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250 HKD saving

Threshold-equivalent: HK$250 ÷ HK$100,000 × 100 = 0.2500% (rounded to 4 decimal places). Tax tier: HK$100,000–HK$199,999; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.

Added: 2026-10-12

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend <: HK$200,000.00 · Period spend ≥: HK$100,000.00
• Benefit limit: Amount: 500 · Applies to: 優惠①及優惠②每位客戶合計 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent: HK$250 ÷ HK$100,000 × 100 = 0.2500% (rounded to 4 decimal places). Tax tier: HK$100,000–HK$199,999; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.
• Application or registration is required.
• tier: 累積繳稅HK$100,000至HK$199,999可享HK$250現金回贈。
• 須憑任何建行（亞洲）信用卡累積零售簽賬滿HK$2,000，並經手機或網上銀行繳稅。
• 須於建行（亞洲）手機銀行登記：登入後選「信用卡／貸款」>「精選優惠」>「登記獎賞」>「信用卡交稅早鳥優惠」。
• 登記及繳款時段為2026年10月12日上午10時至2026年10月31日中午12時；推廣期為2026年10月2日至2026年10月31日。
• 只限首2,500名於登記時段成功登記，並累積繳稅滿HK$10,000及合資格零售簽賬滿HK$2,000的客戶；先到先得，額滿即止。
• 如以不同信用卡戶口繳付多張稅單，稅款及合資格零售簽賬總額可累積計算。
• 優惠①及優惠②於整個推廣期內每位客戶最高合共獲HK$500現金回贈；優惠受有關條款及細則約束。
• 登記及繳稅: 2026-10-12 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

50 HKD saving

Threshold-equivalent: HK$50 ÷ HK$10,000 × 100 = 0.5000% (rounded to 4 decimal places). Tax tier: HK$10,000–HK$29,999; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.

Added: 2026-10-12

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend <: HK$30,000.00 · Period spend ≥: HK$10,000.00
• Benefit limit: Amount: 500 · Applies to: 優惠①及優惠②每位客戶合計 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent: HK$50 ÷ HK$10,000 × 100 = 0.5000% (rounded to 4 decimal places). Tax tier: HK$10,000–HK$29,999; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.
• Application or registration is required.
• tier: 累積繳稅HK$10,000至HK$29,999可享HK$50現金回贈。
• 須憑任何建行（亞洲）信用卡累積零售簽賬滿HK$2,000，並經手機或網上銀行繳稅。
• 須於建行（亞洲）手機銀行登記：登入後選「信用卡／貸款」>「精選優惠」>「登記獎賞」>「信用卡交稅早鳥優惠」。
• 登記及繳款時段為2026年10月12日上午10時至2026年10月31日中午12時；推廣期為2026年10月2日至2026年10月31日。
• 只限首2,500名於登記時段成功登記，並累積繳稅滿HK$10,000及合資格零售簽賬滿HK$2,000的客戶；先到先得，額滿即止。
• 如以不同信用卡戶口繳付多張稅單，稅款及合資格零售簽賬總額可累積計算。
• 優惠①及優惠②於整個推廣期內每位客戶最高合共獲HK$500現金回贈；優惠受有關條款及細則約束。
• 登記及繳稅: 2026-10-12 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

50 HKD saving

Threshold-equivalent: HK$50 ÷ HK$30,000 × 100 = 0.1667% (rounded to 4 decimal places). Tax spend is HK$30,000 or more; the effective rate decreases above the minimum. The shared HK$500 cap across Offers ① and ② applies.

Added: 2026-10-12

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$30,000.00
• Benefit limit: Amount: 500 · Applies to: 優惠①及優惠②每位客戶合計 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent: HK$50 ÷ HK$30,000 × 100 = 0.1667% (rounded to 4 decimal places). Tax spend is HK$30,000 or more; the effective rate decreases above the minimum. The shared HK$500 cap across Offers ① and ② applies.
• Application or registration is required.
• 以建行（亞洲）Visa信用卡累積繳稅達HK$30,000或以上，另額外享HK$50現金回贈。
• 須累積零售簽賬滿HK$2,000，並經手機或網上銀行繳稅及登記。
• 須於建行（亞洲）手機銀行登記；登記及繳款時段為2026年10月12日上午10時至2026年10月31日中午12時。
• 只限首2,500名合資格客戶；先到先得，額滿即止。如以不同信用卡戶口繳付多張稅單，相關總額可累積計算。
• 優惠①及優惠②於整個推廣期內每位客戶最高合共獲HK$500現金回贈；優惠受有關條款及細則約束。
• 登記及繳稅: 2026-10-12 – 2026-10-31

Open source offer ↗

100 HKD saving

Threshold-equivalent: HK$100 ÷ HK$30,000 × 100 = 0.3333% (rounded to 4 decimal places). Tax tier: HK$30,000–HK$59,999; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.

