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The card edit / Hong Kong

Spend well.
Get more back.

Your next purchase deserves a smarter card. Compare recorded savings across cards and see how each result is calculated.

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Best savings by category

Sorted by the highest estimated saving excluding merchant-specific offers, from left to right. Range upper bounds include merchant-specific offers; stated requirements apply. Show all reveals every category in the current group.

01 / COMPARE
02 — RESULTS
0101/AEONAEON JCB Credit CardAEON JCB Credit Card14.4%HK$14.40
AEON JCB Credit Card
01AEON

AEON JCB Credit Card

Conditions applyTrip Com

HK$14.4014.4%
Travel bookings
Trip Com：高達14%折扣
HK$14.0014%
DiscountCap: HK$300.00 · per transaction
CapHK$14.00 / HK$300.00
Other
積分獎賞：每HK$1合資格簽賬1X AEON積分
HK$0.400.4%
Points

Related merchants

Trip Com
Calculation
Total savingHK$14.40
  • Trip Com：高達14%折扣: HK$14.00
  • 積分獎賞：每HK$1合資格簽賬1X AEON積分: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Trip.com order
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 300 HKD · Per Transaction
  • Limit applies to: Trip.com order
  • Merchants: Trip.com
  • Eligible merchants: trip-com
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Applies to global hotel and flight bookings.
  • Maximum discount is HK$300 per order.
  • Cash-equivalent calculation: 1X point per HK$1 × HK$400 / 100,000 points = 0.4%; source conversion is 100,000 AEON points = HK$400.
  • Applies to all eligible spending, subject to the conditions.
  • This is the general basic reward for eligible card spending.
  • Cash advance, fees, annual fees, late fees, interest, payments, transfers, and other excluded transactions do not earn points.
  • Cash-equivalent rate uses the source redemption ratio; actual redemption options may change.

Trip Com：高達14%折扣

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip com · Type: merchant
  • Benefit limit: Amount: 300 · Applies to: Trip.com order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Applies to global hotel and flight bookings.
  • Maximum discount is HK$300 per order.
  • Trip.com hotel and flight promotion: Now – 2026-12-31

積分獎賞：每HK$1合資格簽賬1X AEON積分

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 1X point per HK$1 × HK$400 / 100,000 points = 0.4%; source conversion is 100,000 AEON points = HK$400.
  • This is the general basic reward for eligible card spending.
  • Cash advance, fees, annual fees, late fees, interest, payments, transfers, and other excluded transactions do not earn points.
  • Cash-equivalent rate uses the source redemption ratio; actual redemption options may change.
Other offers
Other
現金回贈：高達HK$400回贈
CashbackMinimum spending: HK$6,000.00Cap: HK$400.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 400 HKD · Promotion Total • Limit applies to: welcome reward • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers only. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • Welcome reward is issued as points and is subject to terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 400 · Applies to: welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • For new customers only.
  • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
  • Welcome reward is issued as points and is subject to terms.
Other
現金回贈：額外高達HK$200回贈
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: HK$200.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: online application welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers who apply online. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • This extra reward is issued as points and is subject to terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 200 · Applies to: online application welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • For new customers who apply online.
  • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
  • This extra reward is issued as points and is subject to terms.
Insurance
保險：免費6個月Chubb海外意外保障計劃
Travel
——

This benefit does not apply to a purchase. • Limited-time entitlement. • Coverage and redemption details are linked; no extra application rule is stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Limited-time entitlement.
  • Coverage and redemption details are linked; no extra application rule is stated in the local source.
Overseas spending
海外簽賬：1.95%外幣交易手續費全數回贈
Conditions applyCashback
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable. • The first converted HK$6,000 of eligible JPY spending is covered. • The source examples restore the base amount before refunding the 1.95% fee.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Offer applies to AEON JCB cardholders issued by AEON.
  • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
  • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
  • Qualifying transactions must be posted within 14 days after the relevant calendar phase.
  • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
  • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
  • Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable.
  • The first converted HK$6,000 of eligible JPY spending is covered.
  • The source examples restore the base amount before refunding the 1.95% fee.
  • AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
  • AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28
Shopping
購物：高達25X AEON積分（1X基本獎賞及24X額外獎賞）
Conditions applyPointsCap: HK$200.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra-reward cap 50,000 points per phase = HK$200; actual redemption options may change. • Limit: 200 HKD · Per Month • Limit applies to: Japan AEON extra reward per calendar phase • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • Franchise stores and concession merchants are excluded. • Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation. • The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Amount: 200 · Applies to: Japan AEON extra reward per calendar phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra reward cap 50,000 points per phase = HK$200; actual redemption options may change.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Offer applies to AEON JCB cardholders issued by AEON.
  • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
  • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
  • Qualifying transactions must be posted within 14 days after the relevant calendar phase.
  • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
  • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
  • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
  • Franchise stores and concession merchants are excluded.
  • Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation.
  • The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.
  • AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
  • AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28
Shopping
購物：日本AEON 95折優惠券
Conditions applyDiscount
——

Merchant eligibility cannot be established from the incomplete source list. • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Use the electronic coupon obtained through the AEON HK app. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • The coupon is separate from the Japan AEON points reward and follows its own terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Use the electronic coupon obtained through the AEON HK app.
  • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
  • The coupon is separate from the Japan AEON points reward and follows its own terms.
  • AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
  • AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28
Local dining
本地餐飲：香港食簽賬高達2%回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 本地餐飲 • The local AEON JCB page states Hong Kong food spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The local AEON JCB page states Hong Kong food spending at up to 2% rebate.
  • Detailed merchant, transaction, and validity rules are not stated in the local source.
Hotels
酒店：香港住宿簽賬高達2%回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 酒店 • The local AEON JCB page states Hong Kong accommodation spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The local AEON JCB page states Hong Kong accommodation spending at up to 2% rebate.
  • Detailed merchant, transaction, and validity rules are not stated in the local source.
Local transport
本地交通：香港交通簽賬高達2%回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 本地交通 • The local AEON JCB page states Hong Kong transport spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The local AEON JCB page states Hong Kong transport spending at up to 2% rebate.
  • Detailed merchant, transaction, and validity rules are not stated in the local source.
Shopping
香港AEON Stores感謝日95折
Discount
——

Category or merchant does not match. • Merchants: AEON Stores • Eligible merchants: aeon-stores • Applies on the 2nd and 20th of each month. • The source describes this as an extra discount for Hong Kong AEON Stores.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon stores · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Applies on the 2nd and 20th of each month.
  • The source describes this as an extra discount for Hong Kong AEON Stores.
Other
卡片優惠：AEON虛擬信用卡：確認後可即時網上購物及實體店手機支付
Conditions applyOther
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • AEON HK app is used to view virtual card details. • After confirmation, the virtual card can be used immediately; the source also describes mobile payment support. • This is a card feature, not a transaction reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • AEON HK app is used to view virtual card details.
  • After confirmation, the virtual card can be used immediately; the source also describes mobile payment support.
  • This is a card feature, not a transaction reward.
Other
分期優惠：AEON商戶免息分期計劃
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Available to specified AEON-issued cardholders and subject to AEON approval. • The plan is an interest-free loan equal to the purchase amount and requires monthly repayment. • Application is required; late or finance charges can apply if payments are not made.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available to specified AEON-issued cardholders and subject to AEON approval.
  • The plan is an interest-free loan equal to the purchase amount and requires monthly repayment.
  • Application is required; late or finance charges can apply if payments are not made.
Octopus
八達通自動增值：每次自動增值HK$500
Conditions applyOther
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The service requires an application and an eligible AEON HKD card. • An applicant may link one own Octopus and up to three relatives' Octopus cards. • First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee. • This is a card service feature, not a spending reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The service requires an application and an eligible AEON HKD card.
  • An applicant may link one own Octopus and up to three relatives' Octopus cards.
  • First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee.
  • This is a card service feature, not a spending reward.
Hotels
Expedia：高達16%折扣
Discount
——

Category or merchant does not match. • Merchants: Expedia • Eligible merchants: expedia • Offer is for AEON JCB cardholders; individual merchant terms apply. • Global hotel bookings are eligible.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Global hotel bookings are eligible.
  • Expedia hotel booking promotion: Now – 2027-04-30
Travel bookings
Agoda：高達14%折扣
DiscountCap: 30 currency · per transaction
——

The limit has no usable HKD amount. • Limit: 30 USD · Per Transaction • Limit applies to: Agoda order • Merchants: Agoda • Eligible merchants: agoda • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel bookings. • Maximum discount is USD30 per order.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Amount: 30 · Applies to: Agoda order · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Applies to global hotel bookings.
  • Maximum discount is USD30 per order.
  • Agoda hotel booking promotion: Now – 2027-03-31
Travel
旅遊：每年度免費使用指定日本及夏威夷機場貴賓休息室6次
TravelCap: 6 items · per year
——

This benefit does not apply to a purchase. • Limit: 6 items · Per Year • Limit applies to: specified Japan and Hawaii airport lounge uses • The annual service period is 1 April to the following 31 March. • Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions. • Hawaii lounge use has no same-day spending requirement. • If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6 · Applies to: specified Japan and Hawaii airport lounge uses · Period: per year · Type: limited · Unit: items
  • The annual service period is 1 April to the following 31 March.
  • Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions.
  • Hawaii lounge use has no same-day spending requirement.
  • If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.
  • JCB airport lounge promotion: Now – 2027-03-31
Travel
旅遊：日本環球影城環球VIP體驗私人行程優先預約
Travel
——

This benefit does not apply to a purchase. • The source states priority reservation access for the Universal Studios Japan VIP private itinerary. • No validity date or separate application rule is stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The source states priority reservation access for the Universal Studios Japan VIP private itinerary.
  • No validity date or separate application rule is stated in the local source.
Supermarkets
Rakuten Supermarket：滿KRW100,000即減KRW8,000
DiscountMinimum spending: HK$100,000.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100000 • Merchants: 樂天超市 • Eligible merchants: rakuten-supermarket • Offer is for AEON JCB cardholders; individual merchant terms apply. • Qualifying spend threshold is KRW100,000.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: rakuten supermarket · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Qualifying spend threshold is KRW100,000.
  • Rakuten supermarket promotion: Now – 2026-12-31
Department stores
Matsuya Ginza：5%折扣
Discount
——

Category or merchant does not match. • Merchants: 松屋銀座 • Eligible merchants: matsuya-ginza • Offer is for AEON JCB cardholders; individual merchant terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: matsuya ginza · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Matsuya Ginza shopping promotion: Now – 2027-03-31
Shopping
Takeya：10%折扣
Discount
——

Category or merchant does not match. • Merchants: 多慶屋 • Eligible merchants: takeya • Offer is for AEON JCB cardholders; individual merchant terms apply. • No validity period is stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: takeya · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • No validity period is stated in the local source.
Convenience stores
Ok Convenience Store：滿HK$30即減HK$10
DiscountMinimum spending: HK$30.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: OK便利店 • Eligible merchants: ok-convenience-store • Offer is for AEON JCB cardholders; individual merchant terms apply. • One redemption per day per JCB cardholder. • Monthly quota is first come, first served until full.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ok convenience store · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$30.00
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • One redemption per day per JCB cardholder.
  • Monthly quota is first come, first served until full.
  • OK便利店 promotion: Now – 2026-12-31
Cafés, bakeries and desserts
Starbucks Hong Kong International Airport：滿HK$100即減HK$50
DiscountMinimum spending: HK$100.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: 香港國際機場星巴克 • Eligible merchants: starbucks-hong-kong-international-airport • Offer is for AEON JCB cardholders; individual merchant terms apply. • The order must include at least one medium or larger hand-made drink.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks hong kong international airport · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • The order must include at least one medium or larger hand-made drink.
  • Hong Kong International Airport Starbucks promotion: Now – 2027-03-31
Local dining
本地餐飲：嚴選日本料理美食低至8折
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 本地餐飲 • The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price. • The participating restaurant list is not complete in the local source. • Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price.
  • The participating restaurant list is not complete in the local source.
  • Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.
0202/HSBCHSBC Premier MastercardHSBC Premier Mastercard · Generic credit card image2%HK$2.00
HSBC Premier Mastercard · Generic credit card image
02HSBC

HSBC Premier Mastercard

Conditions applyTrip Com

HK$2.002%
Travel bookings
Trip.com機票及酒店套票2%折扣
HK$2.002%
Discount

Related merchants

Trip Com
Calculation
Total savingHK$2.00
  • Trip.com機票及酒店套票2%折扣: HK$2.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • 由來源明確列出的折價比率計算：付款比率 98 折，即支付原價 98%；節省比率 = 100% - 98% = 2%。來源列出固定折價比率。
  • Merchants: trip.com
  • Eligible merchants: trip.com
  • 適用於Trip.com機票及酒店套票預訂；頁面列明98折。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Trip.com機票及酒店套票2%折扣

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 98 折，即支付原價 98%；節省比率 = 100% 98% = 2%。來源列出固定折價比率。
  • 適用於Trip.com機票及酒店套票預訂；頁面列明98折。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Other offers
Other
網上申請滙豐卓越理財信用卡迎新HKD800「獎賞錢」（全新客戶）
Conditions applyCashbackMinimum spending: HK$8,000.00Cap: 1 items · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD800 / HKD8,000 minimum eligible spend × 100 = 10% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD800. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡，並透過滙豐網頁、滙豐個人網上理財或香港滙豐流動理財應用程式申請。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$800獎賞錢與HK$600選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。 • 須網上申請。迎新推廣受未載於本HTML的條款約束。

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的迎新獎賞 · Period: promotion total · Type: limited · Unit: items
  • Percentage note: Threshold equivalent calculation: HKD800 / HKD8,000 minimum eligible spend × 100 = 10% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD800.
  • Application or registration is required.
  • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡，並透過滙豐網頁、滙豐個人網上理財或香港滙豐流動理財應用程式申請。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$800獎賞錢與HK$600選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
  • 須網上申請。迎新推廣受未載於本HTML的條款約束。
  • 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

Loans and installments
滙豐卓越理財信用卡現金套現分期額外HKD200「獎賞錢」回贈
Conditions applyCashbackCap: 1 items · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的獎賞錢回贈 • Application, registration or activation required. See conditions. • 須於推廣期內成功申請滙豐卓越理財信用卡基本卡。新客戶指處理申請時沒有滙豐已批核的個人信用卡基本卡。須在發卡後首60個曆日內啟動信用卡，並成功申請及獲批現金套現分期，提款額至少港幣20,000元，還款期至少12個月。戶口須在整個推廣期及獲享獎賞時有效且信用狀況良好。每名合資格持卡人只可獲享一次。獎賞錢會在銀行存入或轉賬提款金額後六個月內自動入賬。若在入賬前提早還款或取消計劃，不會獲得獎賞；入賬後提早還款或取消計劃，銀行可從信用卡扣回獎賞錢。獎賞不可兌換現金、提取現金或轉讓。信用卡、現金套現分期及獎賞錢條款仍適用。其他推廣條款可能限制同時領取多項優惠。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。 • 須為全新信用卡客戶；發卡後首60個曆日內啟動合資格信用卡，成功申請「現金套現」分期計劃，獲批提款額至少港幣20,000元，並選擇至少12個月還款期。額外回贈受未載於本HTML的推廣條款約束。

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的獎賞錢回贈 · Period: promotion total · Type: limited · Unit: items
  • Application or registration is required.
  • 須於推廣期內成功申請滙豐卓越理財信用卡基本卡。新客戶指處理申請時沒有滙豐已批核的個人信用卡基本卡。須在發卡後首60個曆日內啟動信用卡，並成功申請及獲批現金套現分期，提款額至少港幣20,000元，還款期至少12個月。戶口須在整個推廣期及獲享獎賞時有效且信用狀況良好。每名合資格持卡人只可獲享一次。獎賞錢會在銀行存入或轉賬提款金額後六個月內自動入賬。若在入賬前提早還款或取消計劃，不會獲得獎賞；入賬後提早還款或取消計劃，銀行可從信用卡扣回獎賞錢。獎賞不可兌換現金、提取現金或轉讓。信用卡、現金套現分期及獎賞錢條款仍適用。其他推廣條款可能限制同時領取多項優惠。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
  • 須為全新信用卡客戶；發卡後首60個曆日內啟動合資格信用卡，成功申請「現金套現」分期計劃，獲批提款額至少港幣20,000元，並選擇至少12個月還款期。額外回贈受未載於本HTML的推廣條款約束。
  • 全新信用卡客戶現金套現分期計劃推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

Shopping
置地廣塲BESPOKE「縉」會員級別迅速晉升（優惠值未列明）
Conditions applyLifestyleotherMinimum spending: HK$750,000.00
——

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 750000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣750,000元；表列原有金額為港幣1,000,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。 • 置地廣塲指定累積合資格交易額須達港幣750,000元；頁面列出的原額為港幣1,000,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼
  • Eligible spending: Applies to: landmark · Type: merchant
  • Requirements: Period spend ≥: HK$750,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣750,000元；表列原有金額為港幣1,000,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
  • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。
  • 置地廣塲指定累積合資格交易額須達港幣750,000元；頁面列出的原額為港幣1,000,000元。累積期未列明。
  • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
  • 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

Open source offer ↗

Shopping
置地廣塲BESPOKE「瑞」會員級別迅速晉升（優惠值未列明）
Conditions applyLifestyleotherMinimum spending: HK$375,000.00
——

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 375000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣375,000元；表列原有金額為港幣500,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。 • 置地廣塲指定累積合資格交易額須達港幣375,000元；頁面列出的原額為港幣500,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據；另須出示滙豐卓越理財尊尚客戶號碼
  • Eligible spending: Applies to: landmark · Type: merchant
  • Requirements: Period spend ≥: HK$375,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於滙豐卓越理財尊尚客戶。該客戶須在整個推廣期維持資格及有效、正常的戶口，並在登記期內以滙豐卓越理財信用卡於置地廣塲作港幣合資格簽賬，淨額達港幣375,000元；表列原有金額為港幣500,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡，以及滙豐卓越理財尊尚客戶號碼。合資格簽賬淨額已扣除折扣、禮券及禮品卡；資格由Mastercard或收單銀行按商戶編號或交易類別判定。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
  • 適用於滙豐Premier Elite客戶；須持有滙豐卓越理財尊尚Mastercard扣賬卡及／或滙豐Premier Mastercard。
  • 置地廣塲指定累積合資格交易額須達港幣375,000元；頁面列出的原額為港幣500,000元。累積期未列明。
  • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
  • 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

Open source offer ↗

Shopping
置地廣塲BESPOKE「譽」會員級別迅速晉升（優惠值未列明）
Conditions applyLifestyleotherMinimum spending: HK$100,000.00
——

Category or merchant does not match. • Audience: other; Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 100000 • Merchants: landmark • Eligible merchants: landmark • 適用於滙豐卓越理財客戶，並須在整個推廣期維持該客戶資格及有效、正常的戶口。須於登記期內以滙豐卓越理財信用卡在置地廣塲作港幣合資格簽賬，淨額達港幣100,000元；表列原有金額為港幣150,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡；置地廣塲稱會在符合要求後14個工作天內辦理登記。簽賬資格由Mastercard或收單銀行按商戶編號或交易類別判定，淨額已扣除折扣、禮券及禮品卡。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。 • 適用於滙豐Premier客戶，並須持有滙豐Premier Mastercard。 • 置地廣塲累積合資格交易額須達港幣100,000元；頁面列出的原額為港幣150,000元。累積期未列明。 • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: other · Document: 香港身份證或護照、合資格信用卡及載有合資格交易的收據
  • Eligible spending: Applies to: landmark · Type: merchant
  • Requirements: Period spend ≥: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於滙豐卓越理財客戶，並須在整個推廣期維持該客戶資格及有效、正常的戶口。須於登記期內以滙豐卓越理財信用卡在置地廣塲作港幣合資格簽賬，淨額達港幣100,000元；表列原有金額為港幣150,000元。須透過LANDMARK HONGKONG應用程式登記成為BESPOKE會員，並親身到指定禮賓服務處出示交易收據、身份證明及合資格卡；置地廣塲稱會在符合要求後14個工作天內辦理登記。簽賬資格由Mastercard或收單銀行按商戶編號或交易類別判定，淨額已扣除折扣、禮券及禮品卡。優惠不可兌換現金或其他產品、服務及折扣，不可與其他優惠同用或轉讓。銀行或置地廣塲可更改或取消推廣；欺詐或濫用可能導致資格取消或收回優惠。置地廣塲另有適用條款。
  • 適用於滙豐Premier客戶，並須持有滙豐Premier Mastercard。
  • 置地廣塲累積合資格交易額須達港幣100,000元；頁面列出的原額為港幣150,000元。累積期未列明。
  • 須親身到指定置地廣塲禮賓服務處登記。完整條款未載於本HTML。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
  • 推廣期；登記期至2027-03-31，禮遇期至2028-03-31: 2026-07-27 – 2028-03-31

Open source offer ↗

Other
「最紅自主獎賞」簽賬類別最高2.4%「獎賞錢」回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 其他 • 最高可享6倍「獎賞錢」；頁面稱回贈達2.4%，並列出港幣4.17元等於1里。 • 適用簽賬類別的名稱及其他限制未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • 最高可享6倍「獎賞錢」；頁面稱回贈達2.4%，並列出港幣4.17元等於1里。
  • 適用簽賬類別的名稱及其他限制未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Insurance
指定滙豐保險新保單保費回贈高達港幣4,000元
Cashback
——

Category or merchant does not match. • Eligible categories: 保險 • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Insurance
指定滙豐保險新保單送港幣3,600元文華東方酒店電子禮品卡
Gift
——

Category or merchant does not match. • Eligible categories: 保險 • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。 • 頁面將此禮品卡與最高港幣4,000元「獎賞錢」並列。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • 須向滙豐保險繳付指定保險計劃新保單的保費；適用保單及詳細條件未在本HTML列明。
  • 頁面將此禮品卡與最高港幣4,000元「獎賞錢」並列。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Concerts and tickets
Live Nation最紅盛事優先訂票（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Fine dining
指定米芝蓮星級餐廳午餐或晚餐套餐買一送一
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 高級餐廳 • 適用於指定米芝蓮星級餐廳的午餐或晚餐套餐；餐廳名單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • 適用於指定米芝蓮星級餐廳的午餐或晚餐套餐；餐廳名單及詳細條件未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Fine dining
米芝蓮廚師一對一星級美食體驗（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • 由米芝蓮廚師一對一服務；頁面沒有列出預訂或參加條件。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 由米芝蓮廚師一對一服務；頁面沒有列出預訂或參加條件。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Hotels
Trip.com全球酒店預訂高達12%折扣
Discount
——

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% - 88% = 12%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com全球酒店預訂；頁面描述優惠為低至88折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% 88% = 12%。來源使用「低至」或「高達」，故保存為最高節省比率。
  • 適用於Trip.com全球酒店預訂；頁面描述優惠為低至88折。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Travel bookings
Trip.com機票預訂即時折扣高達港幣350元
Discount
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Merchants: trip.com • Eligible merchants: trip.com • Trip.com機票預訂須達指定簽賬淨額；金額未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Trip.com機票預訂須達指定簽賬淨額；金額未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Taxis, rides and car rental
Trip.com租車7%折扣
Discount
——

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 93 折，即支付原價 93%；節省比率 = 100% - 93% = 7%。來源列出固定折價比率。 • Merchants: trip.com • Eligible merchants: trip.com • 適用於Trip.com租車預訂；頁面列明93折。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip.com · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 93 折，即支付原價 93%；節省比率 = 100% 93% = 7%。來源列出固定折價比率。
  • 適用於Trip.com租車預訂；頁面列明93折。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Taxis, rides and car rental
指定機場單程轎車服務HKD250優惠價
Promotional Price
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 的士／網約車／租車 • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。 • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。 • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。 • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 的士／網約車／租車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。
  • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
  • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。
  • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

Open source offer ↗

Taxis, rides and car rental
指定機場單程轎車服務HKD350優惠價
Promotional Price
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 的士／網約車／租車 • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。 • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。 • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。 • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 的士／網約車／租車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • 單程往返指定機場的轎車服務價格為港幣250元或港幣350元；本HTML沒有說明各價格對應的機場或路線。
  • 每位持卡人每季度可使用一次；指定機場清單及服務商未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。
  • 來源明確列出HKD250或HKD350兩種單程服務價格，但沒有說明指定機場或路線與各價格的對應關係。
  • 每位持卡人每季度可享用此優惠一次；季度限制保留在條件中，因cap週期欄位沒有季度選項。

Open source offer ↗

Travel
Flexiroam X免費15天3GB全球數據漫遊卡
Travel
——

No comparable purchase saving is specified for this benefit type. • Merchants: flexiroam-x • Eligible merchants: flexiroam-x • 在Flexiroam X手機應用程式免費兌換。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: flexiroam x · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • 在Flexiroam X手機應用程式免費兌換。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Travel
Flexiroam X後續數據計劃15%折扣
Discount
HK$15.0015%

Not counted: this offer applies to another possible merchant. Select the merchant to calculate it. • 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% - 85% = 15%。來源列出固定折價比率。 • Merchants: flexiroam-x • Eligible merchants: flexiroam-x • 適用於Flexiroam X後續數據計劃。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: flexiroam x · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% 85% = 15%。來源列出固定折價比率。
  • 適用於Flexiroam X後續數據計劃。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Travel
航班延誤120分鐘以上免費使用指定貴賓候機室（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • 航班延誤須達120分鐘或以上；服務為「延航無憂」，並限指定貴賓候機室。指定地點及完整條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 航班延誤須達120分鐘或以上；服務為「延航無憂」，並限指定貴賓候機室。指定地點及完整條件未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Tuition and courses
指定環球升學支援課程高達15%折扣
Discount
——

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% - 85% = 15%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Eligible categories: 學費／課程 • 適用於指定環球升學支援課程；課程名單未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費／課程 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 85 折，即支付原價 85%；節省比率 = 100% 85% = 15%。來源使用「低至」或「高達」，故保存為最高節省比率。
  • 適用於指定環球升學支援課程；課程名單未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Education
獨家大學入學諮詢服務（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • 與指定環球升學支援課程優惠一同列出；服務內容及預約條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 與指定環球升學支援課程優惠一同列出；服務內容及預約條件未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Tuition and courses
TOEFL iBT網上註冊費20%折扣
Conditions applyDiscount
——

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% - 80% = 20%。來源列出固定折價比率。 • Application, registration or activation required. See conditions. • Eligible categories: 學費／課程 • 只適用網上TOEFL iBT考試註冊費。 • 須輸入信用卡首6位數字或優惠碼「HSBCTOEFL」。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費／課程 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% 80% = 20%。來源列出固定折價比率。
  • Application or registration is required.
  • 只適用網上TOEFL iBT考試註冊費。
  • 須輸入信用卡首6位數字或優惠碼「HSBCTOEFL」。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Tuition and courses
英國文化協會指定英語課程12%折扣
Discount
——

Category or merchant does not match. • 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% - 88% = 12%。來源列出固定折價比率。 • Merchants: british-council • Eligible merchants: british-council • 適用於英國文化協會指定英語課程；課程名單未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: british council · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 88 折，即支付原價 88%；節省比率 = 100% 88% = 12%。來源列出固定折價比率。
  • 適用於英國文化協會指定英語課程；課程名單未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Education
海外照顧監護新生註冊費豁免（優惠值未列明）
Conditions applyFee Waiverother
——

Category or merchant does not match. • Audience: other • Application, registration or activation required. See conditions. • Eligible categories: 教育 • 適用於海外照顧監護服務的新生註冊費。頁面沒有列出豁免金額。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: other
  • Eligible spending: Applies to: 教育 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於海外照顧監護服務的新生註冊費。頁面沒有列出豁免金額。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Education
海外照顧監護服務優惠英鎊100元
Discountother
——

Category or merchant does not match. • Audience: other • Eligible categories: 教育 • 適用於滙豐卓越理財客戶使用海外照顧監護服務。 • 頁面另列Premier Mastercard付款可享英鎊195元優惠；本優惠與該卡付款優惠視為互斥選項。

  • Eligibility: Audience: other
  • Eligible spending: Applies to: 教育 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • 適用於滙豐卓越理財客戶使用海外照顧監護服務。
  • 頁面另列Premier Mastercard付款可享英鎊195元優惠；本優惠與該卡付款優惠視為互斥選項。

Open source offer ↗

Education
HSBC Premier Mastercard海外照顧監護服務優惠英鎊195元
Conditions applyDiscountother
——

Category or merchant does not match. • Audience: other • Application, registration or activation required. See conditions. • Eligible categories: 教育 • 須使用HSBC Premier Mastercard付款。 • 須輸入信用卡首6位數字作為優惠碼。 • 頁面另列Premier客戶一般可享英鎊100元優惠；本卡優惠與該優惠視為互斥選項。

  • Eligibility: Audience: other
  • Eligible spending: Applies to: 教育 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 須使用HSBC Premier Mastercard付款。
  • 須輸入信用卡首6位數字作為優惠碼。
  • 頁面另列Premier客戶一般可享英鎊100元優惠；本卡優惠與該優惠視為互斥選項。

Open source offer ↗

Other
行動電話保障額高達1,000美元
Other
——

This benefit does not apply to a purchase. • 保障條款、索償條件及期間未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 保障條款、索償條件及期間未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Other
購物保障額高達20,000美元
Other
——

