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優惠地圖

信用卡精選 / 香港

精明消費。
賺取更多回贈。

為下一次消費選擇合適的信用卡。比較各卡的回贈，並查看計算方式。

比較信用卡

最高回贈

按不包括指定商戶優惠的最高預計回贈，由每行左至右遞減。範圍上限包括指定商戶優惠；須符合各項條款。使用顯示全部按鈕展開目前組別的所有類別。

01 / 比較
02 — 結果
0101/HSBCHSBC Red Credit CardHSBC Red Credit Card8%HK$8.00
HSBC Red Credit Card
01HSBC

HSBC Red Credit Card

須符合條件NamcoTaito Station

HK$8.008%
遊戲
Namco等商戶：8% RewardCash rebate (includes the basic reward)
HK$8.008%
積分上限: HK$100.00 · 每月
上限HK$8.00 / HK$100.00

相關商戶

NamcoTaito Station
計算方式
總回贈HK$8.00
  • Namco等商戶：8% RewardCash rebate (includes the basic reward): HK$8.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Total RewardCash from all designated merchants per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated rate; see constraints for the tier and cap.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Total RewardCash from all designated merchants per calendar month
  • Merchants: namco, taito-station
  • Eligible merchants: namco, taito-station
  • Only these named designated merchants qualify: NAMCO, TAITO STATION.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.

Namco等商戶：8% RewardCash rebate (includes the basic reward)

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: namco / taito station · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: NAMCO, TAITO STATION.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
其他優惠
其他
積分獎賞：0.4% RewardCash rebate
積分
HK$0.400.4%

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate; see constraints for the tier and cap. • Applies to all eligible spending, subject to the conditions. • The base rate is HK$1 RewardCash for each HK$250 of qualifying spend. • The 8% and 4% rates include this 0.4% basic rate; they are not additive. • Only posted qualifying transactions count; cancelled, refunded, reversed, or otherwise invalid transactions do not qualify. • E-wallet transactions and stored-value or e-wallet top-ups do not qualify for the extra rate. • Online bill payments, insurance premiums, securities, rent or property-management payments, advertising, Octopus top-ups, and Octopus automatic add-value do not qualify for the online extra rate. • For the first HK$1,250 of designated-merchant spend per calendar month, use the 8% tier; later same-type spend uses this base rate. • For the first HK$10,000 of online shopping spend per calendar month, use the 4% tier; later online spend uses this base rate. • If a transaction qualifies for more than one extra category, the designated-merchant category takes precedence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • The base rate is HK$1 RewardCash for each HK$250 of qualifying spend.
  • The 8% and 4% rates include this 0.4% basic rate; they are not additive.
  • Only posted qualifying transactions count; cancelled, refunded, reversed, or otherwise invalid transactions do not qualify.
  • E-wallet transactions and stored-value or e-wallet top-ups do not qualify for the extra rate.
  • Online bill payments, insurance premiums, securities, rent or property-management payments, advertising, Octopus top-ups, and Octopus automatic add-value do not qualify for the online extra rate.
  • For the first HK$1,250 of designated-merchant spend per calendar month, use the 8% tier; later same-type spend uses this base rate.
  • For the first HK$10,000 of online shopping spend per calendar month, use the 4% tier; later online spend uses this base rate.
  • If a transaction qualifies for more than one extra category, the designated-merchant category takes precedence.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
其他
積分獎賞：HK$300 RewardCash
積分最低消費: HK$5,800.00上限: HK$300.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 300 HKD · Promotion Total • Limit applies to: Welcome RewardCash for a new HSBC Red card customer • Eligibility: Phase Spend Min: 5800 • New card customer with an eligible HSBC Red principal card only. • Accumulate the stated eligible posted spend within the first 60 calendar days after card issuance. • The spend threshold for this offer is HK$5,800. • The card and account must remain valid and in good standing. • A customer who cancelled any HSBC personal principal card in the previous 12 months and a supplementary-card applicant are excluded. • Install and register the HSBC Reward+ app to receive RewardCash. • Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$5,800.00
  • 優惠上限: 金額: 300 · 適用範圍: Welcome RewardCash for a new HSBC Red card customer · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • New card customer with an eligible HSBC Red principal card only.
  • Accumulate the stated eligible posted spend within the first 60 calendar days after card issuance.
  • The spend threshold for this offer is HK$5,800.
  • The card and account must remain valid and in good standing.
  • A customer who cancelled any HSBC personal principal card in the previous 12 months and a supplementary-card applicant are excluded.
  • Install and register the HSBC Reward+ app to receive RewardCash.
  • Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.
  • HSBC Red welcome promotion: 2026-03-01 – 2027-02-28
其他
積分獎賞：Extra HK$350 RewardCash
須符合條件積分最低消費: HK$12,000.00上限: HK$350.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 350 HKD · Promotion Total • Limit applies to: Extra RewardCash under promo code HSBCRED • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • New HSBC credit-card customer only. • Apply for HSBC Red through the HSBC website, Personal Internet Banking, or HSBC HK App and enter promo code HSBCRED. • Accumulate at least HK$12,000 in eligible posted spend within the first 60 calendar days after card issuance. • The card must remain valid and in good standing; customers who cancelled any HSBC personal principal card in the previous 12 months and supplementary-card applicants are excluded. • RewardCash is credited within four months after the conditions are completed. • If qualifying transactions are cancelled or the card is cancelled within 13 months, HSBC may claw back the reward. • The basic welcome reward and this top-up may total up to HK$650; this is not a separate combined-total offer. • Install and register the HSBC Reward+ app to receive RewardCash. • Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$12,000.00
  • 優惠上限: 金額: 350 · 適用範圍: Extra RewardCash under promo code HSBCRED · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • New HSBC credit-card customer only.
  • Apply for HSBC Red through the HSBC website, Personal Internet Banking, or HSBC HK App and enter promo code HSBCRED.
  • Accumulate at least HK$12,000 in eligible posted spend within the first 60 calendar days after card issuance.
  • The card must remain valid and in good standing; customers who cancelled any HSBC personal principal card in the previous 12 months and supplementary-card applicants are excluded.
  • RewardCash is credited within four months after the conditions are completed.
  • If qualifying transactions are cancelled or the card is cancelled within 13 months, HSBC may claw back the reward.
  • The basic welcome reward and this top-up may total up to HK$650; this is not a separate combined-total offer.
  • Install and register the HSBC Reward+ app to receive RewardCash.
  • Fees, supplementary-card transactions, bill payments, stored-value and e-wallet top-ups, cash advances or instalments, repayments, quasi-cash, gambling, tax, autopay, and cancelled or refunded transactions are excluded.
  • HSBC Red limited-time welcome top-up: 2026-08-24 – 2026-11-30
其他
積分獎賞：Extra HK$200 RewardCash
須符合條件積分上限: HK$200.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: Extra RewardCash for a qualifying cash-instalment plan • Application, registration or activation required. See conditions. • New customer with a qualifying HSBC Red principal card only. • Activate the eligible card within the first 60 calendar days after card issuance. • Successfully apply for a qualifying cash-instalment plan with an approved withdrawal amount of at least HK$20,000 and a term of at least 12 months. • One reward per customer; the card and account must remain valid and in good standing. • The reward is credited within six months after the cash-instalment deposit or transfer. • Early repayment or cancellation before credit voids the reward; after credit, HSBC may charge it back. • Install and register the HSBC Reward+ app to receive RewardCash.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 200 · 適用範圍: Extra RewardCash for a qualifying cash instalment plan · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • New customer with a qualifying HSBC Red principal card only.
  • Activate the eligible card within the first 60 calendar days after card issuance.
  • Successfully apply for a qualifying cash-instalment plan with an approved withdrawal amount of at least HK$20,000 and a term of at least 12 months.
  • One reward per customer; the card and account must remain valid and in good standing.
  • The reward is credited within six months after the cash-instalment deposit or transfer.
  • Early repayment or cancellation before credit voids the reward; after credit, HSBC may charge it back.
  • Install and register the HSBC Reward+ app to receive RewardCash.
  • HSBC Red cash-instalment welcome promotion: 2026-03-01 – 2027-02-28
本地餐飲
Sushiro Hong Kong等商戶：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: sushiro-hong-kong, tam-jai-sam-gor-mixian, tam-jai-yunnan-mixian, bakehouse • Eligible merchants: sushiro-hong-kong, tam-jai-sam-gor-mixian, tam-jai-yunnan-mixian, bakehouse • Only these named designated merchants qualify: Hong Kong Sushiro, Tam Jai Sam Gor Mixian, Tam Jai Yunnan Mixian, Bakehouse. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: sushiro hong kong / tam jai sam gor mixian / tam jai yunnan mixian / bakehouse · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: Hong Kong Sushiro, Tam Jai Sam Gor Mixian, Tam Jai Yunnan Mixian, Bakehouse.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
運動及戶外
Decathlon Hong Kong：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: decathlon-hong-kong • Eligible merchants: decathlon-hong-kong • Only these named designated merchants qualify: Decathlon Hong Kong. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: decathlon hong kong · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: Decathlon Hong Kong.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
美容／個人護理
Sephora等商戶：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: sephora, cosme-store, cosme-hong-kong • Eligible merchants: sephora, cosme-store, cosme-hong-kong • Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: sephora / cosme store / cosme hong kong · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: Sephora, @cosme STORE, @cosme HONG KONG.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
購物
3coins：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: 3coins • Eligible merchants: 3coins • Only these named designated merchants qualify: 3COINS. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 3coins · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: 3COINS.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
便利店
Familymart Japan：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: familymart-japan • Eligible merchants: familymart-japan • Only these named designated merchants qualify: FamilyMart in Japan. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: familymart japan · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: FamilyMart in Japan.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
海外簽賬
Suica等商戶：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: suica, mobile-tmoney • Eligible merchants: suica, mobile-tmoney • Only these named designated merchants qualify: Suica, Mobile Tmoney. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed. • Suica top-ups qualify only through Apple Pay; Mobile Suica, other payment services, and station ticket machines are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: suica / mobile tmoney · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: Suica, Mobile Tmoney.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • Suica top-ups qualify only through Apple Pay; Mobile Suica, other payment services, and station ticket machines are excluded.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
美容／個人護理
Olive Young：8% RewardCash rebate (includes the basic reward)
積分上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 100 HKD · Per Month • Limit applies to: Total RewardCash from all designated merchants per calendar month • Merchants: olive-young • Eligible merchants: olive-young • Only these named designated merchants qualify: OLIVE YOUNG in South Korea. • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate. • The HK$100 monthly cap is shared across all designated-merchant categories. • Department-store counters and outlets are excluded unless expressly listed. • The 2026-07-15 update removed WOWPASS and added OLIVE YOUNG to the overseas designated-merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: olive young · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Total RewardCash from all designated merchants per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • Only these named designated merchants qualify: OLIVE YOUNG in South Korea.
  • The first HK$1,250 of total designated-merchant spend per calendar month earns 8%; later same-type spend earns the 0.4% basic rate.
  • The HK$100 monthly cap is shared across all designated-merchant categories.
  • Department-store counters and outlets are excluded unless expressly listed.
  • The 2026-07-15 update removed WOWPASS and added OLIVE YOUNG to the overseas designated-merchant list.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
網上購物
網上購物：4% RewardCash rebate (includes the basic reward)
積分上限: HK$400.00 · 每月
——

Category or merchant does not match. • Source-stated rate; see constraints for the tier and cap. • Limit: 400 HKD · Per Month • Limit applies to: Total RewardCash from online shopping per calendar month • Eligible categories: 網上購物 • The first HK$10,000 of online shopping spend per calendar month earns 4%; later online spend earns the 0.4% basic rate. • The HK$400 monthly cap applies to online-shopping RewardCash. • The 4% rate includes the basic rate and is not additive with it. • Online bill payments, e-wallet card spend, insurance premiums, securities, rent or property-management payments, advertising, Octopus top-ups, and Octopus automatic add-value are excluded. • Only posted qualifying transactions count; cancelled, refunded, reversed, or otherwise invalid transactions do not qualify.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 金額: 400 · 適用範圍: Total RewardCash from online shopping per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated rate; see constraints for the tier and cap.
  • The first HK$10,000 of online shopping spend per calendar month earns 4%; later online spend earns the 0.4% basic rate.
  • The HK$400 monthly cap applies to online-shopping RewardCash.
  • The 4% rate includes the basic rate and is not additive with it.
  • Online bill payments, e-wallet card spend, insurance premiums, securities, rent or property-management payments, advertising, Octopus top-ups, and Octopus automatic add-value are excluded.
  • Only posted qualifying transactions count; cancelled, refunded, reversed, or otherwise invalid transactions do not qualify.
  • HSBC Red Reward Scheme: 2026-07-01 – 2026-12-31
航空公司
Hk Express：One free drink with an eligible onboard food purchase
Gift最低消費: HK$30.00上限: 1 件 · 每筆交易
——

Category or merchant does not match. • Limit: 1 items · Per Transaction • Limit applies to: Free drink per flight • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: hk-express • Eligible merchants: hk-express • Use the physical HSBC Red principal card to buy eligible onboard food of at least HK$30 on an HK Express flight. • Tell the cabin crew before ordering. • One free drink per flight; the drink value must be HK$25 or less. • Mobile, online, Apple Pay, Google Pay, and Samsung Pay payments do not qualify. • The offer is limited and subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hk express · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$30.00
  • 優惠上限: 金額: 1 · 適用範圍: Free drink per flight · 期間: 每筆交易 · Type: 有限額 · Unit: 件
  • Use the physical HSBC Red principal card to buy eligible onboard food of at least HK$30 on an HK Express flight.
  • Tell the cabin crew before ordering.
  • One free drink per flight; the drink value must be HK$25 or less.
  • Mobile, online, Apple Pay, Google Pay, and Samsung Pay payments do not qualify.
  • The offer is limited and subject to availability.
  • HK Express onboard food offer: 2026-07-01 – 2026-12-31
快餐
Mcdonalds：HK$15 RewardCash
須符合條件積分最低消費: HK$30.00上限: HK$30.00 · 每月
——

Category or merchant does not match. • Limit: 30 HKD · Per Month • Limit applies to: Extra RewardCash from McDonald's Reward+ stamps • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: mcdonalds • Eligible merchants: mcdonalds • Register once in the HSBC Reward+ app on or before the qualifying-spend date. • Each single net HK$30 or more spend with an HSBC Red principal card at a Hong Kong McDonald's restaurant or the McDonald's App earns one stamp. • Four stamps earn HK$15 RewardCash; the maximum is 8 stamps and HK$30 RewardCash per month. • The full promotion maximum is 96 stamps and HK$360; only one stamp can be earned per day. • Stamps from different months cannot be combined and must be redeemed by the 20th day after the relevant month ends. • Supplementary-only cards, e-wallet transactions, unposted transactions, cancellations, refunds, discounts, vouchers, and gift-card or stored-value use are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: mcdonalds · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$30.00
  • 優惠上限: 金額: 30 · 適用範圍: Extra RewardCash from McDonald's Reward+ stamps · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Register once in the HSBC Reward+ app on or before the qualifying-spend date.
  • Each single net HK$30 or more spend with an HSBC Red principal card at a Hong Kong McDonald's restaurant or the McDonald's App earns one stamp.
  • Four stamps earn HK$15 RewardCash; the maximum is 8 stamps and HK$30 RewardCash per month.
  • The full promotion maximum is 96 stamps and HK$360; only one stamp can be earned per day.
  • Stamps from different months cannot be combined and must be redeemed by the 20th day after the relevant month ends.
  • Supplementary-only cards, e-wallet transactions, unposted transactions, cancellations, refunds, discounts, vouchers, and gift-card or stored-value use are excluded.
  • McDonald's Reward+ promotion: 2026-01-02 – 2026-12-31
其他
分期優惠：All-You-Can-Split one-time service fee from HK$99
Financing
——

This benefit does not apply to a purchase. • Applies to eligible All-You-Can-Split transactions. • The one-time service fee is reduced to as low as HK$99 during the stated limited period. • The source page does not state a fixed fee for every transaction; apply the current All-You-Can-Split terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Applies to eligible All-You-Can-Split transactions.
  • The one-time service fee is reduced to as low as HK$99 during the stated limited period.
  • The source page does not state a fixed fee for every transaction; apply the current All-You-Can-Split terms.
  • All-You-Can-Split one-time service-fee promotion: 即日起 – 2026-12-02
手機支付
手機支付：Post-approval virtual credit-card activation and mobile-wallet use
須符合條件Other
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • After approval of an e-application, activate the virtual credit card and add it to a supported mobile wallet.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • After approval of an e-application, activate the virtual credit card and add it to a supported mobile wallet.
演唱會／票務
Live Nation priority presale access
Lifestyle
——

Category or merchant does not match. • Merchants: live-nation • Eligible merchants: live-nation • Access is subject to the relevant Live Nation event and presale terms. • Presale availability, ticket limits, and event eligibility are controlled by Live Nation.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: live nation · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Access is subject to the relevant Live Nation event and presale terms.
  • Presale availability, ticket limits, and event eligibility are controlled by Live Nation.
0202/WewaWewa UnionPay Diamond CardWewa UnionPay Diamond Card4%HK$4.00
Wewa UnionPay Diamond Card
02Wewa

Wewa UnionPay Diamond Card

須符合條件

HK$4.004%
娛樂
線上娛樂額外現金回贈 3.6%
HK$3.603.6%
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
上限HK$3.60 / HK$200.00
其他
WeWa 基本現金回贈 0.4%
HK$0.400.4%
現金回贈
計算方式
總回贈HK$4.00
  • 線上娛樂額外現金回贈 3.6%: HK$3.60
  • WeWa 基本現金回贈 0.4%: HK$0.40
條款及細則

計算假設

  • Assumes the full reward limit is still available. One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 娛樂
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  • The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro-rata calculation below HKD 250, rounded to the nearest cent.
  • Limit: unlimited.
  • Limit applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit.
  • Applies to all eligible spending, subject to the conditions.

線上娛樂額外現金回贈 3.6%

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

WeWa 基本現金回贈 0.4%

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · 期間: 每月 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
  • The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

開啟優惠來源 ↗

其他優惠
海外簽賬
海外簽賬額外現金回贈 3.6%
現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • i • s • • t • h • e • • d • e • f • a • u • l • t • • c • a • t • e • g • o • r • y • ; • • n • o • • s • e • l • e • c • t • i • o • n • • o • r • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

手機支付
手機支付額外現金回贈 3.6%
須符合條件現金回贈apple pay / unionpay quickpass omycard / unionpay qr payment omycard最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; unionpay-quickpass-omycard; unionpay-qr-payment-omycard; Phase Spend Min: 1500 • Eligible categories: 手機支付 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • F • o • r • • t • h • i • s • • U • n • i • o • n • P • a • y • • c • a • r • d • , • • e • l • i • g • i • b • l • e • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • A • p • p • l • e • • P • a • y • , • • U • n • i • o • n • P • a • y • • Q • u • i • c • k • P • a • s • s • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • , • • o • r • • U • n • i • o • n • P • a • y • • Q • R • • p • a • y • m • e • n • t • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • . • • G • o • o • g • l • e • • P • a • y • • a • p • p • l • i • e • s • • t • o • • W • e • W • a • • V • i • s • a • • C • r • e • d • i • t • • C • a • r • d • s • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: 付款方式: apple pay / unionpay quickpass omycard / unionpay qr payment omycard · Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • This is one of three selectable Fun Categories for each WeWa Credit Card. For this UnionPay card, eligible Mobile Payment transactions use Apple Pay, UnionPay QuickPass in the OmyCard Mobile App, or UnionPay QR payment in the OmyCard Mobile App. Google Pay applies to WeWa Visa Credit Cards only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

旅遊
旅遊簽賬額外現金回贈 3.6%
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • m • e • r • c • h • a • n • t • s • • c • a • t • e • g • o • r • i • z • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • • a • s • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • a • i • r • l • i • n • e • s • , • • o • r • • h • o • t • e • l • s • • f • o • r • • r • o • o • m • • a • c • c • o • m • m • o • d • a • t • i • o • n • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅遊 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

0303/WewaWewa Visa Signature CardWewa Visa Signature Card4%HK$4.00
Wewa Visa Signature Card
03Wewa

Wewa Visa Signature Card

須符合條件

HK$4.004%
娛樂
Online Entertainment: 3.6% Extra Cash Rebate
HK$3.603.6%
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
上限HK$3.60 / HK$200.00
其他
WeWa Cash Rebate Program: 0.4% basic cash rebate
HK$0.400.4%
現金回贈
計算方式
總回贈HK$4.00
  • Online Entertainment: 3.6% Extra Cash Rebate: HK$3.60
  • WeWa Cash Rebate Program: 0.4% basic cash rebate: HK$0.40
條款及細則

計算假設

  • Assumes the full reward limit is still available. Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 娛樂
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • Limit: unlimited.
  • Limit applies to: Generic Cash Rebate awarded each month
  • Applies to all eligible spending, subject to the conditions.
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈，相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

Online Entertainment: 3.6% Extra Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

WeWa Cash Rebate Program: 0.4% basic cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Generic Cash Rebate awarded each month · 期間: 每月 · Type: 無上限
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈，相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

開啟優惠來源 ↗

其他優惠
海外簽賬
Overseas Spending: 3.6% Extra Cash Rebate
現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

手機支付
Mobile Payment: 3.6% Extra Cash Rebate
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 手機支付 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

旅遊
Travel Spending: 3.6% Extra Cash Rebate
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅遊 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

借貸/分期付款
WeWa信用卡3個月免息簽賬分期
須符合條件Financing
——

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 3個月免息簽賬分期 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • 須使用OmyCard手機App申請。
  • 頁面沒有列明合資格簽賬及其他分期條款。

開啟優惠來源 ↗

借貸/分期付款
WeWa信用卡月結單分期計劃（優惠值未列明）
須符合條件Financing
——

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 月結單分期計劃 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。
  • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

開啟優惠來源 ↗

0404/HSBCHSBC Visa Signature CardHSBC Visa Signature Card2.4%HK$2.40
HSBC Visa Signature Card
04HSBC

HSBC Visa Signature Card

須符合條件

HK$2.402.4%
娛樂
娛樂：額外5倍「獎賞錢」（優惠值未列明）
HK$2.002%
須符合條件積分上限: HK$2,000.00 · 推廣期總額
上限HK$2.00 / HK$2,000.00
其他
現金回贈：HKD1「獎賞錢」 per HKD250 spend
HK$0.400.4%
積分
計算方式
總回贈HK$2.40
  • 娛樂：額外5倍「獎賞錢」（優惠值未列明）: HK$2.00
  • 現金回贈：HKD1「獎賞錢」 per HKD250 spend: HK$0.40
條款及細則

計算假設

  • Assumes the full reward limit is still available. Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion
  • Application, registration or activation required. See conditions.
  • Eligible categories: 娛樂
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 娛樂 source subcategory.
  • The source lists the participating lifestyle and entertainment merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.
  • Cash-equivalent calculation: the source states HKD1 RewardCash for every HKD250 spent; HKD1 / HKD250 x 100 = 0.4%.
  • Applies to all eligible spending, subject to the conditions.
  • This is the basic RewardCash component for the HSBC Visa Signature Card. It is separate from the extra 3X and extra 5X promotions.