Added: 2026-10-12

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend <: HK$60,000.00 · Period spend ≥: HK$30,000.00
• Benefit limit: Amount: 500 · Applies to: 優惠①及優惠②每位客戶合計 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent: HK$100 ÷ HK$30,000 × 100 = 0.3333% (rounded to 4 decimal places). Tax tier: HK$30,000–HK$59,999; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.
• Application or registration is required.
• tier: 累積繳稅HK$30,000至HK$59,999可享HK$100現金回贈。
• 須憑任何建行（亞洲）信用卡累積零售簽賬滿HK$2,000，並經手機或網上銀行繳稅。
• 須於建行（亞洲）手機銀行登記：登入後選「信用卡／貸款」>「精選優惠」>「登記獎賞」>「信用卡交稅早鳥優惠」。
• 登記及繳款時段為2026年10月12日上午10時至2026年10月31日中午12時；推廣期為2026年10月2日至2026年10月31日。
• 只限首2,500名於登記時段成功登記，並累積繳稅滿HK$10,000及合資格零售簽賬滿HK$2,000的客戶；先到先得，額滿即止。
• 如以不同信用卡戶口繳付多張稅單，稅款及合資格零售簽賬總額可累積計算。
• 優惠①及優惠②於整個推廣期內每位客戶最高合共獲HK$500現金回贈；優惠受有關條款及細則約束。
• 登記及繳稅: 2026-10-12 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

50 HKD saving

Threshold-equivalent: HK$50 ÷ HK$10,000 × 100 = 0.5000% (rounded to 4 decimal places). Tax spend is HK$10,000 or more; the effective rate decreases above the minimum. The shared HK$500 cap across Offers ① and ② applies.

Added: 2026-10-12

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$10,000.00
• Benefit limit: Amount: 500 · Applies to: 優惠①及優惠②每位客戶合計 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent: HK$50 ÷ HK$10,000 × 100 = 0.5000% (rounded to 4 decimal places). Tax spend is HK$10,000 or more; the effective rate decreases above the minimum. The shared HK$500 cap across Offers ① and ② applies.
• Application or registration is required.
• 首次經手機或網上銀行繳稅，並累積繳稅滿HK$10,000，可額外享HK$50現金回贈。
• 「首次」指2025年10月1日至2026年10月1日期間未有透過本行手機／網上銀行繳費服務繳付稅款。
• 須憑建行（亞洲）信用卡累積零售簽賬滿HK$2,000，並經手機或網上銀行繳稅及登記；登記及繳款時段為2026年10月12日上午10時至2026年10月31日中午12時。
• 只限首2,500名合資格客戶；先到先得，額滿即止。如以不同信用卡戶口繳付多張稅單，相關總額可累積計算。
• 優惠①及優惠②於整個推廣期內每位客戶最高合共獲HK$500現金回贈；優惠受有關條款及細則約束。
• 登記及繳稅: 2026-10-12 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

400 HKD saving

Threshold-equivalent: HK$400 ÷ HK$200,000 × 100 = 0.2000% (rounded to 4 decimal places). Tax tier: HK$200,000 or more; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.

