精明消費。
賺取更多回贈。

Category or merchant does not match. • Customer: New customer • The product page and C45 formal terms state this extra cash rebate rate for designated online-platform spending. • Limit: 500 HKD · Per Month • Limit applies to: Extra online-platform cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • The promotion runs from 1 January 2026 to 31 December 2026. • Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined. • The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end. • The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only. • The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation. • The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer. • Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions. • The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping. • Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible. • New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 6% rate applies during the first three consecutive months after approval. • Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / mei tuan / dian ping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Extra online platform cash rebate · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The product page and C45 formal terms state this extra cash rebate rate for designated online platform spending.
• 須申請或登記。
• The promotion runs from 1 January 2026 to 31 December 2026.
• Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined.
• The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end.
• The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only.
• The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation.
• The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer.
• Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions.
• The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping.
• Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible.
• New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 6% rate applies during the first three consecutive months after approval.
• Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.
• Online Platform Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • The product page and C45 formal terms state this extra cash rebate rate for designated online-platform spending. • Limit: 500 HKD · Per Month • Limit applies to: Extra online-platform cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • The promotion runs from 1 January 2026 to 31 December 2026. • Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined. • The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end. • The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only. • The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation. • The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer. • Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions. • The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping. • Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible. • New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 5% rate applies after the first three consecutive months. • Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / mei tuan / dian ping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Extra online platform cash rebate · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The product page and C45 formal terms state this extra cash rebate rate for designated online platform spending.
• 須申請或登記。
• The promotion runs from 1 January 2026 to 31 December 2026.
• Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined.
• The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end.
• The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only.
• The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation.
• The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer.
• Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions.
• The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping.
• Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible.
• New-card offer: the card application must be approved during the promotion period. The applicant must not have held an OCBC credit card, including a co-branded card, or an OCBC business debit card in the previous 13 months. The 5% rate applies after the first three consecutive months.
• Platinum Card applications require applicants to be at least 18 years old and have annual income of at least HKD150,000.
• Online Platform Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: Existing customer • The product page and C45 formal terms state this extra cash rebate rate for designated online-platform spending. • Limit: 500 HKD · Per Month • Limit applies to: Extra online-platform cash rebate • Eligibility: Phase Spend Min: 5000 • Merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, dian-ping • The promotion runs from 1 January 2026 to 31 December 2026. • Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined. • The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end. • The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only. • The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation. • The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer. • Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions. • The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping. • Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible. • The 5% rate applies to existing cardholders. No application or promotion enrollment is stated.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / mei tuan / dian ping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Extra online platform cash rebate · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The product page and C45 formal terms state this extra cash rebate rate for designated online platform spending.
• The promotion runs from 1 January 2026 to 31 December 2026.
• Eligible monthly retail spending of at least HKD5,000 is required. Principal and supplementary card spending is combined.
• The designated-platform purchase must post by the 15th of the next month. The Bank credits the rebate within 90 days after month end.
• The offer is limited to one rebate per cardholder per month, up to HKD500. The rebate offsets the card balance only.
• The account must be valid and in good standing when the rebate is credited. The Bank may recover the rebate after a refund or cancellation.
• The offer cannot be combined with other card promotions except where the terms state otherwise, including the welcome offer.
• Excluded online-campaign transactions include installment amounts, car-loan repayments, cash advances, bills, taxes, insurance premiums, casino transactions, bank fees, annual fees, online payment-system payments, stored-value or e-wallet purchases and reloads, financial or non-financial institution transactions, transfers, fund or stock contributions, property transactions, charity, unposted, cancelled or refunded transactions, split bills, and unauthorized, fraudulent, abusive transactions.
• The designated platform IDs are amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, mei-tuan, and dian-ping. Source aliases include Pinduoduo, Meituan, and Dianping.
• Only principal cardholders of OCBC Credit Cards, including co-branded cards, are eligible.
• The 5% rate applies to existing cardholders. No application or promotion enrollment is stated.
• Online Platform Cash Rebate Promotion Period: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up-to qualification is retained. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 本地餐飲 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.8% rate applies to eligible local food and beverage transactions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up to qualification is retained.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.8% rate applies to eligible local food and beverage transactions.

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up-to qualification is retained. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 海外簽賬 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.8% overseas rate excludes internet transactions and overseas transactions charged in HKD.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.8% for this transaction category; the source's up to qualification is retained.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.8% overseas rate excludes internet transactions and overseas transactions charged in HKD.

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.5% for this transaction category. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 其他 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.5% rate applies to eligible other retail transactions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.5% for this transaction category.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.5% rate applies to eligible other retail transactions.

開啟優惠來源 ↗

Category or merchant does not match. • The formal Cash Rebate Terms state 0.5% for this transaction category. • Limit applies to: Cash rebate per statement period; see constraints for the approved-limit formula. • Eligible categories: 八達通 • The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases. • The rebate posts to the next statement. A monthly rebate below HKD1 is not paid. • The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate. • Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions. • For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category. • The 0.5% rate applies only to eligible Octopus Automatic Add-Value transactions.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 八達通 · Type: 類別
• 優惠上限: 適用範圍: Cash rebate per statement period; see constraints for the approved limit formula. · 期間: 未提供 · Type: 未提供
• 百分比備註: The formal Cash Rebate Terms state 0.5% for this transaction category.
• The monthly rebate cap is calculated as 0.5% × 5 × the approved credit limit; exclude temporary credit-limit increases and credit-balance increases.
• The rebate posts to the next statement. A monthly rebate below HKD1 is not paid.
• The account must be normal and in good standing when the rebate is credited. Rebate can offset retail or cash-advance balances, but it is not paid as cash. Cancellation forfeits accrued rebate.
• Excluded transactions include cash advances; Flexi-Money cash installments except merchant interest-free plans; bills; balance transfers; casino transactions; fees and charges; counterfeit, unauthorized, cancelled, or refunded transactions.
• For UnionPay transactions in Mainland China, real-estate, automobile, hospital, and tutorial or tuition-fee transactions are excluded. UnionPay or the acquirer sets the merchant category.
• The 0.5% rate applies only to eligible Octopus Automatic Add-Value transactions.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD300 / HKD4,800 × 100 = 6.25%; both amounts are in HKD; the effective rate decreases above HKD4,800. • Limit applies to: Welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 4800 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held an OCBC credit card, including a co-branded card, in the previous 13 months. • The principal and supplementary card spending is combined. Eligible retail and cash-advance spending of at least HKD4,800 must post within three months after card issuance. • Eligible spending excludes installment amounts, bills, unposted, cancelled or refunded transactions, fraudulent or unauthorized transactions, car-loan repayments, and e-wallet reloads through PayMe, WeChat Pay, or Alipay. • The account must be valid, non-delinquent, and in good financial standing when the rebate is credited. The rebate is credited within eight weeks after the qualifying spend posts. • The offer is available once only. If two or more cards are applied for at the same time, the first approved card receives the reward. • Card application eligibility states annual income of HKD150,000 or above. • If the principal cardholder cancels within one year after the rebate is credited, a separate HKD488 handling fee applies and is debited from the principal account without prior notice. • The product page states a minimum applicant age of 18 years for Platinum Cards.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,800.00
• 優惠上限: 適用範圍: Welcome cash rebate · 期間: 未提供 · Type: 未提供
• 百分比備註: HKD300 / HKD4,800 × 100 = 6.25%; both amounts are in HKD; the effective rate decreases above HKD4,800.
• 須申請或登記。
• The applicant must not have held an OCBC credit card, including a co-branded card, in the previous 13 months.
• The principal and supplementary card spending is combined. Eligible retail and cash-advance spending of at least HKD4,800 must post within three months after card issuance.
• Eligible spending excludes installment amounts, bills, unposted, cancelled or refunded transactions, fraudulent or unauthorized transactions, car-loan repayments, and e-wallet reloads through PayMe, WeChat Pay, or Alipay.
• The account must be valid, non-delinquent, and in good financial standing when the rebate is credited. The rebate is credited within eight weeks after the qualifying spend posts.
• The offer is available once only. If two or more cards are applied for at the same time, the first approved card receives the reward.
• Card application eligibility states annual income of HKD150,000 or above.
• If the principal cardholder cancels within one year after the rebate is credited, a separate HKD488 handling fee applies and is debited from the principal account without prior notice.
• The product page states a minimum applicant age of 18 years for Platinum Cards.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The benefit waives a fixed annual fee; it is not a percentage-based offer. • Limit applies to: Annual fee waiver • Application, registration or activation required. See conditions. • The UnionPay Platinum principal-card annual fee is waived for the first three years. • The KFS lists the standard principal-card annual fee as HKD1,800 per year; this is the waived amount recorded for the principal card. • Card application eligibility states annual income of HKD150,000 or above. • The source does not confirm that the supplementary-card annual fee is waived. • The product page states a minimum applicant age of 18 years for Platinum Cards.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
• 百分比備註: The benefit waives a fixed annual fee; it is not a percentage based offer.
• 須申請或登記。
• The UnionPay Platinum principal-card annual fee is waived for the first three years.
• The KFS lists the standard principal-card annual fee as HKD1,800 per year; this is the waived amount recorded for the principal card.
• Card application eligibility states annual income of HKD150,000 or above.
• The source does not confirm that the supplementary-card annual fee is waived.
• The product page states a minimum applicant age of 18 years for Platinum Cards.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • This benefit is not a percentage-based offer. • Limit applies to: Flexi-Money installment plan • The product page names the Flexi-Money interest-free installment plan as an available financing feature. • The linked Flexi-Money product details were not available in the retained files; amount, term, eligibility, and fees remain unknown.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Flexi Money installment plan · 期間: 未提供 · Type: 未提供
• 百分比備註: This benefit is not a percentage based offer.
• The product page names the Flexi-Money interest-free installment plan as an available financing feature.
• The linked Flexi-Money product details were not available in the retained files; amount, term, eligibility, and fees remain unknown.

