 2027-03-31
Insurance
保險:up to US$500,000 personal accident insurance
TravelresidentCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
  • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.
Transport
交通:Greater Bay Area payment and travel convenience
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.
Overseas spending
海外簽賬:waiver of foreign exchange fee on spending in CNY and foreign currencies
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.
Mobile payments
手機支付:QR code payment convenience
Conditions applyLifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.
Other
卡片禮遇:exclusive UnionPay premium privileges
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.
1616/MoxMox Credit CardMox Credit Card2%HK$20.00
Mox Credit Card
16Mox

Mox Credit Card

Conditions apply

HK$20.002%
Calculation
Total savingHK$20.00
  • Mox Credit Card 2% CashBack with Mox+: HK$20.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: CashBack from eligible Mox Credit Card transactions
  • Applies to all eligible spending, subject to the conditions.
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

Mox Credit Card 2% CashBack with Mox+

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated
Other offers
Other
Mox Credit Card 1% CashBack without Mox+
Cashback
HK$10.001%

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
  • Requires no Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated
Electronics
Xiaomi monthly spending rebate HKD30
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31
Electronics
Xiaomi monthly spending rebate HKD120
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31
Electronics
Xiaomi monthly spending rebate HKD300
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31
Electronics
Xiaomi monthly spending rebate HKD450
Conditions applyCashbackMinimum spending: HK$9,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$9,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31
Other
MOXMI26 card-spend reward HKD330
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31
Other
MOXMI26 card-spend reward HKD390
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31
Other
MOXMI26 card-spend reward HKD780
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31
Other
MOXMI26 card-spend reward HKD750
Conditions applyCashbackMinimum spending: HK$9,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$9,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31
Other
Mox Credit Card Asia Miles at HKD10 per mile without Mox+
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
  • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated
Other
Mox Credit Card Asia Miles at HKD5 per mile with Mox+
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
  • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated
Electronics
Selected Xiaomi Stores mystery gift(優惠值未列明)
Gift
——

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: merchant
  • Benefit limit: Applies to: Mystery gift at selected Xiaomi Stores · Period: not stated · Type: not stated
  • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
  • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.
Loans and installments
Xiaomi Split Purchase 0% interest financing
Conditions applyFinancingMinimum spending: HK$3,000.00Cap: 10,000 transaction · promotion total
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Minimum requirement: Period: per transaction · Spend: HK$3,000.00
  • Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
  • Application or registration is required.
  • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
  • Split Purchase tenor must be 3 to 12 months.
  • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
  • Quota: 10,000 Approved Split Purchases, first come, first served.
  • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
  • Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31
Loans and installments
Xiaomi Split Purchase monthly and one-off fee waiver(優惠值未列明)
Conditions applyFee WaiverCap: 10,000 transaction · promotion total
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
  • Application or registration is required.
  • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
  • Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31
Loans and installments
Selected-customer Split Purchase HKD200 cash reward
Conditions applyCashbackotherCap: 1 reward · promotion total
——

Category or merchant does not match. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

  • Eligibility: Audience: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Benefit limit: Amount: 1 · Applies to: Reward under the selected customer Split Purchase promotion · Period: promotion total · Type: limited · Unit: reward
  • Application or registration is required.
  • The customer must have no previously approved Split Purchase.
  • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
  • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
  • The customer must receive a direct Mox invitation to participate.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
  • The eligible Split Purchase must not be cancelled.
  • Mox will pay the reward by the last day of the second calendar month after approval.
  • Split Purchase application: 2026-01-01 – 2026-12-31
Other
MOXMI26 HKD500 savings reward
Conditions applyCashbackCap: 1 reward · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: Savings Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Application or registration is required.
  • Complete Mox account opening within 15 days after using the invitation or referral code.
  • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
  • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
  • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
  • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
  • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31
1717/StandardStandard Chartered Simply Cash Visa CardStandard Chartered Simply Cash Visa Card2%HK$20.00
Standard Chartered Simply Cash Visa Card
17Standard

Standard Chartered Simply Cash Visa Card

Conditions apply

HK$20.002%
Calculation
Total savingHK$20.00
  • Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack: HK$20.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Limit: unlimited.
  • Limit applies to: CashBack on eligible card spending
  • Applies to all eligible spending, subject to the conditions.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
  • Percentage note: Source stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.
Other offers
Other
Simply Cash Visa Card HKD-posted eligible spending 1.5% CashBack
Cashback
HK$15.001.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
  • Percentage note: Source stated rate for eligible transactions posted in Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.
Other
Simply Cash Visa Card HKD1,200 welcome CashBack
Conditions applyCashbackMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Applies to: welcome CashBack · Period: not stated · Type: not stated
  • Percentage note: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
  • Application or registration is required.
  • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
  • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
  • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
  • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
  • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
  • Application submission: 2026-09-21 – 2027-01-17
Loans and installments
Simply Cash Visa Card 3-month statement instalment plan with 0% handling fee
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Eligible 3 month instalment plans · Period: promotion total · Type: unlimited
  • Percentage note: Source states a 0% handling fee for the 3 month plan.
  • Application or registration is required.
  • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
  • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
  • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
  • Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31
Loans and installments
Simply Cash Visa Card up to 56-day interest-free period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: interest free period · Period: not stated · Type: not stated
  • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.
Other
Simply Cash Visa Card HKD2,000 principal annual-fee waiver
Fee Waiverother
——