Added: 2026-10-12

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$200,000.00
• Benefit limit: Amount: 500 · Applies to: 優惠①及優惠②每位客戶合計 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent: HK$400 ÷ HK$200,000 × 100 = 0.2000% (rounded to 4 decimal places). Tax tier: HK$200,000 or more; the effective rate decreases above the minimum tax spend. The shared HK$500 cap across Offers ① and ② applies.
• Application or registration is required.
• tier: 累積繳稅HK$200,000或以上可享HK$400現金回贈。
• 須憑任何建行（亞洲）信用卡累積零售簽賬滿HK$2,000，並經手機或網上銀行繳稅。
• 須於建行（亞洲）手機銀行登記：登入後選「信用卡／貸款」>「精選優惠」>「登記獎賞」>「信用卡交稅早鳥優惠」。
• 登記及繳款時段為2026年10月12日上午10時至2026年10月31日中午12時；推廣期為2026年10月2日至2026年10月31日。
• 只限首2,500名於登記時段成功登記，並累積繳稅滿HK$10,000及合資格零售簽賬滿HK$2,000的客戶；先到先得，額滿即止。
• 如以不同信用卡戶口繳付多張稅單，稅款及合資格零售簽賬總額可累積計算。
• 優惠①及優惠②於整個推廣期內每位客戶最高合共獲HK$500現金回贈；優惠受有關條款及細則約束。
• 登記及繳稅: 2026-10-12 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

1 HKD saving

每累積HK$250基本獎賞合資格交易獲HK$1現金回贈：HK$1 ÷ HK$250 × 100 = 0.4%。現金回贈調低至港元整數，因此實際比率可能較低；政府部門及八達通自動增值基本回贈合計每個合資格賬戶每曆月上限HK$40。

Added: 2026-10-08

• Eligibility: Audience: student
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 每個合資格賬戶的政府部門及八達通自動增值基本回贈合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: 每累積HK$250基本獎賞合資格交易獲HK$1現金回贈：HK$1 ÷ HK$250 × 100 = 0.4%。現金回贈調低至港元整數，因此實際比率可能較低；政府部門及八達通自動增值基本回贈合計每個合資格賬戶每曆月上限HK$40。
• 適用於大學及大專學生專用的BEA GOAL信用卡。每累積HK$250基本獎賞合資格交易可獲HK$1現金回贈；政府部門簽賬及八達通自動增值的基本獎賞合計每個合資格賬戶每曆月最多HK$40。基本獎賞以記賬日期計，回贈存入下一期主卡月結單，現金回贈調低至港元整數。政府部門簽賬不獲額外獎賞。合資格交易由銀行按商戶編號或交易類別判定；賬戶須有效，取消、退款或欺詐交易不合資格，銀行可追回不合資格交易的獎賞。

Open source offer ↗

Up to 500 HKD saving

Added: 2026-10-08

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 來源列明以信用卡繳稅及早鳥優惠；其他合資格卡片、日期及條款未列明。

1 HKD saving

HK$1 ÷ HK$250 × 100 = 0.4%, from the stated reward conversion.

Added: 2026-10-04

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 政府部門及八達通自動增值服務基本獎賞合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: HK$1 ÷ HK$250 × 100 = 0.4%, from the stated reward conversion.
• 適用於 BEA GOAL 信用卡；每期結單內每累積 HK$250 基本獎賞合資格交易，可獲 HK$1 現金回贈。
• 每個合資格賬戶每曆月政府部門及八達通自動增值服務基本獎賞合計最多 HK$40。
• 政府部門交易仍須符合基本獎賞合資格交易條件。交易以記賬日期為準；賬戶須維持有效。

Open source offer ↗

400 HKD saving

HK$400 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 20.0%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated tax-payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Offer 1; the source gives conflicting maximum amounts · Period: not stated · Type: not stated
• Percentage note: HK$400 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 20.0%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated tax payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.
• Application or registration is required.
• The offer applies to principal cardmembers with CCB Asia credit cards. Business cards are excluded.
• This tier requires cumulative salary tax or personal assessment tax payments of HK$200,000 or more during the promotion and at least HK$2,000 in qualifying retail spending.
• Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards. The bank issues a reference number after registration. The registration path is Mobile Banking > Credit Card/Loans > Featured Offers > Register Rewards > this offer.
• Pay salary tax or personal assessment tax through CCB Asia mobile or online bill payment during the stated payment period. Follow the cutoff time shown by the bank. Provide the tax account number, tax amount, and card account details.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing when the customer pays online. The bank reviews eligibility. The account must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• The bank uses its records for transaction dates and times. The customer must confirm that tax payment is complete and accepts the risks of the payment instruction. Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. Cashback can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• The source states an Offer 1 maximum of HK$450, while clause 10 states an Offer 1 cap of HK$400. The source also states a combined Offer 1 and Offer 2 maximum of HK$500. The Offer 1 cap conflict remains unresolved.
• The bank’s cashback and dispute decisions are final. The bank may change or cancel the plan or its terms. Other online service agreements, cardmember terms, and the fee schedule apply and take precedence if terms conflict. The customer authorises the bank to share and retain tax payment information for the plan. The bank disclaims liability for tax delays or invalid-payment penalties. The English terms control if the Chinese and English versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