娛樂：額外5倍「獎賞錢」（優惠值未列明）

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 娛樂 source subcategory.
  • The source lists the participating lifestyle and entertainment merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

現金回贈：HKD1「獎賞錢」 per HKD250 spend

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: the source states HKD1 RewardCash for every HKD250 spent; HKD1 / HKD250 x 100 = 0.4%.
  • This is the basic RewardCash component for the HSBC Visa Signature Card. It is separate from the extra 3X and extra 5X promotions.
其他優惠
本地餐飲
本地餐飲：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞滋味 / 本地餐飲 source subcategory. • Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞滋味 / 本地餐飲 source subcategory.
  • Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
海外簽賬
海外簽賬：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 海外簽賬 source subcategory. • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 海外簽賬 source subcategory.
  • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
中國內地簽賬
中國內地簽賬：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 中國內地簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 中國內地簽賬 source subcategory. • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 中國內地簽賬 source subcategory.
  • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
澳門簽賬
澳門簽賬：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 澳門簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 澳門簽賬 source subcategory. • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 澳門簽賬 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 澳門簽賬 source subcategory.
  • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
健身中心
健身中心：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 健身中心 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 健身中心 source subcategory. • The source lists the participating fitness centres under 賞享受. • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 健身中心 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 健身中心 source subcategory.
  • The source lists the participating fitness centres under 賞享受.
  • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
戲院
戲院：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 戲院 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 戲院 source subcategory. • The source lists the participating cinemas under 賞享受. • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 戲院 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 戲院 source subcategory.
  • The source lists the participating cinemas under 賞享受.
  • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
旅行社
旅行社：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 旅行社 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 旅行社 source subcategory. • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded. • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅行社 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 旅行社 source subcategory.
  • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded.
  • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
美容／個人護理
美容／個人護理：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 美容／個人護理 source subcategory. • The source lists the participating personal-care merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 美容／個人護理 source subcategory.
  • The source lists the participating personal-care merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
交通
交通：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 交通 source subcategory. • The source lists the participating transport merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 交通 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 交通 source subcategory.
  • The source lists the participating transport merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
超級市場
超級市場：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 超級市場 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 超級市場 source subcategory. • The source lists the participating supermarkets under 賞家居. • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 超級市場 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 超級市場 source subcategory.
  • The source lists the participating supermarkets under 賞家居.
  • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
家居／家具
家居／家具：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 家居／家具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 家居／家具 source subcategory. • The source lists the participating home-goods merchants under 賞家居. • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 家居／家具 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 家居／家具 source subcategory.
  • The source lists the participating home-goods merchants under 賞家居.
  • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
電子產品
電子產品：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電子產品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電子產品 source subcategory. • The source lists the participating electrical and electronics merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 電子產品 source subcategory.
  • The source lists the participating electrical and electronics merchants under 賞家居.
  • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
電訊
電訊：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電訊 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電訊 source subcategory. • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards. • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 電訊 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 電訊 source subcategory.
  • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards.
  • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
寵物用品
寵物用品：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 寵物用品 source subcategory. • The source lists the participating pet-care merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 寵物用品 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 寵物用品 source subcategory.
  • The source lists the participating pet-care merchants under 賞家居.
  • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
百貨公司
百貨公司：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 百貨公司 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 百貨公司 source subcategory. • The source lists the participating department stores under 賞購物. • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 百貨公司 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 百貨公司 source subcategory.
  • The source lists the participating department stores under 賞購物.
  • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
書店／文具
書店／文具：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 書店／文具 source subcategory. • The source lists the participating bookstores under 賞購物. • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 書店／文具 source subcategory.
  • The source lists the participating bookstores under 賞購物.
  • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
時裝
時裝：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 時裝 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 時裝 source subcategory. • The source lists the participating fashion and accessories merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 時裝 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 時裝 source subcategory.
  • The source lists the participating fashion and accessories merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
美容／個人護理
美容／個人護理：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 美容／個人護理 source subcategory. • The source lists the participating beauty and skincare merchants under 賞購物. • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 美容／個人護理 source subcategory.
  • The source lists the participating beauty and skincare merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
藥房／保健品
藥房／保健品：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 藥房／保健品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 藥房／保健品 source subcategory. • The source lists the participating health-care merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 藥房／保健品 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 藥房／保健品 source subcategory.
  • The source lists the participating health-care merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
其他
其他：額外5倍「獎賞錢」（優惠值未列明）
須符合條件積分上限: HK$2,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 其他 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 其他 source subcategory. • The source lists the participating other merchants under 賞購物. • The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 優惠上限: 金額: 2000 · 適用範圍: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • 須申請或登記。
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 其他 source subcategory.
  • The source lists the participating other merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
本地餐飲
本地餐飲：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 本地餐飲 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Dining. • Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Dining.
  • Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
購物
購物：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 購物 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Shopping. • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • 未提供完整適用商戶名單。
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Shopping.
  • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
家居／家具
家居／家具：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 家居／家具 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Home. • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 家居／家具 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • 未提供完整適用商戶名單。
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Home.
  • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
娛樂
娛樂：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 娛樂 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Lifestyle. • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • 未提供完整適用商戶名單。
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Lifestyle.
  • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
海外簽賬
海外簽賬：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 海外簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
中國內地簽賬
中國內地簽賬：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 中國內地簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
澳門簽賬
澳門簽賬：額外3倍「獎賞錢」（優惠值未列明）
積分上限: HK$100,000.00 · 推廣期總額
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 澳門簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 澳門簽賬 · Type: 類別
  • 優惠上限: 金額: 100000 · 適用範圍: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
其他
現金回贈：$800「獎賞錢」
須符合條件積分最低消費: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$8,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.
其他
現金回贈：$200「獎賞錢」
須符合條件積分
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.
其他
費用豁免：首兩年免年費
須符合條件Fee Waiver
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.
高級餐廳
尖沙咀凱悅酒店咖啡廳等商戶：85折優惠
折扣
——

Category or merchant does not match. • Merchants: 香港尖沙咀凱悅酒店內的咖啡廳, 希戈餐廳, 凱悅軒 • Eligible merchants: 尖沙咀凱悅酒店咖啡廳, 希戈餐廳, 凱悅軒 • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 尖沙咀凱悅酒店咖啡廳 / 希戈餐廳 / 凱悅軒 · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.
交通
的士／網約車／租車：香港往返廣東跨境轎車接載服務 7折優惠
折扣
——

Category or merchant does not match. • Eligible categories: 的士／網約車／租車 • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.
其他
卡片禮遇：24小時Visa禮賓服務
Lifestyle
——

This benefit does not apply to a purchase. • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.
手機支付
手機支付：獲批後即可啟動滙豐虛擬信用卡並新增至手機錢包
Other
——

This benefit does not apply to a purchase. • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.
高級餐廳
Kanesaka Hong Kong等商戶：85折優惠
折扣
——

Category or merchant does not match. • Merchants: Kanesaka 香港, Plaisance by Mauro Colagreco, Mosu Hong Kong, Yakitori YAMATO（香港）, Prohibition 扒房．酒吧, CIAK, 潮廳, 南海小館, Beefbar, AKATSUKI Izakaya • Eligible merchants: kanesaka-hong-kong, plaisance-by-mauro-colagreco, mosu-hong-kong, yakitori-yamato-hong-kong, prohibition-hong-kong, ciak, 潮廳, 南海小館, beefbar, akatsuki-izakaya • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded. • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions. • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: kanesaka hong kong / plaisance by mauro colagreco / mosu hong kong / yakitori yamato hong kong / prohibition hong kong / ciak / 潮廳 / 南海小館 / beefbar / akatsuki izakaya · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded.
  • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions.
  • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
戲院
Emperor Cinemas：正價2D戲票或細爆谷買一送一
折扣上限: 4 件 · 每筆交易
——

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction. • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: emperor cinemas · Type: 商戶
  • 優惠上限: 金額: 4 · 適用範圍: Regular 2D cinema tickets in one transaction · 期間: 每筆交易 · Type: 有限額 · Unit: 件
  • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction.
  • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless.
  • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
戲院
Emperor Cinemas：正價3D戲票 9折優惠
折扣上限: 4 件 · 每筆交易
——

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 3D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: emperor cinemas · Type: 商戶
  • 優惠上限: 金額: 4 · 適用範圍: Regular 3D cinema tickets in one transaction · 期間: 每筆交易 · Type: 有限額 · Unit: 件
  • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
  • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
戲院
Emperor Cinemas：正價2D戲票 8折優惠
折扣上限: 4 件 · 每筆交易
——

The offer is not available on the snapshot weekday or date. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: emperor cinemas · Type: 商戶
  • 優惠上限: 金額: 4 · 適用範圍: Regular 2D cinema tickets in one transaction · 期間: 每筆交易 · Type: 有限額 · Unit: 件
  • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
  • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
其他
現金回贈：$600「獎賞錢」
須符合條件積分最低消費: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$8,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
  • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
  • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.
  • HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28
其他
現金回贈：$200「獎賞錢」
須符合條件積分最低消費: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$8,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
  • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
  • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.
  • HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28
0505/BEABEA JCB Platinum CardBEA JCB Platinum Card · 信用卡示意圖10.4%HK$10.40
BEA JCB Platinum Card · 信用卡示意圖
05BEA

BEA JCB Platinum Card

須符合條件

HK$10.4010.4%
其他
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)
HK$10.0010%
須符合條件現金回贈contactless最低消費: HK$500.00上限: HK$100.00 · 每月
上限HK$10.00 / HK$100.00
其他
BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250
HK$0.400.4%
現金回贈
計算方式
總回贈HK$10.40
  • BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1): HK$10.00
  • BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250: HK$0.40
條款及細則

計算假設

  • Assumes the full reward limit is still available. Cash rebate for each eligible card account in a calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Cash rebate for each eligible card account in a calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: contactless; Phase Spend Min: 500
  • Applies to all eligible spending, subject to the conditions.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Cash-equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.

BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: contactless · Period spend ≥: HK$500.00
  • 優惠上限: 金額: 100 · 適用範圍: Cash rebate for each eligible card account in a calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 1 local and Macau contactless spending: 2026-10-15 – 2026-12-31

BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.
其他優惠
其他
BEA JCB Platinum welcome cash rebate: HK$200
須符合條件現金回贈最低消費: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed HK$200 rebate; no percentage is stated.
  • 須申請或登記。
  • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
  • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
  • Each eligible customer can receive this offer once only.
  • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
  • The account must remain valid during the promotion and when the rebate is credited.
  • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
  • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
  • The offer cannot be combined with other promotional offers unless the relevant terms allow it.
  • Welcome cash rebate offer: 2026-04-01 – 2027-01-13
其他
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 2)
須符合條件現金回贈contactless最低消費: HK$500.00上限: HK$100.00 · 每月
——

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: contactless · Period spend ≥: HK$500.00
  • 優惠上限: 金額: 100 · 適用範圍: Cash rebate for each eligible card account in a calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31
旅遊
Japan and Hawaii airport lounge fee waiver: HK$78 per visit
Fee Waiver上限: 6 times · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 6 · 適用範圍: Japan and Hawaii lounge visits during the service period · 期間: 推廣期總額 · Type: 有限額 · Unit: times
  • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
  • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
  • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
  • Without the eligible transaction, HK$78 is charged per visit.
  • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
  • Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31
旅遊
LoungeKey overseas lounges: 2 complimentary visits
Travel上限: 2 times · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 2 · 適用範圍: LoungeKey visits outside Japan and Hawaii during 2026 · 期間: 推廣期總額 · Type: 有限額 · Unit: times
  • Access is to LoungeKey Services lounges outside Japan and Hawaii.
  • Principal and supplementary cardholder visits have separate allowances.
  • Linked Chinese terms were unavailable; additional access conditions are unknown.
  • LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31
的士／網約車／租車
TOYOTA Rent a Car basic rental fee: 5% off
折扣
——

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: toyota rent a car · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Discount applies to the basic rental fee and excludes tax.
  • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
  • Campaign details are linked but not retained.
藥房／保健品
Japan major drugstores: up to 7% off
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 藥房／保健品 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • Applies at major drugstores in Japan.
  • The source does not provide a complete drugstore list.
咖啡店／烘焙／甜品
Starbucks at Hong Kong International Airport: HK$50 discount
折扣最低消費: HK$100.00
——

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: starbucks · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$100.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
  • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
  • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
  • Detailed information is linked in Chinese and was not retained.
演唱會／票務
Concert priority booking service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
其他
BEA JCB Platinum first-year annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • All customers are entitled to an annual fee waiver for the first year.
  • The offer page does not state the waived amount.
借貸/分期付款
BEA JCB Platinum interest-free period: up to 56 days
Financing
——

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • No interest is charged if the statement balance is paid in full by the due date.
  • The interest-free period depends on the purchase date within the statement cycle.
0606/CCBCCB Asia Eye Credit CardCCB Asia Eye Credit Card3%HK$3.00
CCB Asia Eye Credit Card
06CCB

CCB Asia Eye Credit Card

須符合條件

HK$3.003%
其他
eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points
HK$3.003%
積分contactless payment上限: HK$208.00 · 每月
上限HK$3.00 / HK$208.00
計算方式
總回贈HK$3.00
  • eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points: HK$3.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • Limit: 208 HKD · Per Month
  • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Eligibility: Payment Methods: contactless-payment
  • Applies to all eligible spending, subject to the conditions.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.

eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: contactless payment
  • 優惠上限: 金額: 208 · 適用範圍: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

其他優惠
其他
CCB (Asia) eye+ Visa Signature Annual Fee Waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

開啟優惠來源 ↗

本地餐飲
eye+ Visa Signature Local Dining Cash Rebate（優惠值未列明）
現金回贈
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
  • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

外賣平台
eye+ Visa Signature Delivery Platform Cash Rebate（優惠值未列明）
現金回贈
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 外賣平台 · Type: 類別
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
  • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

本地交通
eye+ Visa Signature Local Transport Cash Rebate（優惠值未列明）
現金回贈
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
  • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

網上購物
eye+ Visa Signature Eligible Online Retail Spending 7.5X Bonus Points
積分上限: HK$208.00 · 每月
——

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 金額: 208 · 適用範圍: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

網上購物
eye+ Visa Signature Eligible Online Retail Spending 2% Cash Rebate
現金回贈上限: HK$160.00 · 每月
——

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 金額: 160 · 適用範圍: Cash rebate per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
  • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
  • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

其他
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
須符合條件現金回贈最低消費: HK$60,000.00上限: HK$800.00 · 推廣期總額
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$60,000.00
  • 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • 須申請或登記。
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
須符合條件現金回贈最低消費: HK$60,000.00上限: HK$800.00 · 推廣期總額
——

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$60,000.00
  • 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • 須申請或登記。
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

開啟優惠來源 ↗

借貸/分期付款
eye+ Visa Signature Chill Spending Installment HK$800 Cash Rebate
須符合條件現金回贈
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

其他
eye+ Visa Signature Welcome HK$600 Cash Rebate
現金回贈最低消費: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

0707/ICBCICBC Essence Credit Card Visa InfiniteICBC Essence Credit Card Visa Infinite2%HK$2.00
ICBC Essence Credit Card Visa Infinite
07ICBC

ICBC Essence Credit Card Visa Infinite

須符合條件

HK$2.002%
其他
現金回贈：2% cash rebate
HK$2.002%
現金回贈
計算方式
總回贈HK$2.00
  • 現金回贈：2% cash rebate: HK$2.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.

現金回贈：2% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
其他優惠
其他
卡片優惠：Up to 3 supplementary cards under the same credit limit
須符合條件Lifestyle上限: 3 cards · 未提供
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 3 · 適用範圍: Supplementary Cards · 期間: 未提供 · Type: 有限額 · Unit: cards
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
  • Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
  • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.
其他
費用豁免：Waiver of HK$6,800 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The chargeable annual fee for each Principal Card issued is HK$6,800.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.
其他
費用豁免：Waiver of HK$3,000 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The chargeable annual fee for each Supplementary Card issued is HK$3,000.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.
其他
分期優惠：0.235% monthly flat rate
須符合條件Financing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 12-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
其他
分期優惠：0.235% monthly flat rate
須符合條件Financing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 24-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
其他
分期優惠：0.235% monthly flat rate
須符合條件Financing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 36-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
其他
卡片禮遇：Visa Concierge 24/7 support, services, and exclusive privileges
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • Visa Concierge provides 24/7 support.
  • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
  • Visa Concierge app and phone access are subject to Visa service terms.
旅遊
旅遊：designated airport lounge services for the cardholder
須符合條件Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated airport lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
旅遊
旅遊：designated high-speed rail lounge services for the cardholder
須符合條件Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
旅遊
旅遊：Up to 10 free designated airport lounge visits
須符合條件Travel上限: 10 visits · 推廣期總額
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 10 · 適用範圍: Companion visits to designated airport lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • A companion may use designated airport lounges up to 10 times free during the promotion period.
  • Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
旅遊
旅遊：Up to 20 free designated high-speed rail lounge visits
須符合條件Travel上限: 20 visits · 推廣期總額
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 20 · 適用範圍: Companion visits to designated high speed rail lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
的士／網約車／租車
King S Limousine：Two complimentary one-way Hong Kong International Airport limousine transfer services
須符合條件Travelessence ceramic card上限: 2 services · 推廣期總額
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: essence ceramic card
  • 優惠上限: 金額: 2 · 適用範圍: One way airport limousine transfer services · 期間: 推廣期總額 · Type: 有限額 · Unit: services
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • The offer is for ICBC Essence Ceramic Cardholders only.
  • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
  • The customer must book the service and pay with the Essence Ceramic Card.
  • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
  • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
  • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
  • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
  • 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31
酒店
酒店：Discounts and VIP privileges at 900+ global luxury hotels and resorts with best-rate guarantee
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • Visa partner offers cover more than 900 global luxury hotels and resorts.
  • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
  • Availability, booking channel, participating properties, and Visa partner terms apply.
的士／網約車／租車
的士／網約車／租車：Up to 48% off
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Source stated maximum; eligible Visa partner terms apply.
  • 未提供完整適用商戶名單。
  • The source states a maximum discount of up to 48% for limousine services.
  • Eligible Visa partner services, booking conditions, availability, and partner terms apply.
的士／網約車／租車
Hertz car-rental offers including one-day complimentary rental
Travel
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hertz · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source names Hertz and states car-rental offers including one-day complimentary rental.
  • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.
保險
保險：Travel accidental medical insurance up to US$25,000 per insured person
Traveldesignated card上限: 25,000 貨幣 · 每筆交易
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: designated card
  • 優惠上限: 金額: 25000 · 適用範圍: Travel medical and related expenses per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The medical and related expense limit is US$25,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
保險
保險：Travel personal accident insurance up to US$1,000,000 per insured person
Traveldesignated card上限: 1,000,000 貨幣 · 每筆交易
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: designated card
  • 優惠上限: 金額: 1000000 · 適用範圍: Travel personal accident insurance per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The personal accident limit is US$1,000,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
保險
保險：Worldwide emergency assistance services with costs fully covered
Traveldesignated card
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: designated card
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
高級餐廳
高級餐廳：Dining privileges at global top restaurants and hotel chains
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 高級餐廳 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
購物
購物：Premium shopping privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
高級餐廳
高級餐廳：Premium dining privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 高級餐廳 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
網上購物
網上購物：Special discounts
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
百貨公司
百貨公司：Special discounts
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 百貨公司 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
珠寶／鐘錶
珠寶／鐘錶：Special discounts at jewelers
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 珠寶／鐘錶 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
美容／個人護理
美容／個人護理：Special discounts at cosmetics stores
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
時裝
時裝：Special discounts at apparel stores
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 時裝 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
網上購物
網上購物：Online shopping insurance
Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The page lists online shopping insurance as a card benefit.
  • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.
購物
購物：SUPREME membership for Chinese Arts & Crafts
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source lists SUPREME membership for Chinese Arts & Crafts.
  • Membership eligibility, privileges, and provider terms apply.
珠寶／鐘錶
Shopping privileges and 1-on-1 personal service with Memorigin brand representatives
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: memorigin · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
  • Provider availability and terms apply.
時裝
Prestigious offers in sartorial suit tailoring at Tai Pan Row（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: tai pan row · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source names Tai Pan Row and lists prestigious suit-tailoring offers.
  • Provider availability and terms apply.
其他
卡片禮遇：Invitation-only private banking value-added services
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • Personalized value-added services are available by invitation only.
  • Customers should contact their designated relationship manager for details.
0808/ICBCICBC Wise Gold Credit Card World MastercardICBC Wise Gold Credit Card World Mastercard2%HK$2.00
ICBC Wise Gold Credit Card World Mastercard
08ICBC