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • Limit: 500 HKD · Per Month • Limit applies to: Total offer rebate per Eligible Cardholder per calendar month. • Eligibility: Phase Spend Min: 5000 • Merchants: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, DianPing • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping • The eligible principal cardholder must accumulate at least HK$5,000 in eligible retail transactions in the same calendar month. • This first 3 consecutive months after card issuance. • The new-cardholder 6% tier applies only when the application is approved during the Promotion Period; a new cardholder has not held an OCBC Credit Card or Business Debit Card, including a co-branded card, in the prior 13 months. • Principal and supplementary card transactions are consolidated. Eligible transactions must post to the eligible card account by the 15th of the following month. • Excluded transactions include installment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees, stored-value or e-wallet reloads, financial-institution products, transfers, funds, stock contributions, property purchases, charitable transactions, split bills, and unauthorized, fraudulent, unposted, cancelled or refunded transactions. • The rebate is credited within 90 days after each calendar month ends and can only offset the principal card statement balance; it cannot be withdrawn or exchanged for cash. • The account must remain valid and in good credit standing when credited. The Bank may reverse a rebate after a refund, cancellation, fraud or abuse causes the spend requirement to fail. • The offer cannot be combined with other credit-card or business-debit-card promotions, except the Welcome Offer for new cardholders. The retained terms do not state whether the regular Cash Rebate Scheme is treated as another promotion. • Accumulate retail spending of at least HKD 5,000 with the card each month to qualify for the extra rebate in that month. • The new-cardholder rate is 6% in the first three consecutive months after card issuance. • Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Total offer rebate per Eligible Cardholder per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The eligible principal cardholder must accumulate at least HK$5,000 in eligible retail transactions in the same calendar month.
• This first 3 consecutive months after card issuance.
• The new-cardholder 6% tier applies only when the application is approved during the Promotion Period; a new cardholder has not held an OCBC Credit Card or Business Debit Card, including a co-branded card, in the prior 13 months.
• Principal and supplementary card transactions are consolidated. Eligible transactions must post to the eligible card account by the 15th of the following month.
• Excluded transactions include installment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees, stored-value or e-wallet reloads, financial-institution products, transfers, funds, stock contributions, property purchases, charitable transactions, split bills, and unauthorized, fraudulent, unposted, cancelled or refunded transactions.
• The rebate is credited within 90 days after each calendar month ends and can only offset the principal card statement balance; it cannot be withdrawn or exchanged for cash.
• The account must remain valid and in good credit standing when credited. The Bank may reverse a rebate after a refund, cancellation, fraud or abuse causes the spend requirement to fail.
• The offer cannot be combined with other credit-card or business-debit-card promotions, except the Welcome Offer for new cardholders. The retained terms do not state whether the regular Cash Rebate Scheme is treated as another promotion.
• Accumulate retail spending of at least HKD 5,000 with the card each month to qualify for the extra rebate in that month.
• The new-cardholder rate is 6% in the first three consecutive months after card issuance.
• Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.
• The designated online purchase promotion.: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: New customer • Limit: 500 HKD · Per Month • Limit applies to: Total offer rebate per Eligible Cardholder per calendar month. • Eligibility: Phase Spend Min: 5000 • Merchants: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, DianPing • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping • The eligible principal cardholder must accumulate at least HK$5,000 in eligible retail transactions in the same calendar month. • This subsequent months after the first 3 consecutive months. • The new-cardholder 6% tier applies only when the application is approved during the Promotion Period; a new cardholder has not held an OCBC Credit Card or Business Debit Card, including a co-branded card, in the prior 13 months. • Principal and supplementary card transactions are consolidated. Eligible transactions must post to the eligible card account by the 15th of the following month. • Excluded transactions include installment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees, stored-value or e-wallet reloads, financial-institution products, transfers, funds, stock contributions, property purchases, charitable transactions, split bills, and unauthorized, fraudulent, unposted, cancelled or refunded transactions. • The rebate is credited within 90 days after each calendar month ends and can only offset the principal card statement balance; it cannot be withdrawn or exchanged for cash. • The account must remain valid and in good credit standing when credited. The Bank may reverse a rebate after a refund, cancellation, fraud or abuse causes the spend requirement to fail. • The offer cannot be combined with other credit-card or business-debit-card promotions, except the Welcome Offer for new cardholders. The retained terms do not state whether the regular Cash Rebate Scheme is treated as another promotion. • Accumulate retail spending of at least HKD 5,000 with the card each month to qualify for the extra rebate in that month. • The new-cardholder rate is 5% in months after the first three consecutive months from card issuance. • Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Total offer rebate per Eligible Cardholder per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The eligible principal cardholder must accumulate at least HK$5,000 in eligible retail transactions in the same calendar month.
• This subsequent months after the first 3 consecutive months.
• The new-cardholder 6% tier applies only when the application is approved during the Promotion Period; a new cardholder has not held an OCBC Credit Card or Business Debit Card, including a co-branded card, in the prior 13 months.
• Principal and supplementary card transactions are consolidated. Eligible transactions must post to the eligible card account by the 15th of the following month.
• Excluded transactions include installment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees, stored-value or e-wallet reloads, financial-institution products, transfers, funds, stock contributions, property purchases, charitable transactions, split bills, and unauthorized, fraudulent, unposted, cancelled or refunded transactions.
• The rebate is credited within 90 days after each calendar month ends and can only offset the principal card statement balance; it cannot be withdrawn or exchanged for cash.
• The account must remain valid and in good credit standing when credited. The Bank may reverse a rebate after a refund, cancellation, fraud or abuse causes the spend requirement to fail.
• The offer cannot be combined with other credit-card or business-debit-card promotions, except the Welcome Offer for new cardholders. The retained terms do not state whether the regular Cash Rebate Scheme is treated as another promotion.
• Accumulate retail spending of at least HKD 5,000 with the card each month to qualify for the extra rebate in that month.
• The new-cardholder rate is 5% in months after the first three consecutive months from card issuance.
• Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.
• The designated online purchase promotion.: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Customer: Existing customer • Limit: 500 HKD · Per Month • Limit applies to: Total offer rebate per Eligible Cardholder per calendar month. • Eligibility: Phase Spend Min: 5000 • Merchants: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, DianPing • Eligible merchants: amazon, food-panda, keeta, klook, kkday, taobao, tmall, pdd-pinduoduo, jd-com, meituan, dianping • The eligible principal cardholder must accumulate at least HK$5,000 in eligible retail transactions in the same calendar month. • This each qualifying calendar month during the Promotion Period. • The new-cardholder 6% tier applies only when the application is approved during the Promotion Period; a new cardholder has not held an OCBC Credit Card or Business Debit Card, including a co-branded card, in the prior 13 months. • Principal and supplementary card transactions are consolidated. Eligible transactions must post to the eligible card account by the 15th of the following month. • Excluded transactions include installment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees, stored-value or e-wallet reloads, financial-institution products, transfers, funds, stock contributions, property purchases, charitable transactions, split bills, and unauthorized, fraudulent, unposted, cancelled or refunded transactions. • The rebate is credited within 90 days after each calendar month ends and can only offset the principal card statement balance; it cannot be withdrawn or exchanged for cash. • The account must remain valid and in good credit standing when credited. The Bank may reverse a rebate after a refund, cancellation, fraud or abuse causes the spend requirement to fail. • The offer cannot be combined with other credit-card or business-debit-card promotions, except the Welcome Offer for new cardholders. The retained terms do not state whether the regular Cash Rebate Scheme is treated as another promotion. • Accumulate retail spending of at least HKD 5,000 with the card each month to qualify for the extra rebate in that month. • The existing-cardholder rate is 5%. • Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: 適用範圍: amazon / food panda / keeta / klook / kkday / taobao / tmall / pdd pinduoduo / jd com / meituan / dianping · Type: 商戶
• 要求: Period spend ≥: HK$5,000.00
• 優惠上限: 金額: 500 · 適用範圍: Total offer rebate per Eligible Cardholder per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The eligible principal cardholder must accumulate at least HK$5,000 in eligible retail transactions in the same calendar month.
• This each qualifying calendar month during the Promotion Period.
• The new-cardholder 6% tier applies only when the application is approved during the Promotion Period; a new cardholder has not held an OCBC Credit Card or Business Debit Card, including a co-branded card, in the prior 13 months.
• Principal and supplementary card transactions are consolidated. Eligible transactions must post to the eligible card account by the 15th of the following month.
• Excluded transactions include installment amounts, car loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees, stored-value or e-wallet reloads, financial-institution products, transfers, funds, stock contributions, property purchases, charitable transactions, split bills, and unauthorized, fraudulent, unposted, cancelled or refunded transactions.
• The rebate is credited within 90 days after each calendar month ends and can only offset the principal card statement balance; it cannot be withdrawn or exchanged for cash.
• The account must remain valid and in good credit standing when credited. The Bank may reverse a rebate after a refund, cancellation, fraud or abuse causes the spend requirement to fail.
• The offer cannot be combined with other credit-card or business-debit-card promotions, except the Welcome Offer for new cardholders. The retained terms do not state whether the regular Cash Rebate Scheme is treated as another promotion.
• Accumulate retail spending of at least HKD 5,000 with the card each month to qualify for the extra rebate in that month.
• The existing-cardholder rate is 5%.
• Designated platforms are Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, and DianPing.
• The designated online purchase promotion.: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 0.5 percent · Per Month • Limit applies to: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance • Eligible categories: 本地餐飲 • Applies to all local Food & Beverage spending under the basic Spending Reward Program. • The page states HKD 125 of spending equals HKD 1 cash rebate. • The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count. • The rebate appears on the next statement after the transaction. • Applies to local food and beverage spending on the Infinite, World, Platinum and Titanium Cards, including co-branded cards. • The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded. • The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1. • Cash advances, cash installment plan amounts (except merchant interest-free installments), bill payments, balance transfers, casino transactions, card fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are excluded. • The rebate can only offset retail spending or cash advances and cannot be converted to cash. The account must be valid when credited; cancelled accounts may forfeit accumulated rebates. • Merchant category is determined by Visa, Mastercard, UnionPay and the merchant's acquiring bank.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance · 期間: 每月 · Type: 有限額 · Unit: 百分比
• Applies to all local Food & Beverage spending under the basic Spending Reward Program.
• The page states HKD 125 of spending equals HKD 1 cash rebate.
• The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count.
• The rebate appears on the next statement after the transaction.
• Applies to local food and beverage spending on the Infinite, World, Platinum and Titanium Cards, including co-branded cards.
• The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded.
• The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1.
• Cash advances, cash installment plan amounts (except merchant interest-free installments), bill payments, balance transfers, casino transactions, card fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are excluded.
• The rebate can only offset retail spending or cash advances and cannot be converted to cash. The account must be valid when credited; cancelled accounts may forfeit accumulated rebates.
• Merchant category is determined by Visa, Mastercard, UnionPay and the merchant's acquiring bank.