100 HKD saving

HK$100 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 5.0%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated tax-payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Offer 1; the source gives conflicting maximum amounts · Period: not stated · Type: not stated
• Percentage note: HK$100 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 5.0%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated tax payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.
• Application or registration is required.
• The offer applies to principal cardmembers with CCB Asia credit cards. Business cards are excluded.
• This tier requires cumulative salary tax or personal assessment tax payments of HK$30,000–HK$59,999 during the promotion and at least HK$2,000 in qualifying retail spending.
• Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards. The bank issues a reference number after registration. The registration path is Mobile Banking > Credit Card/Loans > Featured Offers > Register Rewards > this offer.
• Pay salary tax or personal assessment tax through CCB Asia mobile or online bill payment during the stated payment period. Follow the cutoff time shown by the bank. Provide the tax account number, tax amount, and card account details.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing when the customer pays online. The bank reviews eligibility. The account must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• The bank uses its records for transaction dates and times. The customer must confirm that tax payment is complete and accepts the risks of the payment instruction. Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. Cashback can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• The source states an Offer 1 maximum of HK$450, while clause 10 states an Offer 1 cap of HK$400. The source also states a combined Offer 1 and Offer 2 maximum of HK$500. The Offer 1 cap conflict remains unresolved.
• The bank’s cashback and dispute decisions are final. The bank may change or cancel the plan or its terms. Other online service agreements, cardmember terms, and the fee schedule apply and take precedence if terms conflict. The customer authorises the bank to share and retain tax payment information for the plan. The bank disclaims liability for tax delays or invalid-payment penalties. The English terms control if the Chinese and English versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

50 HKD saving

HK$50 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 2.5%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated tax-payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Offer 1; the source gives conflicting maximum amounts · Period: not stated · Type: not stated
• Percentage note: HK$50 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 2.5%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated tax payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.
• Application or registration is required.
• The offer applies to principal cardmembers with CCB Asia credit cards. Business cards are excluded.
• This tier requires cumulative salary tax or personal assessment tax payments of HK$10,000–HK$29,999 during the promotion and at least HK$2,000 in qualifying retail spending.
• Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards. The bank issues a reference number after registration. The registration path is Mobile Banking > Credit Card/Loans > Featured Offers > Register Rewards > this offer.
• Pay salary tax or personal assessment tax through CCB Asia mobile or online bill payment during the stated payment period. Follow the cutoff time shown by the bank. Provide the tax account number, tax amount, and card account details.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing when the customer pays online. The bank reviews eligibility. The account must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• The bank uses its records for transaction dates and times. The customer must confirm that tax payment is complete and accepts the risks of the payment instruction. Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. Cashback can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• The source states an Offer 1 maximum of HK$450, while clause 10 states an Offer 1 cap of HK$400. The source also states a combined Offer 1 and Offer 2 maximum of HK$500. The Offer 1 cap conflict remains unresolved.
• The bank’s cashback and dispute decisions are final. The bank may change or cancel the plan or its terms. Other online service agreements, cardmember terms, and the fee schedule apply and take precedence if terms conflict. The customer authorises the bank to share and retain tax payment information for the plan. The bank disclaims liability for tax delays or invalid-payment penalties. The English terms control if the Chinese and English versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

