Find your
next advantage.

20% saving

Added: 2026-10-16

• Eligibility: Audience: all
• Eligible spending: Applies to: kiwico · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• All STEM kits.

2.4% saving

Added: 2026-10-10

• Eligibility: Audience: other
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用卡包括：香港中文大學白金卡、香港城市大學白金卡、香港浸會大學白金卡、香港中文大學專業進修學院白金卡、香港恒生大學白金卡。
• 大學／大專聯營卡的認可課程及申請人於相關院校的身份由恒生及院校確認。符合所列院校／附屬學院證書或以上課程條件的全日制大專學生，畢業年續卡時可能須提供額外文件。
• 恒生保留批核信用卡、卡類別及信用額的最終決定權。
• 頁面提供立即申請入口。可透過恒生Mobile App申請，需香港身份證和自拍；iPhone網上申請支援iOS 13.2或以上。

Up to 500 HKD reward

Added: 2026-10-08

• Eligibility: Audience: other
• Eligible spending: Applies to: hkt education · Type: merchant
• Requirements: Pay with: unionpay credit card or Pay with: unionpay atm card or Pay with: unionpay qr code
• Benefit limit: Amount: 3 · Applies to: 每張合資格銀聯卡之優惠次數 · Period: promotion total · Type: limited · Unit: transactions
• Application or registration is required.
• 名額有限，先到先得，額滿即止。
• 優惠只適用於合資格銀聯卡戶。須在商戶指定網站使用銀聯信用卡或提款卡（ATM卡），或掃瞄銀聯二維碼，並經銀聯網絡完成交易。
• 原文稱：「合資格的銀聯卡並不包括香港及澳門指定發卡機構所發行之人民幣銀聯卡除外。」此句的「除外」範圍不清。
• 微信支付、WeChat Pay、支付寶及AlipayHK等其他付款方式不接納為合資格銀聯付款方式。
• 須在指定HKT education銷售渠道以合資格銀聯卡購買並完成訂單，且滿指定金額；本文未列明該金額。
• 每張合資格銀聯卡可享優惠3次。
• 電子禮券於完成訂單後7個工作天，透過指定流動應用程式發放。
• 須下載指定流動應用程式以取得優惠券。應參照登記HKT education網店服務帳戶時使用的流動電話號碼，下載及登記相應應用程式。
• 如登記電話為csl／1O1O／Club SIM號碼，可在相應流動應用程式查閱優惠券；其他電話號碼可訪客身分登入csl應用程式，且優惠券只可在csl流動應用程式查閱。
• 電子禮券另受其條款及細則約束；本文未列明該等條款內容。
• 電子禮券自系統發放日起有效一年；逾期自動失效。
• 推廣期: Now – 2026-11-30

Up to 500 HKD reward

Added: 2026-10-05

• Eligible spending: Applies to: hkt education · Type: merchant
• Benefit limit: Amount: 3 · Applies to: 每張合資格銀聯卡可享本優惠的次數 · Period: promotion total · Type: limited · Unit: transactions
• Application or registration is required.
• 推廣期由即日起至2026年11月30日；名額有限，先到先得，額滿即止。
• 優惠只適用於合資格銀聯卡戶。須在商戶指定網站以銀聯信用卡或提款卡（ATM卡）付款，或透過雲閃付APP或其他支援銀聯二維碼的手機應用程式掃瞄銀聯二維碼，並經銀聯網絡完成交易。
• 原文限制寫作「合資格的銀聯卡並不包括香港及澳門指定發卡機構所發行之人民幣銀聯卡除外」；其確切排除範圍不明，保留原文措辭。
• 微信支付、WeChat Pay、支付寶及AlipayHK等其他付款方式不獲接納。
• 須於推廣期內在指定HKT education銷售渠道以合資格銀聯卡購買並完成訂單，並滿足指定金額；來源沒有列出該金額。每筆合資格訂單可獲一張高達HK$500的csl手機、手機配件及服務電子禮券。
• 電子禮券於完成訂單7個工作天後透過指定流動應用程式發放。客戶須下載及登記指定應用程式；須按HKT education網店服務帳戶所登記的流動電話號碼選擇應用程式。
• 如帳戶登記的電話號碼為csl、1O1O或Club SIM號碼，可在對應的流動應用程式查閱優惠券。如電話號碼不屬於這些號碼，客戶可訪客身分登入csl應用程式；優惠券只可在csl流動應用程式查閱。
• 電子禮券另受其條款及細則約束；來源沒有列出該等條款。電子禮券自系統發放日起有效一年，逾期自動失效。
• 推廣期內購買並完成訂單: Now – 2026-11-30