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: principal annual fee · Period: not stated · Type: not stated
  • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
  • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.
Other
Simply Cash Visa Card supplementary-card annual-fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: supplementary annual fee · Period: not stated · Type: not stated
  • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.
Other
Simply Cash Visa Card late-fee waiver after 3 consecutive missed payments(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: late fee · Period: not stated · Type: not stated
  • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.
Other
Simply Cash Visa Card delinquent APR/default-rate waiver(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: delinquent APR/default charge · Period: not stated · Type: not stated
  • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.
1818/ICBCICBC Elite Club Credit Card Platinum MastercardICBC Elite Club Credit Card Platinum Mastercard1.5%HK$15.00
ICBC Elite Club Credit Card Platinum Mastercard
18ICBC

ICBC Elite Club Credit Card Platinum Mastercard

Conditions apply

HK$15.001.5%
Other
現金回贈:Up to 1.5% cash rebate
HK$15.001.5%
Cashbackresident
Calculation
Total savingHK$15.00
  • 現金回贈:Up to 1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash-equivalent conversion is stated in the allowed local source.
  • Applies to all eligible spending, subject to the conditions.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.

現金回贈:Up to 1.5% cash rebate

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash equivalent conversion is stated in the allowed local source.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.
Other offers
Dining
餐飲:Complimentary main course
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states a complimentary main course, not a percentage or cash comparison. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course. • The offer is available at selected restaurants in Hong Kong and Asia. • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a complimentary main course, not a percentage or cash comparison.
  • The complete list of eligible merchants is not available.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course.
  • The offer is available at selected restaurants in Hong Kong and Asia.
  • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Dining
餐飲:Exclusive delicacies offers(優惠值未列明)
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states dining offers but no numeric rate or fixed comparison basis. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong. • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states dining offers but no numeric rate or fixed comparison basis.
  • The complete list of eligible merchants is not available.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong.
  • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Insurance
保險:E-Commerce Purchase Protection
OtherresidentCap: 200 currency · per transaction
——

This benefit does not apply to a purchase. • Audience: Resident • The source states insurance protection and benefit limits, not a percentage reward. • Limit: 200 USD · Per Transaction • Limit applies to: E-Commerce Purchase Protection per occurrence • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The page states worldwide coverage for online purchases made with the card. • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date. • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200. • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 200 · Applies to: E Commerce Purchase Protection per occurrence · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states insurance protection and benefit limits, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The page states worldwide coverage for online purchases made with the card.
  • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date.
  • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200.
  • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.
Hotels
酒店:Mastercard Luxury Hotel and Resort Offers including daily breakfast, special facilities, room upgrades and early or late check-in or check-out(優惠值未列明)
TravelresidentCap: 100 currency · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • The source states hotel privileges and a facility value limit, not a percentage reward. • Limit: 100 USD • Limit applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world. • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability. • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100 · Applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: The source states hotel privileges and a facility value limit, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world.
  • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability.
  • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Hotels
酒店:Mastercard Lowest Rate Guarantee
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states a price-difference guarantee, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary. • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference. • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a price difference guarantee, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary.
  • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference.
  • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.
Travel
旅遊:Car rental and air-ticket booking privileges through Mastercard Travel & Lifestyle Services
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states travel-service privileges, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders. • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers. • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states travel service privileges, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders.
  • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers.
  • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Other
卡片優惠:Mastercard contactless payment at supported terminals
Otherresident
——

This benefit does not apply to a purchase. • Audience: Resident • This is a card payment feature, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap. • The local source does not state a transaction amount limit for contactless payment.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card payment feature, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap.
  • The local source does not state a transaction amount limit for contactless payment.
Travel
旅遊:designated airport and high speed rail lounge services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge services, not a percentage reward. • Limit: unlimited. • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card. • The notice does not state a usage period, designated-lounge list, or access procedure. • The notice is subject to the bank's card-service arrangement and terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states unlimited lounge services, not a percentage reward.
  • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card.
  • The notice does not state a usage period, designated-lounge list, or access procedure.
  • The notice is subject to the bank's card-service arrangement and terms.
1919/ICBCICBC Sup Dual Currency Credit Card UnionPay DiamondICBC Sup Dual Currency Credit Card UnionPay Diamond1.5%HK$15.00
ICBC Sup Dual Currency Credit Card UnionPay Diamond
19ICBC