ICBC Wise Gold Credit Card World Mastercard

須符合條件

HK$2.002%
其他
ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate
HK$2.002%
現金回贈
計算方式
總回贈HK$2.00
  • ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: HK$2.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate on eligible local and overseas spending · Currency: HKD · 期間: 未提供 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

開啟優惠來源 ↗

其他優惠
其他
Wise Gold Account Opening Reward: HK$25,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Opening Reward: HK$16,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Opening Reward: HK$12,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Opening Bonus: HK$100 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
  • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
  • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Upgrade Reward: HK$4,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Upgrade Reward: HK$2,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
ICBC Wise Gold World Mastercard Welcome Offer: HK$300 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
  • Make one retail purchase or cash advance with the card within the first two months after card issuance.
  • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
  • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
  • successful principal card application: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

旅遊
ICBC Wise Gold World Mastercard: Unlimited DragonPass Lounge Services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: designated airport and high speed rail lounge services · 期間: 推廣期總額 · Type: 無上限 · Unit: service
  • 百分比備註: The source states unlimited lounge access but no percentage rate.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
  • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
  • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
  • designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

0909/ICBCICBC Wise Gold Dual Currency Credit Card UnionPay DiamondICBC Wise Gold Dual Currency Credit Card UnionPay Diamond2%HK$2.00
ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond
09ICBC

ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$2.002%
其他
現金回贈：2% cash rebate
HK$2.002%
現金回贈resident
計算方式
總回贈HK$2.00
  • 現金回贈：2% cash rebate: HK$2.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：2% cash rebate

  • 適用資格: 適用對象: resident
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
其他優惠
旅遊
旅遊：designated airport and high speed rail lounge services
須符合條件Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
  • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
  • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
  • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
  • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
  • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
  • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
  • promotion: 2026-04-01 – 2027-03-31
保險
保險：up to US$500,000 personal accident insurance
Travelresident上限: 500,000 貨幣 · 未提供
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 500000 · 適用範圍: personal accident insurance indemnity · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
  • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.
交通
交通：Greater Bay Area payment and travel convenience
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.
海外簽賬
海外簽賬：waiver of foreign exchange fee on spending in CNY and foreign currencies
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

  • 適用資格: 適用對象: resident
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.
手機支付
手機支付：QR code payment convenience
須符合條件Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.
其他
卡片禮遇：exclusive UnionPay premium privileges
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.
1010/MoxMox Credit CardMox Credit Card2%HK$2.00
Mox Credit Card
10Mox

Mox Credit Card

須符合條件

HK$2.002%
其他
Mox Credit Card 2% CashBack with Mox+
HK$2.002%
現金回贈
計算方式
總回贈HK$2.00
  • Mox Credit Card 2% CashBack with Mox+: HK$2.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: CashBack from eligible Mox Credit Card transactions
  • Applies to all eligible spending, subject to the conditions.
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

Mox Credit Card 2% CashBack with Mox+

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 無上限
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

其他優惠
其他
Mox Credit Card 1% CashBack without Mox+
現金回贈
HK$1.001%

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 無上限
  • Requires no Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD30
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD120
須符合條件現金回贈最低消費: HK$3,000.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD300
須符合條件現金回贈最低消費: HK$6,000.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD450
須符合條件現金回贈最低消費: HK$9,000.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$9,000.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD330
須符合條件現金回贈最低消費: HK$1,500.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD390
須符合條件現金回贈最低消費: HK$3,000.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD780
須符合條件現金回贈最低消費: HK$6,000.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD750
須符合條件現金回贈最低消費: HK$9,000.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$9,000.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
Mox Credit Card Asia Miles at HKD10 per mile without Mox+
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Asia Miles earned from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 未提供
  • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

其他
Mox Credit Card Asia Miles at HKD5 per mile with Mox+
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Asia Miles earned from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 未提供
  • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

電子產品
Selected Xiaomi Stores mystery gift（優惠值未列明）
Gift
——

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: 商戶
  • 優惠上限: 適用範圍: Mystery gift at selected Xiaomi Stores · 期間: 未提供 · Type: 未提供
  • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
  • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

開啟優惠來源 ↗

借貸/分期付款
Xiaomi Split Purchase 0% interest financing
須符合條件Financing最低消費: HK$3,000.00上限: 10,000 transaction · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 最低要求: 期間: 每筆交易 · 消費: HK$3,000.00
  • 優惠上限: 金額: 10000 · 適用範圍: Approved Split Purchases under the Xiaomi promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: transaction
  • 須申請或登記。
  • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
  • Split Purchase tenor must be 3 to 12 months.
  • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
  • Quota: 10,000 Approved Split Purchases, first come, first served.
  • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
  • Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
Xiaomi Split Purchase monthly and one-off fee waiver（優惠值未列明）
須符合條件Fee Waiver上限: 10,000 transaction · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 10000 · 適用範圍: Approved Split Purchases under the Xiaomi promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: transaction
  • 須申請或登記。
  • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
  • Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
Selected-customer Split Purchase HKD200 cash reward
須符合條件現金回贈other上限: 1 獎賞 · 推廣期總額
——

Category or merchant does not match. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

  • 適用資格: 適用對象: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
  • 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: Reward under the selected customer Split Purchase promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 須申請或登記。
  • The customer must have no previously approved Split Purchase.
  • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
  • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
  • The customer must receive a direct Mox invitation to participate.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
  • The eligible Split Purchase must not be cancelled.
  • Mox will pay the reward by the last day of the second calendar month after approval.
  • Split Purchase application: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 HKD500 savings reward
須符合條件現金回贈上限: 1 獎賞 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 1 · 適用範圍: Savings Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 須申請或登記。
  • Complete Mox account opening within 15 days after using the invitation or referral code.
  • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
  • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
  • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
  • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
  • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

1111/StandardStandard Chartered Simply Cash Visa CardStandard Chartered Simply Cash Visa Card2%HK$2.00
Standard Chartered Simply Cash Visa Card
11Standard

Standard Chartered Simply Cash Visa Card

須符合條件

HK$2.002%
其他
Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack
HK$2.002%
現金回贈
計算方式
總回贈HK$2.00
  • Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack: HK$2.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Limit: unlimited.
  • Limit applies to: CashBack on eligible card spending
  • Applies to all eligible spending, subject to the conditions.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack on eligible card spending · 期間: 每年 · Type: 無上限
  • 百分比備註: Source stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

開啟優惠來源 ↗

其他優惠
其他
Simply Cash Visa Card HKD-posted eligible spending 1.5% CashBack
現金回贈
HK$1.501.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack on eligible card spending · 期間: 每年 · Type: 無上限
  • 百分比備註: Source stated rate for eligible transactions posted in Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

開啟優惠來源 ↗

其他
Simply Cash Visa Card HKD1,200 welcome CashBack
須符合條件現金回贈最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 適用範圍: welcome CashBack · 期間: 未提供 · Type: 未提供
  • 百分比備註: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
  • 須申請或登記。
  • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
  • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
  • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
  • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
  • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
  • Application submission: 2026-09-21 – 2027-01-17

開啟優惠來源 ↗

借貸/分期付款
Simply Cash Visa Card 3-month statement instalment plan with 0% handling fee
須符合條件Financing
——

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Eligible 3 month instalment plans · 期間: 推廣期總額 · Type: 無上限
  • 百分比備註: Source states a 0% handling fee for the 3 month plan.
  • 須申請或登記。
  • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
  • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
  • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
  • Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

借貸/分期付款
Simply Cash Visa Card up to 56-day interest-free period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: interest free period · 期間: 未提供 · Type: 未提供
  • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

開啟優惠來源 ↗

其他
Simply Cash Visa Card HKD2,000 principal annual-fee waiver
Fee Waiverother
——

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

  • 適用資格: 適用對象: other
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: principal annual fee · 期間: 未提供 · Type: 未提供
  • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
  • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

開啟優惠來源 ↗

其他
Simply Cash Visa Card supplementary-card annual-fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: supplementary annual fee · 期間: 未提供 · Type: 未提供
  • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

開啟優惠來源 ↗

其他
Simply Cash Visa Card late-fee waiver after 3 consecutive missed payments（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: late fee · 期間: 未提供 · Type: 未提供
  • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

開啟優惠來源 ↗

其他
Simply Cash Visa Card delinquent APR/default-rate waiver（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: delinquent APR/default charge · 期間: 未提供 · Type: 未提供
  • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

開啟優惠來源 ↗

1212/ICBCICBC Credit Card Platinum Mastercard Virtual CardICBC Credit Card Platinum Mastercard Virtual Card · 信用卡示意圖1.5%HK$1.50
ICBC Credit Card Platinum Mastercard Virtual Card · 信用卡示意圖
12ICBC

ICBC Credit Card Platinum Mastercard Virtual Card

須符合條件

HK$1.501.5%
其他
ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate
HK$1.501.5%
須符合條件現金回贈
計算方式
總回贈HK$1.50
  • ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他優惠
其他
ICBC Credit Card - Platinum Mastercard Virtual Card simplified application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: application service • Application, registration or activation required. See conditions. • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof. • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: application service · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof.
  • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card ready for use（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: digital-card availability • Application, registration or activation required. See conditions. • The card is ready to use after the application is approved. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: digital card availability · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card is ready to use after the application is approved.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card dynamic-password payment security（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: payment-security feature • Application, registration or activation required. See conditions. • Payments use a dynamic password. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: payment security feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Payments use a dynamic password.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card shared credit limit up to HK$30,000
須符合條件Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit facility • Application, registration or activation required. See conditions. • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: credit facility · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card online cardless payments（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: online-payment feature • Application, registration or activation required. See conditions. • The virtual card can be used for online shopping and cardless payment. • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: online payment feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The virtual card can be used for online shopping and cardless payment.
  • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

1313/ICBCICBC Credit Card Visa Platinum Virtual CardICBC Credit Card Visa Platinum Virtual Card1.5%HK$1.50
ICBC Credit Card Visa Platinum Virtual Card
13ICBC

ICBC Credit Card Visa Platinum Virtual Card

須符合條件

HK$1.501.5%
其他
ICBC Visa Platinum Virtual Card 1.5% cash rebate
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • ICBC Visa Platinum Virtual Card 1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source did not include full programme terms in the supplied files.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Visa Platinum Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 百分比備註: Source did not include full programme terms in the supplied files.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他優惠
其他
ICBC Visa Platinum Virtual Card simplified application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Application, registration or activation required. See conditions. • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card ready for use（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Use is available after the card application is approved.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Use is available after the card application is approved.

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card dynamic-password payment（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card online shopping（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The page states that the virtual card can pay for online shopping.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • The page states that the virtual card can pay for online shopping.

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card Apple Pay convenience（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay. • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay.
  • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

開啟優惠來源 ↗

1414/ICBCICBC Digital Credit CardICBC Digital Credit Card1.5%HK$1.50
ICBC Digital Credit Card
14ICBC

ICBC Digital Credit Card

須符合條件

HK$1.501.5%
其他
ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate
HK$1.501.5%
須符合條件現金回贈
計算方式
總回贈HK$1.50
  • ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

開啟優惠來源 ↗

其他優惠
其他
ICBC Virtual Card simplified application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: card application service · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
  • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

開啟優惠來源 ↗

其他
ICBC Virtual Card ready for use（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: virtual card access · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

開啟優惠來源 ↗

其他
ICBC Virtual Card dynamic-password payments（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: dynamic password payment feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。

開啟優惠來源 ↗

網上購物
ICBC Virtual Card cardless online shopping（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: cardless online shopping feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The page states that customers can use the virtual card for online shopping.

開啟優惠來源 ↗

Apple Pay
ICBC Visa and UnionPay Virtual Cards support Apple Pay（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Apple Pay card feature • Application, registration or activation required. See conditions. • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card. • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Apple Pay card feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
  • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

開啟優惠來源 ↗

1515/ICBCICBC Digital Dual Currency Credit CardICBC Digital Dual Currency Credit Card1.5%HK$1.50
ICBC Digital Dual Currency Credit Card
15ICBC

ICBC Digital Dual Currency Credit Card

須符合條件

HK$1.501.5%
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate
HK$1.501.5%
須符合條件現金回贈
計算方式
總回贈HK$1.50
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

開啟優惠來源 ↗

1616/ICBCICBC Dual Currency Credit Card UnionPay Platinum Virtual CardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$1.50
ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card
16ICBC

ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card

須符合條件

HK$1.501.5%
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
其他優惠
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card ready to use upon approval（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: card readiness • Application, registration or activation required. See conditions. • The card is ready to use after application approval. • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app. • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof. • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: card readiness · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card is ready to use after application approval.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app.
  • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
  • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card dynamic-password payments（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: dynamic password payment feature · 期間: 未提供 · Type: 未提供
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card shared credit limit up to HK$30,000
Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit limit • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: credit limit · 期間: 未提供 · Type: 未提供
  • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card cardless online and Apple Pay payments（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless payment service • Application, registration or activation required. See conditions. • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card. • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay. • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: cardless payment service · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card.
  • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
1717/ICBCICBC Elite Club Credit Card Platinum MastercardICBC Elite Club Credit Card Platinum Mastercard1.5%HK$1.50
ICBC Elite Club Credit Card Platinum Mastercard
17ICBC

ICBC Elite Club Credit Card Platinum Mastercard

須符合條件

HK$1.501.5%
其他
現金回贈：Up to 1.5% cash rebate
HK$1.501.5%
現金回贈resident
計算方式
總回贈HK$1.50
  • 現金回贈：Up to 1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash-equivalent conversion is stated in the allowed local source.
  • Applies to all eligible spending, subject to the conditions.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.

現金回贈：Up to 1.5% cash rebate

  • 適用資格: 適用對象: resident
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash equivalent conversion is stated in the allowed local source.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.
其他優惠
餐飲
餐飲：Complimentary main course
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states a complimentary main course, not a percentage or cash comparison. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course. • The offer is available at selected restaurants in Hong Kong and Asia. • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a complimentary main course, not a percentage or cash comparison.
  • 未提供完整適用商戶名單。
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course.
  • The offer is available at selected restaurants in Hong Kong and Asia.
  • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
餐飲
餐飲：Exclusive delicacies offers（優惠值未列明）
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states dining offers but no numeric rate or fixed comparison basis. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong. • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states dining offers but no numeric rate or fixed comparison basis.
  • 未提供完整適用商戶名單。
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong.
  • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
保險
保險：E-Commerce Purchase Protection
Otherresident上限: 200 貨幣 · 每筆交易
——

This benefit does not apply to a purchase. • Audience: Resident • The source states insurance protection and benefit limits, not a percentage reward. • Limit: 200 USD · Per Transaction • Limit applies to: E-Commerce Purchase Protection per occurrence • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The page states worldwide coverage for online purchases made with the card. • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date. • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200. • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 200 · 適用範圍: E Commerce Purchase Protection per occurrence · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states insurance protection and benefit limits, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The page states worldwide coverage for online purchases made with the card.
  • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date.
  • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200.
  • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.
酒店
酒店：Mastercard Luxury Hotel and Resort Offers including daily breakfast, special facilities, room upgrades and early or late check-in or check-out（優惠值未列明）
Travelresident上限: 100 貨幣 · 未提供
——

This benefit does not apply to a purchase. • Audience: Resident • The source states hotel privileges and a facility value limit, not a percentage reward. • Limit: 100 USD • Limit applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world. • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability. • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 100 · 適用範圍: Special facilities in Mastercard Luxury Hotel and Resort Offers · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states hotel privileges and a facility value limit, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world.
  • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability.
  • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
酒店
酒店：Mastercard Lowest Rate Guarantee
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states a price-difference guarantee, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary. • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference. • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a price difference guarantee, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary.
  • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference.
  • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.
旅遊
旅遊：Car rental and air-ticket booking privileges through Mastercard Travel & Lifestyle Services
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states travel-service privileges, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders. • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers. • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states travel service privileges, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders.
  • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers.
  • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
其他
卡片優惠：Mastercard contactless payment at supported terminals
Otherresident
——

This benefit does not apply to a purchase. • Audience: Resident • This is a card payment feature, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap. • The local source does not state a transaction amount limit for contactless payment.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card payment feature, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap.
  • The local source does not state a transaction amount limit for contactless payment.
旅遊
旅遊：designated airport and high speed rail lounge services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge services, not a percentage reward. • Limit: unlimited. • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card. • The notice does not state a usage period, designated-lounge list, or access procedure. • The notice is subject to the bank's card-service arrangement and terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states unlimited lounge services, not a percentage reward.
  • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card.
  • The notice does not state a usage period, designated-lounge list, or access procedure.
  • The notice is subject to the bank's card-service arrangement and terms.
1818/ICBCICBC Greater Bay Area Dual Currency Credit Card UnionPay DiamondICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond
18ICBC

ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$1.501.5%
其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate on local or overseas card spending
  • Applies to all eligible spending, subject to the conditions.
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Cash rebate on local or overseas card spending · 期間: 未提供 · Type: 無上限
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

開啟優惠來源 ↗

其他優惠
其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending earns 3X bonus points
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: unlimited. • Limit applies to: 3X bonus-point reward on local or overseas card spending • Applies to all eligible spending, subject to the conditions. • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points. • The reward applies to local or overseas card spending without a stated limit.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 3X bonus point reward on local or overseas card spending · 期間: 未提供 · Type: 無上限
  • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points.
  • The reward applies to local or overseas card spending without a stated limit.

開啟優惠來源 ↗

借貸/分期付款
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 12-month option
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

借貸/分期付款
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 24-month option
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

借貸/分期付款
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 36-month option
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

交通
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card designated transport payment and travel convenience（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses. • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses.
  • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

開啟優惠來源 ↗

海外簽賬
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card foreign-exchange handling-fee waiver（優惠值未列明）
Fee Waiver
——

Category or merchant does not match. • Limit applies to: No cap or limit is stated. • Eligible categories: 海外簽賬, 中國內地簽賬 • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 / 中國內地簽賬 · Type: 類別
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

開啟優惠來源 ↗

其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card QR-code payment via UnionPay App（優惠值未列明）
須符合條件Other
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

開啟優惠來源 ↗

其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card UnionPay global discounts（優惠值未列明）
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: No cap or limit is stated. • Eligible categories: 其他 • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

開啟優惠來源 ↗

其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card mobile-payment spending in Mainland China or overseas up to 5% extra cash rebate
須符合條件現金回贈最低消費: HK$1,000.00上限: HK$200.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Additional promotional cash rebate per customer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Phase Spend Min: 4000 • Eligible categories: 中國內地簽賬, 海外簽賬 • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent. • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card. • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply. • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota. • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027. • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms. • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 / 海外簽賬 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
  • 要求: Period spend ≥: HK$4,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Additional promotional cash rebate per customer · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • 未提供完整適用商戶名單。
  • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent.
  • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card.
  • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply.
  • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota.
  • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027.
  • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms.
  • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

開啟優惠來源 ↗

1919/ICBCICBC Horoscope Credit Card Visa SignatureICBC Horoscope Credit Card Visa Signature1.5%HK$1.50
ICBC Horoscope Credit Card Visa Signature
19ICBC

ICBC Horoscope Credit Card Visa Signature

須符合條件

HK$1.501.5%
其他
現金回贈：1.5% cash rebate
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card - Visa Signature Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card Visa Signature Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
其他優惠
其他
卡片優惠：Choice of horoscope cardface design when applying
須符合條件Other
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card design feature, not a percentage reward.
  • 須申請或登記。
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
其他
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
須符合條件Financing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a financing flat rate and APR, not a spending reward percentage.
  • 須申請或登記。
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
保險
保險：Personal Accident Insurance up to US$500,000 per insured person
Travel上限: 500,000 貨幣 · 未提供
——

This benefit does not apply to a purchase. • This is an insurance coverage benefit, not a percentage reward. • Limit: 500000 USD • Limit applies to: Personal accident insurance limit per insured person • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms. • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance. • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA. • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy. • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive. • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member. • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination. • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card. • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service. • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities. • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 500000 · 適用範圍: Personal accident insurance limit per insured person · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: This is an insurance coverage benefit, not a percentage reward.
  • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
  • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
  • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
  • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy.
  • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
  • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
  • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
  • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
  • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service.
  • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
  • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
  • Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23
其他
卡片優惠：Visa Contactless Payment by tapping the card
Other
——

This benefit does not apply to a purchase. • This is a card payment feature, not a percentage reward. • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment. • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card payment feature, not a percentage reward.
  • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment.
  • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.
2020/ICBCICBC Horoscope Dual Currency Credit Card UnionPay DiamondICBC Horoscope Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Horoscope Dual Currency Credit Card UnionPay Diamond
20ICBC

ICBC Horoscope Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$1.501.5%
其他
現金回贈：1.5% cash rebate
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
其他優惠
其他
卡片優惠：Choice of horoscope cardface design when applying
須符合條件Other
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card design feature, not a percentage reward.
  • 須申請或登記。
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
其他
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
須符合條件Financing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a financing flat rate and APR, not a spending reward percentage.
  • 須申請或登記。
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
其他
卡片優惠：Payment and travel convenience across the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no numeric rate is stated. • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card. • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Non spending payment and travel convenience feature; no numeric rate is stated.
  • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card.
  • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card.
  • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
  • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.
其他
卡片優惠：HKD and RMB accounts in one card
Other
——

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • This is a card feature, not a transaction reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Non spending dual currency card feature; no numeric rate is stated.
  • The card has both HKD and RMB accounts in one card.
  • Cardholders can spend with the local currency across Mainland China and Hong Kong.
  • This is a card feature, not a transaction reward.
手機支付
手機支付：UnionPay App binding for Hong Kong, Macao and cross-border privileges
須符合條件Lifestyleunionpay app
——

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no numeric rate is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card. • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: unionpay app
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Non spending mobile payment feature; no numeric rate is stated.
  • 須申請或登記。
  • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card.
  • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.
2121/ICBCICBC Sup Credit Card Visa SignatureICBC Sup Credit Card Visa Signature1.5%HK$1.50
ICBC Sup Credit Card Visa Signature
21ICBC

ICBC Sup Credit Card Visa Signature

須符合條件

HK$1.501.5%
其他
ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate for eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • HKD and RMB spending are combined; RMB1 counts as HKD1. Rebate is calculated monthly, credited to the HKD account and shown on the statement. Excludes cash advances, balance transfers, cash-installment, tax-loan, personal-loan and merchant-installment amounts and repayments; e-wallet reloads or transfers; donations; casino chips; gambling; unauthorized, unposted, cancelled, refunded or unauthorized transactions; card charges, cash installments, financial and overdue charges, account service charges, specified insurance, utility, tax and MPF payments; and supermarket, fuel, transport, property, motor-vehicle, wholesale, hospital and tuition transactions in China. ICBC may determine other excluded transaction categories.

ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Cash rebate for eligible local and overseas spending · 期間: 未提供 · Type: 無上限
  • HKD and RMB spending are combined; RMB1 counts as HKD1. Rebate is calculated monthly, credited to the HKD account and shown on the statement. Excludes cash advances, balance transfers, cash-installment, tax-loan, personal-loan and merchant-installment amounts and repayments; e-wallet reloads or transfers; donations; casino chips; gambling; unauthorized, unposted, cancelled, refunded or unauthorized transactions; card charges, cash installments, financial and overdue charges, account service charges, specified insurance, utility, tax and MPF payments; and supermarket, fuel, transport, property, motor-vehicle, wholesale, hospital and tuition transactions in China. ICBC may determine other excluded transaction categories.

開啟優惠來源 ↗

其他優惠
其他
ICBC SUP Credit Card annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Annual fee waiver • Waiver applies for the first 3 years. The page does not state the annual fee amount.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
  • Waiver applies for the first 3 years. The page does not state the annual fee amount.

開啟優惠來源 ↗

書店／文具
ICBC SUP Credit Card welcome offer: HK$300 SUP Retail eVoucher
須符合條件Gift最低消費: HK$3,000.00上限: 1 item · lifetime
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 1 item · Lifetime • Limit applies to: One welcome offer per applicant for their first ICBC Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue. • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last. • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 1 · 適用範圍: One welcome offer per applicant for their first ICBC Credit Card · 期間: lifetime · Type: 有限額 · Unit: item
  • 須申請或登記。
  • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue.
  • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last.
  • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

開啟優惠來源 ↗

書店／文具
SUP book shop spending: 15% off
折扣上限: 1 transaction · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 書店／文具 • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear. • Each cardholder can use the offer once per day.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: Each cardholder · 期間: per day · Type: 有限額 · Unit: transaction
  • 未提供完整適用商戶名單。
  • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear.
  • Each cardholder can use the offer once per day.
  • ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

開啟優惠來源 ↗

餐飲
SUP year-round dining: 30% off
折扣上限: 1 transaction · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 餐飲 • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: Each cardholder · 期間: per day · Type: 有限額 · Unit: transaction
  • 未提供完整適用商戶名單。
  • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.
  • ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

開啟優惠來源 ↗

其他
ICBC instant discount: HK$30 off
折扣上限: HK$30.00 · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: 30 HKD · Per Day • Limit applies to: Discount 1 • Applies to all eligible spending, subject to the conditions. • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 30 · 適用範圍: Discount 1 · Currency: HKD · 期間: per day · Type: 有限額 · Unit: 貨幣
  • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.
  • ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

書店／文具
ICBC instant discount: HK$100 off
折扣最低消費: HK$2,000.00上限: HK$100.00 · per day
——

Merchant eligibility cannot be established from the incomplete source list. • HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000. • Limit: 100 HKD · Per Day • Limit applies to: Discount 2 • Minimum spend: Period: per_transaction; Spend: 2000 • Eligible categories: 書店／文具 • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$2,000.00
  • 優惠上限: 金額: 100 · 適用範圍: Discount 2 · Currency: HKD · 期間: per day · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000.
  • 未提供完整適用商戶名單。
  • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.
  • ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

其他
Visa Signature Concierge digital assistant and lifestyle guide（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Visa Signature Concierge service • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Visa Signature Concierge service · 期間: 未提供 · Type: 未提供
  • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

開啟優惠來源 ↗

購物
ZALORA: up to 15% off with Visa
折扣
——

Category or merchant does not match. • Limit applies to: ZALORA offer • Merchants: zalora • Eligible merchants: zalora • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: zalora · Type: 商戶
  • 優惠上限: 適用範圍: ZALORA offer · 期間: 未提供 · Type: 未提供
  • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

旅遊
Agoda flight tickets: 10% off with Visa
折扣
——

Category or merchant does not match. • Limit applies to: Agoda flight-ticket offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: agoda · Type: 商戶
  • 優惠上限: 適用範圍: Agoda flight ticket offer · 期間: 未提供 · Type: 未提供
  • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

酒店
Agoda worldwide hotel bookings: 7% off with Visa
折扣
——

Category or merchant does not match. • Limit applies to: Agoda hotel-booking offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: agoda · Type: 商戶
  • 優惠上限: 適用範圍: Agoda hotel booking offer · 期間: 未提供 · Type: 未提供
  • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

旅遊
ICBC (Asia) credit-card courtesy VIP lounge access（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: ICBC (Asia) Credit Card VIP lounge privilege • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: ICBC (Asia) Credit Card VIP lounge privilege · 期間: 未提供 · Type: 未提供
  • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

開啟優惠來源 ↗

借貸/分期付款
ICBC (Asia) card installment plan: 12 months at 5.29% APR
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235%. The 12-month APR is 5.29%, based on a HK$10,000 installment amount. • Limit applies to: 12-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 12 month installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: Source states a monthly flat rate of 0.235%. The 12 month APR is 5.29%, based on a HK$10,000 installment amount.
  • 須申請或登記。
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

借貸/分期付款
ICBC (Asia) card installment plan: 24 months at 5.46% APR
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 24-month APR of 5.46%, based on a HK$10,000 installment amount. • Limit applies to: 24-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 24 month installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: Source states a monthly flat rate of 0.235% and a 24 month APR of 5.46%, based on a HK$10,000 installment amount.
  • 須申請或登記。
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

借貸/分期付款
ICBC (Asia) card installment plan: 36 months at 5.48% APR
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 36-month APR of 5.48%, based on a HK$10,000 installment amount. • Limit applies to: 36-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 36 month installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: Source states a monthly flat rate of 0.235% and a 36 month APR of 5.48%, based on a HK$10,000 installment amount.
  • 須申請或登記。
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

學費／課程
Designated-school tuition payments: 2.5% cash rebate
現金回贈icbc mobile banking / icbc online banking最低消費: HK$1,000.00上限: HK$250.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 250 HKD · Promotion Total • Limit applies to: Per principal cardholder during Phase 2 • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Payment Methods: icbc-mobile-banking; icbc-online-banking • Eligible categories: 學費／課程 • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify. • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function. • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function. • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500. • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis. • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ. • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 學費／課程 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
  • 要求: 付款方式: icbc mobile banking / icbc online banking
  • 優惠上限: 金額: 250 · 適用範圍: Per principal cardholder during Phase 2 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify.
  • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function.
  • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function.
  • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500.
  • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis.
  • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ.
  • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.
  • Phase 2 tuition payments: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

旅遊
Public-conveyance personal accident cover up to USD 500,000
Travel上限: 500,000 貨幣 · 未提供
——

This benefit does not apply to a purchase. • The source gives multiple compensation percentages for specific injuries, not one offer rate. • Limit: 500000 USD • Limit applies to: Per insured person • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder. • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance. • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination. • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card. • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service. • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved. • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability. • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions. • The policy wording requires written notice within 30 days after a loss and requested claim documents. • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added. • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 500000 · 適用範圍: Per insured person · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source gives multiple compensation percentages for specific injuries, not one offer rate.
  • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder.
  • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance.
  • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination.
  • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card.
  • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service.
  • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved.
  • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability.
  • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions.
  • The policy wording requires written notice within 30 days after a loss and requested claim documents.
  • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added.
  • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.
  • Insurance period for designated card members: 2026-06-24 – 2027-06-23

開啟優惠來源 ↗

2222/ICBCICBC Sup Dual Currency Credit Card UnionPay DiamondICBC Sup Dual Currency Credit Card UnionPay Diamond1.5%HK$1.50
ICBC Sup Dual Currency Credit Card UnionPay Diamond
22ICBC

ICBC Sup Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$1.501.5%
其他
現金回贈：1.5% cash rebate
HK$1.501.5%
現金回贈
計算方式
總回贈HK$1.50
  • 現金回贈：1.5% cash rebate: HK$1.50
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate. No calculation was used.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a 1.5% cash rebate. No calculation was used.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.
其他優惠
其他
禮品優惠：HK$300 SUP Retail eVoucher
須符合條件Gift最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fixed voucher reward with no percentage denominator.
  • 須申請或登記。
  • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible.
  • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
  • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
  • The offer is first-come-first-served and subject to available stock.
書店／文具
書店／文具：15% off
須符合條件折扣上限: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • Each cardholder may use the SUP spending privilege once per day. • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: One use of the SUP spending privilege per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: Source stated 15% discount.
  • 須申請或登記。
  • 未提供完整適用商戶名單。
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • Each cardholder may use the SUP spending privilege once per day.
  • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products.
  • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
本地餐飲
本地餐飲：30% off
折扣上限: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 30% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: One use of the SUP dining privilege per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: Source stated 30% discount.
  • 未提供完整適用商戶名單。
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The offer applies to regular-price a la carte dine-in or takeaway dining orders.
  • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
  • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
其他
折扣優惠：HK$30 discount
折扣physical card上限: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: physical card
  • 優惠上限: 金額: 1 · 適用範圍: One selected instant discount per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
其他
折扣優惠：HK$100 discount on a purchase up to HK$2,000
折扣physical card上限: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: physical card
  • 優惠上限: 金額: 1 · 適用範圍: One selected instant discount per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
學費／課程
學費／課程：2.5% extra free credit-card spending limit (Rebate Offer)
現金回贈mobile banking / online banking最低消費: HK$1,000.00上限: HK$500.00 · 推廣期總額
——

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費／課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 學費／課程 · Type: 類別
  • 要求: 付款方式: mobile banking / online banking · Period spend ≥: HK$1,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 2.5%; no calculation was used.
  • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
  • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking.
  • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
  • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
  • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
  • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.
  • Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
  • Tuition promotion Phase 2: 2026-10-01 – 2027-03-31
旅遊
旅遊：Exclusive courtesy VIP lounge access
Travel
——

This benefit does not apply to a purchase. • The source provides a service heading without a numeric percentage. • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading. • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source provides a service heading without a numeric percentage.
  • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading.
  • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.
其他
分期優惠：Credit Card Spending Installment Plan at a 0.235% monthly flat rate
須符合條件Financing
——

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and repayment tenors, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states financing rates and repayment tenors, not a spending reward percentage.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.
其他
卡片優惠：Payment and travel convenience in the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • The source lists participating transport and payment channels without a numeric percentage. • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source lists participating transport and payment channels without a numeric percentage.
  • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.
其他
卡片優惠：HKD and RMB accounts with local-currency spending in Mainland China and Hong Kong
Other
——

This benefit does not apply to a purchase. • The source describes account and currency handling without a numeric percentage. • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source describes account and currency handling without a numeric percentage.
  • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.
手機支付
手機支付：Bind the card with the UnionPay App for Hong Kong, Macau and cross-border privileges
須符合條件Lifestyleunionpay app
——

This benefit does not apply to a purchase. • The source describes an app-binding feature without a numeric percentage. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: unionpay app
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source describes an app binding feature without a numeric percentage.
  • 須申請或登記。
  • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.
海外簽賬
海外簽賬：Waiver of overseas handling fees and extra exchange-fluctuation charges
Fee Waiver
——

Category or merchant does not match. • The source states a fee waiver but provides no percentage. • Eligible categories: 海外簽賬 • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a fee waiver but provides no percentage.
  • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.
2323/CNCBICNCBI Jewel World MastercardCNCBI Jewel World Mastercard1.5%HK$1.50
CNCBI Jewel World Mastercard
23CNCBI

CNCBI Jewel World Mastercard

須符合條件

HK$1.501.5%
其他
Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending
HK$1.101.1%
須符合條件現金回贈上限: HK$1,000.00 · 每月
上限HK$1.10 / HK$1,000.00
其他
Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending
HK$0.400.4%
現金回贈
計算方式
總回贈HK$1.50
  • Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending: HK$1.10
  • Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending: HK$0.40
條款及細則

計算假設

  • Assumes the full reward limit is still available. 1.1% extra cash rebate per Eligible Account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 1000 HKD · Per Month
  • Limit applies to: 1.1% extra cash rebate per Eligible Account
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • Limit applies to: basic cash rebate
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.

Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 1000 · 適用範圍: 1.1% extra cash rebate per Eligible Account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • extra cash rebate promotion period: 即日起 – 2026-12-31

Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: basic cash rebate · 期間: 未提供 · Type: 未提供
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.
  • Further program terms are linked but are not included in the retained source.
  • cash rebate promotion period: 即日起 – 2026-12-31
其他優惠
餐飲
Jewel World Mastercard dining offers at a wide range of restaurants（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 適用範圍: dining offers · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page does not state a benefit amount or percentage.
  • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
  • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
  • The page links to Mastercard terms; the linked page was not used as evidence.
旅遊
Jewel World Mastercard travel insurance with up to US$100,000 coverage per trip
須符合條件Travel
——

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: insurance coverage · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a coverage amount, not a percentage reward.
  • 須申請或登記。
  • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
  • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
  • The stated protection is overseas medical coverage.
  • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
  • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
  • travel insurance offer: 即日起 – 2026-12-31
交通
Jewel World Mastercard airport limousine service at HK$350 per one-way ride
須符合條件Promotional Price上限: 2 uses · 推廣期總額
——

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 2 · 適用範圍: preferential price one way airport limousine service · 期間: 推廣期總額 · Type: 有限額 · Unit: uses
  • 百分比備註: The source states a preferential price but gives no comparison price.
  • 須申請或登記。
  • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
  • The cardmember can use the HK$350 one-way service twice.
  • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
  • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
  • The cardmember must send a booking request to the service provider by email or telephone.
  • airport limousine service: 即日起 – 2026-12-31
酒店
Jewel World Mastercard complimentary 12-month HoteLux Elite membership
Travel
——

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: HoteLux Elite membership · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a membership duration, not a percentage reward.
  • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
  • Room upgrade, early check-in, and late check-out are subject to availability.
  • The page says Mastercard terms apply; linked terms were not used as evidence.
酒店
One free night at participating luxury hotels with Jewel World Mastercard
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 適用範圍: participating luxury hotel offer · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states one free night, not a percentage or cash amount.
  • 未提供完整適用商戶名單。
  • The page says the offer includes one free night and other offers at participating luxury hotels.
  • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
  • The offer is provided by Mastercard and is subject to related terms.
酒店
Up to 10% off a hotel stay booked through Agoda with Jewel World Mastercard
折扣
——

Category or merchant does not match. • Limit applies to: Agoda hotel stay discount • Merchants: Agoda • Eligible merchants: agoda • The page says to book a stay through Agoda to receive the discount. • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: agoda · Type: 商戶
  • 優惠上限: 適用範圍: Agoda hotel stay discount · 期間: 未提供 · Type: 未提供
  • The page says to book a stay through Agoda to receive the discount.
  • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.
運動及戶外
50% off green fees at participating golf clubs with Jewel World Mastercard
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 運動及戶外 · Type: 類別
  • 優惠上限: 適用範圍: green fee discount · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
  • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
  • The offer is provided by Mastercard and is subject to terms not included in the retained source.
  • green fee offer: 即日起 – 2026-12-31
其他
Jewel World Mastercard new-cardmember HK$1,000 welcome cash rebate
須符合條件現金回贈最低消費: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$10,000.00
  • 優惠上限: 適用範圍: welcome cash rebate · 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
  • 須申請或登記。
  • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
  • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: 即日起 – 2026-12-31
其他
Jewel World Mastercard new-cardmember welcome earning of M$1 per HK$1 spent
須符合條件積分上限: 10,000 Motion$ · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 10000 · 適用範圍: Motion$ earned from eligible retail transactions in the first 2 months · 期間: 推廣期總額 · Type: 有限額 · Unit: Motion$
  • 百分比備註: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
  • 須申請或登記。
  • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
  • Eligible transactions must be made in the first 2 months from card issuance.
  • The maximum is M$10,000, convertible to 10,000 Miles.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: 即日起 – 2026-12-31
其他
CNCBI Jewel World Mastercard perpetual annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: annual fee waiver · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a perpetual annual fee waiver but gives no fee amount.
  • The page describes the annual fee waiver as perpetual.
借貸/分期付款
Jewel World Mastercard merchant installment plan（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: merchant installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.
八達通
Jewel World Mastercard Octopus Automatic Add Value Service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Octopus Automatic Add Value Service · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page names a service but states no amount or percentage benefit.
  • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.
借貸/分期付款
Jewel World Mastercard credit card cash-in installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: cash in installment program · 期間: 未提供 · Type: 未提供
  • 百分比備註: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.
借貸/分期付款
Jewel World Mastercard retail purchase installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: retail purchase installment program · 期間: 未提供 · Type: 未提供
  • 百分比備註: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Apple Pay
Jewel World Mastercard mobile payment service with Apple Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Apple Pay service · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Google Pay
Jewel World Mastercard mobile payment service with Google Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Google Pay service · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.
借貸/分期付款
Jewel World Mastercard up to 57-day interest-fee repayment period
Financing
——

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: repayment period · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source gives a repayment period duration but no interest rate or percentage benefit.
  • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.
酒店
Complimentary 1,000 HoteLux points with Jewel World Mastercard membership
積分
——

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a points amount, not a percentage rate.
  • Included in the complimentary 12-month HoteLux Elite membership.
  • The retained page does not state redemption terms or a cash conversion.
酒店
Complimentary HoteLux Elite breakfast（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Complimentary HoteLux Elite breakfast（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state the number of breakfasts or booking conditions.
酒店
Complimentary HoteLux Elite room upgrade（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Complimentary HoteLux Elite room upgrade（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Room upgrades are subject to availability.
酒店
HoteLux Elite early check-in（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: HoteLux Elite early check in（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Early check-in is subject to availability.
酒店
HoteLux Elite late check-out（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: HoteLux Elite late check out（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Late check-out is subject to availability.
酒店
Up to US$200 in HoteLux hotel dining and spa credits
Gift
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Up to US$200 in HoteLux hotel dining and spa credits · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.
2424/ShanghaiShanghai Commercial Bank Business Credit CardShanghai Commercial Bank Business Credit Card1.4%HK$1.40
Shanghai Commercial Bank Business Credit Card
24Shanghai

Shanghai Commercial Bank Business Credit Card

須符合條件

HK$1.401.4%
其他
現金回贈：1% Cash Rebate
HK$1.001%
須符合條件現金回贈
其他
現金回贈：HK$1 Cash Rebate for every HK$250 purchase
HK$0.400.4%
現金回贈
計算方式
總回贈HK$1.40
  • 現金回贈：1% Cash Rebate: HK$1.00
  • 現金回贈：HK$1 Cash Rebate for every HK$250 purchase: HK$0.40
條款及細則

計算假設

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

現金回贈：1% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Source stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • 須申請或登記。
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31

現金回贈：HK$1 Cash Rebate for every HK$250 purchase

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
其他優惠
海外簽賬
海外簽賬：1.2% Cash Rebate
須符合條件現金回贈
——

Category or merchant does not match. • Source-stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only. • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period. • Eligible overseas spending is any retail and online spending in foreign-currency transactions. • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions. • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement. • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate. • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred. • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Source stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • 須申請或登記。
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible overseas spending is any retail and online spending in foreign-currency transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31
其他
現金回贈：HK$500 Free Spending Credit
須符合條件現金回贈最低消費: HK$7,000.00上限: HK$500.00 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift. • Limit: 500 HKD · Promotion Total • Limit applies to: One Welcome Gift for each Eligible Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 7000 • Applies to all eligible spending, subject to the conditions. • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description. • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months. • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period. • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions. • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned. • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee. • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$7,000.00
  • 優惠上限: 金額: 500 · 適用範圍: One Welcome Gift for each Eligible Credit Card · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift.
  • 須申請或登記。
  • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description.
  • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months.
  • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period.
  • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions.
  • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned.
  • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee.
  • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.
  • Mastercard Platinum Business Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2026-12-31
保險
保險：HK$500 supermarket coupon
須符合條件Gift最低消費: HK$5,000.00上限: HK$500.00 · 推廣期總額
——

Category or merchant does not match. • Fixed supermarket coupon; the source does not state a percentage of the insurance premium. • Limit: 500 HKD · Promotion Total • Limit applies to: Each eligible General Insurance Policy arranged during the Promotion Period • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligible categories: 保險 • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period. • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card. • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong. • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 保險 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Each eligible General Insurance Policy arranged during the Promotion Period · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Fixed supermarket coupon; the source does not state a percentage of the insurance premium.
  • 須申請或登記。
  • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period.
  • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card.
  • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong.
  • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.
  • Selected Commercial Insurance Products Offer Promotion Period: 2025-02-17 – 2026-12-31
保險
保險：Free Corporate Liability
Other
——

This benefit does not apply to a purchase. • The page names a free corporate-liability benefit but gives no amount, coverage, cap, validity period or percentage. • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges. • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page names a free corporate liability benefit but gives no amount, coverage, cap, validity period or percentage.
  • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges.
  • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.
其他
折扣優惠：Discounts on software and services for each Business Credit Card
折扣
——

This benefit does not apply to a purchase. • The page states a discount benefit but gives no rate or cap. • The page states that each Business Credit Card comes with a range of software and services discounts. • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally. • The external Easysavings Specials site is a link target and is not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a discount benefit but gives no rate or cap.
  • The page states that each Business Credit Card comes with a range of software and services discounts.
  • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally.
  • The external Easysavings Specials site is a link target and is not used as evidence.
其他
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
其他
積分獎賞：Bonus Point Reward Scheme for the Visa Business Credit Card（優惠值未列明）
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
其他
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
其他
現金回贈：HK$1 Cash Rebate for every HK$250 purchase
現金回贈
HK$0.400.4%

Not counted: this offer has the same calculation values as another offer. • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme. • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
其他
積分獎賞：Bonus Point Reward Scheme for the Dual Currency Diamond Corporate Credit Card（優惠值未列明）
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
其他
費用豁免：Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
其他
分期優惠：Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a maximum number of days and payment conditions, not a spending percentage. • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days. • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills. • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a maximum number of days and payment conditions, not a spending percentage.
  • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days.
  • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills.
  • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.
  • KFS Effective Date: 2026-04-20 – 未提供
其他
費用豁免：Paper Statement Fee waived for Business / Corporate Credit Cards customers
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers. • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fee waiver, not a spending percentage.
  • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers.
  • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.
  • KFS Effective Date: 2026-04-20 – 未提供
2525/StandardStandard Chartered Smart Credit CardStandard Chartered Smart Credit Card1.2%HK$1.20
Standard Chartered Smart Credit Card
25Standard

Standard Chartered Smart Credit Card

須符合條件

HK$1.201.2%
其他
Smart Card 合資格交易賺取 1.2% Basic CashBack
HK$1.201.2%
現金回贈resident最低消費: HK$15,000.00
計算方式
總回贈HK$1.20
  • Smart Card 合資格交易賺取 1.2% Basic CashBack: HK$1.20
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable..
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Limit: unlimited.
  • Limit applies to: Eligible Transactions
  • Eligibility: Phase Spend Min: 15000
  • Applies to all eligible spending, subject to the conditions.
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.

