Spend well.
Get more back.

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The source states a single 1% spending-rebate rate and no cap. • Limit: unlimited. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi The Club Credit Card(Student). • The source states 1% spending rebate at other merchants with no cap. • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The source states a single 1% spending rebate rate and no cap.
• The benefit is displayed for Citi The Club Credit Card(Student).
• The source states 1% spending rebate at other merchants with no cap.
• The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate. • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate.
• The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

This benefit does not apply to a purchase. • Audience: Student • This is a card-service feature, not a percentage reward or a stated cap. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded. • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a card service feature, not a percentage reward or a stated cap.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded.
• The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Tunnel Tolls as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Tunnel Tolls as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Parking; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 停車場／泊車 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Parking as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 停車場／泊車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Parking; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Parking as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 汽油／電動車充電 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Electric Vehicle Charge Fees as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 汽油／電動車充電 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Electric Vehicle Charge Fees as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment-method list is stated in the local source. • Eligible categories: 手機支付 • The benefit is displayed for Citi Rewards Card (Student). • The source states 1% Points Rebate for all local Mobile payments. • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 手機支付 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment method list is stated in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states 1% Points Rebate for all local Mobile payments.
• The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards UnionPay Card(Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards UnionPay Card(Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on foreign-currency spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies foreign-currency spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on foreign currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies foreign-currency spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 本地餐飲 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies local dining spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies local dining spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states a points-to-mile earning ratio, not a cash-equivalent percentage. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi PremierMiles Card(Student). • The page states Up to HK$3 = 1 mile for overseas spending. • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a points to mile earning ratio, not a cash equivalent percentage.
• The benefit is displayed for Citi PremierMiles Card(Student).
• The page states Up to HK$3 = 1 mile for overseas spending.
• The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a points multiplier, not a cash-equivalent percentage. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi HKTVmall Card(Student). • The source states 5X points for non-HKTVmall spending every Monday. • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a points multiplier, not a cash equivalent percentage.
• The benefit is displayed for Citi HKTVmall Card(Student).
• The source states 5X points for non-HKTVmall spending every Monday.
• The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a 5% instant discount; no numeric cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: citi-hktvmall-card-payment-channel • Merchants: hktvmall • Eligible merchants: hktvmall • The benefit is displayed for Citi HKTVmall Card(Student). • The discount applies every Thursday at HKTVmall. • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels. • The local source does not state an expiry date or excluded-item list.

• Eligibility: Audience: student
• Eligible spending: Applies to: hktvmall · Type: merchant
• Requirements: Pay with: citi hktvmall card payment channel
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 5% instant discount; no numeric cap is stated.
• Application or registration is required.
• The benefit is displayed for Citi HKTVmall Card(Student).
• The discount applies every Thursday at HKTVmall.
• The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels.
• The local source does not state an expiry date or excluded-item list.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Apple Products and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Apple Products saving under the 2026 Campus Perk • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Benefit limit: Amount: 650 · Applies to: Apple Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Apple Products and a maximum saving of HK$650.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.
• 2026 Campus Perk Apple Products discount: Now – 2026-10-31

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 175 HKD · Per Transaction • Limit applies to: HK$3,500-HK$3,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 3500 • Eligibility: Transaction Spend Below: 4000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Requirements: Transaction Spend Below Cents: HK$4,000.00
• Benefit limit: Amount: 175 · Applies to: HK$3,500 HK$3,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 200 HKD · Per Transaction • Limit applies to: HK$4,000-HK$7,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 4000 • Eligibility: Transaction Spend Below: 8000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$4,000.00
• Requirements: Transaction Spend Below Cents: HK$8,000.00
• Benefit limit: Amount: 200 · Applies to: HK$4,000 HK$7,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 400 HKD · Per Transaction • Limit applies to: HK$8,000-HK$12,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 8000 • Eligibility: Transaction Spend Below: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$8,000.00
• Requirements: Transaction Spend Below Cents: HK$13,000.00
• Benefit limit: Amount: 400 · Applies to: HK$8,000 HK$12,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 650 HKD · Per Transaction • Limit applies to: HK$13,000 or above Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$13,000.00
• Benefit limit: Amount: 650 · Applies to: HK$13,000 or above Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products and a maximum saving of HK$400. • Limit: 400 HKD · Promotion Total • Limit applies to: Standard Windows Products saving under the 2026 Campus Perk • Minimum spend: Period: per_transaction; Spend: 5500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$5,500.00
• Benefit limit: Amount: 400 · Applies to: Standard Windows Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Windows Products and a maximum saving of HK$400.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.
• 2026 Campus Perk Windows Products standard discount: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Windows Products Flash Deal saving • Minimum spend: Period: per_transaction; Spend: 3500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650. • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Benefit limit: Amount: 650 · Applies to: Windows Products Flash Deal saving · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650.
• The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.
• 2026 Campus Perk Windows Products Flash Deal: Now – 2026-10-31

This benefit does not apply to a purchase. • Audience: Student • This is a financing term; the local KFS gives no percentage or fixed cash-equivalent comparison basis. • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025. • The KFS states an interest-free period of up to 58 days for retail purchases. • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a financing term; the local KFS gives no percentage or fixed cash equivalent comparison basis.
• The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025.
• The KFS states an interest-free period of up to 58 days for retail purchases.
• The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligibility: Phase Spend Min: 20000 • Eligible categories: 海外簽賬 • H • K • $ • 2 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • t • o • t • a • l • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • ( • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • ) • • i • n • • o • n • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • T • h • e • • t • i • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • o • v • e • r • s • e • a • s • • a • n • d • • o • n • l • i • n • e • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • , • • d • e • f • i • n • e • d • • a • s • • t • r • a • n • s • a • c • t • i • o • n • s • • s • e • t • t • l • e • d • • i • n • • c • u • r • r • e • n • c • i • e • s • • o • t • h • e • r • • t • h • a • n • • H • K • D • , • • C • N • Y • , • • o • r • • M • O • P • . • • T • h • e • • r • a • t • e • • i • s • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 3 • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$20,000.00
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• HK$20,000 or more total Eligible Transactions (local and overseas) in one statement cycle. The tier applies to eligible overseas and online foreign-currency transactions, defined as transactions settled in currencies other than HKD, CNY, or MOP. The rate is 12 Points (1 mile) per HK$3. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligibility: Phase Spend Below: 20000 • Eligible categories: 海外簽賬 • L • e • s • s • • t • h • a • n • • H • K • $ • 2 • 0 • , • 0 • 0 • 0 • • t • o • t • a • l • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • ( • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • ) • • i • n • • o • n • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • T • h • e • • t • i • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • o • v • e • r • s • e • a • s • • a • n • d • • o • n • l • i • n • e • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • , • • d • e • f • i • n • e • d • • a • s • • t • r • a • n • s • a • c • t • i • o • n • s • • s • e • t • t • l • e • d • • i • n • • c • u • r • r • e • n • c • i • e • s • • o • t • h • e • r • • t • h • a • n • • H • K • D • , • • C • N • Y • , • • o • r • • M • O • P • . • • T • h • e • • r • a • t • e • • i • s • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 4 • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend <: HK$20,000.00
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• Less than HK$20,000 total Eligible Transactions (local and overseas) in one statement cycle. The tier applies to eligible overseas and online foreign-currency transactions, defined as transactions settled in currencies other than HKD, CNY, or MOP. The rate is 12 Points (1 mile) per HK$4. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: No cap stated in the retained source. • Applies to all eligible spending, subject to the conditions. • T • h • e • • p • a • g • e • • a • n • d • • t • e • r • m • s • • s • t • a • t • e • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 8 • • l • o • c • a • l • • t • r • a • n • s • a • c • t • i • o • n • • p • o • s • t • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• The page and terms state 12 Points (1 mile) per HK$8 local transaction posted. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • l • a • b • e • l • s • • t • h • i • s • • a • • W • e • l • c • o • m • e • • O • f • f • e • r • • a • n • d • • s • t • a • t • e • s • • t • h • a • t • • 2 • 4 • 0 • , • 0 • 0 • 0 • • P • o • i • n • t • s • • e • q • u • a • l • • 2 • 0 • , • 0 • 0 • 0 • • M • i • l • e • s • . • • I • t • • d • i • r • e • c • t • s • • a • p • p • l • i • c • a • n • t • s • • t • o • • s • e • p • a • r • a • t • e • • w • e • l • c • o • m • e • - • o • f • f • e • r • • t • e • r • m • s • , • • w • h • i • c • h • • a • r • e • • n • o • t • • r • e • t • a • i • n • e • d • • i • n • • t • h • i • s • • s • o • u • r • c • e • • p • a • c • k • a • g • e • ; • • o • t • h • e • r • • d • a • t • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • • r • u • l • e • s • , • • e • n • r • o • l • m • e • n • t • • s • t • e • p • s • , • • a • n • d • • d • e • l • i • v • e • r • y • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• Application or registration is required.
• The page labels this a Welcome Offer and states that 240,000 Points equal 20,000 Miles. It directs applicants to separate welcome-offer terms, which are not retained in this source package; other dates, eligibility rules, enrolment steps, and delivery conditions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • A • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • u • s • e • • a • • d • e • s • i • g • n • a • t • e • d • • l • i • n • k • • o • r • • l • i • s • t • e • d • • p • l • a • t • f • o • r • m • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 2 • 0 • 2 • 6 • - • 1 • 1 • - • 1 • 3 • . • • N • e • w • • C • u • s • t • o • m • e • r • s • • h • a • v • e • • n • o • • c • u • r • r • e • n • t • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • a • n • d • • h • a • v • e • • n • o • t • • h • e • l • d • • o • r • • c • a • n • c • e • l • l • e • d • • o • n • e • • d • u • r • i • n • g • • t • h • e • • p • r • e • v • i • o • u • s • • 1 • 2 • • m • o • n • t • h • s • . • • F • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • s • • i • n • • d • e • g • r • e • e • • o • r • • d • i • p • l • o • m • a • • p • r • o • g • r • a • m • m • e • s • • a • t • • H • o • n • g • • K • o • n • g • • t • e • r • t • i • a • r • y • • i • n • s • t • i • t • u • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • r • e • w • a • r • d • • r • e • q • u • i • r • e • s • • e • n • a • b • l • i • n • g • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • p • u • s • h • • n • o • t • i • f • i • c • a • t • i • o • n • s • • a • n • d • • c • o • m • p • l • e • t • i • n • g • • f • i • v • e • • e • l • i • g • i • b • l • e • • d • i • g • i • t • a • l • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • I • t • • i • s • • l • i • m • i • t • e • d • • t • o • • t • h • e • • f • i • r • s • t • • 1 • , • 0 • 0 • 0 • • s • u • c • c • e • s • s • f • u • l • • E • l • i • g • i • b • l • e • • C • a • r • d • h • o • l • d • e • r • s • , • • i • s • • f • i • r • s • t • • c • o • m • e • • f • i • r • s • t • • s • e • r • v • e • d • • w • h • i • l • e • • s • t • o • c • k • s • • l • a • s • t • , • • a • n • d • • m • a • y • • b • e • • r • e • p • l • a • c • e • d • • a • t • • C • i • t • i • ' • s • • d • i • s • c • r • e • t • i • o • n • • w • i • t • h • • a • n • • H • K • $ • 5 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • c • a • n • • r • e • c • e • i • v • e • • o • n • e • • r • e • w • a • r • d • . • • T • h • e • • v • o • u • c • h • e • r • • m • u • s • t • • b • e • • r • e • d • e • e • m • e • d • • b • y • • a • • d • e • a • d • l • i • n • e • • t • h • a • t • • i • s • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • P • D • F • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • l • o • a • n • s • • a • n • d • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • R • D • • o • r • • o • n • l • i • n • e • • b • i • l • l • • a • n • d • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • a • n • d • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • C • i • t • i • • P • a • y • A • l • l • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • , • • d • y • n • a • m • i • c • • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • f • e • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • , • • u • n • p • o • s • t • e • d • , • • u • n • a • u • t • h • o • r • i • z • e • d • , • • f • r • a • u • d • u • l • e • n • t • , • • o • r • • a • b • u • s • i • v • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • a • r • d • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • w • a • r • d • • i • s • • n • o • t • • r • e • t • u • r • n • a • b • l • e • • o • r • • e • x • c • h • a • n • g • e • a • b • l • e • ; • • c • a • n • c • e • l • l • a • t • i • o • n • • w • i • t • h • i • n • • o • n • e • • y • e • a • r • • a • f • t • e • r • • a • c • c • e • p • t • a • n • c • e • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • c • h • a • r • g • e • • e • q • u • a • l • • t • o • • t • h • e • • r • e • w • a • r • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• Application or registration is required.
• A principal Citi PremierMiles Card application must use a designated link or listed platform during the promotion period and must be approved by 2026-11-13. New Customers have no current principal Citi Credit Card and have not held or cancelled one during the previous 12 months. Full-time students in degree or diploma programmes at Hong Kong tertiary institutions are excluded. The reward requires enabling Citi Mobile App push notifications and completing five eligible digital-wallet transactions within one month after card issuance. It is limited to the first 1,000 successful Eligible Cardholders, is first come first served while stocks last, and may be replaced at Citi's discretion with an HK$500 cash rebate. Each cardholder can receive one reward. The voucher must be redeemed by a deadline that is not stated in the retained PDF. Eligible transactions exclude FPS, Octopus add-value, cash advances, loans and installment-program loan amounts, IRD or online bill and utility payments, insurance, charity and non-profit payments, Citi PayAll, mutual funds, fees, dynamic currency conversion fees, casino transactions, and cancelled, refunded, unposted, unauthorized, fraudulent, or abusive transactions. Card account must remain valid and in good standing. The reward is not returnable or exchangeable; cancellation within one year after acceptance may result in a charge equal to the reward. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• New Customer Limited-Time Offer for the Peninsula Hong Kong Cake E-Voucher: 2026-09-14 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • i • s • • i • s • • t • h • e • • a • l • t • e • r • n • a • t • i • v • e • • r • e • w • a • r • d • • C • i • t • i • • m • a • y • • g • r • a • n • t • • i • n • s • t • e • a • d • • o • f • • t • h • e • • P • e • n • i • n • s • u • l • a • • H • o • n • g • • K • o • n • g • • C • a • k • e • • E • - • V • o • u • c • h • e • r • • w • h • e • n • • t • h • e • • o • f • f • e • r • • i • s • • f • i • r • s • t • • c • o • m • e • • f • i • r • s • t • • s • e • r • v • e • d • • a • n • d • • w • h • i • l • e • • s • t • o • c • k • s • • l • a • s • t • . • • I • t • • u • s • e • s • • t • h • e • • s • a • m • e • • n • e • w • - • c • u • s • t • o • m • e • r • , • • c • a • r • d • - • a • p • p • l • i • c • a • t • i • o • n • , • • a • p • p • r • o • v • a • l • , • • p • u • s • h • - • n • o • t • i • f • i • c • a • t • i • o • n • , • • f • i • v • e • • d • i • g • i • t • a • l • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • e • l • i • g • i • b • l • e • - • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • , • • a • n • d • • o • n • e • - • r • e • w • a • r • d • - • p • e • r • - • c • a • r • d • h • o • l • d • e • r • • c • o • n • d • i • t • i • o • n • s • • a • s • • t • h • e • • c • a • k • e • • o • f • f • e • r • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• Application or registration is required.
• This is the alternative reward Citi may grant instead of the Peninsula Hong Kong Cake E-Voucher when the offer is first come first served and while stocks last. It uses the same new-customer, card-application, approval, push-notification, five digital-wallet transactions, eligible-transaction exclusions, account-status, and one-reward-per-cardholder conditions as the cake offer. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Alternative reward in the New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 450000 HKD • Limit applies to: Travel Accident Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 450000 · Applies to: Travel Accident Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 150000 HKD • Limit applies to: Emergency Medical Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 150000 · Applies to: Emergency Medical Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 5000 HKD • Limit applies to: Journey Cancellation Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 5000 · Applies to: Journey Cancellation Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 6000 HKD • Limit applies to: Baggage Loss Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6000 · Applies to: Baggage Loss Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 2000 HKD • Limit applies to: Travel Delay Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2000 · Applies to: Travel Delay Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 12 items · Per Year • Limit applies to: complimentary lounge visits per cardholder in each calendar year • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • e • a • c • h • • r • e • c • e • i • v • e • • u • p • • t • o • • 1 • 2 • • v • i • s • i • t • s • • t • o • • s • e • l • e • c • t • e • d • • P • l • a • z • a • • P • r • e • m • i • u • m • • L • o • u • n • g • e • s • • i • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • y • e • a • r • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • s • p • e • n • d • i • n • g • • p • e • r • • l • o • u • n • g • e • • a • c • c • e • s • s • • w • i • t • h • i • n • • 3 • 0 • • d • a • y • s • • a • f • t • e • r • • t • h • e • • v • i • s • i • t • ; • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • • c • o • u • n • t • s • • t • o • g • e • t • h • e • r • . • • I • f • • t • h • e • • r • e • q • u • i • r • e • m • e • n • t • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • i • s • • c • h • a • r • g • e • d • • H • K • $ • 2 • 5 • 0 • • f • o • r • • t • h • a • t • • a • c • c • e • s • s • . • • E • a • c • h • • a • c • c • e • s • s • • a • b • o • v • e • • t • h • e • • 1 • 2 • - • v • i • s • i • t • • a • l • l • o • w • a • n • c • e • • a • l • s • o • • c • o • s • t • s • • H • K • $ • 2 • 5 • 0 • , • • a • n • d • • e • a • c • h • • a • c • c • o • m • p • a • n • y • i • n • g • • g • u • e • s • t • • c • o • s • t • s • • H • K • $ • 2 • 5 • 0 • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • l • o • a • n • s • • a • n • d • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • I • R • D • • p • a • y • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • o • n • l • i • n • e • • b • i • l • l • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • F • P • S • , • • a • n • d • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • , • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 12 · Applies to: complimentary lounge visits per cardholder in each calendar year · Period: per year · Type: limited · Unit: items
• Principal and supplementary cardholders can each receive up to 12 visits to selected Plaza Premium Lounges in each calendar year. Each cardholder must make HK$5,000 of eligible local or overseas spending per lounge access within 30 days after the visit; principal and supplementary spending counts together. If the requirement is not met, the cardholder is charged HK$250 for that access. Each access above the 12-visit allowance also costs HK$250, and each accompanying guest costs HK$250. Exclusions include cash advances, loans and installment-program loan amounts, fees and charges, IRD payments, casino transactions, online bills, insurance, charity or non-profit payments, FPS, and cancelled, refunded, or unposted transactions. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligible categories: 旅遊預訂 • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • a • n • • o • f • f • e • r • • o • f • • u • p • • t • o • • H • K • $ • 3 • 0 • 0 • • o • f • f • • b • u • s • i • n • e • s • s • - • c • l • a • s • s • • f • l • i • g • h • t • • t • i • c • k • e • t • s • • w • h • e • n • • u • s • i • n • g • • a • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • a • n • d • • g • i • v • e • s • • a • n • • e • n • d • • d • a • t • e • • o • f • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • , • • s • o • • t • h • e • • m • e • r • c • h • a • n • t • , • • q • u • a • l • i • f • y • i • n • g • • s • p • e • n • d • , • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • m • e • t • h • o • d • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊預訂 · Type: category
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• The page states an offer of up to HK$300 off business-class flight tickets when using a Citi Credit Card and gives an end date of 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained, so the merchant, qualifying spend, and redemption method are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Business-class flight-ticket bookings: Now – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Merchants: trip-com • Eligible merchants: trip-com • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • u • p • • t • o • • H • K • $ • 2 • 0 • 0 • • o • f • f • • f • l • i • g • h • t • • b • o • o • k • i • n • g • s • • a • t • • T • r • i • p • . • c • o • m • • w • i • t • h • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • s • • t • h • r • o • u • g • h • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • ; • • m • i • n • i • m • u • m • • s • p • e • n • d • , • • c • o • d • e • s • , • • a • n • d • • b • o • o • k • i • n • g • • r • e • s • t • r • i • c • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: trip com · Type: merchant
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• The page states up to HK$200 off flight bookings at Trip.com with Citi Credit Cards through 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained; minimum spend, codes, and booking restrictions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
• Trip.com flight bookings: Now – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • a • d • d • r • e • s • s • e • s • • e • x • i • s • t • i • n • g • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • m • e • m • b • e • r • s • • a • n • d • • s • t • a • t • e • s • • t • h • a • t • • a • • r • e • f • e • r • r • e • r • • w • h • o • • s • u • c • c • e • s • s • f • u • l • l • y • • r • e • f • e • r • s • • t • h • r • e • e • • f • r • i • e • n • d • s • • c • a • n • • e • a • r • n • • a • n • • H • K • $ • 3 • , • 3 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • F • u • l • l • • r • e • f • e • r • r • a • l • • e • l • i • g • i • b • i • l • i • t • y • , • • d • e • a • d • l • i • n • e • s • , • • a • n • d • • p • a • y • m • e • n • t • • t • e • r • m • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
• Application or registration is required.
• The page addresses existing Citi Credit Cardmembers and states that a referrer who successfully refers three friends can earn an HK$3,300 cash rebate. Full referral eligibility, deadlines, and payment terms are available only through a linked page that is not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Category or merchant does not match. • Limit applies to: Nadaman (Kowloon Shangri-La) designated set menu: buy one, get one free • Merchants: nadaman • Eligible merchants: nadaman • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Wateshoku Iro-dori Set Lunch HK$395; Omakase Kaiseki Set Dinner HK$1,838. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 2 days ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.