ICBC Sup Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$15.001.5%
Other
現金回贈:1.5% cash rebate
HK$15.001.5%
Cashback
Calculation
Total savingHK$15.00
  • 現金回贈:1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate. No calculation was used.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈:1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate. No calculation was used.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Other
禮品優惠:HK$300 SUP Retail eVoucher
Conditions applyGiftMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed voucher reward with no percentage denominator.
  • Application or registration is required.
  • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible.
  • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
  • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
  • The offer is first-come-first-served and subject to available stock.
Books and stationery
書店/文具:15% off
Conditions applyDiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店/文具 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • Each cardholder may use the SUP spending privilege once per day. • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店/文具 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP spending privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 15% discount.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • Each cardholder may use the SUP spending privilege once per day.
  • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products.
  • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Local dining
本地餐飲:30% off
DiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 30% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP dining privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 30% discount.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The offer applies to regular-price a la carte dine-in or takeaway dining orders.
  • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
  • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Other
折扣優惠:HK$30 discount
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 1 · Applies to: One selected instant discount per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
Other
折扣優惠:HK$100 discount on a purchase up to HK$2,000
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 1 · Applies to: One selected instant discount per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
Tuition and courses
學費/課程:2.5% extra free credit-card spending limit (Rebate Offer)
Cashbackmobile banking / online bankingMinimum spending: HK$1,000.00Cap: HK$500.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費/課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費/課程 · Type: category
  • Requirements: Pay with: mobile banking / online banking · Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 500 · Applies to: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 2.5%; no calculation was used.
  • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
  • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking.
  • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
  • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
  • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
  • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.
  • Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
  • Tuition promotion Phase 2: 2026-10-01 – 2027-03-31
Travel
旅遊:Exclusive courtesy VIP lounge access
Travel
——

This benefit does not apply to a purchase. • The source provides a service heading without a numeric percentage. • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading. • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source provides a service heading without a numeric percentage.
  • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading.
  • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.
Other
分期優惠:Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and repayment tenors, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states financing rates and repayment tenors, not a spending reward percentage.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.
Other
卡片優惠:Payment and travel convenience in the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • The source lists participating transport and payment channels without a numeric percentage. • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source lists participating transport and payment channels without a numeric percentage.
  • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.
Other
卡片優惠:HKD and RMB accounts with local-currency spending in Mainland China and Hong Kong
Other
——

This benefit does not apply to a purchase. • The source describes account and currency handling without a numeric percentage. • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes account and currency handling without a numeric percentage.
  • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.
Mobile payments
手機支付:Bind the card with the UnionPay App for Hong Kong, Macau and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • The source describes an app-binding feature without a numeric percentage. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes an app binding feature without a numeric percentage.
  • Application or registration is required.
  • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.
Overseas spending
海外簽賬:Waiver of overseas handling fees and extra exchange-fluctuation charges
Fee Waiver
——

Category or merchant does not match. • The source states a fee waiver but provides no percentage. • Eligible categories: 海外簽賬 • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fee waiver but provides no percentage.
  • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.
2020/DahDah Sing Doraemon Platinum CardDah Sing Doraemon Platinum Card1.5%HK$15.00
Dah Sing Doraemon Platinum Card
20Dah

Dah Sing Doraemon Platinum Card

Conditions apply

HK$15.001.5%
Other
現金回贈:Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1)
HK$15.001.5%
CashbackseniorMinimum spending: HK$200.00
Calculation
Total savingHK$15.00
  • 現金回贈:Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): HK$15.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Senior.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Senior
  • Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward.
  • Minimum spend: Period: per_transaction; Spend: 200
  • Applies to all eligible spending, subject to the conditions.
  • The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction.
  • The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays.
  • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card.
  • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only.
  • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible.
  • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account.
  • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice.
  • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount.
  • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

現金回贈:Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1)

  • Eligibility: Audience: senior
  • Eligible spending: Type: all
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward.
  • The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction.
  • The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays.
  • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card.
  • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only.
  • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible.
  • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account.
  • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice.
  • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount.
  • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
Other offers
Other
現金回贈:Base cash reward: HKD2 per HKD200 Eligible Transaction (1%)
CashbackseniorMinimum spending: HK$200.00
HK$10.001%