Up to 500 HKD reward

Added: 2026-10-03

• Eligibility: Audience: all
• Eligible spending: Applies to: HKT · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• 銀聯卡尊享

2,300 HKD reward

Added: 2026-10-03

• Eligibility: Audience: other
• Eligible spending: Applies to: 蘇寧 · Type: merchant
• Benefit limit: Applies to: Galaxy AI Academy classes · Period: not stated · Type: not stated
• 適用於在香港蘇寧簽賬的DBS信用卡持卡人。
• 來源列明課程價值HK$2,300；完成課程可獲證書。
• 受條款及細則約束；詳情請向店員查詢。
• DBS cardholder course offer: Now – 2026-10-31

Open source offer ↗

DBS

Up to 500 HKD reward

Added: 2026-09-29

• Eligibility: Audience: all
• Eligible spending: Applies to: hkt education · Type: merchant
• Requirements: Pay with: unionpay credit card or Pay with: unionpay atm card or Pay with: unionpay qr code
• Benefit limit: Amount: 3 · Applies to: 每張合資格銀聯卡 · Period: promotion total · Type: limited · Unit: transactions
• Application or registration is required.
• 持卡人須於推廣期內在指定HKT education銷售渠道，以合資格銀聯卡購買並完成訂單，且滿指定金額；來源未列明該指定金額。
• 每張合資格銀聯卡可享優惠3次。
• 合資格付款方式包括使用銀聯信用卡及提款卡（即ATM卡），或透過雲閃付APP或其他支援銀聯二維碼的手機應用程式掃描銀聯二維碼，並經銀聯網絡完成交易。
• 不接受微信支付、WeChat Pay、支付寶或AlipayHK等其他付款方式。
• 來源原文稱合資格銀聯卡「並不包括香港及澳門指定發卡機構所發行之人民幣銀聯卡除外」；例外範圍不清，保留原文，不推定合資格範圍。
• 電子禮券一張，於完成訂單7個工作天後透過指定流動應用程式發放。
• 客戶須下載指定流動應用程式以取得優惠券，並按登記HKT education網店服務帳戶時使用的流動電話號碼確認應用程式。csl、1O1O或Club SIM號碼可在對應應用程式查閱；其他號碼可訪客身分登入csl應用程式，優惠券只可在csl應用程式查閱。
• 電子禮券自系統發放日起一年內有效，逾期自動失效。
• 名額有限，先到先得，額滿即止。
• JSON摘要稱「銀聯卡尊享」；詳細條款列明合資格銀聯付款方式。
• 推廣期: Now – 2026-11-30

Up to 500 HKD reward

未列明指定消費金額或比較價格，無法計算百分比。

Added: 2026-09-26

• Eligibility: Audience: all
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Amount: 3 · Applies to: 每張合資格銀聯卡 · Period: promotion total · Type: limited · Unit: transactions
• Percentage note: 未列明指定消費金額或比較價格，無法計算百分比。
• Application or registration is required.
• The complete list of eligible merchants is not available.
• 銀聯卡尊享
• 獎賞為一張 csl 手機、手機配件及服務電子禮券，面值高達 HK$500；指定消費金額及其分級方式未列明。
• 須於指定 HKT education 銷售渠道完成訂單。
• 付款須使用合資格銀聯信用卡或提款卡（ATM卡），或掃瞄銀聯二維碼並通過銀聯網絡簽賬。二維碼付款可使用雲閃付 APP 或其他支援銀聯二維碼的手機應用程式。
• 微信支付、WeChat Pay、支付寶及 AlipayHK 不屬合資格銀聯付款方式。
• 合資格卡排除條款原文為「合資格的銀聯卡並不包括香港及澳門指定發卡機構所發行之人民幣銀聯卡除外」；排除範圍表述不清。
• 名額有限，先到先得，額滿即止。
• 電子禮券於完成訂單後 7 個工作天，透過指定流動應用程式發放。
• 客戶須下載並登記指定流動應用程式以領取優惠券；須按登記 HKT education 網店服務帳戶時使用的流動電話號碼選擇應用程式。
• 如提供的電話號碼為 csl、1O1O 或 Club SIM 號碼，可在對應應用程式查閱優惠券；其他號碼可訪客身分登入 csl 應用程式，且優惠券只可在 csl 應用程式查閱。
• 電子禮券自系統發放日起一年內有效，逾期自動失效。
• HKT Education 推廣期: 2026-09-26 – 2026-11-30