Smart Card 合資格交易賺取 1.2% Basic CashBack

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$15,000.00
  • 優惠上限: 適用範圍: Eligible Transactions · Currency: HKD · 期間: per statement period · Type: 無上限 · Unit: 貨幣
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗

其他優惠
其他
指定商戶消費賺取 4.44% 額外 CashBack
現金回贈resident最低消費: HK$4,000.00上限: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: 適用範圍: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: 商戶
  • 要求: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • 優惠上限: 金額: 5000 · 適用範圍: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗

其他
指定商戶消費賺取 3.80% 額外 CashBack
現金回贈resident上限: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: 適用範圍: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: 商戶
  • 優惠上限: 金額: 5000 · 適用範圍: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗

其他
Smart Card 合資格交易賺取 0.56% Basic CashBack
現金回贈resident最低消費: HK$4,000.00
——

Purchase inputs do not meet the eligibility rules. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: unlimited. • Limit applies to: Eligible Transactions • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending. • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: 全部
  • 要求: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • 優惠上限: 適用範圍: Eligible Transactions · Currency: HKD · 期間: per statement period · Type: 無上限 · Unit: 貨幣
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03

開啟優惠來源 ↗

海外簽賬
外幣零售簽賬豁免 1.95% 費用
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions. • The retained HTML does not make clear whether the waiver is limited to transactions made during travel. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 適用範圍: Foreign currency retail transactions · 期間: 未提供 · Type: 未提供
  • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions.
  • The retained HTML does not make clear whether the waiver is limited to transactions made during travel.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

其他
FPS 提取現金：豁免利息及手續費（優惠值未列明）
Financingresident上限: HK$60,000.00 · 每月
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 60000 HKD · Per Month • Limit applies to: Cash out via FPS • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS. • The retained HTML does not state further eligibility, timing, or redemption conditions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 60000 · 適用範圍: Cash out via FPS · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS.
  • The retained HTML does not state further eligibility, timing, or redemption conditions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

其他
Smart Card 年費全免（優惠值未列明）
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual fee • The product page states “No annual fees. Ever.” • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Annual fee · 期間: 未提供 · Type: 未提供
  • The product page states “No annual fees. Ever.”
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

開啟優惠來源 ↗

借貸/分期付款
Smart Card 現金透支免手續費（優惠值未列明）
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Cash advance fee • The product page states “No Cash advance fees. Ever.” • This is separate from the FPS cash-out interest and handling-fee waiver. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Cash advance fee · 期間: 未提供 · Type: 未提供
  • The product page states “No Cash advance fees. Ever.”
  • This is separate from the FPS cash-out interest and handling-fee waiver.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

開啟優惠來源 ↗

海外簽賬
Smart Credit Card foreign currency transaction charges waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on foreign currency transactions • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: reimbursement charges on foreign currency transactions · 期間: 未提供 · Type: 未提供
  • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.
海外簽賬
Smart Credit Card overseas HKD transaction charges waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: reimbursement charges on HKD transactions incurred outside Hong Kong SAR · 期間: 未提供 · Type: 未提供
  • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.
賬單及公用事業
Smart Card payments and transfers without handling fees（優惠值未列明）
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Handling fees for the listed payment and transfer services • Eligible categories: 賬單及公用事業 • The page lists rent, education expenses, car park fees, and payments to family and friends. • The retained HTML does not state the full eligibility, cap, or date terms for this service. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: 適用範圍: 賬單及公用事業 · Type: 類別
  • 優惠上限: 適用範圍: Handling fees for the listed payment and transfer services · 期間: 未提供 · Type: 未提供
  • The page lists rent, education expenses, car park fees, and payments to family and friends.
  • The retained HTML does not state the full eligibility, cap, or date terms for this service.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

借貸/分期付款
Smart Card statement instalment plan: up to HKD 1,200 Cashback
現金回贈resident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: CashBack for the Credit Card Statement Instalment Plan • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: CashBack for the Credit Card Statement Instalment Plan · 期間: 未提供 · Type: 未提供
  • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

借貸/分期付款
Smart Card statement instalment plan: chance to win HKD 14,000 Cashback
Prizeresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Chance to win Cashback in the Credit Card Statement Instalment Plan · 期間: 未提供 · Type: 未提供
  • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

其他
Smart Card Bonus Saver campaign: up to HKD 1,200 annual rebate
現金回贈resident最低消費: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual Bonus Saver rebate • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card. • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML. • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · 客戶類別: 新客戶 · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$10,000.00
  • 優惠上限: 適用範圍: Annual Bonus Saver rebate · 期間: 未提供 · Type: 未提供
  • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card.
  • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML.
  • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

其他
Smart Card Bonus Saver campaign: Standard Chartered Mickey Keep It Real 999.9 Gold Coin（優惠值未列明）
Giftresident最低消費: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Bonus Saver campaign gold coin • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign. • The source does not state the coin quantity or full eligibility terms in the retained HTML. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · 客戶類別: 新客戶 · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$10,000.00
  • 優惠上限: 適用範圍: Bonus Saver campaign gold coin · 期間: 未提供 · Type: 未提供
  • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign.
  • The source does not state the coin quantity or full eligibility terms in the retained HTML.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

借貸/分期付款
Smart Card Statement Instalment Plan with 0% handling fee
須符合條件Financing
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: unlimited. • Limit applies to: eligible 3-month Credit Card Statement Instalment Plans • Application, registration or activation required. See conditions. • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval. • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026. • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention. • The promotion states 0% handling fee. It does not state a 0% interest rate.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: eligible 3 month Credit Card Statement Instalment Plans · 期間: 推廣期總額 · Type: 無上限 · Unit: plans
  • 須申請或登記。
  • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval.
  • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026.
  • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention.
  • The promotion states 0% handling fee. It does not state a 0% interest rate.
  • promotion period: 2026-10-01 – 2026-10-31
其他
Smart Credit Card interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card interest-free period • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Smart Card interest free period · 期間: 未提供 · Type: 未提供
  • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.
其他
Smart Credit Card delinquent APR waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card delinquent APR or default rate • The Smart Card KFS lists the delinquent APR/default rate as waived.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Smart Card delinquent APR or default rate · 期間: 未提供 · Type: 未提供
  • The Smart Card KFS lists the delinquent APR/default rate as waived.
其他
Smart Credit Card additional late fee waived （優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Late Fee for three or more consecutive months without minimum payment • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Late Fee for three or more consecutive months without minimum payment · 期間: 未提供 · Type: 未提供
  • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.
海外簽賬
外幣零售簽賬賺取 1.2% CashBack
現金回贈resident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview states 1.2% Cashback on foreign currency retail transactions. • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward. • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • 適用資格: 適用對象: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 適用範圍: Foreign currency retail transactions · 期間: 未提供 · Type: 未提供
  • The product overview states 1.2% Cashback on foreign currency retail transactions.
  • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward.
  • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

開啟優惠來源 ↗

2626/CitiCiti Student CardCiti Student Card · 信用卡示意圖1%HK$1.00
Citi Student Card · 信用卡示意圖
26Citi

Citi Student Card

須符合條件

HK$1.001%
其他
現金回贈：1% spending rebate
HK$1.001%
現金回贈student
計算方式
總回贈HK$1.00
  • 現金回贈：1% spending rebate: HK$1.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Student.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Student
  • The source states a single 1% spending-rebate rate and no cap.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The benefit is displayed for Citi The Club Credit Card(Student).
  • The source states 1% spending rebate at other merchants with no cap.
  • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

現金回贈：1% spending rebate

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a single 1% spending rebate rate and no cap.
  • The benefit is displayed for Citi The Club Credit Card(Student).
  • The source states 1% spending rebate at other merchants with no cap.
  • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.
其他優惠
其他
現金回贈：0.5% Octopus Cash Rebate
現金回贈student
HK$0.500.5%

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate. • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate.
  • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.
八達通
八達通：HK$500 Octopus Automatic Add Value Service (AAVS) embedded
Otherstudent
——

This benefit does not apply to a purchase. • Audience: Student • This is a card-service feature, not a percentage reward or a stated cap. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded. • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card service feature, not a percentage reward or a stated cap.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded.
  • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.
本地交通
本地交通：15% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
交通
交通：5% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Tunnel Tolls as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 交通 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Tunnel Tolls as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
停車場／泊車
停車場／泊車：5% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Parking; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 停車場／泊車 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Parking as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 停車場／泊車 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 5% rebate on Parking; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Parking as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
汽油／電動車充電
汽油／電動車充電：5% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 汽油／電動車充電 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Electric Vehicle Charge Fees as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 汽油／電動車充電 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Electric Vehicle Charge Fees as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
購物
購物：Up to 3% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
娛樂
娛樂：Up to 3% Points Rebate
積分student
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
手機支付
手機支付：1% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment-method list is stated in the local source. • Eligible categories: 手機支付 • The benefit is displayed for Citi Rewards Card (Student). • The source states 1% Points Rebate for all local Mobile payments. • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment method list is stated in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states 1% Points Rebate for all local Mobile payments.
  • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.
購物
購物：Up to 3% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards UnionPay Card(Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
娛樂
娛樂：Up to 3% Points Rebate
積分student
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards UnionPay Card(Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
海外簽賬
海外簽賬：2% rebate
現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on foreign-currency spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies foreign-currency spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The page states a 2% rebate on foreign currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies foreign-currency spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
本地餐飲
本地餐飲：2% rebate
現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 本地餐飲 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies local dining spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies local dining spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
酒店
酒店：2% rebate
現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 酒店 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies hotel spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies hotel spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
海外簽賬
海外簽賬：Up to HK$3 = 1 mile
積分student
——

Category or merchant does not match. • Audience: Student • The source states a points-to-mile earning ratio, not a cash-equivalent percentage. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi PremierMiles Card(Student). • The page states Up to HK$3 = 1 mile for overseas spending. • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a points to mile earning ratio, not a cash equivalent percentage.
  • The benefit is displayed for Citi PremierMiles Card(Student).
  • The page states Up to HK$3 = 1 mile for overseas spending.
  • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.
其他
積分獎賞：5X points
積分student
——

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a points multiplier, not a cash-equivalent percentage. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi HKTVmall Card(Student). • The source states 5X points for non-HKTVmall spending every Monday. • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a points multiplier, not a cash equivalent percentage.
  • The benefit is displayed for Citi HKTVmall Card(Student).
  • The source states 5X points for non-HKTVmall spending every Monday.
  • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.
本地網購
Hktvmall：5% instant discount
須符合條件折扣studentciti hktvmall card payment channel
——

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a 5% instant discount; no numeric cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: citi-hktvmall-card-payment-channel • Merchants: hktvmall • Eligible merchants: hktvmall • The benefit is displayed for Citi HKTVmall Card(Student). • The discount applies every Thursday at HKTVmall. • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels. • The local source does not state an expiry date or excluded-item list.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: hktvmall · Type: 商戶
  • 要求: 付款方式: citi hktvmall card payment channel
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a 5% instant discount; no numeric cap is stated.
  • 須申請或登記。
  • The benefit is displayed for Citi HKTVmall Card(Student).
  • The discount applies every Thursday at HKTVmall.
  • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels.
  • The local source does not state an expiry date or excluded-item list.
電子產品
電子產品：5%
折扣student上限: HK$650.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Apple Products and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Apple Products saving under the 2026 Campus Perk • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 優惠上限: 金額: 650 · 適用範圍: Apple Products saving under the 2026 Campus Perk · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 5% off Apple Products and a maximum saving of HK$650.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.
  • 2026 Campus Perk Apple Products discount: 即日起 – 2026-10-31
電子產品
電子產品：HK$175 csl e-Voucher
Giftstudent最低消費: HK$3,500.00上限: HK$175.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 175 HKD · Per Transaction • Limit applies to: HK$3,500-HK$3,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 3500 • Eligibility: Transaction Spend Below: 4000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$3,500.00
  • 要求: Transaction Spend Below Cents: HK$4,000.00
  • 優惠上限: 金額: 175 · 適用範圍: HK$3,500 HK$3,999 Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：HK$200 csl e-Voucher
Giftstudent最低消費: HK$4,000.00上限: HK$200.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 200 HKD · Per Transaction • Limit applies to: HK$4,000-HK$7,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 4000 • Eligibility: Transaction Spend Below: 8000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$4,000.00
  • 要求: Transaction Spend Below Cents: HK$8,000.00
  • 優惠上限: 金額: 200 · 適用範圍: HK$4,000 HK$7,999 Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：HK$400 csl e-Voucher
Giftstudent最低消費: HK$8,000.00上限: HK$400.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 400 HKD · Per Transaction • Limit applies to: HK$8,000-HK$12,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 8000 • Eligibility: Transaction Spend Below: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$8,000.00
  • 要求: Transaction Spend Below Cents: HK$13,000.00
  • 優惠上限: 金額: 400 · 適用範圍: HK$8,000 HK$12,999 Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：HK$650 csl e-Voucher
Giftstudent最低消費: HK$13,000.00上限: HK$650.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 650 HKD · Per Transaction • Limit applies to: HK$13,000 or above Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$13,000.00
  • 優惠上限: 金額: 650 · 適用範圍: HK$13,000 or above Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：5%
折扣student最低消費: HK$5,500.00上限: HK$400.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products and a maximum saving of HK$400. • Limit: 400 HKD · Promotion Total • Limit applies to: Standard Windows Products saving under the 2026 Campus Perk • Minimum spend: Period: per_transaction; Spend: 5500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$5,500.00
  • 優惠上限: 金額: 400 · 適用範圍: Standard Windows Products saving under the 2026 Campus Perk · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 5% off Windows Products and a maximum saving of HK$400.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.
  • 2026 Campus Perk Windows Products standard discount: 即日起 – 2026-11-30
電子產品
電子產品：5%
折扣student最低消費: HK$3,500.00上限: HK$650.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Windows Products Flash Deal saving • Minimum spend: Period: per_transaction; Spend: 3500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650. • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$3,500.00
  • 優惠上限: 金額: 650 · 適用範圍: Windows Products Flash Deal saving · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650.
  • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.
  • 2026 Campus Perk Windows Products Flash Deal: 即日起 – 2026-10-31
其他
分期優惠：Interest-free period up to 58 days
Financingstudent
——

This benefit does not apply to a purchase. • Audience: Student • This is a financing term; the local KFS gives no percentage or fixed cash-equivalent comparison basis. • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025. • The KFS states an interest-free period of up to 58 days for retail purchases. • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a financing term; the local KFS gives no percentage or fixed cash equivalent comparison basis.
  • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025.
  • The KFS states an interest-free period of up to 58 days for retail purchases.
  • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.
2727/CitiCiti Cash Back CardCiti Cash Back Card1%HK$1.00
Citi Cash Back Card
27Citi

Citi Cash Back Card

須符合條件

HK$1.001%
其他
Citi Cash Back Card 1% spending rebate
HK$1.001%
現金回贈
計算方式
總回贈HK$1.00
  • Citi Cash Back Card 1% spending rebate: HK$1.00
條款及細則

計算假設

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest-free plan. No numeric cap is stated.
  • Applies to all eligible spending, subject to the conditions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively.
  • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due.
  • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended.
  • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions.
  • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

Citi Cash Back Card 1% spending rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest free plan. No numeric cap is stated.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively.
  • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due.
  • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended.
  • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions.
  • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

開啟優惠來源 ↗

其他優惠
海外簽賬
Citi Cash Back Card 2% foreign-currency rebate
現金回贈
——

Category or merchant does not match. • The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign-currency spending. • Eligible categories: 海外簽賬 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card. • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign currency spending.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card.
  • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

開啟優惠來源 ↗

本地餐飲
Citi Cash Back Card 2% local dining rebate
現金回贈
——

Category or merchant does not match. • The source states a 2% Local Dining Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local dining transactions. • Eligible categories: 本地餐飲 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Dining Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong dining outlets classified as restaurants or dining merchants by the relevant card-association merchant codes. • Hotel, banquet, private-function, private-room, department-store, association and clubhouse transactions, and food and beverage services provided by designated merchants in other spending categories, do not count as Eligible Local Dining Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a 2% Local Dining Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local dining transactions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% Local Dining Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong dining outlets classified as restaurants or dining merchants by the relevant card-association merchant codes.
  • Hotel, banquet, private-function, private-room, department-store, association and clubhouse transactions, and food and beverage services provided by designated merchants in other spending categories, do not count as Eligible Local Dining Transactions.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

開啟優惠來源 ↗

酒店
Citi Cash Back Card 2% local hotel spending rebate
現金回贈
——

Category or merchant does not match. • The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions. • Eligible categories: 酒店 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes. • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes.
  • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

開啟優惠來源 ↗

其他
Citi Cash Back Card HK$1,200 welcome cash rebate
須符合條件現金回贈resident
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer; Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential-address proof, and proof of income or assets. • Fixed HK$1,200 welcome cash rebate; the local source gives no eligible-spend denominator. • Application, registration or activation required. See conditions. • The application section displays a welcome offer of HK$1,200 Cash Rebate. • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older. • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents. • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

  • 適用資格: 適用對象: resident · 客戶類別: 新客戶 · Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential address proof, and proof of income or assets.
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed HK$1,200 welcome cash rebate; the local source gives no eligible spend denominator.
  • 須申請或登記。
  • The application section displays a welcome offer of HK$1,200 Cash Rebate.
  • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older.
  • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents.
  • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred.
  • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

開啟優惠來源 ↗

其他
Citi Cash Back Card referral cash rebate of HK$3,300
現金回贈
——

This benefit does not apply to a purchase. • Customer: Existing customer • Fixed referral cash rebate; no eligible-spend denominator is stated. • The page presents this benefit to an existing Citi Credit Cardmember. • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends. • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed referral cash rebate; no eligible spend denominator is stated.
  • The page presents this benefit to an existing Citi Credit Cardmember.
  • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends.
  • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred.
  • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

開啟優惠來源 ↗

其他
Citi Cash Back Card PayLite Installment Program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

開啟優惠來源 ↗

其他
Citi Cash Back Card FlexiBill Installment Program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

開啟優惠來源 ↗

其他
Citi Cash Back Card Quick Cash Installment Program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the Quick Cash Installment Program and describes it as providing instant cash. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the Quick Cash Installment Program and describes it as providing instant cash.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

開啟優惠來源 ↗

其他
Citi World Privileges deals and discounts（優惠值未列明）
折扣
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries. • No named merchant list or individual discount rule is provided in this local source.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries.
  • No named merchant list or individual discount rule is provided in this local source.