• Eligibility: Audience: all
• Eligible spending: Applies to: nadaman · Type: merchant
• Benefit limit: Applies to: Nadaman (Kowloon Shangri La) designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Wateshoku Iro-dori Set Lunch HK$395; Omakase Kaiseki Set Dinner HK$1,838. Applicable Lunch and dinner Monday-Sunday.
• Reserve through the designated contact at least 2 days ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Shang Palace designated set menu: buy one, get one free • Merchants: shang-palace • Eligible merchants: shang-palace • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Set Dinner HK$1,328. Applicable Dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.

• Eligibility: Audience: all
• Eligible spending: Applies to: shang palace · Type: merchant
• Benefit limit: Applies to: Shang Palace designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Designated Set Dinner HK$1,328. Applicable Dinner Monday-Sunday.
• Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Ami designated set menu: buy one, get one free • Merchants: ami • Eligible merchants: ami • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Tasting Dinner HK$1,288 or HK$1,588. Applicable Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

• Eligibility: Audience: all
• Eligible spending: Applies to: ami · Type: merchant
• Benefit limit: Applies to: Ami designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Selected Tasting Dinner HK$1,288 or HK$1,588. Applicable Monday-Sunday.
• Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Arbor designated set menu: buy one, get one free • Merchants: arbor • Eligible merchants: arbor • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,988. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

• Eligibility: Audience: all
• Eligible spending: Applies to: arbor · Type: merchant
• Benefit limit: Applies to: Arbor designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,988. Applicable Lunch and dinner Monday-Sunday.
• Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: ÉPURE designated set menu: buy one, get one free • Merchants: epure • Eligible merchants: epure • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,388 or HK$1,688. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

• Eligibility: Audience: all
• Eligible spending: Applies to: epure · Type: merchant
• Benefit limit: Applies to: ÉPURE designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,388 or HK$1,688. Applicable Lunch and dinner Monday-Sunday.
• Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Beefbar designated set menu: buy one, get one free • Merchants: beefbar • Eligible merchants: beefbar • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Lunch Menu HK$650; Designated Dinner Menu HK$1,380. Applicable Lunch Monday-Friday; dinner Monday-Saturday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include festive days and other special-event dates.

• Eligibility: Audience: all
• Eligible spending: Applies to: beefbar · Type: merchant
• Benefit limit: Applies to: Beefbar designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Designated Lunch Menu HK$650; Designated Dinner Menu HK$1,380. Applicable Lunch Monday-Friday; dinner Monday-Saturday.
• Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include festive days and other special-event dates.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Chiu Tang designated set menu: buy one, get one free • Merchants: chiu-tang • Eligible merchants: chiu-tang • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Menu HK$1,280. Applicable Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 22 December 2026 and other special events.

• Eligibility: Audience: all
• Eligible spending: Applies to: chiu tang · Type: merchant
• Benefit limit: Applies to: Chiu Tang designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Designated Menu HK$1,280. Applicable Monday-Sunday.
• Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
• Blackout dates include 22 December 2026 and other special events.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: SOMM designated set menu: buy one, get one free • Merchants: somm • Eligible merchants: somm • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398; SOMMkind of Royale Brunch Menu HK$1,318. Applicable Dinner Monday-Sunday; brunch Saturday, Sunday and public holidays. • Reserve through the designated contact at least 2 days ahead; supply is limited. • Blackout dates include 9-10 May 2026, 20-21 June 2026 and other festive days or special-event dates.

• Eligibility: Audience: all
• Eligible spending: Applies to: somm · Type: merchant
• Benefit limit: Applies to: SOMM designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398; SOMMkind of Royale Brunch Menu HK$1,318. Applicable Dinner Monday-Sunday; brunch Saturday, Sunday and public holidays.
• Reserve through the designated contact at least 2 days ahead; supply is limited.
• Blackout dates include 9-10 May 2026, 20-21 June 2026 and other festive days or special-event dates.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Embla designated set menu: buy one, get one free • Merchants: embla • Eligible merchants: embla • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Lunch Menu HK$688; Designated Dinner Menu HK$1,288. Applicable Lunch Wednesday-Saturday; dinner Tuesday-Saturday. • Advance reservation required; give dietary restrictions at least 48 hours ahead; credit-card guarantee and 48-hour cancellation policy apply. • Not valid on festive days or other special-event dates when special menus are served.

• Eligibility: Audience: all
• Eligible spending: Applies to: embla · Type: merchant
• Benefit limit: Applies to: Embla designated set menu: buy one, get one free · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
• Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
• The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
• Eligible menus and prices: Designated Lunch Menu HK$688; Designated Dinner Menu HK$1,288. Applicable Lunch Wednesday-Saturday; dinner Tuesday-Saturday.
• Advance reservation required; give dietary restrictions at least 48 hours ahead; credit-card guarantee and 48-hour cancellation policy apply.
• Not valid on festive days or other special-event dates when special menus are served.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: AIRSIDE Cafe 10% off a la carte menu • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: airside-cafe • Eligible merchants: airside-cafe • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Minimum spend HK$500. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.

• Eligibility: Audience: all
• Eligible spending: Applies to: airside cafe · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$500.00
• Benefit limit: Applies to: AIRSIDE Cafe 10% off a la carte menu · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Minimum spend HK$500. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability.
• Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.
• BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: WATERMARK complimentary house red wine bottle valued at HK$390 • Minimum spend: Period: per_transaction; Spend: 1200 • Merchants: watermark • Eligible merchants: watermark • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • One complimentary bottle with spending of HK$1,200. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.

• Eligibility: Audience: all
• Eligible spending: Applies to: watermark · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$1,200.00
• Benefit limit: Applies to: WATERMARK complimentary house red wine bottle valued at HK$390 · Period: not stated · Type: not stated
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• One complimentary bottle with spending of HK$1,200. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability.
• Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.
• BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-10-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000-point monthly shared local-dining and pet cap equals HK$400. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 400 HKD · Per Month • Limit applies to: Eligible local dining and pet transactions combined for the card account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 本地餐飲 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points. • Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants. • Foreign-currency dining spending is deemed to be travel spending. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000-point monthly shared local-dining and pet cap equals HK$400. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 400 HKD · Per Month • Limit applies to: Eligible local dining and pet transactions combined for the card account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 寵物用品 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 250,000-point monthly travel cap equals HK$1,000. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 1000 HKD · Per Month • Limit applies to: Eligible foreign-currency retail transactions • Eligibility: Phase Spend Min: 5000 • Eligible categories: 海外簽賬 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Eligible travel transactions are retail transactions made and settled in foreign currency; foreign-currency transactions settled in HKD are excluded. First HK$25,000 of travel spend reaches the monthly cap of 250,000 points; the three categories share an overall monthly maximum of 300,000 points. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible retail transactions made and settled in foreign currency after at least HK$5,000 in eligible retail spending in each calendar month. Transactions settled in HKD do not qualify. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 1000 · Applies to: Eligible foreign currency retail transactions · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 250,000 point monthly travel cap equals HK$1,000. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible travel transactions are retail transactions made and settled in foreign currency; foreign-currency transactions settled in HKD are excluded. First HK$25,000 of travel spend reaches the monthly cap of 250,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible retail transactions made and settled in foreign currency after at least HK$5,000 in eligible retail spending in each calendar month. Transactions settled in HKD do not qualify. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: Qatar Airways: 15% off eligible air tickets • Application, registration or activation required. See conditions. • Merchants: qatar-airways • Eligible merchants: qatar-airways • Book flights on the Qatar Airways website. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • Only flights from Hong Kong to listed destinations and the listed fare classes qualify. Discount applies to regular base fare only; taxes, fuel surcharges and other charges are excluded. • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. Quotas and booking-class availability are limited; cannot combine with other promotions, VIP discounts or special rates. • Purchase through the designated Qatar Airways website, use the promo code, and pay with an eligible card. Sales and travel dates are 1 September 2026-31 August 2027. • Qatar Airways fare rules and additional terms are referenced but are not included in the retained PDFs. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: qatar airways · Type: merchant
• Benefit limit: Applies to: Qatar Airways: 15% off eligible air tickets · Period: not stated · Type: not stated
• Application or registration is required.
• Book flights on the Qatar Airways website.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Offers are subject to relevant terms and conditions.
• Only flights from Hong Kong to listed destinations and the listed fare classes qualify. Discount applies to regular base fare only; taxes, fuel surcharges and other charges are excluded.
• Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. Quotas and booking-class availability are limited; cannot combine with other promotions, VIP discounts or special rates.
• Purchase through the designated Qatar Airways website, use the promo code, and pay with an eligible card. Sales and travel dates are 1 September 2026-31 August 2027.
• Qatar Airways fare rules and additional terms are referenced but are not included in the retained PDFs.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-09-01 – 2027-08-31

This benefit does not apply to a purchase. • Limit applies to: Two complimentary Plaza Premium lounge visits • Eligibility: Phase Spend Min: 15000 • Merchants: plaza-premium-lounges, intervals-sky-bar-and-restaurant • Access can be shared with accompanying guests. • After HK$15,000 eligible card-account spend in each quarter, the main cardholder receives 2 complimentary visits. Q3/Q4 2026 access is valid until 30 June 2027. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • Only designated Plaza Premium lounges are covered; the list is referenced in a linked page. • The designated lounge list is linked but is not included in the retained PDFs. • Two complimentary accesses are available upon accumulated spending of HK$15,000 per quarter. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Visits can be shared with supplementary cardholders or guests; all users count. Access is limited to once per lounge per day. INTERVALS is limited to 90 minutes; Plaza Premium First is excluded.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$15,000.00
• Benefit limit: Applies to: Two complimentary Plaza Premium lounge visits · Period: not stated · Type: not stated
• Access can be shared with accompanying guests.
• After HK$15,000 eligible card-account spend in each quarter, the main cardholder receives 2 complimentary visits. Q3/Q4 2026 access is valid until 30 June 2027.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Offers are subject to relevant terms and conditions.
• Only designated Plaza Premium lounges are covered; the list is referenced in a linked page.
• The designated lounge list is linked but is not included in the retained PDFs.
• Two complimentary accesses are available upon accumulated spending of HK$15,000 per quarter.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Visits can be shared with supplementary cardholders or guests; all users count. Access is limited to once per lounge per day. INTERVALS is limited to 90 minutes; Plaza Premium First is excluded.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Limit applies to: PRIVATE i PETS: 20% off pet products and services • Merchants: private-i-pets • Eligible merchants: private-i-pets • Blackout dates: 15-31 December 2026 and 23 January-5 February 2027. Quota is limited, first come first served, and subject to availability. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • PRIVATE i PETS terms are referenced but are not included in the retained PDFs. • Pay with an eligible card for a single pet service or pet product; pre-order items and fixed-price products are excluded. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: private i pets · Type: merchant
• Benefit limit: Applies to: PRIVATE i PETS: 20% off pet products and services · Period: not stated · Type: not stated
• Blackout dates: 15-31 December 2026 and 23 January-5 February 2027. Quota is limited, first come first served, and subject to availability.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Offers are subject to relevant terms and conditions.
• PRIVATE i PETS terms are referenced but are not included in the retained PDFs.
• Pay with an eligible card for a single pet service or pet product; pre-order items and fixed-price products are excluded.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30

Category or merchant does not match. • Limit applies to: OneDegree Pet CEO Plan 25% off the first-year premium • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. Discounted premium is rounded to the nearest whole number; checkout shows the actual premium. • Offers are subject to relevant terms and conditions. • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs. • Purchase the Pet CEO Plan through the designated website, use promo code BOCCHEERS, and pay with an eligible card. • The discount applies to the first year's premium for OneDegree Pet CEO Plan. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: onedegree · Type: merchant
• Benefit limit: Applies to: OneDegree Pet CEO Plan 25% off the first year premium · Period: not stated · Type: not stated
• Application or registration is required.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. Discounted premium is rounded to the nearest whole number; checkout shows the actual premium.
• Offers are subject to relevant terms and conditions.
• Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs.
• Purchase the Pet CEO Plan through the designated website, use promo code BOCCHEERS, and pay with an eligible card.
• The discount applies to the first year's premium for OneDegree Pet CEO Plan.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30

Category or merchant does not match. • Limit applies to: OneDegree Pet CEO Plan free pet routine consultation voucher • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • One free voucher/coupon with successful Pet CEO Plan purchase through the designated website, using promo code BOCCHEERS and an eligible card. • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs. • The page states that the plan includes an extra pet health check coupon. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Applies to: onedegree · Type: merchant
• Benefit limit: Applies to: OneDegree Pet CEO Plan free pet routine consultation voucher · Period: not stated · Type: not stated
• Application or registration is required.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Offers are subject to relevant terms and conditions.
• One free voucher/coupon with successful Pet CEO Plan purchase through the designated website, using promo code BOCCHEERS and an eligible card.
• Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs.
• The page states that the plan includes an extra pet health check coupon.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Applies to all eligible spending, subject to the conditions. • Accumulate spending of HK$12,000 or above. • Application must be approved during the period. Activate the card and spend at least HK$12,000 in eligible transactions during the first month and following 2 calendar months after issuance; supplementary transactions combine with main-card spending. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Existing main-card holders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Only eligible transactions posted within 7 days count; listed exclusions apply. • Offers are subject to relevant terms and conditions. • Points are credited within 4 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs. • The Seoul return economy ticket redemption uses the Asia Miles rate as of 1 May 2026; the latest Asia Miles information prevails. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • Unless otherwise specified, the promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$12,000.00
• Benefit limit: Applies to: BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points · Period: not stated · Type: not stated
• Application or registration is required.
• Accumulate spending of HK$12,000 or above.
• Application must be approved during the period. Activate the card and spend at least HK$12,000 in eligible transactions during the first month and following 2 calendar months after issuance; supplementary transactions combine with main-card spending.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Existing main-card holders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Only eligible transactions posted within 7 days count; listed exclusions apply.
• Offers are subject to relevant terms and conditions.
• Points are credited within 4 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs.
• The Seoul return economy ticket redemption uses the Asia Miles rate as of 1 May 2026; the latest Asia Miles information prevails.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• Unless otherwise specified, the promotion runs until 31 December 2026.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Applies to all eligible spending, subject to the conditions. • Applicable to a new credit card customer holding a BOC Private Wealth or Wealth Management account. • Apply for the Infinite card and obtain approval during the promotion period; card must be issued by 28 February 2027. Fulfil the Infinite Welcome Offer spend requirement and hold a BOCHK Private Wealth or Wealth Management Account within the period. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Eligible transactions must post within 7 days. • Offers are subject to relevant terms and conditions. • Points are credited within 5 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • Unless otherwise specified, the promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$12,000.00
• Benefit limit: Applies to: BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points · Period: not stated · Type: not stated
• Application or registration is required.
• Applicable to a new credit card customer holding a BOC Private Wealth or Wealth Management account.
• Apply for the Infinite card and obtain approval during the promotion period; card must be issued by 28 February 2027. Fulfil the Infinite Welcome Offer spend requirement and hold a BOCHK Private Wealth or Wealth Management Account within the period.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Eligible transactions must post within 7 days.
• Offers are subject to relevant terms and conditions.
• Points are credited within 5 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• Unless otherwise specified, the promotion runs until 31 December 2026.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit: 100000 Gift Points · Promotion Total • Limit applies to: Base and extra supplementary-card offers combined per main-cardholder account • Application, registration or activation required. See conditions. • Apply for an Infinite supplementary card during the period, obtain approval, and make at least one transaction within 1 month after issuance. Points are credited to the main cardholder by 31 March 2027. • Apply for each supplementary card. • At least one transaction is required within one month after card issuance. • Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account during the promotion period. Gift Point programme terms are referenced but not included. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • The page states up to 100,000 Gift Points for supplementary-card rewards. • The promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 100000 · Applies to: Base and extra supplementary card offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: Gift Points
• Application or registration is required.
• Apply for an Infinite supplementary card during the period, obtain approval, and make at least one transaction within 1 month after issuance. Points are credited to the main cardholder by 31 March 2027.
• Apply for each supplementary card.
• At least one transaction is required within one month after card issuance.
• Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account during the promotion period. Gift Point programme terms are referenced but not included.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Offers are subject to relevant terms and conditions.
• The page states up to 100,000 Gift Points for supplementary-card rewards.
• The promotion runs until 31 December 2026.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite supplementary card: 2026-10-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit: 100000 Gift Points · Promotion Total • Limit applies to: Base and extra supplementary-card offers combined per main-cardholder account • Application, registration or activation required. See conditions. • At least one transaction is required within one month after card issuance. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Main cardholders must hold a BOC Private Wealth or Wealth Management account. • Meet the base supplementary-card requirements and hold a BOCHK Private Wealth or Wealth Management Account during the promotion period. • Offers are subject to relevant terms and conditions. • Points are credited to the main cardholder by 31 March 2027. Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account. Gift Point programme terms are referenced but not included. • The page states up to 100,000 Gift Points for supplementary-card rewards. • The promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 100000 · Applies to: Base and extra supplementary card offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: Gift Points
• Application or registration is required.
• At least one transaction is required within one month after card issuance.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Main cardholders must hold a BOC Private Wealth or Wealth Management account.
• Meet the base supplementary-card requirements and hold a BOCHK Private Wealth or Wealth Management Account during the promotion period.
• Offers are subject to relevant terms and conditions.
• Points are credited to the main cardholder by 31 March 2027. Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account. Gift Point programme terms are referenced but not included.
• The page states up to 100,000 Gift Points for supplementary-card rewards.
• The promotion runs until 31 December 2026.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite supplementary card: 2026-10-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite personal accident insurance（優惠值未列明） • Claim procedure, coverage scope, policy terms, and exclusions are referenced in a linked page. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Exact coverage, claims procedure, policy terms and exclusions are in insurer policy provisions not included in the retained PDFs. • Offers are subject to relevant terms and conditions. • Pay for transportation, accommodation and/or travel packages with the Infinite card; covered payments include deposits, travel expenses, flight charges and transport receipts. • Text states personal-accident protection including medical expenses and trip cancellation; medical and repatriation emergency services may be requested. Cardholder and spouse must be age 76 or below; legally dependent children must be unmarried and age 23 or below. • The Visa Infinite table states that flight tickets or accommodation must be paid with Cheers Card. • The source also requires relevant travel protection coverage. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Visa Signature is marked not applicable.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: BOC Cheers Visa Infinite personal accident insurance（優惠值未列明） · Period: not stated · Type: not stated
• Claim procedure, coverage scope, policy terms, and exclusions are referenced in a linked page.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Exact coverage, claims procedure, policy terms and exclusions are in insurer policy provisions not included in the retained PDFs.
• Offers are subject to relevant terms and conditions.
• Pay for transportation, accommodation and/or travel packages with the Infinite card; covered payments include deposits, travel expenses, flight charges and transport receipts.
• Text states personal-accident protection including medical expenses and trip cancellation; medical and repatriation emergency services may be requested. Cardholder and spouse must be age 76 or below; legally dependent children must be unmarried and age 23 or below.
• The Visa Infinite table states that flight tickets or accommodation must be paid with Cheers Card.
• The source also requires relevant travel protection coverage.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Visa Signature is marked not applicable.
• BOC Cheers Visa Infinite Card: 2026-10-01 – 2027-03-31