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 0.5 percent · Per Month • Limit applies to: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance • Eligible categories: 海外簽賬 • Applies to overseas spending under the basic Spending Reward Program. • The page states HKD 125 of spending equals HKD 1 cash rebate. • The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count. • The rebate appears on the next statement after the transaction. • Applies to overseas spending on the Infinite, World, Platinum and Titanium Cards, including co-branded cards. • Overseas internet transactions and Hong Kong-dollar transactions made outside Hong Kong are excluded. • The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded. • The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1. • Cash advances, cash installment plan amounts (except merchant interest-free installments), bill payments, balance transfers, casino transactions, card fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are excluded. • The rebate can only offset retail spending or cash advances and cannot be converted to cash. The account must be valid when credited; cancelled accounts may forfeit accumulated rebates. • Merchant category is determined by Visa, Mastercard, UnionPay and the merchant's acquiring bank.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance · 期間: 每月 · Type: 有限額 · Unit: 百分比
• Applies to overseas spending under the basic Spending Reward Program.
• The page states HKD 125 of spending equals HKD 1 cash rebate.
• The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count.
• The rebate appears on the next statement after the transaction.
• Applies to overseas spending on the Infinite, World, Platinum and Titanium Cards, including co-branded cards.
• Overseas internet transactions and Hong Kong-dollar transactions made outside Hong Kong are excluded.
• The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded.
• The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1.
• Cash advances, cash installment plan amounts (except merchant interest-free installments), bill payments, balance transfers, casino transactions, card fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are excluded.
• The rebate can only offset retail spending or cash advances and cannot be converted to cash. The account must be valid when credited; cancelled accounts may forfeit accumulated rebates.
• Merchant category is determined by Visa, Mastercard, UnionPay and the merchant's acquiring bank.

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 0.5 percent · Per Month • Limit applies to: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance • Eligible categories: 其他 • Applies to other retail spending transactions under the basic Spending Reward Program. • The page states HKD 200 of spending equals HKD 1 cash rebate. • The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count. • The rebate appears on the next statement after the transaction. • Applies to other retail spending on the Infinite, World, Platinum and Titanium Cards, including co-branded cards; the source states local food and beverage and eligible overseas spending as the 0.8% categories. • The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded. • The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1. • Cash advances, cash installment plan amounts (except merchant interest-free installments), bill payments, balance transfers, casino transactions, card fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are excluded. • The rebate can only offset retail spending or cash advances and cannot be converted to cash. The account must be valid when credited; cancelled accounts may forfeit accumulated rebates. • Merchant category is determined by Visa, Mastercard, UnionPay and the merchant's acquiring bank.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance · 期間: 每月 · Type: 有限額 · Unit: 百分比
• Applies to other retail spending transactions under the basic Spending Reward Program.
• The page states HKD 200 of spending equals HKD 1 cash rebate.
• The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count.
• The rebate appears on the next statement after the transaction.
• Applies to other retail spending on the Infinite, World, Platinum and Titanium Cards, including co-branded cards; the source states local food and beverage and eligible overseas spending as the 0.8% categories.
• The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded.
• The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1.
• Cash advances, cash installment plan amounts (except merchant interest-free installments), bill payments, balance transfers, casino transactions, card fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions are excluded.
• The rebate can only offset retail spending or cash advances and cannot be converted to cash. The account must be valid when credited; cancelled accounts may forfeit accumulated rebates.
• Merchant category is determined by Visa, Mastercard, UnionPay and the merchant's acquiring bank.