This benefit does not apply to a purchase. • 保障條款、合資格購物及索償條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 保障條款、合資格購物及索償條件未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Medical services
指定私家醫院「二人同行」升級優惠額外高達20%折扣
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% - 80% = 20%。來源使用「低至」或「高達」，故保存為最高節省比率。 • Eligible categories: 醫療服務 • 須在指定私家醫院使用「二人同行」升級優惠；醫院名單及詳細條件未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 醫療服務 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: 由來源明確列出的折價比率計算：付款比率 80 折，即支付原價 80%；節省比率 = 100% 80% = 20%。來源使用「低至」或「高達」，故保存為最高節省比率。
  • The complete list of eligible merchants is not available.
  • 須在指定私家醫院使用「二人同行」升級優惠；醫院名單及詳細條件未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Medical services
超過100項醫療服務優惠（優惠值未列明）
Discount
——

Category or merchant does not match. • Eligible categories: 醫療服務 • 頁面列出身體檢查、疫苗接種、激光及眼科保健、中醫等服務類別；各項折扣值和供應商未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 醫療服務 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • 頁面列出身體檢查、疫苗接種、激光及眼科保健、中醫等服務類別；各項折扣值和供應商未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Medical services
指定香港私家醫院健康檢查獨家折扣（優惠值未列明）
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 醫療服務 • 須預約指定香港私家醫院的健康檢查計劃；醫院名單及折扣值未在本HTML列明。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 醫療服務 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • 須預約指定香港私家醫院的健康檢查計劃；醫院名單及折扣值未在本HTML列明。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Other
滙豐卓越理財Mastercard永久年費豁免（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • 滙豐卓越理財Mastercard主卡及附屬卡年費永久豁免。迎新條款另述同一申請表成功申請的合資格卡及附屬卡可享永久年費豁免。來源沒有列出此卡原本的年費金額。 • 持卡人毋須消費指定金額，可自動享永久年費豁免；附屬卡同享豁免。 • 申請時須提供滙豐卓越理財綜合理財戶口號碼。申請信用卡毋須額外付費。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 滙豐卓越理財Mastercard主卡及附屬卡年費永久豁免。迎新條款另述同一申請表成功申請的合資格卡及附屬卡可享永久年費豁免。來源沒有列出此卡原本的年費金額。
  • 持卡人毋須消費指定金額，可自動享永久年費豁免；附屬卡同享豁免。
  • 申請時須提供滙豐卓越理財綜合理財戶口號碼。申請信用卡毋須額外付費。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Other
電子申請獲批後啟用滙豐虛擬信用卡（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • 只適用於以電子方式申請並獲批的信用卡；須啟用虛擬卡後才可使用手機錢包。 • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 只適用於以電子方式申請並獲批的信用卡；須啟用虛擬卡後才可使用手機錢包。
  • 滙豐卓越理財信用卡只限滙豐卓越理財客戶申請；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Other
滙豐卓越理財信用卡 HK$600 獎賞錢迎新回贈
Conditions applyCashbackMinimum spending: HK$8,000.00Cap: 1 items · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD600 / HKD8,000 minimum eligible spend × 100 = 7.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD600. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$600獎賞錢與指定網上申請渠道的HK$800選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的迎新獎賞 · Period: promotion total · Type: limited · Unit: items
  • Percentage note: Threshold equivalent calculation: HKD600 / HKD8,000 minimum eligible spend × 100 = 7.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD600.
  • Application or registration is required.
  • 適用於新信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。新客戶須在處理申請時沒有滙豐已批核的個人信用卡基本卡。此HK$600獎賞錢與指定網上申請渠道的HK$800選項屬同一迎新推廣的替代獎賞。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
  • 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

Other
滙豐卓越理財信用卡 HK$200 獎賞錢迎新回贈
Conditions applyCashbackMinimum spending: HK$8,000.00Cap: 1 items · promotion total
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD200 / HKD8,000 minimum eligible spend × 100 = 2.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD200. • Limit: 1 items · Promotion Total • Limit applies to: 每名合資格持卡人的迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • 適用於現有信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。現有客戶指處理申請時已有滙豐已批核的個人信用卡基本卡。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Amount: 1 · Applies to: 每名合資格持卡人的迎新獎賞 · Period: promotion total · Type: limited · Unit: items
  • Percentage note: Threshold equivalent calculation: HKD200 / HKD8,000 minimum eligible spend × 100 = 2.5% (one decimal place). The welcome table header lists HKD/RMB, but clause 8 limits RMB qualifying spend to HSBC Pulse UnionPay Dual Currency Diamond and HSBC UnionPay Dual Currency cards; this calculation uses the HKD8,000 path for this Premier Mastercard. The effective rate decreases above the HKD8,000 minimum. The reward remains a fixed HKD200.
  • Application or registration is required.
  • 適用於現有信用卡客戶成功申請及獲批的滙豐卓越理財信用卡基本卡。現有客戶指處理申請時已有滙豐已批核的個人信用卡基本卡。須於發卡後首60個曆日內累積港幣8,000元或以上合資格簽賬；簽賬須為淨額並已誌賬。戶口在整個推廣期及獲享獎賞時須有效且信用狀況良好；申請人不得在批核前12個月內取消滙豐個人基本卡，亦不得為附屬卡申請人。獎賞錢會在完成簽賬要求後兩個月內入賬。每人只可獲享一次；不得兌換現金、貨品、服務或折扣，亦不得轉讓。排除年費、財務及逾期費用、附屬卡簽賬、郵購及電話訂購、網上理財繳費、儲值卡或電子錢包交易及增值、八達通自動增值、現金貸款及分期供款、半現金交易、電匯、博彩、繳稅、自動轉賬、循環付款、未誌賬、取消或退款交易。若另享其他推廣，滙豐可決定只提供一項推廣優惠，除非另有說明。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
  • 滙豐信用卡迎新推廣期: 2026-03-01 – 2027-02-28

Open source offer ↗

Other
滙豐卓越理財信用卡補發新卡費豁免（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • 如滙豐卓越理財信用卡因遺失或失竊而須在到期日前補發，銀行不收取補發新卡費；來源沒有列出原本的補發費金額。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 如滙豐卓越理財信用卡因遺失或失竊而須在到期日前補發，銀行不收取補發新卡費；來源沒有列出原本的補發費金額。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Loans and installments
滙豐卓越理財信用卡零售簽賬長達56日免息期
Financing
——

This benefit does not apply to a purchase. • 適用於零售簽賬。只有在每月到期日或之前全數繳清結欠，銀行才不收取利息；否則，未付結欠及新交易會從相應結單日或交易日起按日計息。來源只述「長達56日」，沒有說明每筆交易的實際免息日數。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • 適用於零售簽賬。只有在每月到期日或之前全數繳清結欠，銀行才不收取利息；否則，未付結欠及新交易會從相應結單日或交易日起按日計息。來源只述「長達56日」，沒有說明每筆交易的實際免息日數。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

Open source offer ↗

Loans and installments
滙豐卓越理財信用卡免息商戶分期付款計劃（優惠值未列明）
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • 適用於個人信用卡主卡或附屬卡持卡人，但不適用於美元Visa Gold、大學生信用卡、私人品牌卡、銀聯雙幣卡或銀聯雙幣鑽石卡。只可向銀行及商戶同意的指定商戶購買商品或服務，並須獲銀行批核；銀行可按可用信用額及其他情況拒批。銀行每月從信用卡戶口扣取分期金額，計劃總額會暫時降低可用信用額。不得取消或更改訂單、退換商品或更改供款額或期數；可提早清還全部未償款項。已繳供款不退還。信用卡在供款期內被取消或終止時，未繳總額即時到期。 • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於個人信用卡主卡或附屬卡持卡人，但不適用於美元Visa Gold、大學生信用卡、私人品牌卡、銀聯雙幣卡或銀聯雙幣鑽石卡。只可向銀行及商戶同意的指定商戶購買商品或服務，並須獲銀行批核；銀行可按可用信用額及其他情況拒批。銀行每月從信用卡戶口扣取分期金額，計劃總額會暫時降低可用信用額。不得取消或更改訂單、退換商品或更改供款額或期數；可提早清還全部未償款項。已繳供款不退還。信用卡在供款期內被取消或終止時，未繳總額即時到期。
  • 只限滙豐卓越理財客戶；須保持全面理財總值港幣1,000,000元或以上。
  • 免息商戶分期付款計劃條款的生效日期: 2023-01-15 – Not stated

Open source offer ↗

0303/CitiCiti Premiermiles CardCiti Premiermiles Card20%HK$20.00
Citi Premiermiles Card
03Citi

Citi Premiermiles Card

Conditions apply

HK$20.0020%
Travel
Citi PremierMiles Travel with Points gives 20% off point conversion
HK$20.0020%
Conditions applyPointsCap: HK$99,999.00 · per statement period
CapHK$20.00 / HK$99,999.00
Calculation
Total savingHK$20.00
  • Citi PremierMiles Travel with Points gives 20% off point conversion: HK$20.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Statement-credit redemption amount in each statement cycle
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 99999 HKD · Per Statement Period
  • Limit applies to: Statement-credit redemption amount in each statement cycle
  • Application, registration or activation required. See conditions.
  • Eligible categories: 旅遊
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  • p
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  • x
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  • $
  • w
  • D
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Citi PremierMiles Travel with Points gives 20% off point conversion

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Amount: 99999 · Applies to: Statement credit redemption amount in each statement cycle · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Application or registration is required.
  • The HTML advertises a limited-time 20% discount on point conversion for Citi PremierMiles Cardholders. The service is for principal cardholders and requires enrolment in Citi Mobile App. It applies only to selected travel transactions at selected merchants or MCC categories: airlines (MCC 3000-3350 and 4511), lodging (3501-3999, 7011, 7012, 7033), and travel agencies or tour operators (4722). Only transactions in the current billing period and unbilled purchases up to 60 days old qualify. Cardholders may redeem for up to five selected transactions, limited by net transaction amount and available points; the app sets minimum points and conversion rate. Maximum redemption amount is HK$99,999 per statement cycle. Account must be in good standing when used and when credit posts. Points credits cannot pay fees, charges, or minimum payments and cannot be withdrawn or exchanged for cash. The HTML says no airline, date, or seat restriction; the PDF still limits eligible transactions by selected MCCs. No service fee applies. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel with Points Mobile Redemption Service: 2026-02-11 – 2027-02-10

Open source offer ↗

Other offers
Overseas spending
Citi PremierMiles overseas and online foreign-currency spending earns 1 mile per HK$3
PointsMinimum spending: HK$20,000.00
——

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligibility: Phase Spend Min: 20000 • Eligible categories: 海外簽賬 • H • K • $ • 2 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • t • o • t • a • l • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • ( • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • ) • • i • n • • o • n • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • T • h • e • • t • i • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • o • v • e • r • s • e • a • s • • a • n • d • • o • n • l • i • n • e • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • , • • d • e • f • i • n • e • d • • a • s • • t • r • a • n • s • a • c • t • i • o • n • s • • s • e • t • t • l • e • d • • i • n • • c • u • r • r • e • n • c • i • e • s • • o • t • h • e • r • • t • h • a • n • • H • K • D • , • • C • N • Y • , • • o • r • • M • O • P • . • • T • h • e • • r • a • t • e • • i • s • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 3 • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$20,000.00
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • HK$20,000 or more total Eligible Transactions (local and overseas) in one statement cycle. The tier applies to eligible overseas and online foreign-currency transactions, defined as transactions settled in currencies other than HKD, CNY, or MOP. The rate is 12 Points (1 mile) per HK$3. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Overseas spending
Citi PremierMiles overseas and online foreign-currency spending earns 1 mile per HK$4
Points
——

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Eligibility: Phase Spend Below: 20000 • Eligible categories: 海外簽賬 • L • e • s • s • • t • h • a • n • • H • K • $ • 2 • 0 • , • 0 • 0 • 0 • • t • o • t • a • l • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • ( • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • ) • • i • n • • o • n • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • T • h • e • • t • i • e • r • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • o • v • e • r • s • e • a • s • • a • n • d • • o • n • l • i • n • e • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • , • • d • e • f • i • n • e • d • • a • s • • t • r • a • n • s • a • c • t • i • o • n • s • • s • e • t • t • l • e • d • • i • n • • c • u • r • r • e • n • c • i • e • s • • o • t • h • e • r • • t • h • a • n • • H • K • D • , • • C • N • Y • , • • o • r • • M • O • P • . • • T • h • e • • r • a • t • e • • i • s • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 4 • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend <: HK$20,000.00
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Less than HK$20,000 total Eligible Transactions (local and overseas) in one statement cycle. The tier applies to eligible overseas and online foreign-currency transactions, defined as transactions settled in currencies other than HKD, CNY, or MOP. The rate is 12 Points (1 mile) per HK$4. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Other
Citi PremierMiles local spending earns 1 mile per HK$8
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: No cap stated in the retained source. • Applies to all eligible spending, subject to the conditions. • T • h • e • • p • a • g • e • • a • n • d • • t • e • r • m • s • • s • t • a • t • e • • 1 • 2 • • P • o • i • n • t • s • • ( • 1 • • m • i • l • e • ) • • p • e • r • • H • K • $ • 8 • • l • o • c • a • l • • t • r • a • n • s • a • c • t • i • o • n • • p • o • s • t • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • - • t • r • a • n • s • f • e • r • • a • n • d • • c • a • s • h • - • c • o • n • v • e • r • s • i • o • n • • l • o • a • n • s • , • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • o • n • l • i • n • e • • b • i • l • l • • o • r • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • m • u • t • u • a • l • - • f • u • n • d • • p • a • y • m • e • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • f • r • a • u • d • • o • r • • a • b • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • i • t • i • • m • a • y • • c • h • a • n • g • e • • t • h • e • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • i • n • t • s • • r • a • t • i • o • . • • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • • p • o • i • n • t • s • • a • r • e • • a • c • c • u • m • u • l • a • t • e • d • • u • n • d • e • r • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • a • c • c • o • u • n • t • ; • • o • n • l • y • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • m • a • y • • r • e • d • e • e • m • • p • o • i • n • t • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page and terms state 12 Points (1 mile) per HK$8 local transaction posted. Eligible transactions exclude FPS, cash advances, balance-transfer and cash-conversion loans, installment-program loan amounts, Inland Revenue Department payments, online bill or utility payments, insurance, charity or non-profit payments, mutual-fund payments, fees and charges, casino transactions, cancelled, refunded or unposted transactions, unauthorized transactions, and fraud or abuse transactions. Citi may change the exclusions and points ratio. Principal and supplementary card points are accumulated under the principal cardholder account; only principal cardholders may redeem points. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Other
Citi PremierMiles card reward of 240,000 Citi ThankYou Rewards points
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • l • a • b • e • l • s • • t • h • i • s • • a • • W • e • l • c • o • m • e • • O • f • f • e • r • • a • n • d • • s • t • a • t • e • s • • t • h • a • t • • 2 • 4 • 0 • , • 0 • 0 • 0 • • P • o • i • n • t • s • • e • q • u • a • l • • 2 • 0 • , • 0 • 0 • 0 • • M • i • l • e • s • . • • I • t • • d • i • r • e • c • t • s • • a • p • p • l • i • c • a • n • t • s • • t • o • • s • e • p • a • r • a • t • e • • w • e • l • c • o • m • e • - • o • f • f • e • r • • t • e • r • m • s • , • • w • h • i • c • h • • a • r • e • • n • o • t • • r • e • t • a • i • n • e • d • • i • n • • t • h • i • s • • s • o • u • r • c • e • • p • a • c • k • a • g • e • ; • • o • t • h • e • r • • d • a • t • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • • r • u • l • e • s • , • • e • n • r • o • l • m • e • n • t • • s • t • e • p • s • , • • a • n • d • • d • e • l • i • v • e • r • y • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page labels this a Welcome Offer and states that 240,000 Points equal 20,000 Miles. It directs applicants to separate welcome-offer terms, which are not retained in this source package; other dates, eligibility rules, enrolment steps, and delivery conditions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Cafés, bakeries and desserts
Citi PremierMiles reward of a Peninsula Hong Kong cake e-voucher worth HK$538
Conditions applyGift
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • A • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • u • s • e • • a • • d • e • s • i • g • n • a • t • e • d • • l • i • n • k • • o • r • • l • i • s • t • e • d • • p • l • a • t • f • o • r • m • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 2 • 0 • 2 • 6 • - • 1 • 1 • - • 1 • 3 • . • • N • e • w • • C • u • s • t • o • m • e • r • s • • h • a • v • e • • n • o • • c • u • r • r • e • n • t • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • a • n • d • • h • a • v • e • • n • o • t • • h • e • l • d • • o • r • • c • a • n • c • e • l • l • e • d • • o • n • e • • d • u • r • i • n • g • • t • h • e • • p • r • e • v • i • o • u • s • • 1 • 2 • • m • o • n • t • h • s • . • • F • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • s • • i • n • • d • e • g • r • e • e • • o • r • • d • i • p • l • o • m • a • • p • r • o • g • r • a • m • m • e • s • • a • t • • H • o • n • g • • K • o • n • g • • t • e • r • t • i • a • r • y • • i • n • s • t • i • t • u • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • r • e • w • a • r • d • • r • e • q • u • i • r • e • s • • e • n • a • b • l • i • n • g • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • p • u • s • h • • n • o • t • i • f • i • c • a • t • i • o • n • s • • a • n • d • • c • o • m • p • l • e • t • i • n • g • • f • i • v • e • • e • l • i • g • i • b • l • e • • d • i • g • i • t • a • l • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • I • t • • i • s • • l • i • m • i • t • e • d • • t • o • • t • h • e • • f • i • r • s • t • • 1 • , • 0 • 0 • 0 • • s • u • c • c • e • s • s • f • u • l • • E • l • i • g • i • b • l • e • • C • a • r • d • h • o • l • d • e • r • s • , • • i • s • • f • i • r • s • t • • c • o • m • e • • f • i • r • s • t • • s • e • r • v • e • d • • w • h • i • l • e • • s • t • o • c • k • s • • l • a • s • t • , • • a • n • d • • m • a • y • • b • e • • r • e • p • l • a • c • e • d • • a • t • • C • i • t • i • ' • s • • d • i • s • c • r • e • t • i • o • n • • w • i • t • h • • a • n • • H • K • $ • 5 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • c • a • n • • r • e • c • e • i • v • e • • o • n • e • • r • e • w • a • r • d • . • • T • h • e • • v • o • u • c • h • e • r • • m • u • s • t • • b • e • • r • e • d • e • e • m • e • d • • b • y • • a • • d • e • a • d • l • i • n • e • • t • h • a • t • • i • s • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • P • D • F • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • e • x • c • l • u • d • e • • F • P • S • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • l • o • a • n • s • • a • n • d • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • I • R • D • • o • r • • o • n • l • i • n • e • • b • i • l • l • • a • n • d • • u • t • i • l • i • t • y • • p • a • y • m • e • n • t • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • a • n • d • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • C • i • t • i • • P • a • y • A • l • l • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • , • • d • y • n • a • m • i • c • • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • f • e • e • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • a • n • d • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • , • • u • n • p • o • s • t • e • d • , • • u • n • a • u • t • h • o • r • i • z • e • d • , • • f • r • a • u • d • u • l • e • n • t • , • • o • r • • a • b • u • s • i • v • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • a • r • d • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • w • a • r • d • • i • s • • n • o • t • • r • e • t • u • r • n • a • b • l • e • • o • r • • e • x • c • h • a • n • g • e • a • b • l • e • ; • • c • a • n • c • e • l • l • a • t • i • o • n • • w • i • t • h • i • n • • o • n • e • • y • e • a • r • • a • f • t • e • r • • a • c • c • e • p • t • a • n • c • e • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • c • h • a • r • g • e • • e • q • u • a • l • • t • o • • t • h • e • • r • e • w • a • r • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • A principal Citi PremierMiles Card application must use a designated link or listed platform during the promotion period and must be approved by 2026-11-13. New Customers have no current principal Citi Credit Card and have not held or cancelled one during the previous 12 months. Full-time students in degree or diploma programmes at Hong Kong tertiary institutions are excluded. The reward requires enabling Citi Mobile App push notifications and completing five eligible digital-wallet transactions within one month after card issuance. It is limited to the first 1,000 successful Eligible Cardholders, is first come first served while stocks last, and may be replaced at Citi's discretion with an HK$500 cash rebate. Each cardholder can receive one reward. The voucher must be redeemed by a deadline that is not stated in the retained PDF. Eligible transactions exclude FPS, Octopus add-value, cash advances, loans and installment-program loan amounts, IRD or online bill and utility payments, insurance, charity and non-profit payments, Citi PayAll, mutual funds, fees, dynamic currency conversion fees, casino transactions, and cancelled, refunded, unposted, unauthorized, fraudulent, or abusive transactions. Card account must remain valid and in good standing. The reward is not returnable or exchangeable; cancellation within one year after acceptance may result in a charge equal to the reward. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • New Customer Limited-Time Offer for the Peninsula Hong Kong Cake E-Voucher: 2026-09-14 – 2026-10-31

Open source offer ↗

Other
Citi PremierMiles promotion grants an HK$500 cash rebate
Conditions applyCashback
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This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • i • s • • i • s • • t • h • e • • a • l • t • e • r • n • a • t • i • v • e • • r • e • w • a • r • d • • C • i • t • i • • m • a • y • • g • r • a • n • t • • i • n • s • t • e • a • d • • o • f • • t • h • e • • P • e • n • i • n • s • u • l • a • • H • o • n • g • • K • o • n • g • • C • a • k • e • • E • - • V • o • u • c • h • e • r • • w • h • e • n • • t • h • e • • o • f • f • e • r • • i • s • • f • i • r • s • t • • c • o • m • e • • f • i • r • s • t • • s • e • r • v • e • d • • a • n • d • • w • h • i • l • e • • s • t • o • c • k • s • • l • a • s • t • . • • I • t • • u • s • e • s • • t • h • e • • s • a • m • e • • n • e • w • - • c • u • s • t • o • m • e • r • , • • c • a • r • d • - • a • p • p • l • i • c • a • t • i • o • n • , • • a • p • p • r • o • v • a • l • , • • p • u • s • h • - • n • o • t • i • f • i • c • a • t • i • o • n • , • • f • i • v • e • • d • i • g • i • t • a • l • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • e • l • i • g • i • b • l • e • - • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • , • • a • n • d • • o • n • e • - • r • e • w • a • r • d • - • p • e • r • - • c • a • r • d • h • o • l • d • e • r • • c • o • n • d • i • t • i • o • n • s • • a • s • • t • h • e • • c • a • k • e • • o • f • f • e • r • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • This is the alternative reward Citi may grant instead of the Peninsula Hong Kong Cake E-Voucher when the offer is first come first served and while stocks last. It uses the same new-customer, card-application, approval, push-notification, five digital-wallet transactions, eligible-transaction exclusions, account-status, and one-reward-per-cardholder conditions as the cake offer. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Alternative reward in the New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

Open source offer ↗

Travel
Citi PremierMiles travel insurance provides up to HK$450,000 travel accident protection
TravelCap: HK$450,000.00 · not stated
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This benefit does not apply to a purchase. • Limit: 450000 HKD • Limit applies to: Travel Accident Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 450000 · Applies to: Travel Accident Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

Travel
Citi PremierMiles travel insurance provides up to HK$150,000 emergency medical protection
TravelCap: HK$150,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 150000 HKD • Limit applies to: Emergency Medical Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 150000 · Applies to: Emergency Medical Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

Travel
Citi PremierMiles travel insurance provides up to HK$5,000 journey cancellation protection
TravelCap: HK$5,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 5000 HKD • Limit applies to: Journey Cancellation Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 5000 · Applies to: Journey Cancellation Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

Travel
Citi PremierMiles travel insurance provides up to HK$6,000 baggage loss protection
TravelCap: HK$6,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 6000 HKD • Limit applies to: Baggage Loss Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6000 · Applies to: Baggage Loss Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

Travel
Citi PremierMiles travel insurance provides up to HK$2,000 travel delay protection
TravelCap: HK$2,000.00 · not stated
——

This benefit does not apply to a purchase. • Limit: 2000 HKD • Limit applies to: Travel Delay Protection • T • h • e • • p • a • g • e • • l • i • s • t • s • • t • h • i • s • • m • a • x • i • m • u • m • • c • l • a • i • m • • a • m • o • u • n • t • • u • n • d • e • r • • t • h • e • • F • r • e • e • • T • r • a • v • e • l • • I • n • s • u • r • a • n • c • e • • B • a • s • i • c • • P • l • a • n • . • • T • h • e • • j • o • u • r • n • e • y • • m • u • s • t • • d • e • p • a • r • t • • o • n • • o • r • • a • f • t • e • r • • 2 • 0 • 2 • 6 • - • 0 • 4 • - • 0 • 1 • • a • n • d • • f • i • n • i • s • h • • b • y • • 2 • 0 • 2 • 7 • - • 0 • 3 • - • 3 • 1 • . • • A • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • i • n • • f • u • l • l • • o • r • • r • e • d • e • e • m • • p • o • i • n • t • s • • f • o • r • • t • h • e • • H • o • n • g • • K • o • n • g • • t • r • a • v • e • l • • t • i • c • k • e • t • s • , • • f • u • l • l • - • j • o • u • r • n • e • y • • a • c • c • o • m • m • o • d • a • t • i • o • n • , • • o • r • • t • o • u • r • • p • a • c • k • a • g • e • ; • • i • f • • t • h • o • s • e • • i • t • e • m • s • • a • r • e • • a • c • q • u • i • r • e • d • • w • i • t • h • • r • e • w • a • r • d • s • • p • o • i • n • t • s • , • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • p • a • y • • r • e • l • a • t • e • d • • t • a • x • e • s • , • • f • u • e • l • • s • u • r • c • h • a • r • g • e • , • • a • n • d • • r • e • q • u • i • r • e • d • • f • e • e • s • • w • i • t • h • • t • h • e • • C • i • t • i • • P • r • e • m • i • e • r • M • i • l • e • s • • C • a • r • d • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • f • a • m • i • l • y • • c • a • n • • e • n • j • o • y • • c • o • v • e • r • , • • w • h • i • l • e • • d • e • t • a • i • l • e • d • • p • a • g • e • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • • i • s • • e • n • t • i • t • l • e • d • • t • o • • t • h • e • • B • a • s • i • c • • P • l • a • n • ; • • d • e • p • e • n • d • e • n • t • • c • o • v • e • r • a • g • e • • i • s • • n • o • t • • r • e • s • o • l • v • e • d • • b • y • • r • e • t • a • i • n • e • d • • m • a • t • e • r • i • a • l • . • • D • e • t • a • i • l • e • d • • i • n • s • u • r • a • n • c • e • • t • e • r • m • s • • a • r • e • • l • i • n • k • e • d • • b • u • t • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: Travel Delay Protection · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • The page lists this maximum claim amount under the Free Travel Insurance Basic Plan. The journey must depart on or after 2026-04-01 and finish by 2027-03-31. A principal cardholder must pay in full or redeem points for the Hong Kong travel tickets, full-journey accommodation, or tour package; if those items are acquired with rewards points, the principal cardholder must pay related taxes, fuel surcharge, and required fees with the Citi PremierMiles Card. The page summary says the cardholder and family can enjoy cover, while detailed page terms state that the principal cardholder is entitled to the Basic Plan; dependent coverage is not resolved by retained material. Detailed insurance terms are linked but not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Travel journey covered by the Free Travel Insurance Basic Plan: 2026-04-01 – 2027-03-31

Open source offer ↗

Travel
Citi PremierMiles offers up to 12 complimentary Plaza Premium lounge visits
TravelCap: 12 items · per year
——

This benefit does not apply to a purchase. • Limit: 12 items · Per Year • Limit applies to: complimentary lounge visits per cardholder in each calendar year • P • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • e • a • c • h • • r • e • c • e • i • v • e • • u • p • • t • o • • 1 • 2 • • v • i • s • i • t • s • • t • o • • s • e • l • e • c • t • e • d • • P • l • a • z • a • • P • r • e • m • i • u • m • • L • o • u • n • g • e • s • • i • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • y • e • a • r • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • s • p • e • n • d • i • n • g • • p • e • r • • l • o • u • n • g • e • • a • c • c • e • s • s • • w • i • t • h • i • n • • 3 • 0 • • d • a • y • s • • a • f • t • e • r • • t • h • e • • v • i • s • i • t • ; • • p • r • i • n • c • i • p • a • l • • a • n • d • • s • u • p • p • l • e • m • e • n • t • a • r • y • • s • p • e • n • d • i • n • g • • c • o • u • n • t • s • • t • o • g • e • t • h • e • r • . • • I • f • • t • h • e • • r • e • q • u • i • r • e • m • e • n • t • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • i • s • • c • h • a • r • g • e • d • • H • K • $ • 2 • 5 • 0 • • f • o • r • • t • h • a • t • • a • c • c • e • s • s • . • • E • a • c • h • • a • c • c • e • s • s • • a • b • o • v • e • • t • h • e • • 1 • 2 • - • v • i • s • i • t • • a • l • l • o • w • a • n • c • e • • a • l • s • o • • c • o • s • t • s • • H • K • $ • 2 • 5 • 0 • , • • a • n • d • • e • a • c • h • • a • c • c • o • m • p • a • n • y • i • n • g • • g • u • e • s • t • • c • o • s • t • s • • H • K • $ • 2 • 5 • 0 • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • l • o • a • n • s • • a • n • d • • i • n • s • t • a • l • l • m • e • n • t • - • p • r • o • g • r • a • m • • l • o • a • n • • a • m • o • u • n • t • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • I • R • D • • p • a • y • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • o • n • l • i • n • e • • b • i • l • l • s • , • • i • n • s • u • r • a • n • c • e • , • • c • h • a • r • i • t • y • • o • r • • n • o • n • - • p • r • o • f • i • t • • p • a • y • m • e • n • t • s • , • • F • P • S • , • • a • n • d • • c • a • n • c • e • l • l • e • d • , • • r • e • f • u • n • d • e • d • , • • o • r • • u • n • p • o • s • t • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 12 · Applies to: complimentary lounge visits per cardholder in each calendar year · Period: per year · Type: limited · Unit: items
  • Principal and supplementary cardholders can each receive up to 12 visits to selected Plaza Premium Lounges in each calendar year. Each cardholder must make HK$5,000 of eligible local or overseas spending per lounge access within 30 days after the visit; principal and supplementary spending counts together. If the requirement is not met, the cardholder is charged HK$250 for that access. Each access above the 12-visit allowance also costs HK$250, and each accompanying guest costs HK$250. Exclusions include cash advances, loans and installment-program loan amounts, fees and charges, IRD payments, casino transactions, online bills, insurance, charity or non-profit payments, FPS, and cancelled, refunded, or unposted transactions. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

