Find your
next advantage.

BOC Chill World Mastercard online spending extra 4.6% cash rebate · HK$0.64

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1 · HK$1.96

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Chill World Mastercard online spending extra 4.6% cash rebate · HK$2.30

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.20

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.20

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.20

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.07

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1 · HK$0.60

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.24

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.09

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

Hotels.com: 25% off hotel bookings · HK$23.00

• Eligibility: Audience: all
• Eligible spending: Applies to: hotels com · Type: merchant
• Benefit limit: Applies to: Hotels.com: 25% off hotel bookings · Period: not stated · Type: not stated
• Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded.
• Booking must be for four consecutive nights or more at the same hotel.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted.
• Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs.
• Offers are subject to relevant terms and conditions.
• Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms.
• The Visa Infinite table lists this offer; Visa Signature is marked not applicable.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• BOC Cheers Visa Infinite Card: 2026-08-07 – 2027-08-05

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.28

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.28

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.16

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.00

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.40

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.29

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.08

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.30

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.30

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1 · HK$2.72

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Chill World Mastercard online spending extra 4.6% cash rebate · HK$3.68

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Chill World Mastercard online spending extra 4.6% cash rebate · HK$3.68

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.20

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.32

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.32

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.32

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.32

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.32

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.72

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.08

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.34

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.34

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.60

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1 · HK$3.60

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.60

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.35

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.35

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.35

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.94

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.94

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.94

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$2.94

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.36

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.36

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.36

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.36

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent · HK$0.36

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
• Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
• The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
• Cash-equivalent point reward; redemption is required.

Open source offer ↗

BOC Cheers Visa Signature foreign-currency spending: 8 Gift Points per HK$1 · HK$3.00

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 600 · Applies to: eligible travel transactions per Signature account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 8 Gift Points per HK$1 spent × HK$1 cash rebate ÷ 250 Gift Points = 3.2%. The source states 250 Gift Points = HK$1 cash rebate. The monthly eligible travel cap of 150,000 points equals HK$600 cash rebate equivalent (150,000 ÷ 250); the overall 180,000 point dining, pet and travel cap equals HK$720 (180,000 ÷ 250). No rounding is needed. Gift Points are noncash, nonrefundable and nontransferable; redemption follows the Gift Point Gift Rewards Programme, whose external terms were not read. The caps include basic Gift Points.
• The page says products, services, and offers are subject to relevant terms and conditions; it does not state their full contents.
• Visa Signature card; required annual income of $150,000.
• Accumulate at least HK$5,000 in eligible retail transactions in the calendar month to earn 8 total Gift Points per HK$1 (basic 1 plus extra 7); otherwise only the basic 1X points apply.
• Eligible travel transactions are retail transactions made and settled in foreign currency, based on the posted statement currency. Foreign-currency purchases settled in HKD are excluded.
• Travel is capped at 150,000 points per month; dining, pets and travel together have a maximum of 180,000 points per month. The cap includes basic Gift Points. Main and supplementary transactions combine.
• Eligible transactions must post within 7 days; main and supplementary transactions combine. Points are rounded where appropriate and credited to the main account in the following month. The account must remain normal, valid and in good credit standing; invalid, unauthorized, refunded, cancelled or unposted transactions do not qualify. Retain sales slips; company records prevail, and fraud or abuse can forfeit or reverse rewards.
• Eligible spend excludes e-wallets, cash advance or cash-before-card, bill payments, autopay, Octopus add-value, instalments, fees or finance charges, utilities, stored-value reloads, P2P transfers, financial-institution transactions, gambling, charity, transactions without slips, unauthorized transactions and other company-defined exclusions.
• BOC Cheers Visa Signature must be issued in Hong Kong. The Gift Point Gift Rewards Programme also applies; its external terms were not read.
• Cash-equivalent point reward; redemption is required.
• Signature points promotion period: 2026-07-01 – 2026-12-31

Open source offer ↗

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.80

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.80

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1 · HK$3.80

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
• Foreign-currency dining spending is deemed to be travel spending.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31

BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1 · HK$3.80

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
• Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
• Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
• Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
• First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
• Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
• Offers are subject to relevant terms and conditions.
• Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
• The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
• The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
• The source also describes the rate as up to 10X.
• Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
• Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
• Cash-equivalent point reward; redemption is required.
• BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31