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 0.5 percent · Per Month • Limit applies to: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance • Eligible categories: 八達通 • Applies to Octopus Automatic Add-Value reload transactions under the basic Spending Reward Program. • The page states HKD 200 of spending equals HKD 1 cash rebate. • The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count. • The rebate appears on the next statement after the transaction. • Applies to Octopus Automatic Add-Value reloads on the Infinite, World, Platinum and Titanium Cards, including co-branded cards. • The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded. • The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1. • The general transaction exclusions and rebate-use limits in the Cash Rebate Scheme apply. Merchant category is determined by the card network and acquiring bank.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 八達通 · Type: 類別
• 優惠上限: 金額: 0.5 · 適用範圍: 5 times the approved credit limit; excludes temporary credit limit and extra credit limit induced by credit balance · 期間: 每月 · Type: 有限額 · Unit: 百分比
• Applies to Octopus Automatic Add-Value reload transactions under the basic Spending Reward Program.
• The page states HKD 200 of spending equals HKD 1 cash rebate.
• The monthly basic-program rebate cap is 0.5% of 5 times the approved credit limit; temporary credit limit and extra credit limit induced by credit balance do not count.
• The rebate appears on the next statement after the transaction.
• Applies to Octopus Automatic Add-Value reloads on the Infinite, World, Platinum and Titanium Cards, including co-branded cards.
• The monthly rebate ceiling is 0.5% of 5 times the approved credit limit; temporary credit limits and extra credit from a credit balance are excluded.
• The rebate is credited on the next statement. No rebate is granted when total rebate for a monthly statement is below HK$1.
• The general transaction exclusions and rebate-use limits in the Cash Rebate Scheme apply. Merchant category is determined by the card network and acquiring bank.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$300 ÷ HK$4,800 × 100 = 6.25% (exact; no rounding). Based on the minimum eligible spend within 3 months after card issuance; the effective rate decreases above HK$4,800. Eligibility and transaction exclusions apply. • Limit applies to: The fixed welcome rebate is HK$300; no separate cap is stated. • Eligibility: Phase Spend Min: 4800 • Applies to all eligible spending, subject to the conditions. • Only principal applicants who have not held an OCBC Credit Card, including a co-branded card, in the 13 months before approval qualify. • The principal and supplementary cardholders must accumulate at least HK$4,800 of eligible spend within 3 months after card issuance. Eligible spend includes retail purchases and cash advances. • Installment amounts, bill payments, unposted, cancelled, refunded, fraudulent or unauthorized transactions, car loan repayments, and e-wallet reloads are excluded. • The rebate is credited to the principal card account within 8 weeks after the spend requirement is met. The account must be valid, non-delinquent and in good financial standing when credited. • The applicant can receive the welcome offer once. If multiple OCBC cards are approved at the same time, the offer is based on the first approved card. • The rebate is not transferable, refundable or redeemable for cash. • Minimum total spending of HKD 4,800 within three months from the card issuance date is required.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$4,800.00
• 優惠上限: 適用範圍: The fixed welcome rebate is HK$300; no separate cap is stated. · 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HK$300 ÷ HK$4,800 × 100 = 6.25% (exact; no rounding). Based on the minimum eligible spend within 3 months after card issuance; the effective rate decreases above HK$4,800. Eligibility and transaction exclusions apply.
• Only principal applicants who have not held an OCBC Credit Card, including a co-branded card, in the 13 months before approval qualify.
• The principal and supplementary cardholders must accumulate at least HK$4,800 of eligible spend within 3 months after card issuance. Eligible spend includes retail purchases and cash advances.
• Installment amounts, bill payments, unposted, cancelled, refunded, fraudulent or unauthorized transactions, car loan repayments, and e-wallet reloads are excluded.
• The rebate is credited to the principal card account within 8 weeks after the spend requirement is met. The account must be valid, non-delinquent and in good financial standing when credited.
• The applicant can receive the welcome offer once. If multiple OCBC cards are approved at the same time, the offer is based on the first approved card.
• The rebate is not transferable, refundable or redeemable for cash.
• Minimum total spending of HKD 4,800 within three months from the card issuance date is required.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: The source limits the waiver to the first 3 years; it gives no separate cap. • The application form lists a first 3-year annual fee waiver for the VISA Platinum Card. • The KFS lists HK$1,800 per year for the principal Platinum Card; the waived value is per year, not a stated 3-year total. • The page states that the annual fee is waived for the first three years; it does not state the fee amount.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: The source limits the waiver to the first 3 years; it gives no separate cap. · 期間: 未提供 · Type: 未提供
• The application form lists a first 3-year annual fee waiver for the VISA Platinum Card.
• The KFS lists HK$1,800 per year for the principal Platinum Card; the waived value is per year, not a stated 3-year total.
• The page states that the annual fee is waived for the first three years; it does not state the fee amount.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Limit applies to: No additional cap stated. • The waiver applies to customers below age 18. • The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No additional cap stated. · 期間: 未提供 · Type: 未提供
• The waiver applies to customers below age 18.
• The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: Senior • Limit applies to: No additional cap stated. • The waiver applies to customers aged 65 or above. • The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

• 適用資格: 適用對象: senior
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No additional cap stated. · 期間: 未提供 · Type: 未提供
• The waiver applies to customers aged 65 or above.
• The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: Eligible customer must proactively apply by self-declaration and/or provide supporting documents. • Limit applies to: No additional cap stated. • Application, registration or activation required. See conditions. • The waiver applies to recipients of Comprehensive Social Security Assistance or Government Disability Allowance. • Eligible customers must proactively apply by self-declaration and/or provide supporting documents. • The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

• 適用資格: 適用對象: other · Document: Eligible customer must proactively apply by self declaration and/or provide supporting documents.
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No additional cap stated. · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The waiver applies to recipients of Comprehensive Social Security Assistance or Government Disability Allowance.
• Eligible customers must proactively apply by self-declaration and/or provide supporting documents.
• The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other; Document: The Bank may require a declaration in its designated form and supporting documents. • Limit applies to: No additional cap stated. • Application, registration or activation required. See conditions. • The waiver applies to Bank-designated customers, including low-income earners. • Eligible customers must proactively apply by self-declaration and/or provide supporting documents; the Bank decides the designated form. • The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

• 適用資格: 適用對象: other · Document: The Bank may require a declaration in its designated form and supporting documents.
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No additional cap stated. · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The waiver applies to Bank-designated customers, including low-income earners.
• Eligible customers must proactively apply by self-declaration and/or provide supporting documents; the Bank decides the designated form.
• The paper statement fee is not applicable to corporate cards or supplementary cards; only the principal cardholder's eligibility can exempt the account.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: No separate cap stated. • No interest is charged on retail purchases if the full statement balance is paid by the due date. • The period depends on when the purchase is made in the statement cycle. • The interest-free period does not apply to cash advances or balance transfers.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No separate cap stated. · 期間: 未提供 · Type: 未提供
• No interest is charged on retail purchases if the full statement balance is paid by the due date.
• The period depends on when the purchase is made in the statement cycle.
• The interest-free period does not apply to cash advances or balance transfers.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Flexi-Money interest-free installment plan • The page describes instant cash with flexible, interest-free repayments.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Flexi Money interest free installment plan · 期間: 未提供 · Type: 未提供
• The page describes instant cash with flexible, interest-free repayments.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$2,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Fixed HK$200 rebate; no percentage is stated.
• 須申請或登記。
• Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
• An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
• Each eligible customer can receive this offer once only.
• Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
• The account must remain valid during the promotion and when the rebate is credited.
• If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
• The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
• The offer cannot be combined with other promotional offers unless the relevant terms allow it.
• Welcome cash rebate offer: 2026-04-01 – 2027-01-13

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: 付款方式: contactless · Period spend ≥: HK$500.00
• 優惠上限: 金額: 100 · 適用範圍: Cash rebate for each eligible card account in a calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
• Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
• Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
• Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
• Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
• Supplementary-card spending is counted in a separate account.
• Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
• MOP-to-HKD conversion method is not stated.
• Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
• Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 6 · 適用範圍: Japan and Hawaii lounge visits during the service period · 期間: 推廣期總額 · Type: 有限額 · Unit: times
• A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
• Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
• The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
• Without the eligible transaction, HK$78 is charged per visit.
• Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
• Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 2 · 適用範圍: LoungeKey visits outside Japan and Hawaii during 2026 · 期間: 推廣期總額 · Type: 有限額 · Unit: times
• Access is to LoungeKey Services lounges outside Japan and Hawaii.
• Principal and supplementary cardholder visits have separate allowances.
• Linked Chinese terms were unavailable; additional access conditions are unknown.
• LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: toyota rent a car · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• Discount applies to the basic rental fee and excludes tax.
• Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
• Campaign details are linked but not retained.