Up to 2.4% saving

Added: 2026-09-22

• Eligibility: Audience: student
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• 適用信用卡：香港中文大學白金卡、香港城市大學白金卡、香港浸會大學白金卡、香港中文大學專業進修學院白金卡、香港恒生大學白金卡。
• 全日制大學／大專學生須修讀合資格院校或其附屬學院頒發的證書或以上課程；院校包括本港認可之大學、珠海學院、職業訓練局、香港專業教育學院、香港演藝學院、明愛專上學院、明愛白英奇專業學校、香港科技專上書院、香港專業進修學校／港專學院、香港三育書院、明德學院、東華學院、香港伍倫貢學院、香港能仁專上學院、明愛社區書院、香港藝術學院、香港知專設計學院、青年會專業書院、宏恩基督教學院及耀中幼教學院。
• 如申請大學／大專聯營卡，恒生及有關大學／學院保留對認可課程及申請人身份的最終決定權。
• 恒生可能在畢業年期要求學生提供額外文件以續期信用卡。
• 恒生保留批核信用卡、卡類別及信用額的最終決定權。
• 此頁提供立即申請步驟；iPhone網上信用卡申請須使用iOS 13.2或以上版本。
• 如難以了解資料，申請前可親臨分行或聯絡客戶服務中心熱線了解更多。

2.4% saving

Added: 2026-09-22

• Eligibility: Audience: all · Document: 經恒生Mobile App申請時需香港身份證和自拍
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Applies to: 教育開支回贈 · Period: not stated · Type: not stated
• Application or registration is required.
• 適用卡包括香港中文大學白金卡、香港城市大學白金卡、香港浸會大學白金卡、香港中文大學專業進修學院白金卡及香港恒生大學白金卡。
• 恒生保留批核信用卡、卡類別及信用額的最終決定權。
• 如全日制大學／大專學生就讀列明院校或其附屬學院的證書或以上課程，恒生可能在畢業年期要求額外文件以續期。
• 恒生及有關大學／學院保留對認可課程及申請人院校身份的最終決定權。

Up to 300 HKD saving

Added: 2026-09-20

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.

Open source offer ↗

300 HKD reward

Added: 2026-09-18

• Eligibility: Audience: student · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: eligible transactions · Period: not stated · Type: not stated
• Application or registration is required.
• 成功批核後，於發卡後首60個曆日內以學生卡作港幣2,000元或以上合資格簽賬；適用於全新信用卡客戶；受學生卡迎新推廣條款約束。

200 HKD reward

Added: 2026-09-18

• Eligibility: Audience: student · Customer status: existing
• Eligible spending: Applies to: 學費／課程 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: eligible transactions · Period: not stated · Type: not stated
• Application or registration is required.
• 於發卡後首60個曆日內以學生卡作港幣2,000元或以上合資格簽賬。
• promotion: 2026-04-01 – 2027-02-28

Open source offer ↗

200 HKD reward

Added: 2026-09-18

• Eligibility: Audience: student · Customer status: existing
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: eligible transactions · Period: not stated · Type: not stated
• Application or registration is required.
• 成功批核後，於發卡後首60個曆日內以學生卡作港幣2,000元或以上合資格簽賬；適用於現有信用卡客戶；受學生卡迎新推廣條款約束。

Up to 2.4% rate

來源明示教育開支可賺取2.4% +FUN Dollars回贈。

Added: 2026-09-18

• Eligibility: Audience: student
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Applies to: 教育開支 · Period: not stated · Type: not stated
• Percentage note: 來源明示教育開支可賺取2.4% +FUN Dollars回贈。
• Application or registration is required.
• 適用於大學／大專聯營卡；來源備註列明全日制大學／大專學生及認可院校或課程條件。
• 如申請大學／大專聯營卡，恒生及有關大學／學院保留對認可課程及申請人學生身份的最終決定權。
• 來源標示教育開支可賺取2.4% +FUN Dollars回贈。