50 HKD saving

HK$50 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 2.5%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated tax-payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Offer 1 Visa extra cashback; source cap wording conflicts · Period: not stated · Type: not stated
• Percentage note: HK$50 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 2.5%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated tax payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.
• Application or registration is required.
• The exact eligible-card wording is 建行(亞洲) Visa 信用卡. The plan applies to CCB Asia-issued cards, excludes business cards, and requires a principal cardmember. No configured card product matches the complete Visa wording.
• The terms table lists an extra HK$50 for the HK$30,000–HK$59,999, HK$60,000–HK$199,999, HK$100,000–HK$199,999, and HK$200,000-or-more tax tiers. The HK$60,000–HK$199,999 and HK$100,000–HK$199,999 rows overlap. The promotion table shows HK$50 only in the HK$30,000–HK$59,999 row. Preserve this difference and the unclear higher-tier boundaries.
• At least HK$2,000 of qualifying retail spending is also required. Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards.
• Pay salary tax or personal assessment tax through CCB Asia mobile or online bill payment during the stated payment period. Follow the displayed cutoff time and provide the tax account number, tax amount, and card account details.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing at payment. It must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. It can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• The source states an Offer 1 maximum of HK$450, while clause 10 states an Offer 1 cap of HK$400. The source also states a combined Offer 1 and Offer 2 maximum of HK$500. Preserve the conflicting Offer 1 cap wording.
• The bank may change or cancel the plan or its terms. Its cashback and dispute decisions are final. Other service agreements, cardmember terms, and the fee schedule apply. The customer authorises use and retention of tax payment information. The bank disclaims liability for tax delay or invalid-payment penalties. The English terms control if versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

50 HKD saving

HK$50 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 2.5%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated first-time tax-payment condition and other offer conditions still apply; the offer cap is HK$50 per customer.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 50 · Applies to: Offer 2 cashback per customer · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$50 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 2.5%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated first time tax payment condition and other offer conditions still apply; the offer cap is HK$50 per customer.
• Application or registration is required.
• The offer applies to principal cardmembers with CCB Asia credit cards. Business cards are excluded.
• The customer must make a first-time tax payment through CCB Asia mobile or online bill payment, using an eligible credit card, and accumulate at least HK$10,000 in salary tax or personal assessment tax during the promotion. At least HK$2,000 of qualifying retail spending is also required.
• First time means no tax payment transaction through the bank’s mobile or online bill payment service from 2025-10-01 through 2026-10-01.
• Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards. The bank issues a reference number after registration.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing when the customer pays online. The bank reviews eligibility. The account must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• The bank uses its records for transaction dates and times. The customer must confirm that tax payment is complete and accepts the risks of the payment instruction. Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. Cashback can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• Offer 2 has a HK$50 per-customer promotion cap. The source states that Offer 1 and Offer 2 together have a HK$500 maximum, while Offer 1 has conflicting maximum amounts.
• The bank’s cashback and dispute decisions are final. The bank may change or cancel the plan or its terms. Other online service agreements, cardmember terms, and the fee schedule apply and take precedence if terms conflict. The customer authorises the bank to share and retain tax payment information for the plan. The bank disclaims liability for tax delays or invalid-payment penalties. The English terms control if the Chinese and English versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

Up to 500 HKD saving

Added: 2026-10-03

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 信用卡交稅
• 早鳥優惠
• 未列明合資格卡種。

150 HKD saving

HK$150 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 7.5%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated tax-payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Offer 1; the source gives conflicting maximum amounts · Period: not stated · Type: not stated
• Percentage note: HK$150 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 7.5%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated tax payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.
• Application or registration is required.
• The offer applies to principal cardmembers with CCB Asia credit cards. Business cards are excluded.
• This tier requires cumulative salary tax or personal assessment tax payments of HK$60,000–HK$99,999 during the promotion and at least HK$2,000 in qualifying retail spending.
• Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards. The bank issues a reference number after registration. The registration path is Mobile Banking > Credit Card/Loans > Featured Offers > Register Rewards > this offer.
• Pay salary tax or personal assessment tax through CCB Asia mobile or online bill payment during the stated payment period. Follow the cutoff time shown by the bank. Provide the tax account number, tax amount, and card account details.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing when the customer pays online. The bank reviews eligibility. The account must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• The bank uses its records for transaction dates and times. The customer must confirm that tax payment is complete and accepts the risks of the payment instruction. Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. Cashback can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• The source states an Offer 1 maximum of HK$450, while clause 10 states an Offer 1 cap of HK$400. The source also states a combined Offer 1 and Offer 2 maximum of HK$500. The Offer 1 cap conflict remains unresolved.
• The bank’s cashback and dispute decisions are final. The bank may change or cancel the plan or its terms. Other online service agreements, cardmember terms, and the fee schedule apply and take precedence if terms conflict. The customer authorises the bank to share and retain tax payment information for the plan. The bank disclaims liability for tax delays or invalid-payment penalties. The English terms control if the Chinese and English versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

250 HKD saving

HK$250 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 12.5%, rounded to one decimal place. This threshold-equivalent rate decreases above the minimum spend. The stated tax-payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.