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 藥房／保健品 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• Applies at major drugstores in Japan.
• The source does not provide a complete drugstore list.

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: starbucks · Type: 商戶
• 最低要求: 期間: 每筆交易 · 消費: HK$100.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
• Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
• A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
• Detailed information is linked in Chinese and was not retained.

This benefit does not apply to a purchase. •

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• All customers are entitled to an annual fee waiver for the first year.
• The offer page does not state the waived amount.

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• No interest is charged if the statement balance is paid in full by the due date.
• The interest-free period depends on the purchase date within the statement cycle.

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

開啟優惠來源 ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
• The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 外賣平台 · Type: 類別
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
• The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地交通 · Type: 類別
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
• The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 優惠上限: 金額: 208 · 適用範圍: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
• The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
• The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 優惠上限: 金額: 160 · 適用範圍: Cash rebate per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
• The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
• The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$60,000.00
• 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• 須申請或登記。
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$60,000.00
• 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• 須申請或登記。
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$6,000.00
• 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
• 百分比備註: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: CashBack from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 無上限
• Requires no Mox+ and the CashBack Spending Rewards Scheme.
• CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
• The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
• Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
• 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
• 要求: Period spend ≥: HK$1,500.00
• 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
• 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
• 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
• 要求: Period spend ≥: HK$6,000.00
• 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
• 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
• 要求: Period spend ≥: HK$9,000.00
• 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 百分比備註: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$1,500.00
• 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
• 百分比備註: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
• 百分比備註: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$6,000.00
• 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
• 百分比備註: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• 須申請或登記。
• Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$9,000.00
• 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
• 百分比備註: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
• 須申請或登記。
• Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: Asia Miles earned from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 未提供
• Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
• CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
• The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
• Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: Asia Miles earned from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 未提供
• Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
• CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
• The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
• Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: 商戶
• 優惠上限: 適用範圍: Mystery gift at selected Xiaomi Stores · 期間: 未提供 · Type: 未提供
• Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
• The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 最低要求: 期間: 每筆交易 · 消費: HK$3,000.00
• 優惠上限: 金額: 10000 · 適用範圍: Approved Split Purchases under the Xiaomi promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: transaction
• 須申請或登記。
• One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
• Split Purchase tenor must be 3 to 12 months.
• Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
• Quota: 10,000 Approved Split Purchases, first come, first served.
• Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
• Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 10000 · 適用範圍: Approved Split Purchases under the Xiaomi promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: transaction
• 須申請或登記。
• No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
• Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

• 適用資格: 適用對象: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
• 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
• 優惠上限: 金額: 1 · 適用範圍: Reward under the selected customer Split Purchase promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
• 須申請或登記。
• The customer must have no previously approved Split Purchase.
• Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
• Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
• The customer must receive a direct Mox invitation to participate.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
• The eligible Split Purchase must not be cancelled.
• Mox will pay the reward by the last day of the second calendar month after approval.
• Split Purchase application: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
• 適用消費: Type: not applicable
• 優惠上限: 金額: 1 · 適用範圍: Savings Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
• 須申請或登記。
• Complete Mox account opening within 15 days after using the invitation or referral code.
• Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
• Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
• If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
• The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
• Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: CashBack on eligible card spending · 期間: 每年 · Type: 無上限
• 百分比備註: Source stated rate for eligible transactions posted in Hong Kong dollars.
• Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
• Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
• Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 適用範圍: welcome CashBack · 期間: 未提供 · Type: 未提供
• 百分比備註: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
• 須申請或登記。
• Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
• Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
• Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
• Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
• The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
• Application submission: 2026-09-21 – 2027-01-17

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Eligible 3 month instalment plans · 期間: 推廣期總額 · Type: 無上限
• 百分比備註: Source states a 0% handling fee for the 3 month plan.
• 須申請或登記。
• New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
• Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
• Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
• Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: interest free period · 期間: 未提供 · Type: 未提供
• KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

• 適用資格: 適用對象: other
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: principal annual fee · 期間: 未提供 · Type: 未提供
• Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
• Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: supplementary annual fee · 期間: 未提供 · Type: 未提供
• KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: late fee · 期間: 未提供 · Type: 未提供
• KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: delinquent APR/default charge · 期間: 未提供 · Type: 未提供
• KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 3 · 適用範圍: Supplementary Cards · 期間: 未提供 · Type: 有限額 · Unit: cards
• 百分比備註: No source supported spending percentage applies.
• 須申請或登記。
• The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
• Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
• Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The chargeable annual fee for each Principal Card issued is HK$6,800.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The chargeable annual fee for each Supplementary Card issued is HK$3,000.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• 須申請或登記。
• No documents are required for the Credit Card Spending Installment Plan.
• The 12-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• 須申請或登記。
• No documents are required for the Credit Card Spending Installment Plan.
• The 24-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• 須申請或登記。
• No documents are required for the Credit Card Spending Installment Plan.
• The 36-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• Visa Concierge provides 24/7 support.
• Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
• Visa Concierge app and phone access are subject to Visa service terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 無上限
• 百分比備註: No source supported spending percentage applies.
• 須申請或登記。
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated airport lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 無上限
• 百分比備註: No source supported spending percentage applies.
• 須申請或登記。
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 10 · 適用範圍: Companion visits to designated airport lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
• 百分比備註: No source supported spending percentage applies.
• 須申請或登記。
• A companion may use designated airport lounges up to 10 times free during the promotion period.
• Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 20 · 適用範圍: Companion visits to designated high speed rail lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
• 百分比備註: No source supported spending percentage applies.
• 須申請或登記。
• A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 要求: 付款方式: essence ceramic card
• 優惠上限: 金額: 2 · 適用範圍: One way airport limousine transfer services · 期間: 推廣期總額 · Type: 有限額 · Unit: services
• 百分比備註: No source supported spending percentage applies.
• 須申請或登記。
• The offer is for ICBC Essence Ceramic Cardholders only.
• The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
• The customer must book the service and pay with the Essence Ceramic Card.
• The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
• Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
• King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
• Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
• 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 酒店 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• Visa partner offers cover more than 900 global luxury hotels and resorts.
• The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
• Availability, booking channel, participating properties, and Visa partner terms apply.

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Source stated maximum; eligible Visa partner terms apply.
• 未提供完整適用商戶名單。
• The source states a maximum discount of up to 48% for limousine services.
• Eligible Visa partner services, booking conditions, availability, and partner terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: hertz · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The source names Hertz and states car-rental offers including one-day complimentary rental.
• Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 要求: 付款方式: designated card
• 優惠上限: 金額: 25000 · 適用範圍: Travel medical and related expenses per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
• 百分比備註: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The medical and related expense limit is US$25,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 要求: 付款方式: designated card
• 優惠上限: 金額: 1000000 · 適用範圍: Travel personal accident insurance per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
• 百分比備註: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The personal accident limit is US$1,000,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 要求: 付款方式: designated card
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 高級餐廳 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 購物 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 高級餐廳 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 網上購物 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 百貨公司 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 珠寶／鐘錶 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 時裝 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• 未提供完整適用商戶名單。
• The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The page lists online shopping insurance as a card benefit.
• Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The source lists SUPREME membership for Chinese Arts & Crafts.
• Membership eligibility, privileges, and provider terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: memorigin · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
• Provider availability and terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: tai pan row · Type: 商戶
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• The source names Tai Pan Row and lists prestigious suit-tailoring offers.
• Provider availability and terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: No source supported spending percentage applies.
• Personalized value-added services are available by invitation only.
• Customers should contact their designated relationship manager for details.