300 HKD reward

Added: 2026-09-18

• Eligibility: Audience: student · Customer status: new
• Eligible spending: Applies to: 學費／課程 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: eligible transactions · Period: not stated · Type: not stated
• Application or registration is required.
• 於發卡後首60個曆日內以學生卡作港幣2,000元或以上合資格簽賬。
• promotion: 2026-04-01 – 2027-02-28

Open source offer ↗

Up to 4% saving

Added: 2026-09-17

• Eligibility: Audience: all
• Eligible spending: Applies to: 教育 · Type: category
• Benefit limit: Amount: 200 · Applies to: 每張合資格信用卡於整個推廣期 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• 只適用於中銀信用卡（國際）有限公司在香港發行的中銀 Chill Platinum Mastercard。
• 須於推廣期內憑合資格信用卡，經中銀香港流動應用程式、個人客戶手機銀行及／或網上銀行的繳付賬單服務，向指定商戶繳交學費。
• 指定商戶限於 merchants 欄所列機構。
• 每張合資格信用卡整個推廣期最多 HK$200 現金回贈。
• 如推廣期內信用卡賬戶曾轉換或提升，回贈會誌入新卡賬戶。
• 附屬卡合資格交易視為同一主卡賬戶交易；回贈合併計算於主卡賬戶及每個合資格信用卡賬戶。
• 交易按交易日期計算，須於 2027-01-14 或之前成功誌賬；核實後的回贈會於 2027-03-31 或之前誌入。誌入時賬戶須正常、有效及信用狀況良好。
• 交易紀錄以卡公司核實結果為準。
• 回贈只可用作日後信用卡零售簽賬；不可用作現金透支、財務費用或獲贈回贈前累積的未繳結欠，亦不可兌現、轉換其他禮品、退回或轉讓。
• 虛假、未經許可、未誌賬、已取消、已退款或退回的交易不合資格。
• 如有舞弊或欺詐，卡公司可取消資格、扣除已發回贈、取消信用卡及／或採取法律行動。
• 卡公司可更改、暫停或取消優惠或修訂條款，並保留最終決定權。
• 客戶須保留交易文件正本；卡公司可要求提供存根或其他文件作核實，已遞交的文件不獲發還。
• 客戶須自行支付使用或下載相關應用程式、手機銀行及／或網上銀行所產生的數據費用。
• 應從官方應用程式商店或中銀香港網頁下載流動應用程式，並注意搜尋識別字樣。
• 條款亦列明 Apple、Google 及 Huawei 的商標或服務標記資訊；所有資料及圖片只供參考。
• 推廣條款受香港特別行政區法律管轄；除合資格持卡人及卡公司外，其他人士無權強制執行或享有條款利益；中英文版本有差異時以中文版本為準。
• 中銀 Chill Platinum Mastercard 繳交指定專上或專業教育學費推廣: 2026-07-21 – 2026-12-31

Open source offer ↗

Up to 500 HKD reward

Added: 2026-09-17

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 500 · Applies to: 電子禮券 · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• 銀聯卡尊享；未列明具體卡產品名稱。

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants hkicpa / the hong kong management association hkma · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of 400 +FUN Dollars across both phases · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• The City University of Hong Kong Credit Card is included in the Eligible Credit Card list.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026 and is excluded for this run; active Phase 2 runs from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled and refunded transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars, and a reward below 1 +FUN Dollar is not awarded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at 200 +FUN Dollars per phase and 400 +FUN Dollars for the full promotion.
• The reward is credited by February 2027 for Phase 2. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise stated.
• Group 3 examination-fee payments must be made to the named designated professional institutions and successfully posted within the Promotion Period.
• Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA) and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

5 RewardCash reward

Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 教育 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