Alternative offer in the same group; only the best group offer is counted. • Audience: Senior • Cash-equivalent calculation: HKD2 cash reward ÷ HKD200 Eligible Transaction × 100 = 1%. The amount is calculated per eligible transaction up to the last integer; each transaction below HKD200 earns no cash reward. • Minimum spend: Period: per_transaction; Spend: 200 • Applies to all eligible spending, subject to the conditions. • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • Eligibility: Audience: senior
  • Eligible spending: Type: all
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD2 cash reward ÷ HKD200 Eligible Transaction × 100 = 1%. The amount is calculated per eligible transaction up to the last integer; each transaction below HKD200 earns no cash reward.
  • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card.
  • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only.
  • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible.
  • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account.
  • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice.
  • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount.
  • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
Other
禮品優惠:Limited Edition Doraemon Folded Umbrella
Conditions applyGiftseniorMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Senior; Customer: New customer • Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date. • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies. • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card. • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable. • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer. • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift. • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter. • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned. • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice. • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality. • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided. • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • Eligibility: Audience: senior · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated.
  • Application or registration is required.
  • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date.
  • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies.
  • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card.
  • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable.
  • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer.
  • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift.
  • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter.
  • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned.
  • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice.
  • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality.
  • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided.
  • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
  • DORAEMON Credit Card Welcome Offer Promotion Period: 2026-01-01 – 2026-12-31
Other
現金回贈:Limited Edition Doraemon Crossbody Bag
Conditions applyGiftseniorMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Senior; Customer: New customer • Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date. • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies. • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card. • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable. • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer. • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift. • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter. • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned. • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice. • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality. • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided. • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • Eligibility: Audience: senior · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated.
  • Application or registration is required.
  • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date.
  • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies.
  • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card.
  • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable.
  • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer.
  • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift.
  • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter.
  • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned.
  • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice.
  • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality.
  • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided.
  • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
  • DORAEMON Credit Card Welcome Offer Promotion Period: 2026-01-01 – 2026-12-31
Other
費用豁免:First 2 years annual fee waiver
Fee Waiversenior
——

This benefit does not apply to a purchase. • Audience: Senior • This is an annual-fee waiver, not a spending percentage. • The product page lists First 2 Years Annual Fee Waiver for the Dah Sing Doraemon Platinum Card. • The page does not state a separate application step, spending threshold, start date or supplementary-card scope for the waiver. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • Eligibility: Audience: senior
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is an annual fee waiver, not a spending percentage.
  • The product page lists First 2 Years Annual Fee Waiver for the Dah Sing Doraemon Platinum Card.
  • The page does not state a separate application step, spending threshold, start date or supplementary-card scope for the waiver.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
Other
分期優惠:Up to 60 days interest-free period
Financingsenior
——

This benefit does not apply to a purchase. • Audience: Senior • This is a time-based repayment feature, not a spending percentage. • The card-specific terms and the standalone Key Facts Statement state an interest-free period of up to 60 days. • No interest is charged when the monthly statement balance is paid in full by the due date. The period length depends on when the purchase is made within the statement cycle. • There is no interest-free period for Cash Advance, Smart Choice Balance Transfer Program or Cash Conversion Plan transactions. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • Eligibility: Audience: senior
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a time based repayment feature, not a spending percentage.
  • The card-specific terms and the standalone Key Facts Statement state an interest-free period of up to 60 days.
  • No interest is charged when the monthly statement balance is paid in full by the due date. The period length depends on when the purchase is made within the statement cycle.
  • There is no interest-free period for Cash Advance, Smart Choice Balance Transfer Program or Cash Conversion Plan transactions.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
2121/ICBCICBC Credit Card Platinum Mastercard Virtual CardICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image1.5%HK$15.00
ICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image
21ICBC

ICBC Credit Card Platinum Mastercard Virtual Card

Conditions apply

HK$15.001.5%
Calculation
Total savingHK$15.00
  • ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
Other offers
Other
ICBC Credit Card - Platinum Mastercard Virtual Card simplified application(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: application service • Application, registration or activation required. See conditions. • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof. • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: application service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof.
  • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
Other
ICBC Credit Card - Platinum Mastercard Virtual Card ready for use(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: digital-card availability • Application, registration or activation required. See conditions. • The card is ready to use after the application is approved. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: digital card availability · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use after the application is approved.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
Other
ICBC Credit Card - Platinum Mastercard Virtual Card dynamic-password payment security(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: payment-security feature • Application, registration or activation required. See conditions. • Payments use a dynamic password. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: payment security feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • Payments use a dynamic password.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
Other
ICBC Credit Card - Platinum Mastercard Virtual Card shared credit limit up to HK$30,000
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: credit facility • Application, registration or activation required. See conditions. • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: credit facility · Period: not stated · Type: not stated
  • Application or registration is required.
  • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
Other
ICBC Credit Card - Platinum Mastercard Virtual Card online cardless payments(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: online-payment feature • Application, registration or activation required. See conditions. • The virtual card can be used for online shopping and cardless payment. • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: online payment feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • The virtual card can be used for online shopping and cardless payment.
  • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.
2222/ICBCICBC Credit Card Visa Platinum Virtual CardICBC Credit Card Visa Platinum Virtual Card1.5%HK$15.00
ICBC Credit Card Visa Platinum Virtual Card
22ICBC

ICBC Credit Card Visa Platinum Virtual Card

Conditions apply

HK$15.001.5%
Calculation
Total savingHK$15.00
  • ICBC Visa Platinum Virtual Card 1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source did not include full programme terms in the supplied files.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Visa Platinum Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Percentage note: Source did not include full programme terms in the supplied files.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
Other offers
Other
ICBC Visa Platinum Virtual Card simplified application(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Application, registration or activation required. See conditions. • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.
Other
ICBC Visa Platinum Virtual Card ready for use(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Use is available after the card application is approved.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Use is available after the card application is approved.
Other
ICBC Visa Platinum Virtual Card dynamic-password payment(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
Other
ICBC Visa Platinum Virtual Card online shopping(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The page states that the virtual card can pay for online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page states that the virtual card can pay for online shopping.
Other
ICBC Visa Platinum Virtual Card Apple Pay convenience(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay. • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay.
  • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.
2323/ICBCICBC Digital Credit CardICBC Digital Credit Card1.5%HK$15.00
ICBC Digital Credit Card
23ICBC