Travel bookings
Citi Credit Card business-class flight bookings offer up to HK$300 off
Discount
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: No cap stated in the retained source. • Eligible categories: 旅遊預訂 • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • a • n • • o • f • f • e • r • • o • f • • u • p • • t • o • • H • K • $ • 3 • 0 • 0 • • o • f • f • • b • u • s • i • n • e • s • s • - • c • l • a • s • s • • f • l • i • g • h • t • • t • i • c • k • e • t • s • • w • h • e • n • • u • s • i • n • g • • a • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • a • n • d • • g • i • v • e • s • • a • n • • e • n • d • • d • a • t • e • • o • f • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • , • • s • o • • t • h • e • • m • e • r • c • h • a • n • t • , • • q • u • a • l • i • f • y • i • n • g • • s • p • e • n • d • , • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • m • e • t • h • o • d • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊預訂 · Type: category
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page states an offer of up to HK$300 off business-class flight tickets when using a Citi Credit Card and gives an end date of 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained, so the merchant, qualifying spend, and redemption method are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Business-class flight-ticket bookings: Now – 2026-12-31

Open source offer ↗

Travel bookings
Trip.com flight bookings offer up to HK$200 off
Discount
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: No cap stated in the retained source. • Merchants: trip-com • Eligible merchants: trip-com • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • u • p • • t • o • • H • K • $ • 2 • 0 • 0 • • o • f • f • • f • l • i • g • h • t • • b • o • o • k • i • n • g • s • • a • t • • T • r • i • p • . • c • o • m • • w • i • t • h • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • s • • t • h • r • o • u • g • h • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • ; • • m • i • n • i • m • u • m • • s • p • e • n • d • , • • c • o • d • e • s • , • • a • n • d • • b • o • o • k • i • n • g • • r • e • s • t • r • i • c • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip com · Type: merchant
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page states up to HK$200 off flight bookings at Trip.com with Citi Credit Cards through 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained; minimum spend, codes, and booking restrictions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Trip.com flight bookings: Now – 2026-12-31

Open source offer ↗

Hotels
Trip.com hotel bookings offer 8% off
Discount
——

Category or merchant does not match. • Limit applies to: No cap stated in the retained source. • Merchants: trip-com • Eligible merchants: trip-com • T • h • e • • p • a • g • e • • s • t • a • t • e • s • • 8 • % • • o • f • f • • h • o • t • e • l • • b • o • o • k • i • n • g • s • • a • t • • T • r • i • p • . • c • o • m • • w • i • t • h • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • s • • t • h • r • o • u • g • h • • 2 • 0 • 2 • 6 • - • 1 • 2 • - • 3 • 1 • . • • F • u • l • l • • b • o • o • k • i • n • g • • a • n • d • • r • e • d • e • m • p • t • i • o • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • ; • • m • i • n • i • m • u • m • • s • p • e • n • d • , • • c • o • d • e • s • , • • a • n • d • • b • o • o • k • i • n • g • • r • e • s • t • r • i • c • t • i • o • n • s • • a • r • e • • u • n • k • n • o • w • n • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip com · Type: merchant
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • The page states 8% off hotel bookings at Trip.com with Citi Credit Cards through 2026-12-31. Full booking and redemption conditions are available only through a linked page that is not retained; minimum spend, codes, and booking restrictions are unknown. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.
  • Trip.com hotel bookings: Now – 2026-12-31

Open source offer ↗

Other
Citi PremierMiles referrals can earn a HK$3,300 cash rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: No cap stated in the retained source. • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • a • d • d • r • e • s • s • e • s • • e • x • i • s • t • i • n • g • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • m • e • m • b • e • r • s • • a • n • d • • s • t • a • t • e • s • • t • h • a • t • • a • • r • e • f • e • r • r • e • r • • w • h • o • • s • u • c • c • e • s • s • f • u • l • l • y • • r • e • f • e • r • s • • t • h • r • e • e • • f • r • i • e • n • d • s • • c • a • n • • e • a • r • n • • a • n • • H • K • $ • 3 • , • 3 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • . • • F • u • l • l • • r • e • f • e • r • r • a • l • • e • l • i • g • i • b • i • l • i • t • y • , • • d • e • a • d • l • i • n • e • s • , • • a • n • d • • p • a • y • m • e • n • t • • t • e • r • m • s • • a • r • e • • a • v • a • i • l • a • b • l • e • • o • n • l • y • • t • h • r • o • u • g • h • • a • • l • i • n • k • e • d • • p • a • g • e • • t • h • a • t • • i • s • • n • o • t • • r • e • t • a • i • n • e • d • . • • G • e • n • e • r • a • l • • p • a • g • e • • t • e • r • m • s • • a • p • p • l • y • : • • o • f • f • e • r • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • a • v • a • i • l • a • b • i • l • i • t • y • , • • a • c • c • o • u • n • t • - • s • t • a • t • u • s • • c • h • e • c • k • s • , • • a • n • d • • C • i • t • i • • o • r • • m • e • r • c • h • a • n • t • • a • c • c • e • p • t • a • n • c • e • ; • • o • f • f • e • r • s • • c • a • n • n • o • t • • b • e • • c • o • m • b • i • n • e • d • • w • i • t • h • • o • t • h • e • r • • s • p • e • c • i • a • l • • p • r • o • m • o • t • i • o • n • s • , • • d • i • s • c • o • u • n • t • s • , • • o • r • • c • o • u • p • o • n • s • . • • C • i • t • i • • T • h • a • n • k • Y • o • u • • R • e • w • a • r • d • s • • t • e • r • m • s • • a • p • p • l • y • • t • o • • p • o • i • n • t • s • - • r • e • l • a • t • e • d • • b • e • n • e • f • i • t • s • .

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap stated in the retained source. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page addresses existing Citi Credit Cardmembers and states that a referrer who successfully refers three friends can earn an HK$3,300 cash rebate. Full referral eligibility, deadlines, and payment terms are available only through a linked page that is not retained. General page terms apply: offers are subject to availability, account-status checks, and Citi or merchant acceptance; offers cannot be combined with other special promotions, discounts, or coupons. Citi ThankYou Rewards terms apply to points-related benefits.

Open source offer ↗

0404/CitiCiti Octopus Credit CardCiti Octopus Credit Card5.5%HK$5.50
Citi Octopus Credit Card
04Citi

Citi Octopus Credit Card

Conditions apply

HK$5.505.5%
Travel
Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares
HK$5.005%
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
CapHK$5.00 / HK$500.00
Other
Citi Octopus Card: HK$1 Octopus Cash for every HK$200 of card spending
HK$0.500.5%
Cashback
Calculation
Total savingHK$5.50
  • Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares: HK$5.00
  • Citi Octopus Card: HK$1 Octopus Cash for every HK$200 of card spending: HK$0.50
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b)
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 500 HKD · Per Month
  • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b)
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 10000
  • Eligible categories: 旅遊
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  • HK$1 Octopus Cash ÷ HK$200 eligible card spending × 100 = 0.5%. Octopus Cash is rounded down to the nearest cent; eligible spending exclusions and Octopus Cash redemption conditions apply.
  • Limit applies to: Octopus Cash Program reward
  • Applies to all eligible spending, subject to the conditions.

Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Citi Octopus Card: HK$1 Octopus Cash for every HK$200 of card spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Octopus Cash Program reward · Period: not stated · Type: not stated
  • Percentage note: HK$1 Octopus Cash ÷ HK$200 eligible card spending × 100 = 0.5%. Octopus Cash is rounded down to the nearest cent; eligible spending exclusions and Octopus Cash redemption conditions apply.
  • Only Principal Cardholders are eligible. The Card earns HK$1 of Octopus Cash for each HK$200 of aggregate credit-card spending items, rounded down to the nearest cent; Automatic Add Value transactions are included. Exclusions include cash advances, fees and charges, Balance Transfer withdrawals, Cash Conversion and Quick Cash proceeds, Inland Revenue Department payments, casino transactions, online bill payments, insurance, charity/non-profit transactions, Faster Payment System transactions, and unposted/cancelled/refunded transactions. Octopus Cash is credited to the account and is not transferable. A statement balance can offset only a later statement's AAVS transaction when the redemption is at least HK$5, does not exceed that AAVS value, and the account meets the Company's conditions. The balance is forfeited if the account closes or is not in good standing, the card expires or ceases to be effective, or an agreement is breached; unredeemed amounts are forfeited after three years (or a period later prescribed), in credit order. The Company may terminate or change the program or its benefits. Cancelled or refunded transactions reverse the earned Octopus Cash. The Company makes the final decision; the English terms prevail if versions differ.

Open source offer ↗

Other offers
Octopus
Citi Octopus on iPhone or Apple Watch: HK$200 Octopus top-up value
Conditions applyGiftCap: 5,000 cardholders · promotion total
——

Category or merchant does not match. • Limit: 5000 cardholders · Promotion Total • Limit applies to: First 5,000 customers who add the card for the first time and fulfill designated requirements • Application, registration or activation required. See conditions. • Eligible categories: 八達通 • A • d • d • • C • i • t • i • • O • c • t • o • p • u • s • • t • o • • i • P • h • o • n • e • • o • r • • A • p • p • l • e • • W • a • t • c • h • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • , • • r • e • g • i • s • t • e • r • • f • o • r • • t • h • e • • P • r • o • m • o • t • i • o • n • • t • h • r • o • u • g • h • • t • h • e • • d • i • s • p • l • a • y • e • d • • O • c • t • o • p • u • s • • r • e • g • i • s • t • r • a • t • i • o • n • • p • a • g • e • , • • a • n • d • • c • o • n • d • u • c • t • • a • t • • l • e • a • s • t • • o • n • e • • A • u • t • o • m • a • t • i • c • • A • d • d • • V • a • l • u • e • • S • e • r • v • i • c • e • • t • r • a • n • s • a • c • t • i • o • n • • i • n • • e • a • c • h • • 3 • 0 • - • d • a • y • • p • e • r • i • o • d • • o • f • • t • h • e • • f • i • r • s • t • • 9 • 0 • • d • a • y • s • • f • r • o • m • • t • h • e • • c • a • r • d • - • p • r • o • v • i • s • i • o • n • • d • a • t • e • . • • T • h • e • • o • f • f • e • r • • i • s • • l • i • m • i • t • e • d • • t • o • • t • h • e • • f • i • r • s • t • • 5 • , • 0 • 0 • 0 • • c • u • s • t • o • m • e • r • s • • w • h • o • • a • d • d • • t • h • e • • c • a • r • d • • f • o • r • • t • h • e • • f • i • r • s • t • • t • i • m • e • • a • n • d • • m • e • e • t • • t • h • e • • r • e • q • u • i • r • e • m • e • n • t • s • . • • T • h • e • • C • i • t • i • • O • c • t • o • p • u • s • • m • u • s • t • • b • e • • a • d • d • e • d • • t • o • • t • h • e • • O • c • t • o • p • u • s • • A • p • p • • b • e • f • o • r • e • • a • c • t • i • v • a • t • i • n • g • • M • o • b • i • l • e • • O • c • t • o • p • u • s • ; • • a • d • d • i • n • g • • t • h • e • • C • i • t • i • • O • c • t • o • p • u • s • • o • n • • i • P • h • o • n • e • • a • u • t • o • - • a • c • t • i • v • a • t • e • s • • A • A • V • S • . • • O • c • t • o • p • u • s • • C • a • r • d • s • • L • i • m • i • t • e • d • • p • r • o • v • i • d • e • s • • t • h • i • s • • o • f • f • e • r • • d • i • r • e • c • t • l • y • . • • I • t • • i • s • • s • u • b • j • e • c • t • • t • o • • O • C • L • • t • e • r • m • s • ; • • C • i • t • i • b • a • n • k • • d • i • s • c • l • a • i • m • s • • r • e • s • p • o • n • s • i • b • i • l • i • t • y • • f • o • r • • a • c • c • u • r • a • c • y • , • • q • u • a • l • i • t • y • , • • o • r • • l • o • s • s • / • d • a • m • a • g • e • , • • a • n • d • • O • C • L • • h • a • s • • t • h • e • • f • i • n • a • l • • d • e • c • i • s • i • o • n • • i • n • • d • i • s • p • u • t • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 八達通 · Type: category
  • Benefit limit: Amount: 5000 · Applies to: First 5,000 customers who add the card for the first time and fulfill designated requirements · Period: promotion total · Type: limited · Unit: cardholders
  • Application or registration is required.
  • Add Citi Octopus to iPhone or Apple Watch during the Promotion Period, register for the Promotion through the displayed Octopus registration page, and conduct at least one Automatic Add Value Service transaction in each 30-day period of the first 90 days from the card-provision date. The offer is limited to the first 5,000 customers who add the card for the first time and meet the requirements. The Citi Octopus must be added to the Octopus App before activating Mobile Octopus; adding the Citi Octopus on iPhone auto-activates AAVS. Octopus Cards Limited provides this offer directly. It is subject to OCL terms; Citibank disclaims responsibility for accuracy, quality, or loss/damage, and OCL has the final decision in disputes.
  • Promotion period to add Citi Octopus to iPhone or Apple Watch and register: 2026-06-01 – 2026-11-30

Open source offer ↗

Other
Citi Octopus Platinum Card welcome: HK$1,800 cash rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section. • Limit applies to: Welcome cash rebate • Application, registration or activation required. See conditions. • N • e • w • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • • C • u • s • t • o • m • e • r • s • • o • n • l • y • . • • T • h • e • • p • a • g • e • • d • e • f • i • n • e • s • • a • • N • e • w • • C • u • s • t • o • m • e • r • • a • s • • a • n • • a • p • p • l • i • c • a • n • t • • w • h • o • • d • o • e • s • • n • o • t • • c • u • r • r • e • n • t • l • y • • h • o • l • d • , • • a • n • d • • i • n • • t • h • e • • p • a • s • t • • 1 • 2 • • m • o • n • t • h • s • • h • a • s • • n • o • t • • b • e • e • n • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • r • o • v • e • d • • f • o • r • • o • r • • c • a • n • c • e • l • l • e • d • , • • a • n • y • • p • r • i • n • c • i • p • a • l • • C • i • t • i • • C • r • e • d • i • t • • C • a • r • d • , • • C • i • t • i • • C • o • b • r • a • n • d • • C • a • r • d • , • • C • i • t • i • • P • r • i • v • a • t • e • • L • a • b • e • l • • C • a • r • d • • i • s • s • u • e • d • • b • y • • C • i • t • i • b • a • n • k • • ( • H • o • n • g • • K • o • n • g • ) • • L • i • m • i • t • e • d • , • • o • r • • D • i • n • e • r • s • • C • l • u • b • • C • a • r • d • • i • s • s • u • e • d • • b • y • • D • i • n • e • r • s • • C • l • u • b • • I • n • t • e • r • n • a • t • i • o • n • a • l • • ( • H • K • ) • • L • i • m • i • t • e • d • . • • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • s • e • c • t • i • o • n • • s • t • a • t • e • s • • a • • m • i • n • i • m • u • m • • a • n • n • u • a • l • • i • n • c • o • m • e • • o • f • • H • K • $ • 1 • 2 • 0 • , • 0 • 0 • 0 • • ( • w • a • i • v • e • d • • f • o • r • • s • t • u • d • e • n • t • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • ) • , • • a • g • e • • 1 • 8 • • o • r • • o • l • d • e • r • , • • a • n • d • • H • K • I • D • • h • o • l • d • e • r • . • • R • e • q • u • i • r • e • d • • d • o • c • u • m • e • n • t • s • • a • r • e • • a • • c • o • l • o • r • e • d • • H • o • n • g • • K • o • n • g • • P • e • r • m • a • n • e • n • t • • R • e • s • i • d • e • n • t • • I • d • e • n • t • i • t • y • • C • a • r • d • • c • o • p • y • • w • i • t • h • • s • i • g • n • a • t • u • r • e • ; • • l • a • t • e • s • t • • r • e • s • i • d • e • n • t • i • a • l • • a • d • d • r • e • s • s • • p • r • o • o • f • • ( • f • o • r • • e • x • a • m • p • l • e • , • • e • l • e • c • t • r • i • c • i • t • y • • b • i • l • l • • o • r • • b • a • n • k • • s • t • a • t • e • m • e • n • t • , • • w • i • t • h • • t • h • e • • f • i • r • s • t • • p • a • g • e • • s • h • o • w • i • n • g • • n • a • m • e • • a • n • d • • a • c • c • o • u • n • t • • n • u • m • b • e • r • ) • ; • • a • n • d • • p • r • o • o • f • • o • f • • i • n • c • o • m • e • • o • r • • a • s • s • e • t • s • • ( • l • a • t • e • s • t • • o • n • e • - • m • o • n • t • h • • p • a • y • r • o • l • l • • s • l • i • p • , • • l • a • t • e • s • t • • t • h • r • e • e • - • m • o • n • t • h • • p • a • y • r • o • l • l • • a • c • c • o • u • n • t • • s • t • a • t • e • m • e • n • t • / • p • a • s • s • b • o • o • k • , • • o • r • • o • t • h • e • r • • a • s • s • e • t • • p • r • o • o • f • • s • u • c • h • • a • s • • a • • c • u • r • r • e • n • t • • f • u • l • l • - • m • o • n • t • h • • f • i • x • e • d • - • d • e • p • o • s • i • t • • a • d • v • i • c • e • , • • w • i • t • h • • t • h • e • • f • i • r • s • t • • p • a • g • e • • s • h • o • w • i • n • g • • n • a • m • e • • a • n • d • • a • c • c • o • u • n • t • • n • u • m • b • e • r • ) • . • • T • h • e • • p • a • g • e • • d • i • s • p • l • a • y • s • • t • h • i • s • • w • e • l • c • o • m • e • • o • f • f • e • r • • f • o • r • • o • n • l • i • n • e • • a • p • p • l • i • c • a • t • i • o • n • s • • f • o • r • • a • • C • i • t • i • • O • c • t • o • p • u • s • • P • l • a • t • i • n • u • m • • C • a • r • d • . • • I • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • a • • v • a • l • i • d • i • t • y • • p • e • r • i • o • d • • o • r • • t • h • e • • d • e • t • a • i • l • e • d • • c • o • n • d • i • t • i • o • n • s • • i • n • • t • h • e • • l • i • n • k • e • d • • W • e • l • c • o • m • e • • O • f • f • e • r • • T • e • r • m • s • • a • n • d • • C • o • n • d • i • t • i • o • n • s • . • • T • h • e • • p • a • g • e • • s • a • y • s • • t • h • e • • B • a • n • k • • m • a • y • • i • s • s • u • e • • a • • C • i • t • i • • O • c • t • o • p • u • s • • G • o • l • d • • C • a • r • d • • i • f • • t • h • e • • a • p • p • l • i • c • a • n • t • • d • o • e • s • • n • o • t • • m • e • e • t • • t • h • e • • a • n • n • u • a • l • - • i • n • c • o • m • e • • r • e • q • u • i • r • e • m • e • n • t • ; • • i • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • w • h • e • t • h • e • r • • t • h • e • • P • l • a • t • i • n • u • m • • w • e • l • c • o • m • e • • o • f • f • e • r • • t • h • e • n • • a • p • p • l • i • e • s • .

  • Eligibility: Audience: all · Customer status: new · Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Welcome cash rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • New Citi Credit Card Customers only. The page defines a New Customer as an applicant who does not currently hold, and in the past 12 months has not been successfully approved for or cancelled, any principal Citi Credit Card, Citi Cobrand Card, Citi Private Label Card issued by Citibank (Hong Kong) Limited, or Diners Club Card issued by Diners Club International (HK) Limited. The card application section states a minimum annual income of HK$120,000 (waived for student card application), age 18 or older, and HKID holder. Required documents are a colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof (for example, electricity bill or bank statement, with the first page showing name and account number); and proof of income or assets (latest one-month payroll slip, latest three-month payroll account statement/passbook, or other asset proof such as a current full-month fixed-deposit advice, with the first page showing name and account number). The page displays this welcome offer for online applications for a Citi Octopus Platinum Card. It does not state a validity period or the detailed conditions in the linked Welcome Offer Terms and Conditions. The page says the Bank may issue a Citi Octopus Gold Card if the applicant does not meet the annual-income requirement; it does not state whether the Platinum welcome offer then applies.

Open source offer ↗

Cafés, bakeries and desserts
Citi Octopus Platinum Card welcome: one Peninsula Hong Kong Cake E-Voucher, stated value HK$538
Conditions applyGiftapple pay / samsung pay / google payCap: 1,000 cardholders · promotion total
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New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section. • Limit: 1000 cardholders · Promotion Total • Limit applies to: successful Eligible Cardholders • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • Apply for a principal Citi Octopus Platinum Card during the Promotion Period through an eligible designated channel and receive Citibank approval on or before 2026-11-13. • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application. • Full-time students in a degree or diploma program at a Hong Kong tertiary institution are excluded. • Within one month after card issuance, enable Citi Mobile App push notifications and complete five eligible transactions with the card through Apple Pay, Samsung Pay, or Google Pay. • Eligible transactions include posted transactions and monthly installments of billed Merchant Installment Plans on the principal card. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions. • The reward is limited to the first 1,000 successful Eligible Cardholders, is available first-come-first-served while stocks last, and each Eligible Cardholder may receive it once. • Citi may grant an alternative HK$500 cash rebate instead of the voucher. • The voucher is issued to My Vouchers in the Citi Mobile App within three calendar months after the month in which the conditions are met. It must be redeemed by a deadline that is not stated in the retained PDF. • The card account must remain valid and in good standing during the Promotion Period and when the reward is issued. Citi may debit the reward value for fraud, abuse, reversal, or cancellation of a qualifying transaction, and may charge an equivalent cost if the card is cancelled within one year after reward acceptance. • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons. • The HTML landing page states that the voucher is worth HK$538. • The card application section states a minimum annual income of HK$120,000 (waived for student card applications), age 18 or older, and Hong Kong ID holder. • The landing page says the Bank may issue a Citi Octopus Gold Card when the income requirement is not met; it does not state whether this Platinum-card promotion then applies.

  • Eligibility: Audience: all · Customer status: new · Document: Colored Hong Kong Permanent Resident Identity Card copy with signature; latest residential address proof; and proof of income or assets, as listed in the card application section.
  • Eligible spending: Type: all
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Amount: 1000 · Applies to: successful Eligible Cardholders · Period: promotion total · Type: limited · Unit: cardholders
  • Application or registration is required.
  • Apply for a principal Citi Octopus Platinum Card during the Promotion Period through an eligible designated channel and receive Citibank approval on or before 2026-11-13.
  • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application.
  • Full-time students in a degree or diploma program at a Hong Kong tertiary institution are excluded.
  • Within one month after card issuance, enable Citi Mobile App push notifications and complete five eligible transactions with the card through Apple Pay, Samsung Pay, or Google Pay.
  • Eligible transactions include posted transactions and monthly installments of billed Merchant Installment Plans on the principal card. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions.
  • The reward is limited to the first 1,000 successful Eligible Cardholders, is available first-come-first-served while stocks last, and each Eligible Cardholder may receive it once.
  • Citi may grant an alternative HK$500 cash rebate instead of the voucher.
  • The voucher is issued to My Vouchers in the Citi Mobile App within three calendar months after the month in which the conditions are met. It must be redeemed by a deadline that is not stated in the retained PDF.
  • The card account must remain valid and in good standing during the Promotion Period and when the reward is issued. Citi may debit the reward value for fraud, abuse, reversal, or cancellation of a qualifying transaction, and may charge an equivalent cost if the card is cancelled within one year after reward acceptance.
  • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons.
  • The HTML landing page states that the voucher is worth HK$538.
  • The card application section states a minimum annual income of HK$120,000 (waived for student card applications), age 18 or older, and Hong Kong ID holder.
  • The landing page says the Bank may issue a Citi Octopus Gold Card when the income requirement is not met; it does not state whether this Platinum-card promotion then applies.
  • Promotion Period: 2026-09-14 – 2026-10-31

Open source offer ↗

Local transport
Citi Octopus Card: 15% rebate on designated public transport fares
Conditions applyCashbackMinimum spending: HK$4,000.00Cap: HK$300.00 · per month
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Category or merchant does not match. • Limit: 300 HKD · Per Month • Limit applies to: Fare Rebate per Designated Credit Card account under option (a) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4000 • Eligible categories: 本地交通, 的士／網約車／租車 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • o • p • t • i • o • n • • ( • a • ) • : • • f • o • r • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • f • t • e • r • • r • e • g • i • s • t • r • a • t • i • o • n • , • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • r • e • a • c • h • • H • K • $ • 4 • , • 0 • 0 • 0 • . • • I • t • • e • a • r • n • s • • 1 • 5 • % • • O • c • t • o • p • u • s • • C • a • s • h • • R • e • b • a • t • e • • o • n • • q • u • a • l • i • f • y • i • n • g • • F • a • r • e • • P • a • y • m • e • n • t • s • , • • w • i • t • h • • a • • H • K • $ • 3 • 0 • 0 • • m • o • n • t • h • l • y • • F • a • r • e • • R • e • b • a • t • e • • c • a • p • • p • e • r • • D • e • s • i • g • n • a • t • e • d • • C • r • e • d • i • t • • C • a • r • d • • a • c • c • o • u • n • t • . • • T • h • e • • c • a • p • • i • n • c • l • u • d • e • s • • t • h • e • • p • r • i • n • c • i • p • a • l • • c • a • r • d • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • , • • a • n • d • • l • i • n • k • e • d • • D • e • s • i • g • n • a • t • e • d • • O • c • t • o • p • u • s • . • • T • h • e • • 1 • 5 • % • • a • p • p • l • i • e • s • • o • n • l • y • • t • o • • p • a • y • m • e • n • t • s • • m • a • d • e • • o • n • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • s • e • r • v • i • c • e • s • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • D • e • s • i • g • n • a • t • e • d • • P • u • b • l • i • c • • T • r • a • n • s • p • o • r • t • • S • e • r • v • i • c • e • s • • i • n • c • l • u • d • e • • M • T • R • • A • i • r • p • o • r • t • • E • x • p • r • e • s • s • , • • D • i • s • n • e • y • l • a • n • d • • R • e • s • o • r • t • • L • i • n • e • , • • E • a • s • t • • R • a • i • l • • L • i • n • e • , • • I • s • l • a • n • d • • L • i • n • e • , • • K • w • u • n • • T • o • n • g • • L • i • n • e • , • • S • o • u • t • h • • I • s • l • a • n • d • • L • i • n • e • , • • T • s • e • u • n • g • • K • w • a • n • • O • • L • i • n • e • , • • T • s • u • e • n • • W • a • n • • L • i • n • e • , • • T • u • n • g • • C • h • u • n • g • • L • i • n • e • , • • L • i • g • h • t • • R • a • i • l • , • • T • u • e • n • • M • a • • L • i • n • e • • a • n • d • • L • i • g • h • t • • R • a • i • l • • S • h • u • t • t • l • e • • B • u • s • • S • e • r • v • i • c • e • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • C • i • t • y • b • u • s • , • • K • o • w • l • o • o • n • • M • o • t • o • r • • B • u • s • • a • n • d • • L • o • n • g • • W • i • n • • B • u • s • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • S • u • n • • F • e • r • r • y • , • • S • t • a • r • • F • e • r • r • y • • a • n • d • • H • o • n • g • • K • o • n • g • • & • • K • o • w • l • o • o • n • • F • e • r • r • y • • ( • i • n • c • l • u • d • i • n • g • • I • s • l • a • n • d • • F • e • r • r • y • • a • n • d • • W • i • n • n • e • r • t • e • x • • F • e • r • r • y • ) • ; • • a • l • l • • r • e • d • • a • n • d • • g • r • e • e • n • • m • i • n • i • b • u • s • • r • o • u • t • e • s • ; • • a • l • l • • e • l • e • c • t • r • i • c • - • t • r • a • m • • r • o • u • t • e • s • ; • • a • n • d • • a • l • l • • l • i • c • e • n • s • e • d • • t • a • x • i • • s • e • r • v • i • c • e • s • . • • F • a • r • e • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • S • u • n • • F • e • r • r • y • • b • u • s • • t • i • c • k • e • t • s • • s • o • l • d • • a • t • • C • e • n • t • r • a • l • • P • i • e • r • • t • i • c • k • e • t • • o • f • f • i • c • e • s • • o • r • • 7 • - • E • l • e • v • e • n • , • • S • u • n • • F • e • r • r • y • • m • o • n • t • h • l • y • • t • i • c • k • e • t • s • • a • n • d • • f • r • e • i • g • h • t • • f • a • r • e • s • , • • M • T • R • • C • u • s • t • o • m • e • r • • S • e • r • v • i • c • e • • C • e • n • t • r • e • • p • r • o • d • u • c • t • s • , • • M • T • R • • s • u • r • c • h • a • r • g • e • s • , • • I • n • t • e • r • c • i • t • y • • T • h • r • o • u • g • h • • T • r • a • i • n • • t • i • c • k • e • t • s • , • • a • n • d • • M • T • R • • r • e • b • a • t • e • / • d • i • s • c • o • u • n • t • • a • m • o • u • n • t • s • . • • T • a • x • i • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • p • a • y • m • e • n • t • s • , • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 2 • 4 • • o • r • • l • e • s • s • • o • r • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • , • • a • n • d • • t • h • e • • t • h • i • r • d • • a • n • d • • l • a • t • e • r • • s • a • m • e • - • d • a • y • • p • a • y • m • e • n • t • s • • b • e • t • w • e • e • n • • t • h • e • • s • a • m • e • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 / 的士／網約車／租車 · Type: category
  • Requirements: Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 300 · Applies to: Fare Rebate per Designated Credit Card account under option (a) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is option (a): for each calendar month after registration, monthly Eligible Transactions must reach HK$4,000. It earns 15% Octopus Cash Rebate on qualifying Fare Payments, with a HK$300 monthly Fare Rebate cap per Designated Credit Card account. The cap includes the principal card, supplementary cards, and linked Designated Octopus. The 15% applies only to payments made on the designated services via approved Octopus Equipment. Designated Public Transport Services include MTR Airport Express, Disneyland Resort Line, East Rail Line, Island Line, Kwun Tong Line, South Island Line, Tseung Kwan O Line, Tsuen Wan Line, Tung Chung Line, Light Rail, Tuen Ma Line and Light Rail Shuttle Bus Service; all routes of Citybus, Kowloon Motor Bus and Long Win Bus; all routes of Sun Ferry, Star Ferry and Hong Kong & Kowloon Ferry (including Island Ferry and Winnertex Ferry); all red and green minibus routes; all electric-tram routes; and all licensed taxi services. Fare exclusions include Sun Ferry bus tickets sold at Central Pier ticket offices or 7-Eleven, Sun Ferry monthly tickets and freight fares, MTR Customer Service Centre products, MTR surcharges, Intercity Through Train tickets, and MTR rebate/discount amounts. Taxi exclusions include person-to-person payments, single transactions of HK$24 or less or HK$500 or more, and the third and later same-day payments between the same Octopus Equipment.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Local transport
Citi Octopus Card: 15% rebate on designated public transport fares
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
——