Category or merchant does not match. • Limit applies to: private pet pool party prize • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Registration is required. • The customer with the highest accumulated spending can win. • The page says registering and completing transactions gives a chance to win. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Benefit limit: Applies to: private pet pool party prize · Period: not stated · Type: not stated
• Application or registration is required.
• Registration is required.
• The customer with the highest accumulated spending can win.
• The page says registering and completing transactions gives a chance to win.
• Trade Promotion Competition Licence No. 61828-30.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.
• Pet experiences promotion: 2026-09-01 – 2026-10-31

Category or merchant does not match. • Limit applies to: pet lucky draw • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Customers with pet spending and/or retail spending can enter. • Registration is required. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Benefit limit: Applies to: pet lucky draw · Period: not stated · Type: not stated
• Application or registration is required.
• Customers with pet spending and/or retail spending can enter.
• Registration is required.
• Trade Promotion Competition Licence No. 61828-30.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.
• Pet experiences promotion: 2026-09-01 – 2026-10-31

Category or merchant does not match. • Limit applies to: pet lucky draw • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Customers with pet spending and/or retail spending can enter. • Registration is required. • The voucher is for PRIVATE i PETS. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Benefit limit: Applies to: pet lucky draw · Period: not stated · Type: not stated
• Application or registration is required.
• Customers with pet spending and/or retail spending can enter.
• Registration is required.
• The voucher is for PRIVATE i PETS.
• Trade Promotion Competition Licence No. 61828-30.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.
• Pet experiences promotion: 2026-09-01 – 2026-10-31

This benefit does not apply to a purchase. • Source did not include full programme terms in the supplied files. • Limit applies to: airport limousine service • The page names airport limousine service and directs users to Visa Infinite Card terms and conditions for full details. • The full offer terms are not stated in the retained HTML. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: airport limousine service · Period: not stated · Type: not stated
• Percentage note: Source did not include full programme terms in the supplied files.
• The page names airport limousine service and directs users to Visa Infinite Card terms and conditions for full details.
• The full offer terms are not stated in the retained HTML.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite main-card annual fee • The first-year annual fee for the main card is waived. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: BOC Cheers Visa Infinite main card annual fee · Period: not stated · Type: not stated
• The first-year annual fee for the main card is waived.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite supplementary-card annual fee • The page states a perpetual annual fee waiver for supplementary cards. • Offers are subject to relevant terms and conditions. • The Key Facts Statement lists the Infinite supplementary-card annual fee as HK$1,900.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: BOC Cheers Visa Infinite supplementary card annual fee · Period: not stated · Type: not stated
• The page states a perpetual annual fee waiver for supplementary cards.
• Offers are subject to relevant terms and conditions.
• The Key Facts Statement lists the Infinite supplementary-card annual fee as HK$1,900.

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite main-card annual fee • The annual fee is waived for main cardholders who hold a BOC Private Banking, Private Wealth, or Wealth Management account. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: BOC Cheers Visa Infinite main card annual fee · Period: not stated · Type: not stated
• The annual fee is waived for main cardholders who hold a BOC Private Banking, Private Wealth, or Wealth Management account.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.

This benefit does not apply to a purchase. • Limit applies to: miles redemption handling fee • The page states that the miles redemption handling fee is waived. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: miles redemption handling fee · Period: not stated · Type: not stated
• The page states that the miles redemption handling fee is waived.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.

This benefit does not apply to a purchase. • Limit applies to: Visa Personal Concierge Service • The service can assist with trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking. • The service is provided by Visa and is subject to Visa terms and conditions; details are referenced on a linked site. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Visa Personal Concierge Service · Period: not stated · Type: not stated
• The service can assist with trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking.
• The service is provided by Visa and is subject to Visa terms and conditions; details are referenced on a linked site.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Offers are subject to relevant terms and conditions.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 400 HKD · Promotion Total • Limit applies to: welcome reward • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers only. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • Welcome reward is issued as points and is subject to terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 400 · Applies to: welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• For new customers only.
• General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
• Welcome reward is issued as points and is subject to terms.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: online application welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers who apply online. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • This extra reward is issued as points and is subject to terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 200 · Applies to: online application welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• For new customers who apply online.
• General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
• This extra reward is issued as points and is subject to terms.

This benefit does not apply to a purchase. • Limited-time entitlement. • Coverage and redemption details are linked; no extra application rule is stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Limited-time entitlement.
• Coverage and redemption details are linked; no extra application rule is stated in the local source.

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable. • The first converted HK$6,000 of eligible JPY spending is covered. • The source examples restore the base amount before refunding the 1.95% fee.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Offer applies to AEON JCB cardholders issued by AEON.
• Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
• Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
• Qualifying transactions must be posted within 14 days after the relevant calendar phase.
• Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
• Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
• Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable.
• The first converted HK$6,000 of eligible JPY spending is covered.
• The source examples restore the base amount before refunding the 1.95% fee.
• AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
• AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra-reward cap 50,000 points per phase = HK$200; actual redemption options may change. • Limit: 200 HKD · Per Month • Limit applies to: Japan AEON extra reward per calendar phase • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • Franchise stores and concession merchants are excluded. • Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation. • The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Amount: 200 · Applies to: Japan AEON extra reward per calendar phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra reward cap 50,000 points per phase = HK$200; actual redemption options may change.
• Application or registration is required.
• The complete list of eligible merchants is not available.
• Offer applies to AEON JCB cardholders issued by AEON.
• Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
• Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
• Qualifying transactions must be posted within 14 days after the relevant calendar phase.
• Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
• Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
• Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
• Franchise stores and concession merchants are excluded.
• Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation.
• The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.
• AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
• AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

Merchant eligibility cannot be established from the incomplete source list. • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Use the electronic coupon obtained through the AEON HK app. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • The coupon is separate from the Japan AEON points reward and follows its own terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The complete list of eligible merchants is not available.
• Use the electronic coupon obtained through the AEON HK app.
• Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
• The coupon is separate from the Japan AEON points reward and follows its own terms.
• AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
• AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

Category or merchant does not match. • Eligible categories: 本地餐飲 • The local AEON JCB page states Hong Kong food spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The local AEON JCB page states Hong Kong food spending at up to 2% rebate.
• Detailed merchant, transaction, and validity rules are not stated in the local source.

Category or merchant does not match. • Eligible categories: 本地交通 • The local AEON JCB page states Hong Kong transport spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The local AEON JCB page states Hong Kong transport spending at up to 2% rebate.
• Detailed merchant, transaction, and validity rules are not stated in the local source.

Category or merchant does not match. • Merchants: AEON Stores • Eligible merchants: aeon-stores • Applies on the 2nd and 20th of each month. • The source describes this as an extra discount for Hong Kong AEON Stores.

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon stores · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Applies on the 2nd and 20th of each month.
• The source describes this as an extra discount for Hong Kong AEON Stores.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • AEON HK app is used to view virtual card details. • After confirmation, the virtual card can be used immediately; the source also describes mobile payment support. • This is a card feature, not a transaction reward.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• AEON HK app is used to view virtual card details.
• After confirmation, the virtual card can be used immediately; the source also describes mobile payment support.
• This is a card feature, not a transaction reward.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Available to specified AEON-issued cardholders and subject to AEON approval. • The plan is an interest-free loan equal to the purchase amount and requires monthly repayment. • Application is required; late or finance charges can apply if payments are not made.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Available to specified AEON-issued cardholders and subject to AEON approval.
• The plan is an interest-free loan equal to the purchase amount and requires monthly repayment.
• Application is required; late or finance charges can apply if payments are not made.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The service requires an application and an eligible AEON HKD card. • An applicant may link one own Octopus and up to three relatives' Octopus cards. • First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee. • This is a card service feature, not a spending reward.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The service requires an application and an eligible AEON HKD card.
• An applicant may link one own Octopus and up to three relatives' Octopus cards.
• First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee.
• This is a card service feature, not a spending reward.

Category or merchant does not match. • Limit: 300 HKD · Per Transaction • Limit applies to: Trip.com order • Merchants: Trip.com • Eligible merchants: trip-com • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel and flight bookings. • Maximum discount is HK$300 per order.

• Eligibility: Audience: all
• Eligible spending: Applies to: trip com · Type: merchant
• Benefit limit: Amount: 300 · Applies to: Trip.com order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Applies to global hotel and flight bookings.
• Maximum discount is HK$300 per order.
• Trip.com hotel and flight promotion: Now – 2026-12-31

Category or merchant does not match. • Limit: 30 USD · Per Transaction • Limit applies to: Agoda order • Merchants: Agoda • Eligible merchants: agoda • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel bookings. • Maximum discount is USD30 per order.

• Eligibility: Audience: all
• Eligible spending: Applies to: agoda · Type: merchant
• Benefit limit: Amount: 30 · Applies to: Agoda order · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Applies to global hotel bookings.
• Maximum discount is USD30 per order.
• Agoda hotel booking promotion: Now – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 items · Per Year • Limit applies to: specified Japan and Hawaii airport lounge uses • The annual service period is 1 April to the following 31 March. • Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions. • Hawaii lounge use has no same-day spending requirement. • If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6 · Applies to: specified Japan and Hawaii airport lounge uses · Period: per year · Type: limited · Unit: items
• The annual service period is 1 April to the following 31 March.
• Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions.
• Hawaii lounge use has no same-day spending requirement.
• If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.
• JCB airport lounge promotion: Now – 2027-03-31

This benefit does not apply to a purchase. • The source states priority reservation access for the Universal Studios Japan VIP private itinerary. • No validity date or separate application rule is stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The source states priority reservation access for the Universal Studios Japan VIP private itinerary.
• No validity date or separate application rule is stated in the local source.

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100000 • Merchants: 樂天超市 • Eligible merchants: rakuten-supermarket • Offer is for AEON JCB cardholders; individual merchant terms apply. • Qualifying spend threshold is KRW100,000.

• Eligibility: Audience: all
• Eligible spending: Applies to: rakuten supermarket · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100,000.00
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Qualifying spend threshold is KRW100,000.
• Rakuten supermarket promotion: Now – 2026-12-31

Category or merchant does not match. • Merchants: 松屋銀座 • Eligible merchants: matsuya-ginza • Offer is for AEON JCB cardholders; individual merchant terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: matsuya ginza · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Matsuya Ginza shopping promotion: Now – 2027-03-31

Category or merchant does not match. • Merchants: 多慶屋 • Eligible merchants: takeya • Offer is for AEON JCB cardholders; individual merchant terms apply. • No validity period is stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Applies to: takeya · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• No validity period is stated in the local source.

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: OK便利店 • Eligible merchants: ok-convenience-store • Offer is for AEON JCB cardholders; individual merchant terms apply. • One redemption per day per JCB cardholder. • Monthly quota is first come, first served until full.

• Eligibility: Audience: all
• Eligible spending: Applies to: ok convenience store · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$30.00
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• One redemption per day per JCB cardholder.
• Monthly quota is first come, first served until full.
• OK便利店 promotion: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: 香港國際機場星巴克 • Eligible merchants: starbucks-hong-kong-international-airport • Offer is for AEON JCB cardholders; individual merchant terms apply. • The order must include at least one medium or larger hand-made drink.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks hong kong international airport · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• The order must include at least one medium or larger hand-made drink.
• Hong Kong International Airport Starbucks promotion: Now – 2027-03-31

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 本地餐飲 • The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price. • The participating restaurant list is not complete in the local source. • Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price.
• The participating restaurant list is not complete in the local source.
• Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.

Category or merchant does not match. • Eligible categories: 購物 • The 0.4% basic rebate is part of the stated 2.5% total rebate. • The monthly maximum is based on the member's approved credit limit multiplied by the applicable rebate rate. The statement-cycle calculation applies. • Transactions must be posted. The source lists retail purchases, cash advances, and mail or phone order transactions; eligible retail transactions include local, overseas, and online transactions. • The Bank may debit the rebate amount for a transaction it considers ineligible. The Bank's decision in a dispute is final and binding. • The linked rewards-program terms are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The 0.4% basic rebate is part of the stated 2.5% total rebate.
• The monthly maximum is based on the member's approved credit limit multiplied by the applicable rebate rate. The statement-cycle calculation applies.
• Transactions must be posted. The source lists retail purchases, cash advances, and mail or phone order transactions; eligible retail transactions include local, overseas, and online transactions.
• The Bank may debit the rebate amount for a transaction it considers ineligible. The Bank's decision in a dispute is final and binding.
• The linked rewards-program terms are not present in this HTML.
• Credit card applicants must be aged 18 or above.
• Cash rebate promotion period: 2026-10-13 – 2026-12-31

Category or merchant does not match. • Limit: 3800 HKD · Per Month • Limit applies to: Extra cash rebate for eligible accounts, based on the transaction date on the monthly statement • Eligible categories: 購物 • The 2.1% extra rebate is part of the stated 2.5% total rebate. • Transactions must be posted. The source lists retail purchases, cash advances, and mail or phone order transactions; eligible retail transactions include local, overseas, and online transactions. • The Bank may debit the rebate amount for a transaction it considers ineligible. The Bank's decision in a dispute is final and binding. • The linked rewards-program terms are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Amount: 3800 · Applies to: Extra cash rebate for eligible accounts, based on the transaction date on the monthly statement · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The 2.1% extra rebate is part of the stated 2.5% total rebate.
• Transactions must be posted. The source lists retail purchases, cash advances, and mail or phone order transactions; eligible retail transactions include local, overseas, and online transactions.
• The Bank may debit the rebate amount for a transaction it considers ineligible. The Bank's decision in a dispute is final and binding.
• The linked rewards-program terms are not present in this HTML.
• Credit card applicants must be aged 18 or above.
• Cash rebate promotion period: 2026-10-13 – 2026-12-31

This benefit does not apply to a purchase. • The waiver applies when total account balance is HK$8,000,000 or above. • Total balance includes deposits and investments in the member's sole-name accounts and joint-name accounts where the member is the primary account holder, plus accumulated premiums paid for life insurance plans distributed by the Bank. • The waiver is given as an HK$3,800 cash rebate credited to the card account. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The waiver applies when total account balance is HK$8,000,000 or above.
• Total balance includes deposits and investments in the member's sole-name accounts and joint-name accounts where the member is the primary account holder, plus accumulated premiums paid for life insurance plans distributed by the Bank.
• The waiver is given as an HK$3,800 cash rebate credited to the card account.
• Credit card applicants must be aged 18 or above.