ICBC Digital Credit Card

Conditions apply

HK$15.001.5%
Calculation
Total savingHK$15.00
  • ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.
Other offers
Other
ICBC Virtual Card simplified application(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: card application service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
  • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
Other
ICBC Virtual Card ready for use(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: virtual card access · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.
Other
ICBC Virtual Card dynamic-password payments(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
  • Application or registration is required.
Online shopping
ICBC Virtual Card cardless online shopping(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cardless online shopping feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page states that customers can use the virtual card for online shopping.
Apple Pay
ICBC Visa and UnionPay Virtual Cards support Apple Pay(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Apple Pay card feature • Application, registration or activation required. See conditions. • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card. • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Apple Pay card feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
  • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.
2424/ICBCICBC Digital Dual Currency Credit CardICBC Digital Dual Currency Credit Card1.5%HK$15.00
ICBC Digital Dual Currency Credit Card
24ICBC

ICBC Digital Dual Currency Credit Card

Conditions apply

HK$15.001.5%
Calculation
Total savingHK$15.00
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.
2525/ICBCICBC Dual Currency Credit Card UnionPay Platinum Virtual CardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$15.00
ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card
25ICBC

ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card

Conditions apply

HK$15.001.5%
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate
HK$15.001.5%
Cashback
Calculation
Total savingHK$15.00
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
Other offers
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card ready to use upon approval(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: card readiness • Application, registration or activation required. See conditions. • The card is ready to use after application approval. • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app. • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof. • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: card readiness · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use after application approval.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app.
  • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
  • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card dynamic-password payments(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card shared credit limit up to HK$30,000
Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit limit • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: credit limit · Period: not stated · Type: not stated
  • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card cardless online and Apple Pay payments(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless payment service • Application, registration or activation required. See conditions. • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card. • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay. • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cardless payment service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card.
  • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
2626/ICBCICBC Greater Bay Area Dual Currency Credit Card UnionPay DiamondICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond1.5%HK$15.00
ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond
26ICBC

ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$15.001.5%
Calculation
Total savingHK$15.00
  • ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate on local or overseas card spending
  • Applies to all eligible spending, subject to the conditions.
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Cash rebate on local or overseas card spending · Period: not stated · Type: unlimited
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.
Other offers
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending earns 3X bonus points
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: unlimited. • Limit applies to: 3X bonus-point reward on local or overseas card spending • Applies to all eligible spending, subject to the conditions. • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points. • The reward applies to local or overseas card spending without a stated limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: 3X bonus point reward on local or overseas card spending · Period: not stated · Type: unlimited
  • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points.
  • The reward applies to local or overseas card spending without a stated limit.
Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 12-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.
Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 24-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.
Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 36-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.
Transport
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card designated transport payment and travel convenience(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses. • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses.
  • The source states payment and travel convenience but gives no monetary value, discount, or access limit.
Overseas spending
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card foreign-exchange handling-fee waiver(優惠值未列明)
Fee Waiver
——

Category or merchant does not match. • Limit applies to: No cap or limit is stated. • Eligible categories: 海外簽賬, 中國內地簽賬 • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 / 中國內地簽賬 · Type: category
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card QR-code payment via UnionPay App(優惠值未列明)
Conditions applyOther
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card UnionPay global discounts(優惠值未列明)
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: No cap or limit is stated. • Eligible categories: 其他 • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card mobile-payment spending in Mainland China or overseas up to 5% extra cash rebate
Conditions applyCashbackMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Additional promotional cash rebate per customer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Phase Spend Min: 4000 • Eligible categories: 中國內地簽賬, 海外簽賬 • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent. • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card. • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply. • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota. • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027. • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms. • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 / 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Requirements: Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 200 · Applies to: Additional promotional cash rebate per customer · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent.
  • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card.
  • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply.
  • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota.
  • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027.
  • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms.
  • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.
2727/ICBCICBC Horoscope Credit Card Visa SignatureICBC Horoscope Credit Card Visa Signature1.5%HK$15.00
ICBC Horoscope Credit Card Visa Signature
27ICBC