開啟優惠來源 ↗

其他
Citi Cash Back Card Citi Mobile App access（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions. • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No numeric rate or fixed comparison basis is stated on the local page.
  • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions.
  • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

開啟優惠來源 ↗

其他
Citi Cash Back Card contactless-payment extra rewards（優惠值未列明）
Lifestylecontactless
——

This benefit does not apply to a purchase. • The page states extra rewards but gives no numeric amount or percentage. • Eligibility: Payment Methods: contactless • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards. • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: contactless
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states extra rewards but gives no numeric amount or percentage.
  • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards.
  • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

開啟優惠來源 ↗

其他
Citi Cash Back Card interest-free period up to 58 days
Financing
——

This benefit does not apply to a purchase. • The KFS states a duration, not a percentage or cash-equivalent rate. • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days. • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The KFS states a duration, not a percentage or cash equivalent rate.
  • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days.
  • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

開啟優惠來源 ↗

其他
Citi Cash Back Card The Peninsula Hong Kong Cake E-Voucher (HK$538 value)
須符合條件Giftresidentapple pay / samsung pay / google pay
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • The reward is a voucher and has no eligible-spend denominator. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card. • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records. • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application. • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible. • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance. • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate. • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline. • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued. • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost. • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful. • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.

  • 適用資格: 適用對象: resident · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 要求: 付款方式: apple pay / samsung pay / google pay
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The reward is a voucher and has no eligible spend denominator.
  • 須申請或登記。
  • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card.
  • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records.
  • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application.
  • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible.
  • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance.
  • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions.
  • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate.
  • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline.
  • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued.
  • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost.
  • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful.
  • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.
  • Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31

開啟優惠來源 ↗

其他
Citi Cash Back Card HK$500 cash rebate alternative reward
須符合條件現金回贈residentapple pay / samsung pay / google pay
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • Fixed alternative cash rebate; no eligible-spend denominator is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable. • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.

  • 適用資格: 適用對象: resident · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 要求: 付款方式: apple pay / samsung pay / google pay
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed alternative cash rebate; no eligible spend denominator is stated.
  • 須申請或登記。
  • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable.
  • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.
  • Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31

開啟優惠來源 ↗

2828/CitiCiti The Club Credit CardCiti The Club Credit Card1%HK$1.00
Citi The Club Credit Card
28Citi

Citi The Club Credit Card

須符合條件

HK$1.001%
其他
Citi The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spend
HK$1.001%
積分
計算方式
總回贈HK$1.00
  • Citi The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spend: HK$1.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 1 Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The conversion ratio may change; Clubpoints are not cash and cannot be converted into cash.
  • Limit: unlimited.
  • Limit applies to: Basic Clubpoints rebate on eligible transactions
  • Applies to all eligible spending, subject to the conditions.
  • Earn 1 Clubpoint for every HK$20 of eligible local or overseas posted retail spending. The principal cardholder's valid The Club account must be linked to the card. Exclusions include cash advances, fees and charges, loan and instalment withdrawals, Inland Revenue Department payments, casino transactions, ordinary online bill payments, insurance, charity and non-profit transactions, FPS transactions, and unposted, cancelled, refunded, falsified, unauthorized, or abusive transactions.
  • Clubpoints are credited to the principal cardholder's The Club account. The current 5-to-1 redemption ratio applies to selected HKT and Club Shopping e-Cash Vouchers and may change.

Citi The Club Credit Card earns 1 Clubpoint per HK$20 in eligible spend

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Basic Clubpoints rebate on eligible transactions · 期間: 未提供 · Type: 無上限
  • 百分比備註: Cash equivalent calculation: 1 Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The conversion ratio may change; Clubpoints are not cash and cannot be converted into cash.
  • Earn 1 Clubpoint for every HK$20 of eligible local or overseas posted retail spending. The principal cardholder's valid The Club account must be linked to the card. Exclusions include cash advances, fees and charges, loan and instalment withdrawals, Inland Revenue Department payments, casino transactions, ordinary online bill payments, insurance, charity and non-profit transactions, FPS transactions, and unposted, cancelled, refunded, falsified, unauthorized, or abusive transactions.
  • Clubpoints are credited to the principal cardholder's The Club account. The current 5-to-1 redemption ratio applies to selected HKT and Club Shopping e-Cash Vouchers and may change.
  • Basic Clubpoint Program: 2022-03-07 – 2026-12-31

開啟優惠來源 ↗

其他優惠
其他
Designated merchants earn 3 bonus Clubpoints per HK$20 with Citi The Club Credit Card
積分上限: HK$300.00 · per statement period
——

Category or merchant does not match. • Cash-equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash. • Limit: 300 HKD · Per Statement Period • Limit applies to: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf • Eligible merchants: bestarfilm-cinemas, broadway-circuit, cafe-togather-by-log-on, cinema-city, circle-k, city-super, city-super-neighbourhood, hair-corner, hyatt-regency-hong-kong-sha-tin, hyatt-regency-hong-kong-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, klook, lei-garden, lobby-by-hair-corner-apm, lobby-by-hair-corner-the-wai, log-on, mcdonalds, mcl-cinemas, pinkoi, quality-healthcare-medical-services, royce, saloon-kowloon-tong, saloon-roarguns-pacific-place, smart-charge, so-sweet-kids-salon-tsim-sha-tsui, starbucks, vita-green • The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component. • A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise. • The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: bestarfilm cinemas / broadway circuit / cafe togather by log on / cinema city / circle k / city super / city super neighbourhood / hair corner / hyatt regency hong kong sha tin / hyatt regency hong kong tsim sha tsui / jpaw hair salon tsim sha tsui / klook / lei garden / lobby by hair corner apm / lobby by hair corner the wai / log on / mcdonalds / mcl cinemas / pinkoi / quality healthcare medical services / royce / saloon kowloon tong / saloon roarguns pacific place / smart charge / so sweet kids salon tsim sha tsui / starbucks / vita green · Type: 商戶
  • 優惠上限: 金額: 300 · 適用範圍: Bonus Clubpoints across the Designated Merchants listed in merchants.pdf · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 3 bonus Clubpoints per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. 3 × HK$0.20 = HK$0.60; HK$0.60 / HK$20 × 100 = 3%. No rounding is required. The source cap is 1,500 Clubpoints per statement cycle; 1,500 × HK$0.20 = HK$300. The conversion ratio may change; Clubpoints are not cash.
  • The source states 3 bonus Clubpoints for each HK$20 at Designated Merchants, in addition to the 1% Basic Clubpoint Program. The combined headline is up to 4%; this offer records only the 3% bonus component.
  • A maximum of 1,500 bonus Clubpoints per principal cardholder's The Club account applies per statement cycle. Online and local non-online transaction eligibility varies by merchant as shown in merchants.pdf. Third-party payment methods, including Alipay, PayPal, and WeChat Pay, are excluded unless the merchant listing states otherwise.
  • The cardholder must keep a valid linked The Club membership account. The merchant list gives each merchant's own promotion dates and eligible transaction channels.
  • BESTARFILM Cinemas: 2026-01-01 – 2026-12-31
  • Broadway Circuit: 2022-08-22 – 2027-12-31
  • cafe ToGather by LOG-ON: 2023-04-01 – 2027-03-31
  • Cinema City: 2022-08-22 – 2027-12-31
  • Circle K: 2022-04-01 – 2027-03-31
  • city'super: 2022-04-01 – 2027-03-31
  • city'super neighbourhood: 2024-06-21 – 2027-03-31
  • Hair Corner: 2023-03-01 – 2027-03-31
  • Hyatt Regency Hong Kong, Sha Tin: 2022-04-01 – 2027-03-31
  • Hyatt Regency Hong Kong, Tsim Sha Tsui: 2022-04-01 – 2027-03-31
  • JPAW HAIR SALON (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
  • Klook: 2022-04-01 – 2027-03-31
  • Lei Garden: 2023-01-01 – 2026-12-31
  • Lobby by Hair Corner (APM): 2023-03-01 – 2027-03-31
  • Lobby by Hair Corner (The Wai): 2024-04-01 – 2027-03-31
  • LOG-ON: 2022-04-01 – 2027-03-31
  • McDonald's: 2022-04-01 – 2027-03-31
  • MCL Cinemas: 2022-11-01 – 2026-12-31
  • Pinkoi: 2023-04-01 – 2027-03-31
  • Quality HealthCare Medical Services: 2022-05-09 – 2027-12-31
  • ROYCE': 2023-04-01 – 2027-03-31
  • Saloon (Kowloon Tong): 2023-03-01 – 2027-03-31
  • Saloon Roarguns (Pacific Place): 2023-03-01 – 2027-03-31
  • Smart Charge: 2023-03-01 – 2027-03-31
  • So Sweet Kids Salon (Tsim Sha Tsui): 2023-03-01 – 2027-03-31
  • Starbucks: 2024-02-01 – 2026-12-31
  • Vita Green: 2022-04-01 – 2027-03-31

開啟優惠來源 ↗

電訊
Citi The Club Credit Card earns up to 3% Clubpoints rebate on monthly auto-bill payments
積分
——

Category or merchant does not match. • Limit applies to: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto-bill payments • Eligible merchants: 1010, csl, netvigator, now-tv • This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%. • The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 1010 / csl / netvigator / now tv · Type: 商戶
  • 優惠上限: 適用範圍: Up to 3% Clubpoints rebate earned through The Club Membership Program on qualifying monthly auto bill payments · 期間: 未提供 · Type: 未提供
  • This is the up-to-3% component earned through The Club Membership Program; the separate 1% Basic Clubpoint Program also applies, for a source-stated total of up to 4%.
  • The payment must be a recurring auto-bill payment with csl, 1O1O, Now TV, or NETVIGATOR. The cardholder is not eligible for the bonus after cancelling the relevant auto-bill payment. Maintain a valid linked The Club account.
  • Auto-bill payment of csl, 1O1O, Now TV, or NETVIGATOR: 2022-04-01 – 2026-12-31

開啟優惠來源 ↗

網上購物
Club Shopping purchases earn 1 extra Clubpoint per HK$20 with Citi The Club Credit Card
積分上限: HK$100.00 · per statement period
——

Category or merchant does not match. • Cash-equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash. • Limit: 100 HKD · Per Statement Period • Limit applies to: Extra 1% Clubpoints rebate on Club Shopping spending • Eligible merchants: club-shopping • This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle. • The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: club shopping · Type: 商戶
  • 優惠上限: 金額: 100 · 適用範圍: Extra 1% Clubpoints rebate on Club Shopping spending · Currency: HKD · 期間: per statement period · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 1 extra Clubpoint per HK$20; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$20 × 100 = 1%. No rounding is required. The source cap is 500 Clubpoints per statement cycle; 500 × HK$0.20 = HK$100. The conversion ratio may change; Clubpoints are not cash.
  • This is the extra 1% issued by Citibank for Club Shopping website or app purchases. The source cap is 500 Clubpoints per principal cardholder's The Club account per statement cycle.
  • The separate 1% Basic Clubpoint Program and 2% Club Membership Program reward are not included in this component. The full source-stated total is 4% and is not emitted as an additional reward.
  • Extra Citi Clubpoint rebate on Club Shopping: 2022-04-01 – 2026-12-31

開啟優惠來源 ↗

網上購物
Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program
積分
——

Category or merchant does not match. • Cash-equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e-Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash. • Limit applies to: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program • Eligible merchants: club-shopping • The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: club shopping · Type: 商戶
  • 優惠上限: 適用範圍: Club Shopping earns 2 Clubpoints per HK$10 through The Club Membership Program · 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: 1 Clubpoint per HK$10 through The Club Membership Program; the stated current conversion is 5 Clubpoints = HK$1 for selected HKT and Club Shopping e Cash Vouchers. HK$1 / 5 = HK$0.20; HK$0.20 / HK$10 × 100 = 2%. No rounding is required. The conversion ratio may change; Clubpoints are not cash.
  • The Club Shopping Website or mobile app awards regular shop-to-earn Clubpoints at 1 Clubpoint per HK$10 spending per order, subject to The Club Shopping terms. This 2% component is separate from the 1% Basic Clubpoint Program and the extra 1% Citibank component.
  • Club Shopping regular shop-to-earn Clubpoints: 2022-04-01 – 2026-12-31

開啟優惠來源 ↗

其他
Citi The Club Credit Card charges no annual fee（優惠值未列明）
Other
——

This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card charges no annual fee（優惠值未列明） • The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Citi The Club Credit Card charges no annual fee（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • The card page says there is no annual fee. The fees schedule lists the annual membership fee as not applicable for both principal and supplementary Citi The Club Credit Cards.
  • Annual membership fee shown in the Citi Credit Card Fees Schedule: 2025-12-01 – 未提供

開啟優惠來源 ↗

網上購物
Selected Club Shopping products receive 5% off
須符合條件折扣
——

Category or merchant does not match. • Limit applies to: Selected Club Shopping products receive 5% off • Application, registration or activation required. See conditions. • Eligible merchants: club-shopping • The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: club shopping · Type: 商戶
  • 優惠上限: 適用範圍: Selected Club Shopping products receive 5% off · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The discount applies only to selected products on Club Shopping. Enter promo code CITICLUB at checkout. The source does not state a promotion end date.

開啟優惠來源 ↗

藥房／保健品
Vita Green designated products receive 4% off
折扣
——

Category or merchant does not match. • Limit applies to: Vita Green designated products receive 4% off • Eligible merchants: vita-green • The offer applies to designated products in Vita Green stores. The merchant's terms apply; the source asks cardholders to confirm details with the merchant.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: vita green · Type: 商戶
  • 優惠上限: 適用範圍: Vita Green designated products receive 4% off · 期間: 未提供 · Type: 未提供
  • The offer applies to designated products in Vita Green stores. The merchant's terms apply; the source asks cardholders to confirm details with the merchant.
  • Vita Green promotion: 即日起 – 2027-03-31

開啟優惠來源 ↗

戲院
BESTARFILM designated combo receives 10% instant discount
須符合條件折扣
——

Category or merchant does not match. • Limit applies to: BESTARFILM designated combo receives 10% instant discount • Application, registration or activation required. See conditions. • Eligible merchants: bestarfilm-cinemas • Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: bestarfilm cinemas · Type: 商戶
  • 優惠上限: 適用範圍: BESTARFILM designated combo receives 10% instant discount · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Buy a Designated Combo at any BESTARFILM Cinemas concession counter with Citi The Club Credit Card and state the intention to use the offer. One redemption per transaction. Cannot be combined with other promotional offers. Card account must be valid and in good standing.
  • 10% Instant Discount on the Designated Combo: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

美容／個人護理
Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off
折扣
——

Category or merchant does not match. • Customer: New customer • Limit applies to: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off • Eligible merchants: craft-by-hair-corner-tsim-sha-tsui, jpaw-hair-salon-tsim-sha-tsui, lobby-by-hair-corner-the-wai, saloon • For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: craft by hair corner tsim sha tsui / jpaw hair salon tsim sha tsui / lobby by hair corner the wai / saloon · Type: 商戶
  • 優惠上限: 適用範圍: Selected Hair Corner, JPAW and Saloon Hair Spa services receive up to 50% off · 期間: 未提供 · Type: 未提供
  • For first-time shop-visit customers only. The offer applies to Hair SPA services at Craft by Hair Corner (Tsim Sha Tsui), JPAW HAIR SALON (Tsim Sha Tsui), Lobby by Hair Corner (The Wai), or Saloon. Terms apply; the page does not give a complete service list.
  • Hair SPA promotion at the named salons: 即日起 – 2027-03-31

開啟優惠來源 ↗

美容／個人護理
Selected hair salons award a free Japan Hair Care products set
Gift
——

Category or merchant does not match. • Customer: New customer • Limit applies to: Selected hair salons award a free Japan Hair Care products set • Eligible merchants: hair-corner-tsim-sha-tsui, lobby-by-hair-corner-apm, saloon-roarguns-pacific-place, so-sweet-kids-salon-tsim-sha-tsui • First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: hair corner tsim sha tsui / lobby by hair corner apm / saloon roarguns pacific place / so sweet kids salon tsim sha tsui · Type: 商戶
  • 優惠上限: 適用範圍: Selected hair salons award a free Japan Hair Care products set · 期間: 未提供 · Type: 未提供
  • First-time shop-visit customers only. Hair Corner (Tsim Sha Tsui) and Lobby by Hair Corner (APM) specify a Chemical Hair service described as “over HK$1,000 or above”. Saloon Roarguns (Pacific Place) and So Sweet Kids Salon (Tsim Sha Tsui) specify a Hair service over HK$1,000. The exact threshold wording differs by venue.
  • Free Japan Hair Care products set promotion: 即日起 – 2027-03-31

開啟優惠來源 ↗

高級餐廳
Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off
折扣
——

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong tsim sha tsui cafe · Type: 商戶
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe buffets receive 12% off · 期間: 未提供 · Type: 未提供
  • Dine-in only. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list also states that hotel dining offers do not apply to in-room services.
  • Tsim Sha Tsui Cafe buffet offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

咖啡店／烘焙／甜品
Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off
折扣
——

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-cafe • The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong tsim sha tsui cafe · Type: 商戶
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Tsim Sha Tsui Cafe cakes receive 12% off · 期間: 未提供 · Type: 未提供
  • The page expressly excepts the Cafe cake offer from the dine-in-only rule. Not valid on New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, or New Year's Eve. The merchant list says hotel offers do not apply to in-room services.
  • Tsim Sha Tsui Cafe cake offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

高級餐廳
Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks
折扣
——

The offer is not available on the snapshot weekday or date. • Limit applies to: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui-chinese-restaurant • Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong tsim sha tsui chinese restaurant · Type: 商戶
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Tsim Sha Tsui Chinese Restaurant receives 12% off food and drinks · 期間: 未提供 · Type: 未提供
  • Applies to food and beverage at lunch and dinner. Excludes All You Can Eat Dim Sum Lunch on Saturdays, Sundays, and public holidays. Dine-in only; no in-room service. Not valid on New Year's Day, Lunar New Year's Eve and first two days, Valentine's Day, Mother's Day, Father's Day, Mid-Autumn Festival, Winter Solstice, Christmas Eve, Christmas Day, or New Year's Eve.
  • Tsim Sha Tsui Chinese Restaurant offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

高級餐廳
Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off
折扣
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-cafe • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong sha tin cafe · Type: 商戶
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Sha Tin Cafe buffets and a la carte items receive 10% off · 期間: 未提供 · Type: 未提供
  • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
  • Sha Tin Cafe offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

高級餐廳
Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off
折扣
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-sha-tin-18 • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong sha tin sha tin 18 · Type: 商戶
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Sha Tin Sha Tin 18 a la carte items receive 10% off · 期間: 未提供 · Type: 未提供
  • Applies Monday to Thursday only. Not valid on public holidays or their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, or Winter Solstice. Dine-in only; no in-room service.
  • Sha Tin 18 offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

高級餐廳
Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off
折扣
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off • Eligible merchants: hyatt-regency-hong-kong-sha-tin-tin-tin-bar • Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong sha tin tin tin bar · Type: 商戶
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Sha Tin Tin Tin Bar a la carte items and drinks receive 10% off · 期間: 未提供 · Type: 未提供
  • Applies Monday to Thursday only. Excludes Happy Hour, public holidays and their eves, Valentine's Day, Mother's Day or its eve, Father's Day or its eve, and Winter Solstice. Dine-in only; no in-room service.
  • Tin Tin Bar offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

美容／個人護理
Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off
折扣最低消費: HK$900.00
——

Category or merchant does not match. • Limit applies to: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off • Minimum spend: Period: per_transaction; Spend: 900 • Eligible merchants: hyatt-regency-hong-kong-sha-tin-melo-spa • Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong sha tin melo spa · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$900.00
  • 優惠上限: 適用範圍: Hyatt Regency Hong Kong, Sha Tin Melo Spa single treatments receive 15% off · 期間: 未提供 · Type: 未提供
  • Applies to one single treatment valued at HK$900 or above. The page does not state other service restrictions.
  • Melo Spa single-treatment offer: 即日起 – 2027-03-31

開啟優惠來源 ↗

網上購物
Pinkoi app or website spending earns 1,000 P Coins
須符合條件積分最低消費: HK$580.00上限: 1,000 point · per day
——

Category or merchant does not match. • Limit: 1000 point · Per Day • Limit applies to: P Coins rebate per cardholder • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 580 • Eligible merchants: pinkoi • Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card. • Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: pinkoi · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$580.00
  • 優惠上限: 金額: 1000 · 適用範圍: P Coins rebate per cardholder · 期間: per day · Type: 有限額 · Unit: point
  • 須申請或登記。
  • Use Credit/Debit Card Payment for at least HK$580 in one eligible order on Pinkoi app or website. State the intention to use the offer before ordering and pay the full eligible amount with Citi The Club Credit Card.
  • Maximum 1,000 P Coins per order and once per day. The first 200 eligible transactions each quarter receive the offer, while quota lasts. Excludes discounts, shipping and transaction fees, and payments through Apple Pay, Alipay, PayPal, PayMe, WeChat Pay HK, or other third parties. P Coins are valid for 6 months and are credited within 2 days after order completion. Cannot combine with first-purchase discounts or other promotions.
  • Citi Credit Card – P Coins Rebate Offer: 2026-04-17 – 2027-03-31

開啟優惠來源 ↗

醫療服務
Quality HealthCare Medical Services designated clinic services receive 4% off
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: Quality HealthCare Medical Services designated clinic services receive 4% off • Eligible merchants: quality-healthcare-medical-services • Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: quality healthcare medical services · Type: 商戶
  • 優惠上限: 適用範圍: Quality HealthCare Medical Services designated clinic services receive 4% off · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • Applies only to services at designated entities or clinics. Excludes medical doctor and dentist consultations and treatments other than Dental Scaling & Polishing, medication, visa check-up services, and online purchases including QHMS eShop. The retained files do not provide a complete list of eligible clinics.
  • Quality HealthCare Medical Services discount: 即日起 – 2027-12-31