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
• One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
• The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
• 須申請或登記。
• Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
• Make one retail purchase or cash advance with the card within the first two months after card issuance.
• Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
• The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
• successful principal card application: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: designated airport and high speed rail lounge services · 期間: 推廣期總額 · Type: 無上限 · Unit: service
• 百分比備註: The source states unlimited lounge access but no percentage rate.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
• The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
• Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
• designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 無上限
• 須申請或登記。
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
• The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
• Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
• Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
• The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
• Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
• The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
• promotion: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 金額: 500000 · 適用範圍: personal accident insurance indemnity · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
• Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

• 適用資格: 適用對象: resident
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: unlimited. • Limit applies to: 3X bonus-point reward on local or overseas card spending • Applies to all eligible spending, subject to the conditions. • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points. • The reward applies to local or overseas card spending without a stated limit.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: 3X bonus point reward on local or overseas card spending · 期間: 未提供 · Type: 無上限
• This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points.
• The reward applies to local or overseas card spending without a stated limit.

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
• No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
• No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
• No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses. • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses.
• The source states payment and travel convenience but gives no monetary value, discount, or access limit.

開啟優惠來源 ↗

Category or merchant does not match. • Limit applies to: No cap or limit is stated. • Eligible categories: 海外簽賬, 中國內地簽賬 • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 / 中國內地簽賬 · Type: 類別
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: No cap or limit is stated. • Eligible categories: 其他 • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 其他 · Type: 類別
• 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Additional promotional cash rebate per customer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Phase Spend Min: 4000 • Eligible categories: 中國內地簽賬, 海外簽賬 • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent. • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card. • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply. • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota. • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027. • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms. • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 中國內地簽賬 / 海外簽賬 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
• 要求: Period spend ≥: HK$4,000.00
• 優惠上限: 金額: 200 · 適用範圍: Additional promotional cash rebate per customer · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
• 須申請或登記。
• 未提供完整適用商戶名單。
• The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent.
• The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card.
• Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply.
• The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota.
• Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027.
• RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms.
• The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Annual fee waiver • Waiver applies for the first 3 years. The page does not state the annual fee amount.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
• Waiver applies for the first 3 years. The page does not state the annual fee amount.

開啟優惠來源 ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 1 item · Lifetime • Limit applies to: One welcome offer per applicant for their first ICBC Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue. • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last. • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 金額: 1 · 適用範圍: One welcome offer per applicant for their first ICBC Credit Card · 期間: lifetime · Type: 有限額 · Unit: item
• 須申請或登記。
• A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue.
• Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last.
• The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 書店／文具 • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear. • Each cardholder can use the offer once per day.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 書店／文具 · Type: 類別
• 優惠上限: 金額: 1 · 適用範圍: Each cardholder · 期間: per day · Type: 有限額 · Unit: transaction
• 未提供完整適用商戶名單。
• The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
• The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear.
• Each cardholder can use the offer once per day.
• ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 餐飲 • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 優惠上限: 金額: 1 · 適用範圍: Each cardholder · 期間: per day · Type: 有限額 · Unit: transaction
• 未提供完整適用商戶名單。
• At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.
• ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

開啟優惠來源 ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: 30 HKD · Per Day • Limit applies to: Discount 1 • Applies to all eligible spending, subject to the conditions. • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 金額: 30 · 適用範圍: Discount 1 · Currency: HKD · 期間: per day · Type: 有限額 · Unit: 貨幣
• Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.
• ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000. • Limit: 100 HKD · Per Day • Limit applies to: Discount 2 • Minimum spend: Period: per_transaction; Spend: 2000 • Eligible categories: 書店／文具 • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 書店／文具 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$2,000.00
• 優惠上限: 金額: 100 · 適用範圍: Discount 2 · Currency: HKD · 期間: per day · Type: 有限額 · Unit: 貨幣
• 百分比備註: HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000.
• 未提供完整適用商戶名單。
• For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.
• ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Visa Signature Concierge service • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Visa Signature Concierge service · 期間: 未提供 · Type: 未提供
• The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

開啟優惠來源 ↗

Category or merchant does not match. • Limit applies to: ZALORA offer • Merchants: zalora • Eligible merchants: zalora • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: zalora · Type: 商戶
• 優惠上限: 適用範圍: ZALORA offer · 期間: 未提供 · Type: 未提供
• Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

Category or merchant does not match. • Limit applies to: Agoda flight-ticket offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: agoda · Type: 商戶
• 優惠上限: 適用範圍: Agoda flight ticket offer · 期間: 未提供 · Type: 未提供
• Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

Category or merchant does not match. • Limit applies to: Agoda hotel-booking offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: agoda · Type: 商戶
• 優惠上限: 適用範圍: Agoda hotel booking offer · 期間: 未提供 · Type: 未提供
• Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: ICBC (Asia) Credit Card VIP lounge privilege • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: ICBC (Asia) Credit Card VIP lounge privilege · 期間: 未提供 · Type: 未提供
• The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235%. The 12-month APR is 5.29%, based on a HK$10,000 installment amount. • Limit applies to: 12-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: 12 month installment plan · 期間: 未提供 · Type: 未提供
• 百分比備註: Source states a monthly flat rate of 0.235%. The 12 month APR is 5.29%, based on a HK$10,000 installment amount.
• 須申請或登記。
• No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 24-month APR of 5.46%, based on a HK$10,000 installment amount. • Limit applies to: 24-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: 24 month installment plan · 期間: 未提供 · Type: 未提供
• 百分比備註: Source states a monthly flat rate of 0.235% and a 24 month APR of 5.46%, based on a HK$10,000 installment amount.
• 須申請或登記。
• No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 36-month APR of 5.48%, based on a HK$10,000 installment amount. • Limit applies to: 36-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 優惠上限: 適用範圍: 36 month installment plan · 期間: 未提供 · Type: 未提供
• 百分比備註: Source states a monthly flat rate of 0.235% and a 36 month APR of 5.48%, based on a HK$10,000 installment amount.
• 須申請或登記。
• No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 250 HKD · Promotion Total • Limit applies to: Per principal cardholder during Phase 2 • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Payment Methods: icbc-mobile-banking; icbc-online-banking • Eligible categories: 學費／課程 • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify. • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function. • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function. • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500. • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis. • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ. • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 學費／課程 · Type: 類別
• 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
• 要求: 付款方式: icbc mobile banking / icbc online banking
• 優惠上限: 金額: 250 · 適用範圍: Per principal cardholder during Phase 2 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 未提供完整適用商戶名單。
• Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify.
• A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function.
• A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function.
• The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500.
• The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis.
• Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ.
• The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.
• Phase 2 tuition payments: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The source gives multiple compensation percentages for specific injuries, not one offer rate. • Limit: 500000 USD • Limit applies to: Per insured person • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder. • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance. • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination. • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card. • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service. • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved. • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability. • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions. • The policy wording requires written notice within 30 days after a loss and requested claim documents. • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added. • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 500000 · 適用範圍: Per insured person · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The source gives multiple compensation percentages for specific injuries, not one offer rate.
• Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder.
• The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance.
• For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination.
• At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card.
• There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service.
• The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved.
• The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability.
• The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions.
• The policy wording requires written notice within 30 days after a loss and requested claim documents.
• The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added.
• AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.
• Insurance period for designated card members: 2026-06-24 – 2027-06-23

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: application service • Application, registration or activation required. See conditions. • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof. • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: application service · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
• Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof.
• Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: digital-card availability • Application, registration or activation required. See conditions. • The card is ready to use after the application is approved. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: digital card availability · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card is ready to use after the application is approved.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: payment-security feature • Application, registration or activation required. See conditions. • Payments use a dynamic password. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: payment security feature · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Payments use a dynamic password.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: credit facility • Application, registration or activation required. See conditions. • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: credit facility · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: online-payment feature • Application, registration or activation required. See conditions. • The virtual card can be used for online shopping and cardless payment. • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: online payment feature · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The virtual card can be used for online shopping and cardless payment.
• Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card.
• The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Application, registration or activation required. See conditions. • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
• New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Use is available after the card application is approved.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Use is available after the card application is approved.