Category or merchant does not match. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 本地交通, 的士／網約車／租車 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • : • • f • o • r • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • f • t • e • r • • r • e • g • i • s • t • r • a • t • i • o • n • , • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • r • e • a • c • h • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • . • • O • p • t • i • o • n • • ( • b • ) • • e • a • r • n • s • • 1 • 5 • % • • o • n • • q • u • a • l • i • f • y • i • n • g • • F • a • r • e • • P • a • y • m • e • n • t • s • • p • l • u • s • • 5 • % • • o • n • • t • h • e • • s • e • p • a • r • a • t • e • l • y • • l • i • s • t • e • d • • t • u • n • n • e • l • - • t • o • l • l • , • • p • a • r • k • i • n • g • , • • e • l • e • c • t • r • i • c • - • v • e • h • i • c • l • e • - • c • h • a • r • g • i • n • g • , • • a • n • d • • c • r • o • s • s • - • b • o • r • d • e • r • • c • o • a • c • h • / • f • e • r • r • y • • c • a • t • e • g • o • r • i • e • s • , • • s • u • b • j • e • c • t • • t • o • • o • n • e • • c • o • m • b • i • n • e • d • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • p • e • r • • D • e • s • i • g • n • a • t • e • d • • C • r • e • d • i • t • • C • a • r • d • • a • c • c • o • u • n • t • . • • T • h • e • • c • a • p • • i • n • c • l • u • d • e • s • • p • r • i • n • c • i • p • a • l • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • , • • a • n • d • • l • i • n • k • e • d • • D • e • s • i • g • n • a • t • e • d • • O • c • t • o • p • u • s • • r • e • b • a • t • e • s • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • t • h • e • • 4 • , • 0 • 0 • 0 • • a • n • d • • 1 • 0 • , • 0 • 0 • 0 • • m • o • n • t • h • l • y • • r • o • u • t • e • s • • a • s • • a • l • t • e • r • n • a • t • i • v • e • s • ; • • t • h • i • s • • c • a • n • d • i • d • a • t • e • • r • e • p • r • e • s • e • n • t • s • • t • h • e • • 1 • 0 • , • 0 • 0 • 0 • • r • o • u • t • e • . • • D • e • s • i • g • n • a • t • e • d • • P • u • b • l • i • c • • T • r • a • n • s • p • o • r • t • • S • e • r • v • i • c • e • s • • i • n • c • l • u • d • e • • M • T • R • • A • i • r • p • o • r • t • • E • x • p • r • e • s • s • , • • D • i • s • n • e • y • l • a • n • d • • R • e • s • o • r • t • • L • i • n • e • , • • E • a • s • t • • R • a • i • l • • L • i • n • e • , • • I • s • l • a • n • d • • L • i • n • e • , • • K • w • u • n • • T • o • n • g • • L • i • n • e • , • • S • o • u • t • h • • I • s • l • a • n • d • • L • i • n • e • , • • T • s • e • u • n • g • • K • w • a • n • • O • • L • i • n • e • , • • T • s • u • e • n • • W • a • n • • L • i • n • e • , • • T • u • n • g • • C • h • u • n • g • • L • i • n • e • , • • L • i • g • h • t • • R • a • i • l • , • • T • u • e • n • • M • a • • L • i • n • e • • a • n • d • • L • i • g • h • t • • R • a • i • l • • S • h • u • t • t • l • e • • B • u • s • • S • e • r • v • i • c • e • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • C • i • t • y • b • u • s • , • • K • o • w • l • o • o • n • • M • o • t • o • r • • B • u • s • • a • n • d • • L • o • n • g • • W • i • n • • B • u • s • ; • • a • l • l • • r • o • u • t • e • s • • o • f • • S • u • n • • F • e • r • r • y • , • • S • t • a • r • • F • e • r • r • y • • a • n • d • • H • o • n • g • • K • o • n • g • • & • • K • o • w • l • o • o • n • • F • e • r • r • y • • ( • i • n • c • l • u • d • i • n • g • • I • s • l • a • n • d • • F • e • r • r • y • • a • n • d • • W • i • n • n • e • r • t • e • x • • F • e • r • r • y • ) • ; • • a • l • l • • r • e • d • • a • n • d • • g • r • e • e • n • • m • i • n • i • b • u • s • • r • o • u • t • e • s • ; • • a • l • l • • e • l • e • c • t • r • i • c • - • t • r • a • m • • r • o • u • t • e • s • ; • • a • n • d • • a • l • l • • l • i • c • e • n • s • e • d • • t • a • x • i • • s • e • r • v • i • c • e • s • . • • F • a • r • e • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • S • u • n • • F • e • r • r • y • • b • u • s • • t • i • c • k • e • t • s • • s • o • l • d • • a • t • • C • e • n • t • r • a • l • • P • i • e • r • • t • i • c • k • e • t • • o • f • f • i • c • e • s • • o • r • • 7 • - • E • l • e • v • e • n • , • • S • u • n • • F • e • r • r • y • • m • o • n • t • h • l • y • • t • i • c • k • e • t • s • • a • n • d • • f • r • e • i • g • h • t • • f • a • r • e • s • , • • M • T • R • • C • u • s • t • o • m • e • r • • S • e • r • v • i • c • e • • C • e • n • t • r • e • • p • r • o • d • u • c • t • s • , • • M • T • R • • s • u • r • c • h • a • r • g • e • s • , • • I • n • t • e • r • c • i • t • y • • T • h • r • o • u • g • h • • T • r • a • i • n • • t • i • c • k • e • t • s • , • • a • n • d • • M • T • R • • r • e • b • a • t • e • / • d • i • s • c • o • u • n • t • • a • m • o • u • n • t • s • . • • T • a • x • i • • e • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • p • a • y • m • e • n • t • s • , • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 2 • 4 • • o • r • • l • e • s • s • • o • r • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • , • • a • n • d • • t • h • e • • t • h • i • r • d • • a • n • d • • l • a • t • e • r • • s • a • m • e • - • d • a • y • • p • a • y • m • e • n • t • s • • b • e • t • w • e • e • n • • t • h • e • • s • a • m • e • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 / 的士／網約車／租車 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is the 15% Fare Rebate component of option (b): for each calendar month after registration, monthly Eligible Transactions must reach HK$10,000. Option (b) earns 15% on qualifying Fare Payments plus 5% on the separately listed tunnel-toll, parking, electric-vehicle-charging, and cross-border coach/ferry categories, subject to one combined HK$500 monthly cap per Designated Credit Card account. The cap includes principal, supplementary, and linked Designated Octopus rebates. The source states the 4,000 and 10,000 monthly routes as alternatives; this candidate represents the 10,000 route. Designated Public Transport Services include MTR Airport Express, Disneyland Resort Line, East Rail Line, Island Line, Kwun Tong Line, South Island Line, Tseung Kwan O Line, Tsuen Wan Line, Tung Chung Line, Light Rail, Tuen Ma Line and Light Rail Shuttle Bus Service; all routes of Citybus, Kowloon Motor Bus and Long Win Bus; all routes of Sun Ferry, Star Ferry and Hong Kong & Kowloon Ferry (including Island Ferry and Winnertex Ferry); all red and green minibus routes; all electric-tram routes; and all licensed taxi services. Fare exclusions include Sun Ferry bus tickets sold at Central Pier ticket offices or 7-Eleven, Sun Ferry monthly tickets and freight fares, MTR Customer Service Centre products, MTR surcharges, Intercity Through Train tickets, and MTR rebate/discount amounts. Taxi exclusions include person-to-person payments, single transactions of HK$24 or less or HK$500 or more, and the third and later same-day payments between the same Octopus Equipment.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Local transport
Citi Octopus Card: 5% rebate on HKeToll tunnel-toll top-ups
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
——

Category or merchant does not match. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 本地交通 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • a • • 5 • % • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • , • • w • h • i • c • h • • r • e • q • u • i • r • e • s • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • . • • Q • u • a • l • i • f • y • i • n • g • • p • a • y • m • e • n • t • s • • a • r • e • • t • o • p • - • u • p • • a • m • o • u • n • t • s • • t • o • • t • h • e • • H • K • e • T • o • l • l • • a • c • c • o • u • n • t • • f • o • r • • t • u • n • n • e • l • • t • o • l • l • s • , • • m • a • d • e • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • T • h • e • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • a • n • d • • t • h • e • • o • t • h • e • r • • 5 • % • • c • a • t • e • g • o • r • i • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Qualifying payments are top-up amounts to the HKeToll account for tunnel tolls, made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Parking
Citi Octopus Card: 5% rebate on parking fees
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 停車場／泊車 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • a • • 5 • % • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • , • • w • h • i • c • h • • r • e • q • u • i • r • e • s • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • . • • Q • u • a • l • i • f • y • i • n • g • • p • a • y • m • e • n • t • s • • a • r • e • • m • a • d • e • • a • t • • d • e • s • i • g • n • a • t • e • d • • H • o • n • g • • K • o • n • g • • p • a • r • k • i • n • g • • s • e • r • v • i • c • e • s • , • • d • e • f • i • n • e • d • • a • s • • c • a • r • • p • a • r • k • s • • a • n • d • • p • a • r • k • i • n • g • • m • e • t • e • r • s • , • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • T • h • e • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • a • n • d • • t • h • e • • o • t • h • e • r • • 5 • % • • c • a • t • e • g • o • r • i • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 停車場／泊車 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Qualifying payments are made at designated Hong Kong parking services, defined as car parks and parking meters, via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Fuel and EV charging
Citi Octopus Card: 5% rebate on electric-vehicle charging
Conditions applyCashbackMinimum spending: HK$10,000.00Cap: HK$500.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 500 HKD · Per Month • Limit applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Eligible categories: 汽油／電動車充電 • A • p • p • l • i • e • s • • t • o • • p • r • i • n • c • i • p • a • l • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • C • i • t • i • • O • c • t • o • p • u • s • • C • r • e • d • i • t • • C • a • r • d • . • • O • n • e • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • • w • i • t • h • • t • h • e • • p • r • i • n • c • i • p • a • l • • d • e • s • i • g • n • a • t • e • d • • c • a • r • d • • i • s • • r • e • q • u • i • r • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • t • h • r • o • u • g • h • • t • h • e • • D • e • s • i • g • n • a • t • e • d • • R • e • g • i • s • t • r • a • t • i • o • n • • P • a • g • e • , • • S • M • S • , • • o • r • • C • i • t • i • • M • o • b • i • l • e • • A • p • p • • w • h • e • n • • a • p • p • l • i • c • a • b • l • e • ; • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • a • n • d • • l • i • n • k • e • d • • C • i • t • i • • M • o • b • i • l • e • • O • c • t • o • p • u • s • • a • r • e • • r • e • g • i • s • t • e • r • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • a • r • l • i • e • r • • s • u • c • c • e • s • s • f • u • l • • r • e • g • i • s • t • r • a • t • i • o • n • s • • f • o • r • • t • h • e • • n • a • m • e • d • • K • M • B • / • L • W • B • / • C • T • B • / • N • W • F • B • • a • n • d • • t • r • a • n • s • p • o • r • t • - • r • e • b • a • t • e • • p • r • o • m • o • t • i • o • n • s • • a • r • e • • c • a • r • r • i • e • d • • f • o • r • w • a • r • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • E • l • i • g • i • b • i • l • i • t • y • • s • t • a • r • t • s • • o • n • • t • h • e • • f • i • r • s • t • • d • a • y • • o • f • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • i • n • • w • h • i • c • h • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • c • o • m • p • l • e • t • e • d • . • • M • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • a • g • g • r • e • g • a • t • e • • a • c • r • o • s • s • • t • h • e • • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • C • i • t • i • • c • r • e • d • i • t • • c • a • r • d • s • • ( • i • n • c • l • u • d • i • n • g • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • ) • • a • n • d • • e • l • i • g • i • b • l • e • • C • i • t • i • b • a • n • k • • D • e • b • i • t • • M • a • s • t • e • r • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • C • r • e • d • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • ; • • d • e • b • i • t • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • t • h • e • • m • o • n • t • h • • b • y • • p • o • s • t • i • n • g • • d • a • t • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • • i • n • c • l • u • d • e • s • • p • o • s • t • e • d • • l • o • c • a • l • • a • n • d • • o • v • e • r • s • e • a • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • q • u • a • l • i • f • y • i • n • g • • M • e • r • c • h • a • n • t • • I • n • s • t • a • l • l • m • e • n • t • • P • l • a • n • • t • r • a • n • s • a • c • t • i • o • n • s • ; • • t • h • e • • t • e • r • m • s • • a • l • s • o • • i • n • c • l • u • d • e • • c • a • s • h • • a • d • v • a • n • c • e • s • • o • n • • e • l • i • g • i • b • l • e • • c • r • e • d • i • t • • c • a • r • d • s • • a • n • d • • e • l • i • g • i • b • l • e • • d • e • b • i • t • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • . • • D • e • b • i • t • • n • e • t • • s • p • e • n • d • i • n • g • • u • s • e • s • • t • h • e • • f • i • n • a • l • • c • h • a • r • g • e • d • • a • m • o • u • n • t • • a • f • t • e • r • • d • i • s • c • o • u • n • t • s • • a • n • d • • c • o • u • p • o • n • s • , • • w • i • t • h • • C • i • t • i • ' • s • • s • t • a • t • e • d • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • c • o • n • v • e • r • s • i • o • n • • r • u • l • e • . • • E • x • c • l • u • s • i • o • n • s • • i • n • c • l • u • d • e • • D • y • n • a • m • i • c • • C • u • r • r • e • n • c • y • • C • o • n • v • e • r • s • i • o • n • , • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • a • n • d • • m • o • b • i • l • e • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • B • a • l • a • n • c • e • • T • r • a • n • s • f • e • r • / • C • a • s • h • • C • o • n • v • e • r • s • i • o • n • / • F • l • e • x • i • B • i • l • l • / • P • a • y • l • i • t • e • / • Q • u • i • c • k • • C • a • s • h • / • P • a • y • A • l • l • • a • m • o • u • n • t • s • , • • I • n • l • a • n • d • • R • e • v • e • n • u • e • • D • e • p • a • r • t • m • e • n • t • • p • a • y • m • e • n • t • s • , • • b • i • l • l • s • , • • u • t • i • l • i • t • i • e • s • , • • a • u • t • o • - • p • a • y • m • e • n • t • s • • a • n • d • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • , • • m • u • t • u • a • l • • f • u • n • d • s • , • • f • e • e • s • • a • n • d • • c • h • a • r • g • e • s • , • • i • n • s • u • r • a • n • c • e • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • F • a • s • t • e • r • • P • a • y • m • e • n • t • • S • y • s • t • e • m • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • h • a • r • i • t • y • • d • o • n • a • t • i • o • n • s • • f • o • r • • d • e • b • i • t • • c • a • r • d • s • , • • u • n • p • o • s • t • e • d • / • c • a • n • c • e • l • l • e • d • / • r • e • f • u • n • d • e • d • / • u • n • s • e • t • t • l • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • r • a • u • d • / • a • b • u • s • e • , • • a • n • d • • o • t • h • e • r • • l • i • s • t • e • d • • i • n • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • . • • A • • f • a • r • e • • o • r • • f • e • e • • p • a • y • m • e • n • t • • q • u • a • l • i • f • i • e • s • • o • n • l • y • • i • f • • t • h • e • • s • e • r • v • i • c • e • • p • r • o • v • i • d • e • r • / • O • C • L • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • a • • i • s • • r • e • c • e • i • v • e • d • • a • n • d • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • i • s • • n • o • t • • c • a • n • c • e • l • l • e • d • ; • • t • h • e • • p • r • o • v • i • d • e • r • ' • s • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • • a • n • d • • O • C • L • • r • e • c • o • r • d • s • / • c • l • a • s • s • i • f • i • c • a • t • i • o • n • • c • o • n • t • r • o • l • . • • C • i • t • i • b • a • n • k • • m • a • y • • r • e • q • u • e • s • t • • o • r • i • g • i • n • a • l • • s • a • l • e • s • • s • l • i • p • s • • a • n • d • • m • e • r • c • h • a • n • t • • r • e • c • e • i • p • t • s • . • • R • e • b • a • t • e • s • • a • r • e • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • f • i • v • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • q • u • a • l • i • f • y • i • n • g • • m • o • n • t • h • • a • n • d • • c • a • n • • o • n • l • y • • o • f • f • s • e • t • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • n • • a • • l • a • t • e • r • • s • t • a • t • e • m • e • n • t • ; • • t • h • e • y • • c • a • n • n • o • t • • b • e • • t • r • a • n • s • f • e • r • r • e • d • , • • e • x • c • h • a • n • g • e • d • , • • t • r • a • d • e • d • , • • o • r • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • . • • T • h • e • • r • e • l • e • v • a • n • t • • c • r • e • d • i • t • , • • d • e • s • i • g • n • a • t • e • d • , • • d • e • b • i • t • , • • a • n • d • • s • e • t • t • l • e • m • e • n • t • • a • c • c • o • u • n • t • s • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • t • h • r • o • u • g • h • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • r • e • b • a • t • e • - • f • u • l • f • i • l • m • e • n • t • • p • e • r • i • o • d • ; • • o • t • h • e • r • w • i • s • e • • t • h • e • • B • a • n • k • • m • a • y • • f • o • r • f • e • i • t • • r • e • b • a • t • e • s • . • • F • r • a • u • d • , • • a • b • u • s • e • , • • r • e • v • e • r • s • a • l • , • • o • r • • c • a • n • c • e • l • l • a • t • i • o • n • • m • a • y • • r • e • s • u • l • t • • i • n • • a • • d • e • b • i • t • • o • f • • t • h • e • • r • e • b • a • t • e • . • • C • i • t • i • b • a • n • k • • d • e • c • i • d • e • s • • e • l • i • g • i • b • i • l • i • t • y • • f • r • o • m • • i • t • s • • r • e • c • o • r • d • s • . • • T • h • e • • B • a • n • k • • m • a • y • • r • e • v • i • s • e • , • • m • o • d • i • f • y • , • • c • a • n • c • e • l • , • • s • u • s • p • e • n • d • , • • o • r • • s • u • b • s • t • i • t • u • t • e • • t • h • e • • p • r • o • m • o • t • i • o • n • • o • r • • r • e • b • a • t • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • P • r • o • m • o • t • i • o • n • • d • a • t • a • • i • s • • s • h • a • r • e • d • • b • e • t • w • e • e • n • • O • C • L • • a • n • d • • C • i • t • i • b • a • n • k • • f • o • r • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • f • u • l • f • i • l • m • e • n • t • • a • n • d • • i • s • • t • o • • b • e • • d • e • s • t • r • o • y • e • d • • b • y • • 3 • 1 • • M • a • y • • 2 • 0 • 2 • 8 • . • • D • i • s • p • u • t • e • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • C • i • t • i • b • a • n • k • ' • s • • f • i • n • a • l • • d • e • c • i • s • i • o • n • . • • T • h • e • • E • n • g • l • i • s • h • • v • e • r • s • i • o • n • • p • r • e • v • a • i • l • s • • i • f • • v • e • r • s • i • o • n • s • • d • i • f • f • e • r • , • • a • n • d • • t • h • e • s • e • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • p • r • o • m • o • t • i • o • n • a • l • • m • a • t • e • r • i • a • l • s • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • s • t • a • t • e • • t • h • a • t • • t • h • e • • r • e • f • e • r • e • n • c • e • d • • s • e • r • v • i • c • e • s • • a • r • e • • n • o • t • • o • f • f • e • r • e • d • • t • o • • r • e • s • i • d • e • n • t • s • • o • f • • a • • c • o • u • n • t • r • y • • w • h • e • r • e • • p • r • o • v • i • s • i • o • n • • w • o • u • l • d • • b • r • e • a • c • h • • l • o • c • a • l • • l • a • w • . • • T • h • i • s • • i • s • • a • • 5 • % • • c • o • m • p • o • n • e • n • t • • o • f • • o • p • t • i • o • n • • ( • b • ) • , • • w • h • i • c • h • • r • e • q • u • i • r • e • s • • m • o • n • t • h • l • y • • E • l • i • g • i • b • l • e • • T • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 1 • 0 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • . • • Q • u • a • l • i • f • y • i • n • g • • p • a • y • m • e • n • t • s • • a • r • e • • m • a • d • e • • a • t • • d • e • s • i • g • n • a • t • e • d • • H • o • n • g • • K • o • n • g • • e • l • e • c • t • r • i • c • - • v • e • h • i • c • l • e • • c • h • a • r • g • i • n • g • • s • e • r • v • i • c • e • s • • v • i • a • • a • p • p • r • o • v • e • d • • O • c • t • o • p • u • s • • E • q • u • i • p • m • e • n • t • . • • T • h • e • • H • K • $ • 5 • 0 • 0 • • m • o • n • t • h • l • y • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • 1 • 5 • % • • F • a • r • e • • R • e • b • a • t • e • • a • n • d • • t • h • e • • o • t • h • e • r • • 5 • % • • c • a • t • e • g • o • r • i • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 汽油／電動車充電 · Type: category
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Qualifying payments are made at designated Hong Kong electric-vehicle charging services via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
  • 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30

Open source offer ↗

Octopus
Citi Octopus Card on iPhone or Apple Watch as an extra stored-value card（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: virtual Citi Octopus Card availability • Application, registration or activation required. See conditions. • Only the principal Citi Octopus Credit Cardholder can add the virtual Citi Octopus Card. • The cardholder can add it through the Octopus App two days after AAVS is activated on the physical card. • The virtual card is pre-activated with AAVS and uses the same auto-reload amount as the physical card. • The stored value in the virtual card is separate from the value in the physical card. • The virtual card is a stored-value card, not a credit card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: virtual Citi Octopus Card availability · Period: not stated · Type: not stated
  • Application or registration is required.
  • Only the principal Citi Octopus Credit Cardholder can add the virtual Citi Octopus Card.
  • The cardholder can add it through the Octopus App two days after AAVS is activated on the physical card.
  • The virtual card is pre-activated with AAVS and uses the same auto-reload amount as the physical card.
  • The stored value in the virtual card is separate from the value in the physical card.
  • The virtual card is a stored-value card, not a credit card.

Open source offer ↗

Other
Selected Citi Plus customers: HK$1,600 Citi Octopus Platinum Card cash rebate
Conditions applyCashbackMinimum spending: HK$5,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$1,600 ÷ HK$5,000 minimum eligible spend × 100 = 32%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$5,000. • Limit: 1 reward · Promotion Total • Limit applies to: per Eligible Cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 25000; Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01. • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance. • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application. • Accumulate HK$5,000 to HK$24,999 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month. • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions. • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent. • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance. • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded. • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons. • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend <: HK$25,000.00 · Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 1 · Applies to: per Eligible Cardholder · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: HK$1,600 ÷ HK$5,000 minimum eligible spend × 100 = 32%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$5,000.
  • Application or registration is required.
  • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01.
  • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance.
  • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application.
  • Accumulate HK$5,000 to HK$24,999 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month.
  • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions.
  • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent.
  • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance.
  • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded.
  • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons.
  • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.
  • Promotion Period: 2026-07-01 – 2027-02-01

Open source offer ↗

Other
Selected Citi Plus customers: HK$2,500 Citi Octopus Platinum Card cash rebate
Conditions applyCashbackMinimum spending: HK$25,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$2,500 ÷ HK$25,000 minimum eligible spend × 100 = 10%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$25,000. • Limit: 1 reward · Promotion Total • Limit applies to: per Eligible Cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 25000 • Applies to all eligible spending, subject to the conditions. • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01. • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance. • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application. • Accumulate at least HK$25,000 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month. • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions. • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent. • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance. • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded. • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons. • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$25,000.00
  • Benefit limit: Amount: 1 · Applies to: per Eligible Cardholder · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: HK$2,500 ÷ HK$25,000 minimum eligible spend × 100 = 10%. The rebate is rounded to the nearest cent. This is the rate at the minimum spend; the effective rate decreases above HK$25,000.
  • Application or registration is required.
  • Available only to selected customers who apply for a Citi Plus banking account during the Promotion Period and hold an active Citi Plus account on or before 2027-03-01.
  • Apply for a principal Citi Octopus Platinum Card through the designated Citi Plus link during the Promotion Period and activate the physical card within one month after issuance.
  • New Customer means the applicant does not currently hold a principal Citi Credit Card and has not cancelled or held a principal Citi Credit Card in the 12 months before the month of application.
  • Accumulate at least HK$25,000 in eligible spending in the first two months after card issuance and make at least one eligible transaction in each month.
  • Posted transactions and monthly installments of billed Merchant Installment Plans on principal and supplementary cards count. Exclusions include FPS, Octopus Add Value Service, cash advances, loan or withdrawal amounts under listed installment or balance-transfer programs, tax, online bills and utilities, insurance, charity or non-profit payments, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, and unposted, cancelled, refunded, unauthorized, fraudulent, or abusive transactions.
  • The card and Citi Plus accounts must remain valid and in good standing during the Promotion Period and fulfillment period. The rebate is credited within five calendar months after the month in which the conditions are met and is rounded to the nearest cent.
  • Each Eligible Cardholder receives one Welcome Offer only. Citi may debit the awarded amount for fraud, abuse, reversal, or cancellation of qualifying transactions, and may debit the equivalent amount if the card is cancelled within one year after issuance.
  • Citi may request additional documents in special application conditions. Employees of Citibank, Citibank N.A., and their subsidiaries are excluded.
  • The promotion excludes individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, the Isle of Man, the United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, the United Arab Emirates, and Bangladesh; individuals with permanent residency in the listed European jurisdictions and the United Kingdom; and U.S. persons.
  • Citi may grant an HK$800 alternative if the Citi Plus account is not valid throughout the Promotion Period and fulfillment period, except for Citi Plus Credit Card applicants. The HK$800 alternative is conditional and is not a separate guaranteed offer; the retained terms state no separate spending threshold for it.
  • Promotion Period: 2026-07-01 – 2027-02-01

Open source offer ↗

0505/WewaWewa UnionPay Diamond CardWewa UnionPay Diamond Card4%HK$4.00
Wewa UnionPay Diamond Card
05Wewa

Wewa UnionPay Diamond Card

Conditions apply

HK$4.004%
Travel
旅遊簽賬額外現金回贈 3.6%
HK$3.603.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
CapHK$3.60 / HK$200.00
Other
WeWa 基本現金回贈 0.4%
HK$0.400.4%
Cashback
Calculation
Total savingHK$4.00
  • 旅遊簽賬額外現金回贈 3.6%: HK$3.60
  • WeWa 基本現金回贈 0.4%: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 旅遊
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  • The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro-rata calculation below HKD 250, rounded to the nearest cent.
  • Limit: unlimited.
  • Limit applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit.
  • Applies to all eligible spending, subject to the conditions.