Merchant eligibility cannot be established from the incomplete source list. • For assistance, call the card concierge hotline at (852) 3017 2288. • The page refers to dining-offer terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• For assistance, call the card concierge hotline at (852) 3017 2288.
• The page refers to dining-offer terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Services listed include restaurant reservations, ticket booking, and gift sourcing. • For assistance, call (852) 3017 2288. The page refers to external terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Services listed include restaurant reservations, ticket booking, and gift sourcing.
• For assistance, call (852) 3017 2288. The page refers to external terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

Merchant eligibility cannot be established from the incomplete source list. • Available at 48 premium golf clubs across 15 Asia Pacific countries. • Only applies to CNCBI Jewel World Elite Mastercard cards issued in Hong Kong. • The offer is provided by Mastercard and is subject to terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Available at 48 premium golf clubs across 15 Asia Pacific countries.
• Only applies to CNCBI Jewel World Elite Mastercard cards issued in Hong Kong.
• The offer is provided by Mastercard and is subject to terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.
• Golf offer validity: Now – 2026-12-31

This benefit does not apply to a purchase. • Limit: 1 access · Per Year • Limit applies to: Priority Pass airport lounge access per calendar year • Application, registration or activation required. See conditions. • Access is to 1,400+ Priority Pass airport lounges worldwide. • Register for Priority Pass membership. For access, present the e-membership card, valid boarding pass, and CNCBI Jewel World Elite Mastercard Card. • The page says applicable terms and conditions apply; those terms are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1 · Applies to: Priority Pass airport lounge access per calendar year · Period: per year · Type: limited · Unit: access
• Application or registration is required.
• Access is to 1,400+ Priority Pass airport lounges worldwide.
• Register for Priority Pass membership. For access, present the e-membership card, valid boarding pass, and CNCBI Jewel World Elite Mastercard Card.
• The page says applicable terms and conditions apply; those terms are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Audience: other • Limit: 2 rides · Promotion Total • Limit applies to: Complimentary airport limousine service for eligible Private Banking customers • Application, registration or activation required. See conditions. • Requires Private Banking customer status. • Service is to or from Hong Kong International Airport or a listed designated overseas airport. Hong Kong service uses Mercedes-Benz S320 or Toyota Alphard; overseas service uses business class. • Submit the booking request at least 3 working days in advance through the stated provider email or phone number. • The linked service terms are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: Complimentary airport limousine service for eligible Private Banking customers · Period: promotion total · Type: limited · Unit: rides
• Application or registration is required.
• Requires Private Banking customer status.
• Service is to or from Hong Kong International Airport or a listed designated overseas airport. Hong Kong service uses Mercedes-Benz S320 or Toyota Alphard; overseas service uses business class.
• Submit the booking request at least 3 working days in advance through the stated provider email or phone number.
• The linked service terms are not present in this HTML.
• Credit card applicants must be aged 18 or above.
• Airport limousine offer: 2026-10-13 – 2026-12-31

This benefit does not apply to a purchase. • Audience: other • Limit: 1 ride · Promotion Total • Limit applies to: Complimentary airport limousine service for eligible CITICdiamond customers • Application, registration or activation required. See conditions. • Requires CITICdiamond customer status. • Service is to or from Hong Kong International Airport or a listed designated overseas airport. Hong Kong service uses Mercedes-Benz S320 or Toyota Alphard; overseas service uses business class. • Submit the booking request at least 3 working days in advance through the stated provider email or phone number. • The linked service terms are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1 · Applies to: Complimentary airport limousine service for eligible CITICdiamond customers · Period: promotion total · Type: limited · Unit: ride
• Application or registration is required.
• Requires CITICdiamond customer status.
• Service is to or from Hong Kong International Airport or a listed designated overseas airport. Hong Kong service uses Mercedes-Benz S320 or Toyota Alphard; overseas service uses business class.
• Submit the booking request at least 3 working days in advance through the stated provider email or phone number.
• The linked service terms are not present in this HTML.
• Credit card applicants must be aged 18 or above.
• Airport limousine offer: 2026-10-13 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 酒店 • The offer covers a collection of participating luxury hotels. Other hotel offers are also mentioned, but their values are not stated. • The offer is provided by Mastercard and is subject to terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• The offer covers a collection of participating luxury hotels. Other hotel offers are also mentioned, but their values are not stated.
• The offer is provided by Mastercard and is subject to terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Subject to availability. Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Subject to availability. Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Subject to availability. Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Subject to availability. Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Subject to availability. Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Subject to availability. Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Listed as a benefit of complimentary HoteLux Elite Plus membership. The page refers to additional terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • The page describes offers at a wide range of restaurants and names LUBUDS Group brands as examples; it does not state that the list is exclusive. • The offer is provided by Mastercard and is subject to terms that are not present in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page describes offers at a wide range of restaurants and names LUBUDS Group brands as examples; it does not state that the list is exclusive.
• The offer is provided by Mastercard and is subject to terms that are not present in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Eligibility: Payment Methods: eligible-card • Pay the entire cost of common-carrier tickets with the eligible card. • Coverage scope, exclusions, indemnity limits, and compensation are subject to the insurance policy, which is not present in this HTML. • AIG Asia Pacific Insurance Pte Ltd provides the insurance. The Bank states that it is not the provider and is not responsible for insurance liabilities or obligations. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: eligible card
• Benefit limit: Period: not stated · Type: not stated
• Pay the entire cost of common-carrier tickets with the eligible card.
• Coverage scope, exclusions, indemnity limits, and compensation are subject to the insurance policy, which is not present in this HTML.
• AIG Asia Pacific Insurance Pte Ltd provides the insurance. The Bank states that it is not the provider and is not responsible for insurance liabilities or obligations.
• Credit card applicants must be aged 18 or above.
• Travel insurance offer: 2026-10-13 – 2026-12-31

This benefit does not apply to a purchase. • Audience: other • The source states up to 50% coverage for family members. It does not state the base amount. • Eligibility: Payment Methods: eligible-card • Pay the entire cost of common-carrier tickets with the eligible card. • The source does not state the base amount for the 50% family coverage. • Coverage scope, exclusions, indemnity limits, and compensation are subject to the insurance policy, which is not present in this HTML. • AIG Asia Pacific Insurance Pte Ltd provides the insurance. The Bank states that it is not the provider and is not responsible for insurance liabilities or obligations. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Requirements: Pay with: eligible card
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states up to 50% coverage for family members. It does not state the base amount.
• Pay the entire cost of common-carrier tickets with the eligible card.
• The source does not state the base amount for the 50% family coverage.
• Coverage scope, exclusions, indemnity limits, and compensation are subject to the insurance policy, which is not present in this HTML.
• AIG Asia Pacific Insurance Pte Ltd provides the insurance. The Bank states that it is not the provider and is not responsible for insurance liabilities or obligations.
• Credit card applicants must be aged 18 or above.
• Travel insurance offer: 2026-10-13 – 2026-12-31

Category or merchant does not match. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned under the welcome offer • Application, registration or activation required. See conditions. • Eligible categories: 購物 • New cardmembers must successfully apply. The page defines them as applicants who do not currently hold, and have not cancelled, a principal CNCBI credit card in the 12 months before the month of approval. • Earn M$1 for each HK$1 of eligible retail transactions during the first 2 months from card issuance. The points are convertible to 10,000 Miles at the stated maximum. • Eligible retail transactions include local, overseas, online, mail, and phone-order transactions. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Amount: 10000 · Applies to: Motion$ earned under the welcome offer · Period: promotion total · Type: limited · Unit: point
• Application or registration is required.
• New cardmembers must successfully apply. The page defines them as applicants who do not currently hold, and have not cancelled, a principal CNCBI credit card in the 12 months before the month of approval.
• Earn M$1 for each HK$1 of eligible retail transactions during the first 2 months from card issuance. The points are convertible to 10,000 Miles at the stated maximum.
• Eligible retail transactions include local, overseas, online, mail, and phone-order transactions.
• Credit card applicants must be aged 18 or above.
• Welcome offer promotion period: 2026-10-13 – 2026-12-31

This benefit does not apply to a purchase. • The page lists an interest-free repayment period of up to 57 days but gives no further conditions in this HTML. • Credit card applicants must be aged 18 or above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page lists an interest-free repayment period of up to 57 days but gives no further conditions in this HTML.
• Credit card applicants must be aged 18 or above.

This benefit does not apply to a purchase. • Audience: other • The retained HTML identifies the audience as a Supplementary Card. • The HTML does not state the waiver conditions or application requirements.

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The retained HTML identifies the audience as a Supplementary Card.
• The HTML does not state the waiver conditions or application requirements.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD800 / HKD8,000 minimum eligible spend × 100 = 10% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD800. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡，並透過滙豐網頁、滙豐個人網上理財或香港滙豐流動理財應用程式申請。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$800獎賞錢與HK$600選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。 • 須網上申請。迎新推廣受未載於本HTML的條款約束。

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的迎新獎賞 · Period: promotion total · Type: limited · Unit: items
• Percentage note: Threshold equivalent calculation: HKD800 / HKD8,000 minimum eligible spend × 100 = 10% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD800.
• Application or registration is required.
• 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡，並透過滙豐網頁、滙豐個人網上理財或香港滙豐流動理財應用程式申請。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$800獎賞錢與HK$600選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 須網上申請。迎新推廣受未載於本HTML的條款約束。
• 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的獎賞錢回贈 • Application, registration or activation required. See conditions. • 須於推廣期內成功申請滙豐卓越理財信用卡基本卡。新客戶指處理申請時沒有滙豐已批核的個人信用卡基本卡。須在發卡後首60個曆日內啟動信用卡，並成功申請及獲批現金套現分期，提款額至少港幣20,000元，還款期至少12個月。戶口須在整個推廣期及獲享獎賞時有效且信用狀況良好。每名合資格持卡人只可獲享一次。獎賞錢會在銀行存入或轉賬提款金額後六個月內自動入賬。若在入賬前提早還款或取消計劃，不會獲得獎賞；入賬後提早還款或取消計劃，銀行可從信用卡扣回獎賞錢。獎賞不可兌換現金、提取現金或轉讓。信用卡、現金套現分期及獎賞錢條款仍適用。其他推廣條款可能限制同時領取多項優惠。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。 • 須為全新信用卡客戶；發卡後首60個曆日內啟動合資格信用卡，成功申請「現金套現」分期計劃，獲批提款額至少港幣20,000元，並選擇至少12個月還款期。額外回贈受未載於本HTML的推廣條款約束。

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的獎賞錢回贈 · Period: promotion total · Type: limited · Unit: items
• Application or registration is required.
• 須於推廣期內成功申請滙豐卓越理財信用卡基本卡。新客戶指處理申請時沒有滙豐已批核的個人信用卡基本卡。須在發卡後首60個曆日內啟動信用卡，並成功申請及獲批現金套現分期，提款額至少港幣20,000元，還款期至少12個月。戶口須在整個推廣期及獲享獎賞時有效且信用狀況良好。每名合資格持卡人只可獲享一次。獎賞錢會在銀行存入或轉賬提款金額後六個月內自動入賬。若在入賬前提早還款或取消計劃，不會獲得獎賞；入賬後提早還款或取消計劃，銀行可從信用卡扣回獎賞錢。獎賞不可兌換現金、提取現金或轉讓。信用卡、現金套現分期及獎賞錢條款仍適用。其他推廣條款可能限制同時領取多項優惠。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 須為全新信用卡客戶；發卡後首60個曆日內啟動合資格信用卡，成功申請「現金套現」分期計劃，獲批提款額至少港幣20,000元，並選擇至少12個月還款期。額外回贈受未載於本HTML的推廣條款約束。
• 全新信用卡客戶現金套現分期計劃推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 750000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣750,000元；表列原有金額為港幣1,000,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。 • 置地廣塲指定累積合資格交易額須達港幣750,000元；頁面列出的原額為港幣1,000,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼
• Eligible spending: Applies to: landmark · Type: merchant
• Requirements: Period spend ≥: HK$750,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣750,000元；表列原有金額為港幣1,000,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
• 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。
• 置地廣塲指定累積合資格交易額須達港幣750,000元；頁面列出的原額為港幣1,000,000元。累積期未列明。
• 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

Open source offer ↗

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 375000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣375,000元；表列原有金額為港幣500,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。 • 置地廣塲指定累積合資格交易額須達港幣375,000元；頁面列出的原額為港幣500,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼
• Eligible spending: Applies to: landmark · Type: merchant
• Requirements: Period spend ≥: HK$375,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣375,000元；表列原有金額為港幣500,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
• 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。
• 置地廣塲指定累積合資格交易額須達港幣375,000元；頁面列出的原額為港幣500,000元。累積期未列明。
• 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

Open source offer ↗

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 100000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財客戶，並須在整個推廣期維持該客戶資格及有效、正常的戶口。須於登記期內以滙豐卓越理財信用卡在置地廣塲作港幣合資格簽賬，淨額達港幣100,000元；表列原有金額為港幣150,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡；置地廣塲稱會在符合要求後14個工作天內辦理登記。簽賬資格由Mastercard或收單銀行按商戶編號或交易類別判定，淨額已扣除折扣、禮券及禮品卡。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier客戶，並須持有滙豐Premier Mastercard。 • 置地廣塲累積合資格交易額須達港幣100,000元；頁面列出的原額為港幣150,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據
• Eligible spending: Applies to: landmark · Type: merchant
• Requirements: Period spend ≥: HK$100,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用於滙豐卓越理財客戶，並須在整個推廣期維持該客戶資格及有效、正常的戶口。須於登記期內以滙豐卓越理財信用卡在置地廣塲作港幣合資格簽賬，淨額達港幣100,000元；表列原有金額為港幣150,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡；置地廣塲稱會在符合要求後14個工作天內辦理登記。簽賬資格由Mastercard或收單銀行按商戶編號或交易類別判定，淨額已扣除折扣、禮券及禮品卡。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
• 適用於滙豐Premier客戶，並須持有滙豐Premier Mastercard。
• 置地廣塲累積合資格交易額須達港幣100,000元；頁面列出的原額為港幣150,000元。累積期未列明。
• 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

Open source offer ↗

Category or merchant does not match. • Eligible categories: 其他 • 最高可享6倍「獎賞錢」；頁面稱回贈達2.4%，並列出港幣4.17元等於1里。 • 適用簽賬類別的名稱及其他限制未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 最高可享6倍「獎賞錢」；頁面稱回贈達2.4%，並列出港幣4.17元等於1里。
• 適用簽賬類別的名稱及其他限制未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • Eligible categories: 保險 • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 保險 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • Eligible categories: 保險 • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。 • 頁面將此禮品卡與最高港幣4,000元「獎賞錢」並列。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 保險 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。
• 頁面將此禮品卡與最高港幣4,000元「獎賞錢」並列。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 高級餐廳 • 適用於指定米芝蓮星級餐廳的午餐或晚餐套餐；餐廳名單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• 適用於指定米芝蓮星級餐廳的午餐或晚餐套餐；餐廳名單及詳細條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 由米芝蓮廚師一對一服務；頁面沒有列出預訂或參加條件。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 由米芝蓮廚師一對一服務；頁面沒有列出預訂或參加條件。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • Merchants: trip.com • Eligible merchants: trip.com • Trip.com機票預訂須達指定簽賬淨額；金額未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: trip.com · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Trip.com機票預訂須達指定簽賬淨額；金額未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 98 折，即支付原價 98%；節省比率 = 100% - 98% = 2%。來源列出固定折價比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com機票及酒店套票預訂；頁面列明98折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: trip.com · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 98 折，即支付原價 98%；節省比率 = 100% 98% = 2%。來源列出固定折價比率。
• 適用於Trip.com機票及酒店套票預訂；頁面列明98折。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 93 折，即支付原價 93%；節省比率 = 100% - 93% = 7%。來源列出固定折價比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com租車預訂；頁面列明93折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: trip.com · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 93 折，即支付原價 93%；節省比率 = 100% 93% = 7%。來源列出固定折價比率。
• 適用於Trip.com租車預訂；頁面列明93折。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 的士／網約車／租車 • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。 • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。 • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。 • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。
• 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。
• 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 的士／網約車／租車 • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。 • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。 • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。 • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。
• 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
• 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。
• 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

Open source offer ↗

No comparable purchase saving is specified for this benefit type. • Merchants: flexiroam-x • Eligible merchants: flexiroam-x • 在Flexiroam X手機應用程式免費兌換。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: flexiroam x · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• 在Flexiroam X手機應用程式免費兌換。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% - 85% = 15%。來源列出固定折價比率。 • Merchants: flexiroam-x • Eligible merchants: flexiroam-x • 適用於Flexiroam X後續數據計劃。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: flexiroam x · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% 85% = 15%。來源列出固定折價比率。
• 適用於Flexiroam X後續數據計劃。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 航班延誤須達120分鐘或以上；服務為「延航無憂」，並限指定貴賓候機室。指定地點及完整條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 航班延誤須達120分鐘或以上；服務為「延航無憂」，並限指定貴賓候機室。指定地點及完整條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% - 85% = 15%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Eligible categories: 學費／課程 • 適用於指定環球升學支援課程；課程名單未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 學費／課程 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% 85% = 15%。來源使用「低至」或「高達」，故保存為最高節省比率。
• 適用於指定環球升學支援課程；課程名單未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 與指定環球升學支援課程優惠一同列出；服務內容及預約條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 與指定環球升學支援課程優惠一同列出；服務內容及預約條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% - 80% = 20%。來源列出固定折價比率。 • Application, registration or activation required. See conditions. • Eligible categories: 學費／課程 • 只適用網上TOEFL iBT考試註冊費。 • 須輸入信用卡首6位數字或優惠碼「HSBCTOEFL」。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 學費／課程 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% 80% = 20%。來源列出固定折價比率。
• Application or registration is required.
• 只適用網上TOEFL iBT考試註冊費。
• 須輸入信用卡首6位數字或優惠碼「HSBCTOEFL」。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% - 88% = 12%。來源列出固定折價比率。 • Merchants: british-council • Eligible merchants: british-council • 適用於英國文化協會指定英語課程；課程名單未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: british council · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% 88% = 12%。來源列出固定折價比率。
• 適用於英國文化協會指定英語課程；課程名單未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • Audience: other • Application, registration or activation required. See conditions. • Eligible categories: 教育 • 適用於海外照顧監護服務的新生註冊費。頁面沒有列出豁免金額。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: other
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用於海外照顧監護服務的新生註冊費。頁面沒有列出豁免金額。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • Audience: other • Eligible categories: 教育 • 適用於滙豐卓越理財客戶使用海外照顧監護服務。 • 頁面另列Premier Mastercard付款可享英鎊195元優惠；本優惠與該卡付款優惠視為互斥選項。

• Eligibility: Audience: other
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 適用於滙豐卓越理財客戶使用海外照顧監護服務。
• 頁面另列Premier Mastercard付款可享英鎊195元優惠；本優惠與該卡付款優惠視為互斥選項。

Open source offer ↗

Category or merchant does not match. • Audience: other • Application, registration or activation required. See conditions. • Eligible categories: 教育 • 須使用HSBC Premier Mastercard付款。 • 須輸入信用卡首6位數字作為優惠碼。 • 頁面另列Premier客戶一般可享英鎊100元優惠；本卡優惠與該優惠視為互斥選項。

• Eligibility: Audience: other
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 須使用HSBC Premier Mastercard付款。
• 須輸入信用卡首6位數字作為優惠碼。
• 頁面另列Premier客戶一般可享英鎊100元優惠；本卡優惠與該優惠視為互斥選項。