Added: 2026-10-03

• Eligibility: Audience: all · Document: For overseas qualifying retail spending, provide the original sales slip or an official transaction record.
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Offer 1; the source gives conflicting maximum amounts · Period: not stated · Type: not stated
• Percentage note: HK$250 cashback ÷ HK$2,000 minimum qualifying retail spend × 100 = 12.5%, rounded to one decimal place. This threshold equivalent rate decreases above the minimum spend. The stated tax payment tier and other offer conditions still apply; the Offer 1 cap conflict remains unresolved.
• Application or registration is required.
• The offer applies to principal cardmembers with CCB Asia credit cards. Business cards are excluded.
• This tier requires cumulative salary tax or personal assessment tax payments of HK$100,000–HK$199,999 during the promotion and at least HK$2,000 in qualifying retail spending.
• Register in the CCB Hong Kong and Macau mobile app from 2026-10-02 10:00 to 2026-10-31 12:00 Hong Kong time. The first 2,500 successful registrations qualify on a first-come, first-served basis; late registrations are rejected. One card registration covers the member’s other cards. The bank issues a reference number after registration. The registration path is Mobile Banking > Credit Card/Loans > Featured Offers > Register Rewards > this offer.
• Pay salary tax or personal assessment tax through CCB Asia mobile or online bill payment during the stated payment period. Follow the cutoff time shown by the bank. Provide the tax account number, tax amount, and card account details.
• Qualifying retail spending includes local retail and online spending, and overseas spending with the original sales slip or an official transaction record. Tax and qualifying retail totals across multiple bills and card accounts can be added. Supplementary card activity counts for the principal cardmember.
• Excluded retail spending includes transactions not posted by 2026-11-15; transfers; balance transfers; instalment loans and interest-free instalment plans; insurance premiums; e-wallet transactions, top-ups, and transfers, including AlipayHK, Alipay, PayMe, WeChat Pay HK, and WeChat Pay; autopay; Octopus auto top-ups, including wallet top-ups; RentSmart; interest-free cash plans; bill payments; telegraphic transfers; gambling; recurring payments; charity donations; telephone, fax, or mail orders; cash advances; tax payments; fees and charges; cancelled or refunded transactions; and transaction types the bank decides do not qualify. The source clause ends before its final text.
• The card account must have enough available credit and be in good standing when the customer pays online. The bank reviews eligibility. The account must remain active and in good standing during the promotion and when cashback is credited. The bank may reclaim cashback if a qualifying transaction is cancelled.
• The bank uses its records for transaction dates and times. The customer must confirm that tax payment is complete and accepts the risks of the payment instruction. Cashback is credited by 2027-01-31 to the card account with the highest cumulative tax payment. Cashback can only reduce that account’s balance; it cannot be exchanged for cash, taken as a cash advance, or transferred. Tax payments do not earn points under the bank’s points programme.
• The source states an Offer 1 maximum of HK$450, while clause 10 states an Offer 1 cap of HK$400. The source also states a combined Offer 1 and Offer 2 maximum of HK$500. The Offer 1 cap conflict remains unresolved.
• The bank’s cashback and dispute decisions are final. The bank may change or cancel the plan or its terms. Other online service agreements, cardmember terms, and the fee schedule apply and take precedence if terms conflict. The customer authorises the bank to share and retain tax payment information for the plan. The bank disclaims liability for tax delays or invalid-payment penalties. The English terms control if the Chinese and English versions differ.
• Promotion period: 2026-10-02 – 2026-10-31
• Registration and tax payment period; see time limits in constraints: 2026-10-02 – 2026-10-31

Open source offer ↗

China Construction Bank (Asia)

1 HKD saving

按條款明示的現金回贈及簽賬額計算：HK$1 ÷ HK$250 × 100 = 0.4%。

Added: 2026-10-01

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 每個合資格賬戶的政府部門及八達通自動增值基本獎賞合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: 按條款明示的現金回贈及簽賬額計算：HK$1 ÷ HK$250 × 100 = 0.4%。
• 合資格產品：BEA GOAL信用卡。每期結單按基本獎賞合資格交易累積計算，每累積HK$250獲HK$1現金回贈；不計算簽賬角及分。
• 政府部門交易及八達通自動增值交易的基本獎賞每個合資格賬戶每曆月合計最多HK$40現金回贈或10,000獎分；BEA GOAL基本獎賞為現金回贈。
• 只計零售簽賬，按入賬日期計；賬戶須有效。不合資格簽賬可被扣回獎賞。

Open source offer ↗

100 HKD saving

Added: 2026-10-01

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• 憑ICBC信用卡交稅

1 HKD saving

Cashback calculation: HK$1 ÷ HK$250 × 100 = 0.4%.

