01/Shopping
300HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$2,000.00Cap: 1 rewards · promotion total
Offer details
300 HKD saving
HKD 300 ÷ HKD 2,000 × 100 = 15%; exact, so no rounding is required. This threshold-equivalent rate applies at the minimum eligible spend and decreases above HKD 2,000. The fixed HKD 300 rebate requires at least HKD 2,000 of eligible spend in the first two months after card issue.
Added: 2026-10-03
Terms & conditions
- Eligibility: Audience: all · Customer status: existing
- Eligible spending: Applies to: 購物 · Type: category
- Requirements: Period spend ≥: HK$2,000.00
- Benefit limit: Amount: 1 · Applies to: Welcome reward per eligible customer · Period: promotion total · Type: limited · Unit: rewards
- Percentage note: HKD 300 ÷ HKD 2,000 × 100 = 15%; exact, so no rounding is required. This threshold equivalent rate applies at the minimum eligible spend and decreases above HKD 2,000. The fixed HKD 300 rebate requires at least HKD 2,000 of eligible spend in the first two months after card issue.
- Application or registration is required.
- The formal terms limit this offer to selected existing BEA credit-card customers. The applicant must not have held a BEA Supreme Wealth World Mastercard, World Mastercard, BEA GOAL, BEA AIA, or UnionPay Dual Currency Diamond Card in the six months before application and approval. Corporate, co-branded, and supplementary cards are excluded from that list.
- Confirm the newly approved card and spend at least HKD 2,000 on eligible transactions in the first two months after card issue.
- Eligible spend includes local retail and online purchases and specified overseas retail transactions. RMB spend from this card's RMB account counts as HKD 1 per CNY 1 toward the HKD spend requirement.
- Ineligible transactions include supplementary-card transactions; loan or instalment payments and related fees or interest; cash advances; Octopus top-ups; transfers; stored-value card purchases or top-ups; e-wallet top-ups, transfers, and retail transactions; insurance; supermarkets; government payments; specified local ticketing-network purchases; merchant instalments; mail, fax, and telephone orders; casino and chip transactions; foreign-currency exchange; finance charges, late fees, annual fees, and bank charges; online or ATM payments; tax payments; recurring payments and direct debits; pending, cancelled, refunded, reversed, or fraudulent transactions; and other transactions the bank determines ineligible.
- Each eligible customer can receive this reward once. It cannot be combined with other promotions unless the terms state otherwise. The bank determines eligible transactions by merchant code or transaction category and may require original receipts or transaction records.
- Applications from 2026-09-09 to 2026-09-30 must be approved by 2026-10-31, with payment by 2027-02-28. Applications from 2026-10-01 to 2027-01-13 must be approved by 2027-02-28, with payment by 2027-06-30. Notify the bank within one month if the rebate is not received by the applicable payment date.
- The account must remain active during the promotion and payout period. The bank may deduct the rebate value if the card is cancelled within 12 months after opening. The rebate is not transferable, cannot be exchanged for cash, and can only reduce the credit-card account balance. Permanent bank employees are ineligible.
- The page summary defines an existing customer as a principal-card applicant who currently holds, or held within the six months before application and approval, any BEA credit card other than the BEA UnionPay Dual Currency Diamond Card. The formal terms further limit this reward to selected existing customers and exclude applicants who held any listed card in the six months before application and approval.
- Application period: 2026-09-09 – 2027-01-13
Related credit cards
BEA UnionPay Dual Currency Diamond Credit Card