ICBC Horoscope Credit Card Visa Signature

Conditions apply

HK$15.001.5%
Other
現金回贈:1.5% cash rebate
HK$15.001.5%
Cashback
Calculation
Total savingHK$15.00
  • 現金回贈:1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card - Visa Signature Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈:1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card Visa Signature Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
Other offers
Other
卡片優惠:Choice of horoscope cardface design when applying
Conditions applyOther
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card design feature, not a percentage reward.
  • Application or registration is required.
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
Other
分期優惠:12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a financing flat rate and APR, not a spending reward percentage.
  • Application or registration is required.
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
Insurance
保險:Personal Accident Insurance up to US$500,000 per insured person
TravelCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • This is an insurance coverage benefit, not a percentage reward. • Limit: 500000 USD • Limit applies to: Personal accident insurance limit per insured person • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms. • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance. • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA. • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy. • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive. • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member. • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination. • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card. • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service. • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities. • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: Personal accident insurance limit per insured person · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is an insurance coverage benefit, not a percentage reward.
  • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
  • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
  • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
  • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy.
  • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
  • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
  • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
  • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
  • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service.
  • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
  • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
  • Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23
Other
卡片優惠:Visa Contactless Payment by tapping the card
Other
——

This benefit does not apply to a purchase. • This is a card payment feature, not a percentage reward. • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment. • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card payment feature, not a percentage reward.
  • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment.
  • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.
2828/ICBCICBC Horoscope Dual Currency Credit Card UnionPay DiamondICBC Horoscope Dual Currency Credit Card UnionPay Diamond1.5%HK$15.00
ICBC Horoscope Dual Currency Credit Card UnionPay Diamond
28ICBC

ICBC Horoscope Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$15.001.5%
Other
現金回贈:1.5% cash rebate
HK$15.001.5%
Cashback
Calculation
Total savingHK$15.00
  • 現金回贈:1.5% cash rebate: HK$15.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈:1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
Other offers
Other
卡片優惠:Choice of horoscope cardface design when applying
Conditions applyOther
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card design feature, not a percentage reward.
  • Application or registration is required.
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
Other
分期優惠:12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a financing flat rate and APR, not a spending reward percentage.
  • Application or registration is required.
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
Other
卡片優惠:Payment and travel convenience across the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no numeric rate is stated. • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card. • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending payment and travel convenience feature; no numeric rate is stated.
  • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card.
  • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card.
  • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
  • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.
Other
卡片優惠:HKD and RMB accounts in one card
Other
——

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • This is a card feature, not a transaction reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending dual currency card feature; no numeric rate is stated.
  • The card has both HKD and RMB accounts in one card.
  • Cardholders can spend with the local currency across Mainland China and Hong Kong.
  • This is a card feature, not a transaction reward.
Mobile payments
手機支付:UnionPay App binding for Hong Kong, Macao and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no numeric rate is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card. • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending mobile payment feature; no numeric rate is stated.
  • Application or registration is required.
  • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card.
  • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.
2929/CNCBICNCBI Jewel World MastercardCNCBI Jewel World Mastercard1.5%HK$15.00
CNCBI Jewel World Mastercard
29CNCBI

CNCBI Jewel World Mastercard

Conditions apply

HK$15.001.5%
Other
Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending
HK$11.001.1%
Conditions applyCashbackCap: HK$1,000.00 · per month
CapHK$11.00 / HK$1,000.00
Other
Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending
HK$4.000.4%
Cashback
Calculation
Total savingHK$15.00
  • Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending: HK$11.00
  • Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. 1.1% extra cash rebate per Eligible Account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 1000 HKD · Per Month
  • Limit applies to: 1.1% extra cash rebate per Eligible Account
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • Limit applies to: basic cash rebate
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.

Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 1000 · Applies to: 1.1% extra cash rebate per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • extra cash rebate promotion period: Now – 2026-12-31

Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: basic cash rebate · Period: not stated · Type: not stated
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.
  • Further program terms are linked but are not included in the retained source.
  • cash rebate promotion period: Now – 2026-12-31
Other offers
Dining
Jewel World Mastercard dining offers at a wide range of restaurants(優惠值未列明)
Lifestyle
——

Category or merchant does not match. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Applies to: dining offers · Period: not stated · Type: not stated
  • Percentage note: The retained page does not state a benefit amount or percentage.
  • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
  • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
  • The page links to Mastercard terms; the linked page was not used as evidence.
Travel
Jewel World Mastercard travel insurance with up to US$100,000 coverage per trip
Conditions applyTravel
——

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: insurance coverage · Period: not stated · Type: not stated
  • Percentage note: The source states a coverage amount, not a percentage reward.
  • Application or registration is required.
  • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
  • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
  • The stated protection is overseas medical coverage.
  • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
  • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
  • travel insurance offer: Now – 2026-12-31
Transport
Jewel World Mastercard airport limousine service at HK$350 per one-way ride
Conditions applyPromotional PriceCap: 2 uses · promotion total
——

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: preferential price one way airport limousine service · Period: promotion total · Type: limited · Unit: uses
  • Percentage note: The source states a preferential price but gives no comparison price.
  • Application or registration is required.
  • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
  • The cardmember can use the HK$350 one-way service twice.
  • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
  • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
  • The cardmember must send a booking request to the service provider by email or telephone.
  • airport limousine service: Now – 2026-12-31
Hotels
Jewel World Mastercard complimentary 12-month HoteLux Elite membership
Travel
——