旅遊簽賬額外現金回贈 3.6%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa 基本現金回贈 0.4%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
  • Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
  • The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

Open source offer ↗

Other offers
Overseas spending
海外簽賬額外現金回贈 3.6%
CashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • i • s • • t • h • e • • d • e • f • a • u • l • t • • c • a • t • e • g • o • r • y • ; • • n • o • • s • e • l • e • c • t • i • o • n • • o • r • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Mobile payments
手機支付額外現金回贈 3.6%
Conditions applyCashbackapple pay / unionpay quickpass omycard / unionpay qr payment omycardMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; unionpay-quickpass-omycard; unionpay-qr-payment-omycard; Phase Spend Min: 1500 • Eligible categories: 手機支付 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • F • o • r • • t • h • i • s • • U • n • i • o • n • P • a • y • • c • a • r • d • , • • e • l • i • g • i • b • l • e • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • A • p • p • l • e • • P • a • y • , • • U • n • i • o • n • P • a • y • • Q • u • i • c • k • P • a • s • s • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • , • • o • r • • U • n • i • o • n • P • a • y • • Q • R • • p • a • y • m • e • n • t • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • . • • G • o • o • g • l • e • • P • a • y • • a • p • p • l • i • e • s • • t • o • • W • e • W • a • • V • i • s • a • • C • r • e • d • i • t • • C • a • r • d • s • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: apple pay / unionpay quickpass omycard / unionpay qr payment omycard · Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. For this UnionPay card, eligible Mobile Payment transactions use Apple Pay, UnionPay QuickPass in the OmyCard Mobile App, or UnionPay QR payment in the OmyCard Mobile App. Google Pay applies to WeWa Visa Credit Cards only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Entertainment
線上娛樂額外現金回贈 3.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • m • e • r • c • h • a • n • t • s • • a • r • e • • A • p • p • l • e • • A • p • p • • S • t • o • r • e • • ( • o • n • l • y • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • • m • e • r • c • h • a • n • t • • n • a • m • e • • A • P • P • L • E • . • C • O • M • / • B • I • L • L • ) • , • • D • i • s • n • e • y • • P • L • U • S • , • • G • o • o • g • l • e • • P • l • a • y • • S • t • o • r • e • , • • J • O • O • X • , • • K • K • B • O • X • , • • M • Y • T • V • • S • U • P • E • R • , • • N • E • T • F • L • I • X • , • • N • i • n • t • e • n • d • o • , • • P • a • t • r • e • o • n • , • • P • l • a • y • S • t • a • t • i • o • n • , • • S • p • o • t • i • f • y • , • • S • T • E • A • M • , • • X • b • o • x • , • • a • n • d • • Y • o • u • T • u • b • e • , • • a • s • • d • e • t • e • r • m • i • n • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

0606/WewaWewa Visa Signature CardWewa Visa Signature Card4%HK$4.00
Wewa Visa Signature Card
06Wewa

Wewa Visa Signature Card

Conditions apply

HK$4.004%
Travel
Travel Spending: 3.6% Extra Cash Rebate
HK$3.603.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
CapHK$3.60 / HK$200.00
Other
WeWa Cash Rebate Program: 0.4% basic cash rebate
HK$0.400.4%
Cashback
Calculation
Total savingHK$4.00
  • Travel Spending: 3.6% Extra Cash Rebate: HK$3.60
  • WeWa Cash Rebate Program: 0.4% basic cash rebate: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 旅遊
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • Limit: unlimited.
  • Limit applies to: Generic Cash Rebate awarded each month
  • Applies to all eligible spending, subject to the conditions.
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈，相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

Travel Spending: 3.6% Extra Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

WeWa Cash Rebate Program: 0.4% basic cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Generic Cash Rebate awarded each month · Period: per month · Type: unlimited
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈，相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

Open source offer ↗

Other offers
Overseas spending
Overseas Spending: 3.6% Extra Cash Rebate
CashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Mobile payments
Mobile Payment: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 手機支付 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Entertainment
Online Entertainment: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Loans and installments
WeWa信用卡3個月免息簽賬分期
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 3個月免息簽賬分期 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須使用OmyCard手機App申請。
  • 頁面沒有列明合資格簽賬及其他分期條款。

Open source offer ↗

Loans and installments
WeWa信用卡月結單分期計劃（優惠值未列明）
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 月結單分期計劃 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。
  • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

Open source offer ↗

0707/BocBoc Cheers Card SignatureBoc Cheers Card Signature3.2%HK$3.20
Boc Cheers Card Signature
07Boc

Boc Cheers Card Signature

Conditions apply

HK$3.203.2%
Travel
BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1
HK$3.203.2%
PointsMinimum spending: HK$5,000.00Cap: HK$600.00 · per month
CapHK$3.20 / HK$600.00
Calculation
Total savingHK$3.20
  • BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1: HK$3.20
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. eligible travel transactions per Signature account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible-travel cap of 150,000 points equals HK$600 cash-rebate equivalent (150,000 ÷ 250); the overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
  • Limit: 600 HKD · Per Month
  • Limit applies to: eligible travel transactions per Signature account
  • Eligibility: Phase Spend Min: 5000
  • Eligible categories: 旅遊
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
  • Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
  • Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Other offers
Local dining
BOC Cheers Visa Signature local dining: 8 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$240.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source-stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash-rebate equivalent (60,000 ÷ 250); the overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points. • Limit: 240 HKD · Per Month • Limit applies to: local dining and pets transactions combined per Signature account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 本地餐飲 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply. • Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending. • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine. • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards. • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions. • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Dining must be HKD-settled retail at restaurant or dining MCC merchants. Banquets, private parties, functions or rooms, food-court, supermarket, department-store, social or sports association, and clubhouse outlets are excluded. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • The HTML lists daily meals, takeout, delivery platforms, and birthday or anniversary spending under Dining. Dining spending made and settled in foreign currency is deemed travel spending.
  • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Food delivery
BOC Cheers Visa Signature dining delivery: 8 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00
——

Category or merchant does not match. • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The PDF's 60,000-point monthly cap for local dining and pet transactions equals HK$240 cash-rebate equivalent (60,000 ÷ 250), and its overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). The HTML lists delivery-platform spending under Dining, but the retained PDF does not clarify whether delivery-platform transactions fall under these caps; the cap for this specific offer remains not stated. No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. • Eligibility: Phase Spend Min: 5000 • Eligible categories: 外賣平台 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Upon accumulated monthly spending of HK$5,000, Dining, Travel, and Pet spending are eligible for the stated card-tier rate. • The comparison table lists 8X Gift Points for Visa Signature; the page describes the general rate as up to 10X. • Delivery Platform is listed under Dining eligible spending. Foreign-currency dining spending is deemed travel spending. • The page does not state full delivery-platform eligibility rules or a delivery-platform point cap.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 外賣平台 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The PDF's 60,000 point monthly cap for local dining and pet transactions equals HK$240 cash rebate equivalent (60,000 ÷ 250), and its overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). The HTML lists delivery platform spending under Dining, but the retained PDF does not clarify whether delivery platform transactions fall under these caps; the cap for this specific offer remains not stated. No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Upon accumulated monthly spending of HK$5,000, Dining, Travel, and Pet spending are eligible for the stated card-tier rate.
  • The comparison table lists 8X Gift Points for Visa Signature; the page describes the general rate as up to 10X.
  • Delivery Platform is listed under Dining eligible spending. Foreign-currency dining spending is deemed travel spending.
  • The page does not state full delivery-platform eligibility rules or a delivery-platform point cap.
  • Promotion period stated as until 31 December 2026: Now – 2026-12-31

Open source offer ↗

Pet supplies
BOC Cheers Visa Signature pet spending: 8 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$240.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source-stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash-rebate equivalent (60,000 ÷ 250); the overall 180,000-point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points. • Limit: 240 HKD · Per Month • Limit applies to: local dining and pets transactions combined per Signature account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 寵物用品 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply. • Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine. • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards. • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions. • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 240 · Applies to: local dining and pets transactions combined per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The source stated monthly cap of 60,000 points for dining and pet transactions combined equals HK$240 cash rebate equivalent (60,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The cap includes basic Gift Points.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
  • Eligible pet transactions are in-store purchases at local pet shops or veterinary clinics under the stated MCCs, and online purchases from pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • Dining and pets share the 60,000-point monthly cap; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
  • Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
  • Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
  • BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

Airlines
Qatar Airways eligible Hong Kong outbound tickets: 15% off base fare
Conditions applyDiscount
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: qatar-airways • Eligible merchants: qatar-airways • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Purchase through the designated Qatar Airways website with the designated promo code and pay with BOC Cheers Visa Signature. The 15% discount applies to regular base fare only, not taxes, fuel surcharges or other charges; it is not shown on the final receipt, so select a discounted fare. • Only Hong Kong departures to the destinations listed in PDF pp. 10-11, and only Business Comfort (I,D), Business Classic (R,I), Economy Convenience (S,V,L,M,K) or Economy Classic (O,T,Q,N) fares qualify. • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. • Limited first-come quotas apply. The offer may combine with standard child or infant discounts, but not other promotions, VIP discounts or special rates. Fare rules at booking govern other change, cancellation and no-show terms. • Other Qatar Airways terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: qatar airways · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Purchase through the designated Qatar Airways website with the designated promo code and pay with BOC Cheers Visa Signature. The 15% discount applies to regular base fare only, not taxes, fuel surcharges or other charges; it is not shown on the final receipt, so select a discounted fare.
  • Only Hong Kong departures to the destinations listed in PDF pp. 10-11, and only Business Comfort (I,D), Business Classic (R,I), Economy Convenience (S,V,L,M,K) or Economy Classic (O,T,Q,N) fares qualify.
  • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027.
  • Limited first-come quotas apply. The offer may combine with standard child or infant discounts, but not other promotions, VIP discounts or special rates. Fare rules at booking govern other change, cancellation and no-show terms.
  • Other Qatar Airways terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.
  • sales and travel periods: 2026-09-01 – 2027-08-31

Open source offer ↗

Travel
BOC Cheers Visa Signature: 2 complimentary airport lounge accesses
TravelMinimum spending: HK$15,000.00
——

This benefit does not apply to a purchase. • Eligibility: Phase Spend Min: 15000 • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • After HK$15,000 in eligible transactions in the quarter, the main cardholder receives 2 complimentary accesses. Q4 access is valid from issuance through 30 June 2027. The Q3 earning period ended before this run date and is not included. • Eligible spend includes local or overseas retail and cash advances. Exclusions include e-wallets, cash-before-card, other-card or loan bills, autopay, Octopus add-value, instalments, fees, utilities, designated online payment systems, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined categories. • Access may be shared with supplementary cardholders or guests; each person counts as one use. Designated lounges include INTERVALS Sky Bar and Restaurant but exclude Plaza Premium First; INTERVALS visits are limited to 90 minutes. One complimentary entry per person per lounge each day. Extra visits or use without meeting the spend or access allowance cost HK$250 per person per visit. • Access requires the eligible card and a same-day or following-day departure boarding pass. Online reservations are not available. Access is subject to availability and venue rules. The external lounge list and unspecified venue charges were not read. • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • After HK$15,000 in eligible transactions in the quarter, the main cardholder receives 2 complimentary accesses. Q4 access is valid from issuance through 30 June 2027. The Q3 earning period ended before this run date and is not included.
  • Eligible spend includes local or overseas retail and cash advances. Exclusions include e-wallets, cash-before-card, other-card or loan bills, autopay, Octopus add-value, instalments, fees, utilities, designated online payment systems, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined categories.
  • Access may be shared with supplementary cardholders or guests; each person counts as one use. Designated lounges include INTERVALS Sky Bar and Restaurant but exclude Plaza Premium First; INTERVALS visits are limited to 90 minutes. One complimentary entry per person per lounge each day. Extra visits or use without meeting the spend or access allowance cost HK$250 per person per visit.
  • Access requires the eligible card and a same-day or following-day departure boarding pass. Online reservations are not available. Access is subject to availability and venue rules. The external lounge list and unspecified venue charges were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.
  • 2026 Q4 eligible spending period: 2026-10-01 – 2026-12-31

Open source offer ↗

Local dining
AIRSIDE Cafe à la carte dining: 10% off
DiscountMinimum spending: HK$500.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: airside-cafe • Eligible merchants: airside-cafe • Pay with BOC Cheers Visa Signature and spend at least HK$500 on the à la carte menu. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant. • The discount cannot be cancelled, altered, transferred or exchanged after issue; no refund after the transaction; not combinable with other offers or discounts. • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: airside cafe · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Period: not stated · Type: not stated
  • Pay with BOC Cheers Visa Signature and spend at least HK$500 on the à la carte menu. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant.
  • The discount cannot be cancelled, altered, transferred or exchanged after issue; no refund after the transaction; not combinable with other offers or discounts.
  • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.
  • promotion period stated as from now through 31 December 2026: Now – 2026-12-31

Open source offer ↗

Local dining
WATERMARK: one complimentary house red wine bottle valued at HK$390
GiftMinimum spending: HK$1,200.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 1200 • Merchants: watermark • Eligible merchants: watermark • Spend at least HK$1,200 at WATERMARK and pay with BOC Cheers Visa Signature. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability. • The complimentary item is one bottle of house red wine, stated value HK$390. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant. • The offer cannot be cancelled, altered, transferred, exchanged or refunded after the transaction, and cannot be combined with other offers or discounts. • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watermark · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Spend at least HK$1,200 at WATERMARK and pay with BOC Cheers Visa Signature. Reserve through a stated reservation channel at least one day in advance; offer is subject to availability.
  • The complimentary item is one bottle of house red wine, stated value HK$390.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates set by the restaurant.
  • The offer cannot be cancelled, altered, transferred, exchanged or refunded after the transaction, and cannot be combined with other offers or discounts.
  • BOC Cheers Visa Signature must be issued in Hong Kong and the account must stay normal, valid and in good credit standing.
  • promotion period stated as from now through 31 December 2026: Now – 2026-12-31

Open source offer ↗

Pet supplies
PRIVATE i PETS purchase: 20% off one pet service or product
Discount
——

Category or merchant does not match. • Merchants: private-i-pets • Eligible merchants: private-i-pets • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Pay with BOC Cheers Visa Signature at PRIVATE i PETS outlets for any single pet service or pet product. Preorder items and fixed-price products are excluded. The discount cannot be combined with other discounts, membership offers or promotions. • Not valid 15-31 December 2026 or 23 January-5 February 2027. Quota is limited, first-come-first-served and subject to product or service availability. • Other PRIVATE i PETS terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: private i pets · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Pay with BOC Cheers Visa Signature at PRIVATE i PETS outlets for any single pet service or pet product. Preorder items and fixed-price products are excluded. The discount cannot be combined with other discounts, membership offers or promotions.
  • Not valid 15-31 December 2026 or 23 January-5 February 2027. Quota is limited, first-come-first-served and subject to product or service availability.
  • Other PRIVATE i PETS terms apply; those external terms were not read. The card must be issued in Hong Kong and the account must remain normal, valid and in good standing.
  • promotion period: 2026-07-01 – 2027-06-30

Open source offer ↗

Insurance
OneDegree Pet CEO Plan first-year premium: 25% off
Conditions applyDiscount
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Successfully purchase the OneDegree Pet CEO Plan underwritten by OneDegree Hong Kong Limited through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The discount applies to the first-year premium; the quoted discounted premium is rounded to a whole number and checkout shows the payable amount. • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval; the plan is not a bank or card-company product.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Successfully purchase the OneDegree Pet CEO Plan underwritten by OneDegree Hong Kong Limited through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The discount applies to the first-year premium; the quoted discounted premium is rounded to a whole number and checkout shows the payable amount.
  • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund.
  • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval; the plan is not a bank or card-company product.
  • promotion period: 2026-07-01 – 2027-06-30

Open source offer ↗

Health and wellness
OneDegree Pet CEO Plan: one pet routine consultation voucher
Conditions applyGift
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Successfully purchase the OneDegree Pet CEO Plan through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The PDF describes one free pet routine consultation voucher or pet health check coupon and states that it has no cash value. • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Successfully purchase the OneDegree Pet CEO Plan through its designated website and pay with BOC Cheers Visa Signature using promo code BOCCHEERS. The PDF describes one free pet routine consultation voucher or pet health check coupon and states that it has no cash value.
  • The offer cannot be combined with other offers. No refund after a completed transaction. If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund.
  • Insurance policy wording and other OneDegree website terms apply; those external terms were not read. OneDegree underwrites the plan and has final approval.
  • promotion period: 2026-07-01 – 2027-06-30

Open source offer ↗

Pet supplies
Private pet pool party prize（優惠值未列明）
Conditions applyPrize
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Visa Signature card; required annual income of $150,000. • The customer with the highest accumulated spending can win a private pet pool party. Registration and transactions are required; the page does not state the detailed spend rules. • Trade Promotion Competition Licence No. 61828-30.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Visa Signature card; required annual income of $150,000.
  • The customer with the highest accumulated spending can win a private pet pool party. Registration and transactions are required; the page does not state the detailed spend rules.
  • Trade Promotion Competition Licence No. 61828-30.
  • Pet promotion period: 2026-09-01 – 2026-10-31

Open source offer ↗

Pet supplies
Pet massage workshop lucky-draw prize（優惠值未列明）
Conditions applyPrize
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品, 購物 • Visa Signature card; required annual income of $150,000. • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry and prize terms are not stated. • This is one of two alternative prizes. Trade Promotion Competition Licence No. 61828-30.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 / 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Visa Signature card; required annual income of $150,000.
  • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry and prize terms are not stated.
  • This is one of two alternative prizes. Trade Promotion Competition Licence No. 61828-30.
  • Pet promotion period: 2026-09-01 – 2026-10-31

Open source offer ↗

Pet supplies
PRIVATE i PETS HK$300 cash voucher lucky-draw prize
Conditions applyPrize
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品, 購物 • Visa Signature card; required annual income of $150,000. • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry terms are not stated. • This voucher is an alternative prize to the pet massage workshop. Trade Promotion Competition Licence No. 61828-30.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 / 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Visa Signature card; required annual income of $150,000.
  • Customers with pet spending or retail spending can enter the lucky draw; registration is required. Detailed entry terms are not stated.
  • This voucher is an alternative prize to the pet massage workshop. Trade Promotion Competition Licence No. 61828-30.
  • Pet promotion period: 2026-09-01 – 2026-10-31

Open source offer ↗

Other
BOC Cheers Visa Signature Welcome Offer: 150,000 Gift Points
Conditions applyPointsMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Cash-equivalent calculation: 150,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$600 cash-rebate equivalent; HK$600 ÷ HK$10,000 minimum eligible spend × 100 = 6%. No rounding is needed. The HTML states the 250-point cash-rebate conversion. This is a cash-rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The welcome reward requires HK$10,000 eligible spend and transactions to post within 7 days; the other eligibility and reward restrictions remain in constraints. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The applicant's BOC Cheers Visa Signature application must be approved during the promotion period. Activate the card and spend at least HK$10,000 in eligible transactions during the first month and the following two calendar months after issuance; eligible transactions must post within 7 days. Main and supplementary spending combines. • The offer excludes existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, people who cancelled or held an excluded card in the 12 months before applying, and BOCHK staff. Listed supplementary, business, commercial, Intown Virtual, US Dollar, Macau-issued and Private Label cards are excluded. If multiple eligible cards are approved, only one gift is awarded. • Eligible transactions include retail and Apple Pay, Google Pay or Samsung Pay spending. Exclusions include e-wallets, cash or cash-before-card, bills or autopay, instalments, fees or finance, utilities, online payment systems to designated merchants, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined exclusions. • Points are credited to the main card account within four calendar months after the issuance month once requirements are met. The account must remain normal, valid and in good credit standing. Gift Points are noncash, nonrefundable and nontransferable; duplicate redemption, refunded qualifying spend or card cancellation within 12 months can trigger recovery (25,000 points = HK$100). The Gift Point Gift Rewards Programme also applies; its external terms were not read. • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 150,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$600 cash rebate equivalent; HK$600 ÷ HK$10,000 minimum eligible spend × 100 = 6%. No rounding is needed. The HTML states the 250 point cash rebate conversion. This is a cash rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The welcome reward requires HK$10,000 eligible spend and transactions to post within 7 days; the other eligibility and reward restrictions remain in constraints.
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The applicant's BOC Cheers Visa Signature application must be approved during the promotion period. Activate the card and spend at least HK$10,000 in eligible transactions during the first month and the following two calendar months after issuance; eligible transactions must post within 7 days. Main and supplementary spending combines.
  • The offer excludes existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, people who cancelled or held an excluded card in the 12 months before applying, and BOCHK staff. Listed supplementary, business, commercial, Intown Virtual, US Dollar, Macau-issued and Private Label cards are excluded. If multiple eligible cards are approved, only one gift is awarded.
  • Eligible transactions include retail and Apple Pay, Google Pay or Samsung Pay spending. Exclusions include e-wallets, cash or cash-before-card, bills or autopay, instalments, fees or finance, utilities, online payment systems to designated merchants, stored value, P2P, financial-institution transactions, gambling, charity, no-slip and unauthorized transactions, plus company-defined exclusions.
  • Points are credited to the main card account within four calendar months after the issuance month once requirements are met. The account must remain normal, valid and in good credit standing. Gift Points are noncash, nonrefundable and nontransferable; duplicate redemption, refunded qualifying spend or card cancellation within 12 months can trigger recovery (25,000 points = HK$100). The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application approval period stated through 31 December 2026: Now – 2026-12-31

Open source offer ↗

Other
BOC Cheers Visa Signature Extra Welcome Offer: 75,000 Gift Points
Conditions applyPointsMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Cash-equivalent calculation: 75,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$300 cash-rebate equivalent; HK$300 ÷ HK$10,000 basic Welcome Offer minimum eligible spend × 100 = 3% at that minimum spend. No rounding is needed. The HTML states the 250-point cash-rebate conversion. The Extra Welcome Offer does not state an additional spend threshold. This is a cash-rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The base Welcome Offer spend and posting conditions, plus the Extra Welcome Offer account condition, remain in constraints. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Apply for BOC Cheers Visa Signature during the promotion period and have it issued by 28 February 2027. Fulfil the BOC Cheers Card Welcome Offer spending requirement and hold a BOCHK Private Wealth or Wealth Management account during the promotion period. • Eligible transactions must post within 7 days; supplementary-card transactions combine with the main card. Points are credited to the main account within five calendar months after the issuance month once all requirements are met. The account must remain normal, valid and in good credit standing. • Refunded or cancelled qualifying spend, duplicate redemption or main-card cancellation within 12 months can trigger recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable. The Gift Point Gift Rewards Programme also applies; its external terms were not read. • The Welcome Offer's eligible-transaction and new-applicant exclusions also apply. BOC Cheers Visa Signature must be issued in Hong Kong; retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 75,000 Gift Points ÷ 250 Gift Points per HK$1 cash rebate = HK$300 cash rebate equivalent; HK$300 ÷ HK$10,000 basic Welcome Offer minimum eligible spend × 100 = 3% at that minimum spend. No rounding is needed. The HTML states the 250 point cash rebate conversion. The Extra Welcome Offer does not state an additional spend threshold. This is a cash rebate redemption equivalent, not cash paid on spend. Redemption follows the Gift Point Gift Rewards Programme; its external terms were not read. The base Welcome Offer spend and posting conditions, plus the Extra Welcome Offer account condition, remain in constraints.
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Apply for BOC Cheers Visa Signature during the promotion period and have it issued by 28 February 2027. Fulfil the BOC Cheers Card Welcome Offer spending requirement and hold a BOCHK Private Wealth or Wealth Management account during the promotion period.
  • Eligible transactions must post within 7 days; supplementary-card transactions combine with the main card. Points are credited to the main account within five calendar months after the issuance month once all requirements are met. The account must remain normal, valid and in good credit standing.
  • Refunded or cancelled qualifying spend, duplicate redemption or main-card cancellation within 12 months can trigger recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
  • The Welcome Offer's eligible-transaction and new-applicant exclusions also apply. BOC Cheers Visa Signature must be issued in Hong Kong; retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application period stated through 31 December 2026: Now – 2026-12-31

Open source offer ↗

Other
BOC Cheers Visa Signature supplementary card offer: 25,000 Gift Points per card
Conditions applyPointsCap: 100,000 points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 points · Promotion Total • Limit applies to: base and extra supplementary offers combined per main cardholder account • Application, registration or activation required. See conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. Each eligible supplementary card earns 25,000 points. • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion. • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read. • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: base and extra supplementary offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: points
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. Each eligible supplementary card earns 25,000 points.
  • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion.
  • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application period stated through 31 December 2026: Now – 2026-12-31

Open source offer ↗

Other
BOC Cheers Visa Signature supplementary card Extra Offer: 25,000 Gift Points per card
Conditions applyPointsCap: 100,000 points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 points · Promotion Total • Limit applies to: base and extra supplementary offers combined per main cardholder account • Application, registration or activation required. See conditions. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. The main cardholder must also hold a Private Wealth or Wealth Management account during the promotion period to earn an additional 25,000 points per supplementary card. • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion. • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read. • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: base and extra supplementary offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: points
  • Application or registration is required.
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • Apply for a BOC Cheers Visa Signature supplementary card during the promotion period; the card must be approved and have at least one transaction within one month after issuance. The main cardholder must also hold a Private Wealth or Wealth Management account during the promotion period to earn an additional 25,000 points per supplementary card.
  • Points are credited to the main cardholder's account by 31 March 2027. The main account must remain normal, valid and in good credit standing. Base and extra supplementary offers share a 100,000-point cap per main account for the full promotion.
  • Refunded or cancelled qualifying transactions or cancellation of the main or supplementary card within 12 months can trigger point or cash-value recovery (25,000 points = HK$100). Gift Points are noncash, nonrefundable and nontransferable; the Gift Point Gift Rewards Programme also applies and its external terms were not read.
  • BOC Cheers Visa Signature must be issued in Hong Kong. Retain slips; company records prevail; fraud or abuse can forfeit or reverse the reward.
  • application period stated through 31 December 2026: Now – 2026-12-31

Open source offer ↗

Other
BOC Cheers Visa Signature annual fee waiver of HK$2,000
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The first year's annual fee is waived for the main card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The first year's annual fee is waived for the main card.

Open source offer ↗

Other
BOC Cheers Visa Signature annual fee waiver of HK$2,000
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The page states that the annual fee is waived for main cardholders holding a BOC Private Banking, Private Wealth, or Wealth Management account; duration and detailed account conditions are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The page states that the annual fee is waived for main cardholders holding a BOC Private Banking, Private Wealth, or Wealth Management account; duration and detailed account conditions are not stated.

Open source offer ↗

Other
BOC Cheers Visa Signature supplementary card annual fee waiver: HK$1,000
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • The HTML states a perpetual annual fee waiver for supplementary cards; the KFS lists an HK$1,000 annual fee for a Visa Signature supplementary card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • The HTML states a perpetual annual fee waiver for supplementary cards; the KFS lists an HK$1,000 annual fee for a Visa Signature supplementary card.

Open source offer ↗

Travel
Miles redemption handling fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • The comparison table states that the miles redemption handling fee is waived; it does not state the fee amount or detailed redemption conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • The comparison table states that the miles redemption handling fee is waived; it does not state the fee amount or detailed redemption conditions.

Open source offer ↗

Other
Visa Personal Concierge Service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents. • Visa Signature card; required annual income of $150,000. • The service includes trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking. • Visa provides the service, subject to related terms and conditions; full service details are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
  • Visa Signature card; required annual income of $150,000.
  • The service includes trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking.
  • Visa provides the service, subject to related terms and conditions; full service details are not stated.

Open source offer ↗

0808/BEABEA JCB Platinum CardBEA JCB Platinum Card · Generic credit card image10.4%HK$10.40
BEA JCB Platinum Card · Generic credit card image
08BEA

BEA JCB Platinum Card

Conditions apply

HK$10.4010.4%
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)
HK$10.0010%
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
CapHK$10.00 / HK$100.00
Other
BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250
HK$0.400.4%
Cashback
Calculation
Total savingHK$10.40
  • BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1): HK$10.00
  • BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash rebate for each eligible card account in a calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Cash rebate for each eligible card account in a calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: contactless; Phase Spend Min: 500
  • Applies to all eligible spending, subject to the conditions.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Cash-equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.

BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 1 local and Macau contactless spending: 2026-10-15 – 2026-12-31

BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.
Other offers
Other
BEA JCB Platinum welcome cash rebate: HK$200
Conditions applyCashbackMinimum spending: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$200 rebate; no percentage is stated.
  • Application or registration is required.
  • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
  • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
  • Each eligible customer can receive this offer once only.
  • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
  • The account must remain valid during the promotion and when the rebate is credited.
  • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
  • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
  • The offer cannot be combined with other promotional offers unless the relevant terms allow it.
  • Welcome cash rebate offer: 2026-04-01 – 2027-01-13
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 2)
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
——

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31
Travel
Japan and Hawaii airport lounge fee waiver: HK$78 per visit
Fee WaiverCap: 6 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
  • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
  • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
  • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
  • Without the eligible transaction, HK$78 is charged per visit.
  • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
  • Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31
Travel
LoungeKey overseas lounges: 2 complimentary visits
TravelCap: 2 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
  • Access is to LoungeKey Services lounges outside Japan and Hawaii.
  • Principal and supplementary cardholder visits have separate allowances.
  • Linked Chinese terms were unavailable; additional access conditions are unknown.
  • LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31
Taxis, rides and car rental
TOYOTA Rent a Car basic rental fee: 5% off
Discount
——

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: toyota rent a car · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Discount applies to the basic rental fee and excludes tax.
  • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
  • Campaign details are linked but not retained.
Pharmacies and supplements
Japan major drugstores: up to 7% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 藥房／保健品 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Applies at major drugstores in Japan.
  • The source does not provide a complete drugstore list.
Cafés, bakeries and desserts
Starbucks at Hong Kong International Airport: HK$50 discount
DiscountMinimum spending: HK$100.00
——

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
  • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
  • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
  • Detailed information is linked in Chinese and was not retained.
Concerts and tickets
Concert priority booking service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
Other
BEA JCB Platinum first-year annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • All customers are entitled to an annual fee waiver for the first year.
  • The offer page does not state the waived amount.
Loans and installments
BEA JCB Platinum interest-free period: up to 56 days
Financing
——

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • No interest is charged if the statement balance is paid in full by the due date.
  • The interest-free period depends on the purchase date within the statement cycle.
0909/CCBCCB Asia Eye Credit CardCCB Asia Eye Credit Card3%HK$3.00
CCB Asia Eye Credit Card
09CCB

CCB Asia Eye Credit Card

Conditions apply

HK$3.003%
Other
eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points
HK$3.003%
Pointscontactless paymentCap: HK$208.00 · per month
CapHK$3.00 / HK$208.00
Calculation
Total savingHK$3.00
  • eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points: HK$3.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • Limit: 208 HKD · Per Month
  • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Eligibility: Payment Methods: contactless-payment
  • Applies to all eligible spending, subject to the conditions.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.

eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless payment
  • Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Other offers
Other
CCB (Asia) eye+ Visa Signature Annual Fee Waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

Open source offer ↗

Local dining
eye+ Visa Signature Local Dining Cash Rebate（優惠值未列明）
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
  • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Food delivery
eye+ Visa Signature Delivery Platform Cash Rebate（優惠值未列明）
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 外賣平台 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
  • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Local transport
eye+ Visa Signature Local Transport Cash Rebate（優惠值未列明）
Cashback
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
  • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Online shopping
eye+ Visa Signature Eligible Online Retail Spending 7.5X Bonus Points
PointsCap: HK$208.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Online shopping
eye+ Visa Signature Eligible Online Retail Spending 2% Cash Rebate
CashbackCap: HK$160.00 · per month
——

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 160 · Applies to: Cash rebate per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
  • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
  • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Other
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
Conditions applyCashbackMinimum spending: HK$60,000.00Cap: HK$800.00 · promotion total
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • Application or registration is required.
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
Conditions applyCashbackMinimum spending: HK$60,000.00Cap: HK$800.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • Application or registration is required.
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

Open source offer ↗

Loans and installments
eye+ Visa Signature Chill Spending Installment HK$800 Cash Rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Application or registration is required.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

Open source offer ↗

Other
eye+ Visa Signature Welcome HK$600 Cash Rebate
CashbackMinimum spending: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
  • Percentage note: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

Open source offer ↗

1010/ICBCICBC Essence Credit Card Visa InfiniteICBC Essence Credit Card Visa Infinite2%HK$2.00
ICBC Essence Credit Card Visa Infinite
10ICBC

ICBC Essence Credit Card Visa Infinite

Conditions apply

HK$2.002%
Other
現金回贈：2% cash rebate
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • 現金回贈：2% cash rebate: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.

現金回贈：2% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
Other offers
Other
卡片優惠：Up to 3 supplementary cards under the same credit limit
Conditions applyLifestyleCap: 3 cards · not stated
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3 · Applies to: Supplementary Cards · Period: not stated · Type: limited · Unit: cards
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
  • Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
  • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.
Other
費用豁免：Waiver of HK$6,800 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The chargeable annual fee for each Principal Card issued is HK$6,800.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.
Other
費用豁免：Waiver of HK$3,000 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The chargeable annual fee for each Supplementary Card issued is HK$3,000.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.
Other
分期優惠：0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 12-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
分期優惠：0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 24-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
分期優惠：0.235% monthly flat rate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 36-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
Other
卡片禮遇：Visa Concierge 24/7 support, services, and exclusive privileges
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • Visa Concierge provides 24/7 support.
  • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
  • Visa Concierge app and phone access are subject to Visa service terms.
Travel
旅遊：designated airport lounge services for the cardholder
Conditions applyTravel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated airport lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊：designated high-speed rail lounge services for the cardholder
Conditions applyTravel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊：Up to 10 free designated airport lounge visits
Conditions applyTravelCap: 10 visits · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 10 · Applies to: Companion visits to designated airport lounges · Period: promotion total · Type: limited · Unit: visits
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • A companion may use designated airport lounges up to 10 times free during the promotion period.
  • Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Travel
旅遊：Up to 20 free designated high-speed rail lounge visits
Conditions applyTravelCap: 20 visits · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 20 · Applies to: Companion visits to designated high speed rail lounges · Period: promotion total · Type: limited · Unit: visits
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
Taxis, rides and car rental
King S Limousine：Two complimentary one-way Hong Kong International Airport limousine transfer services
Conditions applyTravelessence ceramic cardCap: 2 services · promotion total
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: essence ceramic card
  • Benefit limit: Amount: 2 · Applies to: One way airport limousine transfer services · Period: promotion total · Type: limited · Unit: services
  • Percentage note: No source supported spending percentage applies.
  • Application or registration is required.
  • The offer is for ICBC Essence Ceramic Cardholders only.
  • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
  • The customer must book the service and pay with the Essence Ceramic Card.
  • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
  • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
  • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
  • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
  • 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31
Hotels
酒店：Discounts and VIP privileges at 900+ global luxury hotels and resorts with best-rate guarantee
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • Visa partner offers cover more than 900 global luxury hotels and resorts.
  • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
  • Availability, booking channel, participating properties, and Visa partner terms apply.
Taxis, rides and car rental
的士／網約車／租車：Up to 48% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 的士／網約車／租車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum; eligible Visa partner terms apply.
  • The complete list of eligible merchants is not available.
  • The source states a maximum discount of up to 48% for limousine services.
  • Eligible Visa partner services, booking conditions, availability, and partner terms apply.
Taxis, rides and car rental
Hertz car-rental offers including one-day complimentary rental
Travel
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hertz · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Hertz and states car-rental offers including one-day complimentary rental.
  • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.
Insurance
保險：Travel accidental medical insurance up to US$25,000 per insured person
Traveldesignated cardCap: 25,000 currency · per transaction
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Amount: 25000 · Applies to: Travel medical and related expenses per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The medical and related expense limit is US$25,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Insurance
保險：Travel personal accident insurance up to US$1,000,000 per insured person
Traveldesignated cardCap: 1,000,000 currency · per transaction
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Amount: 1000000 · Applies to: Travel personal accident insurance per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The personal accident limit is US$1,000,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Insurance
保險：Worldwide emergency assistance services with costs fully covered
Traveldesignated card
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: designated card
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
Fine dining
高級餐廳：Dining privileges at global top restaurants and hotel chains
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Shopping
購物：Premium shopping privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Fine dining
高級餐廳：Premium dining privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 高級餐廳 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Online shopping
網上購物：Special discounts
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Department stores
百貨公司：Special discounts
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 百貨公司 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Jewellery and watches
珠寶／鐘錶：Special discounts at jewelers
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 珠寶／鐘錶 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Beauty and personal care
美容／個人護理：Special discounts at cosmetics stores
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 美容／個人護理 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Fashion
時裝：Special discounts at apparel stores
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 時裝 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The complete list of eligible merchants is not available.
  • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
Online shopping
網上購物：Online shopping insurance
Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The page lists online shopping insurance as a card benefit.
  • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.
Shopping
購物：SUPREME membership for Chinese Arts & Crafts
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source lists SUPREME membership for Chinese Arts & Crafts.
  • Membership eligibility, privileges, and provider terms apply.
Jewellery and watches
Shopping privileges and 1-on-1 personal service with Memorigin brand representatives
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: memorigin · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
  • Provider availability and terms apply.
Fashion
Prestigious offers in sartorial suit tailoring at Tai Pan Row（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: tai pan row · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • The source names Tai Pan Row and lists prestigious suit-tailoring offers.
  • Provider availability and terms apply.
Other
卡片禮遇：Invitation-only private banking value-added services
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No source supported spending percentage applies.
  • Personalized value-added services are available by invitation only.
  • Customers should contact their designated relationship manager for details.
1111/ICBCICBC Wise Gold Credit Card World MastercardICBC Wise Gold Credit Card World Mastercard2%HK$2.00
ICBC Wise Gold Credit Card World Mastercard
11ICBC

ICBC Wise Gold Credit Card World Mastercard

Conditions apply

HK$2.002%
Other
ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate on eligible local and overseas spending · Currency: HKD · Period: not stated · Type: unlimited · Unit: currency
  • Percentage note: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

Open source offer ↗

Other offers
Other
Wise Gold Account Opening Reward: HK$25,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Opening Reward: HK$16,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Opening Reward: HK$12,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Opening Bonus: HK$100 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
  • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
  • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Upgrade Reward: HK$4,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
Wise Gold Account Upgrade Reward: HK$2,000 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

Other
ICBC Wise Gold World Mastercard Welcome Offer: HK$300 Free Card Spending Limit
Conditions applyOther
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fixed spending limit reward has no eligible card spend denominator.
  • Application or registration is required.
  • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
  • Make one retail purchase or cash advance with the card within the first two months after card issuance.
  • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
  • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
  • successful principal card application: 2026-10-01 – 2026-12-31

Open source offer ↗

Travel
ICBC Wise Gold World Mastercard: Unlimited DragonPass Lounge Services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
  • Percentage note: The source states unlimited lounge access but no percentage rate.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
  • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
  • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
  • designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

Open source offer ↗

1212/ICBCICBC Wise Gold Dual Currency Credit Card UnionPay DiamondICBC Wise Gold Dual Currency Credit Card UnionPay Diamond2%HK$2.00
ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond
12ICBC

ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$2.002%
Other
現金回贈：2% cash rebate
HK$2.002%
Cashbackresident
Calculation
Total savingHK$2.00
  • 現金回贈：2% cash rebate: HK$2.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：2% cash rebate

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Travel
旅遊：designated airport and high speed rail lounge services
Conditions applyTravelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
  • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
  • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
  • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
  • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
  • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
  • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
  • promotion: 2026-04-01 – 2027-03-31
Insurance
保險：up to US$500,000 personal accident insurance
TravelresidentCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
  • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.
Transport
交通：Greater Bay Area payment and travel convenience
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.
Overseas spending
海外簽賬：waiver of foreign exchange fee on spending in CNY and foreign currencies
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.
Mobile payments
手機支付：QR code payment convenience
Conditions applyLifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.
Other
卡片禮遇：exclusive UnionPay premium privileges
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.
1313/MoxMox Credit CardMox Credit Card2%HK$2.00
Mox Credit Card
13Mox

Mox Credit Card

Conditions apply

HK$2.002%
Other
Mox Credit Card 2% CashBack with Mox+
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • Mox Credit Card 2% CashBack with Mox+: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: CashBack from eligible Mox Credit Card transactions
  • Applies to all eligible spending, subject to the conditions.
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

Mox Credit Card 2% CashBack with Mox+

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Other offers
Other
Mox Credit Card 1% CashBack without Mox+
Cashback
HK$1.001%

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
  • Requires no Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD30
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD120
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD300
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Electronics
Xiaomi monthly spending rebate HKD450
Conditions applyCashbackMinimum spending: HK$9,000.00Cap: HK$450.00 · per month
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
  • Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
  • Requirements: Period spend ≥: HK$9,000.00
  • Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD330
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD390
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD780
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
MOXMI26 card-spend reward HKD750
Conditions applyCashbackMinimum spending: HK$9,000.00Cap: 1 reward · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$9,000.00
  • Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Percentage note: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
  • Application or registration is required.
  • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

Other
Mox Credit Card Asia Miles at HKD10 per mile without Mox+
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
  • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Other
Mox Credit Card Asia Miles at HKD5 per mile with Mox+
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
  • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Electronics
Selected Xiaomi Stores mystery gift（優惠值未列明）
Gift
——

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: merchant
  • Benefit limit: Applies to: Mystery gift at selected Xiaomi Stores · Period: not stated · Type: not stated
  • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
  • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

Open source offer ↗

Loans and installments
Xiaomi Split Purchase 0% interest financing
Conditions applyFinancingMinimum spending: HK$3,000.00Cap: 10,000 transaction · promotion total
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Minimum requirement: Period: per transaction · Spend: HK$3,000.00
  • Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
  • Application or registration is required.
  • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
  • Split Purchase tenor must be 3 to 12 months.
  • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
  • Quota: 10,000 Approved Split Purchases, first come, first served.
  • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
  • Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31

Open source offer ↗

Loans and installments
Xiaomi Split Purchase monthly and one-off fee waiver（優惠值未列明）
Conditions applyFee WaiverCap: 10,000 transaction · promotion total
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
  • Application or registration is required.
  • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
  • Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31

Open source offer ↗

Loans and installments
Selected-customer Split Purchase HKD200 cash reward
Conditions applyCashbackotherCap: 1 reward · promotion total
——

Category or merchant does not match. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

  • Eligibility: Audience: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Benefit limit: Amount: 1 · Applies to: Reward under the selected customer Split Purchase promotion · Period: promotion total · Type: limited · Unit: reward
  • Application or registration is required.
  • The customer must have no previously approved Split Purchase.
  • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
  • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
  • The customer must receive a direct Mox invitation to participate.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
  • The eligible Split Purchase must not be cancelled.
  • Mox will pay the reward by the last day of the second calendar month after approval.
  • Split Purchase application: 2026-01-01 – 2026-12-31

Open source offer ↗

Other
MOXMI26 HKD500 savings reward
Conditions applyCashbackCap: 1 reward · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: Savings Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
  • Application or registration is required.
  • Complete Mox account opening within 15 days after using the invitation or referral code.
  • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
  • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
  • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
  • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
  • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31

Open source offer ↗

1414/StandardStandard Chartered Simply Cash Visa CardStandard Chartered Simply Cash Visa Card2%HK$2.00
Standard Chartered Simply Cash Visa Card
14Standard

Standard Chartered Simply Cash Visa Card

Conditions apply

HK$2.002%
Other
Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack
HK$2.002%
Cashback
Calculation
Total savingHK$2.00
  • Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack: HK$2.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Limit: unlimited.
  • Limit applies to: CashBack on eligible card spending
  • Applies to all eligible spending, subject to the conditions.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
  • Percentage note: Source stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Open source offer ↗

Other offers
Other
Simply Cash Visa Card HKD-posted eligible spending 1.5% CashBack
Cashback
HK$1.501.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
  • Percentage note: Source stated rate for eligible transactions posted in Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Open source offer ↗

Other
Simply Cash Visa Card HKD1,200 welcome CashBack
Conditions applyCashbackMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Applies to: welcome CashBack · Period: not stated · Type: not stated
  • Percentage note: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
  • Application or registration is required.
  • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
  • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
  • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
  • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
  • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
  • Application submission: 2026-09-21 – 2027-01-17

Open source offer ↗

Loans and installments
Simply Cash Visa Card 3-month statement instalment plan with 0% handling fee
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Eligible 3 month instalment plans · Period: promotion total · Type: unlimited
  • Percentage note: Source states a 0% handling fee for the 3 month plan.
  • Application or registration is required.
  • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
  • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
  • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
  • Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31

Open source offer ↗

Loans and installments
Simply Cash Visa Card up to 56-day interest-free period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: interest free period · Period: not stated · Type: not stated
  • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

Open source offer ↗

Other
Simply Cash Visa Card HKD2,000 principal annual-fee waiver
Fee Waiverother
——

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: principal annual fee · Period: not stated · Type: not stated
  • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
  • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

Open source offer ↗

Other
Simply Cash Visa Card supplementary-card annual-fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: supplementary annual fee · Period: not stated · Type: not stated
  • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

Open source offer ↗

Other
Simply Cash Visa Card late-fee waiver after 3 consecutive missed payments（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: late fee · Period: not stated · Type: not stated
  • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

Open source offer ↗

Other
Simply Cash Visa Card delinquent APR/default-rate waiver（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: delinquent APR/default charge · Period: not stated · Type: not stated
  • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

Open source offer ↗

1515/ICBCICBC Elite Club Credit Card Platinum MastercardICBC Elite Club Credit Card Platinum Mastercard1.5%HK$1.50
ICBC Elite Club Credit Card Platinum Mastercard
15ICBC

ICBC Elite Club Credit Card Platinum Mastercard

Conditions apply

HK$1.501.5%
Other
現金回贈：Up to 1.5% cash rebate
HK$1.501.5%
Cashbackresident
Calculation
Total savingHK$1.50
  • 現金回贈：Up to 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash-equivalent conversion is stated in the allowed local source.
  • Applies to all eligible spending, subject to the conditions.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.

現金回贈：Up to 1.5% cash rebate

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash equivalent conversion is stated in the allowed local source.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.
Other offers
Dining
餐飲：Complimentary main course
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states a complimentary main course, not a percentage or cash comparison. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course. • The offer is available at selected restaurants in Hong Kong and Asia. • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a complimentary main course, not a percentage or cash comparison.
  • The complete list of eligible merchants is not available.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course.
  • The offer is available at selected restaurants in Hong Kong and Asia.
  • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Dining
餐飲：Exclusive delicacies offers（優惠值未列明）
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states dining offers but no numeric rate or fixed comparison basis. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong. • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states dining offers but no numeric rate or fixed comparison basis.
  • The complete list of eligible merchants is not available.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong.
  • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Insurance
保險：E-Commerce Purchase Protection
OtherresidentCap: 200 currency · per transaction
——

This benefit does not apply to a purchase. • Audience: Resident • The source states insurance protection and benefit limits, not a percentage reward. • Limit: 200 USD · Per Transaction • Limit applies to: E-Commerce Purchase Protection per occurrence • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The page states worldwide coverage for online purchases made with the card. • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date. • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200. • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 200 · Applies to: E Commerce Purchase Protection per occurrence · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states insurance protection and benefit limits, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The page states worldwide coverage for online purchases made with the card.
  • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date.
  • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200.
  • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.
Hotels
酒店：Mastercard Luxury Hotel and Resort Offers including daily breakfast, special facilities, room upgrades and early or late check-in or check-out（優惠值未列明）
TravelresidentCap: 100 currency · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • The source states hotel privileges and a facility value limit, not a percentage reward. • Limit: 100 USD • Limit applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world. • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability. • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100 · Applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: The source states hotel privileges and a facility value limit, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world.
  • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability.
  • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Hotels
酒店：Mastercard Lowest Rate Guarantee
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states a price-difference guarantee, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary. • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference. • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a price difference guarantee, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary.
  • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference.
  • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.
Travel
旅遊：Car rental and air-ticket booking privileges through Mastercard Travel & Lifestyle Services
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states travel-service privileges, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders. • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers. • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states travel service privileges, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders.
  • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers.
  • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
Other
卡片優惠：Mastercard contactless payment at supported terminals
Otherresident
——

This benefit does not apply to a purchase. • Audience: Resident • This is a card payment feature, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap. • The local source does not state a transaction amount limit for contactless payment.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card payment feature, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap.
  • The local source does not state a transaction amount limit for contactless payment.
Travel
旅遊：designated airport and high speed rail lounge services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge services, not a percentage reward. • Limit: unlimited. • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card. • The notice does not state a usage period, designated-lounge list, or access procedure. • The notice is subject to the bank's card-service arrangement and terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states unlimited lounge services, not a percentage reward.
  • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card.
  • The notice does not state a usage period, designated-lounge list, or access procedure.
  • The notice is subject to the bank's card-service arrangement and terms.
1616/ICBCICBC Sup Dual Currency Credit Card UnionPay DiamondICBC Sup Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Sup Dual Currency Credit Card UnionPay Diamond
16ICBC

ICBC Sup Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$1.501.5%
Other
現金回贈：1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate. No calculation was used.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate. No calculation was used.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Other
禮品優惠：HK$300 SUP Retail eVoucher
Conditions applyGiftMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed voucher reward with no percentage denominator.
  • Application or registration is required.
  • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible.
  • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
  • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
  • The offer is first-come-first-served and subject to available stock.
Books and stationery
書店／文具：15% off
Conditions applyDiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • Each cardholder may use the SUP spending privilege once per day. • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店／文具 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP spending privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 15% discount.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • Each cardholder may use the SUP spending privilege once per day.
  • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products.
  • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Local dining
本地餐飲：30% off
DiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 30% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP dining privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 30% discount.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The offer applies to regular-price a la carte dine-in or takeaway dining orders.
  • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
  • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Other
折扣優惠：HK$30 discount
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 1 · Applies to: One selected instant discount per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
Other
折扣優惠：HK$100 discount on a purchase up to HK$2,000
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card
  • Benefit limit: Amount: 1 · Applies to: One selected instant discount per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
Tuition and courses
學費／課程：2.5% extra free credit-card spending limit (Rebate Offer)
Cashbackmobile banking / online bankingMinimum spending: HK$1,000.00Cap: HK$500.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費／課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費／課程 · Type: category
  • Requirements: Pay with: mobile banking / online banking · Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 500 · Applies to: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 2.5%; no calculation was used.
  • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
  • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking.
  • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
  • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
  • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
  • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.
  • Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
  • Tuition promotion Phase 2: 2026-10-01 – 2027-03-31
Travel
旅遊：Exclusive courtesy VIP lounge access
Travel
——

This benefit does not apply to a purchase. • The source provides a service heading without a numeric percentage. • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading. • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source provides a service heading without a numeric percentage.
  • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading.
  • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.
Other
分期優惠：Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and repayment tenors, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states financing rates and repayment tenors, not a spending reward percentage.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.
Other
卡片優惠：Payment and travel convenience in the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • The source lists participating transport and payment channels without a numeric percentage. • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source lists participating transport and payment channels without a numeric percentage.
  • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.
Other
卡片優惠：HKD and RMB accounts with local-currency spending in Mainland China and Hong Kong
Other
——

This benefit does not apply to a purchase. • The source describes account and currency handling without a numeric percentage. • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes account and currency handling without a numeric percentage.
  • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.
Mobile payments
手機支付：Bind the card with the UnionPay App for Hong Kong, Macau and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • The source describes an app-binding feature without a numeric percentage. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes an app binding feature without a numeric percentage.
  • Application or registration is required.
  • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.
Overseas spending
海外簽賬：Waiver of overseas handling fees and extra exchange-fluctuation charges
Fee Waiver
——

Category or merchant does not match. • The source states a fee waiver but provides no percentage. • Eligible categories: 海外簽賬 • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fee waiver but provides no percentage.
  • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.
1717/ICBCICBC Credit Card Platinum Mastercard Virtual CardICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image1.5%HK$1.50
ICBC Credit Card Platinum Mastercard Virtual Card · Generic credit card image
17ICBC

ICBC Credit Card Platinum Mastercard Virtual Card

Conditions apply

HK$1.501.5%
Other
ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate
HK$1.501.5%
Conditions applyCashback
Calculation
Total savingHK$1.50
  • ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other offers
Other
ICBC Credit Card - Platinum Mastercard Virtual Card simplified application（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: application service • Application, registration or activation required. See conditions. • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof. • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: application service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof.
  • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card ready for use（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: digital-card availability • Application, registration or activation required. See conditions. • The card is ready to use after the application is approved. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: digital card availability · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use after the application is approved.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card dynamic-password payment security（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: payment-security feature • Application, registration or activation required. See conditions. • Payments use a dynamic password. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: payment security feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • Payments use a dynamic password.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card shared credit limit up to HK$30,000
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: credit facility • Application, registration or activation required. See conditions. • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: credit facility · Period: not stated · Type: not stated
  • Application or registration is required.
  • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other
ICBC Credit Card - Platinum Mastercard Virtual Card online cardless payments（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: online-payment feature • Application, registration or activation required. See conditions. • The virtual card can be used for online shopping and cardless payment. • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: online payment feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • The virtual card can be used for online shopping and cardless payment.
  • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

1818/ICBCICBC Credit Card Visa Platinum Virtual CardICBC Credit Card Visa Platinum Virtual Card1.5%HK$1.50
ICBC Credit Card Visa Platinum Virtual Card
18ICBC

ICBC Credit Card Visa Platinum Virtual Card

Conditions apply

HK$1.501.5%
Other
ICBC Visa Platinum Virtual Card 1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC Visa Platinum Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source did not include full programme terms in the supplied files.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Visa Platinum Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Percentage note: Source did not include full programme terms in the supplied files.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

Open source offer ↗

Other offers
Other
ICBC Visa Platinum Virtual Card simplified application（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Application, registration or activation required. See conditions. • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card ready for use（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Use is available after the card application is approved.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Use is available after the card application is approved.

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card dynamic-password payment（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card online shopping（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The page states that the virtual card can pay for online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page states that the virtual card can pay for online shopping.

Open source offer ↗

Other
ICBC Visa Platinum Virtual Card Apple Pay convenience（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay. • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay.
  • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

Open source offer ↗

1919/ICBCICBC Digital Credit CardICBC Digital Credit Card1.5%HK$1.50
ICBC Digital Credit Card
19ICBC

ICBC Digital Credit Card

Conditions apply

HK$1.501.5%
Other
ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate
HK$1.501.5%
Conditions applyCashback
Calculation
Total savingHK$1.50
  • ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

Open source offer ↗

Other offers
Other
ICBC Virtual Card simplified application（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: card application service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
  • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

Open source offer ↗

Other
ICBC Virtual Card ready for use（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: virtual card access · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

Open source offer ↗

Other
ICBC Virtual Card dynamic-password payments（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
  • Application or registration is required.

Open source offer ↗

Online shopping
ICBC Virtual Card cardless online shopping（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cardless online shopping feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page states that customers can use the virtual card for online shopping.

Open source offer ↗

Apple Pay
ICBC Visa and UnionPay Virtual Cards support Apple Pay（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Apple Pay card feature • Application, registration or activation required. See conditions. • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card. • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Apple Pay card feature · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
  • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

Open source offer ↗

2020/ICBCICBC Digital Dual Currency Credit CardICBC Digital Dual Currency Credit Card1.5%HK$1.50
ICBC Digital Dual Currency Credit Card
20ICBC

ICBC Digital Dual Currency Credit Card

Conditions apply

HK$1.501.5%
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate
HK$1.501.5%
Conditions applyCashback
Calculation
Total savingHK$1.50
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • Application or registration is required.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

Open source offer ↗

2121/ICBCICBC Dual Currency Credit Card UnionPay Platinum Virtual CardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$1.50
ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card
21ICBC

ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card

Conditions apply

HK$1.501.5%
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: cash rebate · Period: not stated · Type: unlimited
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
Other offers
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card ready to use upon approval（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: card readiness • Application, registration or activation required. See conditions. • The card is ready to use after application approval. • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app. • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof. • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: card readiness · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card is ready to use after application approval.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app.
  • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
  • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card dynamic-password payments（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card shared credit limit up to HK$30,000
Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit limit • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: credit limit · Period: not stated · Type: not stated
  • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.
Other
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card cardless online and Apple Pay payments（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless payment service • Application, registration or activation required. See conditions. • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card. • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay. • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cardless payment service · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card.
  • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
2222/ICBCICBC Greater Bay Area Dual Currency Credit Card UnionPay DiamondICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond
22ICBC

ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$1.501.5%
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate on local or overseas card spending
  • Applies to all eligible spending, subject to the conditions.
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Cash rebate on local or overseas card spending · Period: not stated · Type: unlimited
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

Open source offer ↗

Other offers
Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending earns 3X bonus points
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: unlimited. • Limit applies to: 3X bonus-point reward on local or overseas card spending • Applies to all eligible spending, subject to the conditions. • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points. • The reward applies to local or overseas card spending without a stated limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: 3X bonus point reward on local or overseas card spending · Period: not stated · Type: unlimited
  • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points.
  • The reward applies to local or overseas card spending without a stated limit.