Open source offer ↗

This benefit does not apply to a purchase. • 保障條款、索償條件及期間未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 保障條款、索償條件及期間未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 保障條款、合資格購物及索償條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 保障條款、合資格購物及索償條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% - 80% = 20%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Eligible categories: 醫療服務 • 須在指定私家醫院使用「二人同行」升級優惠；醫院名單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 醫療服務 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% 80% = 20%。來源使用「低至」或「高達」，故保存為最高節省比率。
• The complete list of eligible merchants is not available.
• 須在指定私家醫院使用「二人同行」升級優惠；醫院名單及詳細條件未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Category or merchant does not match. • Eligible categories: 醫療服務 • 頁面列出身體檢查、疫苗接種、激光及眼科保健、中醫等服務類別；各項折扣值和供應商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 醫療服務 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 頁面列出身體檢查、疫苗接種、激光及眼科保健、中醫等服務類別；各項折扣值和供應商未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 醫療服務 • 須預約指定香港私家醫院的健康檢查計劃；醫院名單及折扣值未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Applies to: 醫療服務 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• 須預約指定香港私家醫院的健康檢查計劃；醫院名單及折扣值未在本HTML列明。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 滙豐卓越理財Mastercard主卡及附屬卡年費永久豁免。迎新條款另述同一申請表成功申請的合資格卡及附屬卡可享永久年費豁免。來源沒有列出此卡原本的年費金額。 • 持卡人毋須消費指定金額，可自動享永久年費豁免；附屬卡同享豁免。 • 申請時須提供滙豐卓越理財綜合理財戶口號碼。申請信用卡毋須額外付費。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 滙豐卓越理財Mastercard主卡及附屬卡年費永久豁免。迎新條款另述同一申請表成功申請的合資格卡及附屬卡可享永久年費豁免。來源沒有列出此卡原本的年費金額。
• 持卡人毋須消費指定金額，可自動享永久年費豁免；附屬卡同享豁免。
• 申請時須提供滙豐卓越理財綜合理財戶口號碼。申請信用卡毋須額外付費。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • 只適用於以電子方式申請並獲批的信用卡；須啟用虛擬卡後才可使用手機錢包。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 只適用於以電子方式申請並獲批的信用卡；須啟用虛擬卡後才可使用手機錢包。
• 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD600 / HKD8,000 minimum eligible spend × 100 = 7.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD600. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$600獎賞錢與指定網上申請渠道的HK$800選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的迎新獎賞 · Period: promotion total · Type: limited · Unit: items
• Percentage note: Threshold equivalent calculation: HKD600 / HKD8,000 minimum eligible spend × 100 = 7.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD600.
• Application or registration is required.
• 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$600獎賞錢與指定網上申請渠道的HK$800選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD200 / HKD8,000 minimum eligible spend × 100 = 2.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD200. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於現有信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。現有客戶指處理申請時已有滙豐已批核的個人信用卡基本卡。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的迎新獎賞 · Period: promotion total · Type: limited · Unit: items
• Percentage note: Threshold equivalent calculation: HKD200 / HKD8,000 minimum eligible spend × 100 = 2.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD200.
• Application or registration is required.
• 適用於現有信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。現有客戶指處理申請時已有滙豐已批核的個人信用卡基本卡。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

This benefit does not apply to a purchase. • 如滙豐卓越理財信用卡因遺失或失竊而須在到期日前補發，銀行不收取補發新卡費；來源沒有列出原本的補發費金額。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 如滙豐卓越理財信用卡因遺失或失竊而須在到期日前補發，銀行不收取補發新卡費；來源沒有列出原本的補發費金額。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • 適用於零售簽賬。只有在每月到期日或之前全數繳清結欠，銀行才不收取利息；否則，未付結欠及新交易會從相應結單日或交易日起按日計息。來源只述「長達56日」，沒有說明每筆交易的實際免息日數。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• 適用於零售簽賬。只有在每月到期日或之前全數繳清結欠，銀行才不收取利息；否則，未付結欠及新交易會從相應結單日或交易日起按日計息。來源只述「長達56日」，沒有說明每筆交易的實際免息日數。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • 適用於個人信用卡主卡或附屬卡持卡人，但不適用於美元Visa Gold、大學生信用卡、私人品牌卡、銀聯雙幣卡或銀聯雙幣鑽石卡。只可向銀行及商戶同意的指定商戶購買商品或服務，並須獲銀行批核；銀行可按可用信用額及其他情況拒批。銀行每月從信用卡戶口扣取分期金額，計劃總額會暫時降低可用信用額。不得取消或更改訂單、退換商品或更改供款額或期數；可提早清還全部未償款項。已繳供款不退還。信用卡在供款期內被取消或終止時，未繳總額即時到期。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用於個人信用卡主卡或附屬卡持卡人，但不適用於美元Visa Gold、大學生信用卡、私人品牌卡、銀聯雙幣卡或銀聯雙幣鑽石卡。只可向銀行及商戶同意的指定商戶購買商品或服務，並須獲銀行批核；銀行可按可用信用額及其他情況拒批。銀行每月從信用卡戶口扣取分期金額，計劃總額會暫時降低可用信用額。不得取消或更改訂單、退換商品或更改供款額或期數；可提早清還全部未償款項。已繳供款不退還。信用卡在供款期內被取消或終止時，未繳總額即時到期。
• 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
• 免息商戶分期付款計劃條款的生效日期: 2023-01-15 – Not stated

Open source offer ↗

Category or merchant does not match. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Applies to: dining offers · Period: not stated · Type: not stated
• Percentage note: The retained page does not state a benefit amount or percentage.
• The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
• Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
• The page links to Mastercard terms; the linked page was not used as evidence.

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: insurance coverage · Period: not stated · Type: not stated
• Percentage note: The source states a coverage amount, not a percentage reward.
• Application or registration is required.
• The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
• The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
• The stated protection is overseas medical coverage.
• AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
• The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
• travel insurance offer: Now – 2026-12-31

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: preferential price one way airport limousine service · Period: promotion total · Type: limited · Unit: uses
• Percentage note: The source states a preferential price but gives no comparison price.
• Application or registration is required.
• Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
• The cardmember can use the HK$350 one-way service twice.
• Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
• The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
• The cardmember must send a booking request to the service provider by email or telephone.
• airport limousine service: Now – 2026-12-31

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: HoteLux Elite membership · Period: not stated · Type: not stated
• Percentage note: The source states a membership duration, not a percentage reward.
• The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
• Room upgrade, early check-in, and late check-out are subject to availability.
• The page says Mastercard terms apply; linked terms were not used as evidence.

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Applies to: participating luxury hotel offer · Period: not stated · Type: not stated
• Percentage note: The source states one free night, not a percentage or cash amount.
• The complete list of eligible merchants is not available.
• The page says the offer includes one free night and other offers at participating luxury hotels.
• The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
• The offer is provided by Mastercard and is subject to related terms.

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

• Eligibility: Audience: all
• Eligible spending: Applies to: 運動及戶外 · Type: category
• Benefit limit: Applies to: green fee discount · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
• The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
• The offer is provided by Mastercard and is subject to terms not included in the retained source.
• green fee offer: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$10,000.00
• Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
• Application or registration is required.
• New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
• Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
• New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
• Credit card applicants must be aged 18 or above.
• Application and approval times may vary; the Bank may request supporting documents.
• welcome offer promotion period: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 10000 · Applies to: Motion$ earned from eligible retail transactions in the first 2 months · Period: promotion total · Type: limited · Unit: Motion$
• Percentage note: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
• Application or registration is required.
• The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
• Eligible transactions must be made in the first 2 months from card issuance.
• The maximum is M$10,000, convertible to 10,000 Miles.
• New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
• Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
• Credit card applicants must be aged 18 or above.
• Application and approval times may vary; the Bank may request supporting documents.
• welcome offer promotion period: Now – 2026-12-31

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
• Percentage note: The source states a perpetual annual fee waiver but gives no fee amount.
• The page describes the annual fee waiver as perpetual.

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: merchant installment plan · Period: not stated · Type: not stated
• Percentage note: No financing amount, rate, or term is stated on the retained page.
• The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Octopus Automatic Add Value Service · Period: not stated · Type: not stated
• Percentage note: The retained page names a service but states no amount or percentage benefit.
• The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: cash in installment program · Period: not stated · Type: not stated
• Percentage note: No financing amount, rate, or term is stated on the retained page.
• The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: retail purchase installment program · Period: not stated · Type: not stated
• Percentage note: No financing amount, rate, or term is stated on the retained page.
• The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Apple Pay service · Period: not stated · Type: not stated
• Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
• The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Google Pay service · Period: not stated · Type: not stated
• Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
• The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: repayment period · Period: not stated · Type: not stated
• Percentage note: The source gives a repayment period duration but no interest rate or percentage benefit.
• The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · Period: not stated · Type: not stated
• Percentage note: The source states a points amount, not a percentage rate.
• Included in the complimentary 12-month HoteLux Elite membership.
• The retained page does not state redemption terms or a cash conversion.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） · Period: not stated · Type: not stated
• Percentage note: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• The retained page does not state the number of breakfasts or booking conditions.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） · Period: not stated · Type: not stated
• Percentage note: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• Room upgrades are subject to availability.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: HoteLux Elite early check in（優惠值未列明） · Period: not stated · Type: not stated
• Percentage note: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• Early check-in is subject to availability.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: HoteLux Elite late check out（優惠值未列明） · Period: not stated · Type: not stated
• Percentage note: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• Late check-out is subject to availability.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Up to US$200 in HoteLux hotel dining and spa credits · Period: not stated · Type: not stated
• Percentage note: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 25000 • Applies to all eligible spending, subject to the conditions. • Requires HK$25,000 accumulated retail spending within 150 days from card issuance. • The 26,000-point tier has a free redemption fee. • New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$25,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Requires HK$25,000 accumulated retail spending within 150 days from card issuance.
• The 26,000-point tier has a free redemption fee.
• New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.
• welcome offer: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 40000 • Applies to all eligible spending, subject to the conditions. • Requires HK$40,000 accumulated retail spending within 150 days from card issuance. • Redemption fee is HK$800. • New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$40,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Requires HK$40,000 accumulated retail spending within 150 days from card issuance.
• Redemption fee is HK$800.
• New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.
• welcome offer: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 55000 • Applies to all eligible spending, subject to the conditions. • Requires HK$55,000 accumulated retail spending within 150 days from card issuance. • Redemption fee is HK$1,600. • New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$55,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Requires HK$55,000 accumulated retail spending within 150 days from card issuance.
• Redemption fee is HK$1,600.
• New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.
• welcome offer: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 70000 • Applies to all eligible spending, subject to the conditions. • Requires HK$70,000 accumulated retail spending within 150 days from card issuance. • Redemption fee is HK$2,400. • New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$70,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Requires HK$70,000 accumulated retail spending within 150 days from card issuance.
• Redemption fee is HK$2,400.
• New Cardmembers exclude applicants who held a principal CNCBI credit card in the prior 12 months; recent card cancellation also excludes them.
• welcome offer: Now – 2026-12-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Eligibility: Phase Spend Min: 25000 • Applies to all eligible spending, subject to the conditions. • Requires HK$25,000 or more in accumulated eligible retail transactions within 150 days from card issuance. • Existing Cardmembers are defined by prior principal-card holding; recent card cancellation also excludes them.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$25,000.00
• Benefit limit: Period: not stated · Type: not stated
• Requires HK$25,000 or more in accumulated eligible retail transactions within 150 days from card issuance.
• Existing Cardmembers are defined by prior principal-card holding; recent card cancellation also excludes them.
• welcome offer: Now – 2026-12-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • Applies to all eligible spending, subject to the conditions. • The HTML states an earning rate as low as HK$2 per FWC point. It does not provide the full category rate table. • The page states automatic conversion.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• The HTML states an earning rate as low as HK$2 per FWC point. It does not provide the full category rate table.
• The page states automatic conversion.
• spending rewards: Now – 2026-12-31

This benefit does not apply to a purchase. • The page states that auto-conversion has no handling fee.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page states that auto-conversion has no handling fee.
• spending rewards: Now – 2026-12-31

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Cardmembers must activate the card and make any retail purchase. • Vouchers can be used by the cardmember or a traveling companion.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Cardmembers must activate the card and make any retail purchase.
• Vouchers can be used by the cardmember or a traveling companion.
• Hong Kong Airlines airport lounge offer: Now – 2026-12-31

This benefit does not apply to a purchase. • Eligibility: Phase Spend Min: 3000 • Redeem through inMotion. • A HK$60 redemption fee applies per voucher. • Requires HK$3,000 accumulated retail spending from the redemption date to the end of the next calendar month. • If the spending requirement is not met, a HK$300 administration fee applies per redeemed voucher.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Period: not stated · Type: not stated
• Redeem through inMotion.
• A HK$60 redemption fee applies per voucher.
• Requires HK$3,000 accumulated retail spending from the redemption date to the end of the next calendar month.
• If the spending requirement is not met, a HK$300 administration fee applies per redeemed voucher.
• Hong Kong Airlines airport lounge offer: Now – 2026-12-31

This benefit does not apply to a purchase. • For cardmembers travelling on Hong Kong Airlines flights departing from Hong Kong. • Includes designated check-in, priority luggage, and the business-class boarding line for the cardmember and up to one companion. • Hong Kong Airlines terms apply; details are not in the HTML.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• For cardmembers travelling on Hong Kong Airlines flights departing from Hong Kong.
• Includes designated check-in, priority luggage, and the business-class boarding line for the cardmember and up to one companion.
• Hong Kong Airlines terms apply; details are not in the HTML.

This benefit does not apply to a purchase. • Applies to award ticket redemptions launched by Hong Kong Airlines from time to time. • Applies only on designated departure dates and routes. • Taxes and other ticket charges remain payable by the cardmember.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Applies to award ticket redemptions launched by Hong Kong Airlines from time to time.
• Applies only on designated departure dates and routes.
• Taxes and other ticket charges remain payable by the cardmember.

This benefit does not apply to a purchase. • Applies to business-class upgrades launched by Hong Kong Airlines from time to time. • Applies only on designated departure dates and routes.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Applies to business-class upgrades launched by Hong Kong Airlines from time to time.
• Applies only on designated departure dates and routes.

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 3000 • Eligibility: Transaction Spend Below: 5000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Purchase must be through the Hong Kong Airlines official website or mobile app. • Purchase amount: HK$3,000 to HK$4,999.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$3,000.00
• Requirements: Transaction Spend Below Cents: HK$5,000.00
• Benefit limit: Period: not stated · Type: not stated
• Purchase must be through the Hong Kong Airlines official website or mobile app.
• Purchase amount: HK$3,000 to HK$4,999.
• ticket purchase points: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligibility: Transaction Spend Below: 10000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Purchase must be through the Hong Kong Airlines official website or mobile app. • Purchase amount: HK$5,000 to HK$9,999.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$5,000.00
• Requirements: Transaction Spend Below Cents: HK$10,000.00
• Benefit limit: Period: not stated · Type: not stated
• Purchase must be through the Hong Kong Airlines official website or mobile app.
• Purchase amount: HK$5,000 to HK$9,999.
• ticket purchase points: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 10000 • Eligibility: Transaction Spend Below: 15000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Purchase must be through the Hong Kong Airlines official website or mobile app. • Purchase amount: HK$10,000 to HK$14,999.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$10,000.00
• Requirements: Transaction Spend Below Cents: HK$15,000.00
• Benefit limit: Period: not stated · Type: not stated
• Purchase must be through the Hong Kong Airlines official website or mobile app.
• Purchase amount: HK$10,000 to HK$14,999.
• ticket purchase points: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 15000 • Eligibility: Transaction Spend Below: 20000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Purchase must be through the Hong Kong Airlines official website or mobile app. • Purchase amount: HK$15,000 to HK$19,999.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$15,000.00
• Requirements: Transaction Spend Below Cents: HK$20,000.00
• Benefit limit: Period: not stated · Type: not stated
• Purchase must be through the Hong Kong Airlines official website or mobile app.
• Purchase amount: HK$15,000 to HK$19,999.
• ticket purchase points: Now – 2026-12-31

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 20000 • Eligibility: Transaction Spend Below: 25000 • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Purchase must be through the Hong Kong Airlines official website or mobile app. • Purchase amount: HK$20,000 to HK$24,999.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$20,000.00
• Requirements: Transaction Spend Below Cents: HK$25,000.00
• Benefit limit: Period: not stated · Type: not stated
• Purchase must be through the Hong Kong Airlines official website or mobile app.
• Purchase amount: HK$20,000 to HK$24,999.
• ticket purchase points: Now – 2026-12-31

Category or merchant does not match. • Merchants: hong-kong-airlines • Eligible merchants: hong-kong-airlines • Applies to onboard duty-free items purchased with the card. • Hong Kong Airlines terms apply; details are not in the HTML.

• Eligibility: Audience: all
• Eligible spending: Applies to: hong kong airlines · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Applies to onboard duty-free items purchased with the card.
• Hong Kong Airlines terms apply; details are not in the HTML.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Coverage is up to 50% for family members. • The cardmember must pay the full common-carrier ticket cost with the eligible card and register before the trip. • Policy terms, exclusions, and coverage details are linked but are not in the HTML.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Coverage is up to 50% for family members.
• The cardmember must pay the full common-carrier ticket cost with the eligible card and register before the trip.
• Policy terms, exclusions, and coverage details are linked but are not in the HTML.
• travel insurance: Now – 2026-12-31

This benefit does not apply to a purchase. • Membership includes 1,000 HoteLux points, breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade and check-in or check-out benefits are subject to availability. • Mastercard terms apply; details are not in the HTML.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Membership includes 1,000 HoteLux points, breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
• Room upgrade and check-in or check-out benefits are subject to availability.
• Mastercard terms apply; details are not in the HTML.

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 酒店 • Offer applies to a collection of participating luxury hotels. • The HTML also refers to other hotel offers but does not describe them. • Terms and the hotel list are linked but are not in the HTML.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Offer applies to a collection of participating luxury hotels.
• The HTML also refers to other hotel offers but does not describe them.
• Terms and the hotel list are linked but are not in the HTML.

This benefit does not apply to a purchase. • The page names the plan but does not state its rates, fees, or conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page names the plan but does not state its rates, fees, or conditions.

This benefit does not apply to a purchase. • The page names the service but does not state its fees or conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page names the service but does not state its fees or conditions.

This benefit does not apply to a purchase. • The page names the program but does not state its rates, fees, or conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page names the program but does not state its rates, fees, or conditions.

This benefit does not apply to a purchase. • The page names the program but does not state its rates, fees, or conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page names the program but does not state its rates, fees, or conditions.

This benefit does not apply to a purchase. • The page names the service but does not state its rates, fees, or conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page names the service but does not state its rates, fees, or conditions.

This benefit does not apply to a purchase. • The page lists Apple Pay as a mobile payment service.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page lists Apple Pay as a mobile payment service.

This benefit does not apply to a purchase. • The page lists Google Pay as a mobile payment service.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page lists Google Pay as a mobile payment service.

This benefit does not apply to a purchase. • The page gives no further repayment conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page gives no further repayment conditions.