開啟優惠來源 ↗

This benefit does not apply to a purchase. •

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供

開啟優惠來源 ↗

This benefit does not apply to a purchase. • The page states that the virtual card can pay for online shopping.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• The page states that the virtual card can pay for online shopping.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay. • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay.
• Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

• 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: card application service · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
• Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: virtual card access · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: dynamic password payment feature · 期間: 未提供 · Type: 未提供
• 須申請或登記。

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: cardless online shopping feature · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The page states that customers can use the virtual card for online shopping.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: Apple Pay card feature • Application, registration or activation required. See conditions. • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card. • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Apple Pay card feature · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
• The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

開啟優惠來源 ↗

This benefit does not apply to a purchase. • Limit applies to: card readiness • Application, registration or activation required. See conditions. • The card is ready to use after application approval. • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app. • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof. • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: card readiness · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• The card is ready to use after application approval.
• Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app.
• Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
• Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: dynamic password payment feature · 期間: 未提供 · Type: 未提供

This benefit does not apply to a purchase. • Limit applies to: credit limit • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: credit limit · 期間: 未提供 · Type: 未提供
• The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

This benefit does not apply to a purchase. • Limit applies to: cardless payment service • Application, registration or activation required. See conditions. • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card. • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay. • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: cardless payment service · 期間: 未提供 · Type: 未提供
• 須申請或登記。
• Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card.
• Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay.
• The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states a complimentary main course, not a percentage or cash comparison. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course. • The offer is available at selected restaurants in Hong Kong and Asia. • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence. • The offer is subject to the relevant terms and conditions.

• 適用資格: 適用對象: resident
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a complimentary main course, not a percentage or cash comparison.
• 未提供完整適用商戶名單。
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course.
• The offer is available at selected restaurants in Hong Kong and Asia.
• The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence.
• The offer is subject to the relevant terms and conditions.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states dining offers but no numeric rate or fixed comparison basis. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong. • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

• 適用資格: 適用對象: resident
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states dining offers but no numeric rate or fixed comparison basis.
• 未提供完整適用商戶名單。
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong.
• The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence.
• The offer is subject to the relevant terms and conditions.

This benefit does not apply to a purchase. • Audience: Resident • The source states insurance protection and benefit limits, not a percentage reward. • Limit: 200 USD · Per Transaction • Limit applies to: E-Commerce Purchase Protection per occurrence • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The page states worldwide coverage for online purchases made with the card. • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date. • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200. • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 金額: 200 · 適用範圍: E Commerce Purchase Protection per occurrence · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The source states insurance protection and benefit limits, not a percentage reward.
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• The page states worldwide coverage for online purchases made with the card.
• Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date.
• The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200.
• The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

This benefit does not apply to a purchase. • Audience: Resident • The source states hotel privileges and a facility value limit, not a percentage reward. • Limit: 100 USD • Limit applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world. • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability. • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 金額: 100 · 適用範圍: Special facilities in Mastercard Luxury Hotel and Resort Offers · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The source states hotel privileges and a facility value limit, not a percentage reward.
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world.
• The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability.
• The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence.
• The offer is subject to the relevant terms and conditions.

This benefit does not apply to a purchase. • Audience: Resident • The source states a price-difference guarantee, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary. • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference. • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a price difference guarantee, not a percentage reward.
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary.
• If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference.
• The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

This benefit does not apply to a purchase. • Audience: Resident • The source states travel-service privileges, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders. • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers. • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states travel service privileges, not a percentage reward.
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders.
• The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers.
• The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence.
• The offer is subject to the relevant terms and conditions.

This benefit does not apply to a purchase. • Audience: Resident • This is a card payment feature, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap. • The local source does not state a transaction amount limit for contactless payment.

• 適用資格: 適用對象: resident
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: This is a card payment feature, not a percentage reward.
• The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
• The card is offered to ICBC (Asia) Elite Club customers only.
• If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
• The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap.
• The local source does not state a transaction amount limit for contactless payment.

This benefit does not apply to a purchase. • The source states unlimited lounge services, not a percentage reward. • Limit: unlimited. • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card. • The notice does not state a usage period, designated-lounge list, or access procedure. • The notice is subject to the bank's card-service arrangement and terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 無上限
• 百分比備註: The source states unlimited lounge services, not a percentage reward.
• The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card.
• The notice does not state a usage period, designated-lounge list, or access procedure.
• The notice is subject to the bank's card-service arrangement and terms.

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: This is a card design feature, not a percentage reward.
• 須申請或登記。
• The customer can select a preferred horoscope cardface design when applying for the card.
• If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
• The page lists the twelve horoscope signs and their date ranges for the cardface designs.

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a financing flat rate and APR, not a spending reward percentage.
• 須申請或登記。
• The source states that no documents are required for the credit-card spending installment plan.
• The cardholder can choose a 12-, 24- or 36-month installment plan.
• The monthly flat rate is 0.235%.
• APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
• APR is calculated under the guidelines in the Code of Banking Practice.
• The Bank may apportion each installment payment between interest and principal at its discretion.
• APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
• Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
• Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

This benefit does not apply to a purchase. • This is an insurance coverage benefit, not a percentage reward. • Limit: 500000 USD • Limit applies to: Personal accident insurance limit per insured person • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms. • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance. • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA. • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy. • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive. • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member. • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination. • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card. • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service. • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities. • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 500000 · 適用範圍: Personal accident insurance limit per insured person · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
• 百分比備註: This is an insurance coverage benefit, not a percentage reward.
• The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
• The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
• AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
• The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy.
• Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
• The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
• For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
• A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
• The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service.
• The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
• The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
• Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • This is a card payment feature, not a percentage reward. • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment. • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: This is a card payment feature, not a percentage reward.
• The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment.
• The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: This is a card design feature, not a percentage reward.
• 須申請或登記。
• The customer can select a preferred horoscope cardface design when applying for the card.
• If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
• The page lists the twelve horoscope signs and their date ranges for the cardface designs.

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a financing flat rate and APR, not a spending reward percentage.
• 須申請或登記。
• The source states that no documents are required for the credit-card spending installment plan.
• The cardholder can choose a 12-, 24- or 36-month installment plan.
• The monthly flat rate is 0.235%.
• APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
• APR is calculated under the guidelines in the Code of Banking Practice.
• The Bank may apportion each installment payment between interest and principal at its discretion.
• APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
• Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
• Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no numeric rate is stated. • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card. • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending payment and travel convenience feature; no numeric rate is stated.
• The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card.
• Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card.
• The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
• The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • This is a card feature, not a transaction reward.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending dual currency card feature; no numeric rate is stated.
• The card has both HKD and RMB accounts in one card.
• Cardholders can spend with the local currency across Mainland China and Hong Kong.
• This is a card feature, not a transaction reward.

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no numeric rate is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card. • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 要求: 付款方式: unionpay app
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Non spending mobile payment feature; no numeric rate is stated.
• 須申請或登記。
• The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card.
• The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$3,000.00
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: This is a fixed voucher reward with no percentage denominator.
• 須申請或登記。
• New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible.
• Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
• Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
• The offer is first-come-first-served and subject to available stock.