Open source offer ↗

Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 12-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

Open source offer ↗

Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 24-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

Open source offer ↗

Loans and installments
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 36-month option
Conditions applyFinancing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

Open source offer ↗

Transport
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card designated transport payment and travel convenience（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses. • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses.
  • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

Open source offer ↗

Overseas spending
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card foreign-exchange handling-fee waiver（優惠值未列明）
Fee Waiver
——

Category or merchant does not match. • Limit applies to: No cap or limit is stated. • Eligible categories: 海外簽賬, 中國內地簽賬 • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 / 中國內地簽賬 · Type: category
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

Open source offer ↗

Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card QR-code payment via UnionPay App（優惠值未列明）
Conditions applyOther
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

Open source offer ↗

Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card UnionPay global discounts（優惠值未列明）
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: No cap or limit is stated. • Eligible categories: 其他 • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: No cap or limit is stated. · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

Open source offer ↗

Other
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card mobile-payment spending in Mainland China or overseas up to 5% extra cash rebate
Conditions applyCashbackMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Additional promotional cash rebate per customer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Phase Spend Min: 4000 • Eligible categories: 中國內地簽賬, 海外簽賬 • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent. • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card. • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply. • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota. • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027. • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms. • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 / 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Requirements: Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 200 · Applies to: Additional promotional cash rebate per customer · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent.
  • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card.
  • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply.
  • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota.
  • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027.
  • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms.
  • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

Open source offer ↗

2323/ICBCICBC Horoscope Credit Card Visa SignatureICBC Horoscope Credit Card Visa Signature1.5%HK$1.50
ICBC Horoscope Credit Card Visa Signature
23ICBC

ICBC Horoscope Credit Card Visa Signature

Conditions apply

HK$1.501.5%
Other
現金回贈：1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card - Visa Signature Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card Visa Signature Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
Other offers
Other
卡片優惠：Choice of horoscope cardface design when applying
Conditions applyOther
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card design feature, not a percentage reward.
  • Application or registration is required.
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
Other
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a financing flat rate and APR, not a spending reward percentage.
  • Application or registration is required.
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
Insurance
保險：Personal Accident Insurance up to US$500,000 per insured person
TravelCap: 500,000 currency · not stated
——

This benefit does not apply to a purchase. • This is an insurance coverage benefit, not a percentage reward. • Limit: 500000 USD • Limit applies to: Personal accident insurance limit per insured person • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms. • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance. • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA. • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy. • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive. • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member. • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination. • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card. • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service. • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities. • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: Personal accident insurance limit per insured person · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is an insurance coverage benefit, not a percentage reward.
  • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
  • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
  • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
  • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy.
  • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
  • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
  • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
  • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
  • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service.
  • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
  • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
  • Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23
Other
卡片優惠：Visa Contactless Payment by tapping the card
Other
——

This benefit does not apply to a purchase. • This is a card payment feature, not a percentage reward. • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment. • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card payment feature, not a percentage reward.
  • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment.
  • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.
2424/ICBCICBC Horoscope Dual Currency Credit Card UnionPay DiamondICBC Horoscope Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Horoscope Dual Currency Credit Card UnionPay Diamond
24ICBC

ICBC Horoscope Dual Currency Credit Card UnionPay Diamond

Conditions apply

HK$1.501.5%
Other
現金回贈：1.5% cash rebate
HK$1.501.5%
Cashback
Calculation
Total savingHK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
Other offers
Other
卡片優惠：Choice of horoscope cardface design when applying
Conditions applyOther
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card design feature, not a percentage reward.
  • Application or registration is required.
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
Other
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a financing flat rate and APR, not a spending reward percentage.
  • Application or registration is required.
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
Other
卡片優惠：Payment and travel convenience across the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no numeric rate is stated. • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card. • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending payment and travel convenience feature; no numeric rate is stated.
  • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card.
  • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card.
  • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
  • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.
Other
卡片優惠：HKD and RMB accounts in one card
Other
——

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • This is a card feature, not a transaction reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending dual currency card feature; no numeric rate is stated.
  • The card has both HKD and RMB accounts in one card.
  • Cardholders can spend with the local currency across Mainland China and Hong Kong.
  • This is a card feature, not a transaction reward.
Mobile payments
手機支付：UnionPay App binding for Hong Kong, Macao and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no numeric rate is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card. • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending mobile payment feature; no numeric rate is stated.
  • Application or registration is required.
  • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card.
  • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.
2525/CNCBICNCBI Jewel World MastercardCNCBI Jewel World Mastercard1.5%HK$1.50
CNCBI Jewel World Mastercard
25CNCBI

CNCBI Jewel World Mastercard

Conditions apply

HK$1.501.5%
Other
Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending
HK$1.101.1%
Conditions applyCashbackCap: HK$1,000.00 · per month
CapHK$1.10 / HK$1,000.00
Other
Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending
HK$0.400.4%
Cashback
Calculation
Total savingHK$1.50
  • Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending: HK$1.10
  • Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending: HK$0.40
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. 1.1% extra cash rebate per Eligible Account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 1000 HKD · Per Month
  • Limit applies to: 1.1% extra cash rebate per Eligible Account
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • Limit applies to: basic cash rebate
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.

Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 1000 · Applies to: 1.1% extra cash rebate per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • extra cash rebate promotion period: Now – 2026-12-31

Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: basic cash rebate · Period: not stated · Type: not stated
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.
  • Further program terms are linked but are not included in the retained source.
  • cash rebate promotion period: Now – 2026-12-31
Other offers
Dining
Jewel World Mastercard dining offers at a wide range of restaurants（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Applies to: dining offers · Period: not stated · Type: not stated
  • Percentage note: The retained page does not state a benefit amount or percentage.
  • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
  • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
  • The page links to Mastercard terms; the linked page was not used as evidence.
Travel
Jewel World Mastercard travel insurance with up to US$100,000 coverage per trip
Conditions applyTravel
——

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: insurance coverage · Period: not stated · Type: not stated
  • Percentage note: The source states a coverage amount, not a percentage reward.
  • Application or registration is required.
  • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
  • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
  • The stated protection is overseas medical coverage.
  • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
  • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
  • travel insurance offer: Now – 2026-12-31
Transport
Jewel World Mastercard airport limousine service at HK$350 per one-way ride
Conditions applyPromotional PriceCap: 2 uses · promotion total
——

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: preferential price one way airport limousine service · Period: promotion total · Type: limited · Unit: uses
  • Percentage note: The source states a preferential price but gives no comparison price.
  • Application or registration is required.
  • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
  • The cardmember can use the HK$350 one-way service twice.
  • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
  • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
  • The cardmember must send a booking request to the service provider by email or telephone.
  • airport limousine service: Now – 2026-12-31
Hotels
Jewel World Mastercard complimentary 12-month HoteLux Elite membership
Travel
——

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite membership · Period: not stated · Type: not stated
  • Percentage note: The source states a membership duration, not a percentage reward.
  • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
  • Room upgrade, early check-in, and late check-out are subject to availability.
  • The page says Mastercard terms apply; linked terms were not used as evidence.
Hotels
One free night at participating luxury hotels with Jewel World Mastercard
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Applies to: participating luxury hotel offer · Period: not stated · Type: not stated
  • Percentage note: The source states one free night, not a percentage or cash amount.
  • The complete list of eligible merchants is not available.
  • The page says the offer includes one free night and other offers at participating luxury hotels.
  • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
  • The offer is provided by Mastercard and is subject to related terms.
Hotels
Up to 10% off a hotel stay booked through Agoda with Jewel World Mastercard
Discount
——

Category or merchant does not match. • Limit applies to: Agoda hotel stay discount • Merchants: Agoda • Eligible merchants: agoda • The page says to book a stay through Agoda to receive the discount. • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda hotel stay discount · Period: not stated · Type: not stated
  • The page says to book a stay through Agoda to receive the discount.
  • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.
Sports and outdoors
50% off green fees at participating golf clubs with Jewel World Mastercard
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 運動及戶外 · Type: category
  • Benefit limit: Applies to: green fee discount · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
  • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
  • The offer is provided by Mastercard and is subject to terms not included in the retained source.
  • green fee offer: Now – 2026-12-31
Other
Jewel World Mastercard new-cardmember HK$1,000 welcome cash rebate
Conditions applyCashbackMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
  • Application or registration is required.
  • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
  • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: Now – 2026-12-31
Other
Jewel World Mastercard new-cardmember welcome earning of M$1 per HK$1 spent
Conditions applyPointsCap: 10,000 Motion$ · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 10000 · Applies to: Motion$ earned from eligible retail transactions in the first 2 months · Period: promotion total · Type: limited · Unit: Motion$
  • Percentage note: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
  • Application or registration is required.
  • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
  • Eligible transactions must be made in the first 2 months from card issuance.
  • The maximum is M$10,000, convertible to 10,000 Miles.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: Now – 2026-12-31
Other
CNCBI Jewel World Mastercard perpetual annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
  • Percentage note: The source states a perpetual annual fee waiver but gives no fee amount.
  • The page describes the annual fee waiver as perpetual.
Loans and installments
Jewel World Mastercard merchant installment plan（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: merchant installment plan · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.
Octopus
Jewel World Mastercard Octopus Automatic Add Value Service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Octopus Automatic Add Value Service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a service but states no amount or percentage benefit.
  • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.
Loans and installments
Jewel World Mastercard credit card cash-in installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: cash in installment program · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Loans and installments
Jewel World Mastercard retail purchase installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: retail purchase installment program · Period: not stated · Type: not stated
  • Percentage note: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Apple Pay
Jewel World Mastercard mobile payment service with Apple Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Apple Pay service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Google Pay
Jewel World Mastercard mobile payment service with Google Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Google Pay service · Period: not stated · Type: not stated
  • Percentage note: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Loans and installments
Jewel World Mastercard up to 57-day interest-fee repayment period
Financing
——

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: repayment period · Period: not stated · Type: not stated
  • Percentage note: The source gives a repayment period duration but no interest rate or percentage benefit.
  • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.
Hotels
Complimentary 1,000 HoteLux points with Jewel World Mastercard membership
Points
——

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · Period: not stated · Type: not stated
  • Percentage note: The source states a points amount, not a percentage rate.
  • Included in the complimentary 12-month HoteLux Elite membership.
  • The retained page does not state redemption terms or a cash conversion.
Hotels
Complimentary HoteLux Elite breakfast（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state the number of breakfasts or booking conditions.
Hotels
Complimentary HoteLux Elite room upgrade（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Room upgrades are subject to availability.
Hotels
HoteLux Elite early check-in（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite early check in（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Early check-in is subject to availability.
Hotels
HoteLux Elite late check-out（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: HoteLux Elite late check out（優惠值未列明） · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Late check-out is subject to availability.
Hotels
Up to US$200 in HoteLux hotel dining and spa credits
Gift
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Up to US$200 in HoteLux hotel dining and spa credits · Period: not stated · Type: not stated
  • Percentage note: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.
2626/ShanghaiShanghai Commercial Bank Business Credit CardShanghai Commercial Bank Business Credit Card1.4%HK$1.40
Shanghai Commercial Bank Business Credit Card
26Shanghai

Shanghai Commercial Bank Business Credit Card

Conditions apply

HK$1.401.4%
Other
現金回贈：1% Cash Rebate
HK$1.001%
Conditions applyCashback
Other
現金回贈：HK$1 Cash Rebate for every HK$250 purchase
HK$0.400.4%
Cashback
Calculation
Total savingHK$1.40
  • 現金回贈：1% Cash Rebate: HK$1.00
  • 現金回贈：HK$1 Cash Rebate for every HK$250 purchase: HK$0.40
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

現金回贈：1% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31

現金回贈：HK$1 Cash Rebate for every HK$250 purchase

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other offers
Overseas spending
海外簽賬：1.2% Cash Rebate
Conditions applyCashback
——

Category or merchant does not match. • Source-stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only. • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period. • Eligible overseas spending is any retail and online spending in foreign-currency transactions. • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions. • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement. • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate. • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred. • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible overseas spending is any retail and online spending in foreign-currency transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31
Other
現金回贈：HK$500 Free Spending Credit
Conditions applyCashbackMinimum spending: HK$7,000.00Cap: HK$500.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift. • Limit: 500 HKD · Promotion Total • Limit applies to: One Welcome Gift for each Eligible Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 7000 • Applies to all eligible spending, subject to the conditions. • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description. • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months. • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period. • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions. • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned. • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee. • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$7,000.00
  • Benefit limit: Amount: 500 · Applies to: One Welcome Gift for each Eligible Credit Card · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description.
  • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months.
  • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period.
  • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions.
  • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned.
  • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee.
  • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.
  • Mastercard Platinum Business Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2026-12-31
Insurance
保險：HK$500 supermarket coupon
Conditions applyGiftMinimum spending: HK$5,000.00Cap: HK$500.00 · promotion total
——

Category or merchant does not match. • Fixed supermarket coupon; the source does not state a percentage of the insurance premium. • Limit: 500 HKD · Promotion Total • Limit applies to: Each eligible General Insurance Policy arranged during the Promotion Period • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligible categories: 保險 • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period. • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card. • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong. • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$5,000.00
  • Benefit limit: Amount: 500 · Applies to: Each eligible General Insurance Policy arranged during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Fixed supermarket coupon; the source does not state a percentage of the insurance premium.
  • Application or registration is required.
  • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period.
  • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card.
  • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong.
  • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.
  • Selected Commercial Insurance Products Offer Promotion Period: 2025-02-17 – 2026-12-31
Insurance
保險：Free Corporate Liability
Other
——

This benefit does not apply to a purchase. • The page names a free corporate-liability benefit but gives no amount, coverage, cap, validity period or percentage. • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges. • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names a free corporate liability benefit but gives no amount, coverage, cap, validity period or percentage.
  • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges.
  • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.
Other
折扣優惠：Discounts on software and services for each Business Credit Card
Discount
——

This benefit does not apply to a purchase. • The page states a discount benefit but gives no rate or cap. • The page states that each Business Credit Card comes with a range of software and services discounts. • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally. • The external Easysavings Specials site is a link target and is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a discount benefit but gives no rate or cap.
  • The page states that each Business Credit Card comes with a range of software and services discounts.
  • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally.
  • The external Easysavings Specials site is a link target and is not used as evidence.
Other
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
積分獎賞：Bonus Point Reward Scheme for the Visa Business Credit Card（優惠值未列明）
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
現金回贈：HK$1 Cash Rebate for every HK$250 purchase
Cashback
HK$0.400.4%

Not counted: this offer has the same calculation values as another offer. • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme. • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other
積分獎賞：Bonus Point Reward Scheme for the Dual Currency Diamond Corporate Credit Card（優惠值未列明）
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
分期優惠：Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a maximum number of days and payment conditions, not a spending percentage. • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days. • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills. • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a maximum number of days and payment conditions, not a spending percentage.
  • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days.
  • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills.
  • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.
  • KFS Effective Date: 2026-04-20 – Not stated
Other
費用豁免：Paper Statement Fee waived for Business / Corporate Credit Cards customers
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers. • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers.
  • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.
  • KFS Effective Date: 2026-04-20 – Not stated
2727/StandardStandard Chartered Smart Credit CardStandard Chartered Smart Credit Card1.2%HK$1.20
Standard Chartered Smart Credit Card
27Standard

Standard Chartered Smart Credit Card

Conditions apply

HK$1.201.2%
Other
Smart Card 合資格交易賺取 1.2% Basic CashBack
HK$1.201.2%
CashbackresidentMinimum spending: HK$15,000.00
Calculation
Total savingHK$1.20
  • Smart Card 合資格交易賺取 1.2% Basic CashBack: HK$1.20
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable..
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Limit: unlimited.
  • Limit applies to: Eligible Transactions
  • Eligibility: Phase Spend Min: 15000
  • Applies to all eligible spending, subject to the conditions.
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.

Smart Card 合資格交易賺取 1.2% Basic CashBack

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Applies to: Eligible Transactions · Currency: HKD · Period: per statement period · Type: unlimited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Other offers
Other
指定商戶消費賺取 4.44% 額外 CashBack
CashbackresidentMinimum spending: HK$4,000.00Cap: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: merchant
  • Requirements: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 5000 · Applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Other
指定商戶消費賺取 3.80% 額外 CashBack
CashbackresidentCap: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: merchant
  • Benefit limit: Amount: 5000 · Applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Other
Smart Card 合資格交易賺取 0.56% Basic CashBack
CashbackresidentMinimum spending: HK$4,000.00
——

Purchase inputs do not meet the eligibility rules. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: unlimited. • Limit applies to: Eligible Transactions • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending. • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • Benefit limit: Applies to: Eligible Transactions · Currency: HKD · Period: per statement period · Type: unlimited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03

Open source offer ↗

Overseas spending
外幣零售簽賬豁免 1.95% 費用
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions. • The retained HTML does not make clear whether the waiver is limited to transactions made during travel. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Foreign currency retail transactions · Period: not stated · Type: not stated
  • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions.
  • The retained HTML does not make clear whether the waiver is limited to transactions made during travel.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
FPS 提取現金：豁免利息及手續費（優惠值未列明）
FinancingresidentCap: HK$60,000.00 · per month
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 60000 HKD · Per Month • Limit applies to: Cash out via FPS • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS. • The retained HTML does not state further eligibility, timing, or redemption conditions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 60000 · Applies to: Cash out via FPS · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS.
  • The retained HTML does not state further eligibility, timing, or redemption conditions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
Smart Card 年費全免（優惠值未列明）
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual fee • The product page states “No annual fees. Ever.” • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Annual fee · Period: not stated · Type: not stated
  • The product page states “No annual fees. Ever.”
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

Open source offer ↗

Loans and installments
Smart Card 現金透支免手續費（優惠值未列明）
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Cash advance fee • The product page states “No Cash advance fees. Ever.” • This is separate from the FPS cash-out interest and handling-fee waiver. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Cash advance fee · Period: not stated · Type: not stated
  • The product page states “No Cash advance fees. Ever.”
  • This is separate from the FPS cash-out interest and handling-fee waiver.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

Open source offer ↗

Overseas spending
Smart Credit Card foreign currency transaction charges waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on foreign currency transactions • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: reimbursement charges on foreign currency transactions · Period: not stated · Type: not stated
  • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.
Overseas spending
Smart Credit Card overseas HKD transaction charges waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR · Period: not stated · Type: not stated
  • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.
Bills and utilities
Smart Card payments and transfers without handling fees（優惠值未列明）
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Handling fees for the listed payment and transfer services • Eligible categories: 賬單及公用事業 • The page lists rent, education expenses, car park fees, and payments to family and friends. • The retained HTML does not state the full eligibility, cap, or date terms for this service. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 賬單及公用事業 · Type: category
  • Benefit limit: Applies to: Handling fees for the listed payment and transfer services · Period: not stated · Type: not stated
  • The page lists rent, education expenses, car park fees, and payments to family and friends.
  • The retained HTML does not state the full eligibility, cap, or date terms for this service.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Loans and installments
Smart Card statement instalment plan: up to HKD 1,200 Cashback
Cashbackresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: CashBack for the Credit Card Statement Instalment Plan • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: CashBack for the Credit Card Statement Instalment Plan · Period: not stated · Type: not stated
  • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Loans and installments
Smart Card statement instalment plan: chance to win HKD 14,000 Cashback
Prizeresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan · Period: not stated · Type: not stated
  • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
Smart Card Bonus Saver campaign: up to HKD 1,200 annual rebate
CashbackresidentMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual Bonus Saver rebate • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card. • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML. • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Customer status: new · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: Annual Bonus Saver rebate · Period: not stated · Type: not stated
  • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card.
  • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML.
  • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Other
Smart Card Bonus Saver campaign: Standard Chartered Mickey Keep It Real 999.9 Gold Coin（優惠值未列明）
GiftresidentMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Bonus Saver campaign gold coin • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign. • The source does not state the coin quantity or full eligibility terms in the retained HTML. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Customer status: new · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: Bonus Saver campaign gold coin · Period: not stated · Type: not stated
  • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign.
  • The source does not state the coin quantity or full eligibility terms in the retained HTML.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

Loans and installments
Smart Card Statement Instalment Plan with 0% handling fee
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: unlimited. • Limit applies to: eligible 3-month Credit Card Statement Instalment Plans • Application, registration or activation required. See conditions. • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval. • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026. • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention. • The promotion states 0% handling fee. It does not state a 0% interest rate.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: eligible 3 month Credit Card Statement Instalment Plans · Period: promotion total · Type: unlimited · Unit: plans
  • Application or registration is required.
  • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval.
  • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026.
  • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention.
  • The promotion states 0% handling fee. It does not state a 0% interest rate.
  • promotion period: 2026-10-01 – 2026-10-31
Other
Smart Credit Card interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card interest-free period • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Smart Card interest free period · Period: not stated · Type: not stated
  • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.
Other
Smart Credit Card delinquent APR waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card delinquent APR or default rate • The Smart Card KFS lists the delinquent APR/default rate as waived.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Smart Card delinquent APR or default rate · Period: not stated · Type: not stated
  • The Smart Card KFS lists the delinquent APR/default rate as waived.
Other
Smart Credit Card additional late fee waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Late Fee for three or more consecutive months without minimum payment • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Late Fee for three or more consecutive months without minimum payment · Period: not stated · Type: not stated
  • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.
Overseas spending
外幣零售簽賬賺取 1.2% CashBack
Cashbackresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview states 1.2% Cashback on foreign currency retail transactions. • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward. • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Foreign currency retail transactions · Period: not stated · Type: not stated
  • The product overview states 1.2% Cashback on foreign currency retail transactions.
  • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward.
  • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

Open source offer ↗

2828/CitiCiti The Club Credit CardCiti The Club Credit Card1%HK$1.00
Citi The Club Credit Card
28Citi

Citi The Club Credit Card

Conditions apply

HK$1.001%
Other
Citi The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spend
HK$1.001%
Points
Calculation
Total savingHK$1.00
  • Citi The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spend: HK$1.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 1 Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The conversion ratio may change; Clubpoints are not cash and cannot be converted into cash.
  • Limit: unlimited.
  • Limit applies to: Basic Clubpoints rebate on eligible transactions
  • Applies to all eligible spending, subject to the conditions.
  • Earn 1 Clubpoint for every HK$20 of eligible local or overseas posted retail spending. The principal cardholder's valid The Club account must be linked to the card. Exclusions include cash advances, fees and charges, loan and instalment withdrawals, Inland Revenue Department payments, casino transactions, ordinary online bill payments, insurance, charity and non-profit transactions, FPS transactions, and unposted, cancelled, refunded, falsified, unauthorized, or abusive transactions.
  • Clubpoints are credited to the principal cardholder's The Club account. The current 5-to-1 redemption ratio applies to selected HKT and Club Shopping e-Cash Vouchers and may change.

Citi The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spend

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Basic Clubpoints rebate on eligible transactions · Period: not stated · Type: unlimited
  • Percentage note: Cash equivalent calculation: 1 Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The conversion ratio may change; Clubpoints are not cash and cannot be converted into cash.
  • Earn 1 Clubpoint for every HK$20 of eligible local or overseas posted retail spending. The principal cardholder's valid The Club account must be linked to the card. Exclusions include cash advances, fees and charges, loan and instalment withdrawals, Inland Revenue Department payments, casino transactions, ordinary online bill payments, insurance, charity and non-profit transactions, FPS transactions, and unposted, cancelled, refunded, falsified, unauthorized, or abusive transactions.
  • Clubpoints are credited to the principal cardholder's The Club account. The current 5-to-1 redemption ratio applies to selected HKT and Club Shopping e-Cash Vouchers and may change.
  • Basic Clubpoint Program: 2022-03-07 – 2026-12-31

Open source offer ↗

Other offers
Other
Designated merchants earn 3 bonus Clubpoints per HK$20 with Citi The Club Credit Card
PointsCap: HK$300.00 · per statement period
——

Category or merchant does not match. • Cash-equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash. • Limit: 300 HKD · Per Statement Period • Limit applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf • Eligible merchants: bestarfilm-cinemas, broadway-circuit, cafe-togather-by-log-on, cinema-city, circle-k, city-super, city-super-neighbourhood, hair-corner, hyatt-regency-hong-kong-sha-tin, hyatt-regency-hong-kong-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, klook, lei-garden, lobby-by-hair-corner-apm, lobby-by-hair-corner-the-wai, log-on, mcdonalds, mcl-cinemas, pinkoi, quality-healthcare-medical-services, royce, saloon-kowloon-tong, saloon-roarguns-pacific-place, smart-charge, so-sweet-kids-salon-tsim-sha-tsui, starbucks, vita-green • The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component. • A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise. • The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: bestarfilm cinemas / broadway circuit / cafe togather by log on / cinema city / circle k / city super / city super neighbourhood / hair corner / hyatt regency hong kong sha tin / hyatt regency hong kong tsim sha tsui / jpaw hair salon tsim sha tsui / klook / lei garden / lobby by hair corner apm / lobby by hair corner the wai / log on / mcdonalds / mcl cinemas / pinkoi / quality healthcare medical services / royce / saloon kowloon tong / saloon roarguns pacific place / smart charge / so sweet kids salon tsim sha tsui / starbucks / vita green · Type: merchant
  • Benefit limit: Amount: 300 · Applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash.
  • The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component.
  • A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise.
  • The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.
  • BESTARFILM Cinemas: 2026-01-01 – 2026-12-31
  • Broadway Circuit: 2022-08-22 – 2027-12-31
  • cafe ToGather by LOG-ON: 2023-04-01 – 2027-03-31
  • Cinema City: 2022-08-22 – 2027-12-31
  • Circle K: 2022-04-01 – 2027-03-31
  • city'super: 2022-04-01 – 2027-03-31
  • city'super neighbourhood: 2024-06-21 – 2027-03-31
  • Hair Corner: 2023-03-01 – 2027-03-31
  • Hyatt Regency Hong Kong, Sha Tin: 2022-04-01 – 2027-03-31
  • Hyatt Regency Hong Kong, Tsim Sha Tsui: 2022-04-01 – 2027-03-31
  • JPAW HAIR SALON (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
  • Klook: 2022-04-01 – 2027-03-31
  • Lei Garden: 2023-01-01 – 2026-12-31
  • Lobby by Hair Corner (APM): 2023-03-01 – 2027-03-31
  • Lobby by Hair Corner (The Wai): 2024-04-01 – 2027-03-31
  • LOG-ON: 2022-04-01 – 2027-03-31
  • McDonald's: 2022-04-01 – 2027-03-31
  • MCL Cinemas: 2022-11-01 – 2026-12-31
  • Pinkoi: 2023-04-01 – 2027-03-31
  • Quality HealthCare Medical Services: 2022-05-09 – 2027-12-31
  • ROYCE': 2023-04-01 – 2027-03-31
  • Saloon (Kowloon Tong): 2023-03-01 – 2027-03-31
  • Saloon Roarguns (Pacific Place): 2023-03-01 – 2027-03-31
  • Smart Charge: 2023-03-01 – 2027-03-31
  • So Sweet Kids Salon (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
  • Starbucks: 2024-02-01 – 2026-12-31
  • Vita Green: 2022-04-01 – 2027-03-31

Open source offer ↗

Telecommunications
Citi The Club Credit Card earns up to 3% Clubpoints rebate on monthly auto-bill payments
Points
——

Category or merchant does not match. • Limit applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto-bill payments • Eligible merchants: 1010, csl, netvigator, now-tv • This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%. • The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 1010 / csl / netvigator / now tv · Type: merchant
  • Benefit limit: Applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto bill payments · Period: not stated · Type: not stated
  • This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%.
  • The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.
  • Auto-bill payment of csl, 1O1O, Now TV, or NETVIGATOR: 2022-04-01 – 2026-12-31

Open source offer ↗

Online shopping
Club Shopping purchases earn 1 extra Clubpoint per HK$20 with Citi The Club Credit Card
PointsCap: HK$100.00 · per statement period
——

Category or merchant does not match. • Cash-equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash. • Limit: 100 HKD · Per Statement Period • Limit applies to: Extra 1% Clubpoints rebate on Club Shopping spending • Eligible merchants: club-shopping • This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle. • The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: club shopping · Type: merchant
  • Benefit limit: Amount: 100 · Applies to: Extra 1% Clubpoints rebate on Club Shopping spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash.
  • This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle.
  • The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.
  • Extra Citi Clubpoint rebate on Club Shopping: 2022-04-01 – 2026-12-31

Open source offer ↗

Online shopping
Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program
Points
——

Category or merchant does not match. • Cash-equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash. • Limit applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program • Eligible merchants: club-shopping • The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: club shopping · Type: merchant
  • Benefit limit: Applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program · Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash.
  • The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.
  • Club Shopping regular shop-to-earn Clubpoints: 2022-04-01 – 2026-12-31

Open source offer ↗

Other
Citi The Club Credit Card charges no annual fee（優惠值未列明）
Other
——

This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） • The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） · Period: not stated · Type: not stated
  • The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.
  • Annual membership fee shown in the Citi Credit Card Fees Schedule: 2025-12-01 – Not stated

Open source offer ↗

Online shopping
Selected Club Shopping products receive 5% off
Conditions applyDiscount
——

Category or merchant does not match. • Limit applies to: Selected Club Shopping products receive 5% off • Application, registration or activation required. See conditions. • Eligible merchants: club-shopping • The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: club shopping · Type: merchant
  • Benefit limit: Applies to: Selected Club Shopping products receive 5% off · Period: not stated · Type: not stated
  • Application or registration is required.
  • The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.