This benefit does not apply to a purchase. • The page states a first-year annual fee waiver. It does not state the fee amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page states a first-year annual fee waiver. It does not state the fee amount.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 25000 • Applies only when redeeming the 26,000-point new-cardmember tier. • That tier requires HK$25,000 accumulated retail spending within 150 days from card issuance.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$25,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Applies only when redeeming the 26,000-point new-cardmember tier.
• That tier requires HK$25,000 accumulated retail spending within 150 days from card issuance.
• welcome offer: Now – 2026-12-31

Not counted: merchant-specific offers do not stack; only the highest-priority applicable merchant offer is counted. • Limit applies to: Agoda flight-ticket offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

• Eligibility: Audience: all
• Eligible spending: Applies to: agoda · Type: merchant
• Benefit limit: Applies to: Agoda flight ticket offer · Period: not stated · Type: not stated
• Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Annual fee waiver • Waiver applies for the first 3 years. The page does not state the annual fee amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Annual fee waiver · Period: not stated · Type: not stated
• Waiver applies for the first 3 years. The page does not state the annual fee amount.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 1 item · Lifetime • Limit applies to: One welcome offer per applicant for their first ICBC Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue. • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last. • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 1 · Applies to: One welcome offer per applicant for their first ICBC Credit Card · Period: lifetime · Type: limited · Unit: item
• Application or registration is required.
• A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue.
• Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last.
• The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 書店／文具 • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear. • Each cardholder can use the offer once per day.

• Eligibility: Audience: all
• Eligible spending: Applies to: 書店／文具 · Type: category
• Benefit limit: Amount: 1 · Applies to: Each cardholder · Period: per day · Type: limited · Unit: transaction
• The complete list of eligible merchants is not available.
• The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
• The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear.
• Each cardholder can use the offer once per day.
• ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 餐飲 • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.

• Eligibility: Audience: all
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Amount: 1 · Applies to: Each cardholder · Period: per day · Type: limited · Unit: transaction
• The complete list of eligible merchants is not available.
• At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.
• ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: 30 HKD · Per Day • Limit applies to: Discount 1 • Applies to all eligible spending, subject to the conditions. • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 30 · Applies to: Discount 1 · Currency: HKD · Period: per day · Type: limited · Unit: currency
• Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.
• ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000. • Limit: 100 HKD · Per Day • Limit applies to: Discount 2 • Minimum spend: Period: per_transaction; Spend: 2000 • Eligible categories: 書店／文具 • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.

• Eligibility: Audience: all
• Eligible spending: Applies to: 書店／文具 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$2,000.00
• Benefit limit: Amount: 100 · Applies to: Discount 2 · Currency: HKD · Period: per day · Type: limited · Unit: currency
• Percentage note: HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000.
• The complete list of eligible merchants is not available.
• For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.
• ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Visa Signature Concierge service • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Visa Signature Concierge service · Period: not stated · Type: not stated
• The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

Open source offer ↗

Category or merchant does not match. • Limit applies to: ZALORA offer • Merchants: zalora • Eligible merchants: zalora • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

• Eligibility: Audience: all
• Eligible spending: Applies to: zalora · Type: merchant
• Benefit limit: Applies to: ZALORA offer · Period: not stated · Type: not stated
• Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: ICBC (Asia) Credit Card VIP lounge privilege • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: ICBC (Asia) Credit Card VIP lounge privilege · Period: not stated · Type: not stated
• The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

Open source offer ↗

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235%. The 12-month APR is 5.29%, based on a HK$10,000 installment amount. • Limit applies to: 12-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: 12 month installment plan · Period: not stated · Type: not stated
• Percentage note: Source states a monthly flat rate of 0.235%. The 12 month APR is 5.29%, based on a HK$10,000 installment amount.
• Application or registration is required.
• No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

Open source offer ↗

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 24-month APR of 5.46%, based on a HK$10,000 installment amount. • Limit applies to: 24-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: 24 month installment plan · Period: not stated · Type: not stated
• Percentage note: Source states a monthly flat rate of 0.235% and a 24 month APR of 5.46%, based on a HK$10,000 installment amount.
• Application or registration is required.
• No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

Open source offer ↗

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 36-month APR of 5.48%, based on a HK$10,000 installment amount. • Limit applies to: 36-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: 36 month installment plan · Period: not stated · Type: not stated
• Percentage note: Source states a monthly flat rate of 0.235% and a 36 month APR of 5.48%, based on a HK$10,000 installment amount.
• Application or registration is required.
• No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 250 HKD · Promotion Total • Limit applies to: Per principal cardholder during Phase 2 • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Payment Methods: icbc-mobile-banking; icbc-online-banking • Eligible categories: 學費／課程 • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify. • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function. • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function. • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500. • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis. • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ. • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.

• Eligibility: Audience: all
• Eligible spending: Applies to: 學費／課程 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$1,000.00
• Requirements: Pay with: icbc mobile banking / icbc online banking
• Benefit limit: Amount: 250 · Applies to: Per principal cardholder during Phase 2 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify.
• A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function.
• A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function.
• The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500.
• The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis.
• Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ.
• The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.
• Phase 2 tuition payments: 2026-10-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • The source gives multiple compensation percentages for specific injuries, not one offer rate. • Limit: 500000 USD • Limit applies to: Per insured person • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder. • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance. • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination. • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card. • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service. • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved. • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability. • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions. • The policy wording requires written notice within 30 days after a loss and requested claim documents. • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added. • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 500000 · Applies to: Per insured person · Currency: USD · Period: not stated · Type: limited · Unit: currency
• Percentage note: The source gives multiple compensation percentages for specific injuries, not one offer rate.
• Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder.
• The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance.
• For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination.
• At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card.
• There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service.
• The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved.
• The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability.
• The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions.
• The policy wording requires written notice within 30 days after a loss and requested claim documents.
• The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added.
• AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.
• Insurance period for designated card members: 2026-06-24 – 2027-06-23

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: No general cap stated for Basic Reward. • Applies to all eligible spending, subject to the conditions. • P • e • r • • H • K • $ • 1 • • o • f • • B • a • s • i • c • • R • e • w • a • r • d • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • i • n • • e • a • c • h • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • B • o • n • u • s • • p • o • i • n • t • s • • r • o • u • n • d • • d • o • w • n • • t • o • • w • h • o • l • e • • H • K • • d • o • l • l • a • r • s • • p • e • r • • t • r • a • n • s • a • c • t • i • o • n • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • a • c • c • o • u • n • t • s • • f • o • r • m • • o • n • e • • e • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • . • • E • x • c • l • u • d • e • s • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • i • n • s • t • a • l • m • e • n • t • s • , • • f • u • n • d • • t • r • a • n • s • f • e • r • s • , • • m • o • s • t • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • C • y • b • e • r • b • a • n • k • i • n • g • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • c • a • s • i • n • o • • c • h • i • p • s • , • • f • e • e • s • , • • i • n • s • u • r • a • n • c • e • • p • r • e • m • i • u • m • s • , • • c • a • r • d • - • p • r • e • s • e • n • t • • U • K • / • E • E • A • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • f • r • a • u • d • u • l • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • s • e • p • a • r • a • t • e • • m • o • n • t • h • l • y • • c • a • p • • a • p • p • l • i • e • s • • o • n • l • y • • t • o • • G • o • v • e • r • n • m • e • n • t • • D • e • p • a • r • t • m • e • n • t • • c • a • t • e • g • o • r • y • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • • V • a • l • u • e • • S • e • r • v • i • c • e • • r • e • l • o • a • d • s • : • • p • e • r • • e • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • , • • u • p • • t • o • • 1 • 0 • , • 0 • 0 • 0 • • b • o • n • u • s • • p • o • i • n • t • s • • o • r • • H • K • $ • 4 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • T • h • i • s • • i • s • • n • o • t • • a • • g • e • n • e • r • a • l • • c • a • p • • o • n • • B • a • s • i • c • • R • e • w • a • r • d • .

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: No general cap stated for Basic Reward. · Period: not stated · Type: not stated
• Per HK$1 of Basic Reward Eligible Transactions in each statement cycle. Bonus points round down to whole HK dollars per transaction. Principal and supplementary card accounts form one eligible account. Excludes cash advances, instalments, fund transfers, most stored-value and e-wallet transactions, Cyberbanking bill payments, casino chips, fees, insurance premiums, card-present UK/EEA transactions, unposted, cancelled, refunded or fraudulent transactions. A separate monthly cap applies only to Government Department category transactions and Octopus Automatic Add Value Service reloads: per eligible account, up to 10,000 bonus points or HK$40 cash rebate. This is not a general cap on Basic Reward.

Category or merchant does not match. • This is the 1X Extra Reward component. The stated total is 2X including Basic Reward; at 10 points per Asia Mile, the source states HK$5 = 1 Asia Mile. • Limit: 2000000 points · Per Month • Limit applies to: Extra Reward per eligible account per calendar month • Application, registration or activation required. See conditions. • Eligible categories: 其他 • R • e • q • u • i • r • e • s • • r • e • g • i • s • t • r • a • t • i • o • n • • f • o • r • • B • E • A • • M • i • l • e • a • g • e • • R • e • w • a • r • d • . • • N • o • n • - • H • K • D • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • m • a • d • e • • i • n • • o • r • • o • u • t • s • i • d • e • • H • o • n • g • • K • o • n • g • • q • u • a • l • i • f • y • ; • • R • e • n • m • i • n • b • i • • i • s • • e • x • c • l • u • d • e • d • . • • E • x • t • r • a • • r • e • w • a • r • d • • e • x • c • l • u • d • e • s • • s • u • p • e • r • m • a • r • k • e • t • s • , • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • g • o • v • e • r • n • m • e • n • t • • d • e • p • a • r • t • m • e • n • t • s • , • • r • e • c • u • r • r • i • n • g • • a • n • d • • a • u • t • o • p • a • y • • t • r • a • n • s • a • c • t • i • o • n • s • . • • V • a • l • i • d • • c • a • r • d • / • a • c • c • o • u • n • t • • a • n • d • • g • e • n • e • r • a • l • • B • a • s • i • c • • R • e • w • a • r • d • • e • x • c • l • u • s • i • o • n • s • • a • p • p • l • y • . • • S • e • l • e • c • t • e • d • • s • c • h • e • m • e • • c • o • v • e • r • s • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • • u • n • d • e • r • • t • h • e • • r • e • w • a • r • d • • t • e • r • m • s • . • • E • x • c • l • u • s • i • v • e • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • . • • F • o • r • • B • E • A • • M • i • l • e • a • g • e • • R • e • w • a • r • d • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • r • e • g • i • s • t • e • r • • f • o • r • • t • h • e • • r • e • w • a • r • d • . • • E • l • i • g • i • b • l • e • • F • o • r • e • i • g • n • • C • u • r • r • e • n • c • y • • T • r • a • n • s • a • c • t • i • o • n • • m • e • a • n • s • • a • • n • o • n • - • H • o • n • g • • K • o • n • g • - • d • o • l • l • a • r • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • • m • a • d • e • • i • n • • o • r • • o • u • t • s • i • d • e • • H • o • n • g • • K • o • n • g • ; • • R • e • n • m • i • n • b • i • • i • s • • e • x • c • l • u • d • e • d • . • • T • h • e • • s • t • a • t • e • d • • t • o • t • a • l • • i • s • • 2 • X • • B • o • n • u • s • • P • o • i • n • t • s • , • • i • n • c • l • u • d • i • n • g • • 1 • X • • E • x • t • r • a • • R • e • w • a • r • d • • a • n • d • • 1 • X • • B • a • s • i • c • • R • e • w • a • r • d • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • 1 • 0 • • B • o • n • u • s • • P • o • i • n • t • s • • = • • 1 • • A • s • i • a • • M • i • l • e • • u • s • i • n • g • • t • h • e • • c • o • n • v • e • r • s • i • o • n • • r • a • t • e • • e • f • f • e • c • t • i • v • e • • 5 • • A • u • g • u • s • t • • 2 • 0 • 2 • 4 • . • • S • u • b • j • e • c • t • • t • o • • t • e • r • m • s • • a • n • d • • c • o • n • d • i • t • i • o • n • s • ; • • t • h • e • • r • e • t • a • i • n • e • d • • H • T • M • L • • d • o • e • s • • n • o • t • • g • i • v • e • • t • h • e • • f • u • l • l • • c • o • v • e • r • a • g • e • • o • r • • e • x • c • l • u • s • i • o • n • s • . • • T • h • e • • H • T • M • L • • d • e • s • c • r • i • b • e • s • • t • h • e • • r • e • w • a • r • d • • a • s • • e • x • c • l • u • s • i • v • e • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • . • • T • h • e • • d • e • t • a • i • l • e • d • • r • e • w • a • r • d • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • s • c • h • e • m • e • • s • e • l • e • c • t • e • d • • b • y • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • ; • • t • h • e • • d • e • t • a • i • l • e • d • • s • p • e • n • d • i • n • g • • r • u • l • e • • i • s • • r • e • t • a • i • n • e • d • . • • T • h • e • • 5 • • A • u • g • u • s • t • • 2 • 0 • 2 • 4 • • a • m • e • n • d • m • e • n • t • • l • i • m • i • t • s • • A • s • i • a • • M • i • l • e • s • • T • r • a • v • e • l • • R • e • w • a • r • d • s • • c • o • n • v • e • r • s • i • o • n • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • s • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • c • a • n • • e • a • r • n • • a • c • c • o • u • n • t • • p • o • i • n • t • s • • u • n • d • e • r • • t • h • e • • d • e • t • a • i • l • e • d • • s • p • e • n • d • i • n • g • • r • e • w • a • r • d • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 2000000 · Applies to: Extra Reward per eligible account per calendar month · Period: per month · Type: limited · Unit: points
• Percentage note: This is the 1X Extra Reward component. The stated total is 2X including Basic Reward; at 10 points per Asia Mile, the source states HK$5 = 1 Asia Mile.
• Application or registration is required.
• Requires registration for BEA Mileage Reward. Non-HKD retail transactions made in or outside Hong Kong qualify; Renminbi is excluded. Extra reward excludes supermarkets, travel agencies, government departments, recurring and autopay transactions. Valid card/account and general Basic Reward exclusions apply. Selected scheme covers principal and supplementary spending under the reward terms. Exclusive to principal cardholders. For BEA Mileage Reward, the cardholder must register for the reward. Eligible Foreign Currency Transaction means a non-Hong Kong-dollar retail transaction made in or outside Hong Kong; Renminbi is excluded. The stated total is 2X Bonus Points, including 1X Extra Reward and 1X Basic Reward. The source states 10 Bonus Points = 1 Asia Mile using the conversion rate effective 5 August 2024. Subject to terms and conditions; the retained HTML does not give the full coverage or exclusions. The HTML describes the reward as exclusive to principal cardholders. The detailed reward terms state that the scheme selected by the principal cardholder applies to eligible principal and supplementary spending; the detailed spending rule is retained. The 5 August 2024 amendment limits Asia Miles Travel Rewards conversion to principal cards. Supplementary eligible spending can earn account points under the detailed spending reward terms.
• Mileage Reward promotional period: 2025-01-01 – 2026-11-22

Category or merchant does not match. • This is the 0.6X Extra Reward component. The stated total is 1.6X including Basic Reward; at 10 points per Asia Mile, the source states HK$6.25 = 1 Asia Mile. • Limit: 2000000 points · Per Month • Limit applies to: Extra Reward per eligible account per calendar month • Application, registration or activation required. See conditions. • Eligible categories: 其他 • R • e • q • u • i • r • e • s • • r • e • g • i • s • t • r • a • t • i • o • n • • f • o • r • • B • E • A • • M • i • l • e • a • g • e • • R • e • w • a • r • d • . • • A • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • l • o • c • a • l • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • . • • E • x • t • r • a • • r • e • w • a • r • d • • e • x • c • l • u • d • e • s • • s • u • p • e • r • m • a • r • k • e • t • s • , • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • g • o • v • e • r • n • m • e • n • t • • d • e • p • a • r • t • m • e • n • t • s • , • • r • e • c • u • r • r • i • n • g • • a • n • d • • a • u • t • o • p • a • y • • t • r • a • n • s • a • c • t • i • o • n • s • . • • V • a • l • i • d • • c • a • r • d • / • a • c • c • o • u • n • t • • a • n • d • • g • e • n • e • r • a • l • • B • a • s • i • c • • R • e • w • a • r • d • • e • x • c • l • u • s • i • o • n • s • • a • p • p • l • y • . • • S • e • l • e • c • t • e • d • • s • c • h • e • m • e • • c • o • v • e • r • s • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • • u • n • d • e • r • • t • h • e • • r • e • w • a • r • d • • t • e • r • m • s • . • • E • x • c • l • u • s • i • v • e • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • . • • F • o • r • • B • E • A • • M • i • l • e • a • g • e • • R • e • w • a • r • d • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • r • e • g • i • s • t • e • r • • f • o • r • • t • h • e • • r • e • w • a • r • d • . • • T • h • e • • s • o • u • r • c • e • • i • d • e • n • t • i • f • i • e • s • • t • h • i • s • • s • c • o • p • e • • a • s • • a • n • • E • l • i • g • i • b • l • e • • L • o • c • a • l • • T • r • a • n • s • a • c • t • i • o • n • • b • u • t • • g • i • v • e • s • • n • o • • f • u • r • t • h • e • r • • d • e • f • i • n • i • t • i • o • n • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • H • T • M • L • . • • T • h • e • • s • t • a • t • e • d • • t • o • t • a • l • • i • s • • 1 • . • 6 • X • • B • o • n • u • s • • P • o • i • n • t • s • , • • i • n • c • l • u • d • i • n • g • • 0 • . • 6 • X • • E • x • t • r • a • • R • e • w • a • r • d • • a • n • d • • 1 • X • • B • a • s • i • c • • R • e • w • a • r • d • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • 1 • 0 • • B • o • n • u • s • • P • o • i • n • t • s • • = • • 1 • • A • s • i • a • • M • i • l • e • • u • s • i • n • g • • t • h • e • • c • o • n • v • e • r • s • i • o • n • • r • a • t • e • • e • f • f • e • c • t • i • v • e • • 5 • • A • u • g • u • s • t • • 2 • 0 • 2 • 4 • . • • S • u • b • j • e • c • t • • t • o • • t • e • r • m • s • • a • n • d • • c • o • n • d • i • t • i • o • n • s • ; • • t • h • e • • r • e • t • a • i • n • e • d • • H • T • M • L • • d • o • e • s • • n • o • t • • g • i • v • e • • t • h • e • • f • u • l • l • • c • o • v • e • r • a • g • e • • o • r • • e • x • c • l • u • s • i • o • n • s • . • • T • h • e • • H • T • M • L • • d • e • s • c • r • i • b • e • s • • t • h • e • • r • e • w • a • r • d • • a • s • • e • x • c • l • u • s • i • v • e • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • . • • T • h • e • • d • e • t • a • i • l • e • d • • r • e • w • a • r • d • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • s • c • h • e • m • e • • s • e • l • e • c • t • e • d • • b • y • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • ; • • t • h • e • • d • e • t • a • i • l • e • d • • s • p • e • n • d • i • n • g • • r • u • l • e • • i • s • • r • e • t • a • i • n • e • d • . • • T • h • e • • 5 • • A • u • g • u • s • t • • 2 • 0 • 2 • 4 • • a • m • e • n • d • m • e • n • t • • l • i • m • i • t • s • • A • s • i • a • • M • i • l • e • s • • T • r • a • v • e • l • • R • e • w • a • r • d • s • • c • o • n • v • e • r • s • i • o • n • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • s • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • c • a • n • • e • a • r • n • • a • c • c • o • u • n • t • • p • o • i • n • t • s • • u • n • d • e • r • • t • h • e • • d • e • t • a • i • l • e • d • • s • p • e • n • d • i • n • g • • r • e • w • a • r • d • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 2000000 · Applies to: Extra Reward per eligible account per calendar month · Period: per month · Type: limited · Unit: points
• Percentage note: This is the 0.6X Extra Reward component. The stated total is 1.6X including Basic Reward; at 10 points per Asia Mile, the source states HK$6.25 = 1 Asia Mile.
• Application or registration is required.
• Requires registration for BEA Mileage Reward. Applies to eligible local retail transactions. Extra reward excludes supermarkets, travel agencies, government departments, recurring and autopay transactions. Valid card/account and general Basic Reward exclusions apply. Selected scheme covers principal and supplementary spending under the reward terms. Exclusive to principal cardholders. For BEA Mileage Reward, the cardholder must register for the reward. The source identifies this scope as an Eligible Local Transaction but gives no further definition in the retained HTML. The stated total is 1.6X Bonus Points, including 0.6X Extra Reward and 1X Basic Reward. The source states 10 Bonus Points = 1 Asia Mile using the conversion rate effective 5 August 2024. Subject to terms and conditions; the retained HTML does not give the full coverage or exclusions. The HTML describes the reward as exclusive to principal cardholders. The detailed reward terms state that the scheme selected by the principal cardholder applies to eligible principal and supplementary spending; the detailed spending rule is retained. The 5 August 2024 amendment limits Asia Miles Travel Rewards conversion to principal cards. Supplementary eligible spending can earn account points under the detailed spending reward terms.
• Mileage Reward promotional period: 2025-01-01 – 2026-11-22