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • Each cardholder may use the SUP spending privilege once per day. • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 書店／文具 · Type: 類別
• 優惠上限: 金額: 1 · 適用範圍: One use of the SUP spending privilege per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
• 百分比備註: Source stated 15% discount.
• 須申請或登記。
• 未提供完整適用商戶名單。
• From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
• Each cardholder may use the SUP spending privilege once per day.
• The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products.
• The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.
• SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 30% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 本地餐飲 · Type: 類別
• 優惠上限: 金額: 1 · 適用範圍: One use of the SUP dining privilege per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
• 百分比備註: Source stated 30% discount.
• 未提供完整適用商戶名單。
• From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
• The offer applies to regular-price a la carte dine-in or takeaway dining orders.
• The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
• Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
• SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: 付款方式: physical card
• 優惠上限: 金額: 1 · 適用範圍: One selected instant discount per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
• 百分比備註: This is a fixed discount; the source does not state a fixed comparison price for calculation.
• From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
• Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
• The offers are subject to the source terms and conditions and available stock.
• Instant Discount Offer: 2026-04-01 – 2027-03-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

• 適用資格: 適用對象: 全部
• 適用消費: Type: 全部
• 要求: 付款方式: physical card
• 優惠上限: 金額: 1 · 適用範圍: One selected instant discount per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
• 百分比備註: This is a fixed discount; the source does not state a fixed comparison price for calculation.
• From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
• Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
• The offers are subject to the source terms and conditions and available stock.
• Instant Discount Offer: 2026-04-01 – 2027-03-31

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費／課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 學費／課程 · Type: 類別
• 要求: 付款方式: mobile banking / online banking · Period spend ≥: HK$1,000.00
• 優惠上限: 金額: 500 · 適用範圍: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
• 百分比備註: The source states 2.5%; no calculation was used.
• The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
• The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking.
• A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
• The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
• The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
• The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.
• Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
• Tuition promotion Phase 2: 2026-10-01 – 2027-03-31

This benefit does not apply to a purchase. • The source provides a service heading without a numeric percentage. • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading. • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source provides a service heading without a numeric percentage.
• The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading.
• The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and repayment tenors, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states financing rates and repayment tenors, not a spending reward percentage.
• 須申請或登記。
• No documents are required for the Credit Card Spending Installment Plan.
• The cardholder can choose a 12-, 24- or 36-month installment plan.
• The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
• APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
• APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
• Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

This benefit does not apply to a purchase. • The source lists participating transport and payment channels without a numeric percentage. • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source lists participating transport and payment channels without a numeric percentage.
• The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

This benefit does not apply to a purchase. • The source describes account and currency handling without a numeric percentage. • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source describes account and currency handling without a numeric percentage.
• The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

This benefit does not apply to a purchase. • The source describes an app-binding feature without a numeric percentage. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 要求: 付款方式: unionpay app
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source describes an app binding feature without a numeric percentage.
• 須申請或登記。
• Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

Category or merchant does not match. • The source states a fee waiver but provides no percentage. • Eligible categories: 海外簽賬 • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a fee waiver but provides no percentage.
• When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

Category or merchant does not match. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 餐飲 · Type: 類別
• 優惠上限: 適用範圍: dining offers · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page does not state a benefit amount or percentage.
• The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
• Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
• The page links to Mastercard terms; the linked page was not used as evidence.

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: insurance coverage · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a coverage amount, not a percentage reward.
• 須申請或登記。
• The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
• The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
• The stated protection is overseas medical coverage.
• AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
• The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
• travel insurance offer: 即日起 – 2026-12-31

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 金額: 2 · 適用範圍: preferential price one way airport limousine service · 期間: 推廣期總額 · Type: 有限額 · Unit: uses
• 百分比備註: The source states a preferential price but gives no comparison price.
• 須申請或登記。
• Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
• The cardmember can use the HK$350 one-way service twice.
• Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
• The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
• The cardmember must send a booking request to the service provider by email or telephone.
• airport limousine service: 即日起 – 2026-12-31

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: HoteLux Elite membership · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a membership duration, not a percentage reward.
• The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
• Room upgrade, early check-in, and late check-out are subject to availability.
• The page says Mastercard terms apply; linked terms were not used as evidence.

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 酒店 · Type: 類別
• 優惠上限: 適用範圍: participating luxury hotel offer · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states one free night, not a percentage or cash amount.
• 未提供完整適用商戶名單。
• The page says the offer includes one free night and other offers at participating luxury hotels.
• The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
• The offer is provided by Mastercard and is subject to related terms.

Category or merchant does not match. • Limit applies to: Agoda hotel stay discount • Merchants: Agoda • Eligible merchants: agoda • The page says to book a stay through Agoda to receive the discount. • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: agoda · Type: 商戶
• 優惠上限: 適用範圍: Agoda hotel stay discount · 期間: 未提供 · Type: 未提供
• The page says to book a stay through Agoda to receive the discount.
• The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 運動及戶外 · Type: 類別
• 優惠上限: 適用範圍: green fee discount · 期間: 未提供 · Type: 未提供
• 未提供完整適用商戶名單。
• The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
• The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
• The offer is provided by Mastercard and is subject to terms not included in the retained source.
• green fee offer: 即日起 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 要求: Period spend ≥: HK$10,000.00
• 優惠上限: 適用範圍: welcome cash rebate · 期間: 未提供 · Type: 未提供
• 百分比備註: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
• 須申請或登記。
• New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
• Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
• New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
• Credit card applicants must be aged 18 or above.
• Application and approval times may vary; the Bank may request supporting documents.
• welcome offer promotion period: 即日起 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

• 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
• 適用消費: Type: 全部
• 優惠上限: 金額: 10000 · 適用範圍: Motion$ earned from eligible retail transactions in the first 2 months · 期間: 推廣期總額 · Type: 有限額 · Unit: Motion$
• 百分比備註: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
• 須申請或登記。
• The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
• Eligible transactions must be made in the first 2 months from card issuance.
• The maximum is M$10,000, convertible to 10,000 Miles.
• New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
• Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
• Credit card applicants must be aged 18 or above.
• Application and approval times may vary; the Bank may request supporting documents.
• welcome offer promotion period: 即日起 – 2026-12-31

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: annual fee waiver · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a perpetual annual fee waiver but gives no fee amount.
• The page describes the annual fee waiver as perpetual.

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: merchant installment plan · 期間: 未提供 · Type: 未提供
• 百分比備註: No financing amount, rate, or term is stated on the retained page.
• The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Octopus Automatic Add Value Service · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page names a service but states no amount or percentage benefit.
• The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: cash in installment program · 期間: 未提供 · Type: 未提供
• 百分比備註: No financing amount, rate, or term is stated on the retained page.
• The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: retail purchase installment program · 期間: 未提供 · Type: 未提供
• 百分比備註: No financing amount, rate, or term is stated on the retained page.
• The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Apple Pay service · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page names a mobile payment service but states no amount or percentage benefit.
• The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Google Pay service · 期間: 未提供 · Type: 未提供
• 百分比備註: The retained page names a mobile payment service but states no amount or percentage benefit.
• The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: repayment period · 期間: 未提供 · Type: 未提供
• 百分比備註: The source gives a repayment period duration but no interest rate or percentage benefit.
• The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a points amount, not a percentage rate.
• Included in the complimentary 12-month HoteLux Elite membership.
• The retained page does not state redemption terms or a cash conversion.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Complimentary HoteLux Elite breakfast（優惠值未列明） · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• The retained page does not state the number of breakfasts or booking conditions.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Complimentary HoteLux Elite room upgrade（優惠值未列明） · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• Room upgrades are subject to availability.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: HoteLux Elite early check in（優惠值未列明） · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• Early check-in is subject to availability.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: HoteLux Elite late check out（優惠值未列明） · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• Late check-out is subject to availability.

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

• 適用資格: 適用對象: 全部
• 適用消費: Type: not applicable
• 優惠上限: 適用範圍: Up to US$200 in HoteLux hotel dining and spa credits · 期間: 未提供 · Type: 未提供
• 百分比備註: The source states a hotel benefit, not a percentage rate.
• Included in the complimentary HoteLux Elite membership.
• The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

Category or merchant does not match. • Source-stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only. • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period. • Eligible overseas spending is any retail and online spending in foreign-currency transactions. • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions. • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement. • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate. • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred. • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.

• 適用資格: 適用對象: 全部
• 適用消費: 適用範圍: 海外簽賬 · Type: 類別
• 優惠上限: 期間: 未提供 · Type: 未提供
• 百分比備註: Source stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
• 須申請或登記。
• The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
• The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
• Eligible overseas spending is any retail and online spending in foreign-currency transactions.
• Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
• Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
• The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
• The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
• The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
• Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31