開啟優惠來源 ↗

汽油／電動車充電
Smart Charge Standard Subscription Plan waives two months of service fees
須符合條件Fee Waiver上限: HK$3,000.00 · 推廣期總額
——

Category or merchant does not match. • Limit: 3000 HKD · Promotion Total • Limit applies to: Standard Subscription Plan waiver value, up to HK$3,000 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: smart charge · Type: 商戶
  • 優惠上限: 金額: 3000 · 適用範圍: Standard Subscription Plan waiver value, up to HK$3,000 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Subscribe to the designated Standard Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
  • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

汽油／電動車充電
Smart Charge Lite Subscription Plan waives two months of service fees
須符合條件Fee Waiver上限: HK$2,346.00 · 推廣期總額
——

Category or merchant does not match. • Limit: 2346 HKD · Promotion Total • Limit applies to: Lite Subscription Plan waiver value, up to HK$2,346 • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: smart charge · Type: 商戶
  • 優惠上限: 金額: 2346 · 適用範圍: Lite Subscription Plan waiver value, up to HK$2,346 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Subscribe to the designated Lite Subscription Plan with a minimum 36-month commitment at residential estates served or soon to be served by Smart Charge. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026.
  • The two waived months are months 34 and 35. At subscription, pay one month of service fee and a refundable deposit of at least HK$4,500. Extra usage and upgrades cost extra. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

汽油／電動車充電
Smart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one month
須符合條件Fee Waiver
——

Category or merchant does not match. • Limit applies to: Smart Charge 36-month Rental Wallbox Plan waives HK$280 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: smart charge · Type: 商戶
  • 優惠上限: 適用範圍: Smart Charge 36 month Rental Wallbox Plan waives HK$280 service fee for one month · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Subscribe to the designated Rental Wallbox Service Plan with a minimum 36-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

汽油／電動車充電
Smart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one month
須符合條件Fee Waiver
——

Category or merchant does not match. • Limit applies to: Smart Charge 60-month Rental Wallbox Plan waives HK$230 service fee for one month • Application, registration or activation required. See conditions. • Eligible merchants: smart-charge • Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: smart charge · Type: 商戶
  • 優惠上限: 適用範圍: Smart Charge 60 month Rental Wallbox Plan waives HK$230 service fee for one month · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Subscribe to the designated Rental Wallbox Service Plan with a 60-month commitment at a designated estate. Call 2888 0088, pay with Citi The Club Credit Card, and complete installation by June 30, 2026. The waived fee is for the last month of the commitment period. Electricity is not included; installation fees may apply. Early termination removes the offer and can trigger an early termination charge.
  • Smart Charge Year-Round Promotion: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

其他
Citi Banking Benefits offer up to HK$70,000 cash rebate
須符合條件現金回贈上限: HK$70,000.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 70000 HKD · Promotion Total • Limit applies to: Citi Banking Benefits cash rebate headline • Application, registration or activation required. See conditions. • The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 70000 · 適用範圍: Citi Banking Benefits cash rebate headline · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • The card page says a Citi The Club Credit Card customer can open a Citigold account and join for up to HK$70,000 cash rebate. The detailed attached Citigold terms cover multiple new-funds and investment offers but do not identify which tier or requirement produces the page's HK$70,000 headline. Keep the headline as shown; eligibility and exact calculation remain unclear.
  • Citigold and Citigold Private Client Welcome Offer period linked from the card page: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

其他
Citigold Private Client time deposits receive up to 1% p.a. top-up rebate
須符合條件現金回贈上限: HK$15,124.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 15124 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold Private Client time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 15124 · 適用範圍: Maximum cash rebate for eligible Citigold Private Client time deposits · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • The primary cardholder must qualify for the Citigold Private Client New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$6,000,000 equivalent; maximum cash rebate is HK$15,124.
  • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
  • Citigold Private Client account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

其他
Citigold time deposits receive up to 1% p.a. top-up rebate
須符合條件現金回贈上限: HK$3,781.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Welcome Offer Gift Acknowledgement & Hold Fund Form • Limit: 3781 HKD · Promotion Total • Limit applies to: Maximum cash rebate for eligible Citigold time deposits • Application, registration or activation required. See conditions. • The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781. • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Welcome Offer Gift Acknowledgement & Hold Fund Form
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 3781 · 適用範圍: Maximum cash rebate for eligible Citigold time deposits · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • The primary cardholder must qualify for the Citigold New Funds Offer, sign the Welcome Offer Gift Acknowledgement & Hold Fund Form, and set up a 3-month HKD, USD, or RMB time deposit using new funds. The 1% p.a. top-up applies only to the first 3 months and to an aggregate principal amount up to HK$1,500,000 equivalent; maximum cash rebate is HK$3,781.
  • Account opening must be October 1-31, 2026; eligible deposit booking must be October 1-December 31, 2026. The detailed terms allow booking through a relationship manager or Citi Mobile. The card page says branch booking; the channel difference is unresolved.
  • Citigold account opening period; eligible time deposits can be booked through December 31, 2026: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

其他
Citi The Club Credit Card awards 10,000 Clubpoints
須符合條件積分
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Citi The Club Credit Card awards 10,000 Clubpoints • Application, registration or activation required. See conditions. • The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Citi The Club Credit Card awards 10,000 Clubpoints · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card page includes 10,000 Clubpoints in its new-card welcome offer and states an equivalent value of HK$2,000. The retained sources do not include the detailed terms for this Clubpoints component; age, income, period, and qualification conditions cannot be confirmed from the available terms.

開啟優惠來源 ↗

其他
The Club Platinum Membership（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: The Club Platinum Membership（優惠值未列明） • Application, registration or activation required. See conditions. • The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: The Club Platinum Membership（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card page lists The Club Platinum Membership as part of the new-card welcome offer. It also lists priority booking for popular concerts and events, free shipping, The Club Personal Assistant Service, and tier benefits and shopping privileges. The retained sources do not include detailed membership conditions or duration.

開啟優惠來源 ↗

其他
The Peninsula Hong Kong cake e-voucher worth HK$538
須符合條件Giftapple pay / samsung pay / google pay
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: The Peninsula Hong Kong cake e-voucher worth HK$538 • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance. • The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: 付款方式: apple pay / samsung pay / google pay
  • 優惠上限: 適用範圍: The Peninsula Hong Kong cake e voucher worth HK$538 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Apply for a principal Citi The Club Credit Card through a designated link or participating platform during the promotion period and receive approval by November 13, 2026. Within one month after card issuance, enable Citi Mobile push notifications and complete five eligible transactions using Apple Pay, Samsung Pay, or Google Pay. The eligible transaction conditions must remain valid through reward issuance.
  • The offer is limited to the first 1,000 successful eligible cardholders, one reward per cardholder, while stock lasts. The e-voucher is issued to My Vouchers in Citi Mobile within three calendar months after the month the conditions are met. A HK$500 cash rebate may be granted as an alternative if the voucher is unavailable; see the grouped alternative offer.
  • Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

開啟優惠來源 ↗

其他
Citi The Club Credit Card reward: HK$500 cash rebate
須符合條件現金回贈apple pay / samsung pay / google pay
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: Citi The Club Credit Card reward: HK$500 cash rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Applies to all eligible spending, subject to the conditions. • This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: 付款方式: apple pay / samsung pay / google pay
  • 優惠上限: 適用範圍: Citi The Club Credit Card reward: HK$500 cash rebate · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • This is not a cardholder choice. Citibank may grant this alternative cash rebate if the Peninsula cake e-voucher is unavailable. The same designated application, approval, five digital-wallet transaction, and new-customer conditions as the cake e-voucher apply. The source says first 1,000 successful eligible cardholders; one reward per cardholder.
  • Citi Credit Card New Customer Limited-Time Offer: 2026-09-14 – 2026-10-31

開啟優惠來源 ↗

其他
Citi Credit Card referrals earn HK$3,300 cash rebate
現金回贈
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Citi Credit Card referrals earn HK$3,300 cash rebate • The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Citi Credit Card referrals earn HK$3,300 cash rebate · 期間: 未提供 · Type: 未提供
  • The card page says a referrer earns HK$3,300 cash rebate after successfully referring three friends. The retained sources do not state the friends' application rules, referral channel, or promotion period.

開啟優惠來源 ↗

旅遊
Citi The Club Credit Card annual travel insurance cover（優惠值未列明）
Travel
——

Category or merchant does not match. • Limit applies to: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） • Eligible categories: 旅遊 • The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card. • The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent. • Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅遊 · Type: 類別
  • 優惠上限: 適用範圍: Citi The Club Credit Card annual travel insurance cover（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • The policy covers journeys during the policy period; each journey must not exceed 90 days. The principal cardholder must use Citi The Club Credit Card to pay for one or more of: outbound/inbound travel tickets, the whole accommodation cost, or a tour package. If a ticket, accommodation, or tour package is redeemed with Clubpoints, pay any additional taxes, fuel surcharges, and required local fees with the card.
  • The insured person is the principal cardholder, or a family plan may cover a spouse and dependent children. Principal cardholder and spouse must be 18-70; dependent children must be 23 or younger and travel with a parent.
  • Main per-journey limits include medical expenses HK$200,000 per insured person / HK$600,000 per family (follow-up treatment sublimit HK$100,000); accidental death and permanent total disablement HK$500,000 / HK$1,500,000; baggage HK$10,000 / HK$30,000; cancellation HK$8,000 / HK$24,000; personal liability HK$1,500,000 / HK$3,000,000. Other cover includes hospital/quarantine cash, emergency assistance, travel delay, curtailment, personal money, home contents, rental vehicle excess, and golf hole-in-one, each subject to the policy table, sublimits, exclusions, and claim conditions.
  • Annual TravelCare Insurance Policy: 2026-04-25 – 2027-04-24

開啟優惠來源 ↗

電子產品
Club Shopping Smart Protection covers up to 70% of accidental damage
Lifestyle上限: HK$20,000.00 · 推廣期總額
——

Category or merchant does not match. • Limit: 20000 HKD · Promotion Total • Limit applies to: Maximum aggregate claim amount per insured electronic product during its 12-month protection period, or the invoice price if lower • Eligible merchants: club-shopping • The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older. • Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: club shopping · Type: 商戶
  • 優惠上限: 金額: 20000 · 適用範圍: Maximum aggregate claim amount per insured electronic product during its 12 month protection period, or the invoice price if lower · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • The covered product must be a designated electronic product carrying the Smart Protection label, bought from The Club Online Platform for at least HK$300 per product, using a valid Club account linked to Citi The Club Credit Card. The insured must be a Hong Kong resident aged 18 or older.
  • Protection lasts 12 months from delivery. Accidental damage is covered. Each repair or total-loss benefit is up to 70% of the repair cost or invoice price, subject to a total maximum of HK$20,000 or the invoice price, whichever is lower. The deductible is HK$100 or 30% of the loss, whichever is greater. Theft, wear and tear, mechanical/electrical breakdown, and damage covered by a warranty are excluded. No renewal is available.
  • Complimentary Smart Protection promotion: 2025-04-25 – 2027-04-24

開啟優惠來源 ↗

旅遊預訂
Club Travel bookings award one complimentary csl/1O1O/Club Sim roaming day pass
須符合條件Travel最低消費: HK$1,000.00上限: 10 day pass · 每筆交易
——

Category or merchant does not match. • Customer: Existing customer; Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID. • Limit: 10 day pass · Per Transaction • Limit applies to: Roaming day passes awarded per Booking • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligible merchants: club-travel • Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints. • The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting. • For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶 · Document: Valid The Club membership ID under the cardholder's name for hotline bookings; csl/1O1O/Club Sim postpaid account registered with HKID.
  • 適用消費: 適用範圍: club travel · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
  • 優惠上限: 金額: 10 · 適用範圍: Roaming day passes awarded per Booking · 期間: 每筆交易 · Type: 有限額 · Unit: day pass
  • 須申請或登記。
  • Use Citi The Club Credit Card to book and pay through Club Travel for a hotel or flight to a designated destination. Each HK$1,000 of net spend per Booking earns one pass; spend is counted in HK$1,000 units and is capped at 10 passes per Booking. Exclude taxes, service charges, fuel surcharges, discounts, and coupons; include amounts offset by Clubpoints.
  • The cardholder must be a member of The Club with a valid activated account and an existing csl/1O1O/Club Sim postpaid account registered with HKID, with IDD and roaming active. A valid csl/1O1O/Club Sim postpaid mobile account must be registered in the Club account. Activate the pass in the csl/1O1O/Club Sim app. Pass validity is three months from crediting.
  • For flights, the pass applies only to the first arrival destination; transit and later destinations do not count, and no pass is issued for Hong Kong. For hotels, the hotel location sets the destination. The retained destination list was last updated April 22, 2022; the 2026 terms say destination coverage may change.
  • Complimentary Data Roaming Day Pass promotion: 2026-04-25 – 2027-04-24

開啟優惠來源 ↗

借貸/分期付款
Citi The Club Credit Card retail purchases receive up to 58 days interest-free
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Citi The Club Credit Card retail purchases receive up to 58 days interest-free • The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Citi The Club Credit Card retail purchases receive up to 58 days interest free · 期間: 未提供 · Type: 未提供
  • The fees schedule states an interest-free period of up to 58 days. The bank does not charge a retail-purchase finance charge when the cardholder pays the full statement balance by the due date each month; otherwise finance charges apply.
  • Interest-free period shown in the Citi Credit Card Fees Schedule: 2025-12-01 – 未提供

開啟優惠來源 ↗

2929/DahDah Sing Acca Credit CardDah Sing Acca Credit Card1%HK$1.00
Dah Sing Acca Credit Card
29Dah

Dah Sing Acca Credit Card

須符合條件

HK$1.001%
其他
現金回贈：1% cash rebate
HK$1.001%
現金回贈resident
計算方式
總回贈HK$1.00
  • 現金回贈：1% cash rebate: HK$1.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Cash-equivalent calculation: HKD2 cash rebate / HKD200 Eligible Transaction = 1.0%. The dated formal terms state HKD1 base plus extra HKD1 on the cardholder's own birthday. The HTML also mentions ACCA-charge payments, but the dated formal terms do not, so that condition is not emitted as a separate eligible tier.
  • Applies to all eligible spending, subject to the conditions.
  • The birthday tier is the 2X cash rebate: HKD1 base rebate plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday.
  • Both principal and supplementary cardholders may use the extra birthday rebate on their own respective birthdays, not on each other's birthdays.
  • Cash Rebate applies only to retail purchase amounts and Octopus Automatic Add Value Service amounts. It excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The HTML describes 2X cash rebate for spending on a birthday or payments of any ACCA charges. The dated formal terms in clause 3B state the birthday condition only; the formal terms control this resolved source conflict.
  • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.

現金回贈：1% cash rebate

  • 適用資格: 適用對象: resident
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HKD2 cash rebate / HKD200 Eligible Transaction = 1.0%. The dated formal terms state HKD1 base plus extra HKD1 on the cardholder's own birthday. The HTML also mentions ACCA charge payments, but the dated formal terms do not, so that condition is not emitted as a separate eligible tier.
  • The birthday tier is the 2X cash rebate: HKD1 base rebate plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday.
  • Both principal and supplementary cardholders may use the extra birthday rebate on their own respective birthdays, not on each other's birthdays.
  • Cash Rebate applies only to retail purchase amounts and Octopus Automatic Add Value Service amounts. It excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The HTML describes 2X cash rebate for spending on a birthday or payments of any ACCA charges. The dated formal terms in clause 3B state the birthday condition only; the formal terms control this resolved source conflict.
  • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.
  • Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31
其他優惠
其他
現金回贈：0.5% cash rebate
現金回贈resident
HK$0.500.5%

Alternative offer in the same group; only the best group offer is counted. • Audience: Resident • Cash-equivalent calculation: HKD1 cash rebate / HKD200 Eligible Transaction = 0.5%. The calculation uses the source-stated cash amount and eligible-spend denominator; no numeric cap is stated. • Applies to all eligible spending, subject to the conditions. • The Cash Rebate applies to principal-card and supplementary-card cardholders of the Dah Sing ACCA Credit Card; the cash rebate is credited to the Eligible Card account. • Cash Rebate applies only to retail purchase amounts and Octopus Automatic Add Value Service amounts. It excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • The general Cash Rebate period is from 1 Jan 2026 to 31 Dec 2026, both dates inclusive. The Bank reserves the final decision on transaction eligibility. • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HKD1 cash rebate / HKD200 Eligible Transaction = 0.5%. The calculation uses the source stated cash amount and eligible spend denominator; no numeric cap is stated.
  • The Cash Rebate applies to principal-card and supplementary-card cardholders of the Dah Sing ACCA Credit Card; the cash rebate is credited to the Eligible Card account.
  • Cash Rebate applies only to retail purchase amounts and Octopus Automatic Add Value Service amounts. It excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The general Cash Rebate period is from 1 Jan 2026 to 31 Dec 2026, both dates inclusive. The Bank reserves the final decision on transaction eligibility.
  • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.
  • Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31
其他
現金回贈：6% threshold-equivalent cash rebate: HKD300
須符合條件現金回贈resident最低消費: HK$5,000.00上限: HK$300.00 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer • Threshold-equivalent calculation: HKD300 fixed cash rebate / HKD5,000 minimum Welcome Offer Eligible Spending = 6%; the effective rate can be lower above the threshold and the source states a fixed reward. • Limit: 300 HKD · Promotion Total • Limit applies to: One Welcome Offer cash rebate per New Cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • The offer applies to a new principal card applicant who successfully applies for the Dah Sing ACCA Credit Card during the Welcome Offer Promotion Period. The applicant must not have held any principal or supplementary card of any card type issued by the Bank in the preceding 12 months. • Each New Cardholder may apply for one Eligible Card and receive the Welcome Offer once only. If other Dah Sing Credit Cards are also applied for, the Welcome Offer is available for the first approved Dah Sing Credit Card once only. • Welcome Offer Eligible Spending of HKD5,000 or more must be accumulated within the first two months after card issuance. Supplementary-card spending is combined with the principal Eligible Card. • Welcome Offer Eligible Spending includes the source-listed retail, online, cash-advance, autopay, recurring, designated mobile-payment, interest-free monthly-installment, gift-redemption-fee and cheque-payment transactions. The formal terms list the excluded transaction categories and bank-defined exclusions. • The Bank decides eligibility from its records. Eligible Cards must remain valid and in good credit standing during the Promotion Period, Designated Spending Period and award time; transactions must be posted. The reward is credited within four months after the Designated Spending Period and can only settle new transaction items. • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.

  • 適用資格: 適用對象: resident · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 300 · 適用範圍: One Welcome Offer cash rebate per New Cardholder · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD300 fixed cash rebate / HKD5,000 minimum Welcome Offer Eligible Spending = 6%; the effective rate can be lower above the threshold and the source states a fixed reward.
  • 須申請或登記。
  • The offer applies to a new principal card applicant who successfully applies for the Dah Sing ACCA Credit Card during the Welcome Offer Promotion Period. The applicant must not have held any principal or supplementary card of any card type issued by the Bank in the preceding 12 months.
  • Each New Cardholder may apply for one Eligible Card and receive the Welcome Offer once only. If other Dah Sing Credit Cards are also applied for, the Welcome Offer is available for the first approved Dah Sing Credit Card once only.
  • Welcome Offer Eligible Spending of HKD5,000 or more must be accumulated within the first two months after card issuance. Supplementary-card spending is combined with the principal Eligible Card.
  • Welcome Offer Eligible Spending includes the source-listed retail, online, cash-advance, autopay, recurring, designated mobile-payment, interest-free monthly-installment, gift-redemption-fee and cheque-payment transactions. The formal terms list the excluded transaction categories and bank-defined exclusions.
  • The Bank decides eligibility from its records. Eligible Cards must remain valid and in good credit standing during the Promotion Period, Designated Spending Period and award time; transactions must be posted. The reward is credited within four months after the Designated Spending Period and can only settle new transaction items.
  • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.
  • Welcome Offer Promotion Period: 2025-10-01 – 2026-12-31
其他
費用豁免：Perpetual annual fee waiver
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident • A fee waiver has no spending percentage. • The product page lists a perpetual annual fee waiver for the Dah Sing ACCA Credit Card. It states no separate application, spending threshold or end date for this waiver. • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fee waiver has no spending percentage.
  • The product page lists a perpetual annual fee waiver for the Dah Sing ACCA Credit Card. It states no separate application, spending threshold or end date for this waiver.
  • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.
慈善捐款
慈善捐款：A portion of card spending donated to the ACCA Charitable Foundation Limited
須符合條件Otherresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states no donation amount, formula, percentage or cap, so no rate is calculated. • Application, registration or activation required. See conditions. • The Features section states that a portion of spending is donated to the ACCA Charitable Foundation Limited to help those in need and build a better society. • The local source does not state the contribution amount, calculation formula, timing, cap or a separate opt-in step. • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states no donation amount, formula, percentage or cap, so no rate is calculated.
  • 須申請或登記。
  • The Features section states that a portion of spending is donated to the ACCA Charitable Foundation Limited to help those in need and build a better society.
  • The local source does not state the contribution amount, calculation formula, timing, cap or a separate opt-in step.
  • The product page describes the Dah Sing ACCA Credit Card as designated for professional accountants. Its eligibility section states age 18 or above, Hong Kong resident, and annual income requirement of HKD150,000.
其他
分期優惠：Up to 60 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a period in days, not a spending percentage. • The ACCA card terms and the linked Jan 2025 KFS state an interest-free period of up to 60 days. • No interest is charged when the statement balance is paid in full by the due date each month; the period depends on when a purchase is made in the statement cycle. • There is no interest-free period for Cash Advance, Smart Choice Balance Transfer Program or Cash Conversion Plan transactions.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a period in days, not a spending percentage.
  • The ACCA card terms and the linked Jan 2025 KFS state an interest-free period of up to 60 days.
  • No interest is charged when the statement balance is paid in full by the due date each month; the period depends on when a purchase is made in the statement cycle.
  • There is no interest-free period for Cash Advance, Smart Choice Balance Transfer Program or Cash Conversion Plan transactions.
3030/DBSDBS Eminent Visa Signature CardDBS Eminent Visa Signature Card1%HK$1.00
DBS Eminent Visa Signature Card
30DBS

DBS Eminent Visa Signature Card

須符合條件

HK$1.001%
其他
DBS Eminent Card 2026 rebate programme: 1% on other retail spending
HK$1.001%
須符合條件現金回贈上限: HK$200.00 · 每月
計算方式
總回贈HK$1.00
  • DBS Eminent Card 2026 rebate programme: 1% on other retail spending: HK$1.00
條款及細則

計算假設

  • Assumes the full eligible spending limit remains available. Rebate on the first HKD 20,000 of other retail spend per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Rebate on the first HKD 20,000 of other retail spend per calendar month
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • Register for the programme in DBS Card+ during the Programme Period.
  • The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
  • The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
  • The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

DBS Eminent Card 2026 rebate programme: 1% on other retail spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 200 · 適用範圍: Rebate on the first HKD 20,000 of other retail spend per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Register for the programme in DBS Card+ during the Programme Period.
  • The 1% rate applies to other eligible retail spending and designated-category purchases below HKD 300; designated-category purchases of HKD 300 or more use the separate 5% rule.
  • The first HKD 20,000 of other retail spending per calendar month is eligible for the 1% rebate; the HKD 200 cap is the stated rate applied to that spend limit.
  • The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. The Programme Period dates are not stated in the retained HTML.