5 RewardCash reward

Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants / the hong kong management association · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of $400 +FUN Dollars across both phases · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• Application or registration is required.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026 and is excluded for this run; active Phase 2 runs from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled, and refunded transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars, and a reward below 1 +FUN Dollar is not awarded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at $200 +FUN Dollars per phase and $400 +FUN Dollars for the full Promotion Period.
• The reward is credited by February 2027 for Phase 2. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise specified.
• The product page states that offers are available upon successful application and/or registration and subject to the applicable eligible-spending requirements.
• Group 3 examination-fee payments must be made to the named designated professional institutions and successfully posted within the Promotion Period. Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA), and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The source states a 2.4% +FUN Dollars rebate and says it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants hkicpa / the hong kong management association hkma · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of $400 +FUN Dollars throughout the Promotion Period · Period: promotion total · Type: limited · Unit: other
• Percentage note: The source states a 2.4% +FUN Dollars rebate and says it includes the basic 0.4% +FUN Dollars reward.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026; active Phase 2 runs from 1 July to 31 December 2026.
• The reward applies to Hong Kong Baptist University Credit Card and is calculated on the relevant eligible education or bookstore transactions.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled and refunded transactions are excluded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars; a reward below 1 +FUN Dollar is not awarded.
• The extra reward is capped at $200 +FUN Dollars per account per phase and $400 for the full Promotion Period. Phase 2 is the active period for this run.
• The Phase 2 reward will be credited by February 2027. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility.
• The reward cannot be used with other +FUN Dollars promotions unless otherwise specified.
• This offer is for examination-fee payment to a designated Group 3 professional institution within the Promotion Period.
• Designated Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA) and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants hkicpa / the hong kong management association hkma · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in Phase 2; the source also states a maximum of $400 +FUN Dollars throughout the Promotion Period · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• The promotion runs from 1 January 2026 to 31 December 2026; the active Phase 2 runs from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted within 15 days after the end of the applicable phase. Unposted, cancelled, refunded and fraudulent transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars; a reward below $1 +FUN Dollar is not awarded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at $200 per account per phase and $400 for the full promotion.
• The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise stated.
• Group 3 examination-fee payments must be made to the named designated professional institutions and successfully posted within the Promotion Period.
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants / the hong kong management association · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of $400 +FUN Dollars across both phases · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• Application or registration is required.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026 and is excluded for this run; active Phase 2 runs from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled, and refunded transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars, and a reward below 1 +FUN Dollar is not awarded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at $200 +FUN Dollars per phase and $400 +FUN Dollars for the full Promotion Period.
• The reward is credited by February 2027 for Phase 2. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise specified.
• The reward is only applicable to City University of Hong Kong Credit Card, Hong Kong Baptist University Credit Card, The Chinese University of Hong Kong Credit Card, School of Continuing and Professional Studies CUHK Credit Card, and The Hang Seng University of Hong Kong Credit Card.
• The product page states that offers are available upon successful application and/or registration and subject to the applicable eligible-spending requirements.
• Group 3 examination-fee payments must be made to the named designated professional institutions within the Promotion Period. Designated Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA), and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants / the hong kong management association · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of $400 +FUN Dollars across both phases · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• Application or registration is required.
• The 2026 Promotion Period runs from 1 January to 31 December 2026. Phase 1 ended on 30 June 2026; this active offer represents Phase 2 from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled and refunded transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars, and a reward below 1 +FUN Dollar is not awarded.
• Spending on supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at $200 +FUN Dollars per phase and $400 +FUN Dollars throughout the full Promotion Period.
• The reward is credited by February 2027 for Phase 2. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise specified.
• Group 3 examination-fee payments must be made to the named designated professional institutions and successfully posted within the Promotion Period.
• The product page states that offers are available upon successful application and/or registration and subject to applicable eligible-spending requirements.
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The terms state a 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants / the hong kong management association · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Extra rebate for one eligible card account in Phase 2; the full promotion maximum is HK$400 across both phases · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The terms state a 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• The product page states that the 2.4% +FUN Dollars benefit applies to education payments, including tuition, examination fees, and purchases at local bookstores.
• The product page states that offers are subject to applicable terms, eligibility requirements, and availability.
• The promotion runs from 1 January 2026 to 31 December 2026, with Phase 2 from 1 July 2026 to 31 December 2026.
• Eligible transactions must be made during the Promotion Period and posted within 15 days after the end of the applicable phase. Unposted, cancelled, refunded, fraudulent, and otherwise ineligible transactions are excluded.
• The rebate is calculated for each eligible transaction, rounded down to the nearest dollar, and a rebate below HK$1 is not awarded.
• Spending by the principal and supplementary cards is combined under the same principal-card account. The extra rebate is capped at HK$200 per account per phase and HK$400 for the full promotion.
• Hang Seng records determine eligibility. The rebate cannot be combined with other +FUN promotions unless the terms state otherwise.
• Group 3 examination-fee payments must be successfully posted within the Promotion Period.
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The source states a 2.4% +FUN Dollars rebate and says it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants hkicpa / the hong kong management association hkma · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of $400 +FUN Dollars throughout the Promotion Period · Period: promotion total · Type: limited · Unit: other
• Percentage note: The source states a 2.4% +FUN Dollars rebate and says it includes the basic 0.4% +FUN Dollars reward.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026; active Phase 2 runs from 1 July to 31 December 2026.
• The reward applies to Hong Kong Baptist University Credit Card and is calculated on the relevant eligible education or bookstore transactions.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled and refunded transactions are excluded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars; a reward below 1 +FUN Dollar is not awarded.
• The extra reward is capped at $200 +FUN Dollars per account per phase and $400 for the full Promotion Period. Phase 2 is the active period for this run.
• The Phase 2 reward will be credited by February 2027. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility.
• The reward cannot be used with other +FUN Dollars promotions unless otherwise specified.
• This offer is for examination-fee payment to a designated Group 3 professional institution within the Promotion Period.
• Designated Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA) and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants hkicpa / the hong kong management association hkma · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of 400 +FUN Dollars across both phases · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• The City University of Hong Kong Credit Card is included in the Eligible Credit Card list.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026 and is excluded for this run; active Phase 2 runs from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled and refunded transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars, and a reward below 1 +FUN Dollar is not awarded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at 200 +FUN Dollars per phase and 400 +FUN Dollars for the full promotion.
• The reward is credited by February 2027 for Phase 2. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise stated.
• Group 3 examination-fee payments must be made to the named designated professional institutions and successfully posted within the Promotion Period.
• Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA) and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