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 政府部門簽賬及八達通自動增值服務基本獎賞合併每月上限 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cashback calculation: HK$1 ÷ HK$250 × 100 = 0.4%.
• BEA GOAL 基本獎賞為每期結單累積 HK$250 合資格交易獲 HK$1 現金回贈。
• 政府部門及八達通自動增值交易的基本獎賞，每個合資格賬戶每曆月最多 HK$40 現金回贈或 10,000 獎分；BEA GOAL 基本獎賞為現金回贈。
• 交易以記賬日期為準。交易資格由銀行按商戶編號或交易類別判定；賬戶須維持有效。

Open source offer ↗

Up to 2% saving

來源明示高達2%現金回贈。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Requirements: Pay with: sim credit card app
• Benefit limit: Applies to: 差餉繳費現金回贈 · Period: not stated · Type: not stated
• Percentage note: 來源明示高達2%現金回贈。
• 須使用sim Credit Card App繳交差餉。
• 來源明示繳費現金回贈最高2%。
• 優惠受條款及細則約束；本Markdown未列出詳細條款。

1 HKD saving

HK$1 ÷ HK$250 × 100 = 0.4%。現金回贈調低至整數港元。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 每個合資格帳戶政府部門及八達通自動增值基本回贈合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: HK$1 ÷ HK$250 × 100 = 0.4%。現金回贈調低至整數港元。
• 適用卡為BEA GOAL信用卡。政府部門基本獎賞按每期結單累積HK$250合資格交易獲HK$1現金回贈；政府部門及八達通自動增值基本回贈合計每個合資格帳戶每曆月最多HK$40。按記賬日期計。帳戶須有效；不合資格交易可追回回贈。銀行按商戶編號或交易類別決定資格。

Open source offer ↗

1 HKD saving

HK$1 / HK$250 × 100 = 0.4%. 政府部門簽賬與八達通自動增值的基本回贈共用每月上限。

Added: 2026-09-23

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 每個合資格賬戶每曆月的政府部門及八達通自動增值基本獎賞合計上限 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: HK$1 / HK$250 × 100 = 0.4%. 政府部門簽賬與八達通自動增值的基本回贈共用每月上限。
• 每個結單期累積每HK$250基本獎賞合資格交易可獲HK$1現金回贈；按記賬日期計算。
• 政府部門簽賬與八達通自動增值簽賬的基本獎賞共用每個合資格賬戶每曆月HK$40現金回贈上限。一般基本獎賞交易限制及銀行的交易類別判定規則同樣適用。

Open source offer ↗

Up to 2% saving

Added: 2026-09-18

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
• 持卡人須年滿18歲或以上。
• sim World Mastercard®頁面列明最低年收入HKD150,000。
• 使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。

1 HKD saving

來源列明每HK$250基本獎賞合資格交易回贈HK$1：HK$1 ÷ HK$250 × 100 = 0.4%（精確值，無需四捨五入）。政府繳費與八達通自動增值共用每個合資格賬戶每曆月HK$40現金回贈上限。

Added: 2026-09-17

• Eligibility: Audience: all
• Eligible spending: Applies to: 政府繳費 · Type: category
• Benefit limit: Amount: 40 · Applies to: 每個合資格賬戶政府繳費及八達通自動增值交易的基本現金回贈合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: 來源列明每HK$250基本獎賞合資格交易回贈HK$1：HK$1 ÷ HK$250 × 100 = 0.4%（精確值，無需四捨五入）。政府繳費與八達通自動增值共用每個合資格賬戶每曆月HK$40現金回贈上限。
• 適用BEA GOAL信用卡、i-Titanium信用卡及JCB白金卡。每累積HK$250基本獎賞合資格交易回贈HK$1。政府繳費與八達通自動增值服務共用每個合資格賬戶每曆月HK$40現金回贈上限。一般基本獎賞及交易資格限制適用。

Open source offer ↗