Category or merchant does not match. • The source states 5X total points including Basic Reward and a maximum 2% rebate. This offer records only the 4X Extra Reward component. • Limit: 2000000 points · Per Month • Limit applies to: Extra Reward per eligible account per calendar month • Eligible categories: 其他 • N • o • t • • a • v • a • i • l • a • b • l • e • • t • o • • c • a • r • d • h • o • l • d • e • r • s • • r • e • g • i • s • t • e • r • e • d • • f • o • r • • M • i • l • e • a • g • e • • R • e • w • a • r • d • . • • N • o • n • - • H • K • D • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • m • a • d • e • • i • n • • o • r • • o • u • t • s • i • d • e • • H • o • n • g • • K • o • n • g • • q • u • a • l • i • f • y • ; • • R • e • n • m • i • n • b • i • • i • s • • e • x • c • l • u • d • e • d • . • • T • h • e • • s • t • a • t • e • d • • 5 • X • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • 1 • X • • B • a • s • i • c • • R • e • w • a • r • d • ; • • t • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • a • • m • a • x • i • m • u • m • • 2 • % • • r • e • b • a • t • e • • a • t • • t • h • e • • c • u • r • r • e • n • t • • c • o • n • v • e • r • s • i • o • n • • r • a • t • e • . • • E • x • t • r • a • • r • e • w • a • r • d • • e • x • c • l • u • d • e • s • • s • u • p • e • r • m • a • r • k • e • t • s • , • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • g • o • v • e • r • n • m • e • n • t • • d • e • p • a • r • t • m • e • n • t • s • , • • r • e • c • u • r • r • i • n • g • • a • n • d • • a • u • t • o • p • a • y • • t • r • a • n • s • a • c • t • i • o • n • s • . • • G • e • n • e • r • a • l • • r • e • w • a • r • d • • e • x • c • l • u • s • i • o • n • s • • a • p • p • l • y • . • • S • e • l • e • c • t • e • d • • s • c • h • e • m • e • • c • o • v • e • r • s • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 2000000 · Applies to: Extra Reward per eligible account per calendar month · Period: per month · Type: limited · Unit: points
• Percentage note: The source states 5X total points including Basic Reward and a maximum 2% rebate. This offer records only the 4X Extra Reward component.
• Not available to cardholders registered for Mileage Reward. Non-HKD retail transactions made in or outside Hong Kong qualify; Renminbi is excluded. The stated 5X total includes 1X Basic Reward; the source states a maximum 2% rebate at the current conversion rate. Extra reward excludes supermarkets, travel agencies, government departments, recurring and autopay transactions. General reward exclusions apply. Selected scheme covers principal and supplementary spending.
• Bonus Point Reward promotional period: 2025-01-01 – 2026-11-22

Category or merchant does not match. • The source states 3X total points including Basic Reward and a maximum 1.2% rebate. This offer records only the 2X Extra Reward component. • Limit: 2000000 points · Per Month • Limit applies to: Extra Reward per eligible account per calendar month • Eligible categories: 其他 • N • o • t • • a • v • a • i • l • a • b • l • e • • t • o • • c • a • r • d • h • o • l • d • e • r • s • • r • e • g • i • s • t • e • r • e • d • • f • o • r • • M • i • l • e • a • g • e • • R • e • w • a • r • d • . • • A • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • l • o • c • a • l • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • . • • T • h • e • • s • t • a • t • e • d • • 3 • X • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • 1 • X • • B • a • s • i • c • • R • e • w • a • r • d • ; • • t • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • a • • m • a • x • i • m • u • m • • 1 • . • 2 • % • • r • e • b • a • t • e • • a • t • • t • h • e • • c • u • r • r • e • n • t • • c • o • n • v • e • r • s • i • o • n • • r • a • t • e • . • • E • x • t • r • a • • r • e • w • a • r • d • • e • x • c • l • u • d • e • s • • s • u • p • e • r • m • a • r • k • e • t • s • , • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • g • o • v • e • r • n • m • e • n • t • • d • e • p • a • r • t • m • e • n • t • s • , • • r • e • c • u • r • r • i • n • g • • a • n • d • • a • u • t • o • p • a • y • • t • r • a • n • s • a • c • t • i • o • n • s • . • • G • e • n • e • r • a • l • • r • e • w • a • r • d • • e • x • c • l • u • s • i • o • n • s • • a • p • p • l • y • . • • S • e • l • e • c • t • e • d • • s • c • h • e • m • e • • c • o • v • e • r • s • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 2000000 · Applies to: Extra Reward per eligible account per calendar month · Period: per month · Type: limited · Unit: points
• Percentage note: The source states 3X total points including Basic Reward and a maximum 1.2% rebate. This offer records only the 2X Extra Reward component.
• Not available to cardholders registered for Mileage Reward. Applies to eligible local retail transactions. The stated 3X total includes 1X Basic Reward; the source states a maximum 1.2% rebate at the current conversion rate. Extra reward excludes supermarkets, travel agencies, government departments, recurring and autopay transactions. General reward exclusions apply. Selected scheme covers principal and supplementary spending.
• Bonus Point Reward promotional period: 2025-01-01 – 2026-11-22

This benefit does not apply to a purchase. • Limit applies to: Not stated • Application, registration or activation required. See conditions. • P • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • o • n • l • y • . • • R • e • g • i • s • t • e • r • • a • s • • a • • M • a • s • t • e • r • c • a • r • d • • T • r • a • v • e • l • • & • • L • i • f • e • s • t • y • l • e • • S • e • r • v • i • c • e • s • • m • e • m • b • e • r • • a • n • d • • p • r • o • v • i • d • e • • i • n • f • o • r • m • a • t • i • o • n • • t • o • • M • T • L • S • . • • S • e • r • v • i • c • e • • a • v • a • i • l • a • b • i • l • i • t • y • • m • a • y • • b • e • • r • e • s • t • r • i • c • t • e • d • • i • n • • r • i • s • k • • a • r • e • a • s • . • • 2 • 4 • - • h • o • u • r • • h • o • t • l • i • n • e • , • • e • m • a • i • l • • a • n • d • • W • h • a • t • s • A • p • p • • c • o • n • t • a • c • t • s • • a • r • e • • p • r • o • v • i • d • e • d • • i • n • • t • h • e • • s • o • u • r • c • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated · Period: not stated · Type: not stated
• Application or registration is required.
• Principal cardholder only. Register as a Mastercard Travel & Lifestyle Services member and provide information to MTLS. Service availability may be restricted in risk areas. 24-hour hotline, email and WhatsApp contacts are provided in the source.

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: Monthly discounted green-fee availability is limited • Eligible categories: 娛樂 • P • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • o • n • l • y • . • • B • o • o • k • • t • h • r • o • u • g • h • • B • E • A • • C • E • N • T • E • N • N • I • A • L • • C • o • n • c • i • e • r • g • e • • S • e • r • v • i • c • e • • o • r • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • g • o • l • f • • w • e • b • s • i • t • e • • 5 • – • 1 • 0 • • S • i • n • g • a • p • o • r • e • • b • u • s • i • n • e • s • s • • d • a • y • s • • i • n • • a • d • v • a • n • c • e • . • • O • n • e • • a • c • t • i • v • e • • b • o • o • k • i • n • g • • p • e • r • • c • a • r • d • h • o • l • d • e • r • . • • L • i • m • i • t • e • d • • m • o • n • t • h • l • y • • d • i • s • c • o • u • n • t • e • d • • g • r • e • e • n • • f • e • e • s • • a • r • e • • f • i • r • s • t • • c • o • m • e • , • • f • i • r • s • t • • s • e • r • v • e • d • • a • n • d • • s • u • b • j • e • c • t • • t • o • • c • l • u • b • • a • v • a • i • l • a • b • i • l • i • t • y • . • • C • a • r • d • h • o • l • d • e • r • • a • n • d • • g • u • e • s • t • s • • n • e • e • d • • v • a • l • i • d • • h • a • n • d • i • c • a • p • s • • a • n • d • • g • o • l • f • e • r • • i • n • s • u • r • a • n • c • e • . • • N • o • • s • t • a • c • k • i • n • g • • w • i • t • h • • o • t • h • e • r • • p • r • o • m • o • t • i • o • n • s • . • • P • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • p • a • y • s • • t • h • e • • d • i • s • c • o • u • n • t • e • d • • g • r • e • e • n • • f • e • e • ; • • g • u • e • s • t • s • • a • n • d • • a • n • c • i • l • l • a • r • y • • c • h • a • r • g • e • s • • a • r • e • • a • t • • n • o • r • m • a • l • • p • u • b • l • i • s • h • e • d • • r • a • t • e • s • . • • A • l • l • • c • h • a • r • g • e • s • • m • u • s • t • • b • e • • p • a • i • d • • w • i • t • h • • t • h • e • • C • e • n • t • e • n • n • i • a • l • • c • a • r • d • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Applies to: Monthly discounted green fee availability is limited · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Principal cardholder only. Book through BEA CENTENNIAL Concierge Service or the designated golf website 5–10 Singapore business days in advance. One active booking per cardholder. Limited monthly discounted green fees are first come, first served and subject to club availability. Cardholder and guests need valid handicaps and golfer insurance. No stacking with other promotions. Principal cardholder pays the discounted green fee; guests and ancillary charges are at normal published rates. All charges must be paid with the Centennial card.
• Golf Privilege: Now – 2027-01-15

This benefit does not apply to a purchase. • Limit: 6 transactions · Per Year • Limit applies to: Per principal or supplementary cardholder • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • h • o • l • d • e • r • s • . • • M • a • s • t • e • r • c • a • r • d • • T • r • a • v • e • l • • P • a • s • s • • p • r • o • v • i • d • e • r • • t • e • r • m • s • • a • p • p • l • y • ; • • v • i • s • i • t • s • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • • o • r • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • p • r • o • m • o • t • i • o • n • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6 · Applies to: Per principal or supplementary cardholder · Period: per year · Type: limited · Unit: transactions
• Principal and supplementary cardholders. Mastercard Travel Pass provider terms apply; visits cannot be exchanged for cash or combined with other promotions.
• Complimentary airport lounge service: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit: 2 transactions · Per Year • Limit applies to: Per principal or supplementary cardholder • Application, registration or activation required. See conditions. • W • o • r • l • d • w • i • d • e • • e • x • c • e • p • t • • J • a • p • a • n • • a • n • d • • K • o • r • e • a • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • h • o • l • d • e • r • s • . • • F • i • r • s • t • - • t • i • m • e • • u • s • e • r • s • • m • u • s • t • • r • e • g • i • s • t • e • r • • f • o • r • • a • • M • a • s • t • e • r • c • a • r • d • • T • r • a • v • e • l • • P • a • s • s • • a • c • c • o • u • n • t • . • • P • r • o • v • i • d • e • r • • t • e • r • m • s • • a • p • p • l • y • ; • • s • e • r • v • i • c • e • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • • o • r • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • p • r • o • m • o • t • i • o • n • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: Per principal or supplementary cardholder · Period: per year · Type: limited · Unit: transactions
• Application or registration is required.
• Worldwide except Japan and Korea. Principal and supplementary cardholders. First-time users must register for a Mastercard Travel Pass account. Provider terms apply; service cannot be exchanged for cash or combined with other promotions.
• Complimentary airport limousine service: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit applies to: Not stated • T • h • e • • s • o • u • r • c • e • • n • a • m • e • s • • t • h • e • • b • e • n • e • f • i • t • • b • u • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • t • h • e • • n • u • m • b • e • r • • o • f • • n • i • g • h • t • s • , • • b • o • o • k • i • n • g • • c • o • n • d • i • t • i • o • n • s • • o • r • • v • a • l • u • e • . • • T • h • e • • l • i • n • k • e • d • • t • e • r • m • s • • a • r • e • • n • o • t • • i • n • c • l • u • d • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • P • D • F • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated · Period: not stated · Type: not stated
• The source names the benefit but does not state the number of nights, booking conditions or value. The linked terms are not included in the retained PDFs.

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • Limit applies to: Not stated • Application, registration or activation required. See conditions. • Merchants: hotels-com • Eligible merchants: hotels-com • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • h • o • l • d • e • r • s • . • • U • s • e • • C • e • n • t • e • n • n • i • a • l • • c • a • r • d • • a • n • d • • c • o • d • e • • B • E • A • 8 • • a • t • • c • h • e • c • k • o • u • t • • o • n • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • H • o • t • e • l • s • . • c • o • m • • H • o • n • g • • K • o • n • g • • s • i • t • e • . • • A • p • p • l • i • e • s • • o • n • l • y • • t • o • • o • n • l • i • n • e • • p • r • e • p • a • i • d • • s • t • a • n • d • - • a • l • o • n • e • • h • o • t • e • l • • b • o • o • k • i • n • g • s • . • • E • x • c • l • u • s • i • o • n • - • l • i • s • t • • p • r • o • p • e • r • t • i • e • s • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • C • a • n • n • o • t • • c • o • m • b • i • n • e • • w • i • t • h • • o • t • h • e • r • • p • r • o • m • o • t • i • o • n • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: hotels com · Type: merchant
• Benefit limit: Applies to: Not stated · Period: not stated · Type: not stated
• Application or registration is required.
• Principal and supplementary cardholders. Use Centennial card and code BEA8 at checkout on the designated Hotels.com Hong Kong site. Applies only to online prepaid stand-alone hotel bookings. Exclusion-list properties are not eligible. Cannot combine with other promotions.
• Booking date: Now – 2026-12-31
• Hotel stay: Now – 2027-06-30

This benefit does not apply to a purchase. • Limit applies to: One plan in the following calendar year • Eligibility: Phase Spend Below: 90000; Phase Spend Min: 60000 • E • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 6 • 0 • , • 0 • 0 • 0 • • t • o • • u • n • d • e • r • • H • K • $ • 9 • 0 • , • 0 • 0 • 0 • • i • n • • o • n • e • • c • a • l • e • n • d • a • r • • y • e • a • r • • e • a • r • n • s • • o • n • e • • 7 • - • d • a • y • • p • l • a • n • • i • n • • t • h • e • • f • o • l • l • o • w • i • n • g • • c • a • l • e • n • d • a • r • • y • e • a • r • . • • I • f • • t • h • e • • a • c • c • o • u • n • t • • o • p • e • n • s • • d • u • r • i • n • g • • t • h • e • • y • e • a • r • , • • s • p • e • n • d • i • n • g • • r • e • q • u • i • r • e • m • e • n • t • • i • s • • p • r • o • - • r • a • t • e • d • • a • t • • H • K • $ • 5 • , • 0 • 0 • 0 • • p • e • r • • m • o • n • t • h • • f • r • o • m • • t • h • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • e • . • • A • c • c • o • u • n • t • • m • e • a • n • s • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • t • o • g • e • t • h • e • r • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend <: HK$90,000.00 · Period spend ≥: HK$60,000.00
• Benefit limit: Applies to: One plan in the following calendar year · Period: not stated · Type: not stated
• Eligible account spending of HK$60,000 to under HK$90,000 in one calendar year earns one 7-day plan in the following calendar year. If the account opens during the year, spending requirement is pro-rated at HK$5,000 per month from the month after card issue. Account means principal and supplementary cards together.
• 2026 calendar-year spending: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit applies to: Two plans in the following calendar year • Eligibility: Phase Spend Min: 90000 • E • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 9 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • i • n • • o • n • e • • c • a • l • e • n • d • a • r • • y • e • a • r • • e • a • r • n • s • • t • w • o • • 7 • - • d • a • y • • p • l • a • n • s • • i • n • • t • h • e • • f • o • l • l • o • w • i • n • g • • c • a • l • e • n • d • a • r • • y • e • a • r • . • • I • f • • t • h • e • • a • c • c • o • u • n • t • • o • p • e • n • s • • d • u • r • i • n • g • • t • h • e • • y • e • a • r • , • • s • p • e • n • d • i • n • g • • r • e • q • u • i • r • e • m • e • n • t • • i • s • • p • r • o • - • r • a • t • e • d • • a • t • • H • K • $ • 7 • , • 5 • 0 • 0 • • p • e • r • • m • o • n • t • h • • f • r • o • m • • t • h • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • e • . • • A • c • c • o • u • n • t • • m • e • a • n • s • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • t • o • g • e • t • h • e • r • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$90,000.00
• Benefit limit: Applies to: Two plans in the following calendar year · Period: not stated · Type: not stated
• Eligible account spending of HK$90,000 or more in one calendar year earns two 7-day plans in the following calendar year. If the account opens during the year, spending requirement is pro-rated at HK$7,500 per month from the month after card issue. Account means principal and supplementary cards together.
• 2026 calendar-year spending: 2026-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit applies to: First-year principal-card annual fee • T • h • e • • e • x • i • s • t • i • n • g • • p • r • o • g • r • a • m • m • e • • s • t • a • t • e • s • • a • • f • i • r • s • t • - • y • e • a • r • • a • n • n • u • a • l • • f • e • e • • w • a • i • v • e • r • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • h • a • s • • n • o • • a • n • n • u • a • l • • f • e • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: First year principal card annual fee · Period: not stated · Type: not stated
• The existing programme states a first-year annual fee waiver. Supplementary card has no annual fee.
• Existing annual fee programme: Now – 2026-11-22