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite membership · Period: not stated · Type: not stated
  • Percentage note: The source states a membership duration, not a percentage reward.
  • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
  • Room upgrade, early check-in, and late check-out are subject to availability.
  • The page says Mastercard terms apply; linked terms were not used as evidence.
Hotels
One free night at participating luxury hotels with Jewel World Mastercard
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Applies to: participating luxury hotel offer · Period: not stated · Type: not stated
  • Percentage note: The source states one free night, not a percentage or cash amount.
  • The complete list of eligible merchants is not available.
  • The page says the offer includes one free night and other offers at participating luxury hotels.
  • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
  • The offer is provided by Mastercard and is subject to related terms.
Hotels
Up to 10% off a hotel stay booked through Agoda with Jewel World Mastercard
Discount
——

Category or merchant does not match. • Limit applies to: Agoda hotel stay discount • Merchants: Agoda • Eligible merchants: agoda • The page says to book a stay through Agoda to receive the discount. • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda hotel stay discount · Period: not stated · Type: not stated
  • The page says to book a stay through Agoda to receive the discount.
  • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.
Sports and outdoors
50% off green fees at participating golf clubs with Jewel World Mastercard
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 運動及戶外 · Type: category
  • Benefit limit: Applies to: green fee discount · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
  • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
  • The offer is provided by Mastercard and is subject to terms not included in the retained source.
  • green fee offer: Now – 2026-12-31
Other
Jewel World Mastercard new-cardmember HK$1,000 welcome cash rebate
Conditions applyCashbackMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
  • Application or registration is required.
  • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
  • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: Now – 2026-12-31
Other
Jewel World Mastercard new-cardmember welcome earning of M$1 per HK$1 spent
Conditions applyPointsCap: 10,000 Motion$ · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 10000 · Applies to: Motion$ earned from eligible retail transactions in the first 2 months · Period: promotion total · Type: limited · Unit: Motion$
  • Percentage note: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
  • Application or registration is required.
  • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
  • Eligible transactions must be made in the first 2 months from card issuance.
  • The maximum is M$10,000, convertible to 10,000 Miles.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: Now – 2026-12-31
Other
CNCBI Jewel World Mastercard perpetual annual fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
  • Percentage note: The source states a perpetual annual fee waiver but gives no fee amount.
  • The page describes the annual fee waiver as perpetual.
Loans and installments
Jewel World Mastercard merchant installment plan(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: merchant installment plan · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.
Octopus
Jewel World Mastercard Octopus Automatic Add Value Service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Octopus Automatic Add Value Service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a service but states no amount or percentage benefit.
  • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.
Loans and installments
Jewel World Mastercard credit card cash-in installment program(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cash in installment program · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Loans and installments
Jewel World Mastercard retail purchase installment program(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: retail purchase installment program · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Apple Pay
Jewel World Mastercard mobile payment service with Apple Pay(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Apple Pay service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Google Pay
Jewel World Mastercard mobile payment service with Google Pay(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Google Pay service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Loans and installments
Jewel World Mastercard up to 57-day interest-fee repayment period
Financing
——

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: repayment period · Period: not stated · Type: not stated
  • Percentage note: The source gives a repayment period duration but no interest rate or percentage benefit.
  • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.
Hotels
Complimentary 1,000 HoteLux points with Jewel World Mastercard membership
Points
——

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · Period: not stated · Type: not stated
  • Percentage note: The source states a points amount, not a percentage rate.
  • Included in the complimentary 12-month HoteLux Elite membership.
  • The retained page does not state redemption terms or a cash conversion.
Hotels
Complimentary HoteLux Elite breakfast(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast(優惠值未列明) • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary HoteLux Elite breakfast(優惠值未列明) · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state the number of breakfasts or booking conditions.
Hotels
Complimentary HoteLux Elite room upgrade(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade(優惠值未列明) • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary HoteLux Elite room upgrade(優惠值未列明) · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Room upgrades are subject to availability.
Hotels
HoteLux Elite early check-in(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in(優惠值未列明) • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite early check in(優惠值未列明) · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Early check-in is subject to availability.
Hotels
HoteLux Elite late check-out(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out(優惠值未列明) • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite late check out(優惠值未列明) · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Late check-out is subject to availability.
Hotels
Up to US$200 in HoteLux hotel dining and spa credits
Gift
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Up to US$200 in HoteLux hotel dining and spa credits · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.
3030/ShanghaiShanghai Commercial Bank Business Credit CardShanghai Commercial Bank Business Credit Card1.4%HK$14.00
Shanghai Commercial Bank Business Credit Card
30Shanghai

Shanghai Commercial Bank Business Credit Card

Conditions apply

HK$14.001.4%
Other
現金回贈:1% Cash Rebate
HK$10.001%
Conditions applyCashback
Other
現金回贈:HK$1 Cash Rebate for every HK$250 purchase
HK$4.000.4%
Cashback
Calculation
Total savingHK$14.00
  • 現金回贈:1% Cash Rebate: HK$10.00
  • 現金回贈:HK$1 Cash Rebate for every HK$250 purchase: HK$4.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