2.4% reward

The terms state a source-stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: cfa institute / hong kong institute of certified public accountants hkicpa / the hong kong management association hkma · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each eligible credit card account in active Phase 2; the source also states a maximum of 400 +FUN Dollars across both phases · Period: promotion total · Type: limited · Unit: +FUN Dollars
• Percentage note: The terms state a source stated 2.4% rebate and explain that it includes the basic 0.4% +FUN Dollars reward.
• Hong Kong Baptist University Credit Card is included in the Eligible Credit Card list.
• The promotion runs from 1 January 2026 to 31 December 2026. Phase 1 ended on 30 June 2026 and is excluded for this run; active Phase 2 runs from 1 July to 31 December 2026.
• Eligible transactions must be completed during the Promotion Period and posted to the relevant credit-card account within 15 days after the end of the applicable phase. Fraudulent, unposted, cancelled and refunded transactions are excluded.
• The reward is calculated for each individual eligible transaction, rounded down to whole +FUN Dollars, and a reward below 1 +FUN Dollar is not awarded.
• Spending by supplementary cards is combined with spending posted to the same principal-card account. The extra reward is capped at 200 +FUN Dollars per phase and 400 +FUN Dollars for the full promotion.
• The reward is credited by February 2027 for Phase 2. The account must remain valid and in good standing when the reward is credited. Hang Seng records determine eligibility, and the reward cannot be combined with other +FUN Dollars promotions unless otherwise stated.
• Group 3 examination-fee payments must be made to the named designated professional institutions and successfully posted within the Promotion Period.
• Group 3 institutions are CFA Institute, Hong Kong Institute of Certified Public Accountants (HKICPA) and The Hong Kong Management Association (HKMA).
• Phase 2 of the 2026 2.4% +FUN Dollars Rebate Offer for Education Payment: 2026-07-01 – 2026-12-31

5 RewardCash reward

Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers · Type: merchant
• Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
• Application or registration is required.
• Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
• The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
• The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
• Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
• 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31