This benefit does not apply to a purchase. • Limit applies to: Following year's principal-card annual fee • Eligibility: Phase Spend Min: 500000 • A • u • t • o • m • a • t • i • c • • w • a • i • v • e • r • • w • h • e • n • • a • n • n • u • a • l • • s • p • e • n • d • • r • e • a • c • h • e • s • • H • K • $ • 5 • 0 • 0 • , • 0 • 0 • 0 • • i • n • • e • a • c • h • • 1 • 2 • • m • o • n • t • h • s • • f • r • o • m • • c • a • r • d • • i • s • s • u • e • . • • R • e • t • a • i • l • • s • p • e • n • d • • a • n • d • • c • a • s • h • • a • d • v • a • n • c • e • s • • c • o • u • n • t • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • f • e • e • • i • s • • n • o • t • • a • p • p • l • i • c • a • b • l • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$500,000.00
• Benefit limit: Applies to: Following year's principal card annual fee · Period: not stated · Type: not stated
• Automatic waiver when annual spend reaches HK$500,000 in each 12 months from card issue. Retail spend and cash advances count. Supplementary card fee is not applicable.
• Existing annual fee programme: Now – 2026-11-22

The offer is not confirmed active on the snapshot date. • Limit applies to: Following-year principal-card annual fee • Eligibility: Phase Spend Min: 500000 • A • u • t • o • m • a • t • i • c • • f • u • l • l • • w • a • i • v • e • r • • w • h • e • n • • a • n • n • u • a • l • • s • p • e • n • d • • r • e • a • c • h • e • s • • H • K • $ • 5 • 0 • 0 • , • 0 • 0 • 0 • • i • n • • e • a • c • h • • 1 • 2 • • m • o • n • t • h • s • • f • r • o • m • • c • a • r • d • • i • s • s • u • e • . • • R • e • t • a • i • l • • s • p • e • n • d • • a • n • d • • c • a • s • h • • a • d • v • a • n • c • e • s • • c • o • u • n • t • . • • T • h • e • • s • a • m • e • • n • e • w • - • p • r • o • g • r • a • m • m • e • • t • a • b • l • e • • a • l • s • o • • s • t • a • t • e • s • • a • • 5 • 0 • % • • w • a • i • v • e • r • • a • t • • H • K • $ • 1 • , • 0 • 0 • 0 • , • 0 • 0 • 0 • ; • • t • e • r • m • s • • c • o • n • f • l • i • c • t • , • • s • e • e • • u • n • r • e • s • o • l • v • e • d • • c • l • a • u • s • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$500,000.00
• Benefit limit: Applies to: Following year principal card annual fee · Period: not stated · Type: not stated
• Automatic full waiver when annual spend reaches HK$500,000 in each 12 months from card issue. Retail spend and cash advances count. The same new-programme table also states a 50% waiver at HK$1,000,000; terms conflict, see unresolved clause.
• New annual fee programme: 2026-11-23 – Not stated

The offer is not confirmed active on the snapshot date. • 50% of the HK$26,000 annual fee. • Limit applies to: Following-year principal-card annual fee • Eligibility: Phase Spend Min: 1000000 • T • h • e • • t • a • b • l • e • • s • t • a • t • e • s • • 5 • 0 • % • • w • a • i • v • e • r • • f • o • r • • a • n • n • u • a • l • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • t • h • e • • a • n • n • u • a • l • • f • e • e • • p • o • s • t • s • . • • T • h • e • • s • a • m • e • • t • a • b • l • e • • s • t • a • t • e • s • • f • u • l • l • • w • a • i • v • e • r • • f • r • o • m • • H • K • $ • 5 • 0 • 0 • , • 0 • 0 • 0 • ; • • t • h • e • • i • n • t • e • r • a • c • t • i • o • n • • i • s • • u • n • c • l • e • a • r • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • a • n • d • • a • c • c • o • u • n • t • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • d • e • s • c • r • i • b • e • d • • i • n • • t • h • e • • d • e • t • a • i • l • e • d • • 5 • 0 • % • • p • r • o • g • r • a • m • m • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,000,000.00
• Benefit limit: Applies to: Following year principal card annual fee · Period: not stated · Type: not stated
• Percentage note: 50% of the HK$26,000 annual fee.
• The table states 50% waiver for annual spending of HK$1,000,000 or more in the 12 months before the annual fee posts. The same table states full waiver from HK$500,000; the interaction is unclear. Eligible spending and account conditions are described in the detailed 50% programme terms.
• New annual fee programme: 2026-11-23 – Not stated

The offer is not confirmed active on the snapshot date. • Limit applies to: Principal-card annual fee • T • h • e • • n • o • t • i • c • e • • e • x • t • e • n • d • s • • a • • s • p • e • c • i • a • l • • a • n • n • u • a • l • • f • e • e • • w • a • i • v • e • r • • t • h • r • o • u • g • h • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 7 • . • • T • h • e • • n • o • t • i • c • e • • d • o • e • s • • n • o • t • • g • i • v • e • • a • • s • e • p • a • r • a • t • e • • s • p • e • n • d • • c • o • n • d • i • t • i • o • n • • f • o • r • • t • h • i • s • • p • e • r • i • o • d • . • • A • n • n • u • a • l • • f • e • e • • t • r • e • a • t • m • e • n • t • • f • o • r • • 2 • 0 • 2 • 8 • • i • s • • s • t • a • t • e • d • • s • e • p • a • r • a • t • e • l • y • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Principal card annual fee · Period: not stated · Type: not stated
• The notice extends a special annual fee waiver through 31 December 2027. The notice does not give a separate spend condition for this period. Annual fee treatment for 2028 is stated separately.
• Special annual fee waiver period: 2026-11-23 – 2027-12-31

The offer is not confirmed active on the snapshot date. • 50% of HK$26,000; stated net annual fee is HK$13,000. • Limit applies to: 2028 principal-card annual fee • Eligibility: Phase Spend Min: 1000000 • F • o • r • • 2 • 0 • 2 • 8 • , • • t • h • e • • n • o • t • i • c • e • • s • a • y • s • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • f • r • o • m • • 1 • • J • a • n • u • a • r • y • • t • o • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 7 • • o • f • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 0 • 0 • 0 • , • 0 • 0 • 0 • • g • i • v • e • s • • a • • 5 • 0 • % • • w • a • i • v • e • r • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • f • u • l • l • • H • K • $ • 2 • 6 • , • 0 • 0 • 0 • • a • p • p • l • i • e • s • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • • c • o • u • n • t • s • . • • D • e • t • a • i • l • e • d • • e • l • i • g • i • b • l • e • • a • n • d • • e • x • c • l • u • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • • r • u • l • e • s • • a • p • p • e • a • r • • i • n • • t • h • e • • 5 • 0 • % • • w • a • i • v • e • r • • t • e • r • m • s • . • • T • h • i • s • • c • o • n • f • l • i • c • t • s • • w • i • t • h • • t • h • e • • g • e • n • e • r • a • l • • t • a • b • l • e • ' • s • • H • K • $ • 5 • 0 • 0 • , • 0 • 0 • 0 • • f • u • l • l • - • w • a • i • v • e • r • • r • u • l • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,000,000.00
• Benefit limit: Applies to: 2028 principal card annual fee · Period: not stated · Type: not stated
• Percentage note: 50% of HK$26,000; stated net annual fee is HK$13,000.
• For 2028, the notice says eligible spending from 1 January to 31 December 2027 of at least HK$1,000,000 gives a 50% waiver; otherwise the full HK$26,000 applies. Principal and supplementary spending counts. Detailed eligible and excluded transaction rules appear in the 50% waiver terms. This conflicts with the general table's HK$500,000 full-waiver rule.
• 2028 principal-card annual fee: 2028-01-01 – 2028-12-31

This benefit does not apply to a purchase. • Limit: 20000 USD · Per Year • Limit applies to: Per-cardholder annual aggregate • W • o • r • l • d • w • i • d • e • • c • o • v • e • r • • f • o • r • • a • c • c • i • d • e • n • t • a • l • • d • a • m • a • g • e • • o • r • • t • h • e • f • t • • w • i • t • h • i • n • • 1 • 8 • 0 • • d • a • y • s • • o • f • • p • u • r • c • h • a • s • e • . • • F • u • l • l • • p • u • r • c • h • a • s • e • • p • r • i • c • e • • m • u • s • t • • b • e • • p • a • i • d • • w • i • t • h • • e • l • i • g • i • b • l • e • • c • a • r • d • • o • r • • p • r • o • g • r • a • m • m • e • • p • o • i • n • t • s • . • • V • a • l • i • d • • c • a • r • d • / • a • c • c • o • u • n • t • • a • n • d • • c • l • a • i • m • • p • r • o • o • f • • r • e • q • u • i • r • e • d • . • • E • x • c • l • u • s • i • o • n • s • • a • p • p • l • y • , • • i • n • c • l • u • d • i • n • g • • u • n • a • t • t • e • n • d • e • d • • i • t • e • m • s • , • • v • e • h • i • c • l • e • s • , • • c • o • n • s • u • m • a • b • l • e • s • • a • n • d • • c • o • m • m • e • r • c • i • a • l • • u • s • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 20000 · Applies to: Per cardholder annual aggregate · Currency: USD · Period: per year · Type: limited · Unit: currency
• Worldwide cover for accidental damage or theft within 180 days of purchase. Full purchase price must be paid with eligible card or programme points. Valid card/account and claim proof required. Exclusions apply, including unattended items, vehicles, consumables and commercial use.

This benefit does not apply to a purchase. • Limit: 1000 USD · Per Year • Limit applies to: Per-cardholder annual aggregate • E • l • i • g • i • b • l • e • • o • n • l • i • n • e • • g • o • o • d • s • • m • u • s • t • • b • e • • p • a • i • d • • w • i • t • h • • c • a • r • d • • o • r • • p • r • o • g • r • a • m • m • e • • p • o • i • n • t • s • . • • C • o • v • e • r • s • • q • u • a • l • i • f • y • i • n • g • • n • o • n • - • d • e • l • i • v • e • r • y • • o • r • • p • h • y • s • i • c • a • l • • d • a • m • a • g • e • • w • h • e • n • • s • e • l • l • e • r • / • c • o • u • r • i • e • r • • f • a • i • l • s • • t • o • • r • e • f • u • n • d • • o • r • • r • e • p • l • a • c • e • . • • H • o • n • g • • K • o • n • g • • d • e • l • i • v • e • r • y • • a • d • d • r • e • s • s • • m • u • s • t • • m • a • t • c • h • • i • s • s • u • e • r • • r • e • c • o • r • d • s • . • • D • a • m • a • g • e • d • • g • o • o • d • s • • r • e • q • u • i • r • e • • n • o • t • i • c • e • • t • o • • s • e • l • l • e • r • / • i • n • s • u • r • e • r • • w • i • t • h • i • n • • 4 • 8 • • h • o • u • r • s • ; • • n • o • n • - • d • e • l • i • v • e • r • y • • g • e • n • e • r • a • l • l • y • • r • e • q • u • i • r • e • s • • 3 • 0 • • d • a • y • s • • a • f • t • e • r • • s • c • h • e • d • u • l • e • d • • d • e • l • i • v • e • r • y • . • • C • l • a • i • m • • p • r • o • o • f • • a • n • d • • e • x • c • l • u • s • i • o • n • s • • a • p • p • l • y • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1000 · Applies to: Per cardholder annual aggregate · Currency: USD · Period: per year · Type: limited · Unit: currency
• Eligible online goods must be paid with card or programme points. Covers qualifying non-delivery or physical damage when seller/courier fails to refund or replace. Hong Kong delivery address must match issuer records. Damaged goods require notice to seller/insurer within 48 hours; non-delivery generally requires 30 days after scheduled delivery. Claim proof and exclusions apply.

This benefit does not apply to a purchase. • Audience: Resident; Document: Eligible card and proof of the full common-carrier fare payment • Limit applies to: Per insured person • C • a • r • d • h • o • l • d • e • r • • m • u • s • t • • b • e • • a • g • e • d • • 1 • 8 • – • 6 • 9 • • a • n • d • • r • e • s • i • d • e • n • t • • i • n • • H • o • n • g • • K • o • n • g • . • • F • u • l • l • • c • o • m • m • o • n • - • c • a • r • r • i • e • r • • f • a • r • e • • m • u • s • t • • b • e • • c • h • a • r • g • e • d • • t • o • • e • l • i • g • i • b • l • e • • c • a • r • d • • o • r • • a • s • s • o • c • i • a • t • e • d • • p • r • o • g • r • a • m • m • e • • p • o • i • n • t • s • . • • C • o • v • e • r • e • d • • t • r • i • p • • s • t • a • r • t • s • • i • n • • c • a • r • d • - • i • s • s • u • e • • c • o • u • n • t • r • y • • a • n • d • • m • a • y • • l • a • s • t • • u • p • • t • o • • 1 • 8 • 0 • • d • a • y • s • . • • S • p • o • u • s • e • • s • u • b • l • i • m • i • t • • i • s • • 5 • 0 • % • ; • • c • h • i • l • d • r • e • n • • a • n • d • • d • o • m • e • s • t • i • c • • h • e • l • p • e • r • • s • u • b • l • i • m • i • t • • i • s • • 1 • 0 • % • , • • w • i • t • h • • U • S • D • 1 • 0 • , • 0 • 0 • 0 • • m • a • x • i • m • u • m • • f • o • r • • t • r • a • v • e • l • • a • c • c • i • d • e • n • t • • a • n • d • • i • n • s • u • r • e • d • - • j • o • u • r • n • e • y • • b • e • n • e • f • i • t • s • . • • P • o • l • i • c • y • • d • e • f • i • n • i • t • i • o • n • s • , • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • c • l • a • i • m • • r • u • l • e • s • • a • p • p • l • y • .

• Eligibility: Audience: resident · Document: Eligible card and proof of the full common carrier fare payment
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Per insured person · Period: not stated · Type: not stated
• Cardholder must be aged 18–69 and resident in Hong Kong. Full common-carrier fare must be charged to eligible card or associated programme points. Covered trip starts in card-issue country and may last up to 180 days. Spouse sublimit is 50%; children and domestic helper sublimit is 10%, with USD10,000 maximum for travel accident and insured-journey benefits. Policy definitions, exclusions and claim rules apply.

This benefit does not apply to a purchase. • Audience: Resident; Document: Eligible card and proof of the full common-carrier fare payment • Limit applies to: Per insured person • T • r • a • v • e • l • • p • o • l • i • c • y • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • a • r • e • • r • u • l • e • s • • a • p • p • l • y • . • • D • o • m • e • s • t • i • c • • t • r • i • p • • m • u • s • t • • b • e • • m • o • r • e • • t • h • a • n • • 1 • 0 • 0 • • k • m • • f • r • o • m • • t • h • e • • c • i • t • y • • o • f • • p • e • r • m • a • n • e • n • t • • r • e • s • i • d • e • n • c • e • . • • S • p • o • u • s • e • • s • u • b • l • i • m • i • t • • i • s • • 5 • 0 • % • ; • • c • h • i • l • d • r • e • n • • a • n • d • • d • o • m • e • s • t • i • c • • h • e • l • p • e • r • • s • u • b • l • i • m • i • t • • i • s • • 1 • 0 • % • , • • w • i • t • h • • U • S • D • 1 • 0 • , • 0 • 0 • 0 • • m • a • x • i • m • u • m • • f • o • r • • t • r • a • v • e • l • • a • c • c • i • d • e • n • t • • a • n • d • • i • n • s • u • r • e • d • - • j • o • u • r • n • e • y • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: resident · Document: Eligible card and proof of the full common carrier fare payment
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Per insured person · Period: not stated · Type: not stated
• Travel policy eligibility and fare rules apply. Domestic trip must be more than 100 km from the city of permanent residence. Spouse sublimit is 50%; children and domestic helper sublimit is 10%, with USD10,000 maximum for travel accident and insured-journey benefits.

This benefit does not apply to a purchase. • Audience: Resident; Document: Eligible card and proof of the full common-carrier fare payment • Limit applies to: Per insured person • T • r • a • v • e • l • • p • o • l • i • c • y • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • a • r • e • • r • u • l • e • s • • a • p • p • l • y • . • • I • n • s • u • r • e • d • - • j • o • u • r • n • e • y • • c • o • v • e • r • • b • e • g • i • n • s • • a • f • t • e • r • • l • e • a • v • i • n • g • • a • • c • o • m • m • o • n • • c • a • r • r • i • e • r • • o • n • • a • • c • o • v • e • r • e • d • • t • r • i • p • • a • n • d • • e • n • d • s • • w • h • e • n • • b • o • a • r • d • i • n • g • • a • • c • o • m • m • o • n • • c • a • r • r • i • e • r • • a • g • a • i • n • • o • r • • a • t • • t • r • i • p • • e • n • d • , • • a • s • • d • e • f • i • n • e • d • • i • n • • p • o • l • i • c • y • . • • S • p • o • u • s • e • • s • u • b • l • i • m • i • t • • i • s • • 5 • 0 • % • ; • • c • h • i • l • d • r • e • n • • a • n • d • • d • o • m • e • s • t • i • c • • h • e • l • p • e • r • • s • u • b • l • i • m • i • t • • i • s • • 1 • 0 • % • , • • w • i • t • h • • U • S • D • 1 • 0 • , • 0 • 0 • 0 • • m • a • x • i • m • u • m • • f • o • r • • t • r • a • v • e • l • • a • c • c • i • d • e • n • t • • a • n • d • • i • n • s • u • r • e • d • - • j • o • u • r • n • e • y • • b • e • n • e • f • i • t • s • .

• Eligibility: Audience: resident · Document: Eligible card and proof of the full common carrier fare payment
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Per insured person · Period: not stated · Type: not stated
• Travel policy eligibility and fare rules apply. Insured-journey cover begins after leaving a common carrier on a covered trip and ends when boarding a common carrier again or at trip end, as defined in policy. Spouse sublimit is 50%; children and domestic helper sublimit is 10%, with USD10,000 maximum for travel accident and insured-journey benefits.