現金回贈:1% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31

現金回贈:HK$1 Cash Rebate for every HK$250 purchase

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other offers
Overseas spending
海外簽賬:1.2% Cash Rebate
Conditions applyCashback
——

Category or merchant does not match. • Source-stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only. • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period. • Eligible overseas spending is any retail and online spending in foreign-currency transactions. • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions. • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement. • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate. • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred. • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible overseas spending is any retail and online spending in foreign-currency transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31
Other
現金回贈:HK$500 Free Spending Credit
Conditions applyCashbackMinimum spending: HK$7,000.00Cap: HK$500.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift. • Limit: 500 HKD · Promotion Total • Limit applies to: One Welcome Gift for each Eligible Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 7000 • Applies to all eligible spending, subject to the conditions. • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description. • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months. • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period. • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions. • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned. • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee. • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$7,000.00
  • Benefit limit: Amount: 500 · Applies to: One Welcome Gift for each Eligible Credit Card · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description.
  • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months.
  • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period.
  • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions.
  • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned.
  • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee.
  • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.
  • Mastercard Platinum Business Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2026-12-31
Insurance
保險:HK$500 supermarket coupon
Conditions applyGiftMinimum spending: HK$5,000.00Cap: HK$500.00 · promotion total
——

Category or merchant does not match. • Fixed supermarket coupon; the source does not state a percentage of the insurance premium. • Limit: 500 HKD · Promotion Total • Limit applies to: Each eligible General Insurance Policy arranged during the Promotion Period • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligible categories: 保險 • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period. • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card. • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong. • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$5,000.00
  • Benefit limit: Amount: 500 · Applies to: Each eligible General Insurance Policy arranged during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Fixed supermarket coupon; the source does not state a percentage of the insurance premium.
  • Application or registration is required.
  • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period.
  • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card.
  • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong.
  • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.
  • Selected Commercial Insurance Products Offer Promotion Period: 2025-02-17 – 2026-12-31
Insurance
保險:Free Corporate Liability
Other
——

This benefit does not apply to a purchase. • The page names a free corporate-liability benefit but gives no amount, coverage, cap, validity period or percentage. • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges. • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names a free corporate liability benefit but gives no amount, coverage, cap, validity period or percentage.
  • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges.
  • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.
Other
折扣優惠:Discounts on software and services for each Business Credit Card
Discount
——

This benefit does not apply to a purchase. • The page states a discount benefit but gives no rate or cap. • The page states that each Business Credit Card comes with a range of software and services discounts. • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally. • The external Easysavings Specials site is a link target and is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a discount benefit but gives no rate or cap.
  • The page states that each Business Credit Card comes with a range of software and services discounts.
  • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally.
  • The external Easysavings Specials site is a link target and is not used as evidence.
Other
費用豁免:Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
積分獎賞:Bonus Point Reward Scheme for the Visa Business Credit Card(優惠值未列明)
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免:Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
現金回贈:HK$1 Cash Rebate for every HK$250 purchase
Cashback
HK$4.000.4%

Not counted: this offer has the same calculation values as another offer. • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme. • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other
積分獎賞:Bonus Point Reward Scheme for the Dual Currency Diamond Corporate Credit Card(優惠值未列明)
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免:Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
分期優惠:Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a maximum number of days and payment conditions, not a spending percentage. • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days. • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills. • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a maximum number of days and payment conditions, not a spending percentage.
  • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days.
  • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills.
  • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.
  • KFS Effective Date: 2026-04-20 – Not stated
Other
費用豁免:Paper Statement Fee waived for Business / Corporate Credit Cards customers
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers. • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers.
  • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.
  • KFS Effective Date: 2026-04-20 – Not stated

Page purpose and comparison guide

What does this credit card comparison page do?

This page compares credit card rewards for Airlines using a HK$1,000 purchase. Discount Map uses AI-assisted collection and analysis to organise offer information, then applies calculation rules to estimate savings. Review cashback, discounts, eligible merchants and source terms before choosing how to pay.

Which credit card saves the most money?

The answer depends on the merchant, spending category, payment method, minimum purchase, registration and remaining reward cap. Default results favour relevance. Use savings sorting to compare calculated amounts. Category ranges distinguish estimates excluding merchant-specific offers from estimates including them; the upper figure requires the stated merchant conditions.

How are discounts and card rewards compared?

An immediate discount can reduce the card payment. Cashback may arrive later. Only supported combinations should be treated as compatible. Different credit cards are separate choices, so their rewards cannot be added together. Points and miles need a supported cash conversion before comparison with cash savings.

What should I check before using a result?

Open the source and confirm dates, eligible cards, transaction channels, quotas and caps. The calculation date identifies the snapshot, not personal eligibility. Coverage can be incomplete and terms can change. The highest supported estimate applies only to the compared purchase scenario. Choose the amount that matches your planned transaction, and compare the detailed conditions instead of relying on an advertised rate alone.

Discount Map · Check offer terms before you spend.Source date: Card source date not supplied · Calculated for: 2026-10-21