Open source offer ↗

Pharmacies and supplements
Vita Green designated products receive 4% off
Discount
——

Category or merchant does not match. • Limit applies to: Vita Green designated products receive 4% off • Eligible merchants: vita-green • The offer applies to designated products in Vita Green stores. The merchant's terms apply; the source asks cardholders to confirm details with the merchant.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: vita green · Type: merchant
  • Benefit limit: Applies to: Vita Green designated products receive 4% off · Period: not stated · Type: not stated
  • The offer applies to designated products in Vita Green stores. The merchant's terms apply; the source asks cardholders to confirm details with the merchant.
  • Vita Green promotion: Now – 2027-03-31

Open source offer ↗

Cinemas
BESTARFILM designated combo receives 10% instant discount
Conditions applyDiscount
——

Category or merchant does not match. • Limit applies to: BESTARFILM designated combo receives 10% instant discount • Application, registration or activation required. See conditions. • Eligible merchants: bestarfilm-cinemas • Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: bestarfilm cinemas · Type: merchant
  • Benefit limit: Applies to: BESTARFILM designated combo receives 10% instant discount · Period: not stated · Type: not stated
  • Application or registration is required.
  • Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.
  • 10% Instant Discount on the Designated Combo: 2026-01-01 – 2026-12-31

Open source offer ↗

Beauty and personal care
Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off
Discount
——

Category or merchant does not match. • Customer: New customer • Limit applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off • Eligible merchants: craft-by-hair-corner-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, lobby-by-hair-corner-the-wai, saloon • For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: craft by hair corner tsim sha tsui / jpaw hair salon tsim sha tsui / lobby by hair corner the wai / saloon · Type: merchant
  • Benefit limit: Applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off · Period: not stated · Type: not stated
  • For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.
  • Hair SPA promotion at the named salons: Now – 2027-03-31

Open source offer ↗

Beauty and personal care
Selected hair salons award a free Japan Hair Care products set
Gift
——

Category or merchant does not match. • Customer: New customer • Limit applies to: Selected hair salons award a free Japan Hair Care products set • Eligible merchants: hair-corner-tsim-sha-tsui, lobby-by-hair-corner-apm, saloon-roarguns-pacific-place, so-sweet-kids-salon-tsim-sha-tsui • First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: hair corner tsim sha tsui / lobby by hair corner apm / saloon roarguns pacific place / so sweet kids salon tsim sha tsui · Type: merchant
  • Benefit limit: Applies to: Selected hair salons award a free Japan Hair Care products set · Period: not stated · Type: not stated
  • First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.
  • Free Japan Hair Care products set promotion: Now – 2027-03-31

Open source offer ↗

Fine dining
Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off
Discount
——

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui cafe · Type: merchant
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off · Period: not stated · Type: not stated
  • Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.
  • Tsim Sha Tsui Cafe buffet offer: Now – 2027-03-31

Open source offer ↗

Cafés, bakeries and desserts
Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off
Discount
——

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui cafe · Type: merchant
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off · Period: not stated · Type: not stated
  • The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.
  • Tsim Sha Tsui Cafe cake offer: Now – 2027-03-31

Open source offer ↗

Fine dining
Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks
Discount
——

The offer is not available on the snapshot weekday or date. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-chinese-restaurant • Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong tsim sha tsui chinese restaurant · Type: merchant
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks · Period: not stated · Type: not stated
  • Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.
  • Tsim Sha Tsui Chinese Restaurant offer: Now – 2027-03-31

Open source offer ↗

Fine dining
Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-cafe • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong sha tin cafe · Type: merchant
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off · Period: not stated · Type: not stated
  • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
  • Sha Tin Cafe offer: Now – 2027-03-31

Open source offer ↗

Fine dining
Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-sha-tin-18 • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong sha tin sha tin 18 · Type: merchant
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off · Period: not stated · Type: not stated
  • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
  • Sha Tin 18 offer: Now – 2027-03-31

Open source offer ↗

Fine dining
Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-tin-tin-bar • Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong sha tin tin tin bar · Type: merchant
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off · Period: not stated · Type: not stated
  • Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.
  • Tin Tin Bar offer: Now – 2027-03-31

Open source offer ↗

Beauty and personal care
Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off
DiscountMinimum spending: HK$900.00
——

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off • Minimum spend: Period: per_transaction; Spend: 900 • Eligible merchants: hyatt-regency-hong-kong-sha-tin-melo-spa • Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hyatt regency hong kong sha tin melo spa · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$900.00
  • Benefit limit: Applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off · Period: not stated · Type: not stated
  • Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.
  • Melo Spa single-treatment offer: Now – 2027-03-31

Open source offer ↗

Online shopping
Pinkoi app or website spending earns 1,000 P Coins
Conditions applyPointsMinimum spending: HK$580.00Cap: 1,000 point · per day
——

Category or merchant does not match. • Limit: 1000 point · Per Day • Limit applies to: P Coins rebate per cardholder • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 580 • Eligible merchants: pinkoi • Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card. • Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pinkoi · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$580.00
  • Benefit limit: Amount: 1000 · Applies to: P Coins rebate per cardholder · Period: per day · Type: limited · Unit: point
  • Application or registration is required.
  • Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card.
  • Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.
  • Citi Credit Card – P Coins Rebate Offer: 2026-04-17 – 2027-03-31

Open source offer ↗

Medical services
Quality HealthCare Medical Services designated clinic services receive 4% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: Quality HealthCare Medical Services designated clinic services receive 4% off • Eligible merchants: quality-healthcare-medical-services • Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: quality healthcare medical services · Type: merchant
  • Benefit limit: Applies to: Quality HealthCare Medical Services designated clinic services receive 4% off · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.
  • Quality HealthCare Medical Services discount: Now – 2027-12-31

Open source offer ↗

Fuel and EV charging
Smart Charge Standard Subscription Plan waives two months of service fees
Conditions applyFee WaiverCap: HK$3,000.00 · promotion total
——

Category or merchant does not match. • Limit: 3000 HKD · Promotion Total • Limit applies to: Standard Subscription Plan waiver value, up to HK$3,000 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: smart charge · Type: merchant
  • Benefit limit: Amount: 3000 · Applies to: Standard Subscription Plan waiver value, up to HK$3,000 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
  • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Fuel and EV charging
Smart Charge Lite Subscription Plan waives two months of service fees
Conditions applyFee WaiverCap: HK$2,346.00 · promotion total
——

Category or merchant does not match. • Limit: 2346 HKD · Promotion Total • Limit applies to: Lite Subscription Plan waiver value, up to HK$2,346 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: smart charge · Type: merchant
  • Benefit limit: Amount: 2346 · Applies to: Lite Subscription Plan waiver value, up to HK$2,346 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
  • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Fuel and EV charging
Smart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one month
Conditions applyFee Waiver
——

Category or merchant does not match. • Limit applies to: Smart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: smart charge · Type: merchant
  • Benefit limit: Applies to: Smart Charge 36 month Rental Wallbox Plan waives HK$280 service fee for one month · Period: not stated · Type: not stated
  • Application or registration is required.
  • Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Fuel and EV charging
Smart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one month
Conditions applyFee Waiver
——

Category or merchant does not match. • Limit applies to: Smart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: smart charge · Type: merchant
  • Benefit limit: Applies to: Smart Charge 60 month Rental Wallbox Plan waives HK$230 service fee for one month · Period: not stated · Type: not stated
  • Application or registration is required.
  • Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

Open source offer ↗

Other
Citi Banking Benefits offer up to HK$70,000 cash rebate
Conditions applyCashbackCap: HK$70,000.00 · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 70000 HKD · Promotion Total • Limit applies to: Citi Banking Benefits cash rebate headline • Application, registration or activation required. See conditions. • The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 70000 · Applies to: Citi Banking Benefits cash rebate headline · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.
  • Citigold and Citigold Private Client Welcome Offer period linked from the card page: 2026-10-01 – 2026-10-31

Open source offer ↗

Other
Citigold Private Client time deposits receive up to 1% p.a. top-up rebate
Conditions applyCashbackCap: HK$15,124.00 · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 15124 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold Private Client time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.

  • Eligibility: Audience: all · Customer status: new · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 15124 · Applies to: Maximum cash rebate for eligible Citigold Private Client time deposits · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124.
  • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
  • Citigold Private Client account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31

Open source offer ↗

Other
Citigold time deposits receive up to 1% p.a. top-up rebate
Conditions applyCashbackCap: HK$3,781.00 · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 3781 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.

  • Eligibility: Audience: all · Customer status: new · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3781 · Applies to: Maximum cash rebate for eligible Citigold time deposits · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781.
  • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
  • Citigold account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31

Open source offer ↗

Other
Citi The Club Credit Card awards 10,000 Clubpoints
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Citi The Club Credit Card awards 10,000 Clubpoints • Application, registration or activation required. See conditions. • The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Citi The Club Credit Card awards 10,000 Clubpoints · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.

Open source offer ↗

Other
The Club Platinum Membership（優惠值未列明）
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: The Club Platinum Membership（優惠值未列明） • Application, registration or activation required. See conditions. • The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club Platinum Membership（優惠值未列明） · Period: not stated · Type: not stated
  • Application or registration is required.
  • The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.

Open source offer ↗

Other
The Peninsula Hong Kong cake e-voucher worth HK$538
Conditions applyGiftapple pay / samsung pay / google pay
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: The Peninsula Hong Kong cake e-voucher worth HK$538 • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance. • The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Applies to: The Peninsula Hong Kong cake e voucher worth HK$538 · Period: not stated · Type: not stated
  • Application or registration is required.
  • Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance.
  • The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.
  • Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

Open source offer ↗

Other
Citi The Club Credit Card reward: HK$500 cash rebate
Conditions applyCashbackapple pay / samsung pay / google pay
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Citi The Club Credit Card reward: HK$500 cash rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Applies to: Citi The Club Credit Card reward: HK$500 cash rebate · Period: not stated · Type: not stated
  • Application or registration is required.
  • This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.
  • Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

Open source offer ↗

Other
Citi Credit Card referrals earn HK$3,300 cash rebate
Cashback
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Citi Credit Card referrals earn HK$3,300 cash rebate • The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Citi Credit Card referrals earn HK$3,300 cash rebate · Period: not stated · Type: not stated
  • The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.

Open source offer ↗

Travel
Citi The Club Credit Card annual travel insurance cover（優惠值未列明）
Travel
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） • Eligible categories: 旅遊 • The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card. • The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent. • Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） · Period: not stated · Type: not stated
  • The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card.
  • The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent.
  • Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.
  • Annual TravelCare Insurance Policy: 2026-04-25 – 2027-04-24

Open source offer ↗

Electronics
Club Shopping Smart Protection covers up to 70% of accidental damage
LifestyleCap: HK$20,000.00 · promotion total
——

Category or merchant does not match. • Limit: 20000 HKD · Promotion Total • Limit applies to: Maximum aggregate claim amount per insured electronic product during its 12-month protection period, or the invoice price if lower • Eligible merchants: club-shopping • The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older. • Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: club shopping · Type: merchant
  • Benefit limit: Amount: 20000 · Applies to: Maximum aggregate claim amount per insured electronic product during its 12 month protection period, or the invoice price if lower · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older.
  • Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.
  • Complimentary Smart Protection promotion: 2025-04-25 – 2027-04-24

Open source offer ↗

Travel bookings
Club Travel bookings award one complimentary csl/1O1O/Club Sim roaming day pass
Conditions applyTravelMinimum spending: HK$1,000.00Cap: 10 day pass · per transaction
——

No comparable purchase saving is specified for this benefit type. • Customer: Existing customer; Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID. • Limit: 10 day pass · Per Transaction • Limit applies to: Roaming day passes awarded per Booking • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligible merchants: club-travel • Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints. • The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting. • For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.

  • Eligibility: Audience: all · Customer status: existing · Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID.
  • Eligible spending: Applies to: club travel · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Benefit limit: Amount: 10 · Applies to: Roaming day passes awarded per Booking · Period: per transaction · Type: limited · Unit: day pass
  • Application or registration is required.
  • Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints.
  • The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting.
  • For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.
  • Complimentary Data Roaming Day Pass promotion: 2026-04-25 – 2027-04-24

Open source offer ↗

Loans and installments
Citi The Club Credit Card retail purchases receive up to 58 days interest-free
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest-free • The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest free · Period: not stated · Type: not stated
  • The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.
  • Interest-free period shown in the Citi Credit Card Fees Schedule: 2025-12-01 – Not stated

Open source offer ↗

2929/ICBCICBC Sup Dual Currency Credit Card UnionPay PlatinumICBC Sup Dual Currency Credit Card UnionPay Platinum1%HK$1.00
ICBC Sup Dual Currency Credit Card UnionPay Platinum
29ICBC

ICBC Sup Dual Currency Credit Card UnionPay Platinum

Conditions apply

HK$1.001%
Other
現金回贈：1% cash rebate
HK$1.001%
Cashback
Calculation
Total savingHK$1.00
  • 現金回贈：1% cash rebate: HK$1.00
Terms & conditions

Calculation assumptions

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 1% cash rebate for the UnionPay Platinum Card. No calculation was used.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：1% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: Source stated 1% cash rebate for the UnionPay Platinum Card. No calculation was used.
  • The Spending Reward table assigns a 1% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other offers
Other
禮品優惠：HK$300 SUP Retail eVoucher (the card summary labels it a HK$300 e-Book Voucher)
Conditions applyGiftMinimum spending: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card / Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock. The linked welcome-offer terms are not used as local evidence.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed voucher reward with no percentage denominator.
  • Application or registration is required.
  • New customers who successfully apply for the ICBC SUP Credit Card / Dual Currency Credit Card and meet the designated spending requirement are eligible.
  • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
  • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
  • The offer is first-come-first-served and subject to available stock. The linked welcome-offer terms are not used as local evidence.
Books and stationery
書店／文具：15% off
Conditions applyDiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • From 2026-04-01 to 2028-03-31, inclusive, the cardholder may use the SUP offer once per day at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The table assigns 15% off on General Books published by SUP to the ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card. • The source remark 3 states that the spending offer is only applicable to Non-book products, sale items, yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, merchandise from designated partners, cafe F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. This wording is retained with the table label. • The privileges are provided by SUP and are subject to its terms; ICBC (Asia) is not the provider of the relevant service.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店／文具 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP spending privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 15% discount.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the cardholder may use the SUP offer once per day at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The table assigns 15% off on General Books published by SUP to the ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card.
  • The source remark 3 states that the spending offer is only applicable to Non-book products, sale items, yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, merchandise from designated partners, cafe F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. This wording is retained with the table label.
  • The privileges are provided by SUP and are subject to its terms; ICBC (Asia) is not the provider of the relevant service.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Local dining
本地餐飲：20% off
DiscountCap: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 20% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the UnionPay Platinum Card receives the 20% year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may enjoy the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 1 · Applies to: One use of the SUP dining privilege per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Source stated 20% discount.
  • The complete list of eligible merchants is not available.
  • From 2026-04-01 to 2028-03-31, inclusive, the UnionPay Platinum Card receives the 20% year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The offer applies to regular-price a la carte dine-in or takeaway dining orders.
  • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
  • Each cardholder may enjoy the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
Other
折扣優惠：HK$30 one-time discount per day
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Fixed discount; the source states a purchase ceiling, not a fixed qualifying-spend denominator, so no percentage is calculated. • Limit: 1 transactions · Per Day • Limit applies to: Discount 1; one use per cardholder per day • Eligibility: Payment Methods: physical-card; Transaction Spend Below: 300.01 • Applies to all eligible spending, subject to the conditions. • The offer is available from 2026-04-01 to 2027-03-31, inclusive, when payment is made by physical card. • Discount 1 is a one-time HK$30 discount per day for a purchase up to HK$300. • Each cardholder can enjoy discount 1 or discount 2, up to once per day. The source also says the offer is not applicable to the UnionPay Platinum Virtual Card; this target is the physical UnionPay Platinum Card. • The offer is first-come-first-served and subject to available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card · Transaction Spend Below Cents: HK$300.01
  • Benefit limit: Amount: 1 · Applies to: Discount 1; one use per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Fixed discount; the source states a purchase ceiling, not a fixed qualifying spend denominator, so no percentage is calculated.
  • The offer is available from 2026-04-01 to 2027-03-31, inclusive, when payment is made by physical card.
  • Discount 1 is a one-time HK$30 discount per day for a purchase up to HK$300.
  • Each cardholder can enjoy discount 1 or discount 2, up to once per day. The source also says the offer is not applicable to the UnionPay Platinum Virtual Card; this target is the physical UnionPay Platinum Card.
  • The offer is first-come-first-served and subject to available stock.
  • ICBC Instant Discount: 2026-04-01 – 2027-03-31
Other
折扣優惠：HK$100 one-time discount per day for purchases up to HK$2,000
Discountphysical cardCap: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Fixed discount; the source states a purchase ceiling, not a fixed qualifying-spend denominator, so no percentage is calculated. • Limit: 1 transactions · Per Day • Limit applies to: Discount 2; one use per cardholder per day • Eligibility: Payment Methods: physical-card; Transaction Spend Below: 2000.01 • Applies to all eligible spending, subject to the conditions. • The offer is available from 2026-04-01 to 2027-03-31, inclusive, when payment is made by physical card. • Discount 2 is a one-time HK$100 discount per day for a purchase up to HK$2,000. • Each cardholder can enjoy discount 1 or discount 2, up to once per day. The source also says the offer is not applicable to the UnionPay Platinum Virtual Card; this target is the physical UnionPay Platinum Card. • The offer is first-come-first-served and subject to available stock.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: physical card · Transaction Spend Below Cents: HK$2,000.01
  • Benefit limit: Amount: 1 · Applies to: Discount 2; one use per cardholder per day · Period: per day · Type: limited · Unit: transactions
  • Percentage note: Fixed discount; the source states a purchase ceiling, not a fixed qualifying spend denominator, so no percentage is calculated.
  • The offer is available from 2026-04-01 to 2027-03-31, inclusive, when payment is made by physical card.
  • Discount 2 is a one-time HK$100 discount per day for a purchase up to HK$2,000.
  • Each cardholder can enjoy discount 1 or discount 2, up to once per day. The source also says the offer is not applicable to the UnionPay Platinum Virtual Card; this target is the physical UnionPay Platinum Card.
  • The offer is first-come-first-served and subject to available stock.
  • ICBC Instant Discount: 2026-04-01 – 2027-03-31
Tuition and courses
學費／課程：2.5% extra free credit-card spending limit (Rebate Offer)
Cashbackmobile banking / online bankingMinimum spending: HK$1,000.00Cap: HK$500.00 · promotion total
——

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費／課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The formal terms apply to principal cardholders who pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking during the promotion. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraud or abuse can disqualify the cardholder, and the Bank may change or terminate the promotion.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 學費／課程 · Type: category
  • Requirements: Pay with: mobile banking / online banking · Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 500 · Applies to: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 2.5%; no calculation was used.
  • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
  • The formal terms apply to principal cardholders who pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking during the promotion.
  • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
  • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
  • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
  • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraud or abuse can disqualify the cardholder, and the Bank may change or terminate the promotion.
  • Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
  • Tuition promotion Phase 2: 2026-10-01 – 2027-03-31
Transport
交通：Payment and travel convenience across the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no percentage rate is stated. • The cardholder can use a series of convenient payment services for travel across the Greater Bay Area. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate or numeric cap.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending payment and travel convenience feature; no percentage rate is stated.
  • The cardholder can use a series of convenient payment services for travel across the Greater Bay Area.
  • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
  • The source states payment convenience only; it does not state a discount, rebate or numeric cap.
Other
卡片優惠：HKD and RMB accounts in one card
Other
——

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The ICBC SUP Dual Currency Credit Card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • The same source paragraph states a foreign-exchange-fee waiver; that fee-waiver benefit is recorded separately.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending dual currency card feature; no numeric rate is stated.
  • The ICBC SUP Dual Currency Credit Card has both HKD and RMB accounts in one card.
  • Cardholders can spend with the local currency across Mainland China and Hong Kong.
  • The same source paragraph states a foreign-exchange-fee waiver; that fee-waiver benefit is recorded separately.
Mobile payments
手機支付：UnionPay App binding for Hong Kong, Macau and cross-border privileges
Conditions applyLifestyleunionpay app
——

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no specific privilege rate or cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card. • The source states access to numerous Hong Kong, Macau and cross-border privileges but gives no specific privilege rate or cap; external UnionPay details are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: unionpay app
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Non spending mobile payment feature; no specific privilege rate or cap is stated.
  • Application or registration is required.
  • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card.
  • The source states access to numerous Hong Kong, Macau and cross-border privileges but gives no specific privilege rate or cap; external UnionPay details are not used as evidence.
Overseas spending
海外簽賬：Waiver of handling and foreign-exchange fees
Fee Waiver
——

Category or merchant does not match. • The source states a fee waiver but no numeric percentage saving. • Eligible categories: 海外簽賬 • The Two Currencies in One Card paragraph states a waiver of foreign-exchange fee on spending in CNY and foreign currencies. • The page also states that overseas spending with the ICBC SUP Dual Currency Credit Card enjoys a handling-fee waiver and exemption from extra charges caused by currency exchange-rate fluctuation. • No numeric fee or percentage saving is stated, so no percentage is calculated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fee waiver but no numeric percentage saving.
  • The Two Currencies in One Card paragraph states a waiver of foreign-exchange fee on spending in CNY and foreign currencies.
  • The page also states that overseas spending with the ICBC SUP Dual Currency Credit Card enjoys a handling-fee waiver and exemption from extra charges caused by currency exchange-rate fluctuation.
  • No numeric fee or percentage saving is stated, so no percentage is calculated.
Travel
旅遊：Exclusive courtesy VIP lounge access with ICBC (Asia) Credit Card
Travel
——

This benefit does not apply to a purchase. • The local page states a lounge privilege but gives no local numeric rate or cap. • The HTML states an ICBC Credit Card offer for exclusive courtesy VIP lounges. • The local page gives no eligibility, rate, cap or validity details for this privilege. External promotion-page details are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The local page states a lounge privilege but gives no local numeric rate or cap.
  • The HTML states an ICBC Credit Card offer for exclusive courtesy VIP lounges.
  • The local page gives no eligibility, rate, cap or validity details for this privilege. External promotion-page details are not used as evidence.
Other
分期優惠：Credit Card Spending Installment Plan at a 0.235% monthly flat rate
Conditions applyFinancing
——

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and APR values, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states financing rates and APR values, not a spending reward percentage.
  • Application or registration is required.
  • No documents are required for the Credit Card Spending Installment Plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.
3030/CitiCiti Cash Back CardCiti Cash Back Card1%HK$1.00
Citi Cash Back Card
30Citi

Citi Cash Back Card

Conditions apply

HK$1.001%
Other
Citi Cash Back Card 1% spending rebate
HK$1.001%
Cashback
Calculation
Total savingHK$1.00
  • Citi Cash Back Card 1% spending rebate: HK$1.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest-free plan. No numeric cap is stated.
  • Applies to all eligible spending, subject to the conditions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively.
  • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due.
  • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended.
  • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions.
  • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

Citi Cash Back Card 1% spending rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest free plan. No numeric cap is stated.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively.
  • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due.
  • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended.
  • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions.
  • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

Open source offer ↗

Other offers
Overseas spending
Citi Cash Back Card 2% foreign-currency rebate
Cashback
——

Category or merchant does not match. • The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign-currency spending. • Eligible categories: 海外簽賬 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card. • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign currency spending.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card.
  • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

Open source offer ↗

Local dining
Citi Cash Back Card 2% local dining rebate
Cashback
——

Category or merchant does not match. • The source states a 2% Local Dining Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local dining transactions. • Eligible categories: 本地餐飲 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Dining Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong dining outlets classified as restaurants or dining merchants by the relevant card-association merchant codes. • Hotel, banquet, private-function, private-room, department-store, association and clubhouse transactions, and food and beverage services provided by designated merchants in other spending categories, do not count as Eligible Local Dining Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 2% Local Dining Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local dining transactions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% Local Dining Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong dining outlets classified as restaurants or dining merchants by the relevant card-association merchant codes.
  • Hotel, banquet, private-function, private-room, department-store, association and clubhouse transactions, and food and beverage services provided by designated merchants in other spending categories, do not count as Eligible Local Dining Transactions.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

Open source offer ↗

Hotels
Citi Cash Back Card 2% local hotel spending rebate
Cashback
——

Category or merchant does not match. • The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions. • Eligible categories: 酒店 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes. • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes.
  • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

Open source offer ↗

Other
Citi Cash Back Card HK$1,200 welcome cash rebate
Conditions applyCashbackresident
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer; Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential-address proof, and proof of income or assets. • Fixed HK$1,200 welcome cash rebate; the local source gives no eligible-spend denominator. • Application, registration or activation required. See conditions. • The application section displays a welcome offer of HK$1,200 Cash Rebate. • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older. • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents. • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

  • Eligibility: Audience: resident · Customer status: new · Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential address proof, and proof of income or assets.
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$1,200 welcome cash rebate; the local source gives no eligible spend denominator.
  • Application or registration is required.
  • The application section displays a welcome offer of HK$1,200 Cash Rebate.
  • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older.
  • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents.
  • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred.
  • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

Open source offer ↗

Other
Citi Cash Back Card referral cash rebate of HK$3,300
Cashback
——

This benefit does not apply to a purchase. • Customer: Existing customer • Fixed referral cash rebate; no eligible-spend denominator is stated. • The page presents this benefit to an existing Citi Credit Cardmember. • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends. • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed referral cash rebate; no eligible spend denominator is stated.
  • The page presents this benefit to an existing Citi Credit Cardmember.
  • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends.
  • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred.
  • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

Open source offer ↗

Other
Citi Cash Back Card PayLite Installment Program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

Open source offer ↗

Other
Citi Cash Back Card FlexiBill Installment Program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

Open source offer ↗

Other
Citi Cash Back Card Quick Cash Installment Program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the Quick Cash Installment Program and describes it as providing instant cash. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the Quick Cash Installment Program and describes it as providing instant cash.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

Open source offer ↗

Other
Citi World Privileges deals and discounts（優惠值未列明）
Discount
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries. • No named merchant list or individual discount rule is provided in this local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries.
  • No named merchant list or individual discount rule is provided in this local source.

Open source offer ↗

Other
Citi Cash Back Card Citi Mobile App access（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions. • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions.
  • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

Open source offer ↗

Other
Citi Cash Back Card contactless-payment extra rewards（優惠值未列明）
Lifestylecontactless
——

This benefit does not apply to a purchase. • The page states extra rewards but gives no numeric amount or percentage. • Eligibility: Payment Methods: contactless • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards. • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: contactless
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states extra rewards but gives no numeric amount or percentage.
  • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards.
  • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

Open source offer ↗

Other
Citi Cash Back Card interest-free period up to 58 days
Financing
——

This benefit does not apply to a purchase. • The KFS states a duration, not a percentage or cash-equivalent rate. • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days. • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The KFS states a duration, not a percentage or cash equivalent rate.
  • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days.
  • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

Open source offer ↗

Other
Citi Cash Back Card The Peninsula Hong Kong Cake E-Voucher (HK$538 value)
Conditions applyGiftresidentapple pay / samsung pay / google pay
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • The reward is a voucher and has no eligible-spend denominator. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card. • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records. • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application. • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible. • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance. • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate. • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline. • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued. • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost. • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful. • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The reward is a voucher and has no eligible spend denominator.
  • Application or registration is required.
  • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card.
  • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records.
  • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application.
  • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible.
  • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance.
  • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions.
  • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate.
  • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline.
  • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued.
  • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost.
  • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful.
  • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.
  • Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31

Open source offer ↗

Other
Citi Cash Back Card HK$500 cash rebate alternative reward
Conditions applyCashbackresidentapple pay / samsung pay / google pay
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • Fixed alternative cash rebate; no eligible-spend denominator is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable. • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed alternative cash rebate; no eligible spend denominator is stated.
  • Application or registration is required.
  • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable.
  • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.
  • Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31

Open source offer ↗

Page purpose and comparison guide

What does this credit card comparison page do?

This page compares credit card rewards for Travel bookings using a HK$100 purchase. Discount Map uses AI-assisted collection and analysis to organise offer information, then applies calculation rules to estimate savings. Review cashback, discounts, eligible merchants and source terms before choosing how to pay.

Which credit card saves the most money?

The answer depends on the merchant, spending category, payment method, minimum purchase, registration and remaining reward cap. Default results favour relevance. Use savings sorting to compare calculated amounts. Category ranges distinguish estimates excluding merchant-specific offers from estimates including them; the upper figure requires the stated merchant conditions.

How are discounts and card rewards compared?

An immediate discount can reduce the card payment. Cashback may arrive later. Only supported combinations should be treated as compatible. Different credit cards are separate choices, so their rewards cannot be added together. Points and miles need a supported cash conversion before comparison with cash savings.

What should I check before using a result?

Open the source and confirm dates, eligible cards, transaction channels, quotas and caps. The calculation date identifies the snapshot, not personal eligibility. Coverage can be incomplete and terms can change. The highest supported estimate applies only to the compared purchase scenario. Choose the amount that matches your planned transaction, and compare the detailed conditions instead of relying on an advertised rate alone.

Discount Map · Check offer terms before you spend.Source date: Card source date not supplied · Calculated for: 2026-10-20