開啟優惠來源 ↗

其他優惠
其他
DBS Eminent Card 2026 rebate programme: 5% on designated spending
須符合條件現金回贈上限: HK$400.00 · 每月
——

Category or merchant does not match. • Limit: 400 HKD · Per Month • Limit applies to: Rebate on the first HKD 8,000 of combined designated-category spend per calendar month • Application, registration or activation required. See conditions. • Eligible categories: 餐飲, 醫療服務, 運動及戶外, 健身中心 • Register for the programme in DBS Card+ during the Programme Period. • A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%. • The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit. • Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category. • The Programme Period dates are not stated in the retained HTML.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 餐飲 / 醫療服務 / 運動及戶外 / 健身中心 · Type: 類別
  • 優惠上限: 金額: 400 · 適用範圍: Rebate on the first HKD 8,000 of combined designated category spend per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Register for the programme in DBS Card+ during the Programme Period.
  • A single net eligible retail purchase of HKD 300 or more in dining, sportswear, fitness clubs, or medical services earns 5%.
  • The first HKD 8,000 of designated-category spending per calendar month is eligible for the 5% rebate; the HKD 400 cap is the stated rate applied to that spend limit.
  • Visa or acquiring-bank merchant codes determine category eligibility at the Bank's discretion. The first HKD 5,000 of e-wallet retail spending per calendar month qualifies; later e-wallet spending does not. Veterinary spending is not a designated category.
  • The Programme Period dates are not stated in the retained HTML.

開啟優惠來源 ↗

其他
DBS Eminent Card new-customer Welcome Offer: HKD 500 cash rebate
須符合條件現金回贈最低消費: HK$5,000.00上限: HK$500.00 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Return all supporting documents required by the Bank within one month from the application date. • Threshold-equivalent calculation: HKD 500 / HKD 5,000 minimum accumulated eligible spending x 100 = 10%. The effective rate decreases above the minimum spend; the source states a fixed rebate. • Limit: 500 HKD · Promotion Total • Limit applies to: Cash rebate for one New Card application • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • Apply as the principal cardholder during the Promotion Period and receive approval for a New Card; return all required supporting documents within one month of application. • Within three months after card issuance, accumulate HKD 5,000 of eligible retail spending on this card and download, register, and activate DBS Card+ plus the physical New Card. • Eligible spending includes posted local and overseas retail purchases, Octopus Automatic Add Value, and e-wallet transactions. Exclusions include cash advance, finance charges, insurance and tax payments, bill payments, transfers, instalment-plan payments, and unposted, cancelled, refunded, or disputed transactions. • Supplementary-card eligible spending combines with the principal card; spending on different New Cards cannot combine. New Customer status follows the 12-month DBS card-history definition in the terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Return all supporting documents required by the Bank within one month from the application date.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Cash rebate for one New Card application · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 500 / HKD 5,000 minimum accumulated eligible spending x 100 = 10%. The effective rate decreases above the minimum spend; the source states a fixed rebate.
  • 須申請或登記。
  • Apply as the principal cardholder during the Promotion Period and receive approval for a New Card; return all required supporting documents within one month of application.
  • Within three months after card issuance, accumulate HKD 5,000 of eligible retail spending on this card and download, register, and activate DBS Card+ plus the physical New Card.
  • Eligible spending includes posted local and overseas retail purchases, Octopus Automatic Add Value, and e-wallet transactions. Exclusions include cash advance, finance charges, insurance and tax payments, bill payments, transfers, instalment-plan payments, and unposted, cancelled, refunded, or disputed transactions.
  • Supplementary-card eligible spending combines with the principal card; spending on different New Cards cannot combine. New Customer status follows the 12-month DBS card-history definition in the terms.
  • New Card applications: 2026-10-06 – 2027-01-06

開啟優惠來源 ↗

借貸/分期付款
DBS Eminent Card new-customer Extra Welcome Offer: HKD 100 cash rebate
須符合條件現金回贈上限: HK$100.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Return all supporting documents required by the Bank within one month from the application date. • Limit: 100 HKD · Promotion Total • Limit applies to: Extra Welcome Offer for one New Card application • Application, registration or activation required. See conditions. • Apply as a New Customer for a principal New Card during the Promotion Period and meet the card+ activation requirements. • Successfully apply for a Flexi Shopping Programme to convert New Card spending into instalments within three months after card issuance, regardless of amount or tenor. • The HKD 100 Extra Welcome Offer can be received even when the HKD 5,000 Spending Requirement for the separate HKD 500 Welcome Offer is not met.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Return all supporting documents required by the Bank within one month from the application date.
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 100 · 適用範圍: Extra Welcome Offer for one New Card application · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Apply as a New Customer for a principal New Card during the Promotion Period and meet the card+ activation requirements.
  • Successfully apply for a Flexi Shopping Programme to convert New Card spending into instalments within three months after card issuance, regardless of amount or tenor.
  • The HKD 100 Extra Welcome Offer can be received even when the HKD 5,000 Spending Requirement for the separate HKD 500 Welcome Offer is not met.
  • New Card applications: 2026-10-06 – 2027-01-06

開啟優惠來源 ↗

其他
DBS Eminent Card existing-customer Welcome Offer: HKD 50 InstaRedeem
須符合條件折扣最低消費: HK$200.00上限: HK$50.00 · 推廣期總額
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer; Document: Return all supporting documents required by the Bank within one month from the application date. • Threshold-equivalent calculation: HKD 50 / HKD 200 minimum single retail transaction x 100 = 25%. The effective rate decreases above the minimum spend; InstaRedeem reduces the payable amount of that transaction. • Limit: 50 HKD · Promotion Total • Limit applies to: InstaRedeem amount for one New Card application • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 200 • Applies to all eligible spending, subject to the conditions. • Apply for a New Card during the Promotion Period; activate the physical New Card through DBS Card+ within three months after issuance. • Complete a single retail purchase of HKD 200 or more at any merchant's physical or online store using the activated physical card within three months after issuance. Use the red InstaRedeem button to deduct HKD 50 from that transaction. • The terms define Existing Customer by DBS card history within the 12 months before application. This offer cannot be combined on the same transaction with other InstaRedeem promotions.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶 · Document: Return all supporting documents required by the Bank within one month from the application date.
  • 適用消費: Type: 全部
  • 最低要求: 期間: 每筆交易 · 消費: HK$200.00
  • 優惠上限: 金額: 50 · 適用範圍: InstaRedeem amount for one New Card application · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 50 / HKD 200 minimum single retail transaction x 100 = 25%. The effective rate decreases above the minimum spend; InstaRedeem reduces the payable amount of that transaction.
  • 須申請或登記。
  • Apply for a New Card during the Promotion Period; activate the physical New Card through DBS Card+ within three months after issuance.
  • Complete a single retail purchase of HKD 200 or more at any merchant's physical or online store using the activated physical card within three months after issuance. Use the red InstaRedeem button to deduct HKD 50 from that transaction.
  • The terms define Existing Customer by DBS card history within the 12 months before application. This offer cannot be combined on the same transaction with other InstaRedeem promotions.
  • New Card applications: 2026-10-06 – 2027-01-06

開啟優惠來源 ↗

其他
DBS Eminent Card subscription-service extra Welcome Offer: HKD 240 cash rebate
須符合條件現金回贈最低消費: HK$40.00上限: HK$240.00 · 推廣期總額
——

Category or merchant does not match. • Customer: New customer; Document: Return all supporting documents required by the Bank within one month from the application date. • Limit: 240 HKD · Promotion Total • Limit applies to: Six HKD 40 InstaRedeem amounts • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 40 • Merchants: amazon-prime-video, disney-plus, hbo-max, hulu, joox, kkbox, moov, mytv-super, netflix, now-tv, paramount-plus, spotify, viu, youku, youtube, apple-app-store, google-play, adobe, canva, copy-ai, deepseek, elevenlabs, grammarly, grok, jasper, kimi, manus, microsoft, midjourney, notion-ai, chatgpt, otter-ai, perplexity, poe, soundraw, synthesia, uber-one, writesonic, zoom-ai-companion, shopify, shopline, apple-arcade, ea-play, google-play-pass, humble-bundle, nintendo-switch-online, nvidia-geforce-now, playstation-plus, xbox-game-pass, ubisoft-plus • Eligible merchants: amazon-prime-video, disney-plus, hbo-max, hulu, joox, kkbox, moov, mytv-super, netflix, now-tv, paramount-plus, spotify, viu, youku, youtube, apple-app-store, google-play, adobe, canva, copy-ai, deepseek, elevenlabs, grammarly, grok, jasper, kimi, manus, microsoft, midjourney, notion-ai, chatgpt, otter-ai, perplexity, poe, soundraw, synthesia, uber-one, writesonic, zoom-ai-companion, shopify, shopline, apple-arcade, ea-play, google-play-pass, humble-bundle, nintendo-switch-online, nvidia-geforce-now, playstation-plus, xbox-game-pass, ubisoft-plus • The offer is for New Customers who apply for a principal DBS Eminent Card during the Promotion Period and submit all required supporting documents within one month. • Receive six HKD 40 InstaRedeem amounts, at most once per calendar month, for one eligible subscription purchase of HKD 40 or more within seven calendar months after card issuance; enjoy the offer by 31 July 2027. • Register and activate DBS Card+ before eligible spending and enable InstaRedeem push notifications. The services are the complete list in clause 6 of the retained PDF. InstaRedeem is deducted from the payable transaction and cannot combine with another InstaRedeem promotion on the same transaction.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Return all supporting documents required by the Bank within one month from the application date.
  • 適用消費: 適用範圍: amazon prime video / disney plus / hbo max / hulu / joox / kkbox / moov / mytv super / netflix / now tv / paramount plus / spotify / viu / youku / youtube / apple app store / google play / adobe / canva / copy ai / deepseek / elevenlabs / grammarly / grok / jasper / kimi / manus / microsoft / midjourney / notion ai / chatgpt / otter ai / perplexity / poe / soundraw / synthesia / uber one / writesonic / zoom ai companion / shopify / shopline / apple arcade / ea play / google play pass / humble bundle / nintendo switch online / nvidia geforce now / playstation plus / xbox game pass / ubisoft plus · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$40.00
  • 優惠上限: 金額: 240 · 適用範圍: Six HKD 40 InstaRedeem amounts · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • The offer is for New Customers who apply for a principal DBS Eminent Card during the Promotion Period and submit all required supporting documents within one month.
  • Receive six HKD 40 InstaRedeem amounts, at most once per calendar month, for one eligible subscription purchase of HKD 40 or more within seven calendar months after card issuance; enjoy the offer by 31 July 2027.
  • Register and activate DBS Card+ before eligible spending and enable InstaRedeem push notifications. The services are the complete list in clause 6 of the retained PDF. InstaRedeem is deducted from the payable transaction and cannot combine with another InstaRedeem promotion on the same transaction.
  • New Card applications: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
DBS Eminent Card new-customer Flexi Shopping handling-fee rebate up to HKD 200
須符合條件Fee Waiver上限: HK$200.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: One-off Flexi Shopping handling-fee rebate • Application, registration or activation required. See conditions. • The card page lists this under New Customers. Successfully apply through DBS Card+ for a 3-, 6-, or 12-month Flexi Shopping instalment within three months after card issuance. • The page states a one-off handling-fee rebate up to HKD 200; the linked full terms are not retained in this source package.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 200 · 適用範圍: One off Flexi Shopping handling fee rebate · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • The card page lists this under New Customers. Successfully apply through DBS Card+ for a 3-, 6-, or 12-month Flexi Shopping instalment within three months after card issuance.
  • The page states a one-off handling-fee rebate up to HKD 200; the linked full terms are not retained in this source package.

開啟優惠來源 ↗

其他
DBS Eminent Visa Signature Card first-year annual fee waiver: HKD 2,000
Fee Waiver上限: HK$2,000.00 · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 2000 HKD · Promotion Total • Limit applies to: Primary Visa Signature Card first-year annual fee • The card page states a first-year annual fee waiver. The current fee schedule lists HKD 2,000 for a Visa Signature principal card and HKD 1,000 for a supplementary card. • The retained source does not state whether the waiver covers supplementary cards; the recorded value is for the primary card fee.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 2000 · 適用範圍: Primary Visa Signature Card first year annual fee · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • The card page states a first-year annual fee waiver. The current fee schedule lists HKD 2,000 for a Visa Signature principal card and HKD 1,000 for a supplementary card.
  • The retained source does not state whether the waiver covers supplementary cards; the recorded value is for the primary card fee.

開啟優惠來源 ↗

餐飲
DBS Eminent Visa Signature Card dining at Hyatt Regency Hong Kong, Tsim Sha Tsui: 15% off
折扣
——

Category or merchant does not match. • Limit applies to: Discount cap not stated • Merchants: hyatt-regency-hong-kong-tsim-sha-tsui • Eligible merchants: hyatt-regency-hong-kong-tsim-sha-tsui • Listed as an exclusive dining privilege for the DBS Eminent Visa Signature Card. Full validity and redemption terms are not shown in the retained HTML.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong tsim sha tsui · Type: 商戶
  • 優惠上限: 適用範圍: Discount cap not stated · 期間: 未提供 · Type: 未提供
  • Listed as an exclusive dining privilege for the DBS Eminent Visa Signature Card. Full validity and redemption terms are not shown in the retained HTML.

開啟優惠來源 ↗

餐飲
DBS Eminent Visa Signature Card dining at Hyatt Regency Hong Kong, Sha Tin: 10% off
折扣
——

Category or merchant does not match. • Limit applies to: Discount cap not stated • Merchants: hyatt-regency-hong-kong-sha-tin • Eligible merchants: hyatt-regency-hong-kong-sha-tin • Listed as an exclusive dining privilege for the DBS Eminent Visa Signature Card. Full validity and redemption terms are not shown in the retained HTML.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hyatt regency hong kong sha tin · Type: 商戶
  • 優惠上限: 適用範圍: Discount cap not stated · 期間: 未提供 · Type: 未提供
  • Listed as an exclusive dining privilege for the DBS Eminent Visa Signature Card. Full validity and redemption terms are not shown in the retained HTML.

開啟優惠來源 ↗

其他
DBS Eminent Card spending rewards at Marathon Sports, Catalog and GigaSports（優惠值未列明）
Other
——

Category or merchant does not match. • Limit applies to: Reward value and cap not stated • Merchants: marathon-sports, catalog, gigasports-hong-kong • Eligible merchants: marathon-sports, catalog, gigasports-hong-kong • The card page lists spending rewards at the named stores but does not state the reward amount, mechanics, eligibility, or validity period.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: marathon sports / catalog / gigasports hong kong · Type: 商戶
  • 優惠上限: 適用範圍: Reward value and cap not stated · 期間: 未提供 · Type: 未提供
  • The card page lists spending rewards at the named stores but does not state the reward amount, mechanics, eligibility, or validity period.

開啟優惠來源 ↗

保險
DBS Eminent Card insurance payment InstaRedeem up to HKD 350
折扣上限: HK$350.00 · 推廣期總額
——

Category or merchant does not match. • Limit: 350 HKD · Promotion Total • Limit applies to: InstaRedeem for insurance payment • Eligible categories: 保險 • The card page lists up to HKD 350 InstaRedeem for insurance payment; it does not show eligible insurers, dates, or redemption steps.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 保險 · Type: 類別
  • 優惠上限: 金額: 350 · 適用範圍: InstaRedeem for insurance payment · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • The card page lists up to HKD 350 InstaRedeem for insurance payment; it does not show eligible insurers, dates, or redemption steps.

開啟優惠來源 ↗

餐飲
DBS Eminent Card dining at Conrad Hong Kong: up to 10% off
折扣
——

Category or merchant does not match. • Limit applies to: Discount cap not stated • Merchants: conrad-hong-kong • Eligible merchants: conrad-hong-kong • Listed under Dining Privileges. The retained HTML does not state validity or redemption conditions.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: conrad hong kong · Type: 商戶
  • 優惠上限: 適用範圍: Discount cap not stated · 期間: 未提供 · Type: 未提供
  • Listed under Dining Privileges. The retained HTML does not state validity or redemption conditions.

開啟優惠來源 ↗

醫療服務
DBS Eminent Card age-specific health checks at re:HEALTH: up to 81% off
折扣
——

Category or merchant does not match. • Limit applies to: Discount cap not stated • Merchants: re-health • Eligible merchants: re-health • The page describes age-specific health check offers. It does not state qualifying ages, plan list, dates, or redemption terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: re health · Type: 商戶
  • 優惠上限: 適用範圍: Discount cap not stated · 期間: 未提供 · Type: 未提供
  • The page describes age-specific health check offers. It does not state qualifying ages, plan list, dates, or redemption terms.

開啟優惠來源 ↗

醫療服務
DBS Eminent Card selected health checks at CUHK Medical Centre or Clinic: up to 52% off
折扣
——

Category or merchant does not match. • Limit applies to: Discount cap not stated • Merchants: cuhk-medical-centre, cuhk-medical-clinic • Eligible merchants: cuhk-medical-centre, cuhk-medical-clinic • The page limits the benefit to selected health-check plans at the named providers. It does not state the plan list, dates, or redemption terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: cuhk medical centre / cuhk medical clinic · Type: 商戶
  • 優惠上限: 適用範圍: Discount cap not stated · 期間: 未提供 · Type: 未提供
  • The page limits the benefit to selected health-check plans at the named providers. It does not state the plan list, dates, or redemption terms.

開啟優惠來源 ↗

醫療服務
DBS Eminent Card health check-up plans: up to 35% off
折扣
——

Category or merchant does not match. • Limit applies to: Discount cap not stated • Eligible categories: 醫療服務 • The retained page does not identify the providers, plan list, dates, or redemption terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 醫療服務 · Type: 類別
  • 優惠上限: 適用範圍: Discount cap not stated · 期間: 未提供 · Type: 未提供
  • The retained page does not identify the providers, plan list, dates, or redemption terms.

開啟優惠來源 ↗

借貸/分期付款
DBS Eminent Card medical-service instalments: 50% handling-fee rebate
Fee Waiver上限: 3 transactions · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 3 transactions · Promotion Total • Limit applies to: Three one-off handling-fee rebates on medical-service spending instalments • The page states three 50% one-off handling-fee rebates on medical-service spending instalments. It does not state the provider, qualifying plan, or validity dates.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 3 · 適用範圍: Three one off handling fee rebates on medical service spending instalments · 期間: 推廣期總額 · Type: 有限額 · Unit: transactions
  • The page states three 50% one-off handling-fee rebates on medical-service spending instalments. It does not state the provider, qualifying plan, or validity dates.

開啟優惠來源 ↗

本頁用途與使用指南

本頁的信用卡比較有甚麼用途？

本頁比較「遊戲」的信用卡回贈，以 HK$100 消費為情境，協助你選擇有資料支持的較佳付款方式。優惠地圖透過 AI 輔助整理及分析優惠與信用卡資訊，再按既有規則計算節省估算。你可查看回贈金額、百分比、適用商戶及相關條款，了解結果的依據。

哪張信用卡最慳錢？

答案取決於消費類別、商戶、付款方式、最低簽賬、登記要求及剩餘回贈上限。預設次序按相關程度排列；如需比較最大估算，請使用節省金額排序。分類捷徑的範圍分別反映不包含與包含指定商戶優惠的估算，並非所有商戶都適用最高值。

折扣與信用卡回贈如何比較？

即時折扣可減少付款金額，信用卡回贈則可能稍後入賬。只有資料支持兼容的優惠才可一併比較；多張信用卡是不同付款選擇，不能把各卡回贈相加。未能可靠換算的積分或里數，不應當作保證現金收入。

使用比較結果前應核對甚麼？

請開啟來源連結，核對有效日期、指定信用卡、網上或實體交易限制、名額及回贈上限。頁面顯示計算日期，並不代表銀行已確認你的個別資格。資料覆蓋及條件可能改變；節省金額是估算，最高結果只適用於所比較及可支持的情境。

優惠地圖 · 消費前請查看優惠條款。來源日期: 未提供信用卡來源日期 · 計算日期: